Capital One:
the AI strategy, sourced.

• Evident's AI index: second among the 50 largest banks, behind JPMorgan, in four consecutive editions (the fourth on October 6, 2026); second-largest AI talent pool after adding 2,200 AI professionals, largely through the Discover acquisition completed May 2025.
• Chief Scientist and Head of Enterprise AI Prem Natarajan, formerly VP of Alexa AI at Amazon; the bank says it builds its AI stack and treats AI as a scientific discipline.
• Chat Concierge (March 2025): the first proprietary multi-agent assistant, on dealer websites through the Auto Navigator platform; dealers using it reported a 55% improvement in engagement and serious-lead metrics.
• Research investments: Applied AI research on LLM lifecycle and agentic reasoning; $4.5 million UVA initiative (October 2025); NSF partnership at $1 million a year for five years; agentic-AI research awards at Illinois; an inaugural AI Symposium (April 2026).
• Brex acquired for $5.15 billion (announced January 2026, closed April 7, 2026): over 25,000 companies on its platform, per Capital One's announcement, and a suite of agentic AI products for business payments.
• Capital One Software sells enterprise data-security tooling (Databolt) aimed at 'secure AI adoption' — the bank as vendor.
• Eno, the bank's customer assistant since 2017, began as a text-message chatbot with natural-language processing built in-house; it now works in the mobile app, by text and email, through notifications (including on smart watches) and online from a computer, where it answers account questions and flags charges that might surprise customers.
• Proprietary models: the bank says its generative AI models are built by customising open-source LLMs with synthetic and open-source data (a training set of more than 20 trillion tokens), and its MACAW multi-agent workflow — understanding, reasoning, validation and explanation agents on fine-tuned open-weight models — summarises fraud calls and also runs Chat Concierge.
• Intellectual property: more than 5,000 granted U.S. patents (June 2025), and 472 AI patents granted in 2024, sixth overall and the highest-ranked bank on Harrity's 2025 AI Patent 100 list; the 2025 10-K warns that AI output 'may not be subject to copyright or other intellectual property protection'.
• Dealer AI: dealers using Chat Concierge reported a 55% improvement in engagement and serious-lead metrics, per AI Foundations head Milind Naphade; ProtectID, an AI fraud screen inside Dealer Navigator, won a 2026 FinTech Breakthrough award.
• Earnings calls, October 2025 to July 2026: Fairbank tells investors the bank's tech stack was 'built from the outset working backwards from the AI revolution', that transforming banking requires AI 'deeply embedded' in operations and risk management, and that it keeps investing in 'AI infrastructure and specific AI experiences'.
• Responsible AI: an AI governance and model-risk disclosure in the 10-K, published research on guardian models and LLM alignment, the ASKS Center for generative-AI safety at Illinois, the open-sourced VulnHunter code-security agent (July 2026) and co-authorship of six banks' agentic-commerce principles (September 2026).
• Auto AI results: Chat Concierge was 55% more successful at converting leads than a leading competitor on Q1 2025 results, and ProtectID (July 2025) prevented more than $120 million of potentially fraudulent dealer applications in 12 months, per Capital One Auto (March 2026).
• Responsible-AI funding: about $14.5 million pledged to centers at Columbia ($3M, 2024), USC ($3M, 2024), Illinois ($3M over five years, 2025) and UVA ($4.5M, 2025), plus $5 million to the NSF's AI Research Institutes; a Partnership on AI member since February 2024.
• Stack: all in on AWS since the 2020 exit from eight data centers; serverless-first with tens of thousands of Lambda functions; Snowflake and Databricks for data; a technology workforce of more than 14,000.

What is Chat Concierge and the in-house agent stack?

Chat Concierge, launched in March 2025, was the bank's first proprietary multi-agent conversational assistant, embedded on car dealers' websites to compare vehicles, schedule test drives and hand qualified buyers to sales; the wider stack is built by an Applied AI research team working on LLM training, customisation and multi-agent reasoning.[7][8][17]

What proprietary AI solutions has Capital One built?

Capital One builds most of its AI itself. Its generative AI models are developed by customising open-source large language models with synthetic and publicly available data, from a training set of more than 20 trillion tokens; Chat Concierge, its first proprietary multi-agent assistant, runs on Meta's Llama customised with Capital One data, and its MACAW multi-agent workflow chains fine-tuned open-weight models in fraud-call servicing. Around them sit the Eno assistant (2017), ProtectID fraud models for car dealers, open-source tools such as Data Profiler, rubicon-ml and VulnHunter, and Databolt, which it sells to other companies. The bank held more than 5,000 granted U.S. patents by June 2025 and was granted 472 AI patents in 2024.[33][7][40][10]

What AI partnerships and patents does Capital One have?

