TowneBank vs peers
AI and technology compared

Last updated Oct 20, 2026 · 6 peers · 73 sources cited

How does TowneBank compare with its peers on AI and technology?

On this site's AI disclosure index TowneBank scores 38.8 (#74 of 120 US banks), fifth in a seven-bank group of regionals competing in Virginia and North Carolina, behind SouthState (70.9), Pinnacle (65.3), F.N.B. (60.2) and Atlantic Union (53.7), level with United Community (38.7) and ahead of United Bankshares (2). Its AI is vendor-delivered and concentrated in the contact centre: Talkdesk Copilot and Interaction and Quality Analytics, with Talkdesk reporting a 23-second cut in average handle time and a 97% satisfaction rate (October 2025), plus SAS analytics on 15 years of data. Microsoft Copilot is installed on bankers' computers but, per a June 2026 UNC Greensboro capstone, 'not being widely used'. Its closest rival shows the gap: Atlantic Union's CIO plans AI screening of every call-centre recording against about 10% reviewed manually today (June 2026), and its conversion team validated more than 80 million data values. F.N.B. runs 10 AI-enabled fraud tools and names a director of AI and innovation (November 2025). TowneBank names no AI leader; it hired CIO Varun Chandhok in February 2026 to 'expand our technology capabilities', and its technology agenda is integration, with Old Point and Dogwood converted and blueharbor bank due in the first quarter of 2027. Neither of its 2026 10-Qs mentions AI.[1][2][3][4][5][6][7][8][9][10][11][12]

Data as of Oct 20, 2026 · TowneBank profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does TowneBank lead its peers on AI?

01

AI in the contact centre with vendor-reported results

TowneBank runs Talkdesk Copilot and Interaction and Quality Analytics in its contact centre; Talkdesk reported a 23-second cut in average handle time and a 97% satisfaction rate when it gave the bank an honorable mention in October 2025. Atlantic Union's AI call-centre quality control is still planned, with about 10% of calls reviewed manually as of June 2026.[2][1][5]

02

More use cases in production than most of the group

TowneBank's profile records 9 of 12 described AI use cases as in production, second in the seven-bank group behind SouthState (10 of 20); Atlantic Union records 5 of 12 and United Bankshares 5 of 8. TowneBank's list runs from Talkdesk agent assist to SAS CECL analytics and Card Suite Pro controls.[2][3][13]

03

A longer analytics history than United Bankshares discloses

SAS's May 2024 case study says TowneBank keeps 15 years of historical and forecasting data in a SAS cloud warehouse and reuses its CECL framework to anticipate member needs. United Bankshares discloses no AI programme, leader, vendor or budget, and its Q1 and Q2 2026 10-Qs contain no reference to AI.[3][14][15]

Where does TowneBank trail its peers on AI?

01

No named AI owner, while F.N.B. and Pinnacle name theirs

TowneBank names no AI leader; CIO Varun Chandhok joined in February 2026 and former CIO Denys Diaz said in 2025 that 'there's nothing AI can't fix or help with'. F.N.B. named a director of AI and innovation and a director of data science in September 2025, and Pinnacle names a head of AI with almost 20 AI engineers (July 2026).[7][16][6][17][18]

02

Copilot installed but under-used while SouthState counts adoption

A UNC Greensboro MBA capstone in June 2026 found Microsoft Copilot on TowneBank bankers' computers 'not being widely used' and wrote a prompt manual and training plan. SouthState reported 2,500+ premium and 2,200+ active basic Copilot users and 12K+ prompts a day at June 30, 2026.[4][19]

03

Fewest own disclosures in the group

TowneBank scores 13 on its own primary AI disclosures, last of seven (peer median 21). Its 2025 10-K, filed with the FDIC, carries a stand-alone AI risk factor, but its first- and second-quarter 2026 10-Qs contain no reference to AI; F.N.B.'s 2025 10-K describes heavy reliance on AI in credit decisioning, fraud detection and customer engagement.[20][11][12][6]

