How does Valley National Bancorp compare with its peers on AI and technology?
On this site's AI disclosure index Valley National Bancorp scores 76.6 (#26 of 120 US banks), third in a nine-bank group of New York, New Jersey and Florida competitors, behind TD Bank US (91.8) and Santander US (87.2), close to M&T (75.5), and ahead of Flagstar (65.3), F.N.B. (60.2) and BankUnited (63.5). It has more AI use cases in production on the record than any of them (13) and is the one bank in the group to net its AI economics: on July 23, 2026 the CFO put run-rate savings at about $15 million against $3 million to $4 million of new AI expense, and the COO credits four years of digital work with about $100 million saved and 100,000+ hours. Its uses run from an autonomous voice agent calling past-due auto-loan customers to machine-learning triage of AML alerts and wire fraud, and in July 2026 it said AI was replacing three vendor contracts. In September 2026 it agreed to buy Bluevine for $340 million, adding about 180 engineering, product and data-science staff and a platform whose majority of new code is AI-generated. Where it trails is breadth of staff use and scale. About 80 of roughly 3,600 employees had open AI access in July 2026, while M&T counts about 16,000 of 22,000 staff on Copilot and TD Bank Group says over 40,000 colleagues use a Copilot tool and its AI delivered about C$195 million of value in nine months. And in its home deposit market JPMorgan Chase holds 34.73% of New York-area deposits against Valley's 1.36% (June 2025).[1][2][3][4][5][6][7][8][9][10][11]
Data as of Oct 19, 2026 · Valley profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown
Where does Valley lead its peers on AI?
01
The most AI use cases in production in the group
Valley's profile records 13 AI use cases in production, first in its nine-bank group (median 9.5), among them a voice agent for auto-loan collections, AML alert actioning, wire-fraud identification and AI knowledge assistants for customer care (Q2 2026 deck). Santander US records 10 and Flagstar 8.[3][4]
02
AI savings netted against AI spending
On July 23, 2026 Valley's CFO put AI run-rate savings at about $15 million against $3 million to $4 million of new AI-associated expense. Flagstar reports software expense up 20% to $96 million in the first half of 2026 and expects $40 million to $45 million a year from core consolidation, but publishes no AI savings figure.[1][12][13]
03
Building in place of buying vendor software
Valley said in July 2026 that AI is replacing three external vendor contracts for specific workflows, under five tiers of AI access with monthly token tracking. ConnectOne builds its agents on nCino's platform (two custom agents and 16 skills, July 2026), and BankUnited's SAVI assistant is described in an AWS case study.[5][14][15]
04
An acquisition that buys AI engineering
Valley agreed on September 28, 2026 to buy Bluevine for $340 million: about 175,000 small-business customers, $2.1 billion of core deposits and about 180 R&D staff, with the majority of new code AI-generated and about 80% of inbound inquiries AI-contained. Santander's US AI story runs through the group's ONE Transformation instead.[6][7][16]
Where does Valley trail its peers on AI?
01
Open AI access for about 80 people, against M&T's 16,000
Valley's open-access AI tier covered about 80 of roughly 3,600 employees in July 2026. M&T reported about 16,000 of 22,000 employees on Microsoft Copilot (September 2025), and Santander rolled ChatGPT Enterprise out to nearly 15,000 group employees in two months (August 2025).[5][8][17]
02
A fraction of TD's measured AI value
TD Bank Group reported about C$195 million of AI value in the first three quarters of fiscal 2026 and targets C$1 billion a year in the medium term; its Layer 6 unit runs about 100 use cases. Valley's comparable figure is about $15 million of run-rate savings (July 2026).[10][18][1]
03
No agentic AI yet in core credit, unlike TD and ConnectOne
Valley's chief credit officer said in July 2026 that agentic AI is not yet in its core credit analysis. TD says agentic AI cut mortgage pre-adjudication from 15 hours to under 3 minutes (October 2026), and ConnectOne's relationship-update agent cut task time by 60% (July 2026).[1][19][14]
04
Less independent coverage than the larger rivals
Valley scores 11 on independent sources, fifth in the group behind TD (27), Santander US (24), M&T (18) and Flagstar (14). Much of its AI record comes from its own earnings decks and calls, though the COO's American Banker ranking and Banking Dive's build-versus-buy report are independent.[3][2][5]
Where does Valley rank against its peers on AI disclosure?
Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.
| Bank | Score | Rank | Independent sources | Own disclosures | Use cases in production | Moves, last 12 months | Named AI platform |
|---|---|---|---|---|---|---|---|
| TD Bank (U.S.) | 91.8 | #4 of 120 | 27 | 23 | 13 of 18 | 28 | Layer 6 and TD AI Prism[20][21][18][22] |
| Santander US | 87.2 | #8 of 120 | 24 | 22 | 10 of 15 | 28 | ONE Transformation: shared platforms, AI for every employee, agentic commerce[23][24][25][26][27] |
| Valley National Bancorp (this page) | 76.6 | #26 of 120 | 11 | 22 | 13 of 17 | 22 | Cloud-first infrastructure, Valley's AI Assistant and tiered access[5][2][28][3] |
| M&T Bank | 75.5 | #28 of 120 | 18 | 13 | 10 of 14 | 25 | Microsoft Copilot on a data-lineage foundation[8][29] |
| Flagstar Bank | 65.3 | #41 of 120 | 14 | 12 | 8 of 14 | 24 | Flagstar S2 Platform and StarIQ[30][31][32] |
| BankUnited | 63.5 | #44 of 120 | 7 | 26 | 10 of 15 | 19 | SAVI internal assistant (Claude on Amazon Bedrock) and Talkdesk AI contact centre[15][33][34][35][36] |
| F.N.B. Corporation | 60.2 | #47 of 120 | 6 | 25 | 9 of 15 | 21 | eStore, the Common app and FNB's data hub[37][38][39] |
| ConnectOne Bancorp | 44.6 | #65 of 120 | 9 | 12 | 7 of 10 | 14 | nCino Banking Advisor and custom agents on nCino's Agentic Operating System[14][40] |
| Dime Commercial Bancshares | 10.5 | #102 of 120 | 3 | 13 | 2 of 8 | 13 | Not disclosed |
On which parts of the AI record is Valley ahead of or behind its peers?
Each row is one input of the index, counted on the profiles of Valley and the 8 peers that are scored on the same basis. "Place" is Valley's position in the group of 9 (1st = most).
| Component (weight) | Valley | Peer median | Most in the group | Place |
|---|---|---|---|---|
| Independent sources (45%) | 11 | 11.5 | TD (27) | 5th of 9 |
| Use cases in production (10%) | 13 | 9.5 | Valley (13) | 1st of 9 |
| Own primary disclosures (10%) | 22 | 17.5 | BankUnited (26) | 4th of 9 |
| Dated moves, last 12 months (10%) | 22 | 22.5 | Santander (28) | 5th of 9 |
| Disclosed numbers (5%) | 18 | 15.5 | FNB (20) | 2nd of 9 |
| Named AI leaders (5%) | 14 | 11 | Santander (23) | 2nd of 9 |
| Use cases described (5%) | 17 | 14.5 | TD (18) | 2nd of 9 |
What has each bank in Valley's peer group disclosed about its AI?
Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.
| Bank | Platform or assistant, as the profile names it | AI leaders named | Headline AI number disclosed | Patents on the record | Open AI roles |
|---|---|---|---|---|---|
| Valley National Bancorp | Cloud-first infrastructure, Valley's AI Assistant and tiered access[5][2][28][3] | 14, incl. Ira Robbins (Chairman and CEO)[41] | Vendor contracts being replaced by AI: 3 (Jul 10, 2026)[5] | Not disclosed | Not surveyed |
| Flagstar Bank | Flagstar S2 Platform and StarIQ[30][31][32] | 11, incl. Joseph Otting (Executive Chairman and CEO)[42][43][44] | Not disclosed | 1 patent listed on the profile, e.g. US 8,239,255 B2 (Consumer incentive system and business method)[45] | Not surveyed |
| Santander US | ONE Transformation: shared platforms, AI for every employee, agentic commerce[23][24][25][26][27] | 23, incl. Christiana Riley (CEO, Santander US and US country head)[46][27][47] | AI contribution to 2028 targets: > €1 billion: ≈ €300m revenue, ≈ €700m cost (Feb 25, 2026)[23] | 1 patent listed on the profile, e.g. US 2023/0377033 A1 (Santander Consumer USA: simulating a loan payment structure on an interactive interface)[48] | Not surveyed |
