Dime Commercial Bancshares vs peers
AI and technology compared

Last updated Oct 19, 2026 · 8 peers · 79 sources cited

How does Dime Commercial Bancshares compare with its peers on AI and technology?

On this site's AI disclosure index Dime scores 10.5 (#102 of 120 US banks), ninth in a nine-bank group of New York-area and New York State banks. The group is led by Valley (76.6), Customers (75.5), Webster (68.7) and Flagstar (65.3). Dime's one named AI deployment is in compliance. In June 2025 it selected Quantifind's AI risk-intelligence platform for payments sanctions screening, a year before Customers reported piloting AI to clear OFAC false positives in July 2026. Its peers have gone further inside the bank. OceanFirst put Microsoft Copilot in the hands of about 150 employees and says complex anti-money-laundering cases fell from six hours or more to about five minutes. ConnectOne's nCino Banking Advisor cut document search from about 20 minutes to 30 seconds. Valley says AI has produced about $15 million of run-rate savings against $3 million to $4 million of new AI expense. Dime names no AI tool for staff, no AI budget and no AI leader; none of the 14 executive officers in its 2026 proxy holds an AI or data title. Its 2025 10-K, filed February 20, 2026, added a full AI risk factor that names 'digital redlining'. On cost, Dime's core efficiency ratio fell to 49.9% in Q2 2026, below Valley's 52.1%, and management credited hiring and contract renegotiation rather than technology.[1][2][3][4][5][6][7][8][9]

Data as of Oct 19, 2026 · Dime profile updated Oct 19, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Dime lead its peers on AI?

01

AI in sanctions screening a year before Customers

Dime selected Quantifind's AI-powered risk intelligence platform for payments sanctions screening in June 2025, after a competitive evaluation. Customers Bank, which scores far higher on this site's index, reported piloting AI-powered KYC screening and OFAC false-positive clearing only in its Q2 2026 results, in July 2026.[1][2]

02

A leaner cost base than Valley

Dime's core efficiency ratio fell to 49.9% in Q2 2026 on record revenue of $126 million. Valley, which reports about $15 million of AI run-rate savings, ran a 52.1% non-GAAP efficiency ratio in the same quarter. Dime attributes its improvement to hiring that is paying back and to renegotiated contracts, not to AI.[8][9][5]

03

A more specific AI risk factor than NBT's filings

Dime's 2025 10-K added a full AI and machine-learning risk factor covering hallucinations, data security, 'digital redlining' and dependence on third-party AI vendors, and its board includes Judith Germano, who advises companies on cybersecurity and AI governance. NBT's Q1 and Q2 2026 10-Qs contain no AI mention.[7][6][10][11]

Where does Dime trail its peers on AI?

01

No staff AI tools while OceanFirst and ConnectOne report results

Dime names no employee AI assistant. OceanFirst onboarded about 150 employees to Microsoft Copilot and says complex AML due-diligence cases fell from six hours or more to about five minutes, and ConnectOne says nCino's Banking Advisor cut document search by 97.5%, with active users up 41% in ten weeks.[6][3][4]

02

No AI owner among 14 executive officers

Dime's 2026 proxy lists 14 executive officers, none with an AI or data title; technology sits with Chief Technology and Operations Officer Michael Fegan. Community Bank N.A. has more than a dozen staff working on AI, and Flagstar runs StarIQ, an internal AI component of its S2 platform, used most by risk management and marketing.[6][12][13]

03

No AI savings figure while Valley counts its return

Dime discloses no AI spending or savings. Valley reported about $15 million of run-rate savings from AI against $3 million to $4 million of new AI-associated expense year to date (July 2026), and says it is replacing three vendor contracts with AI.[8][5][14]

04

AI absent from its calls and quarterly filings

Dime's Q4 2025 and Q2 2026 earnings calls contain no AI remarks, and its Q1 and Q2 2026 10-Qs add no AI language. OceanFirst ties further operating-leverage gains after its Flushing acquisition to AI-driven automation, and Community Bank N.A. reports more than 200,000 hours saved by automation over three years.[15][8][16][17][18][19]

