Associated Banc-Corp:
the AI strategy, sourced.

Last updated Oct 25, 2026 · 24 dated moves · 33 sources · open AI roles as of Oct 25, 2026

Wisconsin's largest bank is organising for AI line by line: a senior director of AI for commercial banking hired from U.S. Bank, a chief digital officer from BMO with an explicit AI mandate, a new board technology committee and a chief data officer alongside CIO Terry Williams.

How is Associated using AI?

Associated Banc-Corp, the Green Bay-based parent of Associated Bank and the largest bank holding company in Wisconsin, with about $52 billion of assets after closing its $604 million purchase of Omaha's American National on 1 April 2026, has spent 2026 putting AI accountability into named roles rather than announcing products. On 30 June 2026 it hired Andy Miner from U.S. Bank, where he helped launch and scale that bank's enterprise AI effort, as senior director of AI for Corporate and Commercial Banking, reporting to commercial head Phillip Trier; the role is described as 'the single point of accountability for AI within the line of business', responsible for strategy, use cases, delivery and adoption and for stewarding risk and data. The commercial bank is where the bank's growth is (a record 2025, commercial and business lending up about 43% in five years to $12.3 billion, new teams in Kansas City and Dallas), and AI will be applied first to internal workflows in portfolio management, treasury and payments, then to faster loan processing and personalised client insights. In July 2026 Brianna Elsass joined from BMO as chief digital officer with a remit that includes 'advancing the bank's AI and omni channel strategy', succeeding Doug Peacock; Alexander Bush serves as chief data officer and Terry Williams as chief information officer; and the board formed a technology committee at the April 2026 annual meeting. Publicly, Associated's AI voice is defensive and educational: webinars and articles on AI-powered social engineering, deepfake fraud and business email compromise, and an AI Academy for young people. It has not disclosed AI spending, use-case counts or generative-AI deployments. Second-quarter 2026 earnings were $121 million, or $140 million excluding American National integration costs, with double-digit commercial and industrial loan growth.

Lead bank

Associated Bank, National Association

Assets (lead bank, Jun 30, 2026)

$52 billion

Charter

National bank (OCC)

Headquarters

Green Bay, WI

Flagship platform

Line-of-business AI under a chief data officer / CIO

AI leadership

Andy Harmening · Alexander Bush · Terry Williams · Brianna Elsass · Andy Miner · Chun Schiros · Phillip Trier · Abhishek Vaidya · Bryan Carson · Tonjia Coverdale · Steven Zandpour · Doug Peacock

  • AI accountability placed inside the business: a senior director of AI for Corporate and Commercial Banking (from U.S. Bank's enterprise AI effort) is the 'single point of accountability' for strategy, use cases, delivery, adoption, risk and data.
  • First commercial uses named: internal workflows in portfolio management, treasury and payments, then loan-processing speed and personalised client insights.
  • Digital leadership refreshed: chief digital officer Brianna Elsass (ex-BMO, July 2026) with an explicit AI and omnichannel mandate; Alexander Bush as chief data officer and Terry Williams as CIO.
  • Board oversight: a new technology committee created at the April 2026 annual meeting.
  • Public AI content is defensive: recurring webinars and guides on AI-enabled social engineering, deepfakes and business email compromise for mid-market clients.
  • Growth context: American National acquired ($604 million, closed April 2026); commercial lending up ~43% in five years; Q2 2026 adjusted earnings $140 million.
  • The 2025 10-K says the business 'increasingly relies on AI, machine learning and automated decision making', and flags confidential data leaking into third-party AI training sets and fair-lending liability.
  • Earlier data push: a first chief analytics officer, Chun Schiros from Regions, was hired in May 2024 'to help lead data and AI innovation'; she has since moved to AWS as an enterprise technologist.
  • At the Barclays conference on 15 September 2026 CEO Andy Harmening gave the first AI figures the bank has published: 30 AI use cases in process, and an internal tool built for $45,000 against an $800,000 option to renew or buy. He said efficiency would show in 2027 and 2028 and put no number on it.
  • In March 2026 Harmening told the RBC conference that the bank had launched 25 AI modules and a workforce training programme, organised by business line, and that he wanted a group formed to define an AI '2.0'.
  • Data and analytics roles were rebuilt in two steps: Abhishek Vaidya (ex-BMO) replaced Chun Schiros as chief analytics officer on 29 September 2025, and Alexander Bush joined as chief data officer on 24 February 2026, reporting to CIO Terry Williams.
  • The Technology Committee created in April 2026 oversees data management, information technology, information security and vendor management; the release does not mention AI by name.
  • Disclosure is thin outside the 10-K: the abbreviation 'AI' appears 27 times in the 2025 10-K (17 in the 2024 10-K) and not at all in the Q1 or Q2 2026 10-Qs, and AI did not come up on the Q1 or Q2 2026 earnings calls.
  • The first public AI product commitment dates from the November 2023 strategic plan, which listed an AI-enabled chatbot among the 2024 initiatives; this research found no announcement that it launched.