Capital One's AI partnerships are mostly academic, open-source and venture stakes rather than vendor contracts: it funds responsible-AI centers at Columbia ($3 million, March 2024) and USC ($3 million, April 2024) alongside its Illinois, UVA and NSF commitments, joined the Partnership on AI in February 2024, built Chat Concierge on Meta's open-source Llama customised with its own data, and holds AI-relevant venture stakes through Capital One Ventures (Databricks, Evinced, GetReal). Its patent estate passed 5,000 granted U.S. patents in June 2025; the rows below list recent AI grants and published applications in Capital One's name, with grant, publication and filing dates labelled.[55][57][54][7][75][10]

What has Capital One done on AI, and when?

• Oct 6, 2026

  Second on the Evident AI index for a fourth year[66][67]

  Behind JPMorganChase, ahead of RBC; Evident reports 49 of 50 banks now have responsible AI principles.

• Sep 29, 2026

  Natarajan: cutting latency and token costs with smaller, open-weight models[47]

  Chief enterprise AI officer Prem Natarajan says the bank has put more emphasis on agentic AI infrastructure to reduce latency and lower token costs, building customised open-weight and specialised models with less context targeted at the desired output; customer-service agents now edit only one-fifth of AI-drafted copy.

• Sep 28, 2026

  Shetty: 'agentic AI now must be treated as an end-to-end system'[46]

  VP of enterprise AI Rashmi Shetty says 14 years of data-infrastructure work gives agents a strong foundation and context, and that the bank adopts platform-first governance — rule-based validation, sandbox simulations, observability of agent trajectories, standardised harnesses and human-in-the-loop controls for high-risk actions — before developers build agents, rather than retrofitting it later.

• Sep 22, 2026

  Agentic-commerce principles with five other banks[42]

  With Bank of America, CBA, ING, NatWest and ASB, a paper on transparency, safety, privacy and data, choice and interoperability.

• Aug 13, 2026

  MACAW and open-weight models, described[40]

  A machine-learning engineering leader explains the multi-agent fraud-call workflow and fine-tuning open-weight models on proprietary data.

• Aug 4, 2026

  Patent granted: selective AI processing of sensitive data[65]

  US12699806B1 (filed January 21, 2026; granted August 4, 2026), assigned to Capital One Services, LLC.

• Aug 3, 2026

  AI fluency program[14]

  'We don't just use AI—we build AI'; sustaining an edge requires more than off-the-shelf models.

• Jul 21, 2026

  Q2 2026 call: AI infrastructure investment continues; Brex models to be calibrated[28][29]

  Investment focus stays on the technology transformation and AI infrastructure; full Brex acceleration needs data pipelines and model calibration.

• Jul 16, 2026

  VulnHunter open-sourced[39]

  An internally built agentic AI code-security tool released on GitHub under Apache 2.0; the CISO cites the brief window before AI attack tools spread.

• Jun 16, 2026

  Databolt Connect on Databricks Marketplace[64]

  Secure multi-party data sharing in Databricks Clean Rooms.

• Apr 23, 2026

  Inaugural Capital One AI Symposium[13]

  Two days in McLean on multi-sector AI partnerships.

• Apr 21, 2026

  Q1 2026 call: AI leverage is 'vastly greater' when embedded[27]

  Fairbank: 14th year of the technology transformation; continued investment in AI infrastructure and specific AI experiences.

• Apr 20, 2026

  ICLR 2026: alignment and guardian-model research[35]

  Gold sponsor and contributor on LLM alignment, uncertainty and responsible agentic systems, including the DynaGuard guardian model.

• Apr 7, 2026

  Brex deal closes[31][30][19]

  Brex, which Capital One's January announcement said serves over 25,000 companies, brings a suite of agentic AI products to the business-banking strategy.

• Mar 23, 2026

  Databolt expands for secure AI adoption[43]

  Capital One Software's data-security product adds capabilities for sensitive unstructured data.

• Mar 19, 2026

  ProtectID wins a fraud-prevention award[37]

  The AI-driven dealer fraud screen inside Dealer Navigator is named a 2026 FinTech Breakthrough winner.

• Mar 17, 2026

  'Building AI moats': the chief scientist on Bloomberg[22]

  Why the bank builds rather than buys its AI stack; AI as a capacity multiplier.

