The Bancorp, Inc. vs peers
AI and technology compared

Last updated Oct 19, 2026 · 7 peers · 84 sources cited

How does The Bancorp, Inc. compare with its peers on AI and technology?

On this site's AI disclosure index The Bancorp scores 21.3 (#96 of 120 US banks), last in an eight-bank group of partner-driven and digital banks led by SoFi (80.4), Ally (76.5) and Customers (75.5). Unusually for its size, it writes AI into its strategy: its 2025 10-K, filed February 25, 2026, lists 'Develop AI tools to Increase Efficiency' among its goals. Its one detailed use case is in financial crimes: an in-house tool that cuts the writing of narratives, built for $300,000 against about $1.5 million of run-rate expense the bank expected to avoid as volumes grow (October 31, 2025), which the CEO called 'the first of many'. On September 4, 2026 it cut 64 filled positions, 9% of the workforce, saying it would expand automation and AI, for about $14 million of annualized savings. The peers have more on the record. Customers works with OpenAI engineers on site, says 75% of staff use OpenAI tools and counts 28,000 hours saved; Axos says AI writes 90% of its committed code; Synchrony named a chief AI officer on June 30, 2026. The Bancorp's EVP and CIO Matt Wallace, who led its AI programs, left for PCBB in April 2026, and no AI officer is named in its filings. Its AI also faces a business test: Chime, a sponsor-bank customer, agreed on September 8, 2026 to buy Stride Bank, and American Banker linked that news to a 21.7% fall in Bancorp's shares.[1][2][3][4][5][6][7][8][9][10]

Data as of Oct 19, 2026 · The Bancorp profile updated Oct 19, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does The Bancorp lead its peers on AI?

01

AI written into the stated strategy, which Live Oak and Bread frame as risk and governance

The Bancorp's 2025 10-K lists developing AI tools to increase efficiency among its strategic goals, and its 2026 10-Qs say it is investing in AI tools for the productivity of its people and platform. Live Oak's 2025 10-K carries a dedicated AI risk factor and an evolving AI risk framework; Bread Financial says it set AI governance before choosing use cases.[1][11][12][13][14]

02

An AI tool with its cost and payback on the record, which Synchrony does not give

The Bancorp disclosed a $300,000 build for its financial-crimes narrative tool against about $1.5 million of run-rate expense avoided (October 2025). Synchrony's CFO says token costs are not material and that a FinOps team is still building a framework to measure AI licence, token and credit costs (July 2026).[2][15]

03

A growing partner-payments platform while SoFi's Galileo shrinks

The Bancorp's prepaid and debit gross dollar volume rose 17% to $178.21 billion in 2025, and 91% of its deposits came from Fintech Solutions at December 31, 2025. SoFi's technology platform, which sells Galileo processing to other fintechs, reported Galileo accounts down to 134.8 million from 160.0 million and segment revenue down 23% in Q2 2026.[1][16]

Where does The Bancorp trail its peers on AI?

01

No AI leader since its CIO left, while Synchrony and Ally name theirs

Matt Wallace, The Bancorp's EVP and CIO, who led AI programs, robotic process automation, fraud management and data science, joined PCBB as CIO in April 2026; the 2026 proxy places IT under COO Greg Garry and names no AI officer. Synchrony named Nimrod Barak chief AI officer on June 30, 2026, and Ally runs layered AI governance up to its board.[8][17][7][18]

02

Fewest AI use cases in production in the group

The Bancorp ranks last of eight on use cases in production (4, against a group median of 10) and on own primary disclosures (6, median 16). Customers reports 500-plus employee-built agents and models, call-center scoring 85% more efficient and 28,000 hours saved; Live Oak reports more than 640 employee-built agents and skills.[4][19][20]

03

No disclosed AI in engineering, where Axos reports 90%

The Bancorp describes AI for financial-crimes narratives, legal contracts and general productivity but nothing on software development. Axos said on its fiscal third-quarter 2026 call that AI writes 90% of committed code and that technical AI users rose 37% in calendar 2026.[21][22][6]

