Simmons First National Corporation vs peers
AI and technology compared

Last updated Oct 20, 2026 · 9 peers · 102 sources cited

How does Simmons First National Corporation compare with its peers on AI and technology?

On this site's AI disclosure index Simmons scores 3.6 (#106 of 120 US banks), seventh in a ten-bank group drawn from its own footprint and proxy peer group, level with FirstBank (3.5) and Home BancShares (3.5) and close to Renasant (2.4), but well behind UMB (47.9), Prosperity (40), Arvest (37.2), Commerce (34), Bank OZK (29.5) and Trustmark (18.7). Simmons leads the group on dated moves in the last 12 months, almost all of them technology leadership and cost actions rather than AI: a CTO hired in May 2025, a first chief data officer retiring in 2026, and 26 branch closures announced in September 2026 to fund talent and technology. Its one measured system is a mobile-deposit scoring algorithm built with Jack Henry, which cut fraud losses 96% to under one basis point and won a 2025 Cobalt Award. What it lacks is a stated AI programme. Its 2025 10-K added a risk factor on agentic AI, but its 2026 proxy does not mention AI, and on the October 16, 2026 call CEO Jay Brogdon spoke of 'technology and automation' while saying the bank is 'barely scratching the surface'. Peers are further along on the record: Bank OZK is one of four banks co-developing Fiserv agentOS agents (May 2026), Commerce wrote an AI pillar and roadmap into its 2025 annual report, Arvest has moved 40% of targeted applications to Google Cloud, and UMB's board Risk Committee oversees AI risk.[1][2][3][4][5][6][7][8][9][10][11][12]

Data as of Oct 20, 2026 · Simmons Bank profile updated Oct 19, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Simmons Bank lead its peers on AI?

01

A measured fraud model, where most of the group reports none

Simmons's in-house mobile-deposit scoring algorithm, built with Jack Henry, scores the customer rather than the cheque, cut fraud losses 96% to under one basis point and lifted monthly mobile-deposit limits from $1,500 to up to $150,000 (September 2025). Home BancShares and Renasant disclose no AI programme, and FirstBank's 10-K keeps AI out of credit, pricing and transaction approvals.[4][5][13][14][15]

02

The busiest technology-leadership record in the group

Simmons places first of ten on dated moves in the last 12 months: it hired CTO David Kennedy in May 2025 to run technology delivery under CIO Ann Madea, built a Data Office under its first chief data officer from 2021, and named a Chief Digital Officer in Jack Henry's 2025 case study. Home BancShares discloses no AI leader, and Renasant names no CIO or data officer in its filings.[1][2][4][13][16]

03

An AI risk factor that names agentic AI

Simmons's 2025 10-K, filed February 25, 2026, names agentic AI, third-party model risk and incorrect or biased generative output. Home BancShares has carried the same single AI sentence in three 10-Ks since 2024, and Trustmark's 10-K mentions AI only in economic commentary, with no AI risk factor.[6][13][17][18]

04

A board IT Committee and an architecture review board on the record

Simmons's 10-K describes a board IT Committee that takes reports from the CISO and CIO, plus an architecture review board, a vendor council and a third-party risk department that review new initiatives and vendor terms. Prosperity names a comparable board Strategic Technology Oversight Committee, to which its CIO and CISO report quarterly.[6][19]

Where does Simmons Bank trail its peers on AI?

01

No AI programme while Bank OZK co-builds agents with Fiserv

Bank OZK is one of four banks co-developing the next wave of Fiserv agentOS AI agents, with deployments due from summer 2026, and its 10-K names AI as a focus area. Commerce's 2025 annual report describes an AI pillar in its data strategy and a written AI roadmap. Simmons has named no AI use case, leader, vendor or budget.[9][20][10][21]

02

No board-level AI oversight in the proxy

Simmons's 2026 proxy statement does not mention AI. UMB's 2026 proxy gives its ten-member Risk Committee oversight of 'emerging technology (including artificial intelligence)' risk, and Renasant's 2026 proxy adds AI implementation to its board technology committee's remit.[7][12][16]

