Which large banks have a chief AI officer or head of AI?

Data checked Oct 28, 2026 · 48 of 141 banks qualify · 78 sources cited · template updated Oct 30, 2026

AI governance · computed from bank profiles; nothing on this page is written by a model. All ranked answers: /banks/leaders

On the public record as of Oct 28, 2026, 48 of the 141 large banks profiled name a chief AI officer, head of AI or equivalent AI lead on their profile. Ranked by matching leaders, the top 5 are Lloyds (6 named leaders), UBS (US) (5 named leaders), UBS Group AG (4 named leaders), TD Bank Group (3 named leaders) and BBVA (3 named leaders). Lloyds's strongest evidence: Ron van Kemenade, Group Chief Operating Officer (Chief Data and AI Officer reports to him); Sameer Gupta, Chief Data and AI Officer (joined June 2026 from DBS, where he was Chief….

141 banks profiled (120 US, 21 non-US) · 48 with matching evidence · ranked answer, not a comparison

Which of the large banks have a chief AI officer or head of AI?

Checked 2026-10-28 · bank profiles
#BankMatching leadersNamed leader and roleStatusDateOn this siteSources
1Lloyds6Ron van Kemenade, Group Chief Operating Officer (Chief Data and AI Officer reports to him); Sameer Gupta, Chief Data and AI Officer (joined June 2026 from DBS, where he was Chief…16 named leadersOct 14, 2026Lloyds profile →Lloyds Banking Group ↗ · Lloyds Banking Group ↗
2UBS (US)5Daniele Magazzeni, Group Chief AI Officer (from 1 January 2026, ex-JPMorgan); Richard James, Head of AI Product (describes advisor agents)15 named leadersJul 13, 2026UBS (US) · ai strategy →UBS ↗ · Banking Dive ↗
3UBS Group AG4Daniele Magazzeni, Chief Artificial Intelligence Officer (from 1 January 2026; formerly Chief…; Richard James, Head of AI Product16 named leadersJul 13, 2026UBS Group AG profile →UBS Group AG ↗ · Banking Dive ↗
4TD Bank Group3Luke Gee, Chief Analytics and AI Officer (title in TD releases to May 2026; Head of AI…; Maksims Volkovs, SVP and Chief AI Scientist; co-founder, Layer 619 named leadersSep 22, 2026TD Bank Group profile →TD Bank Group ↗ · TD Bank Group ↗
5BBVA3Antonio Bravo, Global Head of AI Transformation (from 28 May 2026); Global Head of Data from…; Elena Alfaro, Global Head of AI Adoption17 named leadersOct 6, 2026BBVA profile →BBVA ↗ · BBVA ↗
6BNY3Sarthak Pattanaik, Chief Data and AI Officer; led the 2023 consolidation of AI work into the AI…; Michael Demissie, Head of Applied AI17 named leadersOct 1, 2026BNY · ai strategy →Banking Dive ↗ · Fortune ↗
7Standard Chartered3Mohamed Keraine, Global Head of Digital-WRB and Enterprise Co-Head of AI; Geoff Kot, Global Head of CIB Business Platforms & Partnerships and Enterprise Co-Head of…16 named leadersOct 5, 2026Standard Chartered profile →Standard Chartered PLC ↗ · Standard Chartered PLC ↗
8Wells Fargo3Saul Van Beurden, Head of AI; co-CEO, Consumer Banking and Lending; Faraz Shafiq, Head of AI Products and Solutions (from AWS); reports to Van Beurden16 named leadersJun 19, 2026Wells Fargo · ai strategy →Wells Fargo via FT Markets ↗ · Bloomberg ↗
9Société Générale3Agnès Lévy-Soussan, Chief Data and AI Officer for the SG French Retail Banking Network; Noémie Ellezam, Group Head of AI (as named on Société Générale's October 2024 page)12 named leadersJul 28, 2025Société Générale profile →Societe Generale ↗ · Societe Generale ↗
10Santander US2Iñaki Bernal, Chief AI Officer, Grupo Santander (a group role; Santander US has no named…; Ricardo Martín Manjón, Chief Data & AI Officer, Banco Santander (group)23 named leadersJun 30, 2026Santander US · ai strategy →Banco Santander ↗ · Banco Santander ↗
11Deutsche Bank2Dara Sosulski, Head of AI, Corporate Bank and Investment Bank operations and controls division; Max Sommerfeld, Head of Applied AI Engineering; co-author of Google Cloud's account of dbLumina19 named leadersJul 23, 2026Deutsche Bank profile →Finextra ↗ · Google Cloud ↗
12Citi2David Griffiths, Group Head of AI (previously Chief Technology Officer); Shobhit Varshney, Former Global Head of AI (joined from IBM September 2025; left April 2026)18 named leadersSep 22, 2026Citi · ai strategy →Citigroup ↗ · CIO Dive ↗
13BMO Financial Group2Kristin Milchanowski, Chief AI & Quantum Officer; Founding Director, BMO Institute for Applied AI &…; Lovell Hodge, Head of AI, BMO Wealth (describes purpose-built, continuously learning digital…16 named leadersOct 14, 2026BMO Financial Group profile →BMO Financial Group ↗ · American Banker ↗
14Commonwealth Bank2Ranil Boteju, Chief AI Officer (previously Group Chief Data and Analytics Officer, Lloyds…; Mary-Anne Williams, Chief AI Scientist (first in the role; started 15 June 2026)16 named leadersMay 18, 2026Commonwealth Bank · ai strategy →Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗
15Goldman2Daniel Marcu, Partner; Global Head of AI Engineering and Science (joined March 2025 from…; Archana Vemulapalli, Partner; Global Head of AI Product Management and Strategic Relations (leads…16 named leadersApr 6, 2026Goldman · ai strategy →Goldman Sachs ↗ · The Wall Street Journal ↗
16Deutsche Bank (U.S.)2Max Sommerfeld, Head of Applied AI Engineering; co-author of the Google Cloud account of…; Dara Sosulski, Head of AI for Corporate Bank and Investment Bank operations and controls…15 named leadersJul 23, 2026Deutsche Bank (U.S.) · ai strategy →Google Cloud ↗ · Finextra ↗
17Truist2Pascal Belaud, Chief AI & Data Officer; Tom Mazzaferro, EVP, Chief Data, AI and Analytics Officer (from October 2023; title as of June…14 named leadersNov 20, 2025Truist · ai strategy →Truist ↗ · Banking Dive ↗
