Ask NostroAskSubscribe

First Horizon vs peers
AI and technology compared

Last updated Oct 20, 2026 · 8 peers · 89 sources cited

How does First Horizon compare with its peers on AI and technology?

On this site's AI disclosure index First Horizon scores 68.7 (#36 of 120 US banks), sixth in a nine-bank group drawn from the competitors its own 10-K names. Four larger banks lead it: Huntington (84.2), Fifth Third (84), Regions (83.8) and Truist (82.6). SouthState (70.9) is just ahead, First Citizens (67.7) is level with it, and Pinnacle (65.3) and Hancock Whitney (37.4) trail. First Horizon's strength is internal and data-led. Its ChatFHN assistant had been in production for about 15 months by June 2026 and is now in every employee's hands, and its CIO runs a Databricks Enterprise Data Hub with more than 35 data sources onboarded (September 2026). The CFO calls fraud the bank's number one AI use case. Its gap is the customer. First Horizon is still building a proprietary customer-facing digital platform, announced in September 2025. Truist Assist resolved 81% of client inquiries in the third quarter of 2025, Regions rebuilt its app in-house in July 2025, and Fifth Third added an AI-powered interface to its app in June 2026. It is also cautious about the payoff: in April 2026 the CFO said no AI savings sit inside its $100 million revenue-growth target. Huntington, by contrast, counts 50 AI agents in production and more than 60 in development.[1][2][3][4][5][6][7][8][9][10][11]

Data as of Oct 20, 2026 · First Horizon profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where it leads

Where does First Horizon lead its peers on AI?

01

A data platform described in more detail than any peer's

First Horizon's CIO has set out a Databricks-based Enterprise Data Hub with more than 35 sources, a governed data marketplace targeting 100+ data products and a multi-agent layer with Genie for plain-language queries (June and September 2026). Pinnacle, by comparison, describes a head of AI and almost 20 AI engineers but no named data platform.[1][3][12]

02

An internal assistant in everyone's hands

ChatFHN, in production since early 2025, is now in every employee's hands, the CEO said in September 2026. Pinnacle's ChatPFP had answered 18,000 banker questions by April 2026; SouthState reports 2,500+ premium Copilot users.[2][1][13][14]

03

More independent coverage than most regional peers

First Horizon scores 17 on independent sources, ahead of SouthState (12), Pinnacle (12), First Citizens (11) and Hancock Whitney (4); American Banker ranked its CIO No. 36 among the most innovative people in banking in June 2026.[1][15]

04

Fraud rules coded in a day or two

First Horizon uses AI to build detection rules for treasury-management payments in a day or two when a new fraud scheme appears, and the CFO calls fraud the bank's number one AI use case (March 2026). Hancock Whitney's fraud record is a letter to Mississippi senators warning that scams exploit AI and voice cloning.[4][16]

Where it trails

Where does First Horizon trail its peers on AI?

01

No customer AI assistant while Truist, Fifth Third and Regions ship theirs

First Horizon's customer-facing digital platform is still under construction (September 2025). Truist Assist resolved 81% of client inquiries in 3Q25; Fifth Third's Jeanie won a 2026 best-chatbot award and its app gained an AI-powered interface in June 2026; Regions launched an in-house app in July 2025.[5][6][8][7]

02

Fewest own disclosures in the group

First Horizon places 9th of 9 on its own primary AI disclosures (13 against a median of 17); its Q1 and Q2 2026 10-Qs contain no reference to artificial intelligence, and its AI detail sits in the 10-K, proxy and calls. Truist puts 'AI in action' metrics in its earnings decks.[17][18][19]

03

Fewer AI use cases in production than the large regionals

First Horizon's profile records 7 AI use cases in production, 8th of 9; Huntington records 15, Regions and Truist 13. Truist says it deployed more than 50 AI use cases in 2025 and Huntington had 50 AI agents in production by April 2026.[1][20][10]

04

No AI number in its financial targets

In April 2026 the CFO said none of First Horizon's $100 million incremental PPNR target relies on AI cost savings. Regions said in January 2026 that AI lifts productivity by 20% and produced 35% of new business opportunities; Huntington ties AI to a 10% to 15% cost-reduction return target.[9][21][22]