03

The fewest disclosed numbers in the group

Simmons places 10th of 10 on disclosed numbers; beyond the Jack Henry figures it publishes no digital-user, app or technology-spend count. Commerce reports 82% digital penetration and a 4.7 app rating, and Prosperity's CEO put annual technology spend at $75 million to $90 million (April 2026).[4][22][23]

04

No cloud or core modernisation on the scale of Arvest's

Arvest has moved 40% of targeted applications to Google Cloud and cut on-premises servers at one data centre by 98% since 2022 (April 2025); Prosperity converted to a real-time core in February 2026 and Trustmark replaced a 45-year-old core in April 2026. Simmons describes automation, centralisation and standardisation under its Better Bank initiative without naming a platform.[11][24][25][26]

Where does Simmons Bank rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
UMB Financial47.9#61 of 1207149 of 1016Integration first: the Heartland systems conversion[27][28][29]
Prosperity Bancshares40#71 of 1206154 of 817Real-time core (converted February 2026)[24][30][31][32][33][34]
Arvest Bank37.2#79 of 1207124 of 119Multi-year technology modernisation (cloud-native core, Google Cloud, Baker Hill UN/FY)[35][36][37][38][39][40]
Commerce Bancshares34#84 of 1203216 of 1015Enterprise data strategy with an AI pillar; receivables automation for commercial clients[10][41][42][43]
Bank OZK29.5#89 of 1205154 of 818Not disclosed
Trustmark Corporation18.7#98 of 1203146 of 1017Not disclosed
Simmons First National Corporation (this page)3.6#106 of 1205228 of 1019Not disclosed
Home BancShares (Centennial Bank)3.5#108 of 1206177 of 1017Not disclosed
FB Financial Corporation (FirstBank)3.5#107 of 1207169 of 1213Not disclosed
Renasant Corporation2.4#111 of 12022412 of 1212Not disclosed

On which parts of the AI record is Simmons Bank ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Simmons Bank and the 9 peers that are scored on the same basis. "Place" is Simmons Bank's position in the group of 10 (1st = most).

Component (weight)Simmons BankPeer medianMost in the groupPlace
Independent sources (45%)56Arvest (7)6th of 10
Use cases in production (10%)86Renasant (12)4th of 10
Own primary disclosures (10%)2215Renasant (24)2nd of 10
Dated moves, last 12 months (10%)1916Simmons Bank (19)1st of 10
Disclosed numbers (5%)1013Centennial Bank (16)10th of 10
Named AI leaders (5%)86UMB (11)3rd of 10
Use cases described (5%)1010FirstBank (12)4th of 10

