Prosperity Bancshares vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 82 sources cited

How does Prosperity Bancshares compare with its peers on AI and technology?

On this site's AI disclosure index Prosperity Bancshares scores 40 (#71 of 120 US banks), fourth in a nine-bank Texas and Oklahoma group, behind Frost (49.3) and Texas Capital (49.1), which are close to level, and BOK Financial (41.8), and ahead of Arvest (37.2) and Hilltop (30.7). The ranking reflects disclosure, and Prosperity discloses little about AI: four straight earnings calls from Q3 2025 to Q2 2026 contain no reference to it, and its 10-K says only that the bank and its vendors 'may use' AI and machine learning. Its technology story is plumbing. It converted to a real-time core on February 17, 2026, with a four-day outage of online banking, Treasury Center and Zelle, and its CEO credits the new platform with making three 2026 acquisitions possible. It spends $75 million to $90 million a year on technology (April 2026). Its Texas peers have put more on the record. Texas Capital says about 80% of employees used its in-house Ranger AI platform in the prior four weeks and that employees built 280 agents (April 2026). Frost says its Blend-based digital account opening lifted completion rates from 50% to 80% (August 2026) and that 53% of new consumer deposit accounts were opened online in Q2 2026. Prosperity's one vendor with an AI product is Akuvo, its collections platform since January 2025.[1][2][3][4][5][6][7][8][9][10]

Data as of Oct 20, 2026 · Prosperity profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Prosperity lead its peers on AI?

01

A real-time core already live, ahead of Arvest's migration

Prosperity moved to a real-time core on February 17, 2026, and its CEO said the platform cut the post-weekend back-office update to about 1.5 hours. Arvest's cloud migration, about 2.5 years in by September 2024, is slated for completion in 2027.[6][11][3][12]

02

More dated technology moves than most of the group

Prosperity logged 17 dated moves in the last 12 months, 3rd of nine against a median of 14, behind Texas Capital (22): a core conversion, three acquisition closings (American Bank, Texas Partners and the $2 billion Stellar deal) and their system-conversion schedule running to March 2027.[6][13][14][4]

03

A disclosed technology budget, which most Texas peers lack

The CEO put annual technology spend at $75 million to $90 million plus about $2 million a month of equipment and technology purchases (April 2026). Frost discloses modernisation progress instead (66% of tier-one capabilities modernised, 40% in the cloud) and BOK Financial its total operating expense.[3][9][15]

Where does Prosperity trail its peers on AI?

01

No AI use case of its own on the record

Prosperity has named no AI deployment; its only AI-capable vendor is Akuvo, whose agentic virtual collector it has not said it uses. Texas Capital runs Ranger, used by about 80% of employees, and Hilltop's PrimeLending had implemented 15 AI tools ('MoBots') by November 2024.[10][16][7][17]

02

No digital-adoption figures while Frost reports them

Prosperity discloses no digital-user, online account-opening or app figure. Frost says 53% of consumer deposit accounts were opened online in Q2 2026, applications needing manual review fell from 15% to 3%, and its net promoter score rose from 90 to 94 after the Blend launch.[18][9][8]

03

Fewer named technology leaders

Prosperity places 6th of nine on named AI leaders; its CIO, Gisela Riggan, reports to the Director of Corporate Strategy, per the 2025 10-K. Texas Capital's chief data and information officer has AI enablement in his remit alongside infrastructure, applications, data and security.[5][19]

Where does Prosperity rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Cullen/Frost Bankers49.3#58 of 1207157 of 917Frost mobile app and Blend digital origination[20][8][21][9]
Texas Capital Bancshares49.1#60 of 1206178 of 1221Cloud-native platform, MAP mortgage-asset platform, CDIO-led AI enablement[22][19][23][7]
BOK Financial Corporation41.8#69 of 1209184 of 620Not disclosed
Prosperity Bancshares (this page)40#71 of 1206154 of 817Real-time core (converted February 2026)[6][11][24][18][14][4]
Arvest Bank37.2#79 of 1207124 of 119Multi-year technology modernisation (cloud-native core, Google Cloud, Baker Hill UN/FY)[25][26][27][28][29][30]
Hilltop Holdings30.7#87 of 120896 of 910Not disclosed
BancFirst Corporation11.3#101 of 1203146 of 711Not disclosed
Home BancShares (Centennial Bank)3.5#108 of 1206177 of 1017Not disclosed
First Financial Bankshares0.9#120 of 1202170 of 112Not disclosed

On which parts of the AI record is Prosperity ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Prosperity and the 8 peers that are scored on the same basis. "Place" is Prosperity's position in the group of 9 (1st = most).

