Deliberately conservative: human in the loop, stability first, a frontier-AI fact sheet, with a new head of AI building out the program.
How is First Citizens using AI?
First Citizens is the most deliberately cautious AI adopter among the top-20 banks, and says so: its July 2026 frontier-AI fact sheet describes a program 'built conservatively', with stability and resilience first, a human in the loop, and use cases in operational efficiency, cybersecurity, analytics, productivity and client service, 'risk adjusted for our position as a top 20 US bank'. That posture fits a bank whose growth came from absorbing CIT and the failed Silicon Valley Bank, which retired the SVB name on October 6, 2026 by launching First Citizens Innovation Banking and First Citizens Fund Banking, which bought 138 BMO branches in September 2026, and which is weighing a deal to vault the $250 billion regulatory threshold. The counterpoint is inside the bank: it now has a named head of AI and advanced analytics, Ash Kaduskar, and in September 2026 described an enterprise Copilot rollout and a knowledge agent, AskFirst. Its innovation-banking arm, meanwhile, publishes the sector's reference data on AI venture funding.
Lead bank
First-Citizens Bank & Trust Company
Assets (lead bank, Jun 30, 2026)
$236 billion
Charter
State nonmember bank (FDIC)
Headquarters
Raleigh, NC
Flagship platform
An enterprise AI program being built, not bought
AI leadership
Frank Holding Jr. · Hope Holding Bryant · Craig Nix · Scott Richardson · Ash Kaduskar · Gregory L. Smith · Lorie K. Rupp · Andrew Giangrave · Marc Cadieux · Nick Christian · Ben Maitland-Lewis
- Frontier-AI fact sheet (July 2026): AI used for operational efficiency, cybersecurity, analytics, productivity and client service; program 'built conservatively', human in the loop, scaled enterprise-wide, 'risk adjusted' for a top-20 bank.
- Ash Kaduskar is Head of AI and Advanced Analytics, working alongside Chief Data and Analytics Officer Scott Richardson.
- Scale: $236 billion in assets, $171 billion in deposits, $149 billion in loans (1Q26); CEO Frank Holding named to the Fed's Federal Advisory Council for 2026.
- Franchise moves: Silicon Valley Bank brand retired on October 6, 2026, when First Citizens Innovation Banking and First Citizens Fund Banking launched; 138 BMO branches acquired (completed September 4, 2026); advisers asked to list targets to cross $250 billion.
- Its innovation-banking research is a reference point on AI funding: AI represented 46% of healthcare investment in 2025 and about 40% of all US startup fundraising in 2024, per SVB reports.
- Technology spend is rising in the P&L: third-party processing and equipment expense up as the bank invests in digital infrastructure and data-centre modernisation (Q2 2026).
- Q1 2026 call (April 23): CFO Craig Nix and Chief Credit Officer Andrew Giangrave put software-sector exposure at $8.1 billion on balance sheet and $14.4 billion in total, spanning emerging-growth and middle-market software borrowers, with a significant share cash-secured or asset-based.
- Both 2026 10-Qs list the impact of AI on various industries among emerging risks in credit-loss scenarios; at June 30, 2026 the allowance estimate ranged from $1.21 billion to $2.06 billion depending on scenario weighting.
- The Q2 2026 earnings call (July 23) framed technology spend as data-centre modernisation and client-facing capabilities and contained no AI discussion; the March 2026 shareholder letter from Frank Holding says the bank has 'shifted focus to simplifying and modernizing our technology platforms'. No public remark by Holding on AI was found.
- On the Q3 2025 call, management said growth in the data-centre loans it finances is driven by AI computing demand, while mega-rounds going to the largest AI and LLM companies 'really hasn't been a factor' for SVB's results.
- SVB, a First Citizens division, reports $123 billion of client funds and $48 billion of loans at June 30, 2026, plus $1.7 billion of loan commitments originated with Pinegrove Venture Partners, whose lending focus includes AI and compute infrastructure.