04

No AI fraud tooling disclosed, unlike F.N.B. and United Community

TowneBank's public fraud content is customer guidance on AI voice cloning and deepfake scams (May 2026) and a debit-card control app. F.N.B. reported 10 AI-enabled fraud tools at its November 2025 investor day, and United Community said in April 2026 that vendors' AI helped cut fraud losses 50% over two years.[21][13][6][22]

Where does TowneBank rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
SouthState Bank70.9#33 of 120121610 of 2020Copilot at scale, tested models, and Fiserv agentOS agents[23][24][25]
Pinnacle Financial Partners65.3#42 of 12012179 of 1221A head of AI inside a banker-led model[17][26][27][28][18]
F.N.B. Corporation60.2#47 of 1206259 of 1521eStore, the Common app and FNB's data hub[29][30][31]
Atlantic Union Bankshares53.7#52 of 12010145 of 1219Automated conversion and validation tooling (Sandy Spring integration)[5][32][33]
TowneBank (this page)38.8#74 of 1204139 of 1217Technology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[7][16][2][1][34][3][4][20][21]
United Community Banks38.7#75 of 1204278 of 1321Not disclosed
United Bankshares2#116 of 1203255 of 813Not disclosed

On which parts of the AI record is TowneBank ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of TowneBank and the 6 peers that are scored on the same basis. "Place" is TowneBank's position in the group of 7 (1st = most).

Component (weight)TowneBankPeer medianMost in the groupPlace
Independent sources (45%)48SouthState (12)5th of 7
Use cases in production (10%)98.5SouthState (10)2nd of 7
Own primary disclosures (10%)1321United Community (27)7th of 7
Dated moves, last 12 months (10%)1720.5FNB (21)6th of 7
Disclosed numbers (5%)1214.5FNB (20)5th of 7
Named AI leaders (5%)98.5Pinnacle (12)3rd of 7
Use cases described (5%)1212.5SouthState (20)4th of 7

What has each bank in TowneBank's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
TowneBankTechnology organisation under CIO Varun Chandhok; Talkdesk contact centre, SAS analytics and Microsoft Copilot[7][16][2][1][34][3][4][20][21]9, incl. William I. Foster III (President and CEO)[35]Full-time equivalent employees: 2,976 (Dec 31, 2025)[20]Not disclosedNot surveyed
Atlantic Union BanksharesAutomated conversion and validation tooling (Sandy Spring integration)[5][32][33]8, incl. John Asbury (President and CEO)[36][37][38]Share of calls reviewed: manual today versus planned AI screening: ≈ 10% to 100% (Jun 1, 2026)[5]Not disclosed0 open AI roles (Sep 24, 2026)
United BanksharesNot disclosed6, incl. Richard M. Adams Jr. (Chief Executive Officer)[39][40]AI passages in the 10-K, 2024 report vs 2025 report: 1 vs 4 (Feb 27, 2026)[41][42]Not disclosedNot surveyed
F.N.B. CorporationeStore, the Common app and FNB's data hub[29][30][31]9, incl. Vincent J. Delie, Jr. (Chairman, President and CEO)[29][30]AI-enabled fraud tools: 10 (Nov 5, 2025)[6]Not disclosed5 open AI roles (Oct 1, 2026); most in AI product & strategy
SouthState BankCopilot at scale, tested models, and Fiserv agentOS agents[23][24][25]10, incl. John Corbett (Chief Executive Officer)[43]Copilot users (premium / active basic): 2,500+ / 2,200+ (Jun 30, 2026)[19]None found (the profile's patent search)[44]1 open AI roles (Sep 24, 2026); most in AI engineering
Pinnacle Financial PartnersA head of AI inside a banker-led model[17][26][27][28][18]12, incl. Kevin Blair (President and CEO)[26][45][28][18]AI engineers employed: almost 20 (Jul 23, 2026)[18]Not disclosedNot surveyed
United Community BanksNot disclosed6, incl. Lynn Harton (Chairman, CEO and President)[46][47][48][22]Fraud losses, change over two years (partly attributed to vendors' AI): −50% (Apr 21, 2026)[22]Not disclosedNot surveyed

