Associated Banc-Corp vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 99 sources cited

How does Associated Banc-Corp compare with its peers on AI and technology?

On this site's AI disclosure index Associated Banc-Corp scores 56.8 (#49 of 120 US banks), second in a nine-bank Midwest group behind Old National (66) and ahead of FNBO (53.2), UMB (47.9), Busey (44.9), Wintrust (38.1) and Commerce (34). It leads the group on independent coverage and on named AI leaders. In 2026 it put AI into named roles: a chief data officer (February), a senior director of AI for corporate and commercial banking hired from U.S. Bank (June) and a chief digital officer from BMO with an AI and omnichannel mandate (July), under a board technology committee formed in April. Its first numbers came at the Barclays conference on September 15, 2026: 30 AI use cases in process, and an internal tool built for $45,000 against an $800,000 renew-or-buy option. Peers have more in production. FNBO says Nasdaq Verafin AI agents halved investigator time per financial-crime case (June 2026); Busey's Glia virtual assistants handle 61.5% of calls (February 2026); Wintrust's specialty-finance unit closed more than 4,000 deals with AI credit adjudication in the first half of 2026. Associated's gap is the customer side: an AI-enabled chatbot listed for 2024 in its November 2023 strategic plan has no announced launch, while U.S. Bank, the largest bank in Wisconsin by deposits, reports 2.5 million Smart Assistant uses a month.[1][2][3][4][5][6][7][8][9][10][11]

Data as of Oct 20, 2026 · Associated profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Associated lead its peers on AI?

01

The most named AI and data leaders in the group

Associated places 1st of nine on named AI leaders (12): a senior director of AI for corporate and commercial banking (June 2026), a chief data officer (February 2026), a chief analytics officer (September 2025) and a chief digital officer (July 2026). Busey, the nearest on this, named a director of AI, data science and insights in April 2026.[2][1][12][3][13]

02

More independent coverage than any Midwest peer

Associated scores 11 on independent sources, 1st in the group against a median of 5.5, with Banking Dive, American Banker and conference transcripts covering its AI hires, its American National deal and the CEO's AI figures; Commerce and First Merchants score 3 each.[3][14][5][15]

03

More dated AI moves than most of the group

Associated logged 17 dated AI moves in the last 12 months, 3rd of nine against a median of 15.5 and one behind Old National (18): a chief data officer (February 2026), a board Technology Committee (April), an AI chief for commercial banking (June), a chief digital officer (July) and its first AI figures (September).[1][4][2][3][5]

Where does Associated trail its peers on AI?

01

Few AI use cases in production

Associated's profile counts 4 of 11 described use cases in production, 8th of nine; Old National counts 10 of 14 and Busey 10 of 13. Associated's 30 AI use cases were 'in process' in September 2026, and its CEO said efficiency would show in 2027 and 2028.[5][16][7]

02

No customer AI assistant, three years after it was planned

The November 2023 strategic plan listed an AI-enabled chatbot among 2024 initiatives; no launch has been announced. Busey's Glia virtual assistants handle 61.5% of calls (February 2026), and U.S. Bank's Smart Assistant is used 2.5 million times a month.[9][7][11]

03

AI absent from earnings calls and 10-Qs

AI did not come up on Associated's Q1 or Q2 2026 earnings calls and is not mentioned in either 10-Q; the 2025 10-K uses 'AI' 27 times. Old National's CEO cited AI cutting a legacy Power BI code clean-up to about a week on the April 2026 call.[17][18][19][16]

Where does Associated rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Old National Bancorp66#40 of 12092210 of 1418Vendor-delivered automation on an acquisition-built bank[20][21][22][23]
Associated Banc-Corp (this page)56.8#49 of 12011194 of 1117Line-of-business AI under a chief data officer / CIO[2][3][24][4]
First National Bank of Omaha (FNBO)53.2#53 of 12010118 of 1214Nasdaq Verafin AI agents for financial-crime investigation[6][25][26]
UMB Financial47.9#61 of 1207149 of 1016Integration first: the Heartland systems conversion[27][28][29]
First Busey Corporation44.9#64 of 12042110 of 1313Director of AI, Data Science and Insights (from April 2026)[13][30][31][32][7][33]
Wintrust Financial Corporation38.1#76 of 1208167 of 916Not disclosed
Commerce Bancshares34#84 of 1203216 of 1015Enterprise data strategy with an AI pillar; receivables automation for commercial clients[34][35][36][37]
First Merchants Corporation29.8#88 of 1203229 of 1118Not disclosed
Nicolet Bankshares1.1#119 of 1203132 of 515Not disclosed

On which parts of the AI record is Associated ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Associated and the 8 peers that are scored on the same basis. "Place" is Associated's position in the group of 9 (1st = most).

