Citigroup:
the AI strategy, sourced.

• Q1 2026 earnings presentation: AI tool adoption by 80%-plus of colleagues, 42 million interactions since inception (up 50% on Q4 2025).
• Markets processes 4,400-plus documents via AI, creating 1,700-plus hours a month of capacity in oversight areas such as trade confirms and interest-claims investigations.
• Advanced and agentic AI used by 10,000-plus engineers, including to remap more than 30 years of legacy code; coding work that took top developers a week and a half now takes minutes, per Fraser.
• Investor day, May 7, 2026: Citi Sky, an AI wealth advisor, begins rolling out to Citigold clients in the summer; 400 more advisors and personal bankers hired alongside it.
• Core AI tools deployed to over 180,000 colleagues in 85 countries (May 2026 investor day), a rollout led by the CIO; the bank ranks second among US banks for AI venture deals (77 since 2019).
• Agentic payments in the cards business (Mastercard Agent Pay) and an AI Infrastructure Banking team formed in February 2026 to serve the build-out.
• Q2 2026 call: 'nearly nine out of ten of our people are using our AI tools'; more than 100 processes mapped end to end for automation; headcount down to 219,000. By September the bank counted 65 million-plus interactions and 87%-plus adoption.
• Arc, launched in April 2026, is the platform for building and scaling AI agents across every business line; Citi Sky runs on Google's Gemini Enterprise Agent Platform with DeepMind avatar technology; Cognition's Devin remapped 30-plus years of legacy code in two days.
• Fraser memo, January 2026: about 1,000 further job cuts as part of a multiyear plan reported to reach 20,000 roles by 2026; at Davos she said AI 'will take some jobs away'. Headcount fell from about 224,000 in Q1 to 219,000 in Q2 2026, with over $800 million of severance year to date.
• Investor day, May 7, 2026: AI-assisted code reviews free up about 100,000 hours of engineering capacity every week; Services has a pipeline of 50-plus AI use cases, with an intelligent document processing platform cutting onboarding review times by 80%.
• Stylus Workspaces runs on both Google's Gemini and Anthropic's Claude models, per a Citi spokesperson (September 2025); the October 2024 Google Cloud agreement gives Citi the Vertex AI platform for developer toolkits, document processing and servicing.
• AI leadership has turned over: Shobhit Varshney, hired from IBM as global head of AI in September 2025, left in April 2026 for personal reasons, and David Griffiths became Group Head of AI.
• Patents: Citibank, N.A. holds granted US patents on validating autonomous AI agents (US 12,450,494 B1, October 21, 2025) and on semantic chunking for LLM retrieval (US 12,254,272 B1, March 18, 2025).
• Second-quarter 2026 10-Q lists AI risks among its forward-looking factors: exploitation of vulnerabilities, 'ineffective, inadequate or faulty Generative AI development or deployment practices by Citi or third parties', fraud and disinformation, and competitors deploying AI faster.

What is Citi Stylus Workspaces?

The most broadly available AI tool for Citi staff, rolled out in late 2024; adoption climbed from single digits to more than 80% of colleagues by mid-2026, pushed by a 4,000-strong network of 'champions' and 'accelerators'.[2][1]

What AI partnerships and patents does Citigroup have?

Citi's AI stack is multi-vendor. Google Cloud is the anchor partner (Vertex AI since October 2024; Gemini and DeepMind behind Citi Sky), Anthropic's Claude runs alongside Gemini inside Stylus Workspaces, Cognition's Devin handles coding work, and Palantir supports Wealth. Citi also helps write open-source AI controls at FINOS. Its patent portfolio, filed mainly by Citibank, N.A., covers LLM retrieval, agent validation, routing and AI-model governance, with four US grants from October 2024 to October 2025 verified here.[39][40][23][55][59]

What has Citi done on AI, and when?

• Oct 1, 2026

  Payments chief: no AI model to authorise payments[52]

  Debopama Sen says her team uses AI to draft client responses and flag anomalies but not to decide whether a payment goes through; Payments Express handles 10 million payments a day.

• Sep 29, 2026

  Market Guide platform relaunched with AI at Sibos[35]

  Citi Investor Services unveils an AI-powered Market Guide inside its Custody+ suite, covering more than 100 custody markets with AI search and intelligent summaries of local market practice, regulatory updates and settlement information.