What are the latest dated moves on the AI record of TowneBank and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 8, 2026United BankFlorida expansion announced[49]
Oct 6, 2026TowneBankblueharbor bank acquisition announced[10][50]
Oct 2, 2026SouthStateQ3 2026 results scheduled[51]
Oct 1, 2026PinnacleChief digital officer: 200,000-plus customers move to a new app in March 2027[52]
Oct 1, 2026SouthStateEdmonds profiled for tokenized-deposit and instant-payments work[53]
Sep 23, 2026United BankCharleston operations centre opens[54]
Sep 18, 2026United CommunityCustomer guidance on AI-enabled scams[55]
Sep 14, 2026United CommunityNamed as a Microsoft Copilot adopter[56]
Aug 18, 2026TowneBankTalkdesk cites TowneBank as an automation reference[34]
Aug 17, 2026FNB16th for customer reputation[57]
Aug 6, 2026Atlantic UnionSecond-quarter 10-Q repeats the AI risk language[58]
Aug 5, 2026FNBQ2 2026 10-Q: same AI language as the first quarter[59]
Aug 4, 2026PinnacleQ2 10-Q: AI initiatives listed as an execution risk[60]
Jul 21, 2026Atlantic UnionSecond-quarter call: efficiency ratio 47.47%, ten North Carolina branches[61]

How does TowneBank's contact-centre AI compare with its Virginia and Carolinas peers'?

What each bank has disclosed about AI in member service and the contact centre, with the date. A blank means nothing is on the record.

BankWhat it has disclosedStatusResult or scale
TowneBankTalkdesk Financial Services Experience Cloud with Talkdesk Copilot and Interaction and Quality Analytics: real-time insights, automated summaries, AI-driven knowledgeIn production (September 2025)23-second cut in average handle time; 97% satisfaction rate (vendor-reported, October 2025)[2][1]
Atlantic UnionAI screening of every call-centre recording; an AI-enhanced chatbot on the investor-day roadmapPlanned (June 2026)About 10% of calls reviewed manually today; call abandonment 13% in the Sandy Spring conversion month[5][62]
United CommunityContact-centre chatbots and AI agent toolsIn production (April 2026)More calls handled with the same agents[22]
SouthStateCall-centre agent assist; expanded self-service under experimentationJune 2026Not disclosed[19]
United BanksharesNone disclosed; a new Charleston operations centre co-locates Customer Care with IT and FraudSeptember 2026About 170 staff[54]

Who owns AI at TowneBank and its peers?

The named owner of AI or technology, and the governance each bank has put on the record.

BankNamed ownerGovernance disclosedDate
TowneBankNo AI head; CIO Varun Chandhok (from January 2026), ex-WesBanco and M&TBoard Enterprise Risk Management Committee oversees cyber; stand-alone AI risk factor in the 10-KFebruary 2026[7][20][63]
F.N.B.Director of AI and innovation and director of data science, under chief strategy officer Chris ChanBoard Risk Committee oversees AI governance; AI Policy, Data and AI Governance CommitteeMarch 2026[6]
PinnacleHead of AI Kevin Johnson; almost 20 AI engineersAI initiatives listed as an execution risk in the Q2 2026 10-QJuly and August 2026[17][18][60]
Atlantic UnionCIO Matt Linderman; 'fast follower' AI strategyGovernance, vendor pilots and internal productivity first (investor day)December 2025[62][5]
United BanksharesChief risk and information officer Darren K. WilliamsAI named as a cyber and fraud risk in the 2025 10-K; no programme disclosedFebruary 2026[42]

How does TowneBank's digital platform compare with its peers'?

