Atlantic Union Bankshares vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 92 sources cited

How does Atlantic Union Bankshares compare with its peers on AI and technology?

On this site's AI disclosure index Atlantic Union scores 53.7 (#52 of 120 US banks), fourth in a nine-bank group of Mid-Atlantic and Southeast regionals behind SouthState (70.9), Pinnacle (65.3) and F.N.B. (60.2), and ahead of Fulton (44.3), TowneBank (38.8) and United Bankshares (2). Its distinctive record is engineering, not a branded AI program. For the October 2025 Sandy Spring conversion its CIO's ten-person team wrote code that checked more than 80 million values instead of sampling about 10%, and call-center abandonment came in at 13% against a 50% to 70% forecast. Its plan is explicitly a 'fast follower' one: the December 2025 investor-day deck put governance, vendor pilots and internal productivity first, with an AI-enhanced chatbot and AI call-center quality control still on the roadmap. That leaves it behind peers that have shipped employee AI at scale: SouthState reports 2,500+ premium Copilot users (June 2026), and Fulton put Salesforce Agentforce agents in front of 3,000 employees within six weeks (September 2026). Against the large banks in Virginia the gap is scale. Truist holds 21.3% of Virginia deposits in the investor-day table against Atlantic Union's 8.9%, Bank of America says Erica helps more than 24.6 million clients, and Wells Fargo passed 1 billion Fargo interactions in March 2026. Atlantic Union's CIO says a regional bank 'is not going to have the funding to buy all the latest tech'; its 2026 expense guidance is $742 million to $752 million in total.[1][2][3][4][5][6][7]

Data as of Oct 20, 2026 · Atlantic Union profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Atlantic Union lead its peers on AI?

01

The best-documented merger conversion in the group

Atlantic Union's October 2025 Sandy Spring conversion validated more than 80 million values with no sampling, returned call volumes to normal in six days and held abandonment to 13% against a 50% to 70% forecast. Fulton converted Blue Foundry about three months after closing and TowneBank converts Dogwood in November 2026, but neither has published validation or service figures.[1][8][9]

02

Third in the group on independent coverage

Atlantic Union scores 10 on independent sources, third of nine behind SouthState (12) and well above the group median of 5. Its CIO Matt Linderman was ranked #31 on American Banker's 2026 Most Innovative People in Finance list for the conversion; United Bankshares scores 3 and has named no AI program, vendor or leader in its releases.[1][10]

03

A named fintech stack where several peers name none

Atlantic Union's December 2025 investor-day deck lists Socure for machine-learning identity verification and fraud, Salesforce, nCino, Blend, Q2 and MuleSoft, and an aim to reduce reliance on one core vendor. WesBanco and United Bankshares disclose no AI platform on this site's profiles; F.N.B. names its own eStore and Common app.[2][10][11]

04

The largest Virginia-headquartered regional bank

Atlantic Union's 10-K puts its Virginia deposit share at 6.3% and Maryland at 4.8% (FDIC data, June 30, 2025). In the investor-day table of Virginia banks, which leaves out branches with more than $6 billion of deposits, it ranks 4th with $20.4 billion, ahead of TowneBank (5.6%) and United Bankshares (4.2%).[12][2]

Where does Atlantic Union trail its peers on AI?

01

No customer-facing AI assistant, while the large banks in Virginia have theirs

An AI-enhanced chatbot is on Atlantic Union's consumer roadmap, not in production (December 2025 deck). In its Virginia market Bank of America says Erica helps more than 24.6 million clients, Wells Fargo passed 1 billion Fargo interactions in March 2026, and Truist Assist logged 12.5 million+ requests from 2023 to March 2026.[2][5][6][13]

02

Fewer use cases in production than most peers

Atlantic Union's profile records 5 of 12 AI use cases in production, 7th of 9 in the group; Fulton records 10 of 12 and TowneBank 9 of 12. Fulton runs NICE generative-AI agent assist and Agentforce agents; TowneBank runs Talkdesk Copilot in its contact center. Atlantic Union's call-center AI screening is announced, not live.[1][4][14][15]

03

No dedicated AI leader, unlike Pinnacle and F.N.B.