• Sep 28, 2026

  Token Services expands to Japan and the UAE[65]

  The footprint reaches seven markets — the US, Ireland, Hong Kong, Singapore, the UK, Japan and the UAE — covering liquidity, payments and collateral needs.

• Sep 28, 2026

  Citi Ventures details its AI investment thesis[34]

  Global head of venture investing Arvind Purushotham says Citi Ventures is targeting AI across lending and underwriting, coding agents and manual knowledge work, out of more than 200 investments since 2010 and 125 active portfolio companies; underwriting shifts from pure rules to 'a combination of some rules being applied, but then some artificial intelligence being brought in'.

• Sep 22, 2026

  Group Head of AI profile: 65 million interactions[23]

  The bank says Stylus Workspaces has reached more than 180,000 people with 87%-plus adoption, AI cut US client-onboarding document review from about an hour to 15 minutes, and Citi takes part in Anthropic's Project Glasswing.

• Sep 20, 2026

  Fraser: a 'tsunami of patching'[28]

  The CEO says companies are racing to shore up defences as more powerful AI models raise cyber-attack risk.

• Sep 14, 2026

  Citi Sky demonstrated as an 'always-on' wealth teammate[16]

  The AI avatar discusses CD renewals, checks a college fund and flags mortgage-refinancing opportunities with a Citigold client in a phased rollout.

• Aug 6, 2026

  Q2 2026 10-Q: AI in the risk language[36]

  The 10-Q lists AI-enabled cyber exploitation, faulty generative-AI practices by Citi or third parties, AI-driven fraud and disinformation, and competitors deploying AI faster among its forward-looking risks.

• Jul 16, 2026

  Headcount at 219,000; 7,000 fewer since Q4 2025[51][21]

  Of the reduction, 5,000 fell in the second quarter; severance over $800 million year to date. Citi says it is investing in AI '100% on the offense'.

• Jul 14, 2026

  Q2 2026 call: nearly nine in ten use AI tools[21][26]

  Fraser: AI is helping bring products such as Payments Express and Citi Wealth Advisor Insights to market faster; the CFO cites more than 100 processes mapped end to end for automation and headcount down to 219,000.

• Jul 9, 2026

  Siam Commercial Bank first on the integrated 24/7 corridor[64]

  SCB is the first financial-institution client globally to go live on Citi's combined 24/7 USD Clearing and Token Services solution.

• Jun 16, 2026

  One way to deploy an agent[27]

  Markets CIO Nikhil Joshi says every agent at Citi goes through one central framework, built in 2024, for visibility and traceability.

• Jun 11, 2026

  Among banks expecting fewer jobs[15]

  Bloomberg groups Citi with JPMorgan and Goldman in the consensus that AI means fewer banking jobs.

• Jun 1, 2026

  Agentic AI in cards[11]

  Mastercard Agent Pay and Citi Flex Pay capabilities in a card portfolio serving more than 70 million customers.

• May 7, 2026

  Investor day AI metrics[37]

  Core AI tools deployed to over 180,000 colleagues in 85 countries; AI code reviews free about 100,000 hours a week; Services reports 50-plus AI use cases, an 80% cut in document review time and 6,000 servicing agents in 72 countries; Cards AI models lift approval rates by 100 basis points.

• May 7, 2026

  Investor day: Citi Sky, 400 advisors, new targets[5][7][2]

  AI wealth advisor for Citigold clients from the summer; Fraser: AI applied from onboarding and underwriting to virtual wealth advisers, cybersecurity and coding.

• May 5, 2026

  Fraser: AI to drive wealth growth[4]

  Ahead of investor day the CEO says the bank is betting on AI to grow its wealth business.

• May 1, 2026

  Arc agent platform launched[24]

  A platform for building and scaling AI agents, first for developers' internal use cases, then in everyday workflows; 'for the first time, we can deploy embedded AI agents at enterprise scale', said then-CTO David Griffiths.

• Apr 28, 2026

  Services unit efficiencies[8]

  Four ways AI makes the 'crown jewel' unit more efficient, with revenue up 17% in the quarter.

• Apr 28, 2026

  Brian Saluzzo named CIO[25]

  The former Google engineering executive joined in March to help optimise technology and scale AI across the bank.

