United Bankshares vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 82 sources cited

How does United Bankshares compare with its peers on AI and technology?

On this site's AI disclosure index United Bankshares scores 2 (#116 of 120 US banks), last in a nine-bank group of Mid-Atlantic and Southeast regionals led by SouthState (70.9), F.N.B. (60.2) and Atlantic Union (53.7), and behind WesBanco (26.9) and Ameris (20.7). The score reflects what it has not disclosed: no AI program, leader, vendor, budget or roadmap as of September 2026. Its AI record is risk language. AI passages in its annual report grew from one in the 2024 10-K to four in the 2025 10-K, filed February 27, 2026, covering cyber-attack techniques, fraud, new-technology implementation and its own use of 'artificial intelligence, automation and algorithms', while its Q1 and Q2 2026 10-Qs contain none. Its peers have moved past that stage. SouthState reports 2,500+ premium Copilot users (June 2026); F.N.B. runs 10 AI-enabled fraud tools and an AI cross-sell engine; Atlantic Union set out a 'fast follower' AI roadmap in December 2025; WesBanco tells investors it is advancing automation and AI in loan operations, the call center and underwriting. United's strengths are elsewhere: record second-quarter 2026 earnings of $131.4 million, a 1.56% return on assets, and data-processing costs cut to $14.1 million in the first half of 2026 from $16.4 million through technology contract renegotiations.[1][2][3][4][5][6][7][8][9][10]

Data as of Oct 20, 2026 · United Bank profile updated Oct 19, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does United Bank lead its peers on AI?

01

Technology costs falling while peers' rise

United's data-processing expense was $14.1 million in the first half of 2026 against $16.4 million a year earlier, which it attributes to technology contract renegotiations. TowneBank's banking-segment data-processing expense rose 12.5% in Q2 2026, and Atlantic Union guides 2026 expense of $742 million to $752 million.[10][11][12]

02

Technology and risk under one executive reporting to the CEO

United combines technology and risk in a chief risk and information officer, Darren K. Williams, appointed by the board's Risk Committee and reporting directly to the CEO, with a NIST- and CIS-based security program. SouthState's 2025 10-K and 2026 proxy name no chief AI, data or information officer.[13][2][14][15]

03

Second in the group on primary disclosures

United scores 25 on its own primary disclosures, second of nine behind United Community (27): filings, releases and learning-center guides, including an August 2025 guide to AI budgeting apps. Ameris's Q1 2026 10-Q, unlike its 10-K, contains no AI reference.[2][16][17]

Where does United Bank trail its peers on AI?

01

No disclosed AI program, while every peer has something on record

United names no AI deployment, vendor or leader in its releases or investor materials. SouthState reports 2,500+ premium Copilot users and a GenAI Knowledge Assistant (June 2026); TowneBank runs Talkdesk Copilot in its contact center; Fulton put Salesforce Agentforce agents in front of 3,000 employees within six weeks (September 2026).[9][5][18][19]

02

No AI in its quarterly filings, unlike WesBanco's investor deck

United's Q1 and Q2 2026 10-Qs contain no reference to artificial intelligence, machine learning or generative AI. WesBanco's May 2026 investor deck says it is advancing automation and AI across loan operations, the call center and credit underwriting, targeting $2 of return per $1 invested.[3][4][8]

03

The fewest dated moves and use cases in the group

United scores 13 on dated moves in the last 12 months, last of nine against F.N.B.'s 21, and describes 8 use cases against SouthState's 20. Its 2026 moves were a Charleston operations center (September) and a Palm Beach office (October), neither with AI tooling mentioned.[20][21]

04

Fraud AI elsewhere, not at United

United's 10-K names AI as a driver of fraud risk but discloses no AI fraud tool. F.N.B. showed 10 AI-enabled fraud tools at its November 2025 investor day, and United Community credits vendors' AI with halving its fraud losses over two years (April 2026).[2][6][22]

