Hilltop Holdings vs peers
AI and technology compared

Last updated Oct 19, 2026 · 8 peers · 83 sources cited

How does Hilltop Holdings compare with its peers on AI and technology?

On this site's AI disclosure index Hilltop Holdings scores 30.7 (#87 of 120 US banks), sixth in a nine-bank group led by Raymond James (84.5), First Horizon (68.7), Frost (49.3) and Texas Capital (49.1), and ahead of BancFirst (11.3), Stifel (6.5) and First Financial Bankshares (0.9). Its one concrete AI deployment sits in mortgage: HousingWire reported in November 2024 that PrimeLending had put 15 AI tools, called MoBots, into production over two years to automate manual tasks such as re-verifying account information. Management told analysts on April 24, 2026 that deploying AI 'where practical across our organization' is a key focus, and the 2026 proxy counts 'implementation of automation and artificial intelligence in a prudent manner' among 2025 achievements, but Hilltop names no AI platform, vendor, budget or AI leader. The peers that lead put people and numbers on the record: Raymond James named a chief AI officer in February 2025 and reported 6,500 unique users of its Rai agent in July 2026, and Texas Capital said about 80% of employees used its Ranger platform within four weeks (April 2026). Hilltop's AI language is also thin across filings: its 10-K added an AI implementation risk factor in February 2026, while its first- and second-quarter 2026 10-Qs contain no reference to AI. Where Hilltop does lead is coverage of the mixed model itself: its 10-K describes separate competition in banking, a national broker-dealer and a 46-state mortgage lender, and its own 10-K says AI and automation have lowered the barriers to entry for fintech rivals.[1][2][3][4][5][6][7][8][9]

Data as of Oct 19, 2026 · Hilltop profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Hilltop lead its peers on AI?

01

A counted AI rollout in mortgage operations, which Prosperity and First Financial lack

HousingWire credits PrimeLending with 15 AI tools ('MoBots') implemented over two years by November 2024, automating tasks such as re-verifying account information and validating processes. Prosperity has named no AI or automation programme on four earnings calls, and First Financial Bankshares discloses no AI tool, vendor or use case as of October 2026.[1][10][11][12][13][14]

02

More independent coverage than Texas Capital, Frost or Prosperity

Hilltop scores 8 on independent sources, fourth of nine and above the group median of 6.5, against 6 for Texas Capital and Prosperity and 7 for Frost. HousingWire profiled PrimeLending's operations leaders and named PrimeLending a 2025 Tech100 winner, crediting its PointServ integration with lifting customer adoption by more than 65% and automated underwriting approvals by more than 15%.[1][15][16]

03

An AI survey franchise in public finance that no bank peer runs

HilltopSecurities, ranked the No. 2 US municipal advisor by number of issues over the ten years to December 31, 2025 (LSEG), publishes an annual survey of public finance leaders; its October 2026 edition found 50% using AI daily or weekly, up from 45% using AI in 2025. Stifel's public finance group underwrites state and municipal bonds but publishes no comparable AI measure.[17][18][19][20]

Where does Hilltop trail its peers on AI?

01

No named AI leader, while Raymond James, First Horizon and Texas Capital name theirs

Hilltop's technology owners are CIO David Rhodes and CISO Bill Lines, neither described as leading AI. Raymond James promoted Stuart Feld to chief AI officer in February 2025, First Horizon's chief innovation officer Mohan Sankararaman runs its Enterprise Data Hub, and Texas Capital gave chief digital and information officer Mo Jamous AI enablement in July 2026.[21][22][4][23][24][25]

02

No internal AI assistant with usage, unlike First Horizon, Raymond James and Texas Capital

Hilltop discloses no employee AI tool. First Horizon's ChatFHN had been in production about 15 months by June 2026 and is 'in every employee's hands'; Raymond James reported 6,500 unique users of its Rai agent in July 2026; Texas Capital said about 80% of staff used Ranger within four weeks of the April 2026 call.[23][26][5][6]

03

The fewest dated AI moves and own disclosures in the group

Hilltop ranks ninth of nine on both dated moves in the last 12 months (10, against a median of 19) and its own primary disclosures (9, against 16). Its 2026 10-Qs contain no AI language, while Stifel's 2025 10-K moved from 'we currently do not use AI extensively' to saying it uses, develops and incorporates AI and generative AI in its platform.[8][9][27][20]