The customer platform and data foundation each bank describes, with its latest dated change.

BankPlatformLatest changeScale disclosed
TowneBankTowne24 online and mobile banking; Card Suite Pro debit-card controlsOld Point members moved to Towne24 on June 22, 2026; Dogwood business users on November 2, 2026Not disclosed[8][9][13]
F.N.B.eStore and the Common app; on-premises data hubBusiness loans added to eStore with AI-driven insights (March 2026)More than 50 products in one application; 150 sites with interactive teller machines[31][29]
Atlantic UnionSocure, Salesforce, nCino, Blend, Q2 and MuleSoft in the stackSandy Spring conversion, October 2025More than 80 million data values validated; more than 800,000 customers[62][5][64]
SouthStateOnline and mobile banking redesign; Copilot and a GenAI Knowledge Assistant internallyJune 30, 2026 deck1.4 million deposit accounts[19]

How do TowneBank's merger conversions compare with its peers'?

Bank conversions under way or recently finished in the group, and what each bank has disclosed about how the technology move went. Conversions absorb the same technology teams that would build AI.

BankDealConversionWhat was disclosed
TowneBankOld Point National Bank; Dogwood State Bank; blueharbor bank (announced October 6, 2026)Old Point Online to Towne24 on June 22, 2026; Dogwood business banking on November 2, 2026; blueharbor expected to close in the first quarter of 2027Executive chairman's incentive of up to $2.5 million tied to converting and integrating the acquired banks[8][9][10][63]
Atlantic UnionSandy Spring Bancorp (about $1.3 billion, all stock)October 2025Every field validated, more than 80 million values; call abandonment 13% against a 50% to 70% forecast; volumes normal in six days[65][5]
PinnacleSynovus (merger closed January 1, 2026)A new banking app at the systems conversion in March 2027More than 200,000 customers moving[66][52]
United CommunityPeach State Bancshares ($100.8 million)Merger completed August 1, 2026; systems conversion expected in the first quarter of 2027The CEO says years without conversions let United run more technology projects[67][68][22]
United BanksharesPiedmont Bancorp, Georgia (about $267 million)Completed January 10, 2025Filings name no technology or AI element[69]

Which banks are TowneBank's peers, and why these?

TowneBank is compared here with Atlantic Union Bankshares, United Bankshares, F.N.B. Corporation, SouthState Bank, Pinnacle Financial Partners and United Community Banks: chosen by the editors for this page (see the note below the table). TowneBank is classed as a regional or retail-commercial bank in the Southeast.

The computed group was built around Florida, Mississippi and Tennessee banks; this group holds the regionals that compete for deposits in TowneBank's two states, Virginia and North Carolina: Atlantic Union (Richmond), United Bankshares (Fairfax, Virginia), F.N.B. (expanding into the Carolinas and Mid-Atlantic), SouthState, Pinnacle and United Community, with First Citizens and the national banks compared on the competitors page.

Is TowneBank better than Atlantic Union at AI?

The record cannot settle capability, but Atlantic Union has put more on it: 53.7 on this site's disclosure index against TowneBank's 38.8. Atlantic Union's CIO plans AI screening of every call recording and automated validation of over 80 million values in its last conversion. TowneBank already runs Talkdesk Copilot in its contact centre, with vendor-reported results.[5][2][1]

Does TowneBank use AI?

Yes, mostly through vendors. Its contact centre runs Talkdesk Copilot and Interaction and Quality Analytics, its CECL and member analytics run on SAS with 15 years of data, and Microsoft Copilot is installed for bankers, though a June 2026 capstone found it under-used. It has named no AI leader or budget.[2][3][4]

How does TowneBank compare with F.N.B. on AI?

F.N.B. scores 60.2 on this site's index and TowneBank 38.8. F.N.B. names a director of AI and innovation, runs 10 AI-enabled fraud tools and mines more than 270 million transactions for about 190,000 leads a quarter (November 2025). TowneBank's AI is vendor-delivered in the contact centre and analytics, and it names no AI leader.[6][2][3]

Who leads technology at TowneBank?