AI index

Where does First Horizon rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Huntington Bancshares84.2#13 of 120191715 of 1729Agentic process transformation, run from finance[10][22][23]
Fifth Third Bancorp84#14 of 120271710 of 1325Jeanie and the Newline MCP server[24][8][25]
Regions Financial83.8#15 of 120221813 of 1525AI-driven banker platforms on a modernised stack[21][26]
Truist Financial82.6#16 of 120181813 of 1527Truist Insights and the 'digital teammates'[27][20]
SouthState Bank70.9#33 of 120121610 of 2020Copilot at scale, tested models, and Fiserv agentOS agents[28][29][30]
First Horizon (this page)68.7#36 of 12017137 of 1622ChatFHN and the Enterprise Data Hub[1][5]
First Citizens BancShares67.7#39 of 120111712 of 1424An enterprise AI program being built, not bought[31][32][33]
Pinnacle Financial Partners65.3#42 of 12012179 of 1221A head of AI inside a banker-led model[34][35][36][13][12]
Hancock Whitney37.4#78 of 1204205 of 1113MX-powered digital banking modernisation[37][38][39][40][41]
Component by component

On which parts of the AI record is First Horizon ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of First Horizon and the 8 peers that are scored on the same basis. "Place" is First Horizon's position in the group of 9 (1st = most).

Component (weight)First HorizonPeer medianMost in the groupPlace
Independent sources (45%)1715Fifth Third (27)5th of 9
Use cases in production (10%)711Huntington (15)8th of 9
Own primary disclosures (10%)1317Hancock Whitney (20)9th of 9
Dated moves, last 12 months (10%)2224.5Huntington (29)6th of 9
Disclosed numbers (5%)1615SouthState (20)4th of 9
Named AI leaders (5%)1313Regions (14)5th of 9
Use cases described (5%)1614.5SouthState (20)3rd of 9
Head to head

What has each bank in First Horizon's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
First HorizonChatFHN and the Enterprise Data Hub[1][5]13, incl. Bryan Jordan (Chairman, President and CEO)[42]AI cost savings assumed in the $100 million incremental PPNR target: None (revenue-driven; expenses guided flat) (Apr 15, 2026)[9]Not disclosedNot surveyed
Pinnacle Financial PartnersA head of AI inside a banker-led model[34][35][36][13][12]12, incl. Kevin Blair (President and CEO)[35][43][13][12]AI engineers employed: almost 20 (Jul 23, 2026)[12]Not disclosedNot surveyed
Regions FinancialAI-driven banker platforms on a modernised stack[21][26]14, incl. John Turner (Chairman, President and CEO)[21][26]New business opportunities generated by AI-driven platforms: 35% (Jan 16, 2026)[21][44]1 patent listed on the profile, e.g. US 11,861,690 B2 (Method and system for transferring funds)[45]3 open AI roles (Oct 1, 2026); most in AI security
SouthState BankCopilot at scale, tested models, and Fiserv agentOS agents[28][29][30]10, incl. John Corbett (Chief Executive Officer)[46]Copilot users (premium / active basic): 2,500+ / 2,200+ (Jun 30, 2026)[14]None found (the profile's patent search)[47]1 open AI roles (Sep 24, 2026); most in AI engineering
Hancock WhitneyMX-powered digital banking modernisation[37][38][39][40][41]8, incl. John Hairston (President and CEO)[48][49]New mobile app ranking among banks and credit unions: 6th best (per MX session description) (Jun 16, 2026)[38]Not disclosedNot surveyed
First Citizens BancSharesAn enterprise AI program being built, not bought[31][32][33]11, incl. Frank Holding Jr. (Chairman and CEO)[50]AI share of healthcare investment (SVB report): 46% in 2025 (Jan 8, 2026)[51]Not disclosed4 open AI roles (Oct 1, 2026); most in AI engineering
Truist FinancialTruist Insights and the 'digital teammates'[27][20]14, incl. Steve Hagerman (Chief Information Officer)[20][52][53]AI use cases deployed in 2025: 50+ (Jun 1, 2026)[20]4 patents listed on the profile, e.g. US 12,657,538 B2 (Audio signal processing and dynamic natural-language risk scoring of customer communications)[54]12+ open AI roles (Oct 1, 2026); most in AI engineering
Huntington BancsharesAgentic process transformation, run from finance[10][22][23]14, incl. Zach Wasserman (Chief Financial Officer)[10][23][55]AI agents in production / in development: 50 / 60+, ≈ 15 new a month (Apr 24, 2026)[10]6 patents listed on the profile, e.g. US 11,194,637 B2 (Extensible alerts platform)[56]9 open AI roles (Oct 1, 2026); most in AI engineering
Fifth Third BancorpJeanie and the Newline MCP server[24][8][25]14, incl. Tim Spence (Chairman, CEO and President)[57][58]Mobile app releases: 500+ in 2025, from ≈ 2 a year in 2021 (Jun 9, 2026)[59]3 patents listed on the profile, e.g. US 11,868,865 B1 (Systems and methods for cash structuring activity monitoring)[60]6 open AI roles (Oct 1, 2026); most in AI engineering
Last 12 months