- No AI patent assigned to First-Citizens Bank & Trust was found in Google Patents (checked October 13, 2026); the bank's name appears there only as secured party on borrowers' patents.
What is An enterprise AI program being built, not bought?
First Citizens describes its AI program as 'built conservatively' — delivering stability, resilience and preparedness, prioritising a human in the loop, and scaling AI enterprise-wide across operational efficiency, cybersecurity, analytics, productivity and client service. The bank first established a framework for responsible AI adoption and governance; a Head of AI and Advanced Analytics, Ash Kaduskar, leads an in-house AI team building platform building blocks across the business.[1][2][19]
What AI partnerships and patents does First Citizens have?
First Citizens names few AI partners. Microsoft Copilot is rolling out enterprise-wide, and SVB offers clients AI tools from CB Insights, ElevenLabs, Lovable Labs, Patlytics and Replit alongside Corgi's AI-native insurance. SVB's lending relationship with Pinegrove Venture Partners was formalised in December 2024. No AI patent assigned to First-Citizens Bank & Trust was found in Google Patents on October 13, 2026, and no frontier-lab, GPU or AI data-centre partnership is public.[19][20][29][28]
| Item | What it is | Status | Date |
|---|---|---|---|
| Microsoft Copilot | Enterprise rollout for associate productivity | Rolling out | 2026-09-03[19] |
| AskFirst | In-house natural-language knowledge agent for branch bankers | Rolling out | 2026-09-03[19] |
| CB Insights | ChatCBI AI agent and MCP tools offered to SVB startup clients | In production | 2026-09-17[20] |
| SVB Offers marketplace | AI partner offers listed in the bank's Q&A: CB Insights, ElevenLabs, Lovable Labs, Patlytics, Replit | In production | 2026-09-03[19] |
| Corgi Insurance | AI-native insurance platform for SVB clients | In production | 2026-06-17[29] |
| Pinegrove Venture Partners | Strategic lending relationship formalised December 2024; $1.7 billion of commitments originated together | In production | 2026-05-13[28][27] |
| FFIEC and NIST frameworks | Layered-defense model aligned to FFIEC guidance, NIST 800-53 and the NIST Cybersecurity Framework | In production | 2026-07-03[1] |
What has First Citizens done on AI, and when?
- Oct 6, 2026
First Citizens Innovation Banking launched; SVB name retired[18]
The former Silicon Valley Bank Technology & Healthcare Banking division becomes First Citizens Innovation Banking, alongside a new First Citizens Fund Banking for private equity and venture capital clients; the SVB Wine Division rebrands as First Citizens Bank.
- Sep 17, 2026
CB Insights joins SVB's partner network with its ChatCBI AI agent[20]
SVB (a First Citizens division) clients gain access to CB Insights' market intelligence on 13 million companies and ChatCBI, an AI agent using model context protocol (MCP) tools for market analysis and target sourcing.
- Sep 4, 2026
BMO branch purchase completed[14]
138 branches across eight-plus states.
- Sep 3, 2026
Chief Data and Analytics Officer on Copilot and AskFirst[19]
Scott Richardson details an enterprise Microsoft Copilot rollout, an AI Academy for persona-based learning, and AskFirst, a natural-language knowledge agent for branch bankers, alongside fraud, compliance and cyber-threat use cases.
- Aug 7, 2026
Q2 2026 10-Q: AI's impact on industries tracked in credit-loss scenarios[17]
AI listed among emerging risks monitored alongside geopolitics and energy prices; allowance set at $1.48 billion within a $1.21–2.06 billion scenario range.
- Jul 27, 2026
SVB fact sheet for 2Q26 sets out the innovation-banking book[27]
$123 billion of client funds, $48 billion of loans and $1.7 billion of loan commitments originated with Pinegrove at June 30, 2026; research reports cover AI among other topics; rebrand to First Citizens Innovation Banking set for Q4 2026.