Where does Dime rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Valley National Bancorp76.6#26 of 120112213 of 1722Cloud-first infrastructure, Valley's AI Assistant and tiered access[14][20][21][9]
Customers Bancorp75.5#29 of 120132011 of 1623OpenAI strategic collaboration, AI Innovation Lab and cubiX payments network[22][23][24][2]
Webster Bank68.7#37 of 12014177 of 1124Category IV readiness: data, cyber and open banking[25][26][27][28]
Flagstar Bank65.3#41 of 12014128 of 1424Flagstar S2 Platform and StarIQ[29][30][31]
ConnectOne Bancorp44.6#65 of 1209127 of 1014nCino Banking Advisor and custom agents on nCino's Agentic Operating System[4][32]
Community Financial System (Community Bank, N.A.)41.9#68 of 1204249 of 1212AI team inside a four-business diversified model[12][33][34]
OceanFirst Financial Corp.40.5#70 of 1204169 of 1615Automation Transformation Office, Copilot and the Databricks data layer[35][36][3]
NBT Bancorp14.1#100 of 1203156 of 812Not disclosed
Dime Commercial Bancshares (this page)10.5#102 of 1203132 of 813Not disclosed

On which parts of the AI record is Dime ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Dime and the 8 peers that are scored on the same basis. "Place" is Dime's position in the group of 9 (1st = most).

Component (weight)DimePeer medianMost in the groupPlace
Independent sources (45%)310Flagstar (14)8th of 9
Use cases in production (10%)28.5Valley (13)9th of 9
Own primary disclosures (10%)1316.5Community Bank N.A. (24)7th of 9
Dated moves, last 12 months (10%)1318.5Flagstar (24)7th of 9
Disclosed numbers (5%)1014Customers Bank (23)8th of 9
Named AI leaders (5%)47.5Webster (17)9th of 9
Use cases described (5%)813Valley (17)8th of 9

What has each bank in Dime's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Dime Commercial BancsharesNot disclosed4, incl. Stuart Lubow (President and CEO)[37]Executive officers in the 2026 proxy with an AI or data title: 0 of 14 (one technology and operations officer) (Apr 13, 2026)[6]Not disclosedNot surveyed
ConnectOne BancorpnCino Banking Advisor and custom agents on nCino's Agentic Operating System[4][32]6, incl. Frank Sorrentino III (Chairman and CEO)[4][32]Banking Advisor active users: Up 41% in 10 weeks (Jul 14, 2026)[4]Not disclosedNot surveyed
Flagstar BankFlagstar S2 Platform and StarIQ[29][30][31]11, incl. Joseph Otting (Executive Chairman and CEO)[38][39][40]Not disclosed1 patent listed on the profile, e.g. US 8,239,255 B2 (Consumer incentive system and business method)[41]Not surveyed
Valley National BancorpCloud-first infrastructure, Valley's AI Assistant and tiered access[14][20][21][9]14, incl. Ira Robbins (Chairman and CEO)[42]Vendor contracts being replaced by AI: 3 (Jul 10, 2026)[14]Not disclosedNot surveyed
OceanFirst Financial Corp.Automation Transformation Office, Copilot and the Databricks data layer[35][36][3]8, incl. Christopher D. Maher (Chief Executive Officer)[43][44]Employees onboarded to Microsoft Copilot: About 150 (Dec 11, 2025)[3]Not disclosedNot surveyed
Customers BancorpOpenAI strategic collaboration, AI Innovation Lab and cubiX payments network[22][23][24][2]7, incl. Sam Sidhu (President and CEO, Customers Bancorp)[23][2][45][46]Hours saved by AI workflows (Q1 2026): 28,000 (≈ 15 FTE) (Apr 27, 2026)[23]Not disclosed1 open AI roles (Sep 24, 2026); most in AI engineering
Webster BankCategory IV readiness: data, cyber and open banking[25][26][27][28]17, incl. John Ciulla (CEO, Santander Bank, N.A.)[28][25]Group business value targeted from data and AI (Santander): > €1 billion a year by 2028 (cost savings plus revenues) (Feb 25, 2026)[47]Not disclosedNot surveyed
NBT BancorpNot disclosed6, incl. Scott A. Kingsley (President and CEO)[48][49]Full-time equivalent employees: 2,303 (Dec 31, 2025)[50]Not disclosedNot surveyed
Community Financial System (Community Bank, N.A.)AI team inside a four-business diversified model[12][33][34]5, incl. Dimitar A. Karaivanov (President and CEO)[12][51]Staff working on AI: > 12, a handful fully dedicated (Jul 28, 2026)[12]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Dime and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 9, 2026FlagstarThird-quarter 2026 results set for 23 October[52]
Sep 29, 2026ValleyRobbins on CNBC: AI agents not a threat to regional banks[53]
Sep 28, 2026ValleyBluevine acquired for $340 million to accelerate the AI roadmap[54][55][56]
Sep 21, 2026OceanFirstFlushing digital banking customers scheduled to move to OceanFirst platforms[57][58]
Aug 21, 2026FlagstarPope ties the real-time core to fraud and AI[59]
Aug 20, 2026WebsterIntegration plan: one platform by end-2027[60]
Aug 20, 2026WebsterWebster Bank, N.A. merges into Santander Bank, N.A.[61]
Aug 12, 2026DimeNew Jersey push[37]
Aug 7, 2026Community Bank N.A.Q2 2026 10-Q: AI applications again cited for data-processing growth[62][33]
Aug 7, 2026NBTQ2 2026 10-Q: no AI language[10][11]
Aug 7, 2026Customers BankQ2 2026 10-Q: no AI language[63][64]
Aug 7, 2026OceanFirstQ2 2026 10-Q lists AI adoption among operational risks[65][66]
Aug 4, 2026ConnectOneQ1 and Q2 2026 10-Qs carry no AI language[67][68]
Jul 31, 2026DimeQ2 2026 10-Q has no AI text[17][7]
Jul 28, 2026Community Bank N.A.Q2 2026 call: headcount flat, AI impact to be known in about six months[12][33]
Jul 28, 2026NBTQ2 2026 call: technology investment in the expense outlook[69]
Jul 24, 2026Customers BankQ2 2026 call: underwriting, KYC and close-cycle results[70]
Jul 23, 2026ConnectOneSecond-quarter 2026 results[71]