Component (weight)AssociatedPeer medianMost in the groupPlace
Independent sources (45%)115.5Associated (11)1st of 9
Use cases in production (10%)48.5Old National (10)8th of 9
Own primary disclosures (10%)1918.5Old National (22)5th of 9
Dated moves, last 12 months (10%)1715.5Old National (18)3rd of 9
Disclosed numbers (5%)1113Old National (16)7th of 9
Named AI leaders (5%)129Associated (12)1st of 9
Use cases described (5%)1110.5Old National (14)4th of 9

What has each bank in Associated's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Associated Banc-CorpLine-of-business AI under a chief data officer / CIO[2][3][24][4]12, incl. Andy Harmening (President and CEO)[14][38]AI use cases in process: 30 (Sep 15, 2026)[5]1 patent listed on the profile, e.g. US 8,280,813 B2 (Debt protection for a financial overdraft account)[39]2 open AI roles (Sep 24, 2026); most in AI product & strategy
Old National BancorpVendor-delivered automation on an acquisition-built bank[20][21][22][23]12, incl. Jim Ryan (Chairman and CEO)[40][41]Legacy Power BI code clean-up with AI: ≈ 1 week vs ≈ 1 month for top programmers (Apr 22, 2026)[16]None found (the profile's patent search)[42][43]1 open AI roles (Oct 1, 2026); most in AI product & strategy
Wintrust Financial CorporationNot disclosed10, incl. Tim Crane (President and Chief Executive Officer)[44][45][46]Wintrust Specialty Finance originations, first half 2026 (with AI credit adjudication): More than 4,000 deals, roughly $500 million; team of 34 (Jun 30, 2026)[8]Not disclosed1 open AI roles (Oct 5, 2026); most in responsible AI & governance
Commerce BancsharesEnterprise data strategy with an AI pillar; receivables automation for commercial clients[34][35][36][37]7, incl. John Kemper (President and CEO)[34][47]Digital penetration / app rating / mobile deposit use: 82% / 4.7 (app rating as of 3 February 2026) / 30% (Dec 31, 2025)[48]Not disclosedNot surveyed
UMB FinancialIntegration first: the Heartland systems conversion[27][28][29]11, incl. Mariner Kemper (Chairman and CEO)[49][28]Earnings calls that discussed AI, Q3 2025 to Q2 2026: 1 of 4 (Q1 2026 only) (Jul 29, 2026)[50][51][52][53]Not disclosedNot surveyed
First National Bank of Omaha (FNBO)Nasdaq Verafin AI agents for financial-crime investigation[6][25][26]11, incl. Clark Lauritzen (Chairman and President)[54][55]Americans who have used AI for personal finances: 46% (a further 50% trust AI for financial advice) (Sep 23, 2025)[56]1 patent listed on the profile, e.g. US 2014/0304170 A1 (Remote credit issuance system, filed by First National of Nebraska, Inc.)[57]2 open AI roles (Sep 24, 2026); most in responsible AI & governance
Nicolet BanksharesNot disclosed3, incl. Mike Daniels (Chairman, President and CEO)[58][59]Average full-time-equivalent employees, 2025: 959 (Dec 31, 2025)[60]Not disclosedNot surveyed
First Merchants CorporationNot disclosed7, incl. Mark K. Hardwick (President and CEO)[61][62][63]Digital platform conversion cost (non-core, 2024): $2.4 million (Dec 31, 2024)[64]Not disclosedNot surveyed
First Busey CorporationDirector of AI, Data Science and Insights (from April 2026)[13][30][31][32][7][33]8, incl. Van A. Dukeman (Chairman, President and CEO)[65][66]Not disclosedNot disclosedNot surveyed