Component (weight)ProsperityPeer medianMost in the groupPlace
Independent sources (45%)66.5BOK Financial (9)5th of 9
Use cases in production (10%)46Texas Capital (8)6th of 9
Own primary disclosures (10%)1516BOK Financial (18)5th of 9
Dated moves, last 12 months (10%)1714.5Texas Capital (21)3rd of 9
Disclosed numbers (5%)1312Frost (16)3rd of 9
Named AI leaders (5%)67.5Frost (12)6th of 9
Use cases described (5%)89Texas Capital (12)6th of 9

What has each bank in Prosperity's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Prosperity BancsharesReal-time core (converted February 2026)[6][11][24][18][14][4]6, incl. David Zalman (Senior Chairman and CEO)[14][31]Not disclosedNot disclosedNot surveyed
Cullen/Frost BankersFrost mobile app and Blend digital origination[20][8][21][9]12, incl. Phil Green (Chairman and CEO, Cullen/Frost Bankers)[32]Digital account-opening completion rate: 50% → 80% (Aug 18, 2026)[8]2 patents listed on the profile, e.g. US 2017/0316393 A1 (Linking financial accounts to a subscription service and waiving select fees)[33]2 open AI roles (Oct 1, 2026); most in AI security
Texas Capital BancsharesCloud-native platform, MAP mortgage-asset platform, CDIO-led AI enablement[22][19][23][7]8, incl. Rob C. Holmes (President and CEO)[22][34]Employees who used Ranger in the prior four weeks: ≈ 80% (Apr 23, 2026)[7]Not disclosedNot surveyed
BOK Financial CorporationNot disclosed9, incl. Stacy Kymes (President and CEO)[35][36]Earnings calls with an AI remark, Q3 2025 to Q2 2026: 0 of 4 (Jul 21, 2026)[37][38][39][40]Not disclosed3 open AI roles (Oct 13, 2026); most in AI engineering
Hilltop HoldingsNot disclosed8, incl. Jeremy B. Ford (Chairman, President and Chief Executive Officer)[41]PrimeLending AI tools ('MoBots'): 15, implemented over two years (Nov 1, 2024)[17]Not disclosedNot surveyed
First Financial BanksharesNot disclosed6, incl. David Bailey (President and CEO)[42][43]Employees: About 1,600 (1,500 full-time, 100 part-time) (Dec 31, 2025)[44]Not disclosedNot surveyed
BancFirst CorporationNot disclosed4, incl. David Harlow (President and Chief Executive Officer)[45][46]Full-time-equivalent employees: 2,260 (Dec 31, 2025)[45]Not disclosedNot surveyed
Home BancShares (Centennial Bank)Not disclosed4, incl. John W. Allison (Chairman and CEO, Home BancShares)[47][48]Full-time equivalent employees (2023 / 2024 / 2025): 2,819 / 2,552 / 2,543 (Dec 31, 2025)[49][50][51]Not disclosed0 open AI roles (Sep 24, 2026)
Arvest BankMulti-year technology modernisation (cloud-native core, Google Cloud, Baker Hill UN/FY)[25][26][27][28][29][30]7, incl. Matt Machen (President and CEO)[52]Employees (call report): 6,087 (Jun 30, 2026)[53]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Prosperity and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 15, 2026Centennial BankQ3 2026 call: Mountain Commerce conversion set for 6 November[54]
Oct 14, 2026Centennial BankRecord third-quarter 2026 results[55]
Oct 7, 2026HilltopHilltopSecurities survey: 50% of public finance leaders use AI daily or weekly[56]
Sep 29, 2026First Financial BanksharesFirst full-service Austin-area branch[57]
Sep 16, 2026Texas CapitalChief risk officer departs; chief credit officer steps in[58]
Aug 27, 2026FrostBlend 'Ecosystem Expander' award[59]
Aug 20, 2026FrostBlend reports agentic Autopilot results across lenders[21]
Aug 17, 2026BOK Financial18th for customer reputation[60]
Aug 13, 2026BOK FinancialVanilla case study: AI trust-document review[61]
Aug 7, 2026BancFirst10-Q lists AI among technology and competition risks[62]
Aug 6, 2026ProsperityQ2 2026 10-Q repeats the AI risk bullet[63]
Aug 4, 2026First Financial BanksharesSecond-quarter 10-Q has no AI reference[64]
Jul 29, 2026Texas CapitalSecond attempt to redomicile to Texas planned[65]
Jul 29, 2026ProsperityQ2 call: Stellar savings of $80-85 million wait for a March 2027 conversion[4]
Jul 24, 2026HilltopQ2 2026 10-Q has no AI language[66]
Jul 23, 2026BancFirstCEO Harlow's second-quarter comment omits AI[67]
May 5, 2026ArvestSecurity engineer on agentic-AI risk[68]
Apr 8, 2026Arvest20th among US banks on Forbes' World's Best Banks[52]