04

No disclosed technology budget, while Raymond James puts a number on it

Hilltop says only that technology and data-platform investments sit inside its expense guidance of $180 million to $190 million a quarter for costs other than variable compensation. Raymond James funds AI within an annual technology budget of $975 million (September 2025), and Prosperity's CEO put its technology spend at $75 million to $90 million a year.[2][28][29][12]

Where does Hilltop rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Raymond James Financial84.5#12 of 120192314 of 1621Rai, AI Search and the advisor desktop[30][29][31]
First Horizon68.7#36 of 12017137 of 1622ChatFHN and the Enterprise Data Hub[23][32]
Cullen/Frost Bankers49.3#58 of 1207157 of 917Frost mobile app and Blend digital origination[33][34][35][36]
Texas Capital Bancshares49.1#60 of 1206178 of 1221Cloud-native platform, MAP mortgage-asset platform, CDIO-led AI enablement[37][25][38][6]
Prosperity Bancshares40#71 of 1206154 of 817Real-time core (converted February 2026)[39][40][41][42][43][13]
Hilltop Holdings (this page)30.7#87 of 120896 of 910Not disclosed
BancFirst Corporation11.3#101 of 1203146 of 711Not disclosed
Stifel Financial (Stifel Bank & Trust)6.5#104 of 120101812 of 1322Stifel's advisor-first AI stance and fund-banking-driven balance sheet[44][45][46][47][20]
First Financial Bankshares0.9#120 of 1202170 of 112Not disclosed

On which parts of the AI record is Hilltop ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Hilltop and the 8 peers that are scored on the same basis. "Place" is Hilltop's position in the group of 9 (1st = most).

Component (weight)HilltopPeer medianMost in the groupPlace
Independent sources (45%)86.5Raymond James (19)4th of 9
Use cases in production (10%)67Raymond James (14)6th of 9
Own primary disclosures (10%)916Raymond James (23)9th of 9
Dated moves, last 12 months (10%)1019Stifel Bank (22)9th of 9
Disclosed numbers (5%)1313.5Frost (16)5th of 9
Named AI leaders (5%)87Raymond James (13)4th of 9
Use cases described (5%)910.5Raymond James (16)5th of 9