What are the latest dated moves on the AI record of Associated and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 1, 2026First MerchantsCEO succession: Stewart to replace Hardwick on 1 January 2027[63][67]
Oct 1, 2026FNBOBlue Ridge acquisition closes[68]
Oct 1, 2026CommerceNolan & Associates acquisition completed[69]
Sep 15, 2026AssociatedBarclays conference: 30 AI use cases in process[5]
Sep 8, 2026WintrustEquipment-finance unit writes on financing the AI boom[70]
Sep 2, 2026FNBOInBank deal valued at up to $204 million[71]
Aug 31, 2026CommerceFraud guide says scammers use generative AI[72]
Aug 26, 2026WintrustWintrust insurance banking note: automated credit assessments, AI governance watch[73]
Aug 20, 2026UMB'Playing with the big boys'[74]
Aug 11, 2026First MerchantsCustomer warning on bank-impersonation scams[75]
Aug 10, 2026NicoletMidWestOne scheduled to open as Nicolet National Bank[76]
Aug 6, 2026Busey BankQ2 2026 10-Q: AI named in forward-looking risks; headcount and data processing[77]
Aug 5, 2026AssociatedGuide on AI-powered social engineering[78]
Jul 31, 2026NicoletQ2 2026 10-Q has no AI language[79][80]
Jul 30, 2026UMBQ2 2026 10-Q has no AI language[81]
Jul 29, 2026Old NationalQ2 2026 10-Q has no AI language[82][83][40]
Jul 28, 2026Busey BankQ2 2026 investor presentation: AI in the CFO's portfolio[32]
Jul 22, 2026Old NationalQ2 2026 call: AI for scalability[84]

What AI have Associated's Midwest peers put to work, and what has Associated disclosed?

The most concrete AI deployment each bank has disclosed, with its result and date.

BankDeploymentResult disclosedDate
Associated30 AI use cases in process; an internal tool built in-house; 25 AI training modulesTool built for $45,000 against an $800,000 renew-or-buy optionMarch and September 2026[5][15]
Old NationalAI-assisted clean-up of legacy Power BI codeAbout a week against about a month for top programmersApril 22, 2026[16]
FNBONasdaq Verafin AI agents for financial-crime investigationInvestigator time per case down 50%June 24, 2026[6]
BuseyGlia virtual assistants in the contact centre61.5% of calls handled; 50% less wrap-up time; 30,000 new customers absorbed without extra headcountFebruary 24, 2026[7]
WintrustAI credit adjudication in Wintrust Specialty FinanceMore than 4,000 deals, about $500 million, with a team of 34 (first half 2026)2026[8]
CommerceAI pillar in the enterprise data strategy and an AI roadmap82% digital penetration; app rated 4.72025 annual report[34][48]
UMBIntegration of Heartland firstAI discussed on 1 of 4 earnings calls, Q3 2025 to Q2 2026July 2026[50][51][52][53]

How does Associated's AI record compare with U.S. Bank, BMO and JPMorgan Chase in Wisconsin?

The three largest rivals by Wisconsin deposits (FDIC, June 30, 2025) and what each discloses about AI.

BankWisconsin deposits (rank)Customer AIEmployee AI
U.S. Bank$32.3 billion (1st)Smart Assistant: 2.5 million uses a monthGenAI code-review assistant saving 75% of review time[10][11]
Associated$26.0 billion (2nd)None launched; chatbot listed for 2024 in the 2023 plan25 AI modules; 30 use cases in process[10][9][15][5]
BMO$22.8 billion (3rd)Not on its profileMore than 96% employee AI adoption (April 2026); Lumi indexes 8,000+ policies[10][85][86]
JPMorgan Chase$12.8 billion (4th)No consumer assistant launchedLLM Suite: 150,000 weekly users (February 2026)[10][87][88]

How do the group's acquisitions shape their technology agendas?

Most banks in the group are absorbing a recent acquisition, which sets the technology calendar. Each row gives the deal and the conversion milestone disclosed.

BankDealConversion or integration milestoneSource date
AssociatedAmerican National (Omaha), $604 million, closed April 1, 2026Systems and branch conversion moved to October 2026; full run-rate cost savings in early 2027May and July 2026[89][90][91]
Old NationalBremer (Minnesota), $1.4 billion, 70 branchesSystems conversion completed in 2025; the CEO called it 'our best systems conversion to date'October 2025[41][92]
UMBHeartland Financial, $2 billion; branches 93 to 193, states 8 to 13Heartland systems conversion, the bank's technology priority since 2025September 2025[27][28]
NicoletMidWestOne, about $864 million; about $6 billion of assets added$48.1 million of merger-related expense in the first half of 2026June 2026[93][94][80]
BuseyCrossFirst, $917 millionCombined assets about $20 billion at closingMarch 2025[95][96]
FNBOBlue Ridge Bancshares ($882 million of assets) and InBankshares (about $200 million cash)Blue Ridge closed October 1, 20262026[97][54]

How is AI organised at Associated compared with its peers?