Varun Chandhok, senior executive vice president and chief information officer, announced in February 2026 to 'further advance our technology strategy'. He was previously CIO of WesBanco Bank and chief information and operations officer of Premier Financial, after technology roles at M&T Bank. TowneBank has named no chief AI or data officer.[7][20]

Which Virginia bank has the most disclosed AI?

Among Virginia-based regionals on this site, Atlantic Union scores 53.7 on the AI disclosure index, TowneBank 38.8 and United Bankshares 2. Capital One, the largest deposit holder in Virginia, is scored among the large banks; its Eno assistant answers account questions in the app and by text.[5][70][71]

How does TowneBank's technology spending compare?

TowneBank does not publish a technology budget. Its 2025 10-K shows software expense of $27.63 million, up 3.05%, and data processing of $17.21 million. F.N.B. guided 2026 non-interest expense toward the top of $1.00 billion to $1.02 billion, citing accelerated AI investment among the drivers.[20][72]

What do TowneBank's filings say about AI compared with peers'?

TowneBank's 2024 10-K added a stand-alone AI risk factor and the 2025 10-K added AI to the cyber risk factor; its 2026 10-Qs say nothing on AI. United Bankshares' AI passages rose from one to four between its 2024 and 2025 10-Ks, and Atlantic Union's 2025 10-K says some of its models use AI or machine learning.[73][20][12][42][5]

How do TowneBank's mergers affect its technology work compared with peers?

TowneBank converted Old Point's online banking to Towne24 in June 2026 and moves Dogwood's business users in November 2026, with blueharbor bank due to close in early 2027. Atlantic Union automated validation of more than 80 million values in its Sandy Spring conversion, and Pinnacle plans a new app for 200,000-plus Synovus customers in March 2027.[8][9][10][5][52]

How does TowneBank compare with SouthState on AI?

SouthState scores 70.9 on this site's disclosure index and TowneBank 38.8. SouthState reports 2,500+ premium Copilot users and 12K+ prompts a day (June 30, 2026); a June 2026 capstone found Copilot on TowneBank bankers' computers 'not being widely used'. TowneBank's AI is concentrated in its Talkdesk contact centre.[19][4][2]

How does TowneBank compare with United Bankshares on AI?

TowneBank scores 38.8 on this site's index and United Bankshares 2. United discloses no AI programme, leader, vendor or budget, and its 2026 10-Qs have no AI reference. TowneBank names Talkdesk Copilot and SAS analytics in production and a new CIO, though it too names no AI leader.[15][2][3][7]