No chief AI or data officer is named at Atlantic Union; the CIO, Matt Linderman, owns the AI agenda. Pinnacle names a head of AI, Kevin Johnson, and F.N.B. hired a director of AI and innovation who works with its Data and AI Governance Committee. Atlantic Union places 5th of 9 on named AI leaders.[1][16][17]

04

Silent on AI in its 2026 earnings calls

The Q1 (April 21) and Q2 (July 21, 2026) call transcripts contain no AI discussion, and Atlantic Union scores 14 on its own primary disclosures, 8th of 9 against a group median of 21.5. F.N.B.'s management named AI among the drivers of its 2026 expense guidance in April 2026.[18][7][19]

Where does Atlantic Union rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
SouthState Bank70.9#33 of 120121610 of 2020Copilot at scale, tested models, and Fiserv agentOS agents[20][21][22]
Pinnacle Financial Partners65.3#42 of 12012179 of 1221A head of AI inside a banker-led model[16][23][24][25][26]
F.N.B. Corporation60.2#47 of 1206259 of 1521eStore, the Common app and FNB's data hub[27][17][11]
Atlantic Union Bankshares (this page)53.7#52 of 12010145 of 1219Automated conversion and validation tooling (Sandy Spring integration)[1][28][29]
Fulton Financial Corporation44.3#66 of 12062310 of 1217Not disclosed
TowneBank38.8#74 of 1204139 of 1217Technology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[30][31][32][15][33][34][35][36][37]
Hancock Whitney37.4#78 of 1204205 of 1113MX-powered digital banking modernisation[38][39][40][41][42]
WesBanco26.9#92 of 1202239 of 1217Not disclosed
United Bankshares2#116 of 1203255 of 813Not disclosed

On which parts of the AI record is Atlantic Union ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Atlantic Union and the 8 peers that are scored on the same basis. "Place" is Atlantic Union's position in the group of 9 (1st = most).

Component (weight)Atlantic UnionPeer medianMost in the groupPlace
Independent sources (45%)105SouthState (12)3rd of 9
Use cases in production (10%)59Fulton (10)7th of 9
Own primary disclosures (10%)1421.5United Bank (25)8th of 9
Dated moves, last 12 months (10%)1917FNB (21)4th of 9
Disclosed numbers (5%)1413.5FNB (20)4th of 9
Named AI leaders (5%)88.5Pinnacle (12)5th of 9
Use cases described (5%)1212SouthState (20)3rd of 9