What has each bank in Hilltop's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Hilltop HoldingsNot disclosed8, incl. Jeremy B. Ford (Chairman, President and Chief Executive Officer)[7]PrimeLending AI tools ('MoBots'): 15, implemented over two years (Nov 1, 2024)[1]Not disclosedNot surveyed
Texas Capital BancsharesCloud-native platform, MAP mortgage-asset platform, CDIO-led AI enablement[37][25][38][6]8, incl. Rob C. Holmes (President and CEO)[37][48]Employees who used Ranger in the prior four weeks: ≈ 80% (Apr 23, 2026)[6]Not disclosedNot surveyed
Cullen/Frost BankersFrost mobile app and Blend digital origination[33][34][35][36]12, incl. Phil Green (Chairman and CEO, Cullen/Frost Bankers)[49]Digital account-opening completion rate: 50% → 80% (Aug 18, 2026)[34]2 patents listed on the profile, e.g. US 2017/0316393 A1 (Linking financial accounts to a subscription service and waiving select fees)[50]2 open AI roles (Oct 1, 2026); most in AI security
Prosperity BancsharesReal-time core (converted February 2026)[39][40][41][42][43][13]6, incl. David Zalman (Senior Chairman and CEO)[43][51]Not disclosedNot disclosedNot surveyed
Raymond James FinancialRai, AI Search and the advisor desktop[30][29][31]13, incl. Paul Shoukry (Chief Executive Officer)[29][30]Share move on AI-disruption fears: −8.8% (10 Feb 2026) (Feb 10, 2026)[52]4 patents listed on the profile, e.g. US 2025/0378492 A1 (Smart contracts for multiple oracle networks)[53]2 open AI roles (Oct 1, 2026); most in ML & data science
Stifel Financial (Stifel Bank & Trust)Stifel's advisor-first AI stance and fund-banking-driven balance sheet[44][45][46][47][20]6, incl. Ronald J. Kruszewski (Chairman and CEO, Stifel Financial)[44][45]Share-price fall on AI disruption fears: −6% (Feb 10, 2026)[54]Not disclosed2 open AI roles (Sep 24, 2026); most in AI security
First HorizonChatFHN and the Enterprise Data Hub[23][32]13, incl. Bryan Jordan (Chairman, President and CEO)[55]AI cost savings assumed in the $100 million incremental PPNR target: None (revenue-driven; expenses guided flat) (Apr 15, 2026)[56]Not disclosedNot surveyed
First Financial BanksharesNot disclosed6, incl. David Bailey (President and CEO)[57][58]Employees: About 1,600 (1,500 full-time, 100 part-time) (Dec 31, 2025)[14]Not disclosedNot surveyed
BancFirst CorporationNot disclosed4, incl. David Harlow (President and Chief Executive Officer)[59][60]Full-time-equivalent employees: 2,260 (Dec 31, 2025)[59]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Hilltop and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 7, 2026Stifel BankCEO on CNBC: look at companies benefiting from AI, not just those building it[61]
Oct 7, 2026HilltopHilltopSecurities survey: 50% of public finance leaders use AI daily or weekly[18]
Oct 1, 2026First HorizonThe 2025 contest's winning entry: an automated CRE documentation platform[62]
Oct 1, 2026First HorizonAI file-organisation tool saves hundreds of hours in three months[63]
Sep 29, 2026First Financial BanksharesFirst full-service Austin-area branch[64]
Sep 22, 2026Raymond JamesMeta's Muse reignites the AI selloff[65]
Sep 21, 2026Raymond JamesExpanded AWS collaboration to advance AI-powered advisor insights[66]
Sep 16, 2026Texas CapitalChief risk officer departs; chief credit officer steps in[67]
Aug 27, 2026FrostBlend 'Ecosystem Expander' award[68]
Aug 20, 2026FrostBlend reports agentic Autopilot results across lenders[35]
Aug 19, 2026Stifel BankAmerican Banker: AI and the cost of adviser recruiting[69]
Aug 7, 2026BancFirst10-Q lists AI among technology and competition risks[70]
Aug 6, 2026ProsperityQ2 2026 10-Q repeats the AI risk bullet[71]
Aug 4, 2026First Financial BanksharesSecond-quarter 10-Q has no AI reference[72]
Jul 29, 2026ProsperityQ2 call: Stellar savings of $80-85 million wait for a March 2027 conversion[13]
Jul 29, 2026Texas CapitalSecond attempt to redomicile to Texas planned[73]
Jul 24, 2026HilltopQ2 2026 10-Q has no AI language[9]
Jul 23, 2026BancFirstCEO Harlow's second-quarter comment omits AI[74]

How does HilltopSecurities' parent compare with Raymond James and Stifel on AI?

Hilltop, Raymond James and Stifel each own a bank and a national broker-dealer. What each has put on the record about AI, with dates.

FirmAI tools and usage on the recordWho owns AIAI in the latest 10-K
Hilltop HoldingsPrimeLending's 15 MoBots (November 2024); AI 'where practical' a key focus (April 2026)No AI lead named; CIO David RhodesAI implementation risk factor added (February 2026); none in 2026 10-Qs[1][2][21][7][9]
Raymond JamesRai operations agent (January 2026), 6,500 unique users (July 2026); AI Search; more than 10,000 associates using conversational AI (January 2026)Chief AI officer Stuart Feld (February 2025); head of AI strategy David Solganik (September 2025)Uses generative AI inside 'walled-garden' environments (fiscal 2025 10-K)[30][75][5][76][4][29][77]
StifelCopilot tools rolled out firm-wide; about 70 workflows identified for AI by the CEO (July 2025)COO David Sliney leads technology and operations, with emphasis on cloud, data and AIMoved from 'we currently do not use AI extensively' (FY2024) to using, developing and incorporating AI (FY2025)[78][20][27]
First Horizon (FHN Financial)ChatFHN in every employee's hands; an internal contest produced 100 AI ideas (September 2026)Chief innovation officer Mohan SankararamanResponsible use of AI named as something the bank is accelerating (2025 10-K)[26][23][24][79]

How does PlainsCapital's parent compare with the other Texas banks on AI?

