Who are SoFi Technologies's competitors, and what are the alternatives?
SoFi competes on several fronts at once because it is a lender, a digital bank, a brokerage and a technology vendor, and its 2025 10-K describes seven levels of competition without naming a rival. Other filers name SoFi. In student loans, Sallie Mae's 10-K lists Sofi Technologies with Citizens, PNC and College Ave among its primary competitors in private education loans. In personal loans, Forbes calls LendingClub a SoFi competitor whose borrowers average a 720 FICO against SoFi's 745. In deposits, Chime's 10-K names SoFi with Ally and Discover as the online-only institutions it competes with, and SoFi's CEO names JPMorganChase, Citi and Bank of America as the entrenched giants. In investing and crypto, the rivals are mostly non-banks: Robinhood, which CNBC and Fortune named a SoFi competitor in 2020 and Investing.com called a rival in 2025; Fidelity and Coinbase, which American Banker set against SoFi's November 2025 crypto relaunch; and Morgan Stanley's E*Trade. The line where non-banks are the real rival and also the customer is the Technology Platform: Galileo, which competes with processors such as Marqeta, FIS and Fiserv, was built on clients that compete with SoFi (Chime, Robinhood, Varo, Revolut), and Chime moved its transactions to its own processor by the end of 2025.[1][2][3][4][5][6][7][8][9][10][11][12]
Data as of Oct 19, 2026 · SoFi profile updated Oct 19, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown
What does SoFi say about its competition?
"We compete at multiple levels, including: (i) competition among other personal loan, student loan, credit card and residential lenders, (ii) competition for deposits among other banks, some challenger banks and a variety of technology and retail companies, (iii) competition with social media and other commerce platforms and applications that offer peer-to-peer, in-app and social commerce payment capabilities, (iv) competition for investment accounts among other introductory brokerage firms and a variety of technology and other companies, (v) competition with other digital asset trading platforms and banks that offer digital asset trading and other services and products, (vi) competition for subscribers to financial services content, and (vii) competition among other technology platforms for the enterprise services we provide, such as platform as a service and cloud-native digital and core banking services."[1]
"Competition to fund prime loans. The prime lending market is highly fragmented and competitive. We face competition from a diverse landscape of consumer lenders, including other banks, credit unions and specialty finance lenders, as well as alternative technology-enabled lenders. Competition to acquire deposits. Although we now operate a bank, many other banks are larger, have been in business longer and often have greater brand awareness than us. Some large technology and retail companies have large consumer bases and strong balance sheets, which could enhance their competitive ability."[1]
"Competition to acquire investment brokerage and crypto trading accounts. We face competition from brokerage platforms that provide some of the same features as us, such as a mobile brokerage experience, robo-investing, fractional share investing, crypto investing and options trading. In addition, the leading incumbent brokerage firms are larger, have been in business longer and generally have greater brand awareness than us. Technology and other companies have begun to offer some basic investing features and the ability to buy and sell digital and other assets."[1]
"Competition for technology products and solutions. Generally, these arrangements are multi-year contracts, which require us to spend the necessary resources on implementation and interconnecting new clients onto our platform. We face competition from larger institutions that could make investments into an integrated platform as a service solution or to a cloud-native digital and core banking solution, and also undercut our pricing, preventing our current clients from renewing, while also impeding our attempts to acquire new clients." (Form 10-K for 2025, Item 1, filed February 17, 2026. Item 1A adds that Galileo and Technisys revenue is highly concentrated and that "a significant Galileo client recently moved to a competitor".)[1]
Who competes with SoFi in each of its businesses?
