Huntington Bancshares vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 92 sources cited

How does Huntington Bancshares compare with its peers on AI and technology?

Huntington scores 84.2 on this site's US AI disclosure index (#13 of 120), third of the nine Midwest and Southern super-regionals in its peer group, behind BMO's US bank (85.8) and Citizens (85.3) and level with Fifth Third (84) and Regions (83.8); PNC trails at 68.2. Three things separate it from named peers. It counts its agents: two at the end of 2022, 50 in production and more than 60 in development by April 2026, with about 15 entering the pipeline a month; PNC's comparable figure is the roughly 115 agents that built its new mobile app, and Fifth Third publishes no agent count. It sets a return target: CFO Zach Wasserman, who also leads the AI program, aims for 10-15% cost reductions and 10-15% revenue increases from targeted LLM and agentic use cases, set per use case, where Citizens states a $450 million run-rate goal for its wider Reimagine the Bank program. And it applies AI where it leads the market: as the largest SBA 7(a) lender by number of loans, it invested in and is deploying Casca's generative-AI loan origination alongside Live Oak, the largest by dollar volume. Where it trails is outside coverage (19 independent sources against Fifth Third's 26) and building: it expects up to 80% of its AI to come from vendors, while PNC is building its own language models.[1][2][3][4][5][6][7]

Data as of Oct 20, 2026 · Huntington profile updated Oct 16, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Huntington lead its peers on AI?

01

The only peer that counts agents in production

Huntington went from two AI agents in Q4 2022 to 50 in production and more than 60 in development by April 2026, adding about 15 a month, including finance-team agents for SEC reporting, tax and more than 200 regulatory reports a year. PNC reports about 115 agents that built its new mobile app; Truist plans to 'hire' agents as digital teammates in 2026; Fifth Third and KeyBank publish no agent count.[1][2][8]

02

A return target on every AI use case

Wasserman said in September 2025 that Huntington is on track for 10-15% cost reductions and 10-15% revenue increases from targeted LLM and agentic use cases, and in April 2026 management took about $50 million out of the expense base, citing 'agentic process transformation'. Regions expects a 20% productivity boost and KeyBank about $100 million a year from continuous improvement.[3][9][10][11]

03

Generative AI in SBA lending, where it leads by volume

Huntington, the largest originator of SBA 7(a) loans by number, invested in Casca's $29 million round in August 2025 with Live Oak, the largest by dollar volume, and is a design partner for Casca's generative-AI loan origination; credit decisions stay with existing underwriting models and loan officers. Celtic Bank became Casca's third top-10 SBA lender client in 2026.[5][12][13]

04

More dated AI moves than all peers but BMO

The profile records 29 dated AI moves in the last 12 months, second of nine behind BMO's US bank (33) against a peer median of 25.5, and 15 of 17 described use cases in production, second only to U.S. Bancorp's 16. Recent entries include the Cadence conversion finished 235 days after announcement with AI-enabled tools and an Artificial Intelligence Risk Committee named in its 10-Q.[14][15][16]

Where does Huntington trail its peers on AI?

01

Less independent coverage than Fifth Third, Citizens or KeyBank

Huntington has 19 independent sources on its AI on this site against 26 for Fifth Third and 25 each for Citizens and KeyBank, fifth of nine; independent coverage carries 45% of the index weight, which keeps it behind BMO's US bank and Citizens despite more use cases in production.[1][17]

02

Mostly bought, not built

Wasserman expects up to 80% of Huntington's AI to come from vendor suites (Salesforce and Microsoft are named partners) and about 20% to be built in-house. PNC announced an 'AI factory' in June 2026 with its own data centers, Nvidia chips and in-house large and small language models.[3][6][7]

03

Generative-AI use cases behind its own target

Huntington had deployed 28 generative-AI use cases by September 2025 against a target of 100. Truist reports more than 50 AI use cases deployed in 2025 and U.S. Bancorp 16 use cases in production on this site's profile.[3][8]

04

No named conversational assistant with published scale

Huntington's customer-facing AI is personalization: Heads Up delivered 14 million insights a month across 96 use cases in March 2025, on Personetics software. Peers publish assistant results: Fifth Third's Jeanie contains 42% of requests in self-service, Citizens' CiZi cut mobile-banking calls 44%, and Truist Assist resolved 81% of inquiries in Q3 2025.[18][19][20][21]

