Which large banks lead in responsible AI?

Which banks have named AI governance structures, officers and principles?

The 30 highest of 106 banks with any responsible-AI evidence on their page: named governance use cases (model-risk or governance entries mentioning a framework, principles, committee, council, board oversight, validation or guardrails), leaders whose role is AI governance, AI or model risk, or responsible AI, and dated governance moves.

Each row quotes the bank's page on this site; the bank link opens the full record with every source. “Not disclosed” means the page records nothing on that point. Banks absent from the table have no evidence on this topic on their page.

What have the banks named: councils, committees, frameworks, principles?

Every named structure in the ranking, one per row, with its stage and the newest source date.

How is this ranking computed?

Score = 2 × named governance structures (use cases tagged model-risk or governance-general whose text names a responsible-AI framework or principles, an AI risk committee, council or programme, board oversight, validation or guardrails) + 2 × named leaders whose role contains responsible AI, AI governance, AI risk, model risk, AI policy, ethics or chief AI officer + dated timeline moves on those subjects (capped at 4). Ties by assets.

The structure pattern is the same one the AI index page uses for its responsible-AI section, so the two agree on who qualifies; this page adds officers and dated moves and ranks on all three.

What are the caveats?

This ranks disclosure of governance, not its quality. A bank with a quiet, effective model-risk function that never named it scores zero here; a bank that publishes principles it does not enforce scores well. Regulators' expectations (SR 11-7, the EU AI Act, NIST AI RMF) are the standard; the AI governance hub covers them.

Officer titles are quoted as the bank gives them; a chief data officer who owns AI risk without the words in the title is not counted.

How does this differ from the AI index?

The AI index has no governance component; its responsible-AI section lists the qualifying banks in index order, while this page ranks them on governance evidence alone and adds the named officers. The AI index and its method are on their own page; the technology leaders and generative AI guides are hand-written cross-bank tables with their own sourcing.