- Jul 23, 2026
Q2 2026 earnings release lists AI in its forward-looking risks[31]
The release names the effect of technological change, including artificial intelligence and digital assets, among factors that could move results.
- Jul 23, 2026
Q2 2026 call: technology spend described without reference to AI[23]
CFO remarks tie higher third-party processing and equipment expense to data-centre modernisation and client-facing capabilities; the call transcript contains no AI discussion.
- Jul 23, 2026
Q2 2026: digital infrastructure and data-centre spend rises[3]
Third-party processing and equipment expense up as the bank invests.
- Jul 3, 2026
Frontier AI Fact Sheet published[1]
A conservative, human-in-the-loop AI program scaled enterprise-wide.
- Jun 17, 2026
Corgi Insurance partnership for SVB clients[29]
SVB connects clients to Corgi's AI-native insurance platform, with AI-native underwriting aimed at simpler applications and tailored pricing for startups in AI, SaaS, fintech and healthcare.
- May 13, 2026
Pinegrove and Temasek venture-debt partnership names SVB relationship[28]
Pinegrove Credit Partners says it has worked alongside SVB's venture lending platform since 2012 and formalised a strategic lending relationship in December 2024; its lending focus includes AI and compute infrastructure.
- May 8, 2026
Q1 2026 10-Q: AI's impact on industries monitored for credit losses[24]
AI listed among emerging risks assessed on an ongoing basis; allowance estimates ranged from $1.32 billion to $1.98 billion across scenarios at March 31, 2026.
- Apr 23, 2026
Q1 2026 call: software-sector exposure quantified[22]
On an analyst question, management put software exposure at $8.1 billion on balance sheet and $14.4 billion in total, covering emerging-growth and middle-market software companies, with a significant portion cash-secured or asset-based.
- Apr 23, 2026
- Mar 23, 2026
Shareholder letter: technology platforms to be simplified and modernised[21]
Frank Holding's letter in the 2025 annual report says SVB integration work is largely complete and focus has shifted to simplifying and modernizing technology platforms; it does not mention AI.
- Mar 1, 2026
SVB H1 2026 State of the Markets report[26]
AI has attracted $560 billion of US VC since 2022, equal to dot-com era deployment; AI-related investment categories contributed 10% to 30% of quarterly US GDP growth in 2025.
- Feb 24, 2026
2025 10-K: AI regulation section and AI risk factor[16]
Third-party model risk, incorrect or biased generative-AI output, explainability and a fast-changing legal environment; AI-enabled impersonation named among fraud threats.
- Feb 20, 2026
Weighs a deal to cross $250 billion[10]
Advisers asked to list targets for scale to absorb regulatory and compliance costs.
- Feb 10, 2026
CEO named to the Federal Advisory Council[7]
Frank Holding represents the Fifth District for 2026.
- Jan 23, 2026
Downbeat 2026 interest-income guidance[8]
NII of $6.5–6.9 billion expected; shares slide.
- Jan 8, 2026
SVB report: AI was 46% of healthcare investment in 2025[4]
The 17th Healthcare Investments and Exits report.
- Oct 23, 2025
- Oct 16, 2025
Agrees to buy 138 BMO branches[13]
Midwest, Great Plains and West footprint.
- Aug 5, 2025
SVB State of the Markets: AI took 58% of US VC dollars[25]
AI companies accounted for 36% of VC deals and 58% of total VC investment; the median Series A AI company burned $5 to gain $1 of new revenue. Marc Cadieux co-authored the report.
- Jun 24, 2025
Fraud counterattack webinar[5]
AI in fraudsters' playbooks; tactics with McKinsey for business clients.
- May 20, 2025
SVB report: 40% of US startup funding came from AI-focused funds[6]
The 'zombiecorn' report on AI cash and struggling unicorns.