Where does Huntington rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
BMO (U.S.)85.8#10 of 120162614 of 1633Lumi, Aura and the Institute for Applied AI & Quantum[22][23][24]
Citizens Financial Group85.3#11 of 120251810 of 2026CiZi and the cloud-native core[20][4]
Huntington Bancshares (this page)84.2#13 of 120191715 of 1729Agentic process transformation, run from finance[1][3][6]
Fifth Third Bancorp84#14 of 120271710 of 1325Jeanie and the Newline MCP server[19][25][26]
Regions Financial83.8#15 of 120221813 of 1525AI-driven banker platforms on a modernised stack[10][27]
Truist Financial82.6#16 of 120181813 of 1527Truist Insights and the 'digital teammates'[28][8]
U.S. Bancorp81.3#18 of 120172116 of 1826In-house tools from the AI Center of Excellence[29][30][31][32]
KeyCorp (KeyBank)80#21 of 120251710 of 1620Conversational AI in the contact centre and 'cognitive banking' in the app[11][33][34]
PNC Financial Services68.2#38 of 12017158 of 1424PNC AI factory[7][35][36][37]

On which parts of the AI record is Huntington ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Huntington and the 8 peers that are scored on the same basis. "Place" is Huntington's position in the group of 9 (1st = most).

Component (weight)HuntingtonPeer medianMost in the groupPlace
Independent sources (45%)1920Fifth Third (27)5th of 9
Use cases in production (10%)1511.5U.S. Bank (16)2nd of 9
Own primary disclosures (10%)1718BMO (26)6th of 9
Dated moves, last 12 months (10%)2925.5BMO (33)2nd of 9
Disclosed numbers (5%)1615.5Citizens (20)5th of 9
Named AI leaders (5%)1413.5BMO (15)2nd of 9
Use cases described (5%)1715.5Citizens (20)3rd of 9

What has each bank in Huntington's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Huntington BancsharesAgentic process transformation, run from finance[1][3][6]14, incl. Zach Wasserman (Chief Financial Officer)[1][6][38]AI agents in production / in development: 50 / 60+, ≈ 15 new a month (Apr 24, 2026)[1]6 patents listed on the profile, e.g. US 11,194,637 B2 (Extensible alerts platform)[39]9 open AI roles (Oct 1, 2026); most in AI engineering
Fifth Third BancorpJeanie and the Newline MCP server[19][25][26]14, incl. Tim Spence (Chairman, CEO and President)[40][41]Mobile app releases: 500+ in 2025, from ≈ 2 a year in 2021 (Jun 9, 2026)[42]3 patents listed on the profile, e.g. US 11,868,865 B1 (Systems and methods for cash structuring activity monitoring)[43]6 open AI roles (Oct 1, 2026); most in AI engineering
PNC Financial ServicesPNC AI factory[7][35][36][37]10, incl. Bill Demchak (Chairman and CEO)[7][44]AI share of the year-over-year increase in technology spending: ≈ 20% (Jan 16, 2026)[45]4 patents listed on the profile, e.g. US 2025/0094839 A1 (Applying rules via artificial intelligence for document processing)[46]12+ open AI roles (Oct 1, 2026); most in ML & data science
KeyCorp (KeyBank)Conversational AI in the contact centre and 'cognitive banking' in the app[11][33][34]11, incl. Chris Gorman (Chairman and CEO)[11][47]Cost per customer call, AI vs human: ≈ $0.25 vs ≈ $9 (Jan 20, 2026)[11]Not disclosed1 open AI roles (Sep 24, 2026); most in AI engineering
Regions FinancialAI-driven banker platforms on a modernised stack[10][27]14, incl. John Turner (Chairman, President and CEO)[10][27]New business opportunities generated by AI-driven platforms: 35% (Jan 16, 2026)[10][48]1 patent listed on the profile, e.g. US 11,861,690 B2 (Method and system for transferring funds)[49]3 open AI roles (Oct 1, 2026); most in AI security
Citizens Financial GroupCiZi and the cloud-native core[20][4]10, incl. Brendan Coughlin (President)[50][4]Developers with coding agents: ≈ 800 (half) (Nov 20, 2025)[51]4 patents listed on the profile, e.g. US 2025/0150457 A1 (AI-driven integration platform and user-adaptive interface for business relationship orchestration)[52]6 open AI roles (Oct 1, 2026); most in AI engineering
U.S. BancorpIn-house tools from the AI Center of Excellence[29][30][31][32]13, incl. Prashant Mehrotra (EVP and Chief AI Officer)[53][54][55]Operations employees under the new COO: 16,000+ (Mar 26, 2026)[56]7 patents listed on the profile, e.g. US 2024/0144204 A1 (Check fraud detection comparing incoming check image and signature with a reference)[57]12+ open AI roles (Oct 1, 2026); most in AI product & strategy
Truist FinancialTruist Insights and the 'digital teammates'[28][8]14, incl. Steve Hagerman (Chief Information Officer)[8][58][59]AI use cases deployed in 2025: 50+ (Jun 1, 2026)[8]4 patents listed on the profile, e.g. US 12,657,538 B2 (Audio signal processing and dynamic natural-language risk scoring of customer communications)[60]12+ open AI roles (Oct 1, 2026); most in AI engineering
BMO (U.S.)Lumi, Aura and the Institute for Applied AI & Quantum[22][23][24]15, incl. Kristin Milchanowski (Chief AI & Quantum Officer)[24][61]Employee AI adoption: > 96% (Apr 24, 2026)[62]4 patents listed on the profile, e.g. US 2026/0119566 A1 (Machine-learning database search and knowledge mining over query logs)[63]7 open AI roles (Sep 24, 2026); most in AI engineering