What are the latest dated moves on the AI record of First Horizon and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 12, 2026Fifth ThirdAI chief Jay Budzik describes the lending-model upgrade[61]
Oct 6, 2026First CitizensFirst Citizens Innovation Banking launched; SVB name retired[62]
Oct 6, 2026RegionsCore deposits planned for 2027[63]
Oct 2, 2026SouthStateQ3 2026 results scheduled[64]
Oct 1, 2026Fifth ThirdCMO: generative AI kept away from customers on purpose[65]
Oct 1, 2026SouthStateEdmonds profiled for tokenized-deposit and instant-payments work[66]
Oct 1, 2026PinnacleChief digital officer: 200,000-plus customers move to a new app in March 2027[67]
Oct 1, 2026First HorizonThe 2025 contest's winning entry: an automated CRE documentation platform[68]
Oct 1, 2026First HorizonAI file-organisation tool saves hundreds of hours in three months[69]
Sep 29, 2026HuntingtonNamed a Coverbase enterprise customer[70]
Sep 25, 2026HuntingtonVakharia on AI in bank marketing[71]
Sep 18, 2026TruistMid-table on AI-judged reputation[72]
Sep 17, 2026First CitizensCB Insights joins SVB's partner network with its ChatCBI AI agent[73]
Sep 16, 2026TruistInsights scale: 4 million daily sign-ins, 500 insights a year per customer[74]
Sep 16, 2026RegionsTemenos publishes Regions case study[75]
Sep 9, 2026Hancock Whitney'AI is raising business cyber risk' guidance[40]
Aug 7, 2026Hancock WhitneySecond-quarter 2026 10-Q[76]
Aug 4, 2026PinnacleQ2 10-Q: AI initiatives listed as an execution risk[77]
Customer-facing AI in the Southeast

How does First Horizon's customer-facing AI compare with its Southeast peers'?

The customer-facing assistant or app each bank has disclosed, with its scale and date. First Horizon's own customer AI is limited to its contact center.

BankCustomer-facing AI or appScale disclosedDate
First HorizonProprietary customer-facing digital platform under construction; Webex contact-center AI (agent-stress scoring, call summaries)About 1 million calls a year, 85% to 95% self-served in the voice menuMarch 2024; September 2025[5][78]
TruistTruist Assist chatbot and Truist Insights1.3 million chatbot conversations and 81% of inquiries resolved in 3Q25; 12.5 million+ requests from 2023 to March 2026October 2025; April 2026[6][79]
Fifth ThirdJeanie virtual assistant; AI-powered app interface with 150 pre-populated intentsTearsheet Best Chatbot 2026June 2026[8]
RegionsIn-house native app, then personalized insights2.7 million active mobile usersJuly 2025; July 2026[7][80]
HuntingtonPersonalized guidance in the app; Euromoney's US best digital bank for consumersNot quantifiedJuly 2026[81]
SouthStateNo customer AI assistant disclosed; expanded call-center self-service listed under experimentationNot applicableJune 30, 2026[14]
Employee AI and agents

How does First Horizon's employee AI compare with its peers'?

Internal assistants, agents and coding tools, with the scale each bank has put on the record.

BankTool or programScale disclosedDate
First HorizonChatFHN; 10 internal AI teams; an employee AI-ideas contestIn every employee's hands; 100 contest ideasFebruary and September 2026[82][2]
HuntingtonAgentic process transformation run from finance50 agents in production, 60+ in development, about 15 new a monthApril 2026[10]
Truist'Digital teammates': AI agents to be hired into the CIO's organization50+ AI use cases deployed in 2025June 2026[20]
RegionsGitHub CopilotAbout 80% of developers, with an approximately 30% lift in code developmentSeptember 2026[83]
First CitizensMicrosoft Copilot rollout and AskFirst, a knowledge agent for branch bankersNot quantifiedSeptember 2026[33]
PinnacleChatPFP and an AI engineering team18,000 banker questions; almost 20 AI engineersApril and July 2026[13][12]
Data and AI platforms

How does First Horizon's data foundation compare with its peers'?

