Developer-first, then vendor-built agents embedded in the back office — an 'assembly line' automated one function at a time.
How is Goldman Sachs using AI?
Goldman Sachs approached AI through its 12,000 developers first — GitHub Copilot in 2024, Cognition's Devin agent in 2025 — then gave its whole 46,000-person workforce the GS AI Assistant, which fields more than a million prompts a month. The distinctive 2026 move was to let a model vendor inside: for six months Anthropic engineers sat with Goldman teams co-developing autonomous agents for trade accounting and client onboarding, the first such arrangement disclosed by a major bank. President John Waldron calls the firm a 'human assembly line' now facing the automation manufacturing went through, while CEO David Solomon says he does not expect a white-collar wipeout. The firm is also an active investor in the AI supply chain — Anthropic's and OpenAI's enterprise-services ventures, the fintech Taktile — and a Mythos user 'supplementing' its cyber resilience after regulators called the largest banks in.
Lead bank
Goldman Sachs Bank USA
Assets (lead bank, Mar 31, 2026)
$752 billion
Charter
State member bank (Fed)
Headquarters
New York, NY
Flagship platform
GS AI Platform and GS AI Assistant
AI leadership
Marco Argenti · John Waldron · Daniel Marcu · David Solomon · Neema Raphael · Kim Posnett · Ericka Leslie
- Developer-first: GitHub Copilot for 12,000 developers in 2024; Devin, an autonomous software engineer, piloted as a team member in 2025.
- GS AI Assistant available to all 46,000 employees since July 2025; more than a million prompts a month.
- February 2026: embedded Anthropic engineers co-developing Claude-based agents for accounting of trades and transactions and for client vetting and onboarding.
- April 2026: using Anthropic's Mythos and 'supplementing' cyber and infrastructure resilience after Treasury and the Fed summoned bank leaders.
- Investor in the AI services layer: Ode with Anthropic (with Blackstone and Hellman & Friedman), OpenAI's DeployCo, and a $110 million Series C in decisioning-software firm Taktile; 70 AI venture deals since 2019.
- Leadership is explicit about labour: Waldron's 'human assembly line', economists' 6% displacement estimate for US workers, and a partner's warning about 'cognitive atrophy' if bankers outsource reasoning to models.
- OneGS 3.0 (October 2025): 'a new operating model propelled by artificial intelligence', starting with six workstreams — client onboarding and KYC, enterprise risk, vendor management, lending, regulatory reporting and sales enablement — alongside potential job cuts and a hiring slowdown.
- Governance in the filings: a standalone AI risk factor in the 2025 10-K, and by mid-2026 a Firmwide Artificial Intelligence Risk Committee co-chaired by the CIO and chief risk officer. Open AI roles include AI safety platform engineering, AI model validation and agentic systems in technology risk (listed below, as of 24 September 2026).
What is GS AI Platform and GS AI Assistant?
A firm-hosted platform for generative-AI assistants, extended to all 46,000 employees in July 2025 and answering more than a million prompts a month; developers got GitHub Copilot in 2024 and Cognition's autonomous engineer Devin as a team member in 2025.[6][7]
What has Goldman done on AI, and when?
- Oct 1, 2026
2026 proxy statement credits Waldron with the AI programme[32]
Goldman's proxy statement credits president John Waldron with overseeing the firm's AI initiatives, including deploying internal AI assistants and coding tools to handle repetitive tasks; Waldron tells CNBC 'digital agents will be our robots' as 'our human assembly lines become more digitized'.
- Aug 24, 2026
Partner warns of 'cognitive atrophy'[3]
Chris Churchman, leading a flagship AI project, on the danger of outsourcing reasoning to models.
- Aug 10, 2026
NVIDIA compute-financing platform partner[29]
One of six firms signing memorandums of understanding to mobilise over $500 billion of third-party capital for AI infrastructure.
- Aug 3, 2026
- Jul 15, 2026
Backs Ode with Anthropic[15]
An enterprise AI services firm formed by Anthropic, Blackstone and Hellman & Friedman with a consortium including Goldman.
- Jul 14, 2026
Q2 2026 call: AI 'will not replace' Goldman's people[27]
Solomon calls AI a transformational technology that expands talent; Coleman says the firm can keep investing in AI productivity.
- Jun 24, 2026
Leads $110 million round in Taktile[10]
A bet that AI is ready for banks' regulated, high-stakes decisions.
- Jun 4, 2026
Solomon: no white-collar wipeout[14]
On Bloomberg's Odd Lots the CEO discusses headcount, AI and the bank's role in the SpaceX IPO.
- May 14, 2026
Invests in OpenAI's DeployCo[11]
Alongside BBVA, backing OpenAI's enterprise-deployment venture.