Associated puts AI accountability inside the business line. Andy Miner, hired from U.S. Bank's enterprise AI effort in June 2026, is the 'single point of accountability' for AI strategy, use cases, delivery, adoption, risk and data in corporate and commercial banking, starting with portfolio management, treasury and payments. Alexander Bush, chief data officer since February 2026, reports to CIO Terry Williams, and Brianna Elsass joined from BMO in July 2026 as chief digital officer with an AI and omnichannel mandate.[2][1][3]

Among its peers, Busey created a director of AI, data science and insights role in April 2026, and Commerce describes an AI pillar inside its enterprise data strategy with a comprehensive AI roadmap. FNBO and Wintrust record AI through specific deployments (Verafin agents, credit adjudication) rather than named AI roles. Associated's CEO told the RBC conference in March 2026 that he wanted a group to define an AI '2.0'.[13][34][6][8][15]

Which banks are Associated's peers, and why these?

Associated Banc-Corp is compared here with Old National Bancorp, Wintrust Financial Corporation, Commerce Bancshares, UMB Financial, First National Bank of Omaha (FNBO), Nicolet Bankshares, First Merchants Corporation and First Busey Corporation: chosen by the editors for this page (see the note below the table). Associated Banc-Corp is classed as a regional or retail-commercial bank in the Midwest.

The computed group included EverBank, Prosperity and F.N.B., which operate in Florida, Texas and Pennsylvania; this group keeps the Midwest regionals from Associated's 2026 proxy peer group (Old National, Wintrust, Commerce and UMB) and adds the banks it meets in its own markets: FNBO in Omaha, where it bought American National in April 2026, Nicolet in Wisconsin, and First Merchants and Busey in the Midwest.

Is Associated Bank better than Old National at AI?

The record cannot settle capability, but Old National has put more on it: 66 on this site's index against Associated's 56.8, with more use cases in production (10 of 14 against 4 of 11). Associated leads on named AI leaders and independent coverage, and gave its first AI numbers in September 2026: 30 use cases in process.[16][5][2]

Does Associated Bank have an AI chatbot?

Not one it has launched publicly. The bank's November 2023 strategic plan listed an AI-enabled chatbot among 2024 initiatives, and no launch announcement has followed. In Wisconsin, U.S. Bank reports 2.5 million Smart Assistant uses a month, and Busey's Glia virtual assistants handle 61.5% of its calls.[9][11][7]

How does Associated compare with U.S. Bank and BMO on AI?

Both are much larger and disclose more. U.S. Bank, 1st in Wisconsin by deposits, reports a Smart Assistant used 2.5 million times a month and a GenAI code-review tool saving 75% of review time; BMO reports more than 96% employee AI adoption. Associated, 2nd in Wisconsin, reports 30 AI use cases in process and 25 AI training modules.[10][11][85][5][15]

Who leads AI at Associated Bank?

Andy Miner, senior director of AI for corporate and commercial banking since June 2026, is the single point of accountability for AI in that business. Alexander Bush is chief data officer, Terry Williams is CIO, Abhishek Vaidya is chief analytics officer and Brianna Elsass is chief digital officer. A board Technology Committee was created in April 2026.[2][1][12][3][4]

How does Associated compare with Wintrust on AI?

Associated scores 56.8 on this site's index and Wintrust 38.1. Wintrust's most concrete AI is in Wintrust Specialty Finance, where AI credit adjudication helped a team of 34 close more than 4,000 deals, about $500 million, in the first half of 2026. Associated names more AI leaders and reports 30 use cases in process.[8][2][5]

What AI does Associated plan for commercial clients?

Its senior director of AI for corporate and commercial banking, hired in June 2026, is to start with internal workflows in portfolio management, treasury and payments, then faster loan processing and personalised client insights. The CEO said in September 2026 that a similar in-house build is under way in the risk and fraud framework.[2][5]

How does Associated's technology spending compare?