What has each bank in Simmons Bank's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Simmons First National CorporationNot disclosed8, incl. Jay Brogdon (President and CEO)[21][44]Mentions of AI in the 2026 proxy statement: 0 (Apr 8, 2026)[7]Not disclosedNot surveyed
Home BancShares (Centennial Bank)Not disclosed4, incl. John W. Allison (Chairman and CEO, Home BancShares)[45][46]Full-time equivalent employees (2023 / 2024 / 2025): 2,819 / 2,552 / 2,543 (Dec 31, 2025)[47][17][13]Not disclosed0 open AI roles (Sep 24, 2026)
Bank OZKNot disclosed9, incl. George Gleason (Chairman and CEO)[48][49]Full-time-equivalent employees: About 3,280 (3,028 a year earlier) (Dec 31, 2025)[20][50]5 patents listed on the profile, e.g. US 2015/0348186 A1 (Customer acquisition probability and risk-adjusted return-on-equity analysis)[51]0 open AI roles (Sep 24, 2026)
Arvest BankMulti-year technology modernisation (cloud-native core, Google Cloud, Baker Hill UN/FY)[35][36][37][38][39][40]7, incl. Matt Machen (President and CEO)[52]Employees (call report): 6,087 (Jun 30, 2026)[53]Not disclosedNot surveyed
Commerce BancsharesEnterprise data strategy with an AI pillar; receivables automation for commercial clients[10][41][42][43]7, incl. John Kemper (President and CEO)[10][54]Digital penetration / app rating / mobile deposit use: 82% / 4.7 (app rating as of 3 February 2026) / 30% (Dec 31, 2025)[22]Not disclosedNot surveyed
UMB FinancialIntegration first: the Heartland systems conversion[27][28][29]11, incl. Mariner Kemper (Chairman and CEO)[55][28]Earnings calls that discussed AI, Q3 2025 to Q2 2026: 1 of 4 (Q1 2026 only) (Jul 29, 2026)[56][57][58][59]Not disclosedNot surveyed
Prosperity BancsharesReal-time core (converted February 2026)[24][30][31][32][33][34]6, incl. David Zalman (Senior Chairman and CEO)[33][60]Not disclosedNot disclosedNot surveyed
FB Financial Corporation (FirstBank)Not disclosed5, incl. Christopher T. Holmes (President and CEO)[61][62]Not disclosedNot disclosedNot surveyed
Renasant CorporationNot disclosed2, incl. Kevin D. Chapman (President and CEO)[63][64]Full-time equivalent employees, Renasant plus The First: mid-2024 vs 31 March 2026: ≈ 3,400 vs ≈ 2,950 (down 450) (Apr 29, 2026)[65]Not disclosedNot surveyed
Trustmark CorporationNot disclosed5, incl. Duane A. Dewey (President and CEO)[66][67]Mentions of AI or artificial intelligence in the annual report, FY2024 / FY2025: 0 / 5, all in economic or market commentary (Feb 23, 2026)[68][18]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Simmons Bank and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 16, 2026Simmons BankQ3 2026 call: technology and automation 'barely scratching the surface'[69]
Oct 15, 2026Centennial BankQ3 2026 call: Mountain Commerce conversion set for 6 November[70]
Oct 14, 2026Centennial BankRecord third-quarter 2026 results[71]
Oct 13, 2026FirstBankQ3 2026 results and call: first AI exchange on a call[72][73]
Oct 1, 2026CommerceNolan & Associates acquisition completed[74]
Sep 22, 2026Simmons BankInvestor Day set for 10 December 2026[75]
Sep 17, 2026RenasantVendor StrategyCorps buys AI-native Quantuma[76]
Sep 16, 2026FirstBankCommercial fraud guidance published[77]
Aug 31, 2026CommerceFraud guide says scammers use generative AI[78]
Aug 31, 2026Bank OZKU.S. Bank hires from Bank OZK for its Sun Belt push[79]
Aug 20, 2026UMB'Playing with the big boys'[80]
Aug 6, 2026ProsperityQ2 2026 10-Q repeats the AI risk bullet[81]
Aug 5, 2026TrustmarkQ2 2026 10-Q: AI references remain macro commentary[82]
Aug 5, 2026RenasantQ2 2026 10-Q repeats the two AI references[83]
Jul 30, 2026UMBQ2 2026 10-Q has no AI language[84]
Jul 29, 2026TrustmarkQ2 call: FIS-supported platforms replace self-supported core[85]
Jul 29, 2026ProsperityQ2 call: Stellar savings of $80-85 million wait for a March 2027 conversion[34]
Jul 22, 2026Bank OZKGleason sizes the RESG and CIB books[86]
May 5, 2026ArvestSecurity engineer on agentic-AI risk[87]
Apr 8, 2026Arvest20th among US banks on Forbes' World's Best Banks[52]

Who runs technology and data at Simmons and its Mid-South peers?

The named technology owner at each bank, as its own releases, filings or calls describe the role. None of the ten names a chief AI officer.

BankNamed technology ownerAI or data remit on the recordSource date
SimmonsCIO Ann Madea; CTO David Kennedy (hired May 2025); Chief Digital Officer Alex CarrilesFirst chief data officer Lisa Hunter built the Data Office from 2021 and is retiringMay 2025 to August 2026[1][4][2]
ArvestCIO Jennifer Baker (from December 2025), ex-Synovus CTOCornell AI-strategy certification; newly designed role leading all technology teamsDecember 2025[35]
Bank OZKCIO Jason Cathey (since 2022, previously CISO)Headcount raised in data, analytics, modeling and AIFebruary and April 2026[20][88]
CommerceCIO David Roller fronts technology announcementsAI pillar in the enterprise data strategyFebruary 2026[89][10]
UMBUma Wilson, chief information, bank product and operations officerBoard Risk Committee oversees AI riskSeptember 2025; March 2026[27][12]
ProsperityCIO Gisela Riggan, reporting to the Director of Corporate StrategyBoard Strategic Technology Oversight CommitteeFebruary 2026[19]
TrustmarkCIO Chris DavidsonBriefed the board on the bank's AI efforts on July 28, 2026July 2026[85]
RenasantNo CIO named in filings; director Gary Butler, CEO of an AI and data-analytics firmBoard technology committee remit includes AI implementationMarch 2026[16]