- May 12, 2026
- May 8, 2026
Argenti measures idea-to-production speed, not AI usage[26]
The CIO says tracking individual use is the wrong metric for his 12,000 engineers; Legend lets staff search firm files in natural language.
- May 4, 2026
- Apr 13, 2026
Q1 2026 call: cloud and data spend brought forward for AI[24]
CFO Denis Coleman says early OneGS 3.0 learnings mean accelerating cloud migration and data quality, critical to deploying AI across the firm.
- Apr 13, 2026
Using Mythos; regulators call in bank chiefs[13]
Solomon says the firm is supplementing cyber resilience after Bessent and Powell convened Wall Street leaders.
- Mar 20, 2026
Solomon's letter flags AI-exposed private credit[16]
'Exposure to software companies that may be adversely affected by AI' named as a reminder that the credit cycle has not been repealed.
- Feb 25, 2026
2025 10-K carries a standalone AI risk factor[23]
Generative-AI errors, bias, opacity, reliance on third-party models and heightened risk from OneGS 3.0.
- Feb 6, 2026
- Jan 22, 2026
Argenti: 2025 'the biggest changes' of a 40-year career[18]
The CIO predicts 2026 will be bigger, with personal agents and mega alliances.
- Jan 15, 2026
Q4 2025 deck: 'a new operating model propelled by artificial intelligence'[22]
OneGS 3.0 goals include accelerating AI adoption across the employee base; six initial workstreams listed.
- Oct 14, 2025
- Jul 25, 2025
GS AI Assistant reaches the whole workforce[6]
46,000 employees; a million prompts a month; Devin agents joining developer teams.
- Jan 1, 2024
GitHub Copilot for 12,000 developers[6]
The first firm-wide generative-AI deployment, to engineering.
Where does Goldman use AI today?
| System | What it does | Status | Use case |
|---|---|---|---|
| GS AI Assistant[6][7] | Firm-wide conversational assistant on the GS AI Platform. | In production | Generative & agentic AI |
| Devin and coding agents[7] | Autonomous software engineer piloted in developer teams. | Pilot | Generative & agentic AI |
| Client vetting and onboarding agents[1][9] | Claude-based agents co-developed with Anthropic. | Pilot | AML / KYC |
| Trade and transaction accounting agents[1] | Automating accounting for trades and transactions. | Pilot | AI governance (general) |
| Mythos vulnerability discovery[13] | Using the restricted model and working with Anthropic on cyber risks. | In production | Cybersecurity |
| OneGS 3.0 AI workstreams[22][21] | AI-led redesign of client onboarding and KYC, enterprise risk, vendor management, lending, regulatory reporting and sales enablement. | Rolling out | Generative & agentic AI |
| Legend natural-language research[26] | Staff search the bank's files in natural language without knowing where a document sits. | In production | Generative & agentic AI |
| AI risk factor and Firmwide AI Risk Committee[23][28] | 10-K risk factor on generative-AI output, bias, opacity and third-party models; oversight by a committee co-chaired by the CIO and chief risk officer. | In production | Model risk management |
Use-case links open the tracker's rules-by-use-case matrix: which documents govern each system type.
Which AI vendors and fintechs does Goldman work with?
| Company | What Goldman uses it for | Status | Category |
|---|---|---|---|
| ChatGPT Enterprise (OpenAI) | GS AI assistant gives staff a choice of models including 'the latest GPTs'. | In production | Enterprise AI assistants |
| Claude (Anthropic) | Claude offered to staff in the GS AI assistant; Claude-based agents for trade accounting and client onboarding in early development with embedded Anthropic engineers (February 2026); has access to Mythos. | In production | Enterprise AI assistants |
| Gemini Enterprise (Google Cloud) | GS AI assistant offers staff 'the latest Gemini' among its model choices. | In production | Enterprise AI assistants |
| GitHub Copilot | GitHub Copilot coding assistants given to the firm's 12,000 developers starting in 2024. | In production | Enterprise AI assistants |
Each vendor and fintech page cites the source for the relationship, and vendor pages list products, pricing and other bank customers. Compare AI tools for banks by category, or read the fintech and neobank AI dossiers.