What is Line-of-business AI under a chief data officer / CIO?

Associated has chosen to embed AI accountability inside business lines rather than a central lab. Andy Miner, hired from U.S. Bank in June 2026 as senior director, AI for Corporate and Commercial Banking, is 'the single point of accountability for AI within the line of business', owning strategy, use cases, delivery, adoption and 'being a steward of risk and data'; first uses are internal workflows in portfolio management, treasury and payments, then faster loan processing and personalised client insights. Alexander Bush is executive vice-president and chief data officer, and Terry Williams executive vice-president and chief information officer. Brianna Elsass, chief digital officer from July 2026 after a decade at BMO, is charged with advancing 'the bank's AI and omni channel strategy'. The board created a technology committee at the April 2026 annual meeting. The bank also runs an AI Academy for young people with the Boys & Girls Clubs, led by CIO Terry Williams at launch in 2025.[4][7][1][3]

What AI partnerships and patents does Associated Banc-Corp have?

Associated's public record names no AI lab, cloud provider or model vendor. One patent is assigned to Associated Banc-Corp in Google Patents, a 2012 overdraft debt-protection method that is not AI, and no AI application is public. Named relationships are educational or narrow: Skillsoft powers the 2026 AI Academy run with the Boys & Girls Clubs of Greater Milwaukee, Milky Way Tech Hub ran the 2025 pilot, Fiserv co-hosted a November 2025 AI-and-fraud webinar, and NICE Actimize was chosen for AML and fraud in 2012. The 10-K names no technology vendor.[33][14][2][22][15][10]

ItemWhat it isStatusDate
US 8,280,813 B2Debt protection for a financial overdraft account (assignee Associated Banc-Corp; inventor William M. Bohn); not AIGranted2012-10-02[33]
SkillsoftLearning platform behind the 2026 AI Academy; Associated AI and HR staff customised the tracksIn production2026-07-01[14]
Boys & Girls Clubs of Greater MilwaukeeHost and co-developer of the AI Academy for middle and high school studentsIn production2026-07-01[14][2]
Milky Way Tech HubFacilitated the 2025 pilot, including prompt-engineering lessons on platforms such as ChatGPTPilot2025-06-10[2]
FiservCo-hosted a webinar on AI and fraud with speaker Jaime Dickerson; no AI deployment disclosedWebinar partner2025-11-19[22][23]
NICE ActimizeAnti-money-laundering monitoring and integrated fraud management chosen in 2012; current use not statedAnnounced2012-05-31[15]

What has Associated done on AI, and when?

Associated's dated AI moves by year2012–2023May 31 2012NICE Actimize chosen for AML an…Nov 09 2023Strategic plan lists an AI-enab…2024May 08First chief analytics officer h…Jun 25Analytics chief: AI is one tool…2025Feb 122024 10-K carries an AI regulat…Jun 10AI Academy launched for young p…Sep 29Chief analytics officer hired f…Nov 19Webinar with Fiserv on AI in fr…Dec 01American National acquisition a…2026Jan 09Article: the role of AI in frau…Feb 122025 10-K: the business 'increa…Feb 24Chief data officer appointedMar 11RBC conference: 25 AI modules a…Apr 27CEO on the commercial-bank buil…Apr 28Board technology committee crea…May 05American National systems conve…Jun 17Client webinar on social engine…Jun 30Senior director of AI for comme…Jul 01AI Academy returns for a second…Jul 23Second-quarter 2026 earningsJul 30Chief digital officer joins fro…Aug 04Second-quarter 10-Q has no AI l…Aug 05Guide on AI-powered social engi…Sep 15Barclays conference: 30 AI use…
Figure 1 · Associated's AI moves by year, from the timeline below. Before 2024 is collapsed into one column. Filled boxes are the current year. Every entry cites its source in the list at the end of the page.
  • Sep 15, 2026

    Barclays conference: 30 AI use cases in process[32]

    Harmening cites 30 AI use cases, an internal build at $45,000 against an $800,000 purchase option, a new head of procurement and the new head of AI for the commercial bank; he expects efficiency gains in 2027 and 2028.