• Mar 12, 2026

  Chat Concierge and ProtectID win BIG Innovation Awards[63]

  Chat Concierge 55% more successful at converting leads than a leading competitor on Q1 2025 results; ProtectID prevented more than $120 million of potentially fraudulent applications in 12 months.

• Feb 19, 2026

  2025 10-K: 'our evolving use of AI' is a risk factor[24]

  Models and AI in pricing, fraud detection, loan grading, credit and software development; agentic-commerce fraud liability; uncertain IP protection for AI output.

• Jan 22, 2026

  Q4 2025 call: a stack built 'working backwards from the AI revolution'[26]

  Fairbank says the bank is 'now building AI solutions across our businesses' and that Brex has deployed in-house AI agents for expense management and audit.

• Jan 22, 2026

  Agrees to buy Brex for $5.15 billion[23]

  Corporate cards, expense software and nearly $13 billion in deposits at partner banks.

• Nov 20, 2025

  NeurIPS 2025: 20-plus accepted papers[62]

  Responsible AI, multi-agent systems, LLM evaluation and fraud detection.

• Nov 20, 2025

  Applied AI research agenda published[8]

  LLM training, customisation and alignment; synthetic data; multi-agent reasoning.

• Oct 27, 2025

  $4.5 million UVA AI research initiative[12]

  Including the Capital One AI Research Neighborhood at UVA Engineering.

• Oct 21, 2025

  Q3 2025 call: AI 'deeply embedded', not bolted on[25]

  Fairbank: AI-driven experiences are 'a new front' in premium cards; the opportunities require 'significant investment in AI and AI talent'.

• Oct 8, 2025

  Second on the Evident AI index, again[18]

  'A tale of two banks that are very much out in front' — JPMorgan and Capital One.

• Oct 1, 2025

  GM makes Navigator products co-op eligible[61]

  Badging & Sorting and Featured Dealer available through GM's In-Market Retail program.

• Jul 29, 2025

  NSF partnership on AI research institutes[11]

  $1 million a year for five years supporting NSF's AI research ecosystem.

• Jul 23, 2025

  ProtectID launches for dealers[59][60]

  Real-time fraud screening inside Dealer Navigator using proprietary fraud models and a soft credit pull.

• Jul 2, 2025

  How the dealer agents were built[38]

  At VB Transform, Naphade describes an evaluator agent trained on the bank's policies and a 55% lift in dealers' engagement and serious-lead metrics.

• Jun 24, 2025

  Patented AI, described[10]

  The bank on its 'analytical DNA' and customer-centred AI patents.

• Jun 10, 2025

  Databricks partnership deepens; Sync Computing team joins[58]

  Databolt integrates with Unity Catalog; 4,000-plus Databricks users and 5 million-plus jobs at the bank.

• Jun 4, 2025

  ASKS Center for generative-AI safety at Illinois[34]

  Capital One and the University of Illinois launch the Center for Generative AI Safety, Knowledge Systems and Cybersecurity; AI Foundations SVP Milind Naphade among its contributors.

• May 18, 2025

  Discover acquisition completes[2][21]

  Adds more than 2,200 AI professionals to the talent pool, per Evident.

• Mar 4, 2025

  Chat Concierge launches for auto dealers[7][16]

  A multi-agent assistant that compares vehicles, books appointments and hands off to sales, on the Auto Navigator platform.

• Dec 1, 2024

  Enterprise AI at scale, presented at AWS re:Invent[9]

  The bank lays out use cases across AML, cybersecurity, digital and customer service, and its enterprise AI program.

• Apr 11, 2024

  $3 million USC center (CREDIF)[57]

  Center for Responsible AI and Decision Making in Finance; director Petros Ioannou.

• Mar 15, 2024

  $3 million Columbia center for responsible AI in finance (CAIRFI)[55][56]

  PhD fellowships, faculty research and public symposia; kicked off March 28, 2024.

• Feb 27, 2024

  Joins the Partnership on AI[54]

  Membership of the multi-stakeholder non-profit.

• Nov 1, 2023

  Natarajan at the Senate AI Insight Forum[53]

  Four pillars; AI risk managed through model risk management, compliance, fair-lending and privacy governance.

• Jan 27, 2023

  Navigator Platform launches for dealers[52]

  Dealer-side toolkit built on Auto Navigator; buyers configure financing on the dealer's site.

• Jun 1, 2022

  Capital One Software launches with Slingshot[50][51]

  Enterprise B2B software business; first product manages Snowflake cost and governance after 27% in-house savings.