What has Goldman disclosed in numbers?
| Metric | Value | As of |
|---|---|---|
| Employees with GS AI Assistant | 46,000 (all)[6] | Jul 25, 2025 |
| Prompts | 1 million+ a month[7] | Jun 1, 2026 |
| Developers with coding assistants | 12,000[6] | Jul 25, 2025 |
| AI venture deals since 2019 | 70 (third among US banks)[12] | Apr 20, 2026 |
| Q2 2026 revenue | $20.3 billion, +39%, on an AI-driven markets boom[5] | Jul 14, 2026 |
| OneGS 3.0 initial workstreams | 6[22] | Jan 15, 2026 |
| NVIDIA compute-financing platforms (six partners) | > $500 billion of third-party capital targeted[29] | Aug 10, 2026 |
“I often describe Goldman Sachs as a human assembly line.”[8]
John Waldron · President and COO · May 12, 2026
“There's a huge danger here that in the era of AI, we outsource our reasoning to these models, and we have cognitive atrophy.”[3]
Chris Churchman · Partner · Aug 24, 2026
“The rapidly accelerating advancements in AI can unlock significant productivity gains for us, and we are confident we can re-invest those gains to continue delivering world-class solutions for our clients.”[21]
David Solomon, John Waldron and Denis Coleman · CEO, President and CFO (staff memo) · Oct 14, 2025
“We see AI as a transformational technology that expands the capabilities of our best-in-class talent.”[27]
David Solomon · Chairman and CEO · Jul 14, 2026
“There’s zero time between idea and prototype.”[26]
Marco Argenti · Chief Information Officer · May 8, 2026
“AI is an opportunity to fundamentally rethink how we work, how we develop talent, how we deliver advice, and how we equip clients to navigate increasingly complex decisions.”[30]
Kim Posnett · Global Co-Head of Investment Banking · Oct 1, 2026
“Digital agents will be our robots.”[32]
John Waldron · President and Chief Operating Officer · Oct 1, 2026
Who runs AI at Goldman?
Marco ArgentiLinkedIn ↗
John WaldronLinkedIn ↗
President and Chief Operating Officer[8]
Daniel MarcuLinkedIn ↗
Global Head of AI Engineering and Science[17]
David SolomonLinkedIn ↗
Neema RaphaelLinkedIn ↗
Chief Data Officer and Head of Data Engineering[19]
Kim Posnett
Global Co-Head of Investment Banking[30]
Ericka Leslie
Chief Administrative Officer; Global Head of Operations and Engineering, Global Banking & Markets[31]
What AI roles is Goldman hiring for?
12 open AI-related postings on Goldman's careers site as of Oct 1, 2026. A snapshot of current openings, not a source: postings close.
Senior Software Engineer, Global Banking & Markets, AI/ML Technology
New York, NY · posted Sep 29, 2026
AI Enabled Modernization - Agentic Software Engineer - Vice President (New York, NY)
New York, NY · posted Sep 25, 2026
AI Enabled Modernization - Agentic Software Engineer - Vice President (Seattle, WA)
Seattle, WA · posted Sep 25, 2026
New York, NY · posted Sep 24, 2026
Technology Risk - Vice President, Agentic Systems Engineer / Technical Lead, New York
New York, NY · posted Sep 8, 2026
The Core Engineering, New York, Vice President, AI/ML Engineer
New York, NY · posted Sep 8, 2026
The Core Engineering, Machine Learning Engineer, New York, Vice President
New York, NY · posted Sep 4, 2026
Model Risk Management, AI Risk, Dallas, Analyst/Associate
Dallas, TX · posted Sep 1, 2026
Foundation Engineering, AI Platform Engineer, Vice President, Shanghai
Shanghai, China · posted Aug 14, 2026
GBM - STS AI Structuring - Sales Strats - Analyst/Associate - Bengaluru
Bengaluru, India · posted Aug 5, 2026
New York, NY · posted Jul 21, 2026
AI Engineer - Global Banking & Markets - Vice President - Warsaw
Warsaw, Poland · posted May 15, 2026
Which regulators govern Goldman's AI?
| Authority | Why it matters here | Documents |
|---|---|---|
| Federal Reserve | Goldman Sachs Bank USA is a state member bank supervised by the Fed; SR 26-2 governs its models and SR 23-4 its vendor agents. | SR 26-2 SR 23-4 |
| NY DFS | New York-chartered bank: Part 500 cybersecurity certification and the DFS frontier-AI letter apply directly. | 23 NYCRR Part 500 DFS Frontier AI Models Industry Letter (May 2026) |
| SEC | Broker-dealer and adviser businesses; SEC exam priorities cover AI in trading, back office and AML. | Division of Examinations FY2026 Priorities |
| FinCEN | Onboarding agents operate inside the BSA/AML program; the 2026 proposed rule rewards 'effective use of AI' explicitly. | 2026 AML/CFT Program Proposed Rule |
| FSB | G-SIB; the FSB's third-party practice and frontier-AI warning both bear on the Anthropic dependency. | FSB AI sound practices consultation (June 2026) FSB Chair's letter to G20 (Aug 2026) |
Side by side: SR 11-7 vs SR 26-2 · PRA SS1/23 vs SR 26-2 · all comparisons.
What does the public record suggest about Goldman's AI strategy?
Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice.