How do Simmons's platform investments compare with its peers' core and cloud work?

The main technology platform change each bank has disclosed since 2025.

BankPlatform moveWhenScale or result
SimmonsBetter Bank automation, centralisation and standardisation; 26 branch closures to fund talent and technologyIn the 'middle innings' January 2026; closures effective December 4, 20268.5% square-footage cut toward a 15% goal; $20-23 million pre-tax closure cost[90][91][3]
ProsperityReal-time core (the 'DNA product', per the CEO)February 17, 2026Post-weekend account update cut to about 1.5 hours[24][23][34]
TrustmarkFIS deposit, payments, teller and sales platform replacing a 45-year-old coreApril 17-19, 202650-55 associates added for the conversion[85][92][93]
ArvestGoogle Cloud migration; Thought Machine cloud-native core; Baker Hill UN/FY small-business lending2021 to 2027; UN/FY February 202640% of targeted applications migrated (April 2025)[40][38][36][11]
Home BancSharesLegacy systems conversion; Mountain Commerce conversion due November 2026June 2026About $5.5-6 million of annual savings expected[94]
UMBHeartland Financial systems conversionOctober 2025≈ $124 million of targeted cost savings; 193 branches in 13 states[28][27]
Bank OZKCo-developing Fiserv agentOS AI agentsAnnounced May 14, 2026One of four banks named by Fiserv[9]

Which banks are Simmons Bank's peers, and why these?

Simmons First National Corporation is compared here with Home BancShares (Centennial Bank), Bank OZK, Arvest Bank, Commerce Bancshares, UMB Financial, Prosperity Bancshares, FB Financial Corporation (FirstBank), Renasant Corporation and Trustmark Corporation: chosen by the editors for this page (see the note below the table). Simmons First National Corporation is classed as a regional or retail-commercial bank in the Southwest.

The computed group mixed in Hawaii, California and New Jersey banks that do not compete in Simmons's markets; this group holds the banks of its six-state footprint (Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas), eight of them from the 17-bank compensation peer group in Simmons's 2026 proxy, plus Arvest, the privately held Arkansas bank that serves four of the same states.

Does Simmons Bank use AI?

It has not described an AI programme. Its one measured model-style system is an in-house mobile-deposit scoring algorithm built with Jack Henry, which cut fraud losses 96%; Jack Henry's case study does not say whether it uses machine learning. The 2025 10-K added an agentic-AI risk factor; the 2026 proxy does not mention AI.[4][5][6][7]

Is Simmons better than Arvest at AI and technology?

The record cannot settle capability, but Arvest has put more on it: 37.2 on this site's index against Simmons's 3.6. Arvest describes a Google Cloud migration with AI tools, a Thought Machine core and a CIO with AI-strategy training; Simmons describes a CTO hire, a Data Office and a measured mobile-deposit fraud model.[40][11][35][1][2][4]

How does Simmons compare with Home BancShares on technology?

Both have thin AI records: Simmons scores 3.6 and Home BancShares 3.5 on this site's index. Home's 10-Ks have repeated one generative-AI risk sentence since 2024 and it converted its legacy systems in June 2026; Simmons added an agentic-AI risk factor, a CTO and a Data Office. Home runs a far leaner bank, with a 40.46% adjusted efficiency ratio against Simmons's 54.26% in Q2 2026.[13][94][6][1][46][21]

What has Simmons's new CEO said about technology?

