Ask NostroAskSubscribe

Hancock Whitney vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 90 sources cited

How does Hancock Whitney compare with its peers on AI and technology?

On this site's AI disclosure index Hancock Whitney scores 37.4 (#78 of 120 US banks), sixth in a nine-bank group of Southern regionals, behind SouthState (70.9), Pinnacle (65.3), Frost (49.3), Prosperity (40) and United Community (38.7), and well ahead of its Mississippi rivals Trustmark (18.7) and Renasant (2.4). Its strength is governance on paper. The 2025 10-K, filed February 27, 2026, describes board oversight of AI, an AI Working Group of legal, compliance, risk and IT that approves use cases, and AI tools in the security program; the 2026 proxy lists director Suzette Kent, a former Federal CIO, with AI experience. Its gap is AI in use. It has disclosed no AI product, and its Q4 2025, Q1 2026 and Q2 2026 earnings calls contain no AI discussion, while SouthState reports 2,500+ premium Copilot users (June 2026) and Pinnacle almost 20 AI engineers (July 2026). Its digital work is a mobile modernization with MX aimed at a customer base whose average age is 65: mobile account openings rose 20% and 80% of new checking accounts were digitally active in Q4 2025. In Louisiana, where it holds 12.6% of deposits, the larger rival is JPMorgan Chase (16.7%), which counted 74.6 million active digital customers in 2025; Capital One (12.1%) has run its Eno assistant since 2017.[1][2][3][4][5][6][7][8][9][10][11]

Data as of Oct 20, 2026 · Hancock Whitney profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where it leads

Where does Hancock Whitney lead its peers on AI?

01

The most formal AI governance among its Mississippi rivals

Hancock Whitney's 2025 10-K describes an AI Working Group that approves use cases and reports to an IT Risk Governance Committee, plus board oversight of AI. Trustmark's CIO briefed its board on AI on July 28, 2026, with the CEO calling financial effects too early to quantify; Renasant lists process automation without naming AI.[1][12][13]

02

A director with federal technology and AI experience

Hancock Whitney's 2026 proxy places 'cybersecurity, technology and artificial intelligence risks' under the Board Risk Committee and lists director Suzette Kent, US Federal Chief Information Officer from 2018 to 2020, with cybersecurity and AI experience. Trustmark's CIO reports to its chief credit and operations officer.[2][12][14]

03

Digital adoption figures on the record

Hancock Whitney says mobile account openings rose 20% year over year and 80% of new checking accounts were digitally active (Q4 2025), and an MX session description rated its new app sixth best among banks and credit unions (June 2026). Prosperity's public message on its February 2026 core conversion is 'real bankers, real-time banking'.[3][15][16]

Where it trails

Where does Hancock Whitney trail its peers on AI?

01

No AI in production that it names

Hancock Whitney's profile records 5 of 11 AI use cases in production, 8th of 9 in the group, and none is a customer or employee AI tool; its client-facing AI content is threat guidance. SouthState reports 2,500+ premium Copilot users and a GenAI Knowledge Assistant (June 2026); United Community credits vendors' AI with halving fraud losses over two years.[17][1][6][18]

02

Silent on AI in three straight earnings calls

The Q4 2025 (January 20), Q1 2026 (April 21) and Q2 2026 (July 21) call transcripts contain no AI discussion. Pinnacle's CEO said in July 2026 that the bank employs almost 20 AI engineers, and Trustmark's CEO discussed the board's AI briefing on its July 2026 call.[3][4][5][7][12]

03

No AI leader, unlike Pinnacle

Hancock Whitney names a director of digital strategy, Pam Hymel, and a COO who began as a programmer, but no chief AI, data or analytics officer. Pinnacle names a head of AI, Kevin Johnson, and Huntington, which now owns Cadence's Mississippi franchise, has its CFO own an AI strategy with 50 agents in production.[15][19][20][21]