The data and platform layer each bank has described under its AI work.

BankPlatformStatusDate
First HorizonDatabricks Enterprise Data Hub (35+ sources), a governed data marketplace, a multi-agent layer with GenieIn production; agent-built pipelines planned for 2027September 2026[3][1]
RegionsSingle cloud-based core deposit platform across the footprintDue by 2027July 2025[26]
Fifth ThirdNewline embedded-finance platform with an MCP server that standardizes how AI models use its toolsLive; Skills added April 2026April 2026[25]
SouthStateAgents co-developed on Fiserv agentOS, alongside City National and Bank OZKDeployments from summer 2026May 2026[30]
The peer group

Which banks are First Horizon's peers, and why these?

First Horizon is compared here with Pinnacle Financial Partners, Regions Financial, SouthState Bank, Hancock Whitney, First Citizens BancShares, Truist Financial, Huntington Bancshares and Fifth Third Bancorp: chosen by the editors for this page (see the note below the table). First Horizon is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in Puerto Rico's Popular, New York's Flagstar and Webster and California's East West; this group is drawn from the regional banks First Horizon's own 2025 10-K names as key traditional competitors (Pinnacle, Regions, Hancock Whitney, First Citizens, Truist, Huntington and Fifth Third), plus SouthState, which competes with it in Florida, the Carolinas and correspondent banking.

Common questions

Is First Horizon better than Regions at AI?

The record cannot settle capability, but Regions has put more on it: 83.8 on this site's disclosure index against First Horizon's 68.7. Regions rebuilt its mobile app in-house and reports 2.7 million active mobile users, and says AI produced 35% of new business opportunities. First Horizon describes more of its data platform and runs ChatFHN for all employees.[7][80][21][3][2]

Does First Horizon have an AI assistant for customers?

Not one it has launched. First Horizon is building a proprietary customer-facing digital banking platform, and its CEO said in February 2026 that it is looking at agentic AI in customer service. Truist Assist resolved 81% of client inquiries in the third quarter of 2025, and Fifth Third's Jeanie handles requests in its app.[5][82][6][8]

What is ChatFHN?

ChatFHN is First Horizon's internal generative-AI assistant, in production since early 2025. Employees use it to draft emails and documents, answer policy questions and compare procurement RFPs, with people making the final call. The CEO said in September 2026 that it is in everybody's hands.[1][5][2]

How does First Horizon compare with Pinnacle on AI?

First Horizon scores 68.7 on this site's disclosure index and Pinnacle 65.3. Pinnacle, which merged with Synovus in January 2026, names a head of AI and almost 20 AI engineers. First Horizon names no chief AI officer but has a CIO-led data platform, 10 internal AI teams and ChatFHN for all staff.[84][34][12][82][2]

How does First Horizon's technology spending compare?

First Horizon ran a $100 million, three-year technology program after the TD deal fell through and keeps expenses flat while revenue grows. Regions guided technology spend to 10% to 12% of revenue in January 2026, and Truist and Huntington are far larger spenders by size.[85][9][21]

How does First Horizon use AI against fraud compared with peers?

The CFO calls fraud the number one AI use case: AI writes detection rules for treasury-management payments in a day or two and matching payments are held for a banker to call the client. Its CISO warns that deepfakes compress the threat lifecycle. Truist holds a patent on natural-language risk scoring of customer communications.[4][86][54]

How does First Horizon compare with Truist on AI?

Truist scores 82.6 on this site's disclosure index against First Horizon's 68.7. Truist reports customer-facing scale, with Truist Assist resolving 81% of client inquiries in 3Q25, and plans to hire AI agents as 'digital teammates' in 2026. First Horizon's AI is internal: ChatFHN for every employee, AI credit memos and AI-built fraud rules.[6][20][2][4]

How does First Horizon compare with Huntington on AI?

Huntington scores 84.2 on this site's disclosure index and First Horizon 68.7. Huntington's CFO runs an agentic program with 50 agents in production and more than 60 in development (April 2026). First Horizon's CEO described 10 internal AI teams in February 2026, and its CFO says AI is about scaling the front office without adding support staff.[10][82][87]

How does First Horizon compare with SouthState on AI?