04

Partner concentration weighs more than AI

At December 31, 2025 The Bancorp's top three fintech partners held $3.83 billion, 47% of its deposits. Chime's September 2026 agreement to buy Stride Bank shows the risk its peer Coastal names in its own 10-K: partners 'obtaining their own bank charters' and needing no third-party bank.[1][9][23]

Where does The Bancorp rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
SoFi Technologies80.4#20 of 120152014 of 1728SoFi Coach, Composer by SoFi and the Galileo / Technisys stack[24][25][26][27]
Ally Financial76.5#27 of 12022169 of 1320Ally.ai and the Personas[28][29][30]
Customers Bancorp75.5#29 of 120132011 of 1623OpenAI strategic collaboration, AI Innovation Lab and cubiX payments network[19][4][31][32]
Synchrony Financial68.8#35 of 120121510 of 1520Synchrony GPT and the ChatGPT Enterprise rollout[7][33][34]
Axos Financial56.7#50 of 12081610 of 1217Enterprise AI programme, OutSystems Agent Workbench and Arc[6][35][36][37]
Live Oak Bancshares53.1#54 of 12010156 of 1016Casca AI loan origination (Live Oak Express)[38][39][40][41]
Bread Financial Holdings50.5#57 of 120101210 of 1212In-house agentic AI platform and AI knowledge-management tool[42][43]
The Bancorp, Inc. (this page)21.3#96 of 120564 of 1015Not disclosed

On which parts of the AI record is The Bancorp ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of The Bancorp and the 7 peers that are scored on the same basis. "Place" is The Bancorp's position in the group of 8 (1st = most).

Component (weight)The BancorpPeer medianMost in the groupPlace
Independent sources (45%)512Ally (22)8th of 8
Use cases in production (10%)410SoFi (14)8th of 8
Own primary disclosures (10%)616Customers Bank (20)8th of 8
Dated moves, last 12 months (10%)1520SoFi (28)7th of 8
Disclosed numbers (5%)1217Customers Bank (23)8th of 8
Named AI leaders (5%)410Ally (14)7th of 8
Use cases described (5%)1013SoFi (17)7th of 8

What has each bank in The Bancorp's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
The Bancorp, Inc.Not disclosed4, incl. Damian Kozlowski (Chief Executive Officer)[44][3][2]First AI use case: investment and expected cost avoidance: $300,000 invested; about $1.5 million of run-rate expense expected to be avoided (Oct 31, 2025)[2]Not disclosed2 open AI roles (Oct 5, 2026); most in AI product & strategy
Customers BancorpOpenAI strategic collaboration, AI Innovation Lab and cubiX payments network[19][4][31][32]7, incl. Sam Sidhu (President and CEO, Customers Bancorp)[4][32][45][46]Hours saved by AI workflows (Q1 2026): 28,000 (≈ 15 FTE) (Apr 27, 2026)[4]Not disclosed1 open AI roles (Sep 24, 2026); most in AI engineering
Axos FinancialEnterprise AI programme, OutSystems Agent Workbench and Arc[6][35][36][37]11, incl. Gregory Garrabrants (President and CEO)[47][6]Share of committed code written by AI: 90% (Apr 30, 2026)[6]4 patents listed on the profile, e.g. US 2024/0098082 A1 (Further continuation of the online authentication family)[48]9 open AI roles (Oct 1, 2026); most in AI engineering
Live Oak BancsharesCasca AI loan origination (Live Oak Express)[38][39][40][41]8, incl. James S. (Chip) Mahan III (Chairman and CEO)[38][49]Employee-built AI agents: More than 300 (Apr 23, 2026)[50]2 patents listed on the profile, e.g. US 2025/0370791 A1 (Dynamic task generation engine)[51]Not surveyed
SoFi TechnologiesSoFi Coach, Composer by SoFi and the Galileo / Technisys stack[24][25][26][27]10, incl. Anthony Noto (Chief Executive Officer)[52][24]Mobile monorepo migrated with AI tooling: > 2 million lines; 40,000+ tests (Jul 6, 2026)[27]2 patents listed on the profile, e.g. US 2024/0403952 A1 (Continuation of the fairness patent)[53]5 open AI roles (Oct 1, 2026); most in ML & data science
Bread Financial HoldingsIn-house agentic AI platform and AI knowledge-management tool[42][43]4, incl. Ralph Andretta (President and Chief Executive Officer)[54]Customer calls reviewed with AI: 100% of calls, versus a sample of 2% to 3% before (Sep 9, 2025)[55]1 patent listed on the profile, e.g. US 2024/0403876 A1 (Sub-merchant identification number ingestion)[56]Not surveyed
Synchrony FinancialSynchrony GPT and the ChatGPT Enterprise rollout[7][33][34]11, incl. Brian Doubles (President and Chief Executive Officer)[15][57]Professional workforce using AI tools since 2024: Nearly 100% (Aug 13, 2026)[7]5 patents listed on the profile, e.g. US 2026/0006097 A1 (Custom filtering and routing of large-language-model content)[58]Not surveyed
Ally FinancialAlly.ai and the Personas[28][29][30]14, incl. Michael Rhodes (Chief Executive Officer)[59][60]Employees with Ally.ai access: 10,000+ (Jul 23, 2025)[28]4 patents listed on the profile, e.g. US 2026/0211928 A1 (Hybrid long-context summarisation)[61]2 open AI roles (Oct 1, 2026); most in AI security