What has each Texas and Oklahoma peer disclosed about AI and digital banking?

The most concrete AI or digital deployment each bank has put on the record, with its result and date. A blank means nothing is disclosed, not that nothing exists.

BankDeploymentResult disclosedDate
ProsperityReal-time core conversion; Akuvo cloud collections platformBack-office update after a weekend cut to about 1.5 hours; a four-day outage of online banking, Treasury Center and Zelle at cutoverFebruary and April 2026[6][3][10]
Texas CapitalRanger, an in-house multi-LLM platform; 96% of critical infrastructure in the cloudAbout 80% of employees used Ranger in the prior four weeks; 280 employee-built agentsApril 2026[7][69]
FrostBlend digital account opening and a rebuilt mobile appCompletion rate 50% to 80%; manual review 15% to 3%; 53% of consumer deposit accounts opened onlineAugust 2026[8][9]
Hilltop (PrimeLending)AI tools in mortgage operations ('MoBots')15 implemented over two yearsNovember 2024[17]
BOK FinancialVanilla for trust reviews (vendor-reported)About 4 hours saved per initial trust reviewAugust 2026[61]
ArvestCloud-native core and Google Cloud; Baker Hill UN/FY lendingFirst product on the new core built in under nine months; migration slated for 20272023 to 2026[29][12][26]

How do Prosperity's acquisitions compare with its peers', and what do they mean for technology?

Recent deals and the systems-conversion dates each bank has disclosed; integration sets the technology calendar for most of this group.

BankDealConversion or milestoneSource date
ProsperityAmerican Bank (January 1, 2026), Texas Partners ($269 million, February 1), Stellar Bancorp ($2 billion, July 1)American and Texas Partners conversions in September and November 2026; Stellar's in March 2027, tied to $80-85 million of projected savingsJuly 2026[13][70][14][4]
Home BancSharesMountain Commerce Bancorp, $150 million in stock, $1.8 billion of assetsConversion in November 2026; about $5.5 million a year of modelled savingsJuly 2026[47][71]
BancFirstAmerican Bank of Oklahoma (about $393 million) and SpiritBank (about $939.6 million, agreed)Not disclosedNovember 2025 and June 2026[72][73]
Huntington (in Texas)Veritex (October 2025) and Cadence (closed February 2, 2026, 390 branches)Its CEO calls Texas a springboardFebruary 2026[74][75]

How does Prosperity's digital and AI record compare with the national banks that lead Texas?

The three largest branch networks in Texas by deposits (FDIC, June 30, 2025) and what each discloses about customer AI and digital reach, beside Prosperity.