04

Fewer dated moves than the group

Hancock Whitney scores 13 on dated moves in the last 12 months, 8th of 9 against a median of 17.5; Pinnacle leads with 21. Its 2026 moves were the One Florida Bank deal, the Wealth Access agreement and the MX case study, while peers logged AI launches and pilots.[22][23][8]

AI index

Where does Hancock Whitney rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
SouthState Bank70.9#33 of 120121610 of 2020Copilot at scale, tested models, and Fiserv agentOS agents[24][25][26]
Pinnacle Financial Partners65.3#42 of 12012179 of 1221A head of AI inside a banker-led model[20][27][28][29][7]
Cullen/Frost Bankers49.3#58 of 1207157 of 917Frost mobile app and Blend digital origination[30][31][32][33]
Prosperity Bancshares40#71 of 1206154 of 817Real-time core (converted February 2026)[34][16][35][36][37][38]
United Community Banks38.7#75 of 1204278 of 1321Not disclosed
Hancock Whitney (this page)37.4#78 of 1204205 of 1113MX-powered digital banking modernisation[8][15][39][17][1]
Trustmark Corporation18.7#98 of 1203146 of 1017Not disclosed
Simmons First National Corporation3.6#106 of 1205228 of 1019Not disclosed
Renasant Corporation2.4#111 of 12022412 of 1212Not disclosed
Component by component

On which parts of the AI record is Hancock Whitney ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Hancock Whitney and the 8 peers that are scored on the same basis. "Place" is Hancock Whitney's position in the group of 9 (1st = most).

Component (weight)Hancock WhitneyPeer medianMost in the groupPlace
Independent sources (45%)45.5SouthState (12)6th of 9
Use cases in production (10%)58Renasant (12)8th of 9
Own primary disclosures (10%)2016.5United Community (27)4th of 9
Dated moves, last 12 months (10%)1318Pinnacle (21)8th of 9
Disclosed numbers (5%)1413SouthState (20)4th of 9
Named AI leaders (5%)87Pinnacle (12)4th of 9
Use cases described (5%)1111SouthState (20)5th of 9
Head to head

What has each bank in Hancock Whitney's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Hancock WhitneyMX-powered digital banking modernisation[8][15][39][17][1]8, incl. John Hairston (President and CEO)[40][41]New mobile app ranking among banks and credit unions: 6th best (per MX session description) (Jun 16, 2026)[15]Not disclosedNot surveyed
Trustmark CorporationNot disclosed5, incl. Duane A. Dewey (President and CEO)[42][43]Mentions of AI or artificial intelligence in the annual report, FY2024 / FY2025: 0 / 5, all in economic or market commentary (Feb 23, 2026)[44][14]Not disclosedNot surveyed
Renasant CorporationNot disclosed2, incl. Kevin D. Chapman (President and CEO)[45][46]Full-time equivalent employees, Renasant plus The First: mid-2024 vs 31 March 2026: ≈ 3,400 vs ≈ 2,950 (down 450) (Apr 29, 2026)[47]Not disclosedNot surveyed
SouthState BankCopilot at scale, tested models, and Fiserv agentOS agents[24][25][26]10, incl. John Corbett (Chief Executive Officer)[48]Copilot users (premium / active basic): 2,500+ / 2,200+ (Jun 30, 2026)[6]None found (the profile's patent search)[49]1 open AI roles (Sep 24, 2026); most in AI engineering
Pinnacle Financial PartnersA head of AI inside a banker-led model[20][27][28][29][7]12, incl. Kevin Blair (President and CEO)[27][50][29][7]AI engineers employed: almost 20 (Jul 23, 2026)[7]Not disclosedNot surveyed
United Community BanksNot disclosed6, incl. Lynn Harton (Chairman, CEO and President)[51][52][53][18]Fraud losses, change over two years (partly attributed to vendors' AI): −50% (Apr 21, 2026)[18]Not disclosedNot surveyed
Simmons First National CorporationNot disclosed8, incl. Jay Brogdon (President and CEO)[54][55]Mentions of AI in the 2026 proxy statement: 0 (Apr 8, 2026)[56]Not disclosedNot surveyed
Prosperity BancsharesReal-time core (converted February 2026)[34][16][35][36][37][38]6, incl. David Zalman (Senior Chairman and CEO)[37][57]Not disclosedNot disclosedNot surveyed
Cullen/Frost BankersFrost mobile app and Blend digital origination[30][31][32][33]12, incl. Phil Green (Chairman and CEO, Cullen/Frost Bankers)[58]Digital account-opening completion rate: 50% → 80% (Aug 18, 2026)[31]2 patents listed on the profile, e.g. US 2017/0316393 A1 (Linking financial accounts to a subscription service and waiving select fees)[59]2 open AI roles (Oct 1, 2026); most in AI security
Last 12 months