• Apr 22, 2026

  Citi Sky unveiled with Google Cloud and DeepMind[22]

  Built on Gemini Enterprise Agent Platform with DeepMind real-time avatar technology; English and Spanish at launch; phased rollout to Citigold clients from the summer.

• Apr 20, 2026

  Global head of AI leaves after seven months[45]

  Citi says Shobhit Varshney decided to leave for personal reasons and that its team remains focused on AI tools; investor day follows in May.

• Apr 14, 2026

  Q1 deck: 80%+ adoption, 42 million interactions[1]

  The bank reports 'the benefits of an AI-ready organization, reengineering our enterprise at scale'.

• Apr 14, 2026

  Q1 2026 call: a four-bucket AI framework[20]

  Fraser sets out business strategies, end-to-end productivity, defensive capabilities (cyber, fraud, AML) and workforce implications as the structure for AI returns.

• Apr 9, 2026

  Citi Wealth deploys four AI tools[38]

  Portfolio Intelligence (clients), AskWealth CIO, Client 360 and CitiScribe (advisors); Joe Bonanno names Google Cloud and Palantir as technology partners for account-opening work.

• Apr 8, 2026

  AI speeds account openings and system retirement[3]

  Tim Ryan: AI is used to open accounts faster and retire old software.

• Feb 25, 2026

  AI Infrastructure Banking team formed[14]

  Investment and corporate bankers grouped to cover the AI build-out.

• Feb 20, 2026

  2025 10-K: a dedicated AI risk factor[17]

  Citi expects to integrate generative AI more broadly, 'including advanced AI capabilities, such as autonomous agents'; it also reports using AI to support governance of data in key regulatory reports and retiring 548 applications in 2025.

• Jan 27, 2026

  Fraser: AI 'will take some jobs away'[50]

  Fraser tells the Washington Post at Davos that AI will create new jobs, change what people do and take some away; Citi is putting 175,000 staff through AI training so they can 'reinvent themselves'.

• Jan 14, 2026

  Fraser memo: about 1,000 cuts, 'bar is raised'[49]

  Fortune reports about 1,000 further job cuts within a multiyear plan reported at up to 20,000 roles, with automation and AI meaning some roles 'will no longer be required'.

• Jan 14, 2026

  Q4 2025 call: 21 million interactions, 50 processes to re-engineer[19]

  Colleagues in 84 countries have used the proprietary tools more than 21 million times, with adoption above 70%; AI and automation are applied first to 'just over 50' of the largest, most complex processes, from KYC to loan underwriting.

• Nov 20, 2025

  Deploying agents 'without upsetting humans'[9]

  CIO Nikhil Joshi on reskilling and adoption: 'You must take people along'.

• Nov 7, 2025

  Token Services adds euros and Dublin[63]

  Live in the US, UK, Singapore and Hong Kong, the platform now handles euro transfers from Dublin and, Citi says, continues to process billions of dollars in transactions.

• Oct 28, 2025

  AI for performance reviews; coding in minutes[13]

  Fraser at the Future Investment Initiative: the firm is rapidly expanding how staff can use AI.

• Oct 14, 2025

  Q3 2025 results: AI investments 'driving innovation'[18]

  Fraser: investments in new products, digital assets and AI are driving innovation and improved capabilities across the franchise.

• Sep 30, 2025

  Mandatory prompt training for 175,000 staff[43]

  Memo from Tim Ryan and Anand Selva requires 'Prompting like a Pro' within 60 days; staff had entered more than 6.5 million prompts in Citi AI tools that year.

• Sep 29, 2025

  Token Services joined to 24/7 USD Clearing[62]

  Citi integrates the platform with its 24/7 USD Clearing service for multibank cross-border instant payments, initially for clients with UK and US accounts.

• Sep 22, 2025

  Stylus Workspaces goes agentic[40][41]

  A 5,000-user pilot of agentic AI inside Stylus Workspaces, running on Gemini and Claude models; Griffiths on headcount: 'Does it mean that we need less people? I don't know.'

• Sep 9, 2025

  Shobhit Varshney named head of AI[44]

  Former IBM head of data and AI named in a memo from COO Anand Selva; he reports to the COO and works alongside CTO David Griffiths. Stylus, Workspaces and Assist had reached 175,000 employees.