Where does United Bank rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
SouthState Bank70.9#33 of 120121610 of 2020Copilot at scale, tested models, and Fiserv agentOS agents[23][24][25]
F.N.B. Corporation60.2#47 of 1206259 of 1521eStore, the Common app and FNB's data hub[26][27][28]
Atlantic Union Bankshares53.7#52 of 12010145 of 1219Automated conversion and validation tooling (Sandy Spring integration)[29][30][31]
Fulton Financial Corporation44.3#66 of 12062310 of 1217Not disclosed
TowneBank38.8#74 of 1204139 of 1217Technology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[32][33][34][18][35][36][37][38][39]
United Community Banks38.7#75 of 1204278 of 1321Not disclosed
WesBanco26.9#92 of 1202239 of 1217Not disclosed
Ameris Bancorp20.7#97 of 1202189 of 1114Not disclosed
United Bankshares (this page)2#116 of 1203255 of 813Not disclosed

On which parts of the AI record is United Bank ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of United Bank and the 8 peers that are scored on the same basis. "Place" is United Bank's position in the group of 9 (1st = most).

Component (weight)United BankPeer medianMost in the groupPlace
Independent sources (45%)35SouthState (12)7th of 9
Use cases in production (10%)59SouthState (10)8th of 9
Own primary disclosures (10%)2520.5United Community (27)2nd of 9
Dated moves, last 12 months (10%)1318FNB (21)9th of 9
Disclosed numbers (5%)1114.5FNB (20)8th of 9
Named AI leaders (5%)68.5SouthState (10)7th of 9
Use cases described (5%)812SouthState (20)9th of 9

What has each bank in United Bank's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
United BanksharesNot disclosed6, incl. Richard M. Adams Jr. (Chief Executive Officer)[9][40]AI passages in the 10-K, 2024 report vs 2025 report: 1 vs 4 (Feb 27, 2026)[1][2]Not disclosedNot surveyed
Atlantic Union BanksharesAutomated conversion and validation tooling (Sandy Spring integration)[29][30][31]8, incl. John Asbury (President and CEO)[41][42][43]Share of calls reviewed: manual today versus planned AI screening: ≈ 10% to 100% (Jun 1, 2026)[29]Not disclosed0 open AI roles (Sep 24, 2026)
WesBancoNot disclosed5, incl. Jeff Jackson (President and CEO)[44][45]Retail customers using digital channels / logins per month: ≈ 80% / 7.7 million (Jun 30, 2026)[46]Not disclosedNot surveyed
F.N.B. CorporationeStore, the Common app and FNB's data hub[26][27][28]9, incl. Vincent J. Delie, Jr. (Chairman, President and CEO)[26][27]AI-enabled fraud tools: 10 (Nov 5, 2025)[6]Not disclosed5 open AI roles (Oct 1, 2026); most in AI product & strategy
SouthState BankCopilot at scale, tested models, and Fiserv agentOS agents[23][24][25]10, incl. John Corbett (Chief Executive Officer)[47]Copilot users (premium / active basic): 2,500+ / 2,200+ (Jun 30, 2026)[5]None found (the profile's patent search)[14]1 open AI roles (Sep 24, 2026); most in AI engineering
United Community BanksNot disclosed6, incl. Lynn Harton (Chairman, CEO and President)[48][49][50][22]Fraud losses, change over two years (partly attributed to vendors' AI): −50% (Apr 21, 2026)[22]Not disclosedNot surveyed
Ameris BancorpNot disclosed9, incl. Palmer Proctor (Chief Executive Officer)[51][52]Full-time-equivalent employees: 2,673 (Dec 31, 2025)[53]Not disclosed1 open AI roles (Oct 1, 2026); most in AI engineering
Fulton Financial CorporationNot disclosed8, incl. Curt Myers (Chairman, CEO and President)[54][55]Agent time saved per call by AI summarisation: 3–5 minutes (Nov 20, 2024)[56]1 patent listed on the profile, e.g. US 2019/0286854 A1 (Record parameter automatic adjusting machines and methods)[57]Not surveyed
TowneBankTechnology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[32][33][34][18][35][36][37][38][39]9, incl. William I. Foster III (President and CEO)[58]Full-time equivalent employees: 2,976 (Dec 31, 2025)[38]Not disclosedNot surveyed