What are the latest dated moves on the AI record of The Bancorp and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 8, 2026Live OakGlia names Live Oak a Catalyst Awards Pacesetter[62]
Oct 1, 2026AllyCRO: AI should be 'an accelerant', not just something to control[63]
Sep 30, 2026SynchronyOxford Economics study and an AI-platform partnership for CareCredit[64][65]
Sep 24, 2026Axos BankProxy: Technology Committee chair named; Axos Clearing head retired[66]
Sep 22, 2026SoFiSoFiUSD settlement live on Mastercard[67]
Sep 21, 2026Axos BankCapital One IRA acquisition closes[68]
Sep 15, 2026AllyBarclays conference: AI funded by streamlining[69]
Sep 8, 2026The BancorpChime says it will buy a bank of its own[10]
Sep 4, 2026The BancorpApex 2030 restructuring: 64 jobs cut, more automation and AI[3]
Aug 27, 2026SynchronyStrategy chief on 'healthy paranoia' about agentic commerce[70]
Aug 21, 2026SoFiCoach rolled out widely; actions still member-authorised[71]
Aug 12, 2026Bread FinancialBread Financial joins the Agentic AI Foundation as a Silver member[72]
Aug 7, 2026Customers BankQ2 2026 10-Q: no AI language[73][74]
Aug 4, 2026Live OakQ2 10-Q lists AI deployment risk among forward-looking factors[75]
Jul 28, 2026Bread FinancialQ2 10-Q: continued AI investment, agentic commerce as a competitive risk[76]
Jul 24, 2026Customers BankQ2 2026 call: underwriting, KYC and close-cycle results[77]

How does The Bancorp's AI compare with other partner-driven and digital banks?

What each bank in the group has put on the record about AI in use, who owns it and the main number disclosed. A blank means nothing is disclosed, not that nothing exists.

BankAI in useWho owns AIFigure disclosed
The BancorpFinancial-crimes narrative tool; AI for legal contracts and general productivityNot named; IT under COO Greg Garry$300,000 build against about $1.5 million of run-rate expense avoided (October 2025)[2][21][17]
CustomersOpenAI collaboration with engineers on site; AI Innovation Lab; AI KYC and OFAC clearing pilotsCEO Sam Sidhu sets the 'AI native bank' goal75% of staff use OpenAI tools; 28,000 hours saved; 500-plus employee-built agents[4][19][5]
AxosEnterprise AI assistant; OutSystems Agent Workbench agents; Arc's 'Archie' CFO agent (acquired July 2026)Not namedAI writes 90% of committed code; 500-plus staff on the enterprise assistant[6][36]
Live OakAI-native SBA origination (Casca); Claude Enterprise testingCIDO Renato DerraikMore than 640 employee-built agents and skills; 150 'Claude super users' (Q2 2026)[40][20][13]
SoFiSoFi Coach and Cash Coach for members; Composer by SoFiNot covered here15.8 million members (Q2 2026)[78][24][79]
SynchronySynchrony GPT; OpenAI models via ChatGPT Work, Codex and AWS Bedrock (August 2026)Chief AI officer Nimrod Barak (June 30, 2026)Nearly 100% of the professional workforce has used AI tools[7][34]
Bread FinancialIn-house agentic platform; AI knowledge management for customer careNot namedMore than 200 machine learning models in the business (Q4 2025 call)[80][81]
AllyAlly.ai platform; six AI agent PersonasLayered governance up to the boardPersonas launched Q4 2025 with three times the usual digital engagement in early tests[28][30][18]