• Jul 14, 2025

  Devin coding agents for 40,000 developers[42]

  Citi begins rolling out Cognition's Devin to automate software patches, upgrades and language rewrites; agents work only from internal repositories and humans approve all output. Citi Squad had completed 740,000 automated code reviews, about 100,000 hours a week saved.

• Jun 24, 2025

  Citi joins FINOS common controls for AI[55]

  FINOS launches an open-source effort to write common controls for AI services; Citi, Morgan Stanley, RBC and BMO work with AWS, Microsoft and Google Cloud, building on the cloud controls Citi led in 2023.

• Apr 9, 2025

  Assist and Stylus reach 150,000 staff[48]

  CTO David Griffiths: Citi Assist and Citi Stylus rolled out to 150,000 employees; Citi Squad, the coding tool, to about 9,000 developers; a new Stylus version goes to 10,000 early adopters, shaped by feedback from AI 'accelerators'.

• Oct 28, 2024

  Google Cloud multi-year agreement[39]

  Citi will migrate workloads to Google Cloud and use the Vertex AI platform for generative AI in developer toolkits, document processing and customer servicing; Tim Ryan: Google Cloud 'opens up a whole new frontier'.

• Oct 10, 2024

  Citi Token Services for Cash goes live[61]

  Moves from pilot to a live commercial service processing multimillion-dollar transactions on a private, permissioned blockchain owned by Citi; clients need not hold tokens, and Mars is named an early adopter.

• Oct 1, 2024

  Citi Stylus Workspaces rolled out[2]

  Adoption starts in the single digits; the champions programme is built to change that.

• Sep 18, 2023

  Citi Token Services created and piloted[60]

  Citi Treasury and Trade Solutions pilots tokenized deposits and smart contracts for 24/7 cross-border liquidity between Citi branches and for automated trade finance, the latter tested with Maersk.

Where does Citi use AI today?

Use-case links open the tracker's rules-by-use-case matrix: which documents govern each system type.

Treasury tools compared across banks: AI in bank treasury management.

Which AI vendors and fintechs does Citi work with?

Each vendor and fintech page cites the source for the relationship, and vendor pages list products, pricing and other bank customers. Compare AI tools for banks by category, or read the fintech and neobank AI dossiers.

What has Citi disclosed in numbers?

“We will steadily scale by continuing to invest in advisors, data, and technology, including AI, to improve productivity and client outcomes.”[5]

Jane Fraser · Chair and CEO · May 7, 2026

“You must take people along.”[9]

Nikhil Joshi · CIO · Nov 20, 2025

“Nearly nine out of ten of our people are using our AI tools.”[21][26]

Jane Fraser · Chair and CEO · Jul 14, 2026

“It doesn't replace our advisors – it makes them more powerful, extending their reach and deepening their impact.”[22]

Andy Sieg · Head of Wealth · Apr 22, 2026

“In the old world, lending and underwriting used to be driven by rules... But in the new world, I think it's going to be a combination of some rules being applied, but then some artificial intelligence being brought in.”[34]

Arvind Purushotham · Global Head of Venture Investing, Citi Ventures · Sep 28, 2026

“It will change the nature of what people do every day … And it will take some jobs away.”[50]

Jane Fraser · Chair and CEO · Jan 27, 2026

“Does it mean that we need less people? I don't know. It certainly means that we would get a lot more done.”[41]

David Griffiths · Chief Technology Officer (now Group Head of AI) · Sep 24, 2025

“It is 100% on the offense.”[21]

Jane Fraser · Chair and CEO · Jul 14, 2026

“Sell tech and people, and that will win.”[47]

Tim Ryan · Head of Technology and Business Enablement · Oct 27, 2025

“Our approach is about applying the right technology to the right challenge.”[52]

Debopama Sen · Head of Payments, Services · Oct 1, 2026

Who runs AI at Citi?

What AI roles is Citi hiring for?

Data as of Oct 25, 2026 · 12 AI-titled postings · read from Citi's own careers site, re-checked weekly

12 open AI-related postings on Citi's careers site as of Oct 25, 2026. A snapshot of current openings, not a source: postings close. Compare with other banks on which banks are hiring for AI.

Which regulators govern Citi's AI?