• Jun 3, 2021

  Capital One Ventures invests in Socure[44]

  Announcing the investment, Socure said Capital One had become 'one of our top clients'; Sarah Strauss, Capital One's head of fraud and servicing strategy, said Socure's technology had 'meaningfully increased our accuracy in identifying fraud', cutting customer friction while preventing additional fraud.

• Dec 1, 2020

  Last data center closed; all in on AWS[48][49]

  Eight data centers exited after an eight-year migration; an 11,000-person technology organisation, 85% engineers.

• Sep 26, 2018

  Why Eno's language technology was built in-house[4]

  The bank says it built Eno's natural-language processing itself, from concept to launch in under three months, training it on customer-service chat logs; Eno understood more than 2,200 terms and emojis for a balance request.

• Mar 10, 2017

  Eno, a text-message chatbot, launches as a pilot[6][5]

  Unveiled at SXSW as an SMS assistant that answers natural-language texts and emojis about balances and card payments; Capital One called it the first SMS text-based intelligent assistant from a US bank.

Where does Capital One use AI today?

Use-case links open the tracker's rules-by-use-case matrix: which documents govern each system type.

Which AI vendors and fintechs does Capital One work with?

Each vendor and fintech page cites the source for the relationship, and vendor pages list products, pricing and other bank customers. Compare AI tools for banks by category, or read the fintech and neobank AI dossiers.

What has Capital One disclosed in numbers?

“For companies, the threat of obsolescence is the greatest ever, and so too is the opportunity. The imperative to adapt and lead is existential.”[15]

Richard Fairbank · Founder and CEO · Mar 25, 2026

“Because at Capital One, we don't just use AI—we build AI.”[14]

Capital One · AI fluency program · Aug 3, 2026

“These opportunities require significant investment in AI and AI talent, and we are doing that.”[25]

Richard Fairbank · Founder, Chairman and CEO · Oct 21, 2025

“Our tech stack was built from the outset working backwards from the AI revolution and we are now building AI solutions across our businesses.”[26]

Richard Fairbank · Founder, Chairman and CEO · Jan 22, 2026

“All companies will be able to take advantage of AI, but the leverage is vastly greater when AI is embedded in the company's ecosystem.”[27]

Richard Fairbank · Founder, Chairman and CEO · Apr 21, 2026

“We felt an imperative to open-source VulnHunter because modern software supply chains are very connected, and the scale of the AI threat is larger than any single organization.”[39]

Chris Nims · EVP, Chief Information Security Officer · Jul 17, 2026

“Agentic AI now must be treated as an end-to-end system.”[46]

Rashmi Shetty · VP of Enterprise AI · Sep 28, 2026

“You're just massively reducing the stress in the system. It's more satisfying for everyone.”[47]

Prem Natarajan · EVP, Chief Scientist and Head of Enterprise AI · Sep 29, 2026

Who runs AI at Capital One?

What AI roles is Capital One hiring for?

Data as of Oct 25, 2026 · 12 AI-titled postings · read from Capital One's own careers site, re-checked weekly

12 open AI-related postings on Capital One's careers site as of Oct 25, 2026. A snapshot of current openings, not a source: postings close. Compare with other banks on which banks are hiring for AI.

Which regulators govern Capital One's AI?

Side by side: SR 11-7 vs SR 26-2 · OCC vs CFPB on AI lending · PRA SS1/23 vs SR 26-2 · MAS AI Risk Management Guidelines vs SR 26-2 · EU AI Act vs Colorado AI Act · NIST AI RMF vs ISO 42001 · all comparisons.

What does the public record suggest about Capital One's AI strategy?

Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice.

Where does the Capital One record go deeper?

6 topic pages under this profile, each answering one question from the same sourced record.

• How does Capital One use AI in auto finance?
• What is Capital One's approach to responsible AI?
• What AI research, patents and partnerships does Capital One have?
• What is Capital One's virtual assistant and how does it compare with other banks'?
• What is Capital One's technology stack?
• What proprietary AI solutions has Capital One built?
• Has Capital One had a publicly reported AI incident?

Which leader rankings does Capital One appear in?

14 of the computed leaders rankings include Capital One, each ranked from the same sourced bank pages.

How does Capital One compare with its peers?