What has each bank in Atlantic Union's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Atlantic Union BanksharesAutomated conversion and validation tooling (Sandy Spring integration)[1][28][29]8, incl. John Asbury (President and CEO)[43][44][45]Share of calls reviewed: manual today versus planned AI screening: ≈ 10% to 100% (Jun 1, 2026)[1]Not disclosed0 open AI roles (Sep 24, 2026)
United BanksharesNot disclosed6, incl. Richard M. Adams Jr. (Chief Executive Officer)[10][46]AI passages in the 10-K, 2024 report vs 2025 report: 1 vs 4 (Feb 27, 2026)[47][48]Not disclosedNot surveyed
TowneBankTechnology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[30][31][32][15][33][34][35][36][37]9, incl. William I. Foster III (President and CEO)[49]Full-time equivalent employees: 2,976 (Dec 31, 2025)[36]Not disclosedNot surveyed
F.N.B. CorporationeStore, the Common app and FNB's data hub[27][17][11]9, incl. Vincent J. Delie, Jr. (Chairman, President and CEO)[27][17]AI-enabled fraud tools: 10 (Nov 5, 2025)[50]Not disclosed5 open AI roles (Oct 1, 2026); most in AI product & strategy
Fulton Financial CorporationNot disclosed8, incl. Curt Myers (Chairman, CEO and President)[8][51]Agent time saved per call by AI summarisation: 3–5 minutes (Nov 20, 2024)[52]1 patent listed on the profile, e.g. US 2019/0286854 A1 (Record parameter automatic adjusting machines and methods)[53]Not surveyed
SouthState BankCopilot at scale, tested models, and Fiserv agentOS agents[20][21][22]10, incl. John Corbett (Chief Executive Officer)[54]Copilot users (premium / active basic): 2,500+ / 2,200+ (Jun 30, 2026)[3]None found (the profile's patent search)[55]1 open AI roles (Sep 24, 2026); most in AI engineering
WesBancoNot disclosed5, incl. Jeff Jackson (President and CEO)[56][57]Retail customers using digital channels / logins per month: ≈ 80% / 7.7 million (Jun 30, 2026)[58]Not disclosedNot surveyed
Pinnacle Financial PartnersA head of AI inside a banker-led model[16][23][24][25][26]12, incl. Kevin Blair (President and CEO)[23][59][25][26]AI engineers employed: almost 20 (Jul 23, 2026)[26]Not disclosedNot surveyed
Hancock WhitneyMX-powered digital banking modernisation[38][39][40][41][42]8, incl. John Hairston (President and CEO)[60][61]New mobile app ranking among banks and credit unions: 6th best (per MX session description) (Jun 16, 2026)[39]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Atlantic Union and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 8, 2026United BankFlorida expansion announced[62]
Oct 6, 2026TowneBankblueharbor bank acquisition announced[63][64]
Oct 2, 2026SouthStateQ3 2026 results scheduled[65]
Oct 1, 2026PinnacleChief digital officer: 200,000-plus customers move to a new app in March 2027[66]
Oct 1, 2026SouthStateEdmonds profiled for tokenized-deposit and instant-payments work[67]
Sep 30, 2026FultonContact-centre manager describes Fulton's AI journey with NICE[14]
Sep 24, 2026FultonSalesforce cites Fulton's Agentforce rollout at Dreamforce[4]
Sep 23, 2026United BankCharleston operations centre opens[68]
Sep 9, 2026Hancock Whitney'AI is raising business cyber risk' guidance[41]
Aug 27, 2026WesBancoQ3 2026 investor presentation repeats the AI initiatives[58]
Aug 18, 2026TowneBankTalkdesk cites TowneBank as an automation reference[33]
Aug 17, 2026FNB16th for customer reputation[69]
Aug 7, 2026Hancock WhitneySecond-quarter 2026 10-Q[70]
Aug 6, 2026Atlantic UnionSecond-quarter 10-Q repeats the AI risk language[71]
Aug 5, 2026FNBQ2 2026 10-Q: same AI language as the first quarter[72]
Aug 4, 2026PinnacleQ2 10-Q: AI initiatives listed as an execution risk[73]
Jul 30, 2026WesBancoQ2 2026 10-Q has no AI language[74]
Jul 21, 2026Atlantic UnionSecond-quarter call: efficiency ratio 47.47%, ten North Carolina branches[7]

How do Atlantic Union's digital services compare with the large banks in its home state?

Virginia deposit share and branches come from the table in Atlantic Union's December 2025 investor-day deck (FDIC and SNL data as of June 30, 2025, pro forma, excluding branches with more than $6 billion of deposits, which removes headquarters deposits such as Capital One's). A blank means nothing is disclosed, not that nothing exists.

BankVirginia deposit share and branchesCustomer AI assistantDigital scale disclosedEmployee AI
Atlantic Union4th, 8.9%, 131 branchesNone in production; an AI-enhanced chatbot is on the consumer roadmap (December 2025)More than 800,000 customers across four jurisdictions; no digital-user countLLMs 'like Chat GPT or Copilot' planned for teammate productivity; AI screening of every call-center recording announced as the first major deployment[2][75][1]
Truist1st, 21.3%, 259 branchesTruist Assist: 12.5 million+ requests from 2023 to March 2026, 9 million+ handled end to end by AI5.4 million active mobile users; about 85% of client logins on mobile (2Q26)AI Call Summaries: 4.5 million+ summaries (September 2026)[2][13][76][77]
Wells Fargo2nd, 14.5%, 178 branchesFargo: more than 1 billion interactions in under three years (March 2026)More than 33 million mobile active users (February 2026)Microsoft 365 Copilot for 30,000+ employees at 92% active usage (November 2025)[2][6][78]
Bank of America3rd, 10.5%, 98 branchesErica: helps more than 24.6 million clients; 3.6 billion interactions since 201860 million clients use its digital capabilitiesAbout 200,000 active users of general-purpose AI tools (June 30, 2026)[2][5][79]
Capital One8th, 1.8%, 20 branches (headquarters deposits excluded by the table's cut-off)Eno, live since March 2017; no interaction or user count publishedLargest US credit card issuer by outstanding card loans (December 31, 2025)Generative models customized in-house; MACAW summarizes fraud calls for staff[2][80][81][82][83]

How does Atlantic Union's employee AI compare with its regional peers'?