What AI have Dime's peers put into use?

The AI work each bank has described, with the scale disclosed and the date. A blank means nothing is disclosed, not that nothing exists.

BankWhat it hasWhenScale or result disclosed
DimeQuantifind AI risk intelligence for payments sanctions screeningJune 2025Not disclosed[1]
ConnectOnenCino Banking Advisor and custom agents on nCino's Agentic Operating SystemJuly 2026Document search from about 20 minutes to 30 seconds; 2 custom agents and 16 skills; goal of 50% more productive frontline bankers[4]
OceanFirstMicrosoft Copilot, an Automation Transformation Office and a Databricks data layerDecember 2025About 150 Copilot users; AML enhanced due-diligence cases from 6+ hours to about 5 minutes[3]
ValleyValley's AI Assistant with tiered access; AI replacing vendor contractsJuly 2026About $15 million of run-rate savings vs $3-4 million of new AI expense[5][14]
FlagstarStarIQ inside the S2 platform, orchestrating Claude, Llama, Mistral and Titan modelsEarly 20264 foundation models; one of 12 S2 components[29][13]
CustomersOpenAI collaboration; AI KYC screening and OFAC false-positive clearingApril and July 2026600+ agents; 46,000+ self-reported hours saved[22][2][72]
Community Bank N.A.An internal AI team inside a diversified modelJuly 2026More than 12 staff working on AI; 200,000+ hours saved by automation over three years[12][19]

How does Dime's compliance AI compare with its peers'?

Sanctions, KYC and anti-money-laundering is where Dime's only named AI sits. What each bank has disclosed in this area.