What are the latest dated moves on the AI record of United Bank and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 8, 2026United BankFlorida expansion announced[21]
Oct 6, 2026TowneBankblueharbor bank acquisition announced[59][60]
Oct 2, 2026SouthStateQ3 2026 results scheduled[61]
Oct 1, 2026SouthStateEdmonds profiled for tokenized-deposit and instant-payments work[62]
Sep 30, 2026FultonContact-centre manager describes Fulton's AI journey with NICE[63]
Sep 24, 2026FultonSalesforce cites Fulton's Agentforce rollout at Dreamforce[19]
Sep 23, 2026United BankCharleston operations centre opens[20]
Sep 18, 2026United CommunityCustomer guidance on AI-enabled scams[64]
Sep 14, 2026United CommunityNamed as a Microsoft Copilot adopter[65]
Aug 27, 2026WesBancoQ3 2026 investor presentation repeats the AI initiatives[46]
Aug 18, 2026TowneBankTalkdesk cites TowneBank as an automation reference[35]
Aug 17, 2026FNB16th for customer reputation[66]
Aug 7, 2026AmerisQ2 2026 10-Q: no AI language; technology cost and premium finance figures[67]
Aug 6, 2026Atlantic UnionSecond-quarter 10-Q repeats the AI risk language[68]
Aug 5, 2026FNBQ2 2026 10-Q: same AI language as the first quarter[69]
Jul 30, 2026WesBancoQ2 2026 10-Q has no AI language[70]
Jul 24, 2026AmerisQ2 2026 call: no AI discussion[71]
Jul 21, 2026Atlantic UnionSecond-quarter call: efficiency ratio 47.47%, ten North Carolina branches[12]

How does United Bankshares' AI disclosure compare with its regional peers'?

The most concrete AI disclosure on each bank's profile on this site, with the date.

BankAI disclosedScale or resultDate
United BanksharesAI risk factors in the 10-K; a consumer guide to AI budgeting apps1 AI passage in the 2024 10-K, 4 in the 2025 10-K; none in the 2026 10-QsFebruary to August 2026[1][2][4][16]
SouthStateMicrosoft Copilot and a GenAI Knowledge Assistant2,500+ premium Copilot users; 1.1K+ assistant questions a dayJune 30, 2026[5]
F.N.B.Opportunity IQ AI cross-sell; 10 AI-enabled fraud tools; eStore Common appAbout 190,000 leads a quarter in 2025November 2025[6][28]
Atlantic Union'Fast follower' AI roadmap; automated merger conversionMore than 80 million values validated in the Sandy Spring conversionDecember 2025; June 2026[7][29]
United CommunityVendor AI in fraud; AI in contact-center and branch-support systemsFraud losses down 50% over two yearsApril 2026[22]
WesBancoAutomation and AI in loan operations, call center and underwriting$2 of return targeted per $1 invested; about 80% of retail customers on digital channelsMay and August 2026[8][46]
AmerisAI as 'more of an evolution than a revolution'; robotic automation in premium financeNot disclosedApril 2026[52]

How does United's digital and AI record compare with the large banks in its markets?

Deposit shares are computed by this site from the FDIC Summary of Deposits (June 30, 2025, by holding company) for West Virginia and the Washington, D.C. metro. A blank means nothing is disclosed, not that nothing exists.

BankWest Virginia / Washington, D.C. metro deposit shareCustomer AI assistantEmployee AI disclosed
United Bankshares1st: 14.6%, 48 branches / 7th: 3.3%, 57 branchesNone disclosedNone disclosed[72][73][9]
Truist2nd: 12.6%, 42 branches / 3rd: 12.6%, 168 branchesTruist Assist: 12.5 million+ requests from 2023 to March 2026AI Call Summaries: 4.5 million+ summaries (September 2026)[72][73][74][75]
Capital OneNot in the West Virginia top 12 / 1st: 23.3%, 59 branchesEno, live since March 2017MACAW summarizes fraud calls for staff[72][73][76][77]
Bank of AmericaNot in the West Virginia top 12 / 2nd: 16.0%, 122 branchesErica: helps more than 24.6 million clientsAbout 200,000 active users of general-purpose AI tools (June 30, 2026)[72][73][78][79]
Huntington6th: 5.6%, 26 branches / not in the D.C. top 12Not disclosed on this pageAI strategy owned by the CFO, with 50 agents in production[72][80]

Who is accountable for technology and AI at United compared with its peers?