• How does Capital One compare with its peers on AI and technology?
• Capital One competitors and alternatives, by business line

Its peer group on this site, by business model and size:

• Capital One Pushes Deeper Into AI as Card Spending Grows

  pymnts.com · Oct 20, 2026

• Capital One’s agentic AI strategy hinges on data, platform-first mindset

  ciodive.com · Sep 28, 2026

• Capital One Financial (COF) Joins Banks Warning On AI Shopping Agent Risks

  finance.yahoo.com · Sep 26, 2026

• Why Capital One built its multi-agent AI platform around open-weight models

  venturebeat.com · Aug 13, 2026

• Advancing AI fluency at Capital One

  capitalone.com · Aug 3, 2026

1. Introducing Prem Natarajan
   Capital One · May 24, 2023
2. Capital One Completes Acquisition of Discover
   Capital One · May 18, 2025
3. Eno, your Capital One assistant
   Capital One · Sep 19, 2026
4. How and Why Capital One Built Eno's NLP In-House
   Capital One · Sep 26, 2018
5. Bot AI: How Capital One's Design Team Created SMS Bot Eno
   Capital One · Sep 29, 2017
6. Capital One launches Eno, gender-neutral virtual assistant
   Reuters · Mar 10, 2017
7. AI for Car Dealerships: Smarter Car Shopping
   Capital One · Mar 5, 2025
8. Capital One's Applied AI research
   Capital One · Nov 20, 2025
9. How AI is transforming financial services & banking
   Capital One · Mar 27, 2025
10. Shaping Financial Services with Patented AI
    Capital One · Jun 24, 2025
11. Capital One partners with NSF to advance U.S. AI leadership
    Capital One · Jul 29, 2025
12. Capital One deepens UVA partnership to advance AI research
    Capital One · Oct 27, 2025
13. Insights from the inaugural Capital One AI Symposium
    Capital One · Apr 23, 2026
14. Advancing AI fluency at Capital One
    Capital One · Aug 3, 2026
15. Annual report and shareholder letter (filed March 2026)
    Capital One via SEC EDGAR · Mar 25, 2026
16. Capital One's 'Chat Concierge' Puts Agentic AI on Dealer Websites
    The Financial Brand · Mar 4, 2025
17. Goldman Sachs, Capital One prep for self-driving AI agents
    American Banker · Feb 20, 2025
18. JPMorganChase, Capital One top AI ranking, once again
    American Banker · Oct 8, 2025
19. Capital One pushes deeper into AI, business payments (Brex closes)
    American Banker · Apr 8, 2026
20. How North Korean operatives infiltrate US bank payrolls
    American Banker · Mar 24, 2026
21. BofA, Capital One, Citi lead charge to scale AI talent pool
    Banking Dive · Oct 9, 2025
22. Capital One on Building AI Moats in Banking (Tech Disruptors)
    Bloomberg · Mar 17, 2026
23. Capital One Strikes $5.15 Billion Deal for Fintech Brex
    The Wall Street Journal · Jan 22, 2026
24. Capital One Financial Corporation Annual Report on Form 10-K for 2025
    Capital One via SEC EDGAR · Feb 19, 2026
25. Capital One (COF) Q3 2025 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Oct 21, 2025
26. Capital One (COF) Q4 2025 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Jan 23, 2026
27. Capital One (COF) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 22, 2026
28. Capital One Financial Corporation Q2 2026 Earnings Call Summary
    Moby Intelligence (Yahoo Finance) · Jul 22, 2026
29. Capital One highlights Discover, Brex integration
    American Banker · Jul 21, 2026
30. Capital One to Acquire Brex
    Capital One (Business Wire) · Jan 22, 2026
31. Capital One completes acquisition of Brex
    Capital One · Apr 7, 2026
32. How Capital One is developing for the bank of the future
    Capital One · Feb 7, 2022
33. GAI Training Data Transparency Disclosure
    Capital One · Sep 24, 2026
34. Capital One and University of Illinois launch ASKS Center
    Capital One · Jun 4, 2025
35. NLP research foundations at ICLR 2026
    Capital One · Apr 20, 2026
36. Context is key to surpass AI's 40% success: Gartner D&A 2026
    Capital One Software · Mar 26, 2026
37. Capital One Auto's ProtectID Wins 2026 'Fraud Prevention Innovation Award' for its Fraud Protection Tool
    FinTech Breakthrough (GlobeNewswire) · Mar 19, 2026
38. Capital One builds agentic AI to supercharge auto sales
    VentureBeat · Jul 2, 2025
39. Capital One releases VulnHunter, an open-source AI tool that finds software flaws before hackers do
