What the 120 largest US banks
are actually doing with AI.

Assets are the lead bank's consolidated assets in the Federal Reserve's Large Commercial Banks release; holding-company totals are larger for the broker-dealer groups (Goldman Sachs, Morgan Stanley). Rows 1–10 are the ten largest US bank holding companies; Charles Schwab and Axos Financial are placed by holding-company assets (their lead banks are savings banks outside that release, so the figures shown are group totals); the rest follow the Federal Reserve's lead-bank order through rank 100. Four lead banks in that range are second banks of groups already covered (TD Bank USA, BNY Mellon N.A., FirstBank of Colorado under PNC, TriState Capital under Raymond James) and are folded into those pages; ranks 101–103 fill the count to 100 groups. Rows 101–120 were added on October 5, 2026: four groups whose lead banks are outside the release, placed by group assets (Synchrony and USAA, whose banks are federal savings associations; Popular, led from Puerto Rico; and Wintrust, spread across 16 charters), then lead banks from the release with data as of June 30, 2026, in its order, skipping privately held, foreign-owned, captive and trust-only banks.

What are the largest non-US banks doing with AI?

20 major banking groups outside the US, on the same template: platforms, use cases, disclosed numbers, leaders and the supervisors each answers to, every claim sourced. Assets are the group's total assets as it reports them, in its reporting currency and not converted. These groups are not part of the US AI index.