What are the latest dated moves on the AI record of Huntington and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 12, 2026Fifth ThirdAI chief Jay Budzik describes the lending-model upgrade[64]
Oct 7, 2026U.S. BankVenkatachari: from proving AI to industrializing it[65]
Oct 6, 2026BMOEvident AI Index 2026: top 20 overall, #2 for AI outcomes[66]
Oct 6, 2026RegionsCore deposits planned for 2027[67]
Oct 1, 2026KeyBankGessner ranked No. 3 in American Banker's Most Powerful Women in Banking NEXT[68]
Oct 1, 2026Fifth ThirdCMO: generative AI kept away from customers on purpose[69]
Sep 29, 2026U.S. BankCFO Insights Report: AI spending running over budget[70]
Sep 29, 2026CitizensCoughlin: engineers now 30-40% more productive with AI[71]
Sep 29, 2026CitizensQ4 2026 Business Pulse: small-business AI spending rising[72]
Sep 29, 2026HuntingtonNamed a Coverbase enterprise customer[73]
Sep 25, 2026PNCHead of ATM Banking hired with an AI mandate[74]
Sep 25, 2026HuntingtonVakharia on AI in bank marketing[75]
Sep 22, 2026BMOC$1 billion a year from AI by 2030[76]
Sep 18, 2026TruistMid-table on AI-judged reputation[77]
Sep 16, 2026TruistInsights scale: 4 million daily sign-ins, 500 insights a year per customer[78]
Sep 16, 2026RegionsTemenos publishes Regions case study[79]
Sep 14, 2026KeyBankBarclays conference: Copilot for everyone, operations moved to the businesses[80]
Sep 14, 2026PNCBarclays conference: agents at the centre of development, 5–10x[37]

How do Huntington's AI agents and return targets compare with its peers'?

Each bank's own figures; agent counts and targets are defined differently.

BankAgents or AI scale disclosedFinancial target or resultDate
Huntington50 agents in production, 60-plus in development, about 15 a month10-15% cost reduction and 10-15% revenue increase from targeted use cases; about $50 million taken out of the expense base (April 2026)2025-2026[1][3][9]
PNCAbout 115 agents built the new mobile app; in-house language models in an 'AI factory'About 40 points of operating leverage from AI, 2025-20302026[2][7][81]
CitizensAbout 800 developers with coding agents; CiZi assistantAbout $450 million run-rate benefit from Reimagine the Bank by 20282025-2026[51][82]
TruistAgents as 'digital teammates' to be formally hired in 2026; more than 50 AI use cases deployed in 2025Not stated2026[8]
Fifth ThirdMCP server for clients' agents; over 87% of unit testing automatedAbout 4 million labour hours to be redeployed after the Comerica conversion2025-2026[26][83][84]
KeyBankConversational AI in the contact centerAI-handled call about $0.25 against about $9 for a human; about $100 million a year from continuous improvementQ4 2025[11]
BMO (US)More than 96% employee AI adoption (group); Aura underwriting agentC$1 billion of annual benefit from AI by 2030 (group)2026[62][23][76]

How does Huntington's customer-facing AI compare with other regional banks'?