Internal assistants and contact-center AI that each bank has put on the record, with the date.

BankTool or programScale or result disclosedStatus and date
Atlantic UnionAI screening of every call-center recording; LLMs for teammates; Socure machine-learning identity verificationManual review of about 10% of calls today, AI to screen 100%Announced (June 2026); Socure in production (December 2025)[1][2]
SouthStateMicrosoft Copilot and a GenAI Knowledge Assistant2,500+ premium Copilot users; 12K+ prompts a day; 1.1K+ assistant questions a dayIn production (June 30, 2026)[3]
FultonSalesforce Agentforce agents; NICE CXone generative-AI agent assist3,000 employees using Agentforce six weeks after the first agent; more than 3 million customer interactions a year on NICEIn production (September 2026)[4][14]
TowneBankTalkdesk Copilot in the contact center; Microsoft Copilot for bankersTalkdesk reports a 23-second cut in average handle time (vendor figure); Copilot rarely used by many bankersIn production; Copilot rolling out (2025 to 2026)[15][35]
F.N.B.Opportunity IQ AI cross-sell; 10 AI-enabled fraud toolsAbout 190,000 leads a quarter in 2025In production (November 2025)[50]
PinnacleChatPFP and an AI engineering team18,000 banker questions answered; almost 20 AI engineersApril and July 2026[25][26]

How does Atlantic Union's merger technology compare with peers that are also integrating deals?

Most banks in this group have bought another bank since 2025. What each has disclosed about the systems conversion.

BankDealConversionWhat is disclosed about the technology
Atlantic UnionSandy Spring Bancorp, about $1.3 billion in stock, closed April 1, 2025October 2025, completed October 14Every field validated, more than 80 million values; real-time operations dashboard; abandonment 13% against a 50% to 70% forecast[84][29][1]
TowneBankOld Point (September 2025) and Dogwood State Bank (January 2026)Dogwood core systems convert in November 2026Talkdesk says the contact center handled 200+ simultaneous calls during a conversion (vendor figure)[9][15]
FultonBlue Foundry, $243 million in stockJuly 11, 2026, about three months after the April 1 closeAn AI chatbot on the Blue Foundry welcome page[85][8][86]
PinnacleSynovus, merged January 1, 2026Systems conversion and a new banking app in March 2027More than 200,000 customers moving to the new app[87][66]

Which banks are Atlantic Union's peers, and why these?

Atlantic Union Bankshares is compared here with United Bankshares, TowneBank, F.N.B. Corporation, Fulton Financial Corporation, SouthState Bank, WesBanco, Pinnacle Financial Partners and Hancock Whitney: chosen by the editors for this page (see the note below the table). Atlantic Union Bankshares is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in Florida banks (BankUnited, City National Bank of Florida, EverBank) that do not operate in Atlantic Union's Virginia, Maryland, Washington, D.C. and North Carolina footprint; this group holds the regional banks that do (United Bankshares, TowneBank, F.N.B., Fulton, SouthState, WesBanco, Pinnacle), and every one of them, with Hancock Whitney, sits in Atlantic Union's own 2025 compensation peer group in its 2026 proxy.

Does Atlantic Union have an AI virtual assistant like Erica or Fargo?

Not yet. Atlantic Union's December 2025 investor-day deck puts an AI-enhanced chatbot on its consumer roadmap under a 'fast follower' strategy that starts with internal, low-risk uses. Bank of America says Erica helps more than 24.6 million clients, and Wells Fargo says Fargo passed 1 billion interactions in March 2026.[2][5][6]

Is Atlantic Union better than TowneBank at AI?

The record cannot settle capability. Atlantic Union has put more on it: 53.7 on this site's disclosure index against TowneBank's 38.8. TowneBank has more AI in production, including Talkdesk Copilot agent assist in its contact center and Microsoft Copilot for bankers, while Atlantic Union's best-documented work is the automated Sandy Spring conversion.[15][35][1]

How does Atlantic Union compare with Truist in Virginia?