Texas deposits at June 30, 2025 (FDIC Summary of Deposits, summed by this site) and each bank's AI record. A blank means nothing is disclosed, not that nothing exists.

BankTexas deposits and officesAI or digital move on the recordWhen
Frost$42.17 billion, 213 officesDigital account opening on Blend, completion rates up from 50% to 80%August 2026[80][34]
Texas Capital$26.53 billion, 10 officesRanger in-house AI platform, about 80% of employees; 280 employee-built agentsApril 2026[80][6]
Prosperity$26.34 billion, 296 officesReal-time core conversion; no AI programme namedFebruary 2026[80][39][81]
First Financial Bankshares$12.57 billion, 83 officesNone; one AI risk-factor sentence in the 10-KFebruary 2026[80][14]
PlainsCapital (Hilltop)$10.49 billion, 56 officesAI 'where practical' a key focus; PrimeLending MoBotsApril 2026; November 2024[80][2][1]

How does PrimeLending's mortgage technology compare with other lenders?

PrimeLending closed $8.9 billion of mortgage volume in 2025 from over 170 locations in 46 states (10-K). What it and the lenders it meets have disclosed about automation and AI.

LenderTechnology on the recordResult disclosedSource date
PrimeLending (Hilltop)15 MoBots; Blue Sage origination, PointServ digital documentation and D1CEdge data verificationCustomer adoption up more than 65% and automated approvals up more than 15% after the PointServ integrationNovember 2024; February 2025[1][15][16]
Rocket MortgageDescribes an 'AI-powered, vertically integrated homeownership ecosystem' with automated data retrieval and advanced underwriting technologyThe largest US mortgage originator by loan units; servicer of $2.1 trillion of unpaid principal (December 31, 2025)March 2026[82]
Texas CapitalMAP, an end-to-end mortgage-asset trading platform built with Black Lake Digital MarketsReplaces spreadsheet-based workflows for loans and servicing rightsMay 2026[38]
FrostMortgage growth supported by AI, per American Banker; Blend digital originationAccount-opening completion up from 50% to 80%May and August 2026[83][34]

Which banks are Hilltop's peers, and why these?

Hilltop Holdings is compared here with Texas Capital Bancshares, Cullen/Frost Bankers, Prosperity Bancshares, Raymond James Financial, Stifel Financial (Stifel Bank & Trust), First Horizon, First Financial Bankshares and BancFirst Corporation: chosen by the editors for this page (see the note below the table). Hilltop Holdings is classed as a regional or retail-commercial bank in the Southwest.

The computed group mixed in Ohio, Pennsylvania and Colorado community banks; Hilltop is a Dallas bank holding company whose broker-dealer and mortgage segments earn most of its fee income, so this group pairs the Texas banks PlainsCapital meets at home (Texas Capital, Frost, Prosperity, First Financial, plus BancFirst's Dallas-Fort Worth banks) with bank-owning broker-dealers and a bank with a fixed-income dealer (Raymond James, Stifel, First Horizon).

Does Hilltop Holdings use AI?

Yes, in mortgage operations at least. HousingWire reported in November 2024 that PrimeLending had put 15 AI tools into production over two years. Management called deploying AI 'where practical across our organization' a key focus on April 24, 2026, and the 2026 proxy lists prudent automation and AI among 2025 achievements. Hilltop names no AI platform, vendor or budget.[1][2][3]

Is Hilltop better than Texas Capital at AI?

The record cannot settle capability, but Texas Capital has put more on it: 49.1 on this site's disclosure index against Hilltop's 30.7. Texas Capital reports an in-house Ranger platform used by about 80% of employees and 280 employee-built agents, and a chief digital and information officer with AI enablement in his remit. Hilltop's counted AI is PrimeLending's 15 MoBots.[6][25][1]

How does HilltopSecurities compare with Raymond James and Stifel on AI?

Raymond James has the most on the record: a chief AI officer since February 2025, the Rai agent at 6,500 unique users (July 2026) and a $975 million technology budget. Stifel's 2025 10-K says it uses, develops and incorporates AI. Hilltop discloses no AI tool at HilltopSecurities; its AI output there is an annual survey finding 50% of public finance leaders use AI daily or weekly.[4][5][29][20][18]

Who leads AI at Hilltop?