| Business line | Competitor | Type | Why it competes |
|---|---|---|---|
| Personal and student loans | Sallie Mae | Bank | Sallie Mae's 2025 10-K lists 'Sofi Technologies, Inc.' among its primary competitors in the private education loan market, alongside Citizens Financial Group, PNC Bank and College Ave; SoFi's 10-K says it operates in student loan refinancing and in-school lending.[2][1] |
| Personal and student loans | Citizens Financial Group | Bank | Named with SoFi in Sallie Mae's 10-K list of the large banks and specialty finance companies that are the primary competitors in private education loans.[2] |
| Personal and student loans | PNC | Bank | PNC Bank is on the same Sallie Mae 10-K list of primary private student loan competitors as SoFi.[2] |
| Personal and student loans | College Ave | Non-bank lender | Sallie Mae's 10-K names College Ave, a specialty finance company, with SoFi among its primary competitors in private education loans.[2] |
| Personal and student loans | LendingClub (Happen Bank) | Bank | Forbes (June 2026) calls LendingClub a SoFi competitor in personal loans, noting its borrowers average a 720 FICO score against 745 for SoFi's. LendingClub, rebranding as Happen Bank, describes its target as high-FICO, above-average-income, digitally savvy consumers, the prime segment SoFi's 10-K says it competes for.[3][13][1] |
| Deposits and checking (digital banks and the big banks) | Chime | Fintech | Chime's 2025 10-K says it competes with online-only financial institutions 'such as Ally, Discover, and SoFi', alongside traditional banks.[4] |
| Deposits and checking (digital banks and the big banks) | Ally Financial | Bank | Chime's 10-K groups Ally with SoFi as an online-only institution; Ally's own 10-K describes itself as the nation's largest all-digital bank, a direct bank with no branch network.[4][14] |
| Deposits and checking (digital banks and the big banks) | JPMorgan Chase | Bank | SoFi CEO Anthony Noto names JPMorganChase, Citi and Bank of America as the entrenched giants SoFi is trying to disrupt (American Banker, June 2026), and SoFi launched Cash Coach in October 2025 to capture deposits from big banks.[5][15] |
| Deposits and checking (digital banks and the big banks) | Bank of America | Bank | One of the three giants Noto names as the entrenched players SoFi is trying to disrupt; American Banker notes SoFi has grown without a branch network (June 2026).[5] |
| Deposits and checking (digital banks and the big banks) | Varo | Fintech | CNBC (2020) and American Banker (2021) name Varo among the challenger banks that compete with SoFi while running on SoFi-owned Galileo.[6][12] |
| Deposits and checking (digital banks and the big banks) | Robinhood | Fintech | Robinhood Banking, announced in March 2025 for Gold members, brought checking and savings to a brokerage app; Banking Dive's report on the launch notes that neobanks such as Chime, SoFi and Revolut have dominated the space.[16] |
| Investing and crypto trading | Robinhood | Broker or asset manager | CNBC and Fortune named Robinhood among SoFi's competitors when SoFi bought Galileo in 2020, and Investing.com called Robinhood a rival in July 2025 as both pushed into private-market investing for retail customers.[6][7][8] |
| Investing and crypto trading | Coinbase | Fintech | Reporting SoFi's November 2025 crypto relaunch, American Banker quotes Morningstar's estimate that SoFi would need more than 16% of Coinbase's retail volume to lift its revenue by 10%; SoFi's 10-K names other digital asset trading platforms as competitors.[9][1] |
| Investing and crypto trading | Fidelity | Broker or asset manager | American Banker notes that SoFi is not alone in retail crypto trading: firms such as Fidelity have offered similar services for some time, and SoFi's 10-K says leading incumbent brokerage firms are larger and better known.[9][1] |
| Investing and crypto trading | Morgan Stanley (E*Trade) | Bank | Banking Dive's report on SoFi's crypto relaunch says Morgan Stanley will begin offering crypto trading on its E*Trade platform early in 2026, the bank-owned brokerage move closest to SoFi's.[10] |
| Technology Platform: issuer processing and core banking (Galileo, Technisys) | Marqeta | Payments company | American Banker lists Galileo and Marqeta with FIS, Fiserv, TSYS, i2c and PTS as the card processors adopting Mastercard's Digital Card First program (2020); SoFi's 10-K describes competition from other technology platforms for its enterprise services.[11][1] |
| Technology Platform: issuer processing and core banking (Galileo, Technisys) | FIS | Payments company | Named with Galileo in American Banker's 2020 list of issuer processors; SoFi's 10-K warns that larger institutions could invest in an integrated platform-as-a-service or cloud-native core and undercut its pricing.[11][1] |
| Technology Platform: issuer processing and core banking (Galileo, Technisys) | Fiserv | Payments company | On the same American Banker list of card processors as Galileo, and one of the larger institutions of the kind SoFi's 10-K says could compete for its technology clients.[11][1] |
| Technology Platform: issuer processing and core banking (Galileo, Technisys) | Chime (ChimeCore) | Fintech | Galileo processed Chime's transactions, but Chime's 10-K says that by the end of 2025 it had moved members' transactions to its own processor, ChimeCore; Forbes reports the Technology Platform lost Chime as a major customer.[4][3] |
How do the AI and digital offerings of SoFi's competitors compare?