BankCompliance AI disclosedDateResult disclosed
DimeQuantifind AI-powered risk intelligence for payments sanctions screening, chosen after a competitive evaluation; the CTO called it 'a significant advancement in our compliance capabilities'June 4, 2025Not disclosed[1]
OceanFirstMicrosoft Copilot for AML enhanced due diligenceDecember 2025100 to 200 cases a day; complex cases from six hours or more to about five minutes[3]
CustomersAI-powered KYC screening and OFAC false-positive clearingJuly 2026KYC team productivity up 50%[2][70]
FlagstarStarIQ trained on compliance procedures; heaviest users include risk managementJuly 2026Not disclosed[13]
ValleyTiered AI access governed centrally; about 80 of 3,600 employees with open AI accessJuly 2026Not disclosed for compliance[14]

How does Dime's technology spending and efficiency compare with its peers'?

Each bank's efficiency ratio or technology expense as disclosed, with the period. None publishes a stand-alone AI budget except Valley's AI savings estimate.

BankEfficiency or expense disclosedTechnology signalPeriod
DimeCore efficiency ratio 49.9%; core cash operating expenses guided to $130-131 million for the second halfCredits hiring that pays back and renegotiated contractsQ2 2026[8]
ValleyNon-GAAP efficiency ratio 52.1% (55.2% a year earlier)Technology, furniture and equipment expense $33.2 million, up about 8.4%Q2 2026[9][73]
FlagstarOperating expense $868 million in the first half, down 10%Software expense $96 million in the first half, up 20%; $40-45 million a year expected from core consolidationH1 2026[74][59]
NBT2026 operating expense growth guided to 2.5% to 3%Technology and data services $11.85 million (Q2 2025: $10.80 million)Q2 2026[69][75]
Community Bank N.A.Q2 noninterest expense $137.7 million, up 6.7%Data processing and communications $19.7 million, up from $16.7 million, with AI among the drivers earlier in the yearQ2 2026[33][76]
OceanFirstQ3 2026 operating expense guided to $120-125 millionIncludes about $2 million one-time for a new digital banking platformJuly 2026[58]

Which banks are Dime's peers, and why these?

Dime Commercial Bancshares is compared here with ConnectOne Bancorp, Flagstar Bank, Valley National Bancorp, OceanFirst Financial Corp., Customers Bancorp, Webster Bank, NBT Bancorp and Community Financial System (Community Bank, N.A.): chosen by the editors for this page (see the note below the table). Dime Commercial Bancshares is classed as a regional or retail-commercial bank in the Northeast.

The computed group mixed in banks from Texas, Wisconsin, Massachusetts and Pennsylvania; this group holds the commercial banks Dime meets in the New York metro area (ConnectOne after buying The First of Long Island, Flagstar, Valley, OceanFirst after buying Flushing Financial, Customers and Webster), plus NBT and Community Bank N.A., New York community banks of similar size.

Does Dime Community Bank use AI?

In one disclosed place. Dime, now Dime Commercial Bank, selected Quantifind's AI risk-intelligence platform for payments sanctions screening in June 2025. It names no AI assistant for staff or customers, no AI budget and no AI leader, and its 2025 10-K describes AI uses such as credit scoring and customer service only as potential models.[1][7][6]

Is Dime behind Valley National on AI?

On the record, yes: Valley scores 76.6 on this site's disclosure index against Dime's 10.5. Valley reports an AI assistant with tiered access, about $15 million of AI run-rate savings and its pending purchase of Bluevine, whose code is mostly AI-generated. Dime's AI on record is sanctions screening, though its Q2 2026 efficiency ratio was lower than Valley's.[5][55][1][8][9]

How does Dime compare with ConnectOne on technology?

ConnectOne, a New Jersey business bank that bought The First of Long Island in 2025, runs nCino's Banking Advisor and custom AI agents, and reports document search cut from about 20 minutes to 30 seconds. Dime discloses no comparable staff AI; its named deployment is Quantifind sanctions screening.[77][4][1]

Who runs technology at Dime?

Michael Fegan, Senior Executive Vice President and Chief Technology and Operations Officer, is the only technology role among the 14 executive officers in the 2026 proxy. The CISO reports to Chief Risk Officer Christopher Porzelt, and an Enterprise Risk Management Committee includes the CEO, the COO/CFO and the CTO. No AI or data officer is named.[6][7]

Why did Dime rename itself Dime Commercial Bank?