No AI leader is named. Technology sits with CIO David Rhodes and security with CISO Bill Lines, who reports to the board's Risk Committee. The named AI practitioners are at PrimeLending: SVP Kimberly Hartsough oversaw the 15 MoBots, and EVP Kristi Harris's operations team leverages AI in origination, per HousingWire. Peers Raymond James and Texas Capital name executives with AI in their titles or remits.[21][22][7][1][15][4][25]

How does Hilltop's technology spending compare with its peers'?

Hilltop discloses no technology budget; management says technology and data-platform investment sits inside guidance of $180 million to $190 million a quarter for expenses other than variable compensation. Raymond James funds AI within a $975 million annual technology budget, and Prosperity's CEO estimated its technology spend at $75 million to $90 million a year in April 2026.[28][2][29][12]

Does Hilltop say AI changes its competition?

Yes. Its 2025 10-K says technological advances, 'including artificial intelligence and automation', have lowered the barriers to entry for financial technology companies, giving consumers online checking, savings and brokerage accounts, online lending, digital wallets and money transfer services. Its broker-dealer also faces discount brokers, including fintech startups, offering free services.[7]

How does Hilltop compare with First Horizon on AI?

First Horizon scores 68.7 on this site's disclosure index against Hilltop's 30.7. Its internal ChatFHN tool had been in production about 15 months by June 2026, an employee contest produced 100 AI ideas, and its chief innovation officer runs an Enterprise Data Hub. Both own fixed-income dealers serving community banks; Hilltop discloses no AI tool at HilltopSecurities.[23][26][79][7]

Does Hilltop mention AI in its quarterly filings?

No. Its 10-K filed February 13, 2026 added a risk factor on implementing AI, machine learning and large language models, and its competition section names AI as lowering fintechs' barriers to entry. The 10-Qs for the first and second quarters of 2026 contain no reference to artificial intelligence, machine learning or generative AI.[7][8][9]

How does Hilltop compare with Frost on AI and digital?

Frost scores 49.3 on this site's index against Hilltop's 30.7. Frost reports digital account opening on Blend with completion rates up from 50% to 80% (August 2026) and runs 213 Texas offices to PlainsCapital's 56 (June 30, 2025). Hilltop's measured technology results are in mortgage, where PointServ lifted PrimeLending's automated underwriting approvals by more than 15%.[34][80][16]