What are the latest dated moves on the AI record of Hancock Whitney and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 16, 2026Simmons BankQ3 2026 call: technology and automation 'barely scratching the surface'[60]
Oct 2, 2026SouthStateQ3 2026 results scheduled[61]
Oct 1, 2026PinnacleChief digital officer: 200,000-plus customers move to a new app in March 2027[62]
Oct 1, 2026SouthStateEdmonds profiled for tokenized-deposit and instant-payments work[63]
Sep 22, 2026Simmons BankInvestor Day set for 10 December 2026[64]
Sep 18, 2026United CommunityCustomer guidance on AI-enabled scams[65]
Sep 17, 2026RenasantVendor StrategyCorps buys AI-native Quantuma[66]
Sep 14, 2026United CommunityNamed as a Microsoft Copilot adopter[67]
Sep 9, 2026Hancock Whitney'AI is raising business cyber risk' guidance[17]
Aug 27, 2026FrostBlend 'Ecosystem Expander' award[68]
Aug 20, 2026FrostBlend reports agentic Autopilot results across lenders[32]
Aug 7, 2026Hancock WhitneySecond-quarter 2026 10-Q[69]
Aug 6, 2026ProsperityQ2 2026 10-Q repeats the AI risk bullet[70]
Aug 5, 2026RenasantQ2 2026 10-Q repeats the two AI references[71]
Aug 5, 2026TrustmarkQ2 2026 10-Q: AI references remain macro commentary[72]
Aug 4, 2026PinnacleQ2 10-Q: AI initiatives listed as an execution risk[73]
Jul 29, 2026ProsperityQ2 call: Stellar savings of $80-85 million wait for a March 2027 conversion[38]
Jul 29, 2026TrustmarkQ2 call: FIS-supported platforms replace self-supported core[12]
Hancock Whitney vs the large banks in Louisiana

How do Hancock Whitney's digital services compare with the larger banks in its home market?

Louisiana deposit share and branch counts are computed by this site from the FDIC Summary of Deposits (June 30, 2025, by holding company). A blank means nothing is disclosed, not that nothing exists.

BankLouisiana deposits and branchesCustomer AI assistantDigital scale disclosedEmployee AI
Hancock Whitney2nd: 12.6%, 97 branchesNone disclosed; MX-built mobile app (June 2026)Mobile openings up 20%; 80% of new checking accounts digitally active (Q4 2025)None named; AI Working Group approves use cases[9][15][3][1]
JPMorgan Chase1st: 16.7%, 100 branchesNo consumer assistant launched; a consumer travel agent targeted for pilot before end-202674.6 million active digital and 61.7 million active mobile customers (2025)LLM Suite: 150,000 weekly users (February 2026)[9][74][10][75]
Capital One3rd: 12.1%, 64 branchesEno, live since March 2017; no usage count publishedLargest US credit card issuer by card loans (December 31, 2025)MACAW summarizes fraud calls for staff[9][11][76][77]
Regions4th: 6.3%, 79 branchesIn-house native app (July 2025) with personalized insights (July 2026)2.7 million active mobile usersGitHub Copilot for about 80% of developers (September 2026)[9][78][79][80][81]
First Horizon5th: 5.8%, 55 branchesA proprietary customer-facing digital platform under construction (September 2025)Not disclosedChatFHN in every employee's hands, about 15 months in production (2026)[9][82][83][84]
AI governance and employee AI in the group

How does Hancock Whitney's AI governance and employee AI compare with its Southern peers'?