- Mar 27, 2023
Acquires the failed Silicon Valley Bank[9]
A government-orchestrated deal that brings the go-to bank for startups — and its AI-heavy client base — into First Citizens.
Where does First Citizens use AI today?
| System | What it does | Status | Use case |
|---|---|---|---|
| AI in cybersecurity[1] | Named in the fact sheet as a core AI use; resilience and preparedness first. | In production | Cybersecurity |
| Productivity and client-service AI[1] | Enterprise-wide scaling to optimise service delivery, quality and speed. | Rolling out | Generative & agentic AI |
| Responsible-AI framework[19] | A framework for responsible AI adoption and governance, established before the bank set out to scale AI use cases; benefits are tracked for every AI use case. | In production | AI governance (general) |
| Fraud defence for business clients[5] | Client guidance (a June 2025 webinar with McKinsey) on fraudsters' use of AI and on check fraud, recommending bank-provided controls such as ACH debit blocks and filters. | In production | Fraud detection |
| AI-sector research (innovation banking)[4][6] | SVB reports on AI funding, healthcare and 'zombiecorns'. | In production | Trading & capital markets |
| AI risk-factor and regulatory disclosure[16] | 10-K covers third-party model development risk, generative-AI errors, bias and data leakage, explainability and documentation, and evolving federal and state AI law. | In production | Model risk management |
| AI in fraud and financial-crimes detection[19] | The Chief Data and Analytics Officer lists fraud and risk management among the areas where the bank uses AI tools, and fraud and financial-crimes detection among the areas the in-house AI team led by Ash Kaduskar works on. | In production | Fraud detection |
| Microsoft Copilot and AskFirst[19] | Enterprise Copilot rollout for associate productivity; AskFirst, a natural-language knowledge agent for branch bankers; AI Academy for persona-based AI fluency training. | Rolling out | Generative & agentic AI |
| CB Insights ChatCBI via SVB partner network[20] | An MCP-based AI agent for market analysis and target sourcing, offered to SVB startup-banking clients through the SVB Offers partner program. | In production | Third-party & vendor AI |
| AI-disruption lens on software and credit-loss scenarios[22][24][17] | Management quantified $8.1 billion of on-balance-sheet software exposure in April 2026 and the 10-Qs track AI's impact on industries in credit-loss scenarios. | In production | Credit scoring & underwriting |
| Layered defence aligned to FFIEC and NIST[1] | The fact sheet describes detect, respond and prevent layers with 24/7 monitoring and zero-trust controls, and advises commercial clients to constrain and audit AI agent access and to limit third-party data sharing. | In production | Cybersecurity |
| Cross-functional AI leadership group[19] | A group spanning business units, technology, cyber security, data, privacy, resilience, legal, compliance and risk reviews AI implementations; benefits are tracked in revenue, cost, speed and risk categories. | In production | AI governance (general) |
| Corgi AI-native insurance for SVB clients[29] | SVB routes startups and growth companies to Corgi's AI-native underwriting platform for coverage needed in fundraising, hiring and sales. | In production | Third-party & vendor AI |
| Closed-loop enterprise AI and data masking[1][19] | Enterprise AI platforms are configured so client data is not used for public LLM training; the bank keeps use cases internal-facing, keeps humans in the loop and masks and filters sensitive data. | In production | Data & privacy |
Use-case links open the tracker's rules-by-use-case matrix: which documents govern each system type.
Which AI vendors and fintechs does First Citizens work with?
| Company | What First Citizens uses it for | Status | Category |
|---|---|---|---|
| Microsoft 365 Copilot | Enterprise rollout of Microsoft Copilot for associate productivity, per the chief data and analytics officer. | Rolling out | Enterprise AI assistants |
Each vendor and fintech page cites the source for the relationship, and vendor pages list products, pricing and other bank customers. Compare AI tools for banks by category, or read the fintech and neobank AI dossiers.