  • Aug 5, 2026

    Guide on AI-powered social engineering[5]

    Deepfake and BEC risk for mid-market clients.

  • Aug 4, 2026

    Second-quarter 10-Q has no AI language[31][26][29]

    The 10-Q filed on 4 August 2026 does not mention artificial intelligence or machine learning, nor did the Q1 2026 10-Q; the Q2 call covered integration, deposits and the HOA title launch, not AI.

  • Jul 30, 2026

    Chief digital officer joins from BMO[7]

    Elsass to advance AI and omnichannel strategy.

  • Jul 23, 2026

    Second-quarter 2026 earnings[9]

    $121 million reported, $140 million adjusted; American National integration under way.

  • Jul 1, 2026

    AI Academy returns for a second year[14]

    Self-paced summer programme with the Boys & Girls Clubs, powered by Skillsoft; curriculum built with the bank's AI and HR experts.

  • Jun 30, 2026

    Senior director of AI for commercial banking hired[4]

    Andy Miner from U.S. Bank; single point of AI accountability in the line.

  • Jun 17, 2026

    Client webinar on social engineering in the age of AI[28]

    Hosted by a senior treasury management officer and the information security team leader on AI-enabled attacks that target employees.

  • May 5, 2026

    American National systems conversion set for October 2026[27][29]

    An 8-K investor presentation moves the conversion of the acquired bank's systems and branches to October 2026; the Q2 call later set full run-rate cost savings for early 2027.

  • Apr 28, 2026

    Board technology committee created[3]

    Announced with annual-meeting results and a buyback.

  • Apr 27, 2026

    CEO on the commercial-bank build-out[8]

    Lending up ~43% to $12.3 billion; Dallas team launched.

  • Mar 11, 2026

    RBC conference: 25 AI modules and a workforce training programme[25]

    Harmening says the bank has launched 25 modules with AI, runs the work by business line and will convene a group on what its AI 2.0 should be; he also cites deepfake fraud and AI in wealth planning.

  • Feb 24, 2026

    Chief data officer appointed[24]

    Alexander Bush, previously senior vice president and director of financial information at Huntington National Bank, takes enterprise data strategy and governance and reports to CIO Terry Williams.

  • Feb 12, 2026

    2025 10-K: the business 'increasingly relies on AI'[10]

    A dedicated AI risk factor covers evolving AI regulation, third-party AI tools and training-data leakage, copyright of AI output and fair-lending liability.

  • Jan 9, 2026

    Article: the role of AI in fraud and cybersecurity[23]

    Summarises the Fiserv webinar and recommends layered defences; points clients to Positive Pay, Check Block and ACH Block rather than naming an AI detection product.

  • Dec 1, 2025

    American National acquisition announced[6]

    $604 million all-stock deal for the Omaha bank.

  • Nov 19, 2025

    Webinar with Fiserv on AI in fraud[22]

    Associated and Fiserv's Jaime Dickerson host a session for International Fraud Awareness Week on how AI is used and misused in fraud.

  • Sep 29, 2025

    Chief analytics officer hired from BMO[21]

    Abhishek Vaidya joins as senior vice president and chief analytics officer, reporting to chief product and marketing officer Bryan Carson, after leading predictive-model, AI and machine-learning delivery for BMO Harris campaign analytics.

  • Jun 10, 2025

    AI Academy launched for young people[2]

    Summer programme with the Boys & Girls Clubs, led by the CIO.

  • Feb 12, 2025

    2024 10-K carries an AI regulatory risk factor[20]

    States that the business 'increasingly relies on AI, machine learning and automated decision making' and that failing to comply with evolving AI regulation could harm results; cites the July 2024 automated-valuation-model rule.

  • Jun 25, 2024

    Analytics chief: AI is one tool among several[13]

    Schiros tells The Financial Brand the bank hired her to improve data analysis, use of AI and their link to product design.

  • May 8, 2024

    First chief analytics officer hired from Regions[12]

    Chun Schiros joins to lead data and AI innovation in support of personalisation, acquisition and relationship deepening.