SouthState scores 70.9 on this site's disclosure index, just ahead of First Horizon's 68.7. SouthState discloses more usage numbers, such as 2,500+ premium Copilot users and about 90% of credit spreads done by AI (June 2026). First Horizon has more independent coverage and a more fully described data platform on Databricks.[14][3][1]

What does First Horizon lead on if not customer AI?

Business-client ratings. In March 2026 First Horizon won 28 Coalition Greenwich Best Bank awards in middle-market and small-business banking, nine more than a year earlier. Pinnacle reported 50 for its legacy banks in February 2026.[88][89]

Peers on this site
Pinnacle AI strategy →How Pinnacle Financial Partners compares with its peers →Regions AI strategy →How Regions Financial compares with its peers →SouthState AI strategy →How SouthState Bank compares with its peers →Hancock Whitney AI strategy →How Hancock Whitney compares with its peers →First Citizens AI strategy →How First Citizens BancShares compares with its peers →Truist AI strategy →How Truist Financial compares with its peers →Huntington AI strategy →How Huntington Bancshares compares with its peers →Fifth Third AI strategy →How Fifth Third Bancorp compares with its peers →
Deeper on First Horizon
First Horizon AI strategy: the full profile →First Horizon competitors and alternatives →First Horizon AI profile →First Horizon competitors and alternatives →Regions AI profile →Bank AI index →AI disclosure index: the largest US banks ranked →Which banks lead in AI, topic by topic →
Sources
  1. #36 First Horizon's CIO is zeroing in on 'data-as-a-product' in tech push
    American Banker · Jun 1, 2026
  2. First Horizon at Barclays conference: push for deeper banking ties
    Investing.com · Sep 15, 2026
  3. Blueprint to Breakthrough: Activating Banking Analytics, AI, and Agentic Use Cases (First Horizon, Deloitte and Databricks session)
    Databricks · Sep 15, 2026
  4. First Horizon at Raymond James Conference: Strategic Growth and Challenges (transcript)
    Investing.com · Mar 3, 2026
  5. The Most Powerful Women to Watch, No. 13, Tammy LoCascio, First Horizon Bank
    American Banker · Sep 24, 2025
  6. Exhibit 99.3: Third quarter 2025 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Oct 17, 2025
  7. Regions aims to push 'dark mode,' other app tweaks next year
    Banking Dive · Dec 19, 2025
  8. Fifth Third Launches AI-Powered Interface in Mobile App
    Fifth Third via FT Markets · Jun 17, 2026
  9. First Horizon (FHN) Q1 2026 Earnings Transcript
    Yahoo Finance · Apr 15, 2026
  10. At Huntington Bancshares, the CFO is also the AI strategist
    Fortune · Apr 24, 2026
  11. First Horizon Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    First Horizon (SEC filings) · Feb 26, 2026
  12. Pinnacle Financial Partners (PNFP) Q2 FY2026 earnings call transcript
    Yahoo Finance (earnings call transcript) · Jul 23, 2026
  13. Pinnacle (PNFP) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 23, 2026
  14. SouthState second-quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2)
    SouthState Bank Corporation (SEC filings) · Jul 23, 2026
  15. First Horizon Congratulates Mohan Sankararaman on American Banker's "Most Innovative People in Finance" Honor
    First Horizon (PR Newswire) · Jul 2, 2026
  16. Hancock Whitney Bank response to the interagency request for information on payments fraud (RIN 3064-ZA49), with 18 June 2025 letter to the Mississippi Senate delegation
    FDIC · Sep 18, 2025
  17. First Horizon Corporation Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    First Horizon (SEC filings) · May 7, 2026
  18. First Horizon Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    First Horizon (SEC filings) · Aug 6, 2026
  19. Exhibit 99.3: Second quarter 2026 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Jul 17, 2026
  20. Steve Hagerman's agentic vision for Truist's future
    American Banker · Jun 1, 2026
  21. Regions Bank Says AI Lifts Productivity 20% as Loan Growth Cools