The executive or committee each bank names for technology or AI.

BankNamed ownerOversightSource year
United BanksharesDarren K. Williams, chief risk and information officer since 2020Board Risk Committee appoints the CRIO and oversees information security; no AI-specific policy or committee disclosed2026[13][2]
F.N.B.Director of AI and innovation; chief strategy officer over data scienceAI Policy and a Data and AI Governance Committee under the board Risk Committee2025 to 2026[27][81]
Atlantic UnionCIO Matt Linderman owns the AI agendaAI governance first under a 'fast follower' strategy2025 to 2026[29][7]
SouthStateAI Enablement Manager runs adoption; no chief AI, data or information officer namedNot disclosed2026[23][14]

What has United Bankshares itself said about AI?

United's AI record lives in its risk factors. The 2024 10-K, filed February 28, 2025, mentioned AI once, as a source of information-security risk. The 2025 10-K, filed February 27, 2026, mentions it in four places: evolving cyber-attack techniques, fraud, the implementation of new technology and information security, and it warns that the bank's own use of 'artificial intelligence, automation and algorithms' in business processes may have unintended consequences. The Q1 and Q2 2026 10-Qs contain no reference to artificial intelligence, machine learning or generative AI.[1][2][3][4]

Its 2026 investments are physical and operational rather than AI-branded. A three-floor, 34,800-square-foot operations center in Charleston opened on September 23, 2026 for about 170 staff, co-locating IT, Fraud, Compliance, Customer Care and Loan Servicing teams, with no AI tooling mentioned. Its only AI content for customers is an August 2025 learning-center guide to AI budgeting apps, which states that United Bank does not endorse or partner with any of the apps it names.[20][16]

Which banks are United Bank's peers, and why these?

United Bankshares is compared here with Atlantic Union Bankshares, WesBanco, F.N.B. Corporation, SouthState Bank, United Community Banks, Ameris Bancorp, Fulton Financial Corporation and TowneBank: chosen by the editors for this page (see the note below the table). United Bankshares is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in Florida and Gulf South banks; this group holds the regionals that share United's footprint from West Virginia and the Washington, D.C. area to the Carolinas and Atlanta, and all but TowneBank, a Virginia and Carolinas rival, sit in United's own 2025 or 2026 proxy peer group.

How does United compare with TowneBank on AI?

TowneBank scores 38.8 on this site's index and United 2. TowneBank runs Talkdesk Copilot agent assistance in its contact center, SAS analytics and Microsoft Copilot for bankers, and gives AI a stand-alone 10-K risk factor; United discloses no AI tool. The two compete in Virginia and the Carolinas.[18][36][37][38][2]

Is United Bankshares better than F.N.B. at AI?

The record cannot settle capability, but F.N.B. has put far more on it: 60.2 on this site's disclosure index against United's 2. F.N.B. runs 10 AI-enabled fraud tools and an AI cross-sell engine generating about 190,000 leads a quarter, and has a director of AI and innovation. The two overlap in Maryland, West Virginia, the Carolinas, Virginia and Washington, D.C.[6][27][82]

How does United compare with SouthState on AI?

SouthState scores 70.9 on this site's index and United 2. SouthState reports 2,500+ premium Copilot users, 12K+ prompts a day and about 90% of credit spreads done by AI (June 2026); United discloses no AI deployment. Both are in each other's markets in the Carolinas, Georgia and Virginia, and SouthState is in United's proxy peer group.[5][14][13]

Does United Bank use AI?