How does The Bancorp tie AI to costs and headcount compared with its peers?

Where each bank has linked AI to expense, staffing or productivity, in its own words or numbers.

BankLink between AI and costNumberDate
The BancorpApex 2030 restructuring expands automation and AI while cutting roles64 filled positions (9%) cut, 16 roles left unfilled; about $14 million of annualized savingsSeptember 4, 2026[3]
The BancorpNarrative tool helps manage financial-crimes headcount as volume growsFintech gross dollar volume up 22.5% year over yearQ2 2026 call[82][83]
AxosAI-enabled development lets teams take on more projects without faster hiring or offshoring90% of committed code written by AI2026[6]
CustomersOperationalizing AI at scale is a 2026 priority28,000 hours saved; loan account opening workflow cut 68%2026[4]
SynchronyA FinOps team building a framework to measure AI licence, token and credit costsToken costs 'not material'July 2026[15]

Which banks are The Bancorp's peers, and why these?

The Bancorp, Inc. is compared here with Customers Bancorp, Axos Financial, Live Oak Bancshares, SoFi Technologies, Bread Financial Holdings, Synchrony Financial and Ally Financial: chosen by the editors for this page (see the note below the table). The Bancorp, Inc. is classed as a digital or direct bank in the Southeast.

The computed group mixed in community banks from Pennsylvania, Colorado, Ohio, Oklahoma and Texas; The Bancorp earns its deposits and fees by issuing cards and accounts for fintech partners, so this group holds US banks whose business also runs through partners, platforms or national digital channels: Customers (cubiX and fintech payments), Axos, Live Oak, SoFi (Galileo), Bread Financial and Synchrony (partner card programs) and Ally.

Does The Bancorp use AI?

Yes, and it says so in its strategy. The 2025 10-K lists developing AI tools to increase efficiency among its goals. The CEO has described an in-house tool for financial-crimes narratives, built for $300,000 and expected to avoid about $1.5 million of run-rate expense, plus AI for legal contracts and general productivity. No vendor or model is named.[1][2][21]

Is The Bancorp better than Customers Bancorp at AI?

The record cannot settle capability, but Customers has put far more on it: 75.5 on this site's index against The Bancorp's 21.3. Customers has OpenAI engineers on site, says 75% of staff use OpenAI tools, and reports 28,000 hours saved and a seven-day commercial loan close in a pilot. The Bancorp reports one detailed AI tool with its cost and payback.[4][5][32][2]

How does The Bancorp compare with Pathward and Coastal on AI?

Neither has a profile on this site yet. Pathward's 10-K for fiscal 2025 discusses rapid developments in AI, including agentic AI, as a technology challenge, and Coastal's 2025 10-K says it uses AI and automation to support certain internal processes. Neither discloses a specific AI tool with numbers, as The Bancorp did for its financial-crimes narrative tool.[84][23][2]

Who leads AI at The Bancorp?

No AI officer is named. CEO Damian Kozlowski sets and reports the AI agenda on earnings calls, and the 2026 proxy places Operations, Risk Management and IT under COO Greg Garry. Matt Wallace, the EVP and CIO who led AI programs, robotic process automation and data science, left for PCBB in April 2026. Synchrony, by contrast, named a chief AI officer in June 2026.[2][17][8][7]

Did The Bancorp cut jobs because of AI?

Its September 4, 2026 Apex 2030 announcement cut 64 filled positions, 9% of the workforce, left 16 roles unfilled and said the bank would 'expand automation and artificial intelligence', for about $14 million of annualized savings. With a 2025 institutional-banking restructuring, it puts combined run-rate savings at over $20 million. It did not attribute a number of roles to AI.[3][2]

How does The Bancorp compare with SoFi on technology?