SoFi first, then each competitor. Use-case counts, index scores and latest moves are computed from our profiles of each company; "No profile" means this site has no page on it yet.
| Company | AI or digital offering | On the record (our profiles) | Latest dated AI move |
|---|---|---|---|
| SoFi Technologies (this page) | SoFi Coach, Composer by SoFi and the Galileo / Technisys stack[15][17][18][19] | Index 80.4 (#20); 17 use cases, 14 in production | SoFiUSD settlement live on Mastercard (Sep 22, 2026)[20] |
| Sallie Mae | Technology and enablement organisation under Steve Turner[21][22][23][24][2] | Index 45.7 (#63); 12 use cases, 9 in production | Q2 2026 call and 10-Q: collections, not AI (Jul 23, 2026)[25][26] |
| Citizens Financial Group | CiZi and the cloud-native core[27][28] | Index 85.3 (#11); 20 use cases, 10 in production | Q4 2026 Business Pulse: small-business AI spending rising (Sep 29, 2026)[29] |
| PNC | PNC AI factory[30][31][32][33] | Index 68.2 (#38); 14 use cases, 8 in production | Head of ATM Banking hired with an AI mandate (Sep 25, 2026)[34] |
| College Ave | Not disclosed | No profile | Not disclosed |
| LendingClub (Happen Bank) | Machine-learning credit decisioning on more than 150 billion cells of data; more than 90% of issued loans automated (2026); Penny, an AI member-service agent.[35][36][37] | 7 use cases, 6 in production | Q2 2026: Penny AI agent and servicing tools reported (Jul 27, 2026)[36][37] |
| Chime | Jade, an in-app AI 'Financial Partner' that answers spending questions from transaction history and can cancel supported subscriptions; available to some members.[38][39] | 8 use cases, 6 in production | Agreement to acquire Stride Bank (Sep 8, 2026)[40] |
| Ally Financial | Ally.ai for employees; AI streamlined more than 6 million customer-care calls in 2025.[41] | Index 76.5 (#27); 13 use cases, 9 in production | CRO: AI should be 'an accelerant', not just something to control (Oct 1, 2026)[42] |
| JPMorgan Chase | LLM Suite[43][44] | Index 89 (#6); 15 use cases, 8 in production | Q3 2026 call: outside AI agents stay blocked; AI spend put near $700 million (Oct 13, 2026)[45][46][47] |
| Bank of America | Erica: more than 3 billion interactions and nearly 50 million users by August 2025.[48] | Index 97.3 (#1); 18 use cases, 16 in production | Treasury, FinCEN and OCC impose $1.21 billion in AML and sanctions penalties (Oct 13, 2026)[49][50][51] |
| Varo | Varo Line of Credit (self-learning credit decisioning)[52][53] | 6 use cases, 3 in production | $123.9 million Series G alongside a Q4 2025 loss (Feb 2, 2026)[54][55] |
| Robinhood | Robinhood Cortex for Gold subscribers (Digests used by nearly 1 million customers by April 2026) and Agentic Trading through its Trading MCP server.[56][57][58] | 8 use cases, 3 in production | Robinhood Agents, weekend trading and perpetual futures unveiled at HOOD Summit (Sep 29, 2026)[59][60] |
| Coinbase | Coinbase for Agents, an MCP connection that lets a user's AI agent trade and pay within set limits (stocks and ETFs added September 2026).[61] | 8 use cases, 8 in production | Chainalysis: 138 million x402 payments on Base (Oct 14, 2026)[62] |
| Fidelity | Not disclosed | No profile | Not disclosed |
| Morgan Stanley (E*Trade) | AI @ Morgan Stanley (Assistant, Debrief) and AskResearchGPT[63][64][65] | Index 69.7 (#34); 14 use cases, 9 in production | OpenAI launches ChatGPT for Financial Services, shaped with Morgan Stanley and Evercore (Sep 10, 2026)[66][67] |
| Marqeta | Real-Time Decisioning ML Risk Score (March 2026), scoring 300+ attributes per transaction at authorisation.[68] | 6 use cases, 6 in production | Google Wallet allowance product for kids on Marqeta (Aug 6, 2026)[69] |
| FIS | Not disclosed | No profile | Not disclosed |
| Fiserv | Not disclosed | No profile | Not disclosed |
| Chime (ChimeCore) | Jade (Jade Financial Partner)[70][38][39] | 8 use cases, 6 in production | Agreement to acquire Stride Bank (Sep 8, 2026)[40] |
Who should look beyond SoFi, and where?