What has First Citizens disclosed in numbers?
| Metric | Value | As of |
|---|---|---|
| Total assets / deposits / loans | $236 billion / $171 billion / $149 billion[2] | Mar 31, 2026 |
| BMO branches acquired | 138[14] | Sep 4, 2026 |
| AI share of healthcare investment (SVB report) | 46% in 2025[4] | Jan 8, 2026 |
| Regulatory threshold in view | $250 billion[10] | Feb 20, 2026 |
| Allowance for loan and lease losses (AI's industry impact among monitored risks) | $1.48 billion; scenario range $1.21–2.06 billion[17] | Jun 30, 2026 |
| AI share of US VC deals / dollars (SVB report) | 36% of deals / 58% of dollars[25] | Aug 5, 2025 |
| Cash burned by the median Series A AI company per $1 of new revenue | $5[25] | Aug 5, 2025 |
| US VC invested in AI since 2022 (SVB report) | $560 billion[26] | Mar 1, 2026 |
| Software-sector exposure (on balance sheet / total) | $8.1 billion / $14.4 billion[22] | Apr 23, 2026 |
| SVB client funds / loans | $123 billion / $48 billion[27] | Jun 30, 2026 |
| SVB loan commitments originated with Pinegrove Venture Partners | $1.7 billion[27] | Jun 30, 2026 |
“Our approach to AI has been deliberate, and our AI program is being built conservatively.”[1]
First Citizens · Frontier AI Fact Sheet · Jul 3, 2026
“We want to be perfectly clear that while names are changing, the client experience is not.”[11]
Frank Holding Jr. · Chairman and CEO · Apr 23, 2026
“Technology should strengthen the human connections that define great banking relationships.”[19]
Scott Richardson · Chief Data and Analytics Officer · Sep 3, 2026
“AI is not viewed solely as a technology initiative; it is a new way of working.”[19]
Scott Richardson · Chief Data and Analytics Officer · Sep 3, 2026
“We track anticipated and actual benefits for all of our AI use cases”[19]
Scott Richardson · Chief Data and Analytics Officer · Sep 3, 2026
“Constrain and audit AI agent access.”[1]
First Citizens · Frontier AI Fact Sheet, advice to commercial clients · Jul 3, 2026
“AI is one of the most transformative innovations of the past two decades, driving strong potential across all sectors and industries.”[25]
Marc Cadieux · President, Silicon Valley Bank division · Aug 5, 2025
“we have shifted focus to simplifying and modernizing our technology platforms to better support our clients”[21]
Frank Holding Jr. · Chairman and CEO · Mar 23, 2026
Who runs AI at First Citizens?
Frank Holding Jr.LinkedIn ↗
Chairman and CEO[7]
Hope Holding BryantLinkedIn ↗
Vice Chairwoman; commands nearly half the balance sheet[12]
Craig NixLinkedIn ↗
Chief Financial Officer[8]
Scott RichardsonLinkedIn ↗
Chief Data and Analytics Officer[19]
Ash KaduskarLinkedIn ↗
Gregory L. Smith
Chief Information and Operations Officer[21]
Lorie K. Rupp
Chief Risk Officer[21]
Andrew Giangrave
Chief Credit Officer; answered the Q1 2026 call question on software-sector exposure[22]
Marc Cadieux
President, Silicon Valley Bank division (as of August 2025); co-author of the State of the Markets report on AI and venture funding[25]
Nick Christian
Head of National Fintech and Specialty Finance, Silicon Valley Bank (named the Corgi partnership)[29]
Ben Maitland-Lewis
Director, Startup Banking & Founder Success, Silicon Valley Bank (named the CB Insights partnership)[20]
What AI roles is First Citizens hiring for?
Data as of · 4 AI-titled postings · read from First Citizens's own careers site, re-checked weekly
4 open AI-related postings on First Citizens's careers site as of Oct 1, 2026. A snapshot of current openings, not a source: postings close. Compare with other banks on which banks are hiring for AI.
