Sells banks a per-seat AI app for employees plus an agent-building platform on Google Cloud, and since August 2026 a financial-services edition for capital markets and corporate banking built with bank design partners.
What is Gemini Enterprise, and which banks use it?
Gemini Enterprise is Google Cloud's AI assistant and agent platform, launched in October 2025 and used by nearly 90% of the Fortune 100, according to Alphabet. Among our 100 banks, Wells Fargo is rolling Google's agent tools out to all 215,000 employees, BNY integrated Gemini Enterprise into its Eliza platform, Citi is testing its Citi Sky wealth assistant built on Google's agent platform, and Zions and Goldman Sachs use Gemini models. Editions start at $21 per seat per month (Business) and $30 (Standard/Plus).
Category
Founded
2025
Headquarters
Mountain View, California, US
Ownership
Product of Google Cloud, part of Alphabet (NASDAQ: GOOGL); Alphabet reported Google Cloud revenue growth of 82% and a $514 billion Cloud backlog for the second quarter of 2026.[4][2]
Deployment
SaaS on Google Cloud (Gemini Enterprise app, per-seat or pay-as-you-go), with agents built on Gemini Enterprise Agent Platform
Pricing
Per-seat monthly subscription by edition (Business, Standard, Plus), or pay-as-you-go usage pricing with no seat fee for organisations with 20 or more seats
Banks among the 100
5
- Google's product page lists the Gemini Enterprise app's Business edition from $21 per seat per month (up to 300 seats) and Standard/Plus from $30 per seat per month through sales, plus a pay-as-you-go option with a $0 seat fee for organisations with 20 or more seats.
- Google's CEO said in July 2026 that nearly 90% of the Fortune 100 use Gemini Enterprise; in April he reported 40% quarter-over-quarter growth in paid monthly active users in the first quarter.
- Wells Fargo began rolling out Google Cloud's Agentspace, Gemini Deep Research and NotebookLM to all 215,000 employees in August 2025, as an early adopter of Agentspace.
- In August 2026 Google launched Gemini Enterprise for Financial Services in preview for capital markets and corporate banking, with Deutsche Bank as a design partner for its Financial Research agent.
- Citi Sky, a client-facing AI member of the Citi Wealth team built on Gemini Enterprise Agent Platform and Google DeepMind avatar technology, was announced in April 2026 for a phased US rollout and was in testing with select US colleagues and clients in September 2026.
- Zions' CIO said in March 2026 the bank is building an enterprise AI platform on Google Gemini; a Jefferies analyst note cited management as avoiding fully autonomous AI in client-facing or critical decisions.
- Google names non-US financial institutions including HSBC, Lloyds Banking Group and Macquarie Bank among Gemini Enterprise users.
What does Gemini Enterprise sell to banks?
| Product | What it does | Status |
|---|---|---|
| Gemini Enterprise app (Business, Standard and Plus editions)[1][2] | Employee AI app for search, analysis and content creation grounded in business data from Google Workspace, Microsoft 365 and other systems, with prebuilt and no-code custom agents. | Generally available |
| Gemini Enterprise Agent Platform[6][9] | Google Cloud's platform for building, scaling, governing and optimising agents, introduced at Cloud Next in April 2026; Citi Sky was developed on it. | Generally available |
| Gemini Enterprise for Financial Services[3] | Financial Research agent, finance skills and secure MCP connectors to licensed data providers such as FactSet, LSEG and S&P Global, for capital markets and corporate banking; in preview. | Beta |
| Gemini Deep Research and NotebookLM[7] | Research tools Google Cloud supplies alongside its agent platform; Wells Fargo is rolling them out bank-wide. | Generally available |
How much does Gemini Enterprise cost?