| M&T Bank | Microsoft Copilot on a data-lineage foundation[8][29] | 13, incl. Michael Wisler (Senior EVP, Technology and Operations)[29][49] | Employees on Copilot: 16,000 of 22,000 (Sep 18, 2025)[8] | Not disclosed | 8 open AI roles (Oct 1, 2026); most in responsible AI & governance |
| TD Bank (U.S.) | Layer 6 and TD AI Prism[20][21][18][22] | 13, incl. Maksims Volkovs (SVP and Chief AI Scientist, Layer 6)[22][18] | AI value target: C$200 million (FY2026), C$1 billion a year medium term (Aug 27, 2026)[10][50] | 5 patents listed on the profile, e.g. US 2024/0127036 A1 (Multi-event time-series encoding)[51] | 12+ open AI roles (Oct 1, 2026); most in ML & data science |
| BankUnited | SAVI internal assistant (Claude on Amazon Bedrock) and Talkdesk AI contact centre[15][33][34][35][36] | 11, incl. Rajinder Singh (Chairman, President and CEO)[52] | Not disclosed | Not disclosed | Not surveyed |
| F.N.B. Corporation | eStore, the Common app and FNB's data hub[37][38][39] | 9, incl. Vincent J. Delie, Jr. (Chairman, President and CEO)[37][38] | AI-enabled fraud tools: 10 (Nov 5, 2025)[53] | Not disclosed | 5 open AI roles (Oct 1, 2026); most in AI product & strategy |
| ConnectOne Bancorp | nCino Banking Advisor and custom agents on nCino's Agentic Operating System[14][40] | 6, incl. Frank Sorrentino III (Chairman and CEO)[14][40] | Banking Advisor active users: Up 41% in 10 weeks (Jul 14, 2026)[14] | Not disclosed | Not surveyed |
| Dime Commercial Bancshares | Not disclosed | 4, incl. Stuart Lubow (President and CEO)[54] | Executive officers in the 2026 proxy with an AI or data title: 0 of 14 (one technology and operations officer) (Apr 13, 2026)[55] | Not disclosed | Not surveyed |
What are the latest dated moves on the AI record of Valley and its peers?
The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.
| Date | Bank | Move |
|---|---|---|
| Oct 13, 2026 | TD | Agentic AI extended to mortgage funding and discharge[19] |
| Oct 9, 2026 | Flagstar | Third-quarter 2026 results set for 23 October[56] |
| Oct 6, 2026 | TD | US survey: 69% would let a bank AI assistant complete a financial task[57] |
| Oct 1, 2026 | M&T | Rajwani on AI agents and deposit runs[58] |
| Oct 1, 2026 | Santander | Riley: AI lets her 'vibe code' a CRM tool herself[47] |
| Sep 29, 2026 | Valley | Robbins on CNBC: AI agents not a threat to regional banks[59] |
| Sep 28, 2026 | Valley | Bluevine acquired for $340 million to accelerate the AI roadmap[6][7][60] |
| Sep 25, 2026 | M&T | FinTech Futures profiles the RDC.AI deployment at M&T[61] |
| Sep 23, 2026 | Santander | Santander AI Lab launches A2K, a protocol for agent-to-knowledge access[62] |
| Aug 21, 2026 | Flagstar | Pope ties the real-time core to fraud and AI[13] |
| Aug 17, 2026 | FNB | 16th for customer reputation[63] |
| Aug 12, 2026 | Dime | New Jersey push[54] |
| Aug 6, 2026 | BankUnited | Q2 2026 10-Q has no AI discussion[64] |
| Aug 5, 2026 | FNB | Q2 2026 10-Q: same AI language as the first quarter[65] |
| Aug 4, 2026 | ConnectOne | Q1 and Q2 2026 10-Qs carry no AI language[66][67] |
| Jul 31, 2026 | Dime | Q2 2026 10-Q has no AI text[68][69] |
| Jul 23, 2026 | ConnectOne | Second-quarter 2026 results[70] |
| Jul 22, 2026 | BankUnited | Q2 2026 call: staying out of data-centre lending[71] |
How does Valley compare with JPMorgan Chase, Bank of America and TD Bank in its home market?