    PYMNTS · Jan 16, 2026
  22. Huntington Bank's plan to obtain a return on gen AI
    American Banker · Sep 11, 2025
  23. Banking on AI: Huntington's CFO on Innovation and Risk Oversight
    The Wall Street Journal (Deloitte CFO Journal) · Sep 15, 2025
  24. Fifth Third's Jeanie Named Best Chatbot by Tearsheet AI Innovation Awards
    Fifth Third · Aug 12, 2026
  25. Fifth Third's Newline Extends MCP Server Capabilities with Skills
    Fifth Third (Business Wire via Yahoo Finance) · Apr 13, 2026
  26. Regions plans to unveil upgraded deposit platform in 2027
    American Banker · Jul 18, 2025
  27. Truist delivers 2 billion AI-powered proactive insights
    Truist via FT Markets · Sep 3, 2026
  28. The Playbook for Enterprise AI Adoption with Walt Wear (Community Bank Podcast)
    SouthState Correspondent Division · Aug 3, 2026
  29. 6 things banks look for in gen AI models and companies
    American Banker · Jan 14, 2025
  30. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  31. Frontier AI Fact Sheet
    First Citizens Bank · Jul 3, 2026
  32. First Citizens Bank Corporate Profile 1Q26
    First Citizens Bank · Apr 30, 2026
  33. A Q&A With Scott Richardson: AI at First Citizens Bank
    First Citizens Bank · Sep 3, 2026
  34. Kevin Johnson, Head of AI, Pinnacle Financial Partners (Digital Banking speaker profile)
    American Banker · Apr 21, 2026
  35. Pinnacle points to new hires as proof that merger is working
    American Banker · Apr 23, 2026
  36. AI and Treasury Management: More Opportunity, More Risk
    Pinnacle Financial Partners · Jun 1, 2026
  37. Nate Gardner, Chief Xperience Officer, MX (Digital Banking speaker profile; session 'From Old Money to New Momentum: How Hancock Whitney Modernized for the Next Generation')
    American Banker · Jun 3, 2026
  38. Pam Hymel, Director of Digital Strategy, Hancock Whitney (speaker profile)
    American Banker · Jun 3, 2026
  39. Hancock Whitney Expands Offering with Free Greenlight Subscription for Clients
    Hancock Whitney · Nov 12, 2025
  40. 5 Critical Cybersecurity Questions to Ask Your IT Team or Service Provider
    Hancock Whitney · Sep 9, 2026
  41. Hancock Whitney Corporation Annual Report on Form 10-K for 2025
    Hancock Whitney (SEC filings) · Feb 27, 2026
  42. First Horizon keeps options open amid M&A uptick
    Banking Dive · Oct 15, 2025
  43. Pinnacle Financial, Synovus name leadership team to steer combined bank
    Reuters · Aug 21, 2025
  44. Regions Financial fourth quarter 2025 earnings presentation (Form 8-K, Exhibit 99.3)
    Regions Financial (SEC filing) · Jan 16, 2026
  45. US11861690B2 - Method and system for transferring funds
    Google Patents (USPTO) · Jan 2, 2024
  46. SouthState Bank Corporation Reports Second Quarter 2026 Results, Declares an Increase in the Quarterly Cash Dividend
    PR Newswire via FT Markets · Jul 23, 2026
  47. SouthState Bank Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    SouthState Bank Corporation (SEC filings) · Feb 20, 2026
  48. Hancock Whitney Reports First Quarter 2026 EPS of $0.57
    Hancock Whitney · Apr 21, 2026
  49. Hancock Whitney inks deal to buy Orlando community bank
    American Banker · May 15, 2026
  50. First Citizens CEO Frank Holding named to Federal Advisory Council
    Reuters · Feb 10, 2026
  51. AI Investment Accounted for Nearly Half of Healthcare Investment in 2025 (SVB report)
    First Citizens Bank · Jan 8, 2026
  52. Steve Hagerman, Chief Technology & Operations Officer (Operating Council profile)
    Truist · Oct 13, 2026
  53. Truist names JPMorgan, Wells vet as next CIO
    Banking Dive · Aug 8, 2024
  54. US 12,657,538 B2: Audio signal processing and dynamic natural language understanding (assignee Truist Bank; granted 2026-06-16)
    Google Patents (USPTO) · Jun 16, 2026
  55. 'It's a tremendous priority': Huntington CFO Wasserman on AI
    American Banker · Mar 4, 2025
  56. US11194637B2: Extensible alerts platform
    Google Patents (USPTO) · Dec 7, 2021
  57. Fifth Third Sees 'Pretty Remarkable' AI Ability to Lower Costs