01
Embedding a vendor's engineers is a third-party-risk event, not only a productivity one
Agents co-built with Anthropic for onboarding and accounting are 'critical activities' under the interagency guidance; the contract, exit plan and model-change controls will matter more than the agents' accuracy.
02
The back office is where the automation lands first
Trade accounting and client onboarding are the two functions named; both are high-frequency, rules-heavy and examinable, which is why they were chosen.
03
Goldman is on both sides of the AI trade
It automates with Anthropic's models, invests in Anthropic's and OpenAI's services ventures, and leads their IPOs. Conflicts and information barriers are a governance topic the firm has already had to address publicly.
04
The reasoning-skills warning is a talent-pipeline signal
A partner saying juniors risk 'cognitive atrophy' is the same concern regulators voice about human oversight — expect apprenticeship models and hiring plans to be discussed alongside AI.
- Young Bankers to Manage AI Agents From Start, Goldman Exec Says
- Why Goldman is hiring more financial advisors than ever in the AI age
- Goldman Sachs Projects Big Tech AI Infrastructure Spending to Hit $1.2 Trillion in 2027
- Goldman Sachs' Brook Dane on if Meta is the new king of AI
- Why Goldman Sachs still prefers AI infrastructure to 5% Treasuries
What is Goldman Sachs doing with Anthropic?
In February 2026 Goldman's CIO Marco Argenti told CNBC the bank had spent six months working with embedded Anthropic engineers to co-develop autonomous AI agents in at least two areas: accounting for trades and transactions, and client vetting and onboarding. Goldman confirmed the report. The firm also uses Anthropic's restricted Mythos model for cyber resilience and joined the investor consortium behind Ode with Anthropic in July 2026.
How many Goldman Sachs employees use AI?
All roughly 46,000 employees have had access to the GS AI Assistant since July 2025, and the tool handles more than a million prompts a month. Its 12,000 developers have used GitHub Copilot since 2024.
- Goldman Sachs taps Anthropic's Claude to automate accounting, compliance roles
- Goldman Sachs teams up with Anthropic to automate banking tasks with AI agents, CNBC reports
- Goldman Sachs partner warns of 'huge danger' in letting AI replace bankers' reasoning skills
- Goldman Sachs President John Waldron: Our workforce processes will change because of AI
- Goldman Sachs and JPMorgan Chase are emerging as AI winners
- Goldman Sachs staff now write a million gen AI prompts a month
- Marco Argenti gives Goldman Sachs coders an AI helper
- Goldman president says bank is 'human assembly line' facing automation
- Goldman equips AI agents to do trade accounting, onboarding
- Goldman leads $110M bet on Taktile's AI software
- BBVA and Goldman Sachs invest in OpenAI's new venture
- Wells Fargo, Citi and Goldman lead in AI venture investment
- Goldman Is Using Mythos, Working With Anthropic on Cyber Risks
- Goldman Sachs CEO David Solomon on Running a Bank in the Age of AI
- Anthropic, Blackstone, and Hellman & Friedman Introduce Ode with Anthropic
- Financial Services Roundup: Market Talk (Solomon shareholder letter)
- The Next Five Years of AI (Journal House session with Daniel Marcu)
- What to Expect From AI in 2026: Personal Agents, Mega Alliances, and the Gigawatt Ceiling
- AI Exchanges: The Role of Data (transcript)
- Goldman Sachs Reports Third Quarter 2025 Earnings Results (Form 8-K, Exhibit 99.2)
- Goldman Sachs eyes layoffs and hiring slowdown amid AI push, memo shows
- Fourth Quarter and Full Year 2025 Earnings Results Presentation (Form 8-K, Exhibit 99.2)
- The Goldman Sachs Group, Inc. Annual Report on Form 10-K for 2025
- Goldman Sachs (GS) Q1 2026 Earnings Transcript
- Anthropic Partners with Blackstone, Hellman & Friedman, and Goldman Sachs to Launch Enterprise AI Services Firm
- Goldman Sachs’ tech boss says tracking individual AI usage isn’t useful
- Goldman Sachs (GS) Q2 2026 Earnings Call Transcript
- The Goldman Sachs Group, Inc. Quarterly Report on Form 10-Q for the period ended June 30, 2026
- NVIDIA Partners With Apollo, BlackRock, Blackstone, Brookfield, Goldman Sachs and KKR to Establish AI Compute Infrastructure Financing Platforms
- The Most Powerful Women in Finance, #8, Kim Posnett, Goldman Sachs
- The Most Powerful Women in Banking Women to Watch, #12, Ericka Leslie, Goldman Sachs
- John Waldron is 'one of the most non-Wall Street people' you've met—but he's in line to be the next CEO of Goldman Sachs
When Goldman moves on AI, you'll read it here first.
when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am ET · free
plus every tracker, bank and agent page update, the morning after · leave any morning