Raleigh, North Carolina · posted
Pega AI CDH - Software Engineer Consultant
Raleigh, North Carolina · posted
Senior Manager Cyber Security - Cloud/ AI Security (Remote)
Raleigh, North Carolina · posted
AI Platform Director - Data Engineering
Raleigh, North Carolina · posted
Which regulators govern First Citizens's AI?
| Authority | Why it matters here | Documents |
|---|---|---|
| FDIC | State nonmember bank; FIL-15-2026 is the operative model risk guidance, and the FDIC's 2025 cybersecurity report frames the frontier-AI posture. | FDIC FIL-15-2026 FDIC 2025 Report on Cybersecurity and Resilience |
| Federal Reserve | Holding company supervisor; crossing $250 billion would bring enhanced prudential standards. | SR 26-2 SR 23-4 |
| CFPB | Consumer and small-business lending; adverse-action duties apply to any AI-assisted decision. | ECOA / Regulation B adverse action (15 U.S.C. 1691(d); 12 CFR 1002.9) |
| NY DFS | The DFS frontier-AI letter is the template the bank's own frontier-AI fact sheet echoes. | DFS Frontier AI Models Industry Letter (May 2026) |
Side by side: SR 11-7 vs SR 26-2 · PRA SS1/23 vs SR 26-2 · MAS AI Risk Management Guidelines vs SR 26-2 · OCC vs CFPB on AI lending · all comparisons.
What does the public record suggest about First Citizens's AI strategy?
Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice.
01
Caution is the strategy, and it is written down
A public fact sheet that says the program is 'built conservatively' is rare; it aligns with supervisors' 'measured approach' language and gives examiners a document to test against.
02
The $250 billion decision is also an AI decision
Crossing the threshold brings enhanced standards and higher compliance cost; the head of AI's remit — governance, portfolio management, education — reads like preparation for that.
03
The innovation-banking client base is an AI-risk book
First Citizens banks the startups whose funding is 40% AI-driven; the 'zombiecorn' research is its own credit-risk commentary.
04
Watch for the first named tool
The public record named no assistant or agent until September 2026, when the bank described AskFirst and an enterprise Copilot rollout.
Where does the First Citizens record go deeper?
4 topic pages under this profile, each answering one question from the same sourced record.
Which leader rankings does First Citizens appear in?
2 of the computed leaders rankings include First Citizens, each ranked from the same sourced bank pages.
How does First Citizens compare with its peers?
- How does First Citizens BancShares compare with its peers on AI and technology?
- First Citizens BancShares competitors and alternatives, by business line
Its peer group on this site, by business model and size:
What is First Citizens' approach to AI?
First Citizens says its AI program is being built conservatively: delivering stability, resilience and preparedness, prioritising a human in the loop, and scaling AI enterprise-wide across operational efficiency, cybersecurity, analytics, productivity and client service, risk-adjusted for its position as a top-20 US bank, according to its July 2026 Frontier AI Fact Sheet.
Is Silicon Valley Bank still a brand?
No. First Citizens, which acquired SVB's assets in March 2023, announced in April 2026 that it would retire the Silicon Valley Bank name, and on October 6, 2026 it launched First Citizens Innovation Banking (formerly SVB's Technology & Healthcare Banking division) and First Citizens Fund Banking in its place; the SVB Wine Division became part of the First Citizens Bank brand.
Who leads AI at First Citizens?
Ash Kaduskar is Head of AI and Advanced Analytics and leads the in-house AI team, which works on marketing and sales, fraud and financial-crimes detection, regulatory reporting, cyber threat intelligence, call-centre assistance and personal productivity. American Banker's virtual summit lists him as Head of Artificial Intelligence, speaking on agentic AI on November 19, 2026. Scott Richardson, Chief Data and Analytics Officer since 2024 and formerly at Ally Financial, Fannie Mae and Capital One, fronted the bank's September 2026 AI Q&A. Gregory L. Smith is Chief Information and Operations Officer and Lorie K. Rupp is Chief Risk Officer.