  1. 2024 Tech Trendsetter: Kimberly Hartsough
    HousingWire · Nov 1, 2024
  2. Earnings call transcript: Hilltop Holdings Q1 2026 beats EPS expectations
    Investing.com · Apr 24, 2026
  3. Hilltop Holdings Inc. 2026 Proxy Statement (DEF 14A)
    Hilltop Holdings (SEC filing) · Apr 30, 2026
  4. Raymond James Financial appoints chief artificial intelligence officer to drive innovation and AI business solutions
    Raymond James via Canada NewsWire (Yahoo Finance) · Feb 24, 2025
  5. Raymond James Financial Q3 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Jul 22, 2026
  6. Texas Capital (TCBI) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 23, 2026
  7. Hilltop Holdings Inc. Form 10-K for the fiscal year ended December 31, 2025
    Hilltop Holdings (SEC filing) · Feb 13, 2026
  8. Hilltop Holdings Inc. Form 10-Q for the quarter ended March 31, 2026
    Hilltop Holdings (SEC filing) · Apr 24, 2026
  9. Hilltop Holdings Inc. Form 10-Q for the quarter ended June 30, 2026
    Hilltop Holdings (SEC filing) · Jul 24, 2026
  10. Prosperity (PB) Q3 2025 Earnings Call Transcript
    Earnings call transcript (The Motley Fool) · Oct 29, 2025
  11. Prosperity Bancshares (PB) Q4 2025 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Jan 28, 2026
  12. Prosperity (PB) Q1 2026 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Apr 29, 2026
  13. Prosperity Bancshares (PB) Q2 2026 Earnings Call
    Yahoo Finance · Aug 7, 2026
  14. First Financial Bankshares, Inc. Form 10-K for the fiscal year ended December 31, 2025
    First Financial Bankshares (SEC filing) · Feb 25, 2026
  15. 2024 Vanguard: Kristi Harris
    HousingWire · Sep 3, 2024
  16. PrimeLending (2025 HW Tech100 winner)
    HousingWire · Feb 3, 2025
  17. Wall Street Has Its Bull. HilltopSecurities Has Its Buffalo.
    HilltopSecurities · May 11, 2026
  18. Public Finance Leaders Embrace Innovation While Capacity Constraints Persist, 2026 HilltopSecurities Survey Finds
    Business Wire (Yahoo Finance) · Oct 7, 2026
  19. HilltopSecurities Announces Results of 2025 Public Finance Leaders Survey
    Business Wire (Yahoo Finance) · Sep 15, 2025
  20. Stifel Financial Corp. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Stifel Financial (SEC filings) · Feb 24, 2026
  21. David Rhodes, Chief Information Officer
    Hilltop Holdings · Oct 14, 2026
  22. Bill Lines, Chief Information Security Officer
    Hilltop Holdings · Oct 14, 2026
  23. #36 First Horizon's CIO is zeroing in on 'data-as-a-product' in tech push
    American Banker · Jun 1, 2026
  24. Mohan Sankararaman, Chief Innovation Officer, First Horizon (Digital Banking speaker profile)
    American Banker · May 28, 2026
  25. Texas Capital Appoints Mo Jamous as Chief Digital and Information Officer
    Texas Capital · Jul 13, 2026
  26. First Horizon at Barclays conference: push for deeper banking ties
    Investing.com · Sep 15, 2026
  27. Stifel Financial Corp. Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Stifel Financial (SEC filings) · Feb 26, 2025
  28. Earnings call transcript: Hilltop Holdings Q4 2025 earnings beat expectations
    Investing.com · Jan 30, 2026
  29. Raymond James Hires David Solganik as Head of AI Strategy
    GlobeNewswire via FT Markets · Sep 8, 2025
  30. Raymond James launches proprietary digital AI agent to bolster operational excellence
    Raymond James · Jan 27, 2026
  31. Raymond James expands service-focused technology investment with Zoom AI Companion meeting summaries
    Raymond James · May 15, 2025
  32. The Most Powerful Women to Watch, No. 13, Tammy LoCascio, First Horizon Bank
    American Banker · Sep 24, 2025
  33. Frost Bank exec: AI to usher in simpler mobile banking era
    Banking Dive · Jan 29, 2025
  34. Frost Bank Achieves 60% Increase in Digital Account Openings With Blend
    Business Wire via FT Markets · Aug 18, 2026
  35. Early Production Results for Blend's Autopilot Show What Agentic AI Means For Lending
    Business Wire via FT Markets · Aug 20, 2026
  36. Cullen/Frost Q2 2026 investor presentation (Form 8-K, Exhibit 99.1)
    Cullen/Frost Bankers (SEC filings) · Aug 17, 2026
  37. A Look Ahead with Rob C. Holmes — 2026
    Texas Capital · Jan 7, 2026
  38. Texas Capital Launches MAP
    Texas Capital · May 18, 2026
  39. System Upgrade
    Prosperity Bank · Feb 17, 2026
  40. Customer letter: real-time processing system upgrade
    Prosperity Bank · Jan 9, 2026
  41. Prosperity Bancshares, Inc. Reports First Quarter 2026 Earnings
    Prosperity Bancshares · Apr 29, 2026
  42. Second Quarter 2026 Investor Presentation