Side by side: SR 11-7 vs SR 26-2 · OCC vs CFPB on AI lending · PRA SS1/23 vs SR 26-2 · MAS AI Risk Management Guidelines vs SR 26-2 · EU AI Act vs Colorado AI Act · all comparisons.

What does the public record suggest about Citi's AI strategy?

Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice.

Where does the Citi record go deeper?

5 topic pages under this profile, each answering one question from the same sourced record.

• What is Citigroup's AI strategy?
• What AI patents, partnerships and investments does Citigroup have?
• How does Citi use AI in wealth management, and what is Citi Sky?
• What technology stack does Citi use for AI?
• What proprietary AI has Citi built in-house?
• Has Citigroup had a publicly reported AI incident?

Which leader rankings does Citi appear in?

13 of the computed leaders rankings include Citi, each ranked from the same sourced bank pages.

How does Citi compare with its peers?

• How does Citigroup compare with its peers on AI and technology?
• Citigroup competitors and alternatives, by business line

Its peer group on this site, by business model and size:

• Citi takes cautious approach on AI agent access

  bankingdive.com · Oct 23, 2026

• Citi Services | Agentic Commerce

  citigroup.com · Oct 20, 2026

• Citi hires Google's director of engineering, shuffles AI leaders

  americanbanker.com · Oct 19, 2026

• Citi becomes latest US bank to restrict AI agents from accessing accounts

  ft.com · Oct 16, 2026

• Citi Drops Stark Verdict on AI Spending Concerns

  finance.yahoo.com · Oct 15, 2026

1. Earnings Results Presentation, First Quarter 2026
   Citigroup · Apr 14, 2026
2. The AI Superfans Companies Count On to Convert the Skeptics
   The Wall Street Journal · Jul 8, 2026
3. Citigroup says AI helps speed account openings and systems upgrades
   Reuters · Apr 8, 2026
4. Citigroup to announce new profit targets at investor day, CEO says
   Reuters · May 5, 2026
5. Citigroup targets stronger profitability as CEO Fraser drives overhaul
   Reuters · May 7, 2026
6. Banks in Asia brace for complex cyber threats from frontier AI
   Reuters · Apr 30, 2026
7. To gain wallet share, Citi to add 400 U.S. advisors and personal bankers
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8. Four ways AI is making Citi's Services unit more efficient
   American Banker · Apr 28, 2026
9. How Citi, Citizens, TD deploy AI agents without upsetting humans
   American Banker · Nov 20, 2025
10. Citi's CIO is #37 on The Most Innovative People in Finance ranking
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11. Citi's Pam Habner bets big on agentic AI
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12. Wells Fargo, Citi and Goldman lead in AI venture investment
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13. Citi Looks to AI to Help Bosses Write Performance Reviews
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14. Citigroup Assembles Banking Team Focused on AI Infrastructure
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15. Banks Brace for AI-Driven Staff Cuts and European Mergers
    Bloomberg · Jun 11, 2026
16. Banks' wealth units pursue AI — carefully
    ABA Banking Journal · Sep 14, 2026
17. Citigroup Inc. Annual Report on Form 10-K for the year ended December 31, 2025
    Citigroup (SEC filings) · Feb 20, 2026
18. Citigroup third quarter 2025 results press release (Form 8-K, Exhibit 99.1)
    Citigroup (SEC filings) · Oct 14, 2025
19. Citi Fourth Quarter 2025 Earnings Call transcript
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20. Citi First Quarter 2026 Earnings Call transcript
    Citigroup · Apr 14, 2026
21. Citi Second Quarter 2026 Earnings Call transcript
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22. Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind Technologies
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23. A Competitive Differentiator: David Griffiths on Building the World's Most AI-empowered Financial Institution
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24. Citi launches Arc to scale AI agents across the business
    CIO Dive · May 1, 2026
25. Citi taps former Google exec as CIO
    CIO Dive · Apr 28, 2026
26. Banks report operational changes driven by AI adoption
    CIO Dive · Jul 20, 2026
27. Citi, Ford, and Experian share their strategies for scaling AI agents
    Fortune · Jun 16, 2026
28. Citi CEO Sees 'Tsunami' of Patches in Race to Defend Against AI