| If you are | Look at | Why |
|---|---|---|
| Customers who want a branch to walk into | A bank with a national branch network, such as JPMorgan Chase | SoFi has grown without traditional channels such as a branch network (American Banker, June 2026); its members bank through the app. JPMorgan Chase Bank's 10-K describes U.S. branches in 48 states and Washington, D.C.[5][71] |
| Investors who want a full-service broker and an AI assistant that can act on their account | Charles Schwab | SoFi Coach can recommend actions but its FAQ says it cannot trade or give investment advice. Schwab's Charley, rolling out from October 2026, can complete transfers, payments and trading actions with the client's confirmation, and Schwab reported $11.90 trillion of client assets at the end of 2025.[72][73][74] |
| Traders who want to connect their own AI agents to a brokerage account | Robinhood | Composer by SoFi uses AI to help build rules-based strategies that then run automatically. Robinhood's Agentic Trading lets customers connect third-party AI agents to a dedicated account through its Trading MCP server; nearly 100,000 such accounts held over $100 million by July 2026.[75][58] |
| Personal-loan borrowers with shorter or thinner credit histories | Upstart or LendingClub | SoFi's lending focuses on prime borrowers, with an average 745 FICO on personal loans against 720 at LendingClub (Forbes, June 2026). Upstart's 10-K says its model uses over 2,500 variables and, in its own 2025 study, approves 43% more borrowers than a credit-score model.[3][1][76] |
| Families borrowing for college who want a student-loan specialist | Sallie Mae | Private education loans are Sallie Mae's primary business and it competes head to head with SoFi, which its 10-K names; Sallie Mae originated $716 million of private education loans in the second quarter of 2026 and reports a 95% cosigner rate on new originations.[2][23][77] |
| Fintechs that want a card processor not owned by a consumer bank they compete with | Marqeta, or building in-house as Chime did | Galileo works with many of SoFi's competitors, and CNBC noted at the 2020 deal that some fintechs might balk at a competitor owning their software partner. Marqeta is an independent issuer processor; Chime moved its processing to its own ChimeCore by the end of 2025.[6][12][78][4] |
How big is SoFi next to the rivals that name it or that it names?
Customer counts as each company reports them; the units differ (members, active members, funded customers, brokerage accounts), so compare orders of magnitude, not exact sizes.
| Company | Customers reported | As of | Where it meets SoFi |
|---|---|---|---|
| SoFi | 15.8 million members | June 30, 2026 | All lines[79] |
| Robinhood | 28.4 million funded customers | June 30, 2026 | Investing, crypto, banking[58] |
| Chime | 10.4 million active members | June 30, 2026 | Deposits; former Galileo client[80] |
| Ally Financial | 9.5 million customers | March 31, 2026 | Digital deposits[81] |
| LendingClub (Happen Bank) | About 5 million members | April 2026 | Personal loans, deposits[13] |
| Charles Schwab | 38.5 million active brokerage accounts | December 31, 2025 | Investing[74] |
Which SoFi competitors have used Galileo?
Galileo, bought by SoFi in 2020, was built on fintech clients that compete with SoFi. Each row is what the cited report says at its date; it is not a current client list.
| Company | Relationship reported | Date | Source |
|---|---|---|---|
| Chime | Galileo client and SoFi competitor; moved its transactions to its own ChimeCore by the end of 2025 | 2020; 2025 | CNBC; Chime 10-K[6][4] |
| Robinhood | Galileo client that competes with SoFi and depended on Galileo for day-to-day operations | April 2020 | CNBC; Fortune[6][7] |
| Varo | Galileo client named among SoFi's rivals | 2020; June 2021 | CNBC; American Banker[6][12] |
| Dave, MoneyLion, Current | Challenger banks named as SoFi's rivals that stayed on as Galileo customers after the deal | June 2021 | American Banker[12] |
| Revolut | Galileo client named among SoFi's competitors | April 2020 | CNBC; Fortune[6][7] |
Who are SoFi's biggest competitors?
By line: in student loans, Sallie Mae, Citizens, PNC and College Ave, which Sallie Mae's 10-K lists with SoFi; in personal loans, LendingClub; in deposits, Chime, Ally and the big banks its CEO names (JPMorganChase, Citi, Bank of America); in investing and crypto, Robinhood, Fidelity, Coinbase and Morgan Stanley's E*Trade; and in technology services, processors such as Marqeta, FIS and Fiserv. SoFi's own 10-K describes these categories without naming rivals.[2][3][4][5][9][11][1]
Is Chime a competitor of SoFi?