Not in any program it has disclosed. United's 2025 10-K says its own use of artificial intelligence, automation and algorithms in business processes may have unintended consequences, and names AI as a driver of cyber and fraud risk, but no AI tool, vendor or leader is named, and its 2026 10-Qs contain no AI language.[2][3][4]

Does United Bank have an AI virtual assistant?

Not one it has disclosed. In the Washington, D.C. metro, Capital One (23.3% of deposits) has run Eno since 2017 and Bank of America (16.0%) says Erica helps more than 24.6 million clients; Truist, second in West Virginia, reports 12.5 million+ Truist Assist requests from 2023 to March 2026.[73][72][76][78][74]

How does United Bankshares compare with Atlantic Union on AI?

Atlantic Union has put far more on the record: 53.7 on this site's index against United's 2, with a 'fast follower' AI roadmap, Socure machine-learning identity verification and an automated merger conversion. The two compete in Virginia, Maryland and the Washington, D.C. metro, where Atlantic Union holds 4.2% of deposits and United 3.3%.[7][29][73]

How does United compare with WesBanco?

Both are rooted in West Virginia, where United holds 14.6% of deposits and WesBanco 9.1% (FDIC, June 30, 2025). WesBanco scores 26.9 on this site's index and tells investors it is advancing automation and AI in loan operations, the call center and underwriting; United scores 2 and discloses no AI initiative.[72][8]

How does United's technology spending compare with peers?

United discloses no technology or AI budget. Its data-processing expense fell to $14.1 million in the first half of 2026 from $16.4 million, which it attributes to technology contract renegotiations. TowneBank's banking-segment data-processing expense rose 12.5% in Q2 2026; WesBanco targets $2 of return per $1 invested in automation and AI.[10][11][8]

Who is responsible for technology at United Bankshares?

Darren K. Williams, chief risk and information officer since 2020, combines technology and risk and reports directly to the CEO; the board's Risk Committee, chaired by Mark R. Nesselroad, appoints him and oversees information security. A long-serving, unnamed CISO runs the security program on the NIST Cybersecurity Framework.[13][2]