18M&T2Rhea Rajwani, Head of AI Risk Oversight, Independent Risk Management (styled head of AI and…; Kalyana Bedhu, Head of AI Engineering (from August 2026)13 named leadersOct 1, 2026M&T profile →American Banker ↗ · American Banker ↗
19Morgan Stanley2Shailesh Gavankar, Head of AI Strategy and Execution (promoted to managing director, 2026); Koren Maranca, Head of Artificial Intelligence for Wealth Management (client-facing digital…13 named leadersJul 13, 2026Morgan Stanley · ai strategy →eFinancialCareers ↗ · Reuters ↗
20Raymond James2Stuart Feld, Chief AI Officer; David Solganik, Head of AI Strategy13 named leadersSep 8, 2025Raymond James · ai strategy →GlobeNewswire via FT Markets ↗ · Raymond James via Canada NewsWire (Yahoo Finance) ↗
21HSBC2David Rice, Group Chief AI Officer (from 1 April 2026; previously Chief Operating Officer…; Dara Sosulski, Head of AI and Model Management12 named leadersOct 5, 2026HSBC profile →HSBC Holdings plc ↗ · Finextra ↗
22Banco Santander2Ricardo Martín Manjón, Group Chief Data & AI Officer (the board appointed the role in 2025, reporting…; Iñaki Bernal, Chief AI Officer, Grupo Santander12 named leadersJun 30, 2026Banco Santander profile →Banco Santander ↗ · Banco Santander ↗
23DBS2Rajeev Hassamal, Head of Generative AI and Flow of Work (as described in June 2025); Sameer Gupta, Former Managing Director and Chief Analytics Officer (left 2026 to join Lloyds…11 named leadersApr 20, 2026DBS profile →The Straits Times ↗ · The Business Times ↗
24Capital One2Prem Natarajan, EVP, Chief Scientist and Head of Enterprise AI; Milind Naphade, SVP, Technology, and Head of AI Foundations9 named leadersMar 17, 2026Capital One · ai strategy →Capital One ↗ · Banking Dive ↗
25JPMorgan1Sumitra Ganesh, Head of AI Research (since February 2026)19 named leadersJul 27, 2026JPMorgan · ai strategy →Business Insider (Yahoo Finance) ↗
26BofA1Jarrett Bruhn, Head of Data and AI, Global Payments Solutions (AskGPS)17 named leadersOct 10, 2025BofA · ai strategy →Banking Dive ↗
27Webster1Ricardo Martín Manjón, Chief Data & AI Officer, Banco Santander (as of August 2025); owns the group…17 named leadersAug 12, 2025Webster profile →Banco Santander ↗
28HSBC USA1David Rice, Group Chief AI Officer (from 1 April 2026)16 named leadersMar 25, 2026HSBC USA profile →Banking Dive ↗
29BMO1Kristin Milchanowski, Chief AI & Quantum Officer; Founding Director, BMO Institute for Applied AI &…15 named leadersJun 1, 2026BMO · ai strategy →BMO ↗ · American Banker ↗
30State Street1Manoj Bohra, EVP, Chief Data and AI Officer14 named leadersSep 24, 2026State Street · ai strategy →State Street ↗ · Fortune ↗
31Schwab1Alison Dooher, Head of AI, Schwab Advisor Services14 named leadersSep 14, 2026Schwab · ai strategy →Charles Schwab ↗ · Charles Schwab ↗
32Valley1Nickolaus Lachman, SVP, Head of AI and Data Science14 named leadersApr 15, 2026Valley profile →American Banker ↗
33U.S. Bank1Prashant Mehrotra, EVP and Chief AI Officer13 named leadersSep 2, 2026U.S. Bank · ai strategy →American Banker ↗ · American Banker ↗
34TD1Maksims Volkovs, SVP and Chief AI Scientist, Layer 613 named leadersJun 1, 2026TD · ai strategy →American Banker ↗ · TD Bank Group ↗
35City National1Bobby Grubert, Head of AI and Digital Innovation, RBC Capital Markets (Aiden platform)13 named leadersJun 1, 2026City National · ai strategy →FinAi News via ABA ↗ · American Banker ↗
36First Horizon1Tyler Craft, SVP, Head of Investor Relations; member of the AI working group; earlier head…13 named leadersMay 11, 2026First Horizon profile →First Horizon ↗ · nCino (GlobeNewswire via Yahoo Finance) ↗
37Barclays US1Gaurav Mittal, Head of AI/ML Engineering, Barclays markets division (as of May 2025)13 named leadersMay 19, 2025Barclays US · ai strategy →eFinancialCareers ↗
38RBC1Bobby Grubert, Head of AI and Digital Innovation, RBC Capital Markets (since May 2025; team…12 named leadersJun 1, 2026RBC profile →American Banker ↗ · American Banker ↗
39Pinnacle1Kevin Johnson, Head of AI12 named leadersApr 21, 2026Pinnacle · ai strategy →American Banker ↗
40UOB1Alvin Eng, Head of Enterprise AI, Innovation Group12 named leadersJan 8, 2026UOB profile →CNA ↗ · The Straits Times (Bloomberg) ↗
41First Citizens1Ash Kaduskar, Head of AI and Advanced Analytics11 named leadersSep 3, 2026First Citizens · ai strategy →First Citizens Bank ↗ · American Banker Virtual Summits ↗
42Synchrony1Nimrod Barak, Chief AI Officer (effective 30 June 2026; previously Managing Director, Head…11 named leadersAug 13, 2026Synchrony profile →Synchrony ↗
43Flagstar1Robert Martin, SVP, Distinguished Engineer, Head of AI and Engineering (from March 2026…11 named leadersMar 16, 2026Flagstar · ai strategy →Flagstar Bank ↗
44Barclays1Gaurav Mittal, Head of AI/ML Engineering for the markets division (as reported in May 2025)11 named leadersMay 19, 2025Barclays · ai strategy →eFinancialCareers ↗
45NatWest1Dr Maja Pantic, Chief AI Research Officer (first holder, appointed June 2025); formerly…9 named leadersSep 25, 2026NatWest profile →NatWest Group ↗ · NatWest Group ↗
46BNP Paribas1Charles Holive, Chief AI Officer, Corporate & Institutional Banking (named January 2026…8 named leadersSep 24, 2026BNP Paribas profile →Banking Dive ↗ · BNP Paribas ↗
47Eastern Bank1Joseph Chung, Director (innovation and technology expertise; CTO and Head of AI at Rippl…7 named leadersMar 26, 2026Eastern Bank profile →Eastern Bankshares (SEC filings) ↗
48BancFirst1Scott Copeland, Executive Vice President and Chief Operations Officer, BancFirst; member of…4 named leadersApr 3, 2026BancFirst profile →BancFirst Corporation (SEC filing) ↗ · BancFirst Corporation (SEC filing) ↗