BankTexas deposits (rank)Customer AI assistantDigital reach disclosed
JPMorgan Chase$296.1 billion (1st)No consumer assistant launched; a consumer travel agent targeted for pilot before end-202674.6 million active digital and 61.7 million active mobile customers (2025)[76][77][78]
Bank of America$182.3 billion (3rd)Erica: more than 24.6 million clients helped; 3.6 billion interactions since 201860 million clients use its digital capabilities[76][79]
Wells Fargo$82.1 billion (5th)Fargo: more than 1 billion interactions (March 2026)More than 33 million mobile active users (February 2026)[76][80]
Prosperity$26.3 billion (10th)None disclosedNot disclosed; real-time core with online banking, Treasury Center and Zelle since February 2026[76][6]

How does Prosperity's technology spending compare with its peers?

Prosperity is one of the few banks in the group that puts a number on technology spend: $75 million to $90 million a year, plus about $2 million a month of equipment and technology purchases, according to CEO David Zalman on the April 2026 call. Its 10-K shows credit and debit card, data processing and software amortization expense of $48.6 million for 2025, up 2.8%. Management cites 'higher technology and staffing costs' as a reason smaller banks sell, which is the case it makes for its own acquisitions.[3][5][1]

Peers describe outcomes rather than budgets. Frost says 66% of its tier-one capabilities are modernised, 40% in the cloud, with a target of 91% in 2027. Texas Capital says 96% of its critical infrastructure is in the cloud. Arvest has been migrating to a cloud-native core with Thought Machine, its first product on it live in October 2022. None of these banks discloses an AI budget.[9][69][29][12]

Which banks are Prosperity's peers, and why these?

Prosperity Bancshares is compared here with Cullen/Frost Bankers, Texas Capital Bancshares, BOK Financial Corporation, Hilltop Holdings, First Financial Bankshares, BancFirst Corporation, Home BancShares (Centennial Bank) and Arvest Bank: chosen by the editors for this page (see the note below the table). Prosperity Bancshares is classed as a regional or retail-commercial bank in the Southwest.

The computed group mixed in Associated (Wisconsin), EverBank (Florida), Simmons and F.N.B.; this group holds the banks that compete in Prosperity's Texas and Oklahoma markets: the Texas-based regionals Frost, Texas Capital, Hilltop and First Financial, the Oklahoma banks BOK Financial, BancFirst and Arvest, and Home BancShares, which has 59 Texas branches.

Is Prosperity Bank better than Frost at AI?

The record cannot settle capability, but Frost has put more on it: 49.3 on this site's index against Prosperity's 40. Frost reports digital account opening on Blend with completion rates up from 50% to 80% and 53% of consumer deposit accounts opened online. Prosperity reports a real-time core conversion and no AI deployment.[8][9][6]

Does Prosperity Bank use AI?

It has not said so. Its 10-K says the bank and its third- or fourth-party vendors 'may use' AI and machine learning, and four consecutive earnings calls from Q3 2025 to Q2 2026 contain no reference to AI. Its collections vendor, Akuvo, is building an agentic virtual collector; Prosperity has not said it uses it.[5][1][4][16]

How does Prosperity compare with Texas Capital on technology?

Texas Capital scores 49.1 on this site's index against Prosperity's 40. Texas Capital runs Ranger, an in-house multi-LLM platform used by about 80% of employees, and says 96% of its critical infrastructure is in the cloud. Prosperity converted to a real-time core in February 2026 and spends $75 million to $90 million a year on technology.[7][69][6][3]

What happened in Prosperity's February 2026 core conversion?

Prosperity moved to a real-time core processing system on February 17, 2026, with a four-day outage of online banking, Treasury Center and Zelle during the cutover. The CEO later said the new platform cut the post-weekend back-office update to about 1.5 hours and made the three 2026 acquisitions possible.[6][11][3][4]

How does Prosperity compare with BOK Financial?