Yes, on both sides. Chime's 2025 10-K names SoFi with Ally and Discover among the online-only institutions it competes with for members. It was also a customer: Galileo processed Chime's transactions until Chime moved them to its own ChimeCore processor by the end of 2025, and Forbes reports that the loss of Chime cut SoFi's Technology Platform revenue in early 2026.[4][3][6]
SoFi vs Robinhood: do they compete?
Yes. CNBC and Fortune named Robinhood among SoFi's competitors in 2020, when Robinhood also ran on Galileo, and Investing.com called it a rival in July 2025 as both pushed into private-market investing. Robinhood launched a banking product for Gold members in 2025, moving onto SoFi's deposit ground, and its AI is Cortex and Agentic Trading; SoFi's is Composer by SoFi and SoFi Coach.[6][7][8][16][56][18]
Who competes with SoFi in student loans?
Sallie Mae's 2025 10-K names its primary competitors in private education loans as large banks and specialty finance companies such as Citizens Financial Group, PNC Bank, Sofi Technologies and College Ave, plus members of the Education Finance Council. SoFi operates in both student loan refinancing and in-school lending, and its first-quarter 2026 student loan originations were 2.2 times a year earlier.[2][1][82]
Who competes with SoFi's Galileo technology platform?
Other issuer processors and core providers: American Banker lists Galileo with Marqeta, FIS, Fiserv, TSYS, i2c and PTS among card processors, and SoFi's 10-K warns that larger institutions could build integrated platforms and undercut its pricing. Clients can also build their own, as Chime did with ChimeCore. Technology Platform net revenue fell 23% to $84.5 million in the second quarter of 2026.[11][1][4][83]
Is SoFi a competitor of the big banks?
SoFi positions itself that way. It launched Cash Coach in October 2025 to win deposits from big banks, and CEO Anthony Noto told American Banker in June 2026 that JPMorganChase, Citi and Bank of America are the entrenched players SoFi is trying to disrupt, adding that SoFi may not be on their radar. Reuters reports that young customers favor app-based platforms over banks that rely heavily on branches.[15][5][84]
Does SoFi compete with crypto exchanges?
Yes, since it relaunched crypto trading on November 11, 2025, saying it was the first nationally chartered bank to offer it. Its 10-K lists other digital asset trading platforms among its competitors. American Banker set the launch against Fidelity and Coinbase, and Banking Dive noted that Morgan Stanley's E*Trade and PNC (through Coinbase) were preparing similar offers.[9][10][1]
Does SoFi offer small-business loans?
Yes, since July 2026, when it began offering small-business loans to members through the same digital platform they use for personal finances (Banking Dive). Separately, SoFi presented its September 2026 move to SoFiUSD settlement on Mastercard as Big Business Banking for merchants.[82][20]
- SoFi Technologies, Inc. Annual Report on Form 10-K for 2025
- SLM Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
- How SoFi Went From Fintech Darling To Wall Street Pariah
- Chime Financial, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
- #9 Anthony Noto's leadership may not equate to SoFi's 'Miracle on Ice,' but it's pretty close
- SoFi to acquire payment software company Galileo for $1.2 billion
- SoFi acquires banking tech firm Galileo for $1.2 billion
- SoFi mirrors Robinhood with push into private markets; stock gains
- In a milestone, SoFi now offers crypto trading
- SoFi relaunches crypto trading
- Mastercard opens Apple Card digital-first card-issuing model to processors
- New leader, new mission for SoFi's banking-as-a-service arm
- LendingClub to rebrand as Happen Bank
- Ally Financial Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
- SoFi targets bank deposits with consumer-facing AI
- Robinhood to launch banking product
- Introducing SoFi Coach: An AI-Powered Financial Guide to Help Members Get Their Money Right
- Introducing Composer by SoFi: AI-Powered Investing From Idea to Execution
- Leveraging AI for Executing a Complex Mobile Migration
- SoFi Becomes First National Bank to Go Live with Stablecoin Settlement across Mastercard's Global Payments Network
- Sallie Mae Names Steve Turner Chief Technology and Enablement Officer
- SLM Corporation 2026 Proxy Statement
- Second Quarter 2026 Earnings Presentation
- Zenarate AI Coach Transforms How Agents Learn and Perform Through Natural Language AI Simulation Training