    VentureBeat · Jul 17, 2026
40. Why Capital One built its multi-agent AI platform around open-weight models (presented by Capital One)
    VentureBeat (sponsored by Capital One) · Aug 13, 2026
41. Inside Capital One Auto's innovation, patent strategy
    Bank Automation News · Aug 27, 2025
42. Are banks falling behind on agentic commerce standards?
    American Banker · Sep 23, 2026
43. Capital One Software Expands Databolt Capabilities
    Business Wire via FT Markets · Mar 23, 2026
44. Socure Increases Approval Rates and Slashes False Positives for Capital One U.S. Card Team as Capital One Ventures Completes Strategic Investment in Company
    Socure · Jun 3, 2021
45. About Socure (undated page, retrieved 2026-09-24)
    Socure · Sep 24, 2026
46. Capital One's agentic AI strategy hinges on data, platform-first mindset
    CIO Dive · Sep 28, 2026
47. How bottom-line-focused financial firms are finding ROI in AI
    Fortune · Sep 29, 2026
48. Capital One closes all data centers, relies on AWS on-demand infrastructure
    SiliconANGLE · Dec 1, 2020
49. Capital One Completes Migration from Data Centers to AWS, Becomes First US Bank to Announce Going All In on the Cloud (case study; page retrieved 2026-10-15)
    AWS · Aug 20, 2026
50. Capital One Launches Capital One Software (Slingshot for Snowflake)
    Capital One · Jun 1, 2022
51. Exclusive: Banking Giant Capital One Enters B2B Software Industry With Launch Of New Business
    Forbes · Jun 1, 2022
52. Capital One Launches Navigator Platform
    Capital One · Jan 27, 2023
53. Capital One participates in U.S. Senate AI Insight Forum (remarks by Prem Natarajan)
    Capital One · Nov 3, 2023
54. Capital One joins the Partnership on AI
    Capital One · Feb 27, 2024
55. Capital One and Columbia University partner to establish the Center for AI and Responsible Financial Innovation (CAIRFI)
    Capital One · Mar 15, 2024
56. Kicking Off the Center of Responsible AI and Finance
    Columbia Engineering · Apr 19, 2024
57. Capital One and USC launch the Center for Responsible AI and Decision Making in Finance (CREDIF)
    Capital One · Apr 11, 2024
58. Capital One Software strengthens partnership with Databricks
    Capital One Software · Jun 10, 2025
59. Capital One Auto Unveils Real-Time Fraud Detection Tool (ProtectID)
    Capital One · Jul 23, 2025
60. Auto Buying Fraud is Exploding. Capital One Is Using AI to Fight Back
    The Financial Brand · Jul 23, 2025
61. Capital One Auto and General Motors Collaborate to Empower Dealers With New Co-Op Eligible Tools
    Capital One · Oct 1, 2025
62. NeurIPS 2025: Capital One showcases leading AI research
    Capital One · Nov 20, 2025
63. Capital One Auto earns two 2026 BIG Innovation Awards (Chat Concierge and ProtectID)
    Capital One · Mar 12, 2026
64. Capital One Software Introduces Databolt Connect for Secure Data Collaboration on Databricks Marketplace
    Business Wire via FT Markets · Jun 16, 2026
65. US12699806B1: Selective artificial intelligence processing of sensitive data (granted)
    Google Patents (USPTO) · Aug 4, 2026
66. JPMorganChase still tops AI ranking as big-bank lead widens
    American Banker · Oct 6, 2026
67. Banks prioritize responsible AI, governance as use soars
    Banking Dive · Oct 6, 2026
68. Why Capital One's software division created its own data security platform (Databolt)
    Banking Dive · Aug 6, 2025
69. Serverless at Scale (Capital One Tech hub page, retrieved 2026-10-15)
    Capital One · Oct 15, 2026
70. About Capital One Auto (product page, retrieved 2026-10-15)
    Capital One · Oct 15, 2026
71. How Auto Navigator Works (product page, retrieved 2026-10-15)
    Capital One · Oct 15, 2026
72. US12603903B2: Methods and systems for cyber threat detection using artificial intelligence models in data-sparse environments (granted)
    Google Patents (USPTO) · Apr 14, 2026
73. EP4793794A1: Knowledge gap detection for agentic conversation (application)
    Google Patents (EPO) · Aug 19, 2026
74. EP4776166A1: Systems and methods for safeguarding user-facing artificial intelligence models (application)
    Google Patents (EPO) · Jul 15, 2026
75. Capital One Ventures: Why we invest in tech startups
    Capital One · Sep 23, 2025