    Prosperity Bancshares · Jul 28, 2026
  43. Prosperity to acquire rival Houston bank in $2 billion deal
    American Banker · Jan 28, 2026
  44. Stifel Reports Second Quarter 2026 Results
    Stifel Financial · Jul 22, 2026
  45. Stifel's earnings expose Wall Street's AI blind spot
    TheStreet (Yahoo Finance) · Jul 24, 2026
  46. Artificial Intelligence: Runway for Growth (Outlook 2026)
    Stifel · Feb 11, 2026
  47. Stifel Financial Corp (SF) Q2 2026 Earnings Call Highlights: Record Revenue and Strong ...
    GuruFocus (Yahoo Finance) · Jul 22, 2026
  48. Texas Capital, buoyed by turnaround, to pay first-ever dividend
    American Banker · Apr 23, 2026
  49. Frost Bank sticks to organic growth as Texas M&A heats up
    Banking Dive · Jan 29, 2026
  50. US20170316393A1: System, apparatus and method for linking financial accounts to a subscription service and waiving select fees of those linked financial accounts
    Google Patents (USPTO) · Nov 2, 2017
  51. Prosperity blames loan-growth woes on newcomers' pricing
    American Banker · Jul 29, 2026
  52. Wealth Manager Stocks Sink as Traders Flee Next AI Casualty
    Bloomberg · Feb 10, 2026
  53. US 2025/0378492 A1: Automated generation and execution of smart contracts for multiple oracle networks (Raymond James Financial; filed 2024-06-07)
    Google Patents (USPTO) · Dec 11, 2025
  54. Schwab, Raymond James, Stifel drop as AI stirs concerns over advisory models
    Investing.com (Yahoo Finance) · Feb 10, 2026
  55. First Horizon keeps options open amid M&A uptick
    Banking Dive · Oct 15, 2025
  56. First Horizon (FHN) Q1 2026 Earnings Transcript
    Yahoo Finance · Apr 15, 2026
  57. First Financial Bankshares, Inc. Form 8-K (CEO transition), January 27, 2026
    First Financial Bankshares (SEC filing) · Jan 28, 2026
  58. FIRST FINANCIAL BANKSHARES ANNOUNCES SECOND QUARTER 2026 EARNINGS
    First Financial Bankshares (PR Newswire) · Jul 16, 2026
  59. BancFirst Corporation Form 10-K for the fiscal year ended December 31, 2025
    BancFirst Corporation (SEC filing) · Feb 26, 2026
  60. BancFirst to bulk up in Tulsa by acquiring Oklahoma rival
    American Banker · Jun 11, 2026
  61. Stifel CEO Ron Kruszewski: We should be looking at companies benefiting from AI, not just those building AI
    CNBC · Oct 7, 2026
  62. The Most Powerful Women in Banking Women to Watch, #10, Tammy LoCascio, First Horizon
    American Banker · Oct 1, 2026
  63. The Most Powerful Women in Banking NEXT, #19, Lena McCloskey, First Horizon Corporation
    American Banker · Oct 1, 2026
  64. FIRST FINANCIAL BANK TO OPEN FIRST FULL-SERVICE BRANCH IN AUSTIN AREA WITH NEW BEE CAVE BRANCH
    First Financial Bankshares (PR Newswire) · Sep 29, 2026
  65. Meta's Muse reignites AI disruption fears. Traders are targeting this brokerage stock as next casualty
    CNBC · Sep 23, 2026
  66. Raymond James strengthens data and analytics capabilities to advance AI-powered advisor insights
    Raymond James · Sep 21, 2026
  67. Form 8-K: departure of Chief Risk Officer (Item 5.02)
    SEC EDGAR · Sep 16, 2026
  68. Blend Honors Seven Customers With Best in Banking Awards at Forum 2026
    Business Wire via Yahoo Finance · Aug 27, 2026
  69. With deal costs up, could AI make recruiting a bad bet?
    American Banker · Aug 19, 2026
  70. BancFirst Corporation Form 10-Q for the quarterly period ended June 30, 2026
    BancFirst Corporation (SEC filing) · Aug 7, 2026
  71. Prosperity Bancshares Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Prosperity Bancshares (SEC filings) · Aug 6, 2026
  72. First Financial Bankshares, Inc. Form 10-Q for the quarter ended June 30, 2026
    First Financial Bankshares (SEC filing) · Aug 4, 2026
  73. Why one bank is determined to reincorporate in Texas
    American Banker · Jul 29, 2026
  74. BancFirst Corporation reports second quarter earnings (2Q 2026 press release)
    BancFirst Corporation · Jul 23, 2026
  75. Raymond James rolls out proprietary AI operations agent
    InvestmentNews · Jan 28, 2026
  76. Raymond James Invests in Service Excellence with Proprietary Generative AI Search
    GlobeNewswire · Apr 17, 2025
  77. Raymond James Financial Annual Report on Form 10-K for the fiscal year ended September 30, 2025
    Raymond James Financial (SEC filings) · Nov 25, 2025
  78. Earnings call transcript: Stifel Financial beats Q2 2025 forecasts as stock rises
    Investing.com · Jul 30, 2025
  79. First Horizon Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    First Horizon (SEC filings) · Feb 26, 2026
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