  • Nov 9, 2023

    Strategic plan lists an AI-enabled chatbot for 2024[16][17]

    Next phase of the plan names an AI-enabled chatbot, an omnichannel branch sales platform and a personalised digital marketplace as 2024 initiatives, after 11 customer-facing upgrades to the digital platform launched in September 2022. Banking Dive reported the chatbot in the same week.

  • May 31, 2012

    NICE Actimize chosen for AML and fraud[15]

    American Banker reported that the then $22 billion-asset bank would first use Actimize Anti-Money Laundering (suspicious activity monitoring, customer due diligence and case management) and implement Actimize Integrated Fraud Management later that year.

Where does Associated use AI today?

Associated's AI systems on the status ladder from announced to in productionANNOUNCEDPILOTROLLING OUTIN PRODUCTIONCommercial workflow automationLine-of-business AI accountability and boar…AI-enabled fraud education and controlsAI risk-factor disclosureDigital and omnichannel strategyBuild-versus-buy with AI-assisted developme…Deepfake and AI-enabled fraud defencesWorkforce AI trainingAI-assisted wealth planningAI-enabled chatbotVendor strategy aligned to build decisions
Figure 2 · Where AI runs at Associated, and how far along. 4 of 11 named systems are in production; the rest are rolling out, piloted or announced. Status is as described in the cited source at its date.
SystemWhat it doesStatusUse case
Commercial workflow automation[4]Portfolio management, treasury and payments first; then loan processing and client insights.Rolling outGenerative & agentic AI
Line-of-business AI accountability and board oversight[4][3]Senior director of AI stewards risk and data; board technology committee.In productionAI governance (general)
AI-enabled fraud education and controls[5]Webinars and guides on social engineering, deepfakes and BEC.In productionFraud detection
AI risk-factor disclosure[10]Reliance on AI, machine learning and automated decision making; third-party AI tools, data rights and fair-lending exposure.In productionModel risk management
Digital and omnichannel strategy[7]Digital sales and servicing under the new chief digital officer.Rolling outCustomer-facing chatbots
Build-versus-buy with AI-assisted development[32]30 AI use cases in process; one internal tool built for $45,000 against an $800,000 renew-or-buy option; a similar build is under way in the risk and fraud framework.Rolling outGenerative & agentic AI
Deepfake and AI-enabled fraud defences[25][23][22]Harmening says pieces are already in place against video and audio deepfakes; client guidance centres on Positive Pay, Check Block and ACH Block, and Fiserv co-hosted a November 2025 webinar.Rolling outFraud detection
Workforce AI training[25]25 AI modules and a workforce training programme launched by March 2026, organised by business line.In productionAI governance (general)
AI-assisted wealth planning[25]Harmening described cutting a plan from two weeks or two days to about two hours with a human advisor in the middle; no product has been announced.AnnouncedGenerative & agentic AI
AI-enabled chatbot[16][17]Listed among the 2024 initiatives in the November 2023 strategic plan; no launch announcement found.AnnouncedCustomer-facing chatbots
Vendor strategy aligned to build decisions[32][3]A new head of procurement matches vendor strategy to internal development, and the board Technology Committee oversees vendor management.Rolling outThird-party & vendor AI

Use-case links open the tracker's rules-by-use-case matrix: which documents govern each system type.

Treasury tools compared across banks: AI in bank treasury management.

Which AI vendors and fintechs does Associated work with?

CompanyWhat Associated uses it forStatusCategory
NICE ActimizeAML: customer due diligence, suspicious activity monitoring and risk case management, in production since November 2012, with case management later extended to fraud and investigations; Integrated Fraud Management was also selected in 2012. Per a NICE Actimize case study dated Q4 2014; no later update found.In productionAML compliance

Each vendor and fintech page cites the source for the relationship, and vendor pages list products, pricing and other bank customers. Compare AI tools for banks by category, or read the fintech and neobank AI dossiers.

What has Associated disclosed in numbers?