    Bloomberg · Mar 11, 2026
  58. Fifth Third Bancorp CEO Tim Spence on new partnership with Brex
    CNBC · Dec 9, 2025
  59. American Banker Names Jude Schramm to Most Innovative People in Finance List
    Fifth Third · Jun 9, 2026
  60. US 11,868,865 B1: Systems and methods for cash structuring activity monitoring (assignee Fifth Third Bank NA; filed 2023-06-08)
    Google Patents (USPTO) · Jan 9, 2024
  61. Alum Spotlight: Jay Budzik (PhD '03)
    Northwestern McCormick School of Engineering · Oct 12, 2026
  62. First Citizens Bank Launches New Innovation Banking Brand
    First Citizens Bank · Oct 6, 2026
  63. 'Progressive modernization' for cores
    ABA Banking Journal · Oct 6, 2026
  64. SouthState Bank Corporation Form 8-K: third-quarter 2026 earnings date
    SouthState Bank Corporation (SEC filings) · Oct 2, 2026
  65. Fifth Third Succeeds Through Empowered Employees (undated page, retrieved 2026-10-01)
    The Financial Brand · Oct 1, 2026
  66. The Most Powerful Women in Banking NEXT, #14, Tara Edmonds, SouthState Bank
    American Banker · Oct 1, 2026
  67. The Most Powerful Women in Banking Women to Watch, #15, Liz Wolverton, Pinnacle Financial Partners
    American Banker · Oct 1, 2026
  68. The Most Powerful Women in Banking Women to Watch, #10, Tammy LoCascio, First Horizon
    American Banker · Oct 1, 2026
  69. The Most Powerful Women in Banking NEXT, #19, Lena McCloskey, First Horizon Corporation
    American Banker · Oct 1, 2026
  70. Coverbase Adds Third-Party Risk Veterans as Enterprise Adoption Accelerates
    Coverbase (GlobeNewswire) · Sep 29, 2026
  71. Huntington unites marketing, digital in a push for growth
    Banking Dive · Sep 25, 2026
  72. People use AI to gauge banks' reputations, and its verdicts are harsh
    American Banker · Sep 18, 2026
  73. CB Insights Joins Silicon Valley Bank's Partner Network to Give Innovators a Competitive Edge
    CB Insights (PR Newswire) · Sep 17, 2026
  74. How Truist Delivers Proactive Insights to Its App and Online Users
    The Financial Brand · Sep 16, 2026
  75. Regions Bank - Success Story
    Temenos · Sep 16, 2026
  76. Hancock Whitney Corporation Quarterly Report on Form 10-Q for the period ended 30 June 2026
    Hancock Whitney (SEC filings) · Aug 7, 2026
  77. Pinnacle Financial Partners, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Pinnacle Financial Partners (SEC filing) · Aug 4, 2026
  78. The AI bringing zen to First Horizon's call centers
    American Banker · Mar 4, 2024
  79. Exhibit 99.3: First quarter 2026 earnings presentation (Form 8-K)
    Truist Financial (SEC filing) · Apr 17, 2026
  80. Regions Bank's Mobile Upgrade Drives Digital Transactions to 80%
    PYMNTS · Jul 17, 2026
  81. Huntington Bank Named the United States' Best Digital Bank for Consumers
    Huntington · Jul 20, 2026
  82. First Horizon at Bank of America Conference: Strategic Growth Focus (transcript)
    Investing.com · Feb 11, 2026
  83. Regions Financial Eyes 150 New Branches as Deposit Strength Supports Growth
    MarketBeat (Yahoo Finance) · Sep 20, 2026
  84. Pinnacle and Synovus Complete Merger to Become Regional Bank Growth Champion
    Pinnacle Financial Partners · Jan 2, 2026
  85. First Horizon plots a tech shift for 2025
    American Banker · Jan 16, 2025
  86. Protecting Against AI-Powered Cyberscams
    First Horizon · Jul 1, 2026
  87. First Horizon (FHN) Q2 2026 Earnings Call Transcript
    Yahoo Finance · Jul 22, 2026
  88. First Horizon recognized with 28 national and regional banking awards by Crisil Coalition Greenwich
    First Horizon via PR Newswire · Mar 12, 2026
  89. Pinnacle Financial Partners Earns a Combined 50 Coalition Greenwich Best Bank Awards – More Than Any Other Bank in the Country
    Pinnacle Financial Partners · Feb 11, 2026

When First Horizon or its peers move on AI, you'll read it here first.

when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am PT · free

plus every regulation, bank and agent page update, the morning after · leave any morning