FB Financial Corporation (FirstBank) vs peers
AI and technology compared

Last updated Oct 20, 2026 · 9 peers · 84 sources cited

How does FB Financial Corporation (FirstBank) compare with its peers on AI and technology?

On this site's AI disclosure index FB Financial, parent of Nashville's FirstBank, scores 3.5 (#107 of 120 US banks), eighth in a ten-bank Southeast group led by First Horizon (68.7) and Pinnacle (65.3), its two larger Tennessee rivals, and close to Simmons (3.6), Home BancShares (3.5) and Renasant (2.4) at the bottom of the group. Its low score reflects a deliberately narrow use. FirstBank's 2025 10-K says it makes 'limited use' of AI, including generative AI, for research, drafting and data summarization, and does not rely on it for credit decisions, pricing or transaction approvals. In April 2026 its CFO said no significant technology investments were planned, and its first AI exchange on an earnings call came on October 13, 2026, when CEO Christopher Holmes said banks' main AI applications will be in efficiency. The Tennessee rivals have gone further on the record. First Horizon's ChatFHN had been in production about 15 months by June 2026, and it has a $100 million three-year technology programme. Pinnacle names a head of AI and almost 20 AI engineers (July 2026), and its ChatPFP assistant had answered 18,000 banker questions. ServisFirst selected Covecta for agentic AI in September 2026. Where FirstBank competes is execution and service. It converted Southern States two months after closing, on September 2, 2025; Pinnacle's Synovus customers move to a new app in March 2027. J.D. Power ranked it first for retail banking satisfaction in the South Central region in March 2026.[1][2][3][4][5][6][7][8][9][10][11][12]

Data as of Oct 20, 2026 · FirstBank profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does FirstBank lead its peers on AI?

01

Clear limits on AI use, written into the 10-K

FirstBank's 2025 10-K confines AI to 'controlled, non-critical administrative or productivity-support purposes' and rules out credit decisions, pricing and transaction approvals. Renasant's earnings calls carried no AI remark in eight quarters to Q2 2026, and Trustmark's FY2025 annual report mentions AI five times, all in economic or market commentary.[1][13][14]

02

A two-month systems conversion, faster than its rivals' integrations

FirstBank closed Southern States on July 1, 2025 and converted it over Labor Day weekend, opening as one bank on September 2. Pinnacle's Synovus customers, more than 200,000 of them, are scheduled to move to a new banking app in March 2027, more than a year after the January 2026 merger.[10][15][11][16]

03

More outside coverage than most of the group

FirstBank has 7 independent sources on its record, 3rd of 10 behind First Horizon and Pinnacle (group median 5), including American Banker on its deal speed and branch pace and The Financial Brand on its data-led marketing with vendor OptimaFI (February 2026).[15][17][18]