What each bank has disclosed about who governs AI and what AI its staff use.

BankGovernance disclosedAI in useDate
Hancock WhitneyAI Working Group (legal, compliance, risk, IT) approves use cases; Board Risk Committee oversees AI riskAI tools in the security program; no staff tool namedFebruary and March 2026[1][2]
TrustmarkCIO presented AI efforts to the boardAI plans drawn up; effects too early to quantifyJuly 2026[12][85]
SouthStateAI Enablement Manager runs adoption2,500+ premium Copilot users; GenAI Knowledge Assistant at 1.1K+ questions a dayJune 30, 2026[6][24]
PinnacleHead of AI, Kevin JohnsonChatPFP answered 18,000 banker questions; almost 20 AI engineersApril and July 2026[20][29][7]
United CommunityCEO says AI will have a positive impactVendor AI in fraud; fraud losses down 50% over two yearsApril 2026[18]
RenasantNo AI governance disclosedProcess automation and data analytics listed among technology investments2026 annual report[13]
Core and digital modernization in the group

How does Hancock Whitney's technology modernization compare with its peers' projects?

Several Southern banks spent 2026 replacing cores or apps, often around acquisitions.

BankProjectWhenWhat is disclosed
Hancock WhitneyMobile and digital modernization with MX; One Florida Bank systems conversionJune 2026; conversion expected Q4 2026New app rated sixth best per an MX session description; average customer age 65[8][15][22]
TrustmarkCore deposit system conversionCompleted Q2 2026A 45-year-old system replaced[42][85]
ProsperityReal-time core processing systemFebruary 17, 2026Four-day cutover with online banking, Treasury Center and Zelle suspended[34][16]
PinnacleSynovus systems conversion and a new banking appMarch 2027More than 200,000 customers moving[62]
FrostDigital account opening on BlendAugust 2026Completion rates up from 50% to 80%[31]
How Hancock Whitney's AI disclosure arrived

How has Hancock Whitney's AI disclosure developed?

Hancock Whitney's AI language arrived in stages. Its 2023 10-K had none. The 2024 10-K, filed February 27, 2025, added a risk factor saying the company or its vendors may incorporate AI and that generative AI is raising cybersecurity risk. The 2025 10-K, filed February 27, 2026, added board oversight of AI, an AI Working Group of legal, compliance, risk and IT staff that approves use cases, and AI tools inside the security program. The 2026 proxy says the board has spent significant time on generative AI and lists director Suzette Kent with AI experience.[86][1][2]

On fraud it has argued policy rather than announced tools. Its September 18, 2025 response to the agencies' payments-fraud request for information asked for a federal fraud office, platform accountability and a Regulation CC fraud-hold exemption, and an attached letter to Mississippi senators says scams exploit artificial intelligence and voice cloning. Its September 2026 guidance tells business clients that AI is pushing cybersecurity risks to unprecedented levels.[87][17]

The peer group

Which banks are Hancock Whitney's peers, and why these?

Hancock Whitney is compared here with Trustmark Corporation, Renasant Corporation, SouthState Bank, Pinnacle Financial Partners, United Community Banks, Simmons First National Corporation, Prosperity Bancshares and Cullen/Frost Bankers: chosen by the editors for this page (see the note below the table). Hancock Whitney is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in banks from Virginia, West Virginia, South Florida and the Ohio Valley; this group puts first the Mississippi banks Hancock Whitney meets at home (Trustmark and Renasant), then Southern regionals from its own 2026 proxy compensation peer group (SouthState, Pinnacle, United Community, Simmons, Prosperity and Frost), while the larger banks that lead its Louisiana markets are compared in a separate table below.

Common questions

Does Hancock Whitney use Microsoft Copilot or ChatGPT?