How it is charged: Per-seat monthly subscription by edition (Business, Standard, Plus), or pay-as-you-go usage pricing with no seat fee for organisations with 20 or more seats.
| Product | Plan | List price | Unit | Checked |
|---|---|---|---|---|
| Gemini Enterprise app | Business edition[1] | From $21 | USD per seat per month; up to 300 seats | Sep 24, 2026 |
| Gemini Enterprise app | Standard / Plus editions[1] | From $30 | USD per seat per month; sold through Google Cloud sales | Sep 24, 2026 |
| Gemini Enterprise app | Pay-as-you-go edition[1] | $0 seat fee | usage billed at standard pay-as-you-go rates; for organisations with 20+ seats; rolling out to a limited group of customers | Sep 24, 2026 |
Google publishes 'starting at' seat prices; Standard and Plus are sold through sales, and the price of Gemini Enterprise for Financial Services, in preview, is not published. No bank has disclosed what it pays.
Which banks use Gemini Enterprise?
| Bank | What | Status |
|---|---|---|
| Wells Fargo | Google Cloud's Agentspace, Gemini Deep Research and NotebookLM being rolled out to all 215,000 employees, with agents the bank builds in Agentspace.[7] | Rolling out |
| BNY (Bank of New York Mellon) | Gemini Enterprise integrated into BNY's Eliza platform so employees can build data-analysis agents; Google lists BNY among financial institutions using it.[8][3] | In production |
| Citigroup | Citi Sky, an AI member of the Citi Wealth team built on Gemini Enterprise Agent Platform, in testing with select US colleagues and clients.[9][10] | Pilot |
| Zions Bancorporation | Building an enterprise-wide AI platform using Google Gemini, per the bank's new technology leadership.[11] | Rolling out |
| Goldman Sachs | GS AI assistant offers staff 'the latest Gemini' among its model choices.[12] | In production |
Among the 100 largest US banks on this site, from sources that name the bank: the bank, Gemini Enterprise or the press. Status is the furthest stage a source confirms.
What is Gemini Enterprise?
Launched October 2025 as the front door for AI at work: a Gemini-based app that searches and acts across Google Drive, Microsoft OneDrive, SharePoint and other systems, with agent building and governance; Google says customer prompts and outputs are not used to train its models.[2][1]
What has Gemini Enterprise done, and when?
- Sep 22, 2026
Citi Sky in testing[10]
Citi said Citi Sky, built with Google Cloud and Google DeepMind technology, is in testing with select US colleagues and clients.
- Aug 25, 2026
Gemini Enterprise for Financial Services in preview[3]
Google launched a financial-services edition for capital markets and corporate banking, with Deutsche Bank as a design partner for its Financial Research agent.
- Jul 22, 2026
Nearly 90% of the Fortune 100[4]
Google's CEO said nearly 90% of the Fortune 100 use Gemini Enterprise, as Cloud revenue grew 82% and the Cloud backlog reached $514 billion.
- Apr 22, 2026
- Mar 10, 2026
Zions building on Gemini[11]
Zions' CIO said the bank has been building an AI platform for the entire enterprise using Google Gemini.
- Dec 8, 2025
BNY integrates Gemini Enterprise into Eliza[8]
BNY and Google Cloud said Gemini Enterprise would be integrated into BNY's Eliza platform so employees can build data-analysis agents.
- Oct 9, 2025
Gemini Enterprise launched[2]
Google Cloud CEO Thomas Kurian introduced Gemini Enterprise as the front door for AI in the workplace.
- Aug 5, 2025
Wells Fargo rolls out Google's agent tools bank-wide[7]
Wells Fargo began rolling out Agentspace, Gemini Deep Research and NotebookLM to all 215,000 employees, as an early adopter of Agentspace.
- Jul 25, 2025
Goldman's GS AI offers Gemini[12]
Goldman Sachs' CIO said the GS AI assistant gives staff a choice of the latest GPT, Gemini and Claude models.
What do banks use Gemini Enterprise for?
| Use | What it does | Status | Use case |
|---|---|---|---|
| Employee research and agent building[7][8] | Wells Fargo's bank-wide rollout of Agentspace, Deep Research and NotebookLM; BNY employees building data-analysis agents in Eliza with Gemini Enterprise. | Rolling out | Generative & agentic AI |
| Client-facing wealth assistant[9][10] | Citi Sky answers Citigold clients in English and Spanish using Gemini models and DeepMind avatar technology, alongside human advisors. | Pilot | Customer-facing chatbots |
| Capital-markets and corporate-banking research[3] | The Financial Research agent in Gemini Enterprise for Financial Services, co-designed with Deutsche Bank's Corporate Bank. | Pilot | Trading & capital markets |
| KYC research workflows[3] | Google describes KYC and ultimate-beneficial-owner research across private banking and prime brokerage as a use of its financial-services edition. | Announced | AML / KYC |
| One governed enterprise platform[11] | Zions' CIO describes putting AI governance, policies and standards in place for an enterprise platform built on Google Gemini. | Rolling out | AI governance (general) |
What has Gemini Enterprise disclosed in numbers?
| Metric | Value | As of |
|---|---|---|
| Fortune 100 companies using Gemini Enterprise (company-reported) | Nearly 90%[4] | Jul 22, 2026 |
| Google Cloud revenue growth and backlog, Q2 2026 | Revenue up 82%; backlog $514 billion[4] | Jun 30, 2026 |
| Gemini Enterprise paid monthly active users (company-reported) | Up 40% quarter over quarter in Q1 2026[6] | Mar 31, 2026 |
| Wells Fargo rollout (bank-reported) | All 215,000 employees[7] | Aug 5, 2025 |
“It's great to see the wide adoption of Gemini Enterprise, with nearly 90% of the Fortune 100 using it.”[4]
Sundar Pichai · CEO, Google · Jul 22, 2026
“By integrating with Gemini Enterprise, we continue to advance the capabilities embedded into Eliza, deepening the platform's agentic research, integrating data sources more seamlessly and securely and elevating the user experience,”[8]
Sarthak Pattanaik · Chief Data and AI Officer, BNY · Dec 9, 2025
“Starting in the Corporate Bank, we see significant potential to reduce manual research effort, improve the consistency and auditability of outputs, and give our teams more time for client conversations.”[3]
Marie-Jeanne Deverdun · Chief Technology, Data and Innovation Officer, Deutsche Bank · Aug 25, 2026
Who runs Gemini Enterprise?
Which rules apply to a bank using Gemini Enterprise?
| Authority | Why it matters here | Documents |
|---|---|---|
| OCC | Licensing Gemini Enterprise and connecting it to a bank's SharePoint, Drive and research data is a third-party relationship; the 2023 interagency guidance expects due diligence on data access, retention and exit. | OCC Bulletin 2023-17 FDIC FIL-29-2023 |
| CFPB | Client-facing assistants such as Citi Sky fall within the CFPB's warning that chatbots giving wrong information, missing disputes or blocking access to a human can breach consumer financial law. | CFPB Chatbots in Consumer Finance (issue spotlight, 2023) |
| Federal Reserve | SR 26-2 leaves generative and agentic AI outside model-risk scope, so agents banks build on Gemini Enterprise Agent Platform are governed through enterprise risk management, as Zions describes. | SR 26-2 |
| NIST | NIST's Generative AI Profile covers confabulation and information-integrity risks relevant to research agents whose outputs feed deal memos and client materials. | NIST AI 600-1 (Generative AI Profile) |
Linked authorities have a page in the AI Regulation Tracker; the others are named for completeness.
What should a bank note before buying Gemini Enterprise?
Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice or a recommendation.
01
Published prices are entry points
Google lists 'starting at' seat prices of $21 (Business) and $30 (Standard/Plus), and a pay-as-you-go option with no seat fee; the financial-services edition is in preview with no published price.
02
Several bank deployments are still in testing
Citi Sky was in testing with select US colleagues and clients in September 2026, and Deutsche Bank's role is as a design partner.
03
Client-facing use raises different questions
Citi Sky talks to wealth clients directly, which brings consumer-protection and suitability questions that employee-only assistants do not.
04
Banks pair Google with other vendors
Wells Fargo also uses Microsoft 365 Copilot, and BNY and Goldman Sachs offer OpenAI models alongside Google's in the same internal platforms.
05
Product names have changed
Wells Fargo's rollout was announced under Agentspace, and Google introduced Gemini Enterprise Agent Platform in April 2026; contracts may reference either name.
What are the alternatives to Gemini Enterprise?
Microsoft 365 Copilot
AI assistant inside Word, Excel, Outlook and Teams, grounded in a firm's Microsoft 365 data, plus Copilot Studio for building agents.
ChatGPT Enterprise (OpenAI)
OpenAI's workplace ChatGPT with admin controls and no training on business data by default, plus API access to GPT models.
Claude (Anthropic)
Anthropic's Claude models and workplace plans (Team, Enterprise), sold direct and through AWS and Microsoft.
Amazon Bedrock (AWS)
AWS service giving one API to foundation models from Amazon, Anthropic, OpenAI, Meta and others, plus AgentCore for running agents.
GitHub Copilot
AI coding assistant and coding agent in the IDE, CLI and GitHub.com, with Business and Enterprise plans billed per seat plus AI credits.
How much does Gemini Enterprise cost a bank?
Google's product page lists the Gemini Enterprise app's Business edition from $21 per seat per month for up to 300 seats, Standard and Plus from $30 per seat per month through sales, and a pay-as-you-go option with a $0 seat fee for organisations with 20 or more seats (checked September 24, 2026). Pricing for Gemini Enterprise for Financial Services, in preview, is not published.
Which banks use Gemini Enterprise?
Among the 100 banks we track, Wells Fargo is rolling Google's agent and research tools out to all 215,000 employees, BNY integrated Gemini Enterprise into its Eliza platform, Citi is testing Citi Sky, Zions is building its enterprise AI platform on Gemini, and Goldman Sachs offers Gemini in GS AI. Each has a cited source. Separately, Deutsche Bank (the German group, starting in its Corporate Bank; no US scope stated) is a design partner for the financial-services edition.
Who owns Gemini Enterprise?
Gemini Enterprise is a Google Cloud product, part of Alphabet (NASDAQ: GOOGL). Alphabet reported that Google Cloud revenue grew 82% in the second quarter of 2026 and its Cloud backlog reached $514 billion. Thomas Kurian is CEO of Google Cloud and Sundar Pichai is Google's CEO.
Does Google train its models on a bank's Gemini Enterprise data?
Google's product page says data in the Business, Standard and Plus editions of Gemini Enterprise, including prompts and outputs, is not used to train Google models or models for other customers, and that Google does not sell customer data. Banks should confirm how this applies to connected sources such as SharePoint and to agents built on the platform.
What is Citi Sky?
Citi Sky is an AI-powered member of the Citi Wealth team announced in April 2026, built on Gemini Enterprise Agent Platform with Gemini models and Google DeepMind's real-time avatar technology. It launches in English and Spanish for Citigold clients in a phased US rollout, and Citi said in September 2026 it was in testing with select colleagues and clients.
Gemini Enterprise vs Microsoft 365 Copilot: which fits a bank?
Both are per-seat employee assistants. Copilot works inside Microsoft 365 at a published $30 per user per month; Gemini Enterprise starts at $21 or $30 per seat and connects to both Google Workspace and Microsoft 365 data. Wells Fargo uses both, so the choice need not be exclusive.
- Gemini Enterprise app: Best of Google AI for Business (undated page, retrieved 2026-09-24)
- Introducing Gemini Enterprise
- Introducing Gemini Enterprise for Financial Services
- Alphabet earnings call Q2 2026: Sundar Pichai remarks
- Gemini Enterprise: Sundar Pichai remarks at Gemini at Work
- Sundar Pichai shares news from Google Cloud Next 2026
- Wells Fargo plans to unleash Google's agentic AI bank-wide
- BNY looks to Google Cloud for agentic AI push
- Citi Wealth Unveils "Citi Sky" - An AI-Powered Member of the Citi Wealth Team, Built Using Google Cloud and Google DeepMind Technologies
- A Competitive Differentiator: David Griffiths on Building the World's Most AI-empowered Financial Institution
- Zions' revamped tech leadership team eyes AI, stablecoins
- Goldman Sachs staff now write a million gen AI prompts a month
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