They sell technology to fintechs in different ways. The Bancorp issues cards and accounts as sponsor bank, with prepaid and debit gross dollar volume of $178.21 billion in 2025, up 17%. SoFi sells processing through Galileo, whose accounts fell to 134.8 million in Q2 2026, and builds consumer AI such as SoFi Coach for its own 15.8 million members.[1][16][78][79]

How does The Bancorp compare with Axos on AI?

Axos scores 56.7 on this site's index against The Bancorp's 21.3. Axos says AI writes 90% of its committed code, more than 500 staff use an enterprise AI assistant, and it bought Arc Technologies, an AI-native cash management business with a CFO agent, in July 2026. The Bancorp's disclosed AI is a financial-crimes narrative tool and general productivity tools.[6][36][2]

How does The Bancorp's financial-crimes AI compare with Customers'?

Both apply AI to compliance work. The Bancorp's in-house tool reduces narrative writing in financial-crimes risk management and was meant to avoid about $1.5 million of run-rate expense as volumes grow. Customers reports sanctions screening 50% more accurate and is piloting AI to clear KYC and OFAC false positives, alongside its OpenAI collaboration.[2][4][32]

What does The Bancorp's 10-K say about AI risk?

The 2025 10-K says AI use may not have the intended effect on efficiency or results, that the bank may rely on third-party AI models and how those parties build and train them, that model complexity limits transparency and raises bias risk, that generative models may output private or infringing information, and that cyber threats are evolving as a result of AI.[1]