MetricValueAs of
Total assets≈ $52 billion[7]Jul 30, 2026
Second-quarter 2026 earnings (adjusted)$121 million ($140 million)[9]Jul 23, 2026
Commercial and business lending$12.3 billion (+≈ 43% in five years)[8]Apr 27, 2026
American National acquisition$604 million (closed 1 April 2026)[6][9]Jul 23, 2026
AI use cases in process30[32]Sep 15, 2026
Internal build cost versus purchase option$45,000 vs $800,000[32]Sep 15, 2026
AI training modules launched25[25]Mar 11, 2026
Occurrences of 'AI' in the 10-K27 (2025 10-K) vs 17 (2024 10-K); none in the Q1 or Q2 2026 10-Qs[10][20][26][31]Aug 4, 2026
Adjusted efficiency ratio, Q2 202652.9%[29]Jul 23, 2026
Expected cost savings on American National expense base≈ 30% (raised from 25%)[29]Jul 23, 2026
Planned rise in marketing acquisition spend, 202625%[25]Mar 11, 2026

“Andy's background in psychology and banking, combined with deep expertise in analytics and AI, will help us turn data into meaningful insights that strengthen client relationships and drive growth.”[4]

Phillip Trier · EVP, Head of Corporate and Commercial Banking · Jun 30, 2026

“Helping accelerate digital transformation, elevating customer experiences, and advancing the bank's AI and omni channel strategy.”[7]

Brianna Elsass · Chief Digital Officer · Jul 30, 2026

“Leveraging AI, leveraging machine learning, leveraging statistical analysis, and leveraging data are my tools for extracting insights and turning them into actions.”[13]

Chun Schiros · SVP, Chief Analytics Officer · Jun 25, 2024

“We have 30 use cases in process with AI already, and we're seeing it on the development side pretty significantly.”[32]

Andy Harmening · President and CEO · Sep 15, 2026

“I don't think we're behind, but we'll have to continue the intensity around having a plan for how to deal with AI.”[25]

Andy Harmening · President and CEO · Mar 11, 2026

“I'm excited to join an organization that sees AI as a strategic capability that can help deepen relationships, improve decision-making and drive growth.”[4]

Andy Miner · Senior Director, AI for Corporate and Commercial Banking · Jun 30, 2026

“The chief data officer role is critical to how we strengthen decision-making, drive operational efficiencies, and help unlock the value of our data ecosystem.”[24]

Terry Williams · EVP, Chief Information Officer · Feb 24, 2026

“As chief data officer, my priority is to ensure data is trusted and strategically applied to drive decisions and deliver consistently superior customer experiences.”[24]

Alexander Bush · EVP, Chief Data Officer · Feb 24, 2026

Who runs AI at Associated?

Andy HarmeningLinkedIn ↗

President and CEO[8][9]

Alexander BushLinkedIn ↗

EVP, Chief Data Officer[1]

Terry WilliamsLinkedIn ↗

EVP, Chief Information Officer (since January 2023)[14][2][18][10]

Brianna ElsassLinkedIn ↗

Chief Digital Officer (from July 2026)[7]

Andy MinerLinkedIn ↗

Senior Director, AI for Corporate and Commercial Banking[4]

Chun SchirosLinkedIn ↗

Former Chief Analytics Officer (hired May 2024; now at AWS)[12][13][11]

Phillip TrierLinkedIn ↗

EVP, Head of Corporate and Commercial Banking[4]

Abhishek Vaidya

SVP, Chief Analytics Officer (from September 2025)[21]

Bryan Carson

EVP, Chief Product and Marketing Officer (analytics reports to him)[10][21]

Tonjia Coverdale

SVP, Chief Strategy Officer, Operations and Technology (from August 2023)[19]

Steven Zandpour

EVP, Head of Consumer and Business Banking (Elsass reports to him)[10][30]

Doug Peacock

Former Chief Digital Officer (left January 2026)[7][30]

What AI roles is Associated hiring for?

Data as of · 1 AI-titled posting · read from Associated's own careers site, re-checked weekly

1 open AI-related posting on Associated's careers site as of Oct 25, 2026. A snapshot of current openings, not a source: postings close. Compare with other banks on which banks are hiring for AI.

Principal Applied AI Product Manager

Minneapolis 80 8th 43rd Floor (+4 more)

Which regulators govern Associated's AI?