BOK Financial scores 41.8 on this site's index and Prosperity 40. BOK leads Oklahoma by deposits (14.25% in June 2025), where Prosperity ranks 14th with 18 offices. BOK's AI record includes a vendor-reported four hours saved per trust review with Vanilla; Prosperity's four earnings calls from Q3 2025 to Q2 2026 contain no reference to AI.[81][61][4]

How does Prosperity compare with JPMorgan Chase and Bank of America in Texas?

They are far larger in Texas: JPMorgan Chase held $296.1 billion of Texas deposits and Bank of America $182.3 billion in June 2025, against Prosperity's $26.3 billion. Both disclose digital scale (74.6 million active digital customers at Chase; Erica helping more than 24.6 million Bank of America clients); Prosperity discloses no digital-user figure.[76][78][79]

Why does Prosperity score low on the AI index?

Because the index counts disclosure, and Prosperity discloses little about AI: no named AI use case, AI leader or AI budget, and no reference to AI on four consecutive earnings calls. It scores 6 on independent sources and 15 on its own disclosures, close to the group medians of 6.5 and 15.5, but trails on use cases and named leaders.[1][2][3][4][5]

Who leads technology at Prosperity?

Gisela Riggan, executive vice president and chief information officer, who won the Enterprise ORBIE at the 2025 HoustonCIO awards; per the 2025 10-K she reports to the Director of Corporate Strategy. The CIO and the chief information security officer report quarterly to the board's Strategic Technology Oversight Committee.[82][5]