  1. United Bankshares, Inc. Form 10-K for 2024
    SEC EDGAR · Feb 28, 2025
  2. United Bankshares, Inc. Form 10-K for 2025
    SEC EDGAR · Feb 27, 2026
  3. United Bankshares, Inc. Form 10-Q for the quarter ended 31 March 2026
    SEC EDGAR · May 8, 2026
  4. United Bankshares, Inc. Form 10-Q for the quarter ended 30 June 2026
    SEC EDGAR · Aug 7, 2026
  5. SouthState second-quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    SouthState Bank Corporation (SEC filings) · Jul 23, 2026
  6. F.N.B. Corporation Investor Day presentation (Form 8-K, Exhibit 99.1)
    F.N.B. Corporation (SEC filings) · Nov 5, 2025
  7. Atlantic Union Bankshares Investor Day presentation, December 10, 2025 (Form 8-K, Exhibit 99.1)
    Atlantic Union Bankshares (SEC filings) · Dec 10, 2025
  8. Q2 2026 Investor Presentation (Form 8-K, Exhibit 99.1)
    WesBanco (SEC filings) · May 4, 2026
  9. United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026
    United Bankshares · Jul 23, 2026
  10. United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026 (full release)
    United Bankshares investor relations · Jul 23, 2026
  11. TowneBank Form 10-Q for the quarter ended June 30, 2026
    TowneBank (FDIC filings) · Aug 6, 2026
  12. Earnings call transcript: Atlantic Union Bankshares tops Q2 2026 estimates
    Investing.com · Jul 21, 2026
  13. United Bankshares 2026 proxy statement (DEF 14A)
    SEC EDGAR · Apr 1, 2026
  14. SouthState Bank Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    SouthState Bank Corporation (SEC filings) · Feb 20, 2026
  15. SouthState Bank Corporation Definitive Proxy Statement (DEF 14A) for the 2026 annual meeting
    SouthState Bank Corporation (SEC filings) · Mar 3, 2026
  16. How AI Can Help You Save
    United Bank · Aug 19, 2025
  17. Ameris Bancorp Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Ameris Bancorp (SEC filings) · May 8, 2026
  18. Celebrating the CX Innovators winners shaping customer experience
    Talkdesk · Oct 30, 2025
  19. Five Big Ideas Coming Out of Dreamforce 2026
    Salesforce · Sep 24, 2026
  20. United Bank Opens New Operations Center In Charleston
    United Bank · Sep 23, 2026
  21. United Bankshares, Inc. Announces Florida Expansion
    Business Wire · Oct 8, 2026
  22. United Community Banks first-quarter 2026 earnings call transcript (filed under Rule 425)
    United Community Banks (SEC filings) · Apr 21, 2026
  23. The Playbook for Enterprise AI Adoption with Walt Wear (Community Bank Podcast)
    SouthState Correspondent Division · Aug 3, 2026
  24. 6 things banks look for in gen AI models and companies
    American Banker · Jan 14, 2025
  25. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  26. FNB CEO bets on smaller-bank innovation
    Banking Dive · Apr 3, 2026
  27. FNB Adds AI and Data Science Directors to Strategy Leadership Team
    F.N.B. Corporation · Sep 18, 2025
  28. F.N.B. Corporation Further Expands eStore Common Application Capabilities with Introduction of Business Loan Products
    PR Newswire via FT Markets · Mar 10, 2026
  29. #31 Atlantic Union's CIO automated his way through a $14 billion merger
    American Banker · Jun 1, 2026
  30. Atlantic Union Bankshares 2025 Annual Report to Shareholders (Form ARS, including the Form 10-K)
    Atlantic Union Bankshares · Mar 25, 2026
  31. Atlantic Union Bank Completes Integration of Sandy Spring Bank
    Atlantic Union Bank · Oct 14, 2025
  32. TowneBank Welcomes Varun Chandhok as Chief Information Officer
    TowneBank · Feb 17, 2026
  33. Information superhighway: Denys Diaz
    TowneBank (from The CEO Magazine) · Jun 18, 2025
  34. TowneBank Customer Story
    Talkdesk · Sep 25, 2025
  35. Talkdesk transforms the bank branch into an AI-powered advisory hub
    Talkdesk (GlobeNewswire) · Aug 18, 2026
  36. Banking on cloud: TowneBank primes for continued growth with SAS
    SAS (PR Newswire) · May 22, 2024
  37. Bryan School Students Bring Fresh Perspective to TowneBank's AI Strategy
    UNC Greensboro Bryan School of Business and Economics · Jun 22, 2026
  38. TowneBank Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    TowneBank (FDIC filings) · Feb 27, 2026
  39. How to Recognize AI Scams in 2026
    TowneBank · May 14, 2026
  40. United Bank Celebrates 187 Years of Service
    United Bank · Mar 17, 2026
  41. Atlantic Union Bankshares Reports Second Quarter Financial Results
    Atlantic Union Bankshares · Jul 21, 2026
  42. Atlantic Union plans more branches to speed Carolinas growth
    American Banker · Oct 23, 2025