It has not said. Its 10-K says the cybersecurity program leverages AI tools and that an AI Working Group approves use cases, but names no generative-AI product or vendor. Peers are specific: SouthState reports 2,500+ premium Copilot users, and Wells Fargo reports Microsoft 365 Copilot for 30,000+ employees at 92% active usage (November 2025).[1][6][88]

Does Hancock Whitney have an AI virtual assistant?

Not one it has disclosed. Its digital work is a mobile modernization with MX, and its client-facing AI content is cybersecurity and fraud guidance. In Louisiana, Capital One has run its Eno assistant since 2017, and Bank of America says Erica helps more than 24.6 million clients nationally.[8][17][11][89]

Is Hancock Whitney better than Trustmark at AI?

The record cannot settle capability. Hancock Whitney has put more on it: 37.4 on this site's disclosure index against Trustmark's 18.7, with a written AI Working Group and board-level AI oversight. Trustmark finished replacing a 45-year-old core deposit system in Q2 2026 and its CEO says AI plans exist but are too early to quantify.[1][42][12]

How does Hancock Whitney compare with Regions on digital banking?

Regions rebuilt its app in-house in July 2025 and reports 2.7 million active mobile users, with personalized insights added in July 2026. Hancock Whitney launched an MX-built app and says 80% of new checking accounts were digitally active in Q4 2025. Regions scores 83.8 on this site's AI index; Hancock Whitney scores 37.4.[78][80][79][15][3]

Who governs AI at Hancock Whitney?

An AI Working Group of legal, compliance, risk and IT representatives approves AI use cases and reports to the IT Risk Governance Committee, and the Board Risk Committee, chaired by Frank Bertucci, oversees AI risk. Director Suzette Kent, a former US Federal CIO, is listed with AI experience. No chief AI or data officer is named.[1][2]

How does Hancock Whitney's technology compare with Pinnacle and SouthState?

Both have put more on the record: SouthState scores 70.9 and Pinnacle 65.3 on this site's index against Hancock Whitney's 37.4. SouthState reports 2,500+ premium Copilot users and Pinnacle a head of AI and almost 20 AI engineers. Hancock Whitney's disclosed work is AI governance and an MX-built mobile app.[6][20][7][1][15]

How does Hancock Whitney compare with First Horizon on AI?

First Horizon has put more on the record: its internal assistant, ChatFHN, has been in every employee's hands for about 15 months, and it is building a proprietary customer-facing digital platform. Hancock Whitney names no staff AI tool; its disclosed work is an AI Working Group, board oversight of AI and an MX-built mobile app. The two meet in Louisiana, where First Horizon holds 5.8% of deposits.[83][84][82][1][15][9]

How does Hancock Whitney compare with Renasant on technology?

Renasant scores 2.4 on this site's index and Hancock Whitney 37.4. Renasant's 2026 annual report lists process automation and data analytics among technology investments without naming AI; Hancock Whitney's 10-K discloses AI governance and AI tools in its security program. Both are Mississippi banks and meet on the Gulf Coast, where Renasant holds 11.1% of deposits.[13][1][90]

Does Hancock Whitney use AI to fight fraud?

Its 10-K says the cybersecurity program tracks AI-driven threats and leverages AI tools, but names no fraud model. On policy, its September 2025 FDIC response asked for a federal fraud office, and its letter to Mississippi senators says scams exploit AI and voice cloning. United Community credits vendors' AI with halving its fraud losses over two years.[1][87][18]