  1. Celebrating the CX Innovators winners shaping customer experience
    Talkdesk · Oct 30, 2025
  2. TowneBank Customer Story
    Talkdesk · Sep 25, 2025
  3. Banking on cloud: TowneBank primes for continued growth with SAS
    SAS (PR Newswire) · May 22, 2024
  4. Bryan School Students Bring Fresh Perspective to TowneBank's AI Strategy
    UNC Greensboro Bryan School of Business and Economics · Jun 22, 2026
  5. #31 Atlantic Union's CIO automated his way through a $14 billion merger
    American Banker · Jun 1, 2026
  6. F.N.B. Corporation Investor Day presentation (Form 8-K, Exhibit 99.1)
    F.N.B. Corporation (SEC filings) · Nov 5, 2025
  7. TowneBank Welcomes Varun Chandhok as Chief Information Officer
    TowneBank · Feb 17, 2026
  8. Towne24 (Old Point Online updated to Towne24)
    TowneBank · Jun 22, 2026
  9. Dogwood: Business Online Banking & Treasury Services Transition Guide (Welcome to Towne24 for Business)
    TowneBank · Oct 15, 2026
  10. TowneBank deal shrinks pool of NC bank targets
    Banking Dive · Oct 7, 2026
  11. TowneBank Form 10-Q for the quarter ended March 31, 2026
    TowneBank (FDIC filings) · May 7, 2026
  12. TowneBank Form 10-Q for the quarter ended June 30, 2026
    TowneBank (FDIC filings) · Aug 6, 2026
  13. Debit Card Control with Card Suite Pro
    TowneBank · Oct 15, 2026
  14. United Bankshares, Inc. Form 10-Q for the quarter ended 31 March 2026
    SEC EDGAR · May 8, 2026
  15. United Bankshares, Inc. Form 10-Q for the quarter ended 30 June 2026
    SEC EDGAR · Aug 7, 2026
  16. Information superhighway: Denys Diaz
    TowneBank (from The CEO Magazine) · Jun 18, 2025
  17. Kevin Johnson, Head of AI, Pinnacle Financial Partners (Digital Banking speaker profile)
    American Banker · Apr 21, 2026
  18. Pinnacle Financial Partners (PNFP) Q2 FY2026 earnings call transcript
    Yahoo Finance (earnings call transcript) · Jul 23, 2026
  19. SouthState second-quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    SouthState Bank Corporation (SEC filings) · Jul 23, 2026
  20. TowneBank Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    TowneBank (FDIC filings) · Feb 27, 2026
  21. How to Recognize AI Scams in 2026
    TowneBank · May 14, 2026
  22. United Community Banks first-quarter 2026 earnings call transcript (filed under Rule 425)
    United Community Banks (SEC filings) · Apr 21, 2026
  23. The Playbook for Enterprise AI Adoption with Walt Wear (Community Bank Podcast)
    SouthState Correspondent Division · Aug 3, 2026
  24. 6 things banks look for in gen AI models and companies
    American Banker · Jan 14, 2025
  25. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  26. Pinnacle points to new hires as proof that merger is working
    American Banker · Apr 23, 2026
  27. AI and Treasury Management: More Opportunity, More Risk
    Pinnacle Financial Partners · Jun 1, 2026
  28. Pinnacle (PNFP) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 23, 2026
  29. FNB CEO bets on smaller-bank innovation
    Banking Dive · Apr 3, 2026
  30. FNB Adds AI and Data Science Directors to Strategy Leadership Team
    F.N.B. Corporation · Sep 18, 2025
  31. F.N.B. Corporation Further Expands eStore Common Application Capabilities with Introduction of Business Loan Products
    PR Newswire via FT Markets · Mar 10, 2026
  32. Atlantic Union Bankshares 2025 Annual Report to Shareholders (Form ARS, including the Form 10-K)
    Atlantic Union Bankshares · Mar 25, 2026
  33. Atlantic Union Bank Completes Integration of Sandy Spring Bank
    Atlantic Union Bank · Oct 14, 2025
  34. Talkdesk transforms the bank branch into an AI-powered advisory hub
    Talkdesk (GlobeNewswire) · Aug 18, 2026
  35. TowneBank Reports Second Quarter 2026 Earnings
    TowneBank (GlobeNewswire) · Jul 22, 2026
  36. Atlantic Union Bankshares Reports Second Quarter Financial Results
    Atlantic Union Bankshares · Jul 21, 2026
  37. Atlantic Union plans more branches to speed Carolinas growth
    American Banker · Oct 23, 2025
  38. Asbury 'energized' to keep fighting for banking industry