Valley's 10-K ranks it 10th by deposits in the New York, Northern New Jersey and Long Island market. The banks ahead of it with large branch networks, their share of the New York-Newark-Jersey City MSA (FDIC, June 30, 2025) and what each has disclosed on customer AI.
| Bank | New York-area deposit share (offices) | Customer AI | Staff AI |
|---|---|---|---|
| Valley | 1.36% (166) | AI knowledge assistants for customer-care agents; a voice agent for auto-loan collections | About 80 open-access users of about 3,600 staff; five access tiers (July 2026)[11][3][5] |
| JPMorgan Chase | 34.73% (662) | No consumer assistant launched; a consumer travel agent targeted for pilot before the end of 2026 | LLM Suite: 150,000 weekly users (February 2026)[11][72][73] |
| Bank of America | 6.51% (339) | Erica: helps more than 24.6 million clients; 3.6 billion interactions since 2018 | About 200,000 active users of general-purpose AI tools (June 30, 2026)[11][74][75] |
| TD Bank US | 3.26% (363) | AI agents in collections: connect rate 20-25% against 6-7% with people (September 2026) | 1,800 US developers on GitHub Copilot; over 40,000 group colleagues using a Copilot tool[11][76][77][9] |
How do Valley's disclosed AI savings compare with its peers' figures?
The value, savings or spending figures each bank has tied to AI or technology, with dates. Most banks disclose spending or adoption rather than AI returns.
| Bank | Figure | What it measures | Date |
|---|---|---|---|
| Valley | About $15 million run-rate savings against $3 million to $4 million of new AI expense; about $100 million saved over four years | AI savings net of AI spend; digital transformation | June and July 2026[1][2] |
| TD Bank Group | About C$195 million of AI value in nine months; C$1 billion a year targeted | AI value delivered | July and August 2026[10] |
| Santander (group) | €35 million of AI business value in Q1 2026; more than €1 billion targeted by 2028 | AI business value | February and June 2026[16][23] |
| M&T | More than $1.2 billion of technology spending in 2025 | Technology budget | 2025[78] |
| F.N.B. | More than $100 million of cumulative cost savings since 2019 | Efficiency program | November 2025[53] |
| Flagstar | $40 million to $45 million a year expected from core consolidation; software expense up 20% | Core savings; software cost | August 2026[13][12] |
How do Valley's AI assistants and agents compare with its peers'?
The named assistant or agent platform each bank has described and the usage it reported.
| Bank | Assistant or platform | Usage or result | Date |
|---|---|---|---|
| Valley | Valley's AI Assistant with custom gen-AI agents built by the AI and data science team | Three vendor contracts replaced; about 80 power users | April and July 2026[28][5] |
| Flagstar | StarIQ, part of the 12-component S2 platform, orchestrating four foundation models | Not disclosed | June and July 2026[30][79] |
| M&T | Microsoft Copilot; generative-AI call summaries | About 6 minutes saved per call | September 2026[29] |
| ConnectOne | nCino Banking Advisor and custom agents | Active users up 41% in 10 weeks; document search from about 20 minutes to 30 seconds | July 2026[14] |
| BankUnited | SAVI policy assistant (AWS case study) | 95% accuracy; answers in under 10 seconds across about 400 policy documents | Undated; retrieved September 2026[15] |
| TD Bank US | Layer 6 and TD AI Prism; AI knowledge tool for contact-center agents | 80% of contact-center agents using it in month one | November 2025[80] |
Which banks are Valley's peers, and why these?
Valley National Bancorp is compared here with Flagstar Bank, Santander US, M&T Bank, TD Bank (U.S.), BankUnited, F.N.B. Corporation, ConnectOne Bancorp and Dime Commercial Bancshares: chosen by the editors for this page (see the note below the table). Valley National Bancorp is classed as a regional or retail-commercial bank in the Northeast.
The computed group mixed in Columbia, UMB and Old National from the West and Midwest; this group holds the banks Valley meets in the New York, New Jersey and Florida deposit markets its 10-K ranks it in, from the large regionals (TD Bank US, Santander US with Webster, M&T) to Flagstar, BankUnited, ConnectOne and Dime, and three of them (Flagstar, BankUnited and F.N.B.) sit in Valley's own 2025 proxy peer group.
Is Valley better than M&T at AI?
The record cannot settle capability. The two score close on this site's disclosure index, Valley 76.6 and M&T 75.5. M&T reports broad staff adoption (about 16,000 of 22,000 employees on Copilot) and more than $1.2 billion of 2025 technology spending; Valley reports more use cases in production and nets AI savings (about $15 million) against AI spending ($3 million to $4 million).[8][78][1]
How does Valley's AI compare with TD Bank and Santander?