The regulators around Associated's AIAssociatedOCC2 documentsFederal Reserve2 documentsCFPB1 document
Figure 3 · The regulatory perimeter. Each authority links to its tracker page; the number is how many of its documents this page cites. Solid lines are the bank's direct supervisors; dashed lines are consumer, market and global standard-setters that reach it through its activities.
AuthorityWhy it matters hereDocuments
OCCAssociated Bank, N.A. is a national bank; commercial AI workflows and any credit-decision models fall under the OCC's model-risk and gen-AI expectations.OCC Bulletin 2026-13
OCC Semiannual Risk Perspective, Spring 2026
Federal ReserveHolding-company supervision of model risk and of the American National integration.SR 11-7
SR 23-4
CFPBConsumer digital servicing and any AI in retail lending bring UDAAP and ECOA duties.ECOA / Regulation B adverse action (15 U.S.C. 1691(d); 12 CFR 1002.9)

Side by side: SR 11-7 vs SR 26-2 · OCC vs CFPB on AI lending · PRA SS1/23 vs SR 26-2 · MAS AI Risk Management Guidelines vs SR 26-2 · all comparisons.

What does the public record suggest about Associated's AI strategy?

Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice.

01

Line-owned AI is a governance choice worth watching

Putting one accountable owner inside commercial banking, with risk and data stewardship in the job description, is closer to how examiners think than a central lab.

02

Internal workflows first is the right sequence

Treasury, payments and portfolio-management automation are low-consumer-harm uses that build the evidence for loan-processing AI later.

03

Three new technology leaders in six months means a strategy is coming

A chief data officer, a chief digital officer with an AI mandate and a board committee usually precede a public AI plan; expect one after the American National integration.

04

Fraud content should become fraud disclosure

Associated's writing on AI-enabled social engineering is strong; disclosing its own detection tooling would complete the picture.

Where does the Associated record go deeper?

Which leader rankings does Associated appear in?

2 of the computed leaders rankings include Associated, each ranked from the same sourced bank pages.

How does Associated compare with its peers?

Its peer group on this site, by business model and size:

Who leads AI at Associated Bank?

Associated has no chief AI officer. Andy Miner, senior director of AI for Corporate and Commercial Banking since 30 June 2026, is the single point of accountability for AI in that line and reports to Phillip Trier. CIO Terry Williams, in post since January 2023, runs technology; chief data officer Alexander Bush, appointed 24 February 2026, reports to him. Abhishek Vaidya, hired from BMO in September 2025, is chief analytics officer under Bryan Carson. Chief digital officer Brianna Elsass, from July 2026, says her remit includes the bank's AI and omnichannel strategy. CEO Andy Harmening sponsors the work publicly.

Who is responsible for AI at Associated Bank?

Andy Miner, hired from U.S. Bank on 30 June 2026 as senior director of AI for Corporate and Commercial Banking, is the single point of accountability for AI in that business, covering strategy, use cases, delivery, adoption, risk and data. Chief digital officer Brianna Elsass, who joined from BMO in July 2026, is charged with advancing the bank's AI and omnichannel strategy, Alexander Bush is chief data officer and Terry Williams is CIO.

Where will Associated Bank use AI first?

In internal commercial-banking workflows such as portfolio management, treasury and payments, according to the June 2026 announcement, followed by faster loan processing and personalised client insights. The bank has not disclosed customer-facing generative-AI products or AI spending.

What does Associated Banc-Corp's 10-K say about AI?

The 2025 annual report, filed in February 2026, says the business increasingly relies on AI, machine learning and automated decision making to improve services and customer experience, and lists AI as a risk factor: evolving regulation, confidential information leaking into third-party AI training sets, uncertain copyright in AI output, and liability under laws such as fair lending if the bank lacks rights to the data its AI relies on.

How many AI use cases does Associated Banc-Corp have?

CEO Andy Harmening said at the Barclays conference on 15 September 2026 that 30 AI use cases are in process. He described an internal build that cost $45,000 against an $800,000 option to renew or buy a product, and said efficiency gains would show in 2027 and 2028 without giving a number. In March 2026 he said the bank had launched 25 AI modules and a workforce training programme. Associated has not published a use-case list, AI spending or any model or cloud vendor, and neither the Q1 nor the Q2 2026 earnings call or 10-Q discusses AI.

Does Associated Banc-Corp have AI partners or AI patents?

Google Patents lists one patent assigned to Associated Banc-Corp, US 8,280,813, a 2012 overdraft debt-protection method that is not AI; no AI application is public. Named partners are narrow: Skillsoft powers the 2026 AI Academy with the Boys & Girls Clubs of Greater Milwaukee, Milky Way Tech Hub ran the 2025 pilot, and Fiserv co-hosted a November 2025 webinar on AI and fraud. NICE Actimize was chosen for AML and fraud in 2012. No AI lab, cloud provider or model vendor is named in filings, calls or releases.