What each bank's customers see, with the result the bank has published.

BankCustomer AIResult disclosedDate
HuntingtonHeads Up personalized insights (Personetics); AI-personalized deposit offers; Euromoney best US digital bank for consumers14 million insights a month across 96 use cases, 4.7 of 5 satisfactionMarch 2025; July 2026[18][17][85]
TruistTruist Insights and Truist AssistMore than 2 billion proactive insights since 2023; 81% of Assist inquiries resolved by the chatbot (Q3 2025)2025-2026[28][21]
Fifth ThirdJeanie and an AI app interface with 150 intentsIntent accuracy about 90%; self-service containment 42%2024-2026[19][25]
CitizensCiZiMobile-banking call volume down 44%2026[20]
U.S. BancorpSmart Assistant (voice-first)2.5 million uses a month2025[86]

How does Huntington organize AI compared with its peers?

Huntington is the large bank where the chief financial officer runs AI: Zach Wasserman, a former CFO of Visa North America, leads finance, strategy, data analytics and enterprise AI adoption, with a central team and embedded teams in each business. Its board Technology Committee oversees AI strategy and implementation, and its 10-K and 10-Q describe a management Artificial Intelligence Risk Committee and a risk-tiered generative-AI framework that requires human oversight for higher-impact uses.[1][87][16][15][88]

Peers put AI under technology or operations leaders instead. Citizens' CIO Michael Ruttledge ties generative and agentic AI to moving every application into the cloud; Truist's CIO plans to manage AI agents like staff; Fifth Third's CIO Jude Schramm buys more than he builds; and PNC's CEO Bill Demchak announced the AI factory himself. Huntington's finance-led model is why its disclosures come as return targets and agent counts rather than product launches.[20][8][89][7][3]

Which banks are Huntington's peers, and why these?

Huntington Bancshares is compared here with Fifth Third Bancorp, PNC Financial Services, KeyCorp (KeyBank), Regions Financial, Citizens Financial Group, U.S. Bancorp, Truist Financial and BMO (U.S.): chosen by the editors for this page (see the note below the table). Huntington Bancshares is classed as a regional or retail-commercial bank in the Midwest.

Huntington is compared with the Midwest and Southern super-regionals it meets in Ohio, Michigan, Chicago and now Texas (Fifth Third, PNC, KeyBank, Regions, Citizens, U.S. Bank, Truist and BMO's US bank) rather than with the default group's First Citizens, TD's and HSBC's US arms, whose models are a commercial and venture lender and foreign banks' US subsidiaries.

Is Huntington better than Fifth Third at AI?

The record does not settle it: Huntington scores 84.2 and Fifth Third 84 on this site's disclosure index. Huntington counts agents (50 in production in April 2026) and sets a 10-15% cost and revenue return target; Fifth Third publishes assistant and engineering metrics and runs an MCP server that lets clients' AI agents use its payments tools. Fifth Third has more outside coverage (26 sources against 19).[1][3][83][26]

How does Huntington compare with PNC on AI?

Huntington scores 84.2 and PNC 68.2 on this site's index, mostly on disclosure. The approaches differ: Huntington expects up to 80% of its AI from vendors and measures returns per use case, while PNC is building its own language models in an 'AI factory' and says about 115 agents built its new app. Both are expanding in Texas.[3][7][2][90]

How many AI agents does Huntington have compared with other banks?

Fifty in production and more than 60 in development as of April 2026, with about 15 new ones entering the pipeline each month, up from two at the end of 2022. Among regional peers only PNC gives a comparable figure, about 115 agents used to build its new mobile app; BNY, a custody bank outside the group, counted about 140 'digital employees' in April 2026.[1][2][91]

Does Huntington use AI for small-business loans?