Both have put more on the record: TD Bank US scores 91.8 and Santander US 87.2 against Valley's 76.6. TD reports about C$195 million of AI value in nine months of fiscal 2026; Santander's group targets more than €1 billion of AI value by 2028. Valley's figures are smaller but specific to the bank, such as about $15 million of run-rate AI savings.[10][23][1]
Does Valley Bank have an AI assistant for customers?
Valley's disclosed customer-facing AI is an autonomous voice agent that calls past-due auto-loan customers; its AI knowledge assistants serve customer-care staff. Bluevine, which Valley agreed to buy in September 2026, says about 80% of its inbound inquiries are AI-contained. Bank of America's Erica helps more than 24.6 million clients.[3][7][74]
Why did Valley buy Bluevine?
Valley says the $340 million deal accelerates its digital small-business strategy and core funding: Bluevine brings about 175,000 small-business customers, $2.1 billion of core deposits and about 180 engineering, product and data-science staff, and its deck frames the platform as production-grade AI built in-house.[6][7]
Who leads AI at Valley National Bank?
Chief operating officer Russell Barrett, ranked No. 47 on American Banker's 2026 Most Innovative People in Finance list, leads the transformation, and Nickolaus Lachman, head of AI and data science, builds the custom agents. Michael Rappaport has led the Valley Foundry since September 2026. Santander US names 23 AI-linked leaders on this site against Valley's 14.[2][28][81]
How does Valley compare with Flagstar on technology?
Valley scores 76.6 and Flagstar 65.3 on this site's disclosure index. Flagstar is rebuilding on its S2 platform, cut six data centers to two and expects $40 million to $45 million a year from core consolidation; Valley moved more than 80% of data-center capacity to the cloud and reports AI savings directly.[32][13][2][1]
What does Valley expect AI to do to bank efficiency?
CEO Ira Robbins said on July 23, 2026 that effective AI adoption could improve bank efficiency ratios by about 500 basis points, roughly 65% from expenses and 35% from revenue. Valley's own non-GAAP efficiency ratio improved from 55.2% in Q2 2025 to 52.1% in Q2 2026.[1][82][3]
- Valley National Bancorp (VLY) Q2 2026 Earnings Call Transcript
- #47 Valley Bank's COO is building an AI-ready bank
- Valley National Bancorp second quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
- Valley National Bancorp Q1 Earnings Call Highlights
- Valley Bank exec: AI is changing build-versus-buy question
- Valley National Bancorp to Acquire Bluevine Inc., Accelerating Its Digital Small Business Growth Strategy and Meaningfully Enhancing Its Core Funding Capabilities
- Accelerating Valley's National Digital Banking Franchise (Form 8-K Exhibit 99.2)
- How M&T Bank ensures data quality as it implements gen AI
- TD (TD) Q2 2026 Earnings Call Transcript
- TD Bank Unlocks $141 Million in AI Value Months Ahead of Schedule
- Summary of Deposits, Deposit Market Share Report: New York-Newark-Jersey City, NY-NJ MSA, June 30, 2025 (retrieved 2026-10-19)
- Flagstar Bank, N.A. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
- Flagstar picks cloud-native core to replace legacy patchwork
- ConnectOne Bank is Building the Future of Commercial Lending on nCino’s Agentic Operating System
- BankUnited Enhances Customer and Employee Satisfaction for SMB Banking Using AWS (undated case study, retrieved 2026-09-24)
- Santander turns its AI-first strategy into measurable impact and extends AI access to all 185,000 employees
- Santander's data & AI-first strategy accelerates through OpenAI collaboration
- TD wins BIG Innovation Awards for fifth consecutive year
- TD expands agentic AI across mortgage operations to make banking faster, simpler and more human
- TD Announces Launch of Groundbreaking Predictive Foundation Model
- TD Launches Agentic AI to Transform Real Estate Secured Lending from End to End
- Maksims Volkovs drives TD Bank's AI transformation
- Santander's Botin Sees €1 Billion AI Boost Amid Efficiency Push
- Santander Equips All Workers With AI and Seeks $1.15 Billion Business Value