Associated does not disclose a technology budget. Its CEO said in September 2026 that building tools in-house, such as one that cost $45,000 against an $800,000 purchase option, is part of its approach, and that AI efficiency would show in 2027 and 2028. Wintrust's software and equipment expense was $142.4 million in 2025, up 16%.[5][98]

How does Associated compare with FNBO now that it owns American National?

Associated bought Omaha's American National for $604 million, closing April 1, 2026; FNBO is Nebraska's largest bank by deposits. On AI, FNBO scores 53.2 and Associated 56.8. FNBO reports Nasdaq Verafin AI agents halving investigator time per financial-crime case; Associated reports 30 AI use cases in process.[89][38][99][6][5]

  1. Associated Bank announces hiring of Alexander Bush, executive vice president, chief data officer
    Associated Bank newsroom · Feb 24, 2026
  2. Associated Bank Hires Andy Miner as senior director, AI for Corporate & Commercial Banking
    Associated Banc-Corp · Jun 30, 2026
  3. Associated Bank chief digital officer joins from BMO
    Banking Dive · Jul 30, 2026
  4. Associated Announces Annual Meeting Results; Dividends; Stock Repurchase Program; and New Technology Committee
    Associated Banc-Corp · Apr 28, 2026
  5. Associated Banc-Corp at Barclays conference: growth, margins and AI (transcript)
    Investing.com · Sep 15, 2026
  6. How FNBO uses agentic AI to investigate financial crime
    American Banker · Jun 24, 2026
  7. Building Relationships When Checking No Longer Confers Primacy
    The Financial Brand · Feb 24, 2026
  8. AI driving funding growth via credit adjudication
    Equipment Finance News (first published by sister title FinAi News) · Aug 6, 2026
  9. Associated Bank executing next phase of strategic plan
    Associated Banc-Corp · Nov 9, 2023
  10. Summary of Deposits, Wisconsin branch offices, June 30, 2025 (BankFind Suite API)
    FDIC · Jun 30, 2025
  11. U.S. Bancorp Annual Report 2025
    U.S. Bank · Feb 23, 2026
  12. Associated Bank announces hiring of Abhishek Vaidya, senior vice president, chief analytics officer
    Associated Bank newsroom · Sep 29, 2025
  13. Bernini Joins Busey as Director of AI
    Busey Bank · Apr 6, 2026
  14. Associated Bank CEO wants to pave 'highway to private wealth'
    Banking Dive · Apr 27, 2026
  15. Associated Banc-Corp at RBC Conference: Strategic Growth and AI Integration (transcript)
    Investing.com · Mar 11, 2026
  16. Old National (ONB) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 22, 2026
  17. Associated Banc-Corp Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Associated Banc-Corp (SEC filings) · Apr 28, 2026
  18. Associated Banc-Corp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Associated Banc-Corp (SEC filings) · Aug 4, 2026
  19. Associated Banc-Corp Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Associated Banc-Corp (SEC filings) · Feb 12, 2026
  20. Old National Receives 2026 Trust in Banking Award
    Old National Bancorp · Jan 22, 2026
  21. Old National Bank, Axletree Solutions Partnership Finalizes Critical Swift Architecture, Achieves ISO 20022 Compliance for 2026
    GlobeNewswire via FT Markets · Feb 10, 2026
  22. Four tips to identify AI solutions that solve real business problems
    Old National Bank · Apr 11, 2025
  23. What not to share when using AI for personal finance help
    Old National Bank · May 26, 2026
  24. Alexander Bush, EVP, Chief Data Officer & CIO, Associated Bank (Digital Banking speaker profile)
    American Banker · Apr 23, 2026
  25. AI-Powered Scams Target Consumers
    FNBO · Jul 8, 2025
  26. How FNBO Is Driving Innovation Through Strategic Partnerships
    FNBO · Apr 3, 2025
  27. The Most Powerful Women to Watch, No. 15, Uma Wilson, UMB Bank
    American Banker · Sep 24, 2025
  28. UMB's post-acquisition systems conversion set for October
    American Banker · Jul 30, 2025
  29. AI POV: Impacts on the markets and what the future may hold
    UMB Financial · Mar 2, 2026
  30. Q1 2026 Earnings Investor Presentation