Dime Community Bank became Dime Commercial Bank on June 2, 2026, reflecting a business mix that the CEO puts at about 75% commercial deposits and 60% commercial loans. The change came with a push into New Jersey, starting with a Lakewood branch, and an equipment and franchise finance specialty.[78][37][79]

How does Dime's efficiency compare with its peers?

Dime's core efficiency ratio fell to 49.9% in Q2 2026, below Valley's 52.1% non-GAAP ratio in the same quarter. Dime credits hiring that is paying back and renegotiated contracts. Valley credits part of its improvement to AI, reporting about $15 million of run-rate savings against $3 million to $4 million of new AI expense.[8][9][5]

Does Dime have an AI policy or AI governance?

Its 2025 10-K added a dedicated AI and machine-learning risk factor covering operational and model risk, data security, regulatory risk including 'digital redlining', third-party vendors and reputational harm. Director Judith Germano advises companies on cybersecurity and AI governance. Dime has not described a separate AI committee or acceptable-use policy.[7][6]

  1. Dime Community Bank Selects Quantifind to Strengthen Sanctions Screening in Payments
    Quantifind (PR Newswire) · Jun 4, 2025
  2. Customers Bancorp Reports Results for Second Quarter 2026
    Customers Bancorp (Business Wire via Morningstar) · Jul 23, 2026
  3. How OceanFirst uses AI to investigate crime, analyze bonds
    American Banker · Dec 11, 2025
  4. ConnectOne Bank is Building the Future of Commercial Lending on nCino’s Agentic Operating System
    nCino (GlobeNewswire) · Jul 14, 2026
  5. Valley National Bancorp (VLY) Q2 2026 Earnings Call Transcript
    Yahoo Finance · Jul 24, 2026
  6. Dime Community Bancshares, Inc. 2026 Proxy Statement (DEF 14A)
    Dime Community Bancshares (SEC filing) · Apr 13, 2026
  7. Dime Community Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
    Dime Community Bancshares (SEC filing) · Feb 20, 2026
  8. Earnings call transcript: Dime Commercial posts record Q2 2026 revenue
    Investing.com · Jul 23, 2026
  9. Valley National Bancorp second quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    Valley National Bancorp (SEC filings) · Jul 23, 2026
  10. NBT Bancorp Inc. Form 10-Q for the quarter ended March 31, 2026
    NBT Bancorp (SEC filing) · May 8, 2026
  11. NBT Bancorp Inc. Form 10-Q for the quarter ended June 30, 2026
    NBT Bancorp (SEC filing) · Aug 7, 2026
  12. Community Financial System, Inc (CBU) Q2 FY2026 earnings call transcript
    Yahoo Finance · Jul 28, 2026
  13. The AI-Enabled Bank: Reimagining Retail Banking from Branch to Mobile (Leaders, with Chris Higgins)
    American Banker · Jul 30, 2026
  14. Valley Bank exec: AI is changing build-versus-buy question
    Banking Dive · Jul 10, 2026
  15. Dime Community (DCOM) Q4 2025 Earnings Transcript
    earnings call transcript (The Motley Fool) · Jan 21, 2026
  16. Dime Community Bancshares, Inc. Form 10-Q for the quarter ended March 31, 2026
    Dime Community Bancshares (SEC filing) · May 1, 2026
  17. Dime Commercial Bancshares, Inc. Form 10-Q for the quarter ended June 30, 2026
    Dime Commercial Bancshares (SEC filing) · Jul 31, 2026
  18. OceanFirst Financial Corp. (OCFC) Q2 FY2026 earnings call transcript
    Yahoo Finance · Jul 31, 2026
  19. Community Financial System Q4 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Jan 27, 2026
  20. #47 Valley Bank's COO is building an AI-ready bank
    American Banker · Jun 1, 2026
  21. Nickolaus Lachman, SVP, Head of AI & Data Science, Valley Bank (Digital Banking speaker profile)
    American Banker · Apr 15, 2026