- Santander's Getnet Plugs Merchants Into Agentic Commerce
- Santander, Webster lay out post-deal management plan
- Santander Expands U.S. Presence with Completion of Webster Acquisition
- Nickolaus Lachman, SVP, Head of AI & Data Science, Valley Bank (Digital Banking speaker profile)
- How this Buffalo-based bank is using tech as a competitive edge
- Flagstar Bank Announces Proprietary Technology Transformation
- Flagstar CIO: Proprietary tech creates 'optionality'
- How Flagstar Bank integrated its acquired data centers
- BankUnited Crushes CX With 104% Increase in Net Promoter Score
- Talkdesk shatters outdated customer experience paradigm with launch of Customer Experience Automation platform
- BankUnited Customer Story (undated page, retrieved 2026-09-24)
- BankUnited, Inc. Annual Report on Form 10-K for 2025
- FNB CEO bets on smaller-bank innovation
- FNB Adds AI and Data Science Directors to Strategy Leadership Team
- F.N.B. Corporation Further Expands eStore Common Application Capabilities with Introduction of Business Loan Products
- How ConnectOne Bank uses AI to save time on admin work
- Valley National Bancorp Announces First Quarter 2026 Results
- Flagstar is back in the black after eight quarters of losses
- Flagstar extends CEO Otting's tenure but sets up succession race
- Flagstar Bank Extends Joseph Otting's Term as CEO and Announces Executive Leadership Updates (Form 8-K, Exhibit 99.1)
- US 8,239,255 B2: Consumer incentive system and business method (assignee New York Community Bancorp, now Flagstar Financial)
- Santander to buy Webster for $12.3B
- The Most Powerful Women in Banking Women to Watch, #1, Christiana Riley, Santander U.S.
- US20230377033A1: Computer system and method for simulating loan payment structure on an interactive interface (Santander Consumer USA)
- How M&T Bank Built A Technology Powerhouse In Buffalo
- TD wants to get 'back to winning'
- US 2024/0127036 A1: Multi-event time-series encoding
- BankUnited, Inc. Reports 1Q 2026 Net Income of $62 million, $0.83 Diluted EPS
- F.N.B. Corporation Investor Day presentation (Form 8-K, Exhibit 99.1)
- New Jersey is latest frontier in NY bank's reinvention
- Dime Community Bancshares, Inc. 2026 Proxy Statement (DEF 14A)
- Flagstar Bank, N.A. to Report Third Quarter 2026 Earnings and Host Conference Call on October 23rd
- Nearly 7 in 10 Americans Would Let AI Complete Certain Financial Tasks, TD Survey Finds
- AI agent bank runs possible but unlikely, experts say
- Valley National CEO Ira Robbins: AI agents not a threat to regional banks
- Valley National Bank to acquire fintech Bluevine for $340M
- Bringing explainable AI to commercial and business banking
- A2K: a new protocol suite for connecting AI agents to governed, auditable enterprise knowledge
- Top Banks by Reputation 2026: Customers
- BankUnited, Inc. Quarterly Report on Form 10-Q for June 30, 2026
- F.N.B. Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
- ConnectOne Bancorp, Inc. Form 10-Q for the quarter ended March 31, 2026
- ConnectOne Bancorp, Inc. Form 10-Q for the quarter ended June 30, 2026
- Dime Commercial Bancshares, Inc. Form 10-Q for the quarter ended June 30, 2026
- Dime Community Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
- ConnectOne Bancorp, Inc. Reports Second Quarter 2026 Results
- BankUnited, Inc. Q2 2026 Earnings Call Summary
- JPMorgan's Lake sees longer road to agentic commerce adoption
- 2026 Company Update Transcript - Chairman and CEO Q&A
- Bank of America Fast Facts (undated page, retrieved 2026-10-19)
- Second Quarter 2026 Financial Results presentation (Form 8-K, Exhibit 99.2)
- TD Bank at Scotiabank summit: profit gains, AI push lift outlook (transcript)
- TD Bank Targets 100 U.S. Branches as AML Remediation Continues
- M&T Bank expands enterprise AI after years of technology overhaul
- The AI-Enabled Bank: Reimagining Retail Banking from Branch to Mobile (Leaders, with Chris Higgins)
- How Citi, Citizens, TD deploy AI agents without upsetting humans
- Valley Bank Launches Valley Foundry, Names Michael Rappaport to Lead
- Valley National Bancorp (VLY) Q2 2026 Earnings Call Transcript
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