AI governance · computed from bank profiles; nothing on this page is written by a model. All ranked answers: /banks/leaders
On the public record as of Oct 28, 2026, 14 of the 141 large banks profiled record published AI or responsible-AI principles, an AI code of conduct or an AI ethics framework on their profile. Ranked by matching entries, the top 5 are TD Bank Group (4 entries), Commonwealth Bank (2 entries), BMO (2 entries), BNP Paribas (2 entries) and Standard Chartered (2 entries). TD Bank Group's strongest evidence: Responsible AI Principles and Trustworthy AI team (use case, in production, Jul 30, 2026).
141 banks profiled (120 US, 21 non-US) · 14 with matching evidence · ranked answer, not a comparison
Which of the large banks have published AI principles?
| # | Bank | Matching entries | Strongest entry | Status | Date | On this site | Sources |
|---|---|---|---|---|---|---|---|
| 1 | TD Bank Group | 4 | Responsible AI Principles and Trustworthy AI team (use case, in production, Jul 30, 2026) | In production | Jul 30, 2026 | TD Bank Group profile → | TD Bank Group ↗ · TD Bank Group ↗ |
| 2 | Commonwealth Bank | 2 | Group AI Policy, Standard and AI Risk Committee — A Group AI Policy and Standard, six responsible AI principles, GenAI guardrails, AI Risk Indicators in the Group Risk… (use case, in production, Aug 12, 2026) | In production | Aug 12, 2026 | Commonwealth Bank · responsible ai → | Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗ |
| 3 | BMO | 2 | Responsible AI framework (use case, in production, Aug 6, 2026) | In production | Aug 6, 2026 | BMO · responsible ai → | BMO AI Hub ↗ · BMO (CNW via FT Markets) ↗ |
| 4 | BNP Paribas | 2 | Group AI Committee, AI Risk Committee and responsible-AI principles (use case, in production, Jul 23, 2026) | In production | Jul 23, 2026 | BNP Paribas profile → | BNP Paribas ↗ · BNP Paribas ↗ |
| 5 | Standard Chartered | 2 | Responsible AI standard and Responsible AI Council (use case, in production, Jul 24, 2025) | In production | Jul 24, 2025 | Standard Chartered profile → | Standard Chartered PLC ↗ |
| 6 | Customers Bank | 2 | AI charter, acceptable-use policy and use-case scoring (use case, in production, Jul 15, 2024) | In production | Jul 15, 2024 | Customers Bank profile → | ICBA (Independent Banker) ↗ |
| 7 | BMO Financial Group | 2 | Evident AI Index 2026: top 20 overall, #2 for reported outcomes — BMO reports the highest available scores for Responsible AI principles and executive engagement and the top rank in… (move, Oct 6, 2026) | Mentioned | Oct 6, 2026 | BMO Financial Group profile → | BMO (CNW via FT Markets) ↗ · The Globe and Mail ↗ |
| 8 | RBC | 1 | Responsible AI principles and Board oversight (use case, in production, Oct 5, 2026) | In production | Oct 5, 2026 | RBC profile → | Royal Bank of Canada ↗ · Royal Bank of Canada (SEC filing) ↗ |
| 9 | Lloyds | 1 | AI ethics principles, Data and AI Ethics Committee and AI Assurance Framework (use case, in production, Apr 20, 2026) | In production | Apr 20, 2026 | Lloyds profile → | Lloyds Banking Group (SEC filing) ↗ · Lloyds Banking Group ↗ |
| 10 | State Street | 1 | Responsible AI Framework and employee training (use case, in production, Apr 8, 2026) | In production | Apr 8, 2026 | State Street profile → | State Street ↗ · State Street (SEC filing) ↗ |
| 11 | Barclays | 1 | AI Policy, AI Standard and Group AI Governance Council — Defines Ethical AI Principles and risk tiers for AI use (use case, in production, Feb 10, 2026) | In production | Feb 10, 2026 | Barclays profile → | Barclays PLC (SEC 20-F) ↗ |
| 12 | Capital One | 1 | Second on the Evident AI index for a fourth year — Evident reports 49 of 50 banks now have responsible AI principles (move, Oct 6, 2026) | Mentioned | Oct 6, 2026 | Capital One · responsible ai → | American Banker ↗ · Banking Dive ↗ |
| 13 | TD | 1 | Responsible AI Principles published (move, Jul 30, 2026) | Mentioned | Jul 30, 2026 | TD · responsible ai → | TD Bank Group ↗ |
| 14 | CIBC | 1 | First major Canadian bank to sign the federal generative-AI code of conduct (move, Mar 25, 2025) | Mentioned | Mar 25, 2025 | CIBC profile → | CIBC via CNW (Yahoo Finance) ↗ |
Each row quotes one record from bank profiles; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.
How is this ranked?
Data: the 141 bank profiles on this site (lib/banks), every entry dated and sourced.
Rule: Entries matching AI principles, responsible-AI principles, trustworthy-AI principles, an AI code of conduct or ethics, or an AI ethics framework. Score = matching entries.
Counts: 14 of 141 profiled banks qualify; 21 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.
What are the caveats?
Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.
Which bank ranks first?
The Toronto-Dominion Bank (TD Bank Group) leads with 4 entries: Responsible AI Principles and Trustworthy AI team (use case, in production, Jul 30, 2026). Commonwealth Bank is second with 2.
How many large banks have published AI principles?
14 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 6 are US banks and 8 non-US groups.
What counts, and what does not?
Entries matching AI principles, responsible-AI principles, trustworthy-AI principles, an AI code of conduct or ethics, or an AI ethics framework. Score = matching entries. Source: the 141 bank profiles on this site (lib/banks), every entry dated and sourced.
Is this a measure of capability?
No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.
When was this checked, and how often does it update?
The data behind the table was last checked on 2026-10-28 (bank profiles). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.
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