It is deploying it. Huntington, the largest originator of SBA 7(a) loans by number, invested in Casca's $29 million Series A in August 2025 and is a design partner for its generative-AI loan origination; applicants can question a chatbot overnight and a banker reviews the exchange the next morning, with credit decisions left to existing underwriting models and loan officers. Live Oak, the largest by dollar volume, uses the same platform.[5][13][12]

Who leads AI at Huntington compared with other banks?

Chief financial officer Zach Wasserman, who told Fortune in April 2026 that he leads the AI effort for the company, alongside finance, strategy and data analytics. That is unusual among peers: Citizens, Truist and Fifth Third run AI through their chief information officers, and PNC's CEO announced its AI factory. Huntington's board Technology Committee oversees AI strategy and implementation.[1][20][8][92][7][87]

Is Huntington's digital bank better than its rivals'?

Euromoney named Huntington the United States' best digital bank for consumers in July 2026, and its Heads Up personalization delivered 14 million insights a month across 96 use cases at a 4.7 out of 5 satisfaction score (March 2025). Peers' awards and measures differ: Fifth Third's Jeanie won Tearsheet's best chatbot award in 2026 and Citizens says CiZi cut mobile-banking calls by 44%.[85][18][19][20]

  1. At Huntington Bancshares, the CFO is also the AI strategist
    Fortune · Apr 24, 2026
  2. PNC's new mobile banking app built on personalization
    Banking Dive · Jul 8, 2026
  3. Huntington Bank's plan to obtain a return on gen AI
    American Banker · Sep 11, 2025
  4. Citizens details how AI is speeding everything up
    American Banker · Mar 27, 2026
  5. Huntington, Live Oak to invest in, deploy gen AI-based lending
    American Banker · Aug 19, 2025
  6. Banking on AI: Huntington's CFO on Innovation and Risk Oversight
    The Wall Street Journal (Deloitte CFO Journal) · Sep 15, 2025
  7. Why PNC is building its own 'AI factory'
    American Banker · Jun 11, 2026
  8. Steve Hagerman's agentic vision for Truist's future
    American Banker · Jun 1, 2026
  9. Huntington Bancshares Q1 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Apr 23, 2026
  10. Regions Bank Says AI Lifts Productivity 20% as Loan Growth Cools
    PYMNTS · Jan 16, 2026
  11. KeyBank Taps $100 Million Increase in Technology Spend (AI calls at $0.25 vs $9)
    PYMNTS · Jan 23, 2026
  12. AI-Native Loan Origination Platform Casca Raises $29 Million to Replace Legacy Lending
    Casca (PR Newswire) · Aug 19, 2025
  13. How AI is quickly overhauling one segment of SBA lending
    American Banker · Apr 28, 2026
  14. Earnings call transcript: Huntington Bancshares tops Q2 2026 estimates, shares fall
    Investing.com · Jul 23, 2026
  15. Huntington Bancshares Quarterly Report on Form 10-Q for the quarter ended 30 June 2026
    Huntington Bancshares (SEC filing) · Jul 28, 2026
  16. Huntington Bancshares Annual Report on Form 10-K for 2025
    Huntington Bancshares (SEC filing) · Feb 13, 2026
  17. Fifth Third Among Banks Using AI to Help Lure Customer Deposits
    Bloomberg · Mar 19, 2025
  18. Huntington Bank: A Masterclass in Data Enrichment and Customer Engagement
    Personetics · Mar 27, 2025
  19. Fifth Third's Jeanie Named Best Chatbot by Tearsheet AI Innovation Awards
    Fifth Third · Aug 12, 2026
  20. Citizens Financial's Michael Ruttledge is #43 on the Most Innovative People in Finance ranking
    American Banker · Jun 1, 2026
  21. Exhibit 99.3: Third quarter 2025 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Oct 17, 2025
  22. Meet Lumi Assistant: BMO's award-winning AI tool empowering Team BMO
    BMO · Jun 24, 2025
  23. Aura: Helping power BMO's goal of 50% faster underwriting by 2028
    BMO AI Hub · Aug 6, 2026