  1. The Bancorp, Inc. Form 10-K for the fiscal year ended December 31, 2025
    The Bancorp, Inc. (SEC filing) · Feb 25, 2026
  2. Earnings call transcript: The Bancorp Q3 2025 misses EPS forecast, revenue beats
    Investing.com · Oct 31, 2025
  3. The Bancorp Advances Apex 2030 Through Continued Organizational Alignment
    The Bancorp (Business Wire via Yahoo Finance) · Sep 4, 2026
  4. OpenAI will embed staff at Customers Bank under multiyear deal
    American Banker · Apr 27, 2026
  5. Customers Bancorp Q2 2026 Investor Presentation (Form 8-K, Exhibit 99.2)
    Customers Bancorp (SEC filings) · Jul 23, 2026
  6. Axos (AX) Q3 2026 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Apr 30, 2026
  7. Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation
    Synchrony · Aug 13, 2026
  8. PCBB Appoints Matt Wallace as EVP & Chief Information Officer
    PCBB (GlobeNewswire) · Apr 21, 2026
  9. Chime Announces Agreement to Acquire Stride Bank
    Chime · Sep 8, 2026
  10. How the banking-as-a-service model is changing
    American Banker · Sep 21, 2026
  11. The Bancorp, Inc. Form 10-Q for the quarter ended March 31, 2026
    The Bancorp, Inc. (SEC filing) · May 6, 2026
  12. The Bancorp, Inc. Form 10-Q for the quarter ended June 30, 2026
    The Bancorp, Inc. (SEC filing) · Aug 6, 2026
  13. Live Oak Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
    Live Oak Bancshares (SEC filing) · Feb 27, 2026
  14. Bread Financial at Bank of America Conference: Strategic Growth and Innovation
    Investing.com · Feb 10, 2026
  15. Earnings call transcript: Synchrony beats Q2 2026 EPS forecast as sales hit record
    Investing.com · Jul 21, 2026
  16. SoFi Technologies, Inc. Quarterly Report on Form 10-Q, quarter ended 30 June 2026
    SEC (SoFi Technologies 10-Q) · Aug 6, 2026
  17. The Bancorp, Inc. 2026 proxy statement (Schedule 14A)
    The Bancorp, Inc. (SEC filing) · Apr 13, 2026
  18. Ally Financial Inc. 2026 Proxy Statement (DEF 14A)
    Ally Financial (SEC filings) · Mar 18, 2026
  19. Customers Bank Announces Strategic Collaboration with OpenAI to Redefine the Commercial Banking Operating Model
    Customers Bank (Business Wire) · Apr 27, 2026
  20. Earnings call transcript: Live Oak Bancshares tops Q2 2026 estimates
    Investing.com · Jul 23, 2026
  21. Earnings call transcript: The Bancorp Q2 2025: Revenue Surges, Stock Drops
    Investing.com · Jul 25, 2025
  22. Bancorp (TBBK) Q2 2026 Earnings Call Transcript (earnings call transcript, The Motley Fool)
    The Motley Fool · Jul 31, 2026
  23. Coastal Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Coastal Financial Corporation (SEC filing) · Feb 27, 2026
  24. SoFi targets bank deposits with consumer-facing AI
    American Banker · Oct 28, 2025
  25. Introducing SoFi Coach: An AI-Powered Financial Guide to Help Members Get Their Money Right
    Business Wire via FT Markets · Jun 2, 2026
  26. Introducing Composer by SoFi: AI-Powered Investing From Idea to Execution
    Business Wire via FT Markets · Jun 23, 2026
  27. Leveraging AI for Executing a Complex Mobile Migration
    SoFi (engineering blog) · Jul 6, 2026
  28. Ally Financial rolls out proprietary AI platform enterprise-wide
    Ally Financial · Jul 23, 2025
  29. How Sathish Muthukrishnan keeps Ally's data safe from gen AI
    American Banker · Jul 31, 2025
  30. Ally developed AI personas to mirror customer behavior
    American Banker · Jun 1, 2026
  31. Customers Bancorp Q4 2025 Investor Presentation
    Customers Bancorp · Jan 22, 2026
  32. Customers Bancorp Reports Results for Second Quarter 2026
    Customers Bancorp (Business Wire via Morningstar) · Jul 23, 2026
  33. Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce
    Synchrony (PR Newswire) · Aug 17, 2026
  34. #29 Carol Juel's human-centered bet on the future of AI
    American Banker · Jun 1, 2026
  35. OutSystems Announces General Availability of Agent Workbench, Empowering Enterprises to Drive Business Impact with Agentic Systems
    OutSystems (Business Wire) · Sep 30, 2025
  36. Axos Financial, Inc. to Acquire Arc Technologies, Inc.
    Axos Financial · Jul 7, 2026
  37. Axos to buy San Francisco fintech and its AI technology
    American Banker · Jul 7, 2026
  38. Live Oak Ventures Participates in Financing of Cascading AI, Inc.
    Live Oak Bancshares (GlobeNewswire) · Aug 19, 2025
  39. Huntington, Live Oak to invest in, deploy gen AI-based lending
    American Banker · Aug 19, 2025
  40. How AI is quickly overhauling one segment of SBA lending
    American Banker · Apr 28, 2026
  41. Live Oak Bancshares, Inc. Q2 2026 Earnings Call Summary
    Moby via Yahoo Finance · Jul 23, 2026
  42. Amid the 'SaaSpocalypse,' CIOs and CTOs take a harder line with their vendors