    First Busey Corporation · Apr 28, 2026
  31. First Busey Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    First Busey Corporation (SEC filings) · Feb 26, 2026
  32. Q2 2026 Earnings Investor Presentation (Form 8-K, Exhibit 99.2)
    First Busey Corporation (SEC filings) · Jul 28, 2026
  33. Busey Bank: 30,000 New Customers, Zero Hiring
    Glia (case study) · Sep 24, 2026
  34. 2025 Annual Report
    Commerce Bancshares · Feb 24, 2026
  35. Banking on a mission (AlloSource client story)
    Commerce Bank · Aug 19, 2025
  36. Iowa-based electrical contractor reduces payment processing time
    Commerce Bank · Jan 17, 2025
  37. How to stay safe from AI-powered fraud
    Commerce Bank · Jul 19, 2024
  38. Associated Banc-Corp Reports Second Quarter 2026 Earnings of $0.63 Per Common Share, or $0.73 Excluding Nonrecurring Items
    PR Newswire via FT Markets · Jul 23, 2026
  39. US 8,280,813 B2: System and method for providing debt protection for financial overdraft account (assignee Associated Banc-Corp)
    Google Patents (USPTO) · Oct 2, 2012
  40. Old National Bancorp Reports Record Second Quarter 2026 Results; Announces Enhanced Executive Leadership Structure
    Old National Bancorp · Jul 22, 2026
  41. Acquisitive Old National eyes growth in Midwest, Southeast
    American Banker · Jan 21, 2025
  42. Google Patents assignee search: Old National Bancorp (0 results)
    Google Patents (USPTO) · Oct 14, 2026
  43. Google Patents assignee search: Old National Bank (only third-party patents that mention the bank)
    Google Patents (USPTO) · Oct 14, 2026
  44. Strategic Growth and Service By Investing.com
    Investing.com (Raymond James Institutional Investors Conference, 3 March 2026) · Mar 3, 2026
  45. Wintrust Financial Corporation (WTFC) Q2 FY2026 earnings call transcript
    Yahoo Finance (Quartr) · Jul 21, 2026
  46. Wintrust Financial Corporation Appoints Two Members to Board of Directors
    Wintrust Financial Corporation (GlobeNewswire) · Oct 2, 2025
  47. Commerce eyes wealth-management gains after sealing M&A deal
    American Banker · Jan 7, 2026
  48. Commerce Bancshares, Inc. Investor Update, 4th Quarter 2025
    Commerce Bancshares · Feb 9, 2026
  49. UMB CEO takes 'measured' tone on M&A
    Banking Dive · Jan 29, 2026
  50. UMB Financial Q3 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jan 26, 2026
  51. UMB (UMBF) Q4 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Apr 21, 2026
  52. UMB Financial (UMBF) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 29, 2026
  53. Earnings call transcript: UMB Financial tops Q2 2026 estimates as shares rise
    Investing.com (earnings call transcript) · Jul 29, 2026
  54. No pause button: Omaha bank inks second M&A deal since June
    American Banker · Sep 2, 2026
  55. Deal would give Nebraska's FNBO a leg up in Kansas City
    American Banker · May 2, 2025
  56. Nearly Half of Americans Are Using AI To Help With Their Finances (2025 Financial Wellbeing Study)
    FNBO · Sep 23, 2025
  57. US 2014/0304170 A1: Remote credit issuance system
    Google Patents (USPTO) · Oct 9, 2014
  58. Nicolet Bankshares, Inc. Announces Second Quarter 2026 Earnings
    Nicolet Bankshares (Business Wire via Yahoo Finance) · Jul 21, 2026
  59. Nicolet Bankshares, Inc. Announces Record Earnings
    Nicolet Bankshares (Business Wire) · Jan 20, 2026
  60. Nicolet Bankshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
    Nicolet Bankshares (SEC filing) · Feb 27, 2026
  61. First Merchants Corporation Announces Second Quarter 2026 Results
    First Merchants Corporation (GlobeNewswire via Yahoo Finance) · Jul 22, 2026
  62. First Merchants Bank Recognized on Forbes' World's Best Banks 2026
    First Merchants Bank · Jun 4, 2026
  63. First Merchants Corporation Form 8-K: CEO retirement and succession
    First Merchants Corporation (SEC filings) · Oct 1, 2026
  64. First Merchants Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    First Merchants Corporation (SEC filings) · Feb 25, 2026
  65. First Busey Corporation Announces 2026 Second Quarter Earnings