Truist is the larger bank in Atlantic Union's home state: 21.3% of Virginia deposits and 259 branches in the investor-day table, against Atlantic Union's 8.9% and 131 branches. Truist reports 5.4 million active mobile users and a Truist Assist chatbot; Atlantic Union discloses neither a digital-user count nor a customer AI assistant.[2][88][76][13]

How does Atlantic Union's technology spending compare?

Atlantic Union does not disclose a technology budget. It guides 2026 adjusted operating noninterest expense of $742 million to $752 million in total, and its CIO says a regional bank will not have the funding to buy all the latest technology. F.N.B. reported about $1 billion of 2025 non-interest expense including technology; JPMorgan Chase guided about $19.8 billion of 2026 technology expense alone.[7][1][27][89]

Who leads AI at Atlantic Union compared with its peers?

Chief information officer Matt Linderman, who joined in 2023 from Capital One and PNC, owns Atlantic Union's AI agenda; no chief AI or data officer is named. Pinnacle has a head of AI, Kevin Johnson, and F.N.B. has a director of AI and innovation working with a Data and AI Governance Committee.[1][16][17]

How does Atlantic Union compare with United Bankshares on AI?

Both are Virginia-market regionals in each other's peer sets, but their records differ sharply: Atlantic Union scores 53.7 on this site's index and United Bankshares 2. United names no AI program, vendor or leader in its releases and its Q1 and Q2 2026 10-Qs contain no AI language; Atlantic Union names a fintech stack and a CIO-led AI roadmap.[90][10][91][2]

Which AI and technology vendors does Atlantic Union use, compared with peers?

Atlantic Union names fintech platforms rather than AI labs: Socure, Salesforce, nCino, Blend, Q2 and MuleSoft (December 2025), Spiral for savings tools (June 2026) and the Cari tokenized-deposit network (July 2026). Fulton names Salesforce Agentforce and NICE; TowneBank names Talkdesk, SAS and Microsoft; SouthState names Microsoft Copilot.[2][75][92][4][14][15][34][3]