    Fortune · Apr 8, 2026
  43. Bread Financial Holdings, Inc. Form 10-K for the fiscal year ended December 31, 2025
    Bread Financial Holdings (SEC filing) · Feb 13, 2026
  44. Earnings call transcript: The Bancorp Q4 2025 misses EPS forecast, stock drops
    Investing.com · Jan 30, 2026
  45. CUBI Q1 2026 Earnings Transcript
    The Motley Fool via Yahoo Finance · Apr 24, 2026
  46. Customers Bancorp Annual Shareholder Letter 2026 (Form 8-K, Exhibit 99.1)
    Customers Bancorp (SEC filings) · Apr 15, 2026
  47. Axos Financial, Inc. Reports Fiscal Year 2026 Results
    Axos Financial (Business Wire) · Jul 30, 2026
  48. US20240098082A1: Online Authentication Systems and Methods
    Google Patents (USPTO) · Mar 21, 2024
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    Live Oak Bancshares (GlobeNewswire) · Jul 22, 2026
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    Moby via Yahoo Finance · Apr 23, 2026
  51. US20250370791A1: Systems and Methods for Dynamic Task Generation
    Google Patents (USPTO) · Dec 4, 2025
  52. #9 Anthony Noto's leadership may not equate to SoFi's 'Miracle on Ice,' but it's pretty close
    American Banker · Jun 1, 2026
  53. US20240403952A1 - Training machine learning models with fairness improvement
    Google Patents (USPTO) · Dec 5, 2024
  54. Earnings call transcript: Bread Financial tops Q2 2026 estimates on strong credit sales
    Investing.com · Jul 23, 2026
  55. Strategic Moves and Market Insights By Investing.com (Bread Financial at the Barclays 23rd Annual Global Financial Services Conference)
    Investing.com · Sep 9, 2025
  56. US 2024/0403876 A1: Sub-merchant identification number (SMID) ingestion
    Google Patents (USPTO) · Dec 5, 2024
  57. Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum
    Synchrony · Jun 29, 2026
  58. US20260006097A1: Custom filtering and routing of LLM content
    Google Patents (USPTO) · Jan 1, 2026
  59. Ally Financial Names Mark Mathewson Chief Information and Data Officer
    Ally Financial · Jul 13, 2026
  60. Consumer lender Ally Financial to sell credit card business to CardWorks
    Reuters · Jan 22, 2025
  61. US20260211928A1 - Techniques for hybrid long-context summarization
    Google Patents (USPTO) · Jul 23, 2026
  62. 4 Banks and Credit Unions Recognized for AI Innovation
    Glia (Business Wire via Yahoo Finance) · Oct 8, 2026
  63. The Most Powerful Women in Banking Women to Watch, #9, Stephanie Richard, Ally Financial
    American Banker · Oct 1, 2026
  64. Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping
    Synchrony (PR Newswire) · Sep 30, 2026
  65. CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions
    Synchrony (PR Newswire) · Sep 30, 2026
  66. Axos Financial, Inc. Proxy Statement (DEF 14A) for the 2026 annual meeting
    SEC EDGAR · Sep 24, 2026
  67. SoFi Becomes First National Bank to Go Live with Stablecoin Settlement across Mastercard's Global Payments Network
    Business Wire via FT Markets · Sep 22, 2026
  68. Axos Financial, Inc. Form 8-K (Item 2.01: completion of the Capital One IRA deposit acquisition)
    SEC EDGAR · Sep 21, 2026
  69. Ally Financial at Barclays conference: profit gains meet lingering headwinds
    Investing.com · Sep 15, 2026
  70. Synchrony Says AI Has Put Every Checkout in Play
    PYMNTS · Aug 27, 2026
  71. How SoFi's 'Coach' App Delivers Personalized, Actionable Advice — and Drives the Bank's Expansion Plans
    The Financial Brand · Aug 21, 2026
  72. Agentic AI Foundation Welcomes 57 New Members, Gaining Major Financial Services Players and APAC Leaders
    PR Newswire via Morningstar · Aug 12, 2026
  73. Customers Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Customers Bancorp (SEC filings) · Aug 7, 2026
  74. Customers Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Customers Bancorp (SEC filings) · May 8, 2026
  75. Live Oak Bancshares, Inc. Form 10-Q for the quarter ended June 30, 2026
    Live Oak Bancshares (SEC filing) · Aug 4, 2026
  76. Bread Financial Holdings, Inc. Form 10-Q for the quarterly period ended June 30, 2026
    Bread Financial Holdings (SEC filing) · Jul 28, 2026
  77. Earnings call transcript: Customers Bancorp posts strong Q2 2026 growth
    Investing.com · Jul 24, 2026
  78. What SoFi learned testing its AI adviser Coach
    Banking Dive · Jun 9, 2026
  79. SoFi Reports Second Quarter 2026 with Record Net Revenue of $1.2 Billion, Record Member and Product Growth, Net Income of $157 Million
    Business Wire via FT Markets · Jul 29, 2026
  80. Earnings call transcript: Bread Financial Q4 2025 beats EPS expectations
    Investing.com · Feb 3, 2026
  81. Earnings call transcript: Bread Financial Q3 2025 reports strong earnings beat
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