  24. BMO Establishes Institute for Applied Artificial Intelligence & Quantum
    BMO · Apr 9, 2026
  25. Fifth Third Launches AI-Powered Interface in Mobile App
    Fifth Third via FT Markets · Jun 17, 2026
  26. Fifth Third's Newline Extends MCP Server Capabilities with Skills
    Fifth Third (Business Wire via Yahoo Finance) · Apr 13, 2026
  27. Regions plans to unveil upgraded deposit platform in 2027
    American Banker · Jul 18, 2025
  28. Truist delivers 2 billion AI-powered proactive insights
    Truist via FT Markets · Sep 3, 2026
  29. U.S. Bank launches Design Assistant, an AI solution to empower designers at scale
    U.S. Bank · Mar 30, 2026
  30. U.S. Bank gives embedded banking clients a gen AI assistant
    American Banker · Jan 15, 2026
  31. AI-powered Statement Analyzer simplifies payment services for small businesses
    U.S. Bank · May 26, 2026
  32. U.S. Bank launches AI-driven cash forecasting tool
    U.S. Bank · Nov 18, 2025
  33. KeyBank bets on relationships over tech budgets
    Banking Dive · Jun 23, 2026
  34. How KeyBank is creating 'cognitive banking' with AI
    American Banker · Aug 1, 2025
  35. PNC's solution to rising AI costs: build its own AI
    American Banker · Jun 12, 2026
  36. PNC's New Mobile App Delivers an Intuitive, Personalized Experience to Help Clients Seamlessly Manage Their Day-to-Day Financial Lives
    PNC via FT Markets · Jul 7, 2026
  37. PNC at Barclays conference: growth, AI and branch push (transcript)
    Investing.com · Sep 14, 2026
  38. 'It's a tremendous priority': Huntington CFO Wasserman on AI
    American Banker · Mar 4, 2025
  39. US11194637B2: Extensible alerts platform
    Google Patents (USPTO) · Dec 7, 2021
  40. Fifth Third Sees 'Pretty Remarkable' AI Ability to Lower Costs
    Bloomberg · Mar 11, 2026
  41. Fifth Third Bancorp CEO Tim Spence on new partnership with Brex
    CNBC · Dec 9, 2025
  42. American Banker Names Jude Schramm to Most Innovative People in Finance List
    Fifth Third · Jun 9, 2026
  43. US 11,868,865 B1: Systems and methods for cash structuring activity monitoring (assignee Fifth Third Bank NA; filed 2023-06-08)
    Google Patents (USPTO) · Jan 9, 2024
  44. What It Takes to Build One of The World's Biggest Banks
    Bloomberg · Jan 26, 2026
  45. The PNC Financial Services Group Q4 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Jan 16, 2026
  46. US 2025/0094839 A1: Systems and methods for applying rules via artificial intelligence for document processing (PNC; filed 2024-12-04)
    Google Patents (USPTO) · Dec 4, 2024
  47. KeyBank has 'no interest' in buying a bank, CEO says
    Banking Dive · Dec 9, 2025
  48. Regions Financial fourth quarter 2025 earnings presentation (Form 8-K, Exhibit 99.3)
    Regions Financial (SEC filing) · Jan 16, 2026
  49. US11861690B2 - Method and system for transferring funds
    Google Patents (USPTO) · Jan 2, 2024
  50. Citizens' latest move further positions Coughlin as next CEO
    American Banker · Jul 9, 2026
  51. How Citi, Citizens, TD deploy AI agents without upsetting humans
    American Banker · Nov 20, 2025
  52. US20250150457A1: AI-driven integration platform and user-adaptive interface for business relationship orchestration
    Google Patents (USPTO) · May 8, 2025
  53. Benchmarking AI adoption: What U.S. Bank's playbook tells us
    American Banker · Sep 2, 2026
  54. Beyond token-maxing: How U.S. Bank AI chief navigates costs
    American Banker · Jul 30, 2026
  55. U.S. Bank Chief AI Officer on Transformation: 'If Not Now, When?'
    The Wall Street Journal (Deloitte CMO Journal) · May 14, 2026
  56. U.S. Bancorp Announces Leadership Changes in Its Operations Function
    Business Wire via FT Markets · Mar 26, 2026
  57. US20240144204A1 - Systems and methods for check fraud detection
    Google Patents (USPTO) · May 2, 2024