Peers on this site
Trustmark AI strategy →How Trustmark Corporation compares with its peers →Renasant AI strategy →How Renasant Corporation compares with its peers →SouthState AI strategy →How SouthState Bank compares with its peers →Pinnacle AI strategy →How Pinnacle Financial Partners compares with its peers →United Community AI strategy →How United Community Banks compares with its peers →Simmons Bank AI strategy →How Simmons First National Corporation compares with its peers →Prosperity AI strategy →How Prosperity Bancshares compares with its peers →Frost AI strategy →How Cullen/Frost Bankers compares with its peers →
Deeper on Hancock Whitney
Hancock Whitney AI strategy: the full profile →Hancock Whitney competitors and alternatives →Hancock Whitney AI profile →Hancock Whitney competitors and alternatives →SouthState vs peers on AI →Bank AI index →AI chatbots in banking →AI disclosure index: the largest US banks ranked →Which banks lead in AI, topic by topic →
Sources
  1. Hancock Whitney Corporation Annual Report on Form 10-K for 2025
    Hancock Whitney (SEC filings) · Feb 27, 2026
  2. Hancock Whitney Corporation 2026 Proxy Statement (Schedule 14A)
    Hancock Whitney (SEC filings) · Mar 17, 2026
  3. Hancock Whitney HWC Q4 2025 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Jan 20, 2026
  4. Hancock Whitney HWC Q1 2026 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Apr 21, 2026
  5. Earnings call transcript: Hancock Whitney meets Q2 2026 EPS as shares fall
    Investing.com · Jul 21, 2026
  6. SouthState second-quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    SouthState Bank Corporation (SEC filings) · Jul 23, 2026
  7. Pinnacle Financial Partners (PNFP) Q2 FY2026 earnings call transcript
    Yahoo Finance (earnings call transcript) · Jul 23, 2026
  8. Nate Gardner, Chief Xperience Officer, MX (Digital Banking speaker profile; session 'From Old Money to New Momentum: How Hancock Whitney Modernized for the Next Generation')
    American Banker · Jun 3, 2026
  9. FDIC Summary of Deposits: Louisiana, branch deposits as of June 30, 2025 (BankFind Suite API)
    Federal Deposit Insurance Corporation · Jun 30, 2025
  10. JPMorgan Chase & Co. Annual Report on Form 10-K for the year ended December 31, 2025
    JPMorgan Chase & Co. (SEC filings) · Feb 13, 2026
  11. Eno, your Capital One assistant
    Capital One · Sep 19, 2026
  12. Earnings call transcript: Trustmark tops Q2 2026 estimates as conversion ends
    Investing.com · Jul 29, 2026
  13. Renasant Corporation 2025 Annual Report
    SEC EDGAR · Mar 16, 2026
  14. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Trustmark Corporation (SEC filings) · Feb 23, 2026
  15. Pam Hymel, Director of Digital Strategy, Hancock Whitney (speaker profile)
    American Banker · Jun 3, 2026
  16. Customer letter: real-time processing system upgrade
    Prosperity Bank · Jan 9, 2026
  17. 5 Critical Cybersecurity Questions to Ask Your IT Team or Service Provider
    Hancock Whitney · Sep 9, 2026
  18. United Community Banks first-quarter 2026 earnings call transcript (filed under Rule 425)
    United Community Banks (SEC filings) · Apr 21, 2026
  19. Hancock Whitney Names Shane Loper as Hancock Whitney Bank President
    Hancock Whitney · Mar 7, 2024
  20. Kevin Johnson, Head of AI, Pinnacle Financial Partners (Digital Banking speaker profile)
    American Banker · Apr 21, 2026
  21. At Huntington Bancshares, the CFO is also the AI strategist
    Fortune · Apr 24, 2026
  22. Hancock Whitney Completes One Florida Bank Acquisition
    Business Wire via Yahoo Finance · Aug 3, 2026
  23. Hancock Whitney Selects Wealth Access as Connected Intelligence Platform for Enterprise Wealth Management
    PR Newswire (Wealth Access) · Mar 2, 2026
  24. The Playbook for Enterprise AI Adoption with Walt Wear (Community Bank Podcast)
    SouthState Correspondent Division · Aug 3, 2026
  25. 6 things banks look for in gen AI models and companies