    Bloomberg · Sep 20, 2026
29. Agentic AI shopping bots are coming. Banks need to be ready
    American Banker · Mar 18, 2026
30. About Socure (undated page, retrieved 2026-09-24)
    Socure · Sep 24, 2026
31. Facing Slowing Growth And Worker Discontent, High-Flying Fintech Unicorn Socure Lays Off 13% Of Staff
    Forbes · Jun 17, 2022
32. Introducing Feedzai Solutions - Packaged Fraud and AML Offerings
    Feedzai · Oct 11, 2024
33. Leading Financial Risk Management Platform Feedzai Raises $200 Million Growth Investment Led by KKR
    Feedzai · Mar 24, 2021
34. Lending, coding, manual work: Citi Ventures places AI bets
    American Banker · Sep 28, 2026
35. Citi Investor Services Reimagines Market Guide Platform, Harnessing AI to Deliver Timely Intelligence for Decision Makers
    Citigroup (Business Wire) · Sep 29, 2026
36. Citigroup Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Citigroup (SEC filings) · Aug 6, 2026
37. Citi 2026 Investor Day Transcript - Consolidated
    Citigroup · May 7, 2026
38. Citi Wealth Deploys AI-Powered Technology to Enhance Client Experience
    Citigroup · Apr 9, 2026
39. Citi and Google Cloud Announce Strategic Agreement to Modernize Citi's Technology Infrastructure and Drive Innovation
    PR Newswire · Oct 28, 2024
40. Citi deploys agentic tools to in-house AI platform
    Banking Dive · Sep 23, 2025
41. US banking giant Citi pilots agentic AI with 5,000 staff
    The Register · Sep 24, 2025
42. Citi is rolling out agentic AI to its 40,000 developers
    American Banker · Jul 14, 2025
43. Citi mandates AI prompt training for most employees
    American Banker · Sep 30, 2025
44. Citi snags AI head from IBM
    CIO Dive · Sep 11, 2025
45. Citi's global head of AI joined in September and has just gone again
    eFinancialCareers · Apr 20, 2026
46. Shobhit Varshney Of Citi On Scaling AI With Purpose And Discipline
    Forbes · Mar 24, 2026
47. Citi's Ryan: Employee buy-in on AI will yield 'innovation dividend'
    Banking Dive · Oct 29, 2025
48. How Citi's CTO is rolling out new gen AI productivity tools to more employees across the globe
    Fortune · Apr 9, 2025
49. Citigroup CEO Jane Fraser warns of job cuts and says it's time to raise the bar in a fiery memo to staff
    Fortune · Jan 14, 2026
50. As AI wipes out desk jobs, Citigroup CEO Jane Fraser says the company is training 175,000 employees to 'reinvent themselves'
    Fortune · Jan 27, 2026
51. Citi has quietly cut 7,000 jobs this year. It still has 9,000 more people than before the consent order
    eFinancialCareers · Jul 16, 2026
52. The Most Powerful Women in Banking Women to Watch, #7, Debopama Sen, Citi
    American Banker · Oct 1, 2026
53. Citi adds AI-powered adviser in wealth unit
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    American Banker · May 6, 2026
55. Banking industry, big tech unite to forge AI adoption guidelines
    Banking Dive · Jun 24, 2025
56. US12124486B2 - Systems and methods for generating dynamic human-like conversational responses using a modular architecture featuring layered data models in non-serial arrangements with gated neural networks
    Google Patents (USPTO) · Oct 22, 2024
57. US12254272B1 - Context-aware semantic chunking for information retrieval in large language models
    Google Patents (USPTO) · Mar 18, 2025
58. US12393637B1 - Hierarchical document parsing and metadata generation for machine learning applications
    Google Patents (USPTO) · Aug 19, 2025
59. US12450494B1 - Validating autonomous artificial intelligence (AI) agents using generative AI
    Google Patents (USPTO) · Oct 21, 2025
60. Citi Develops New Digital Asset Capabilities for Institutional Clients
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61. Citi Token Services Marks New Milestone in Delivering Next Gen Transaction Banking Services to Institutional Clients
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62. Citi Achieves Industry First: Integrating Citi Token Services with 24/7 USD Clearing for Real-Time Cross-Border Payments and Liquidity Management
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64. The Siam Commercial Bank Collaborates with Citi to Pioneer 24/7 USD Clearing for Near Real-Time Cross-Border Payments with Citi Token Services
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65. Citi Token Services Expands Global Footprint into Japan and UAE
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