  43. Asbury 'energized' to keep fighting for banking industry
    ABA Banking Journal · Oct 20, 2025
  44. WesBanco, Inc. 2025 Annual Report
    WesBanco · Mar 2, 2026
  45. WesBanco Announces Second Quarter 2026 Financial Results
    WesBanco (PR Newswire) · Jul 21, 2026
  46. Q3 2026 Investor Presentation (Form 8-K, Exhibit 99.1)
    WesBanco (SEC filings) · Aug 27, 2026
  47. SouthState Bank Corporation Reports Second Quarter 2026 Results, Declares an Increase in the Quarterly Cash Dividend
    PR Newswire via FT Markets · Jul 23, 2026
  48. United Community Banks, Inc. 2025 Annual Report
    United Community Banks · Mar 31, 2026
  49. United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.
    United Community Banks · Jun 12, 2026
  50. United Community Banks, Inc. Reports Second Quarter Earnings
    United Community Banks (GlobeNewswire) · Jul 21, 2026
  51. Ameris Bancorp Announces First Quarter 2026 Financial Results
    Ameris Bancorp · Apr 23, 2026
  52. Ameris (ABCB) Q1 2026 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Apr 24, 2026
  53. Ameris Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Ameris Bancorp (SEC filings) · Feb 26, 2026
  54. Fulton Financial Merges Its Blue Foundry Bank Subsidiary into Fulton Bank, N.A.
    Fulton Financial · Jul 13, 2026
  55. Fulton Financial Corporation Announces Second Quarter 2026 Results
    Fulton Financial · Jul 22, 2026
  56. How AI is helping banks humanize their call centers
    American Banker · Nov 20, 2024
  57. US 2019/0286854 A1: Record parameter automatic adjusting machines and methods
    Google Patents (USPTO) · Sep 19, 2019
  58. TowneBank Reports Second Quarter 2026 Earnings
    TowneBank (GlobeNewswire) · Jul 22, 2026
  59. TowneBank deal shrinks pool of NC bank targets
    Banking Dive · Oct 7, 2026
  60. TowneBank Agrees to Acquire blueharbor bank for Approximately $154 Million
    Yahoo Finance · Oct 6, 2026
  61. SouthState Bank Corporation Form 8-K: third-quarter 2026 earnings date
    SouthState Bank Corporation (SEC filings) · Oct 2, 2026
  62. The Most Powerful Women in Banking NEXT, #14, Tara Edmonds, SouthState Bank
    American Banker · Oct 1, 2026
  63. Fulton Bank: Frictionless for Customers, Frictionless for Agents
    NICE · Sep 30, 2026
  64. Protect Your Business from Payment Fraud and Account Takeover
    United Community · Sep 18, 2026
  65. Banks' wealth units pursue AI — carefully
    ABA Banking Journal · Sep 14, 2026
  66. Top Banks by Reputation 2026: Customers
    American Banker · Aug 17, 2026
  67. Ameris Bancorp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Ameris Bancorp (SEC filings) · Aug 7, 2026
  68. Atlantic Union Bankshares Form 10-Q for the quarter ended June 30, 2026
    SEC (EDGAR) · Aug 6, 2026
  69. F.N.B. Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    F.N.B. Corporation (SEC filings) · Aug 5, 2026
  70. WesBanco, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    WesBanco (SEC filings) · Jul 30, 2026
  71. Earnings call transcript: Ameris Bancorp posts Q2 2026 EPS miss as shares fall
    Investing.com · Jul 24, 2026
  72. FDIC Summary of Deposits: West Virginia, branch deposits as of June 30, 2025 (BankFind Suite API)
    Federal Deposit Insurance Corporation · Jun 30, 2025
  73. FDIC Summary of Deposits: Washington-Arlington-Alexandria MSA, branch deposits as of June 30, 2025 (BankFind Suite API)
    Federal Deposit Insurance Corporation · Jun 30, 2025
  74. Exhibit 99.3: First quarter 2026 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Apr 17, 2026
  75. Truist advances AI to create more meaningful client interactions
    Truist · Sep 9, 2026
  76. Eno, your Capital One assistant
    Capital One · Sep 19, 2026
  77. Why Capital One built its multi-agent AI platform around open-weight models (presented by Capital One)
    VentureBeat (sponsored by Capital One) · Aug 13, 2026
  78. Bank of America Fast Facts (undated page, retrieved 2026-10-19)
    Bank of America Newsroom · Oct 19, 2026
  79. Second Quarter 2026 Financial Results presentation (Form 8-K, Exhibit 99.2)
    Bank of America (SEC filings) · Jul 14, 2026
  80. At Huntington Bancshares, the CFO is also the AI strategist
    Fortune · Apr 24, 2026
  81. F.N.B. Corporation 2026 Proxy Statement (Schedule 14A)
    F.N.B. Corporation (SEC filings) · Mar 25, 2026
  82. F.N.B. Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    F.N.B. Corporation (SEC filings) · Feb 24, 2026

When United Bank or its peers move on AI, you'll read it here first.

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