    American Banker · Jan 14, 2025
  26. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  27. Pinnacle points to new hires as proof that merger is working
    American Banker · Apr 23, 2026
  28. AI and Treasury Management: More Opportunity, More Risk
    Pinnacle Financial Partners · Jun 1, 2026
  29. Pinnacle (PNFP) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 23, 2026
  30. Frost Bank exec: AI to usher in simpler mobile banking era
    Banking Dive · Jan 29, 2025
  31. Frost Bank Achieves 60% Increase in Digital Account Openings With Blend
    Business Wire via FT Markets · Aug 18, 2026
  32. Early Production Results for Blend's Autopilot Show What Agentic AI Means For Lending
    Business Wire via FT Markets · Aug 20, 2026
  33. Cullen/Frost Q2 2026 investor presentation (Form 8-K, Exhibit 99.1)
    Cullen/Frost Bankers (SEC filings) · Aug 17, 2026
  34. System Upgrade
    Prosperity Bank · Feb 17, 2026
  35. Prosperity Bancshares, Inc. Reports First Quarter 2026 Earnings
    Prosperity Bancshares · Apr 29, 2026
  36. Second Quarter 2026 Investor Presentation
    Prosperity Bancshares · Jul 28, 2026
  37. Prosperity to acquire rival Houston bank in $2 billion deal
    American Banker · Jan 28, 2026
  38. Prosperity Bancshares (PB) Q2 2026 Earnings Call
    Yahoo Finance · Aug 7, 2026
  39. Hancock Whitney Expands Offering with Free Greenlight Subscription for Clients
    Hancock Whitney · Nov 12, 2025
  40. Hancock Whitney Reports First Quarter 2026 EPS of $0.57
    Hancock Whitney · Apr 21, 2026
  41. Hancock Whitney inks deal to buy Orlando community bank
    American Banker · May 15, 2026
  42. Trustmark Corporation Announces Second Quarter 2026 Financial Results
    Trustmark Corporation (Business Wire via Yahoo Finance) · Jul 28, 2026
  43. Trustmark promotes exec, setting him up as potential next CEO
    American Banker · Mar 31, 2026
  44. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Trustmark Corporation (SEC filings) · Feb 19, 2025
  45. Renasant Corporation Announces Earnings for the First Quarter of 2026 and an Increase in Its Quarterly Dividend
    Renasant Corporation · Apr 28, 2026
  46. Renasant Corporation Announces Earnings for the Second Quarter of 2026
    Renasant Corporation (GlobeNewswire) · Jul 28, 2026
  47. Renasant (RNST) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 29, 2026
  48. SouthState Bank Corporation Reports Second Quarter 2026 Results, Declares an Increase in the Quarterly Cash Dividend
    PR Newswire via FT Markets · Jul 23, 2026
  49. SouthState Bank Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    SouthState Bank Corporation (SEC filings) · Feb 20, 2026
  50. Pinnacle Financial, Synovus name leadership team to steer combined bank
    Reuters · Aug 21, 2025
  51. United Community Banks, Inc. 2025 Annual Report
    United Community Banks · Mar 31, 2026
  52. United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.
    United Community Banks · Jun 12, 2026
  53. United Community Banks, Inc. Reports Second Quarter Earnings
    United Community Banks (GlobeNewswire) · Jul 21, 2026
  54. Simmons First National Corporation Reports Second Quarter Results
    Simmons First National · Jul 16, 2026
  55. Simmons Bank hires new leaders to boost organic growth
    American Banker · Feb 2, 2026
  56. Simmons First National Corporation 2026 Proxy Statement (Schedule 14A)
    Simmons First National (SEC filings) · Apr 8, 2026
  57. Prosperity blames loan-growth woes on newcomers' pricing
    American Banker · Jul 29, 2026
  58. Frost Bank sticks to organic growth as Texas M&A heats up
    Banking Dive · Jan 29, 2026
  59. US20170316393A1: System, apparatus and method for linking financial accounts to a subscription service and waiving select fees of those linked financial accounts
    Google Patents (USPTO) · Nov 2, 2017
  60. Simmons First (SFNC) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 16, 2026