  1. #31 Atlantic Union's CIO automated his way through a $14 billion merger
    American Banker · Jun 1, 2026
  2. Atlantic Union Bankshares Investor Day presentation, December 10, 2025 (Form 8-K, Exhibit 99.1)
    Atlantic Union Bankshares (SEC filings) · Dec 10, 2025
  3. SouthState second-quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    SouthState Bank Corporation (SEC filings) · Jul 23, 2026
  4. Five Big Ideas Coming Out of Dreamforce 2026
    Salesforce · Sep 24, 2026
  5. Bank of America Fast Facts (undated page, retrieved 2026-10-19)
    Bank of America Newsroom · Oct 19, 2026
  6. Wells Fargo Reaches Major Digital Milestones
    Wells Fargo (Business Wire) · Mar 26, 2026
  7. Earnings call transcript: Atlantic Union Bankshares tops Q2 2026 estimates
    Investing.com · Jul 21, 2026
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    Fulton Financial · Jul 13, 2026
  9. TowneBank Announces Completion of Dogwood State Bank Merger
    TowneBank · Jan 12, 2026
  10. United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026
    United Bankshares · Jul 23, 2026
  11. F.N.B. Corporation Further Expands eStore Common Application Capabilities with Introduction of Business Loan Products
    PR Newswire via FT Markets · Mar 10, 2026
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    SEC (EDGAR) · Feb 26, 2026
  13. Exhibit 99.3: First quarter 2026 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Apr 17, 2026
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    Talkdesk · Oct 30, 2025
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    American Banker · Apr 21, 2026
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    The Motley Fool · Apr 21, 2026
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    Yahoo Finance · Apr 17, 2026
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    SouthState Correspondent Division · Aug 3, 2026
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    American Banker · Jan 14, 2025
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    American Banker · May 14, 2026
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    American Banker · Apr 23, 2026
  24. AI and Treasury Management: More Opportunity, More Risk
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    The Motley Fool (earnings call transcript) · Apr 23, 2026
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    Yahoo Finance (earnings call transcript) · Jul 23, 2026
  27. FNB CEO bets on smaller-bank innovation
    Banking Dive · Apr 3, 2026
  28. Atlantic Union Bankshares 2025 Annual Report to Shareholders (Form ARS, including the Form 10-K)
    Atlantic Union Bankshares · Mar 25, 2026
  29. Atlantic Union Bank Completes Integration of Sandy Spring Bank
    Atlantic Union Bank · Oct 14, 2025
  30. TowneBank Welcomes Varun Chandhok as Chief Information Officer
    TowneBank · Feb 17, 2026
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    TowneBank (from The CEO Magazine) · Jun 18, 2025
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    Talkdesk · Sep 25, 2025
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    Talkdesk (GlobeNewswire) · Aug 18, 2026
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    SAS (PR Newswire) · May 22, 2024
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    UNC Greensboro Bryan School of Business and Economics · Jun 22, 2026
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    TowneBank (FDIC filings) · Feb 27, 2026
  37. How to Recognize AI Scams in 2026
    TowneBank · May 14, 2026
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    American Banker · Jun 3, 2026
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    American Banker · Jun 3, 2026
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    Hancock Whitney · Nov 12, 2025
  41. 5 Critical Cybersecurity Questions to Ask Your IT Team or Service Provider
    Hancock Whitney · Sep 9, 2026
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  43. Atlantic Union Bankshares Reports Second Quarter Financial Results
    Atlantic Union Bankshares · Jul 21, 2026
  44. Atlantic Union plans more branches to speed Carolinas growth
    American Banker · Oct 23, 2025
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    ABA Banking Journal · Oct 20, 2025
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    F.N.B. Corporation (SEC filings) · Nov 5, 2025
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    Fulton Financial · Jul 22, 2026
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    American Banker · Nov 20, 2024
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    Google Patents (USPTO) · Sep 19, 2019
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    PR Newswire via FT Markets · Jul 23, 2026
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    SouthState Bank Corporation (SEC filings) · Feb 20, 2026
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    WesBanco · Mar 2, 2026
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    WesBanco (PR Newswire) · Jul 21, 2026
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    WesBanco (SEC filings) · Aug 27, 2026
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    Reuters · Aug 21, 2025
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    SouthState Bank Corporation (SEC filings) · Oct 2, 2026
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  69. Top Banks by Reputation 2026: Customers
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    Hancock Whitney (SEC filings) · Aug 7, 2026
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    SEC (EDGAR) · Aug 6, 2026
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    F.N.B. Corporation (SEC filings) · Aug 5, 2026
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    Pinnacle Financial Partners (SEC filing) · Aug 4, 2026
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    WesBanco (SEC filings) · Jul 30, 2026
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    Business Wire (via Morningstar) · Jun 16, 2026
  76. Truist Financial Corporation (TFC) Q2 FY2026 earnings call transcript
    Yahoo Finance · Jul 17, 2026
  77. Truist advances AI to create more meaningful client interactions
    Truist · Sep 9, 2026
  78. From legacy to Frontier: How 100-year brands are leading AI innovation
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    Bank of America (SEC filings) · Jul 14, 2026
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    Capital One via SEC EDGAR · Feb 19, 2026
  82. GAI Training Data Transparency Disclosure
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  83. Why Capital One built its multi-agent AI platform around open-weight models (presented by Capital One)
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  84. Atlantic Union Bankshares Corporation Completes Acquisition of Sandy Spring Bancorp, Inc.
    Atlantic Union Bankshares · Apr 1, 2025
  85. Fulton to acquire money-losing New Jersey bank for $243M
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  86. Welcome Blue Foundry!
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  87. Pinnacle and Synovus Complete Merger to Become Regional Bank Growth Champion
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  88. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
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  89. 2026 Company Update presentation slides (Form 8-K, Exhibit 99.2)
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  90. Atlantic Union Bankshares 2026 Proxy Statement (Schedule 14A): 2025 compensation peer group
    Atlantic Union Bankshares (SEC filing) · Mar 25, 2026
  91. United Bankshares, Inc. Form 10-Q for the quarter ended 30 June 2026
    SEC EDGAR · Aug 7, 2026
  92. Cari Joins American Bankers Association's Premier Partner Network, Expands Bank-Governed Tokenized Deposit Network
    Cari Network (via Business Wire, Yahoo Finance) · Jul 2, 2026

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