  22. Customers Bank Announces Strategic Collaboration with OpenAI to Redefine the Commercial Banking Operating Model
    Customers Bank (Business Wire) · Apr 27, 2026
  23. OpenAI will embed staff at Customers Bank under multiyear deal
    American Banker · Apr 27, 2026
  24. Customers Bancorp Q4 2025 Investor Presentation
    Customers Bancorp · Jan 22, 2026
  25. Webster eyes $100B threshold, invests in hiring and tech
    Banking Dive · Mar 14, 2025
  26. Webster Bank Implements Prolific Banking's FI-Streams Connector to Enable Commercial Client Financial Data Connectivity
    Business Wire via FT Markets · Jun 11, 2026
  27. Impact Makers Award Winners – Q2 2026
    Webster Bank · Jun 10, 2026
  28. Santander to buy Webster for $12.3B
    Banking Dive · Feb 3, 2026
  29. Flagstar Bank Announces Proprietary Technology Transformation
    Flagstar Bank · Jun 15, 2026
  30. Flagstar CIO: Proprietary tech creates 'optionality'
    Banking Dive · Jun 22, 2026
  31. How Flagstar Bank integrated its acquired data centers
    American Banker · Jun 30, 2026
  32. How ConnectOne Bank uses AI to save time on admin work
    American Banker · Jul 14, 2026
  33. Community Financial System, Inc. Reports Second Quarter 2026 Results (Form 8-K, Exhibit 99.1)
    Community Financial System (SEC filings) · Jul 28, 2026
  34. Your Business and AI: What You Need to Know
    Community Bank, N.A. · Aug 5, 2024
  35. OceanFirst Financial Corp. Form 8-K Exhibit 99.1: Investor Presentation, May 2026
    OceanFirst Financial Corp. (SEC filings) · May 1, 2026
  36. OceanFirst Financial Corp. Form 8-K Exhibit 99.2: Q2 2026 Earnings Release Supplement
    OceanFirst Financial Corp. (SEC filings) · Jul 30, 2026
  37. New Jersey is latest frontier in NY bank's reinvention
    American Banker · Aug 12, 2026
  38. Flagstar is back in the black after eight quarters of losses
    American Banker · Jan 30, 2026
  39. Flagstar extends CEO Otting's tenure but sets up succession race
    Banking Dive · May 20, 2026
  40. Flagstar Bank Extends Joseph Otting's Term as CEO and Announces Executive Leadership Updates (Form 8-K, Exhibit 99.1)
    Flagstar Bank (SEC filings) · May 18, 2026
  41. US 8,239,255 B2: Consumer incentive system and business method (assignee New York Community Bancorp, now Flagstar Financial)
    Google Patents (USPTO) · Aug 7, 2012
  42. Valley National Bancorp Announces First Quarter 2026 Results
    Valley National Bancorp · Apr 23, 2026
  43. Earnings call transcript: OceanFirst Q1 2026 beats EPS forecasts, minor revenue miss
    Investing.com · Apr 24, 2026
  44. OceanFirst Financial Corp. Completes Merger with Flushing Financial Corporation and $225 Million Strategic Investment from Warburg Pincus
    OceanFirst Financial Corp. (investor relations) · Jun 1, 2026
  45. CUBI Q1 2026 Earnings Transcript
    The Motley Fool via Yahoo Finance · Apr 24, 2026
  46. Customers Bancorp Annual Shareholder Letter 2026 (Form 8-K, Exhibit 99.1)
    Customers Bancorp (SEC filings) · Apr 15, 2026
  47. Santander sets a new standard for profitable growth (Investor Day press release, filed on Form 425 regarding Webster)
    Banco Santander (SEC filings) · Feb 25, 2026
  48. NBT Bancorp Inc. 2025 Annual Report
    NBT Bancorp (SEC filing, ARS) · Apr 6, 2026
  49. NBT Bancorp Inc. Completes Leadership Transition
    NBT Bancorp (GlobeNewswire) · May 21, 2024
  50. NBT Bancorp Inc. Form 10-K for the fiscal year ended December 31, 2025
    NBT Bancorp (SEC filing) · Feb 27, 2026
  51. New York bank doubles down on insurance with big investment
    American Banker · Sep 17, 2025