  61. SouthState Bank Corporation Form 8-K: third-quarter 2026 earnings date
    SouthState Bank Corporation (SEC filings) · Oct 2, 2026
  62. The Most Powerful Women in Banking Women to Watch, #15, Liz Wolverton, Pinnacle Financial Partners
    American Banker · Oct 1, 2026
  63. The Most Powerful Women in Banking NEXT, #14, Tara Edmonds, SouthState Bank
    American Banker · Oct 1, 2026
  64. Simmons First National Corporation to Host Investor Day
    Simmons First National · Sep 22, 2026
  65. Protect Your Business from Payment Fraud and Account Takeover
    United Community · Sep 18, 2026
  66. StrategyCorps Acquires Quantuma, an AI-Native Relationship Solution for Commercial Banking
    StrategyCorps (PR Newswire) · Sep 17, 2026
  67. Banks' wealth units pursue AI — carefully
    ABA Banking Journal · Sep 14, 2026
  68. Blend Honors Seven Customers With Best in Banking Awards at Forum 2026
    Business Wire via Yahoo Finance · Aug 27, 2026
  69. Hancock Whitney Corporation Quarterly Report on Form 10-Q for the period ended 30 June 2026
    Hancock Whitney (SEC filings) · Aug 7, 2026
  70. Prosperity Bancshares Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Prosperity Bancshares (SEC filings) · Aug 6, 2026
  71. Renasant Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Renasant Corporation (SEC filings) · Aug 5, 2026
  72. Trustmark Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Trustmark Corporation (SEC filings) · Aug 5, 2026
  73. Pinnacle Financial Partners, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Pinnacle Financial Partners (SEC filing) · Aug 4, 2026
  74. JPMorgan's Lake sees longer road to agentic commerce adoption
    Banking Dive · Jun 10, 2026
  75. 2026 Company Update Transcript - Chairman and CEO Q&A
    JPMorganChase · Feb 25, 2026
  76. Capital One Financial Corporation Annual Report on Form 10-K for 2025
    Capital One via SEC EDGAR · Feb 19, 2026
  77. Why Capital One built its multi-agent AI platform around open-weight models (presented by Capital One)
    VentureBeat (sponsored by Capital One) · Aug 13, 2026
  78. Regions aims to push 'dark mode,' other app tweaks next year
    Banking Dive · Dec 19, 2025
  79. Regions Bank Launches Personalized Insights for Mobile Banking Customers
    Business Wire via FT Markets · Jul 7, 2026
  80. Regions Bank's Mobile Upgrade Drives Digital Transactions to 80%
    PYMNTS · Jul 17, 2026
  81. Regions Financial Eyes 150 New Branches as Deposit Strength Supports Growth
    MarketBeat (Yahoo Finance) · Sep 20, 2026
  82. The Most Powerful Women to Watch, No. 13, Tammy LoCascio, First Horizon Bank
    American Banker · Sep 24, 2025
  83. #36 First Horizon's CIO is zeroing in on 'data-as-a-product' in tech push
    American Banker · Jun 1, 2026
  84. First Horizon at Barclays conference: push for deeper banking ties
    Investing.com · Sep 15, 2026
  85. TRMK Q2 Deep Dive: Loan Growth, Deposit Expansion, and Core System Upgrade Shape Outlook
    StockStory (Yahoo Finance) · Jul 30, 2026
  86. Hancock Whitney Corporation Annual Report on Form 10-K for 2024
    Hancock Whitney (SEC filings) · Feb 27, 2025
  87. Hancock Whitney Bank response to the interagency request for information on payments fraud (RIN 3064-ZA49), with 18 June 2025 letter to the Mississippi Senate delegation
    FDIC · Sep 18, 2025
  88. From legacy to Frontier: How 100-year brands are leading AI innovation
    Microsoft · Nov 20, 2025
  89. Bank of America Fast Facts (undated page, retrieved 2026-10-19)
    Bank of America Newsroom · Oct 19, 2026
  90. FDIC Summary of Deposits: Gulfport-Biloxi MSA, branch deposits as of June 30, 2025 (BankFind Suite API)
    Federal Deposit Insurance Corporation · Jun 30, 2025

When Hancock Whitney or its peers move on AI, you'll read it here first.

when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am PT · free

plus every regulation, bank and agent page update, the morning after · leave any morning