  1. Alexander Bush, EVP, Chief Data Officer & CIO, Associated Bank (Digital Banking speaker profile)
    American Banker · Apr 23, 2026
  2. Associated Bank launches AI Academy, a summer youth education program
    Associated Banc-Corp · Jun 10, 2025
  3. Associated Announces Annual Meeting Results; Dividends; Stock Repurchase Program; and New Technology Committee
    Associated Banc-Corp · Apr 28, 2026
  4. Associated Bank Hires Andy Miner as senior director, AI for Corporate & Commercial Banking
    Associated Banc-Corp · Jun 30, 2026
  5. AI-Powered Social Engineering: Is Your Business at Risk?
    Associated Bank · Aug 5, 2026
  6. Associated Bank to buy Nebraska lender for $604M
    Banking Dive · Dec 1, 2025
  7. Associated Bank chief digital officer joins from BMO
    Banking Dive · Jul 30, 2026
  8. Associated Bank CEO wants to pave 'highway to private wealth'
    Banking Dive · Apr 27, 2026
  9. Associated Banc-Corp Reports Second Quarter 2026 Earnings of $0.63 Per Common Share, or $0.73 Excluding Nonrecurring Items
    PR Newswire via FT Markets · Jul 23, 2026
  10. Associated Banc-Corp Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Associated Banc-Corp (SEC filings) · Feb 12, 2026
  11. Contributors - AWS Prescriptive Guidance
    Amazon Web Services · Jul 24, 2026
  12. Associated Bank Adds Chun Schiros as Chief Analytics Officer to Help Lead Data and AI Innovation
    PR Newswire · May 8, 2024
  13. How Associated Bank Uses Data Analytics to Speed New Products and Drive Growth
    The Financial Brand · Jun 25, 2024
  14. Associated Bank's AI Academy returns with expanded focus on AI, financial literacy and career readiness
    PR Newswire · Jul 1, 2026
  15. Associated Banc-Corp to Deploy Fraud/AML Software
    American Banker · May 31, 2012
  16. Associated Bank executing next phase of strategic plan
    Associated Banc-Corp · Nov 9, 2023
  17. Associated Bank lays off 3%: report
    Banking Dive · Nov 13, 2023
  18. Associated Banc-Corp announces executive leadership appointment
    Associated Banc-Corp · Dec 20, 2022
  19. Tonjia Coverdale joins Associated Bank as senior vice president, chief strategy officer
    Associated Bank newsroom · Aug 22, 2023
  20. Associated Banc-Corp Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Associated Banc-Corp (SEC filings) · Feb 12, 2025
  21. Associated Bank announces hiring of Abhishek Vaidya, senior vice president, chief analytics officer
    Associated Bank newsroom · Sep 29, 2025
  22. Webinar: Smart Fraud, Smarter Defense: Artificial Intelligence's Role & Best Practices
    Associated Bank · Nov 24, 2025
  23. The Role of AI in Fraud and Cybersecurity
    Associated Bank · Jan 9, 2026
  24. Associated Bank announces hiring of Alexander Bush, executive vice president, chief data officer
    Associated Bank newsroom · Feb 24, 2026
  25. Associated Banc-Corp at RBC Conference: Strategic Growth and AI Integration (transcript)
    Investing.com · Mar 11, 2026
  26. Associated Banc-Corp Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Associated Banc-Corp (SEC filings) · Apr 28, 2026
  27. Associated Banc-Corp Form 8-K with investor presentation (American National conversion timing)
    Associated Banc-Corp (SEC filings) · May 5, 2026
  28. Webinar: Trust the Target: Social Engineering in the Age of AI
    Associated Bank · Jun 23, 2026
  29. Earnings call transcript: Associated Banc-Corp tops Q2 2026 estimates
    Investing.com · Jul 23, 2026
  30. Associated Bank appoints Brianna Elsass as EVP and CDO
    FinTech Futures · Jul 30, 2026
  31. Associated Banc-Corp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Associated Banc-Corp (SEC filings) · Aug 4, 2026
  32. Associated Banc-Corp at Barclays conference: growth, margins and AI (transcript)
    Investing.com · Sep 15, 2026
  33. US 8,280,813 B2: System and method for providing debt protection for financial overdraft account (assignee Associated Banc-Corp)
    Google Patents (USPTO) · Oct 2, 2012

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