Jay Brogdon, CEO since January 1, 2026, said in February 2026 that regulation and technology investment favour banks with scale. On the October 16, 2026 call he said savings from the branch closures would be reinvested partly in 'technology enablement' and that the bank is 'barely scratching the surface' of technology and automation opportunities.[95][96][8]

How does Simmons's efficiency compare with its peers'?

Simmons's adjusted efficiency ratio was 54.26% in Q2 2026. Home BancShares reported 40.46% adjusted, Bank OZK 39.2%, Prosperity 45.99%, UMB 48.1% on an operating basis and Renasant 54.92% adjusted in the same quarter. Simmons says its position eliminations and real-estate cuts more than fund its investment in talent and technology.[21][46][97][34][98][99][100]

Who leads technology and data at Simmons?

Chief Information Officer Ann Madea and Chief Technology Officer David Kennedy, hired in May 2025 to run technology delivery, innovation, infrastructure and cost reduction. Lisa Hunter, the first chief data officer, built the Data Office from 2021 and is retiring. Simmons has not named a head of AI; the board's IT Committee hears from the CISO and CIO.[1][2][6]

How does Simmons compare with Renasant and Trustmark on AI?

All three have thin AI records: Simmons 3.6, Trustmark 18.7 and Renasant 2.4 on this site's index. Trustmark's CIO briefed its board on AI efforts in July 2026 after a core conversion, and Renasant's 2026 proxy adds AI implementation to its technology committee's remit. Simmons's 10-K names agentic AI as a risk but its proxy is silent on AI.[85][16][6][7]

How does Simmons compare with Commerce and UMB on AI?

Both Kansas City banks have put more on the record: Commerce scores 34 on this site's index, with an AI pillar and roadmap in its 2025 annual report, and UMB 47.9, with board Risk Committee oversight of AI and a CEO who says machine learning is deployed across the bank. Simmons scores 3.6 and names no AI use case beyond its mobile-deposit scoring.[10][12][58][4]

How does Simmons fight fraud with technology?

Its documented tool is the mobile-deposit scoring algorithm built with Jack Henry, which evaluates every customer daily, recalculates limits monthly and sets holds; fraud losses fell 96% to under one basis point. Its 2026 10-Qs warn that cyber-attacks increasingly use generative AI and deepfakes. Arvest and Commerce publish customer guidance on AI-powered scams.[4][101][102][43]

When will Simmons say more about its technology strategy?

At its Investor Day in New York on December 10, 2026, where Brogdon, CFO Daniel Hobbs and other executives will present strategic priorities. On the October 16 call management said it may reveal more there about its reinvestment plans and run-rate expenses.[75][8]