  58. Steve Hagerman, Chief Technology & Operations Officer (Operating Council profile)
    Truist · Oct 13, 2026
  59. Truist names JPMorgan, Wells vet as next CIO
    Banking Dive · Aug 8, 2024
  60. US 12,657,538 B2: Audio signal processing and dynamic natural language understanding (assignee Truist Bank; granted 2026-06-16)
    Google Patents (USPTO) · Jun 16, 2026
  61. Kristin Milchanowski's AI for All initiative
    American Banker · Jun 1, 2026
  62. BMO Launches Return on Intelligence Podcast
    BMO · Apr 24, 2026
  63. US20260119566A1: Machine learning based database search and knowledge mining
    Google Patents (USPTO) · Apr 30, 2026
  64. Alum Spotlight: Jay Budzik (PhD '03)
    Northwestern McCormick School of Engineering · Oct 12, 2026
  65. How U.S. Bank Is Industrializing AI
    Forbes (Yahoo Finance) · Oct 7, 2026
  66. BMO Earns Top Recognition for Responsible AI Leadership in Global Banking
    BMO (CNW via FT Markets) · Oct 6, 2026
  67. 'Progressive modernization' for cores
    ABA Banking Journal · Oct 6, 2026
  68. The Most Powerful Women in Banking NEXT, #3, Emily Gessner, KeyBank
    American Banker · Oct 1, 2026
  69. Fifth Third Succeeds Through Empowered Employees (undated page, retrieved 2026-10-01)
    The Financial Brand · Oct 1, 2026
  70. U.S. Bank CFO Survey: Optimism Climbing as Growth and Dealmaking Gain Momentum
    U.S. Bank (Business Wire) · Sep 29, 2026
  71. Tech leaders say AI could end humanity. Banks still love it
    American Banker · Sep 29, 2026
  72. Citizens Q4 2026 Business Pulse Finds Rising Small Business Optimism Amid Steady Hiring and Increased AI Spending
    Citizens (Business Wire via Yahoo Finance) · Sep 29, 2026
  73. Coverbase Adds Third-Party Risk Veterans as Enterprise Adoption Accelerates
    Coverbase (GlobeNewswire) · Sep 29, 2026
  74. Mark Williamson hired as Head of ATM Banking
    Columbus Business First (bizjournals.com) · Sep 25, 2026
  75. Huntington unites marketing, digital in a push for growth
    Banking Dive · Sep 25, 2026
  76. BMO Sees Loan Demand Surge as Returns Rise Toward 2027 Targets
    MarketBeat (Yahoo Finance) · Sep 22, 2026
  77. People use AI to gauge banks' reputations, and its verdicts are harsh
    American Banker · Sep 18, 2026
  78. How Truist Delivers Proactive Insights to Its App and Online Users
    The Financial Brand · Sep 16, 2026
  79. Regions Bank - Success Story
    Temenos · Sep 16, 2026
  80. KeyCorp at Barclays conference: growth, margin gains in focus (conference transcript)
    Investing.com · Sep 14, 2026
  81. 'We're coming' to 'fight you,' PNC's Demchak warns banks
    Banking Dive · Jan 21, 2026
  82. 2Q26 Earnings Presentation (Form 8-K, Exhibit 99.2)
    Citizens Financial Group (SEC filings) · Jul 16, 2026
  83. Fifth Third (FITB) Q2 2026 Earnings Call Transcript
    Motley Fool (Yahoo Finance) · Jul 17, 2026
  84. Fifth Third Completes Comerica Technology and Brand Conversion
    Fifth Third · Sep 8, 2026
  85. Huntington Bank Named the United States' Best Digital Bank for Consumers
    Huntington · Jul 20, 2026
  86. U.S. Bancorp Annual Report 2025
    U.S. Bank · Feb 23, 2026
  87. Huntington Bancshares 2026 Proxy Statement (DEF 14A)
    Huntington Bancshares (SEC filing) · Mar 12, 2026
  88. What CFOs at Adobe, Dataminr, and Huntington say about scaling AI
    Fortune · Feb 2, 2026
  89. Why Fifth Third's CIO mostly buys rather than builds tech in the race to compete against banking giants
    Fortune · Dec 4, 2024
  90. PNC boosts new-branch effort to 300 by 2030
    Banking Dive · Nov 7, 2025
  91. Quarterly Update Presentation, 1Q 2026
    BNY · Apr 16, 2026
  92. Fifth Third's CIO is focused on enterprise-viable AI
    American Banker · Jun 1, 2026

When Huntington or its peers move on AI, you'll read it here first.

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