How exposed is First Citizens to software and AI borrowers?
On its April 23, 2026 call, First Citizens put software-sector exposure at $8.1 billion on balance sheet and $14.4 billion in total, covering emerging-growth and middle-market software companies, with a significant portion cash-secured or asset-based. Its first- and second-quarter 2026 10-Qs list the impact of AI on various industries among the risks monitored in credit-loss scenarios; the June 30 allowance estimate ranged from $1.21 billion to $2.06 billion. SVB also originated $1.7 billion of loan commitments with Pinegrove Venture Partners, whose lending focus includes AI and compute infrastructure.
Which AI tools and vendors has First Citizens named?
Publicly named: Microsoft Copilot (enterprise rollout), AskFirst (an in-house natural-language knowledge agent for branch bankers) and an AI Academy for persona-based learning, per the September 2026 Q&A. SVB, the innovation-banking division, lists CB Insights (ChatCBI), ElevenLabs, Lovable Labs, Patlytics and Replit in its partner marketplace and works with Corgi on AI-native insurance. The bank's own AI disclosures name no frontier-lab, GPU or cloud-AI vendor: no OpenAI, Anthropic, Google or Nvidia relationship is public.
- Frontier AI Fact Sheet
- First Citizens Bank Corporate Profile 1Q26
- First Citizens BancShares Reports Second Quarter 2026 Earnings
- AI Investment Accounted for Nearly Half of Healthcare Investment in 2025 (SVB report)
- Fraud counterattack: Protecting your business from threats
- AI startups have plenty of cash, while more unicorns are struggling
- First Citizens CEO Frank Holding named to Federal Advisory Council
- First Citizens BancShares slides after downbeat annual interest income forecast
- First Citizens Ending Silicon Valley Bank Name After Three Years
- First Citizens, Buyer of Collapsed SVB, Weighs Another Target
- First Citizens to drop SVB name, 3 years after crisis
- The Most Powerful Women in Banking, No. 18, Hope Holding Bryant, First Citizens Bank
- First Citizens to acquire 138 BMO branches
- BMO Completes Sale of 138 U.S. Branches to First Citizens Bank
- First Citizens BancShares Inc (FCNCA) Q3 2025 Earnings Call Highlights
- First Citizens BancShares Annual Report on Form 10-K for 2025
- First Citizens BancShares Quarterly Report on Form 10-Q for the period ended June 30, 2026
- First Citizens Bank Launches New Innovation Banking Brand
- A Q&A With Scott Richardson: AI at First Citizens Bank
- CB Insights Joins Silicon Valley Bank's Partner Network to Give Innovators a Competitive Edge
- First Citizens BancShares 2025 Annual Report to Shareholders (letter from the Chairman, officer list)
- First Citizens BancShares Inc (FCNCA) Q1 2026 Earnings Call Highlights
- Earnings call transcript: First Citizens posts strong Q2 2026 profit beat
- First Citizens BancShares Quarterly Report on Form 10-Q for the period ended March 31, 2026
- AI Continues to Fuel US VC Investment Despite Higher Burn Rates; Silicon Valley Bank Releases Latest State of the Markets Report
- State of the Markets Report H1 2026
- Silicon Valley Bank Fact Sheet 2Q26
- Pinegrove Credit Partners and Temasek Announce Strategic Partnership to Support Innovation Through Venture Debt
- Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions
- Earnings call transcript: First Citizens BancShares Q3 2025 beats EPS forecast
- First Citizens BancShares Form 8-K, second quarter 2026 earnings release (Exhibit 99.1)
- Ash Kaduskar, Head of Artificial Intelligence, First Citizens Bank (speaker profile)
When First Citizens moves on AI, you'll read it here first.
when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am PT · free
plus every regulation, bank and agent page update, the morning after · leave any morning