  1. Simmons Bank hires David Kennedy as Chief Technology Officer
    Simmons Bank · May 20, 2025
  2. Lisa Hunter to Retire After 30 Years at Simmons Bank
    Simmons Bank · Aug 20, 2026
  3. Simmons First National Corporation Form 8-K, Item 2.05 (closure of 26 branches)
    Simmons First National (SEC filings) · Sep 3, 2026
  4. Simmons Bank changes the game with mobile deposit scoring
    Jack Henry · Sep 10, 2025
  5. Jack Henry Announces 2025 Cobalt Award Winners
    Jack Henry (PR Newswire) · Sep 10, 2025
  6. Simmons First National Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Simmons First National (SEC filings) · Feb 25, 2026
  7. Simmons First National Corporation 2026 Proxy Statement (Schedule 14A)
    Simmons First National (SEC filings) · Apr 8, 2026
  8. Simmons First (SFNC) Q3 2026 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Oct 16, 2026
  9. Fiserv Launches agentOS: The Operating System for Agentic AI in Banking
    Fiserv (GlobeNewswire) · May 14, 2026
  10. 2025 Annual Report
    Commerce Bancshares · Feb 24, 2026
  11. Arvest Bank moves 40% of apps to cloud
    Bank Automation News · Apr 4, 2025
  12. UMB Financial Corporation 2026 Proxy Statement (DEF 14A)
    UMB Financial (SEC filings) · Mar 12, 2026
  13. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Home BancShares (SEC filings) · Feb 27, 2026
  14. Renasant Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Renasant Corporation (SEC filings) · Mar 2, 2026
  15. FB Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    FB Financial (SEC filings) · Feb 26, 2026
  16. Renasant Corporation 2026 Proxy Statement (DEF 14A)
    Renasant Corporation (SEC filings) · Mar 18, 2026
  17. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Home BancShares (SEC filings) · Feb 27, 2025
  18. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Trustmark Corporation (SEC filings) · Feb 23, 2026
  19. Prosperity Bancshares Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Prosperity Bancshares (SEC filings) · Feb 26, 2026
  20. Bank OZK 2025 Annual Report (including Annual Report on Form 10-K)
    Bank OZK · Feb 25, 2026
  21. Simmons First National Corporation Reports Second Quarter Results
    Simmons First National · Jul 16, 2026
  22. Commerce Bancshares, Inc. Investor Update, 4th Quarter 2025
    Commerce Bancshares · Feb 9, 2026
  23. Prosperity (PB) Q1 2026 Earnings Transcript
    Earnings call transcript (The Motley Fool) · Apr 29, 2026
  24. System Upgrade
    Prosperity Bank · Feb 17, 2026
  25. TRMK Q2 Deep Dive: Loan Growth, Deposit Expansion, and Core System Upgrade Shape Outlook
    StockStory (Yahoo Finance) · Jul 30, 2026
  26. Simmons (SFNC) Q4 2025 Earnings Transcript (call held 21 January 2026; transcript posted 21 April 2026)
    earnings call transcript (The Motley Fool) · Apr 21, 2026
  27. The Most Powerful Women to Watch, No. 15, Uma Wilson, UMB Bank
    American Banker · Sep 24, 2025
  28. UMB's post-acquisition systems conversion set for October
    American Banker · Jul 30, 2025
  29. AI POV: Impacts on the markets and what the future may hold
    UMB Financial · Mar 2, 2026
  30. Customer letter: real-time processing system upgrade
    Prosperity Bank · Jan 9, 2026
  31. Prosperity Bancshares, Inc. Reports First Quarter 2026 Earnings
    Prosperity Bancshares · Apr 29, 2026
  32. Second Quarter 2026 Investor Presentation
    Prosperity Bancshares · Jul 28, 2026
  33. Prosperity to acquire rival Houston bank in $2 billion deal
    American Banker · Jan 28, 2026
  34. Prosperity Bancshares (PB) Q2 2026 Earnings Call
    Yahoo Finance · Aug 7, 2026
  35. Arvest names new CIO, Chief Credit Administration Officer
    Arvest Bank · Dec 3, 2025
  36. Arvest Bank Deepens Three-Decade Partnership with Baker Hill, Upgrades to UN/FY Platform to Advance Small Business Lending
    Baker Hill (PR Newswire) · Feb 9, 2026
  37. Arvest Named One of America's Most Innovative Companies 2026 by Fortune
    Arvest Bank · Mar 25, 2026
  38. Arvest Bank Collaborates with Tech Leaders Thought Machine and Accenture for Next Generation Core Banking Platform
    Arvest Bank (Business Wire via FinTech Futures) · Sep 16, 2021
  39. Arvest Bank launches real-time banking capabilities using Thought Machine core technology
    Arvest Bank (PR Newswire) · Feb 23, 2023
  40. Arvest Bank Announces Collaboration with Google Cloud
    Arvest Bank · Jul 25, 2022
  41. Banking on a mission (AlloSource client story)
    Commerce Bank · Aug 19, 2025
  42. Iowa-based electrical contractor reduces payment processing time