  1. Prosperity (PB) Q3 2025 Earnings Call Transcript
    Earnings call transcript (The Motley Fool) · Oct 29, 2025
  2. Prosperity Bancshares (PB) Q4 2025 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Jan 28, 2026
  3. Prosperity (PB) Q1 2026 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Apr 29, 2026
  4. Prosperity Bancshares (PB) Q2 2026 Earnings Call
    Yahoo Finance · Aug 7, 2026
  5. Prosperity Bancshares Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Prosperity Bancshares (SEC filings) · Feb 26, 2026
  6. System Upgrade
    Prosperity Bank · Feb 17, 2026
  7. Texas Capital (TCBI) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 23, 2026
  8. Frost Bank Achieves 60% Increase in Digital Account Openings With Blend
    Business Wire via FT Markets · Aug 18, 2026
  9. Cullen/Frost Q2 2026 investor presentation (Form 8-K, Exhibit 99.1)
    Cullen/Frost Bankers (SEC filings) · Aug 17, 2026
  10. Texas-based Prosperity Bank streamlines collections processes with Akuvo
    Fintech Futures · Jan 16, 2025
  11. Customer letter: real-time processing system upgrade
    Prosperity Bank · Jan 9, 2026
  12. Are banks saving money as they migrate to the cloud? What you need to know
    American Banker · Sep 9, 2024
  13. Prosperity completes second of three Texas M&A deals
    American Banker · Feb 6, 2026
  14. Prosperity to acquire rival Houston bank in $2 billion deal
    American Banker · Jan 28, 2026
  15. BOK Financial Corporation reports quarterly earnings of $177 million in the second quarter
    BOK Financial · Jul 20, 2026
  16. Collections fintech Akuvo gets funding for agentic AI
    American Banker · Sep 18, 2025
  17. 2024 Tech Trendsetter: Kimberly Hartsough
    HousingWire · Nov 1, 2024
  18. Second Quarter 2026 Investor Presentation
    Prosperity Bancshares · Jul 28, 2026
  19. Texas Capital Appoints Mo Jamous as Chief Digital and Information Officer
    Texas Capital · Jul 13, 2026
  20. Frost Bank exec: AI to usher in simpler mobile banking era
    Banking Dive · Jan 29, 2025
  21. Early Production Results for Blend's Autopilot Show What Agentic AI Means For Lending
    Business Wire via FT Markets · Aug 20, 2026
  22. A Look Ahead with Rob C. Holmes — 2026
    Texas Capital · Jan 7, 2026
  23. Texas Capital Launches MAP
    Texas Capital · May 18, 2026
  24. Prosperity Bancshares, Inc. Reports First Quarter 2026 Earnings
    Prosperity Bancshares · Apr 29, 2026
  25. Arvest names new CIO, Chief Credit Administration Officer
    Arvest Bank · Dec 3, 2025
  26. Arvest Bank Deepens Three-Decade Partnership with Baker Hill, Upgrades to UN/FY Platform to Advance Small Business Lending
    Baker Hill (PR Newswire) · Feb 9, 2026
  27. Arvest Named One of America's Most Innovative Companies 2026 by Fortune
    Arvest Bank · Mar 25, 2026
  28. Arvest Bank Collaborates with Tech Leaders Thought Machine and Accenture for Next Generation Core Banking Platform
    Arvest Bank (Business Wire via FinTech Futures) · Sep 16, 2021
  29. Arvest Bank launches real-time banking capabilities using Thought Machine core technology
    Arvest Bank (PR Newswire) · Feb 23, 2023
  30. Arvest Bank Announces Collaboration with Google Cloud
    Arvest Bank · Jul 25, 2022
  31. Prosperity blames loan-growth woes on newcomers' pricing
    American Banker · Jul 29, 2026
  32. Frost Bank sticks to organic growth as Texas M&A heats up
    Banking Dive · Jan 29, 2026
  33. US20170316393A1: System, apparatus and method for linking financial accounts to a subscription service and waiving select fees of those linked financial accounts
    Google Patents (USPTO) · Nov 2, 2017
  34. Texas Capital, buoyed by turnaround, to pay first-ever dividend
    American Banker · Apr 23, 2026
  35. BOK counting on mortgage finance for a boost in 2026
    American Banker · Jan 27, 2026
  36. Kymes: Credit is still very benign despite recent headlines
    CNBC · Oct 22, 2025
  37. BOK Financial (BOKF) Q3 2025 earnings call transcript
    The Motley Fool (earnings call transcript) · Oct 21, 2025
  38. Earnings call transcript: BOK Financial Q4 2025 earnings beat expectations
    Investing.com · Jan 20, 2026
  39. BOK Financial (BOKF) Q1 2026 earnings call transcript
    The Motley Fool (earnings call transcript) · Apr 21, 2026
  40. Earnings call transcript: BOK Financial beats Q2 2026 EPS forecast, shares slip
    Investing.com · Jul 21, 2026
  41. Hilltop Holdings Inc. Form 10-K for the fiscal year ended December 31, 2025
    Hilltop Holdings (SEC filing) · Feb 13, 2026
  42. First Financial Bankshares, Inc. Form 8-K (CEO transition), January 27, 2026
    First Financial Bankshares (SEC filing) · Jan 28, 2026
  43. FIRST FINANCIAL BANKSHARES ANNOUNCES SECOND QUARTER 2026 EARNINGS