    ABA Banking Journal · Oct 20, 2025
  39. United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026
    United Bankshares · Jul 23, 2026
  40. United Bank Celebrates 187 Years of Service
    United Bank · Mar 17, 2026
  41. United Bankshares, Inc. Form 10-K for 2024
    SEC EDGAR · Feb 28, 2025
  42. United Bankshares, Inc. Form 10-K for 2025
    SEC EDGAR · Feb 27, 2026
  43. SouthState Bank Corporation Reports Second Quarter 2026 Results, Declares an Increase in the Quarterly Cash Dividend
    PR Newswire via FT Markets · Jul 23, 2026
  44. SouthState Bank Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    SouthState Bank Corporation (SEC filings) · Feb 20, 2026
  45. Pinnacle Financial, Synovus name leadership team to steer combined bank
    Reuters · Aug 21, 2025
  46. United Community Banks, Inc. 2025 Annual Report
    United Community Banks · Mar 31, 2026
  47. United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.
    United Community Banks · Jun 12, 2026
  48. United Community Banks, Inc. Reports Second Quarter Earnings
    United Community Banks (GlobeNewswire) · Jul 21, 2026
  49. United Bankshares, Inc. Announces Florida Expansion
    Business Wire · Oct 8, 2026
  50. TowneBank Agrees to Acquire blueharbor bank for Approximately $154 Million
    Yahoo Finance · Oct 6, 2026
  51. SouthState Bank Corporation Form 8-K: third-quarter 2026 earnings date
    SouthState Bank Corporation (SEC filings) · Oct 2, 2026
  52. The Most Powerful Women in Banking Women to Watch, #15, Liz Wolverton, Pinnacle Financial Partners
    American Banker · Oct 1, 2026
  53. The Most Powerful Women in Banking NEXT, #14, Tara Edmonds, SouthState Bank
    American Banker · Oct 1, 2026
  54. United Bank Opens New Operations Center In Charleston
    United Bank · Sep 23, 2026
  55. Protect Your Business from Payment Fraud and Account Takeover
    United Community · Sep 18, 2026
  56. Banks' wealth units pursue AI — carefully
    ABA Banking Journal · Sep 14, 2026
  57. Top Banks by Reputation 2026: Customers
    American Banker · Aug 17, 2026
  58. Atlantic Union Bankshares Form 10-Q for the quarter ended June 30, 2026
    SEC (EDGAR) · Aug 6, 2026
  59. F.N.B. Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    F.N.B. Corporation (SEC filings) · Aug 5, 2026
  60. Pinnacle Financial Partners, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Pinnacle Financial Partners (SEC filing) · Aug 4, 2026
  61. Earnings call transcript: Atlantic Union Bankshares tops Q2 2026 estimates
    Investing.com · Jul 21, 2026
  62. Atlantic Union Bankshares Investor Day presentation, December 10, 2025 (Form 8-K, Exhibit 99.1)
    Atlantic Union Bankshares (SEC filings) · Dec 10, 2025
  63. TowneBank 2026 Proxy Statement
    TowneBank (FDIC filings) · Apr 10, 2026
  64. Atlantic Union Bank Selects Spiral to Boost Customer Savings and Community Impact Through Everyday Banking
    Business Wire (via Morningstar) · Jun 16, 2026
  65. Atlantic Union Bankshares Corporation Completes Acquisition of Sandy Spring Bancorp, Inc.
    Atlantic Union Bankshares · Apr 1, 2025
  66. Pinnacle and Synovus Complete Merger to Become Regional Bank Growth Champion
    Pinnacle Financial Partners · Jan 2, 2026
  67. UCB to add heft near Atlanta with latest bank deal
    American Banker · Apr 21, 2026
  68. United Community Banks, Inc. Announces Completion Of Merger With Peach State Bancshares, Inc., The Parent Company Of Peach State Bank & Trust
    United Community Banks · Aug 3, 2026
  69. United Bankshares, Inc. to Acquire Piedmont Bancorp, Inc.
    United Bankshares · May 10, 2024
  70. Summary of Deposits: branch deposits in Virginia, June 30, 2025 (BankFind API query, all institutions)
    FDIC · Jun 30, 2025
  71. Eno, your Capital One assistant
    Capital One · Sep 19, 2026
  72. F.N.B. Corporation Q1 2026 Earnings Call Summary
    Yahoo Finance · Apr 17, 2026
  73. TowneBank Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    TowneBank (FDIC filings) · Feb 28, 2025

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