Each row quotes one record from bank profiles; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.

How is this ranked?

Data: the 141 bank profiles on this site (lib/banks), every entry dated and sourced: the "AI leadership" list, each person sourced.

Rule: Named leaders whose role matches chief AI officer, head of AI (or of generative AI, machine learning, applied AI, AI research or products), or an equivalent lead title. Score = such leaders; ties by named leaders in all, then the newest source.

Counts: 48 of 141 profiled banks qualify; 78 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

What are the caveats?

Titles are as the bank or the press states them; a bank whose AI lead sits under a technology or data title is not matched.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

Which bank ranks first?

Lloyds Banking Group leads with 6 named leaders: Ron van Kemenade, Group Chief Operating Officer (Chief Data and AI Officer reports to him); Sameer Gupta, Chief Data and AI Officer (joined June 2026 from DBS, where he was Chief…. UBS (US) is second with 5.

How many large banks name a chief AI officer or head of AI?

48 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 31 are US banks and 17 non-US groups.

What counts, and what does not?

Named leaders whose role matches chief AI officer, head of AI (or of generative AI, machine learning, applied AI, AI research or products), or an equivalent lead title. Score = such leaders; ties by named leaders in all, then the newest source. Source: the 141 bank profiles on this site (lib/banks), every entry dated and sourced: the "AI leadership" list, each person sourced.

Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

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