    First Financial Bankshares (PR Newswire) · Jul 16, 2026
  44. First Financial Bankshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
    First Financial Bankshares (SEC filing) · Feb 25, 2026
  45. BancFirst Corporation Form 10-K for the fiscal year ended December 31, 2025
    BancFirst Corporation (SEC filing) · Feb 26, 2026
  46. BancFirst to bulk up in Tulsa by acquiring Oklahoma rival
    American Banker · Jun 11, 2026
  47. Home ends dry spell with $150M deal for Tennessee bank
    American Banker · Dec 8, 2025
  48. Record Revenue and Successful Mountain Commerce Bancorp Acquisition Drive Strong Second Quarter Results for HOMB
    Home BancShares (GlobeNewswire) · Jul 15, 2026
  49. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2023
    Home BancShares (SEC filings) · Feb 26, 2024
  50. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Home BancShares (SEC filings) · Feb 27, 2025
  51. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Home BancShares (SEC filings) · Feb 27, 2026
  52. Arvest Ranked Top 20 on Forbes' World's Best Banks List
    Arvest Bank · Apr 8, 2026
  53. FDIC BankFind financial data, Arvest Bank (cert 8728), quarter ended 30 June 2026
    FDIC · Jun 30, 2026
  54. Home BancShares (HOMB) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 15, 2026
  55. Home BancShares Reports Record Third Quarter Net Income, Bringing the Company Closer to a Half-Billion-Dollar Year
    Home BancShares (GlobeNewswire) · Oct 14, 2026
  56. Public Finance Leaders Embrace Innovation While Capacity Constraints Persist, 2026 HilltopSecurities Survey Finds
    Business Wire (Yahoo Finance) · Oct 7, 2026
  57. FIRST FINANCIAL BANK TO OPEN FIRST FULL-SERVICE BRANCH IN AUSTIN AREA WITH NEW BEE CAVE BRANCH
    First Financial Bankshares (PR Newswire) · Sep 29, 2026
  58. Form 8-K: departure of Chief Risk Officer (Item 5.02)
    SEC EDGAR · Sep 16, 2026
  59. Blend Honors Seven Customers With Best in Banking Awards at Forum 2026
    Business Wire via Yahoo Finance · Aug 27, 2026
  60. Top Banks by Reputation 2026: Customers
    American Banker · Aug 17, 2026
  61. How BOK Financial Streamlines Trust Reviews with Vanilla
    Vanilla (vendor case study) · Aug 13, 2026
  62. BancFirst Corporation Form 10-Q for the quarterly period ended June 30, 2026
    BancFirst Corporation (SEC filing) · Aug 7, 2026
  63. Prosperity Bancshares Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Prosperity Bancshares (SEC filings) · Aug 6, 2026
  64. First Financial Bankshares, Inc. Form 10-Q for the quarter ended June 30, 2026
    First Financial Bankshares (SEC filing) · Aug 4, 2026
  65. Why one bank is determined to reincorporate in Texas
    American Banker · Jul 29, 2026
  66. Hilltop Holdings Inc. Form 10-Q for the quarter ended June 30, 2026
    Hilltop Holdings (SEC filing) · Jul 24, 2026
  67. BancFirst Corporation reports second quarter earnings (2Q 2026 press release)
    BancFirst Corporation · Jul 23, 2026
  68. Trent AI Announces AI Security Maturity Model for Agentic Era
    Trent AI (Business Wire) · May 5, 2026
  69. Rob C. Holmes highlights Texas Capital's record growth on Bloomberg's The Close
    Texas Capital · Oct 23, 2025
  70. Prosperity scoops up another Texas bank for $269M
    Banking Dive · Oct 2, 2025
  71. Home BancShares Q2 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Jul 16, 2026
  72. BancFirst Corporation Form 8-K: Announces Acquisition of American Bank of Oklahoma
    BancFirst Corporation (SEC filing) · Nov 18, 2025
  73. BancFirst Corporation Form 8-K: Announces Acquisition of SpiritBank
    BancFirst Corporation (SEC filing) · Jun 10, 2026
  74. On heels of two big deals, Huntington Bank sees Texas as 'springboard'
    Dallas Business Journal · Oct 27, 2025
  75. Huntington Bank Completes Merger with Cadence Bank, Expanding Presence Across Texas and the South
    Huntington (PR Newswire) · Feb 2, 2026
  76. Summary of Deposits, Texas branch offices, June 30, 2025 (BankFind Suite API)
    FDIC · Jun 30, 2025
  77. JPMorgan's Lake sees longer road to agentic commerce adoption
    Banking Dive · Jun 10, 2026
  78. JPMorgan Chase & Co. Annual Report on Form 10-K for the year ended December 31, 2025
    JPMorgan Chase & Co. (SEC filings) · Feb 13, 2026
  79. Bank of America Fast Facts (undated page, retrieved 2026-10-19)
    Bank of America Newsroom · Oct 19, 2026
  80. Wells Fargo Reaches Major Digital Milestones
    Wells Fargo (Business Wire) · Mar 26, 2026
  81. Summary of Deposits, Oklahoma branch offices, June 30, 2025 (BankFind Suite API)
    FDIC · Jun 30, 2025
  82. Top Technology Executives Recognized at the 2025 HoustonCIO ORBIE Awards
    GlobeNewswire · Apr 25, 2025

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