    Commerce Bank · Jan 17, 2025
  43. How to stay safe from AI-powered fraud
    Commerce Bank · Jul 19, 2024
  44. Simmons Bank hires new leaders to boost organic growth
    American Banker · Feb 2, 2026
  45. Home ends dry spell with $150M deal for Tennessee bank
    American Banker · Dec 8, 2025
  46. Record Revenue and Successful Mountain Commerce Bancorp Acquisition Drive Strong Second Quarter Results for HOMB
    Home BancShares (GlobeNewswire) · Jul 15, 2026
  47. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2023
    Home BancShares (SEC filings) · Feb 26, 2024
  48. Bank OZK says spike in charge-offs is no cause for alarm
    American Banker · Jan 21, 2026
  49. Bank OZK Announces First Quarter 2026 Earnings
    Bank OZK · Apr 21, 2026
  50. Bank OZK Fourth Quarter and Full Year 2024 Management Comments
    Bank OZK · Jan 16, 2025
  51. US20150348186A1: System and method for dynamic customer acquisition probability and risk-adjusted return-on-equity analysis
    Google Patents (USPTO) · Dec 3, 2015
  52. Arvest Ranked Top 20 on Forbes' World's Best Banks List
    Arvest Bank · Apr 8, 2026
  53. FDIC BankFind financial data, Arvest Bank (cert 8728), quarter ended 30 June 2026
    FDIC · Jun 30, 2026
  54. Commerce eyes wealth-management gains after sealing M&A deal
    American Banker · Jan 7, 2026
  55. UMB CEO takes 'measured' tone on M&A
    Banking Dive · Jan 29, 2026
  56. UMB Financial Q3 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jan 26, 2026
  57. UMB (UMBF) Q4 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Apr 21, 2026
  58. UMB Financial (UMBF) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 29, 2026
  59. Earnings call transcript: UMB Financial tops Q2 2026 estimates as shares rise
    Investing.com (earnings call transcript) · Jul 29, 2026
  60. Prosperity blames loan-growth woes on newcomers' pricing
    American Banker · Jul 29, 2026
  61. FirstBank Ranked #1 in JD Power Retail Banking Satisfaction Study for South Central Region
    FirstBank · Apr 22, 2026
  62. FB Financial Corporation Reports Second Quarter 2026 Financial Results
    FB Financial (Business Wire via FT) · Jul 13, 2026
  63. Renasant Corporation Announces Earnings for the First Quarter of 2026 and an Increase in Its Quarterly Dividend
    Renasant Corporation · Apr 28, 2026
  64. Renasant Corporation Announces Earnings for the Second Quarter of 2026
    Renasant Corporation (GlobeNewswire) · Jul 28, 2026
  65. Renasant (RNST) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 29, 2026
  66. Trustmark Corporation Announces Second Quarter 2026 Financial Results
    Trustmark Corporation (Business Wire via Yahoo Finance) · Jul 28, 2026
  67. Trustmark promotes exec, setting him up as potential next CEO
    American Banker · Mar 31, 2026
  68. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Trustmark Corporation (SEC filings) · Feb 19, 2025
  69. Simmons First (SFNC) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 16, 2026
  70. Home BancShares (HOMB) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 15, 2026
  71. Home BancShares Reports Record Third Quarter Net Income, Bringing the Company Closer to a Half-Billion-Dollar Year
    Home BancShares (GlobeNewswire) · Oct 14, 2026
  72. FB Financial (FBK) Q3 2026 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Oct 13, 2026
  73. FB Financial Corporation Reports Third Quarter 2026 Financial Results (Exhibit 99.1)
    FB Financial (SEC filings) · Oct 13, 2026
  74. Commerce Bank Completes Acquisition of Investment Banking Firm Nolan & Associates
    Yahoo Finance (Commerce Bank via Business Wire) · Oct 1, 2026
  75. Simmons First National Corporation to Host Investor Day
    Simmons First National · Sep 22, 2026
  76. StrategyCorps Acquires Quantuma, an AI-Native Relationship Solution for Commercial Banking
    StrategyCorps (PR Newswire) · Sep 17, 2026
  77. Commercial Customer Business Protection
    FirstBank · Sep 16, 2026
  78. Growing threats in commercial banking fraud
    Commerce Bank · Aug 31, 2026
  79. U.S. Bank's business banking expansion targets the Sun Belt
    American Banker · Aug 31, 2026
  80. This Kansas City regional bank is playing with the big boys. JPMorgan sees big gains ahead
    CNBC · Aug 20, 2026
  81. Prosperity Bancshares Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Prosperity Bancshares (SEC filings) · Aug 6, 2026
  82. Trustmark Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Trustmark Corporation (SEC filings) · Aug 5, 2026
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