    First Busey Corporation (GlobeNewswire) · Jul 28, 2026
  66. Busey, Dukeman Agree to Contract Extension
    First Busey Corporation (GlobeNewswire) · Jul 14, 2026
  67. First Merchants Bank CEO Mark Hardwick to Retire at the End of 2026 and President Mike Stewart to Become President and CEO
    First Merchants Bank · Oct 1, 2026
  68. FNBO Closes Acquisition of Blue Ridge Bank and Trust Co. in Kansas City
    FNBO (Business Wire) · Oct 1, 2026
  69. Commerce Bank Completes Acquisition of Investment Banking Firm Nolan & Associates
    Yahoo Finance (Commerce Bank via Business Wire) · Oct 1, 2026
  70. Financing the AI innovation roadmap
    Wintrust Financial Corporation · Sep 8, 2026
  71. FNBO to acquire Colorado bank in $204M deal
    Banking Dive · Sep 2, 2026
  72. Growing threats in commercial banking fraud
    Commerce Bank · Aug 31, 2026
  73. Insurance Banking Rundown
    Wintrust Financial Corporation · Aug 26, 2026
  74. This Kansas City regional bank is playing with the big boys. JPMorgan sees big gains ahead
    CNBC · Aug 20, 2026
  75. It Could Happen to You: Bank Impersonation Scams
    First Merchants Bank · Aug 11, 2026
  76. Nicolet National Bank and MidWestOne Bank: what customers should know
    Nicolet National Bank · Jul 1, 2026
  77. First Busey Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    First Busey Corporation (SEC filings) · Aug 6, 2026
  78. AI-Powered Social Engineering: Is Your Business at Risk?
    Associated Bank · Aug 5, 2026
  79. Nicolet Bankshares, Inc. Form 10-Q for the quarter ended June 30, 2026
    Nicolet Bankshares (SEC filing) · Jul 31, 2026
  80. Nicolet Bankshares, Inc. Announces Second Quarter 2026 Earnings
    Nicolet Bankshares (Business Wire, investor relations) · Jul 21, 2026
  81. UMB Financial Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    UMB Financial (SEC filings) · Jul 30, 2026
  82. Old National Bancorp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Old National Bancorp (SEC filings) · Jul 29, 2026
  83. Old National Bancorp Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Old National Bancorp (SEC filings) · Apr 29, 2026
  84. Old National Bancorp Q2 Earnings Call Highlights
    Yahoo Finance · Jul 22, 2026
  85. BMO Launches Return on Intelligence Podcast
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  86. Meet Lumi Assistant: BMO's award-winning AI tool empowering Team BMO
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  87. JPMorgan's Lake sees longer road to agentic commerce adoption
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  88. 2026 Company Update Transcript - Chairman and CEO Q&A
    JPMorganChase · Feb 25, 2026
  89. Associated Bank to buy Nebraska lender for $604M
    Banking Dive · Dec 1, 2025
  90. Associated Banc-Corp Form 8-K with investor presentation (American National conversion timing)
    Associated Banc-Corp (SEC filings) · May 5, 2026
  91. Earnings call transcript: Associated Banc-Corp tops Q2 2026 estimates
    Investing.com · Jul 23, 2026
  92. Earnings call transcript: Old National Bancorp beats Q3 2025 forecasts
    Investing.com · Oct 22, 2025
  93. Nicolet Bankshares, Inc. Announces Merger with MidWestOne Financial Group, Inc.
    Nicolet Bankshares (Business Wire, investor relations) · Oct 23, 2025
  94. Nicolet Bankshares, Inc. Announces First Quarter 2026 Earnings
    Nicolet Bankshares (Business Wire) · Apr 21, 2026
  95. Head start: Old National says Bremer deal will close early
    American Banker · Apr 22, 2025
  96. First Busey Corporation Completes Acquisition of CrossFirst Bankshares, Inc. and CrossFirst Bank
    First Busey Corporation · Mar 3, 2025
  97. FNBO's latest deal adds to its Kansas City buildout
    American Banker · Jun 2, 2026
  98. Wintrust Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Wintrust Financial Corporation (SEC filings) · Feb 26, 2026
  99. Summary of Deposits, Nebraska branch offices, June 30, 2025 (BankFind Suite API)
    FDIC · Jun 30, 2025

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