- SLM Corp (SLM) Q2 2026 Earnings Call Highlights: Navigating Growth Amidst Challenges
- SLM Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
- Citizens Financial's Michael Ruttledge is #43 on the Most Innovative People in Finance ranking
- Citizens details how AI is speeding everything up
- Citizens Q4 2026 Business Pulse Finds Rising Small Business Optimism Amid Steady Hiring and Increased AI Spending
- Why PNC is building its own 'AI factory'
- PNC's solution to rising AI costs: build its own AI
- PNC's New Mobile App Delivers an Intuitive, Personalized Experience to Help Clients Seamlessly Manage Their Day-to-Day Financial Lives
- PNC at Barclays conference: growth, AI and branch push (transcript)
- Mark Williamson hired as Head of ATM Banking
- LendingClub Corporation Annual Report (Form 10-K) for fiscal year 2025
- Happen, Inc. Reports Second Quarter 2026 Results
- Happen’s Digital Banking Push Helps Deposits Jump 18%
- What is Jade Financial Partner? (help centre, retrieved 2026-09-23)
- How Chime overcame trust challenges when deploying its AI agent
- Chime Announces Agreement to Acquire Stride Bank
- Ally Financial 2025 Annual Report (CEO letter and Form 10-K)
- The Most Powerful Women in Banking Women to Watch, #9, Stephanie Richard, Ally Financial
- How JPMorganChase democratized employee access to gen AI
- Driving AI Use Cases and Adoption (Women in Banking 2025 session)
- JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts
- JPMorgan CEO Dimon warns customers of 'liability transfer' with AI
- JPMorgan warns of risks to consumers who rely on AI agents
- A Decade of AI Innovation: BofA's Virtual Assistant Erica Surpasses 3 Billion Client Interactions
- U.S. Treasury Announces Record Enforcement Actions Against Bank of America
- OCC Imposes $750 Million Assessment Against Bank of America for Deficient BSA/AML Compliance
- BofA fined $1.21 billion over AML
- Varo Bank Introduces Expanded Access to Credit and In-App Budgeting to Ease Financial Stress for Cash-Strapped Americans
- Varo Bank to Accelerate Responsible and Customer-Focused AI Efforts with New Chief Artificial Intelligence Officer Asmau Ahmed
- Varo Bank Raises $123.9 Million to Fuel New Stage of Growth
- Varo raises $124 million despite widening net losses
- Introducing Robinhood Strategies, Robinhood Banking, and Robinhood Cortex
- Robinhood Reports First Quarter 2026 Results (Form 8-K, Exhibit 99.1)
- Robinhood Reports Second Quarter 2026 Results (Form 8-K, Exhibit 99.1)
- Robinhood Puts the Power of Hedge Funds in Every Trader's Pocket
- Robinhood rolls out OpenAI and Anthropic trading agents to millions of users
- Coinbase for Agents adds equities and x402 payments
- AI agents are on a shopping spree: Total payments on Base blockchain eclipse 138 million, Chainalysis finds
- Launch of AI @ Morgan Stanley Debrief
- Morgan Stanley Research Announces AskResearchGPT
- Morgan Stanley Wins Three 2024 Technology Awards
- Introducing ChatGPT for Financial Services
- OpenAI courts Wall Street with ChatGPT for financial services, developed with Morgan Stanley
- Marqeta Delivers AI-Driven Risk Decisioning to Enhance Real-Time Fraud Prevention (Business Wire via Yahoo Finance)
- Marqeta Expands Collaboration with Google to Launch New Offering in Wallet for Kids (Business Wire via Yahoo Finance)
- 2025 Letter to Shareholders
- JPMorgan Chase & Co. Annual Report on Form 10-K for the year ended December 31, 2025
- SoFi Coach: AI-Driven Financial Guide (product page and FAQ, retrieved 2026-10-16)
- Meet Charley, Schwab's New AI-Powered Assistant Designed to Help Clients Get Answers and Take Action
- Annual Report on Form 10-K for the fiscal year ended December 31, 2025
- SoFi Ventures Into AI Investing With Composer Acquisition
- Upstart Holdings Annual Report (Form 10-K) for the year ended December 31, 2025
- SLM (SLM) Q1 2026 Earnings Call Transcript
- Marqeta, Inc. Annual Report on Form 10-K for fiscal 2025
- SoFi Reports Second Quarter 2026 with Record Net Revenue of $1.2 Billion, Record Member and Product Growth, Net Income of $157 Million
- Chime Reports Second Quarter 2026 Financial Results
- Ally Financial Names Mark Mathewson Chief Information and Data Officer
- SoFi enters small-business loan market
- SoFi Technologies, Inc. Quarterly Report on Form 10-Q, quarter ended 30 June 2026
- Fintech lender SoFi profit jumps on strong growth in fee-based businesses
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