  52. Flagstar Bank, N.A. to Report Third Quarter 2026 Earnings and Host Conference Call on October 23rd
    Flagstar Bank (PR Newswire) · Oct 9, 2026
  53. Valley National CEO Ira Robbins: AI agents not a threat to regional banks
    CNBC · Sep 29, 2026
  54. Valley National Bancorp to Acquire Bluevine Inc., Accelerating Its Digital Small Business Growth Strategy and Meaningfully Enhancing Its Core Funding Capabilities
    Valley National Bancorp (SEC filings, Form 8-K Exhibit 99.1) · Sep 28, 2026
  55. Accelerating Valley's National Digital Banking Franchise (Form 8-K Exhibit 99.2)
    Valley National Bancorp (SEC filings) · Sep 28, 2026
  56. Valley National Bank to acquire fintech Bluevine for $340M
    Banking Dive · Sep 28, 2026
  57. Flushing conversion: digital banking key dates
    OceanFirst Bank · Aug 21, 2026
  58. OceanFirst Financial (OCFC) Q2 2026 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jul 31, 2026
  59. Flagstar picks cloud-native core to replace legacy patchwork
    Banking Dive · Aug 21, 2026
  60. Santander isn't rushing into Webster integration: US CEO
    American Banker · Aug 20, 2026
  61. Webster Financial Corporation Form 8-K: completion of the acquisition by Banco Santander and merger of Webster Bank into Santander Bank, N.A.
    Webster Financial (SEC filings) · Aug 20, 2026
  62. Community Financial System, Inc. Form 10-Q for the quarter ended June 30, 2026
    Community Financial System (SEC filings) · Aug 7, 2026
  63. Customers Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Customers Bancorp (SEC filings) · Aug 7, 2026
  64. Customers Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Customers Bancorp (SEC filings) · May 8, 2026
  65. OceanFirst Financial Corp. Form 10-Q for the quarterly period ended June 30, 2026
    OceanFirst Financial Corp. (SEC filings) · Aug 7, 2026
  66. OceanFirst Financial Corp. Form 10-Q for the quarterly period ended March 31, 2026
    OceanFirst Financial Corp. (SEC filings) · May 1, 2026
  67. ConnectOne Bancorp, Inc. Form 10-Q for the quarter ended March 31, 2026
    ConnectOne Bancorp (SEC filing) · May 5, 2026
  68. ConnectOne Bancorp, Inc. Form 10-Q for the quarter ended June 30, 2026
    ConnectOne Bancorp (SEC filing) · Aug 4, 2026
  69. NBT Bancorp Inc. Q2 2026 Earnings Call Summary
    Moby via Yahoo Finance · Jul 28, 2026
  70. Earnings call transcript: Customers Bancorp posts strong Q2 2026 growth
    Investing.com · Jul 24, 2026
  71. ConnectOne Bancorp, Inc. Reports Second Quarter 2026 Results
    ConnectOne Bancorp (GlobeNewswire) · Jul 23, 2026
  72. Customers Bancorp Q2 2026 Investor Presentation (Form 8-K, Exhibit 99.2)
    Customers Bancorp (SEC filings) · Jul 23, 2026
  73. Valley National Bancorp second quarter 2026 earnings release (Form 8-K, Exhibit 99.1)
    Valley National Bancorp (SEC filings) · Jul 23, 2026
  74. Flagstar Bank, N.A. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Flagstar Bank (SEC filings) · Aug 6, 2026
  75. NBT Bancorp Inc. Reports Second Quarter 2026 Results (8-K Exhibit 99.1)
    NBT Bancorp (SEC filing) · Jul 27, 2026
  76. Community Financial System, Inc. Form 8-K, Exhibit 99.1: first quarter 2026 results
    Community Financial System (SEC filings) · Apr 29, 2026
  77. ConnectOne Bancorp, Inc. Form 10-K for the fiscal year ended December 31, 2025
    ConnectOne Bancorp (SEC filing) · Feb 24, 2026
  78. Rebrand - Dime Community Bank (undated page, retrieved 2026-10-05)
    Dime Community Bank · Oct 5, 2026
  79. Dime Community Bancshares, Inc. Q2 2026 Earnings Call Summary
    Moby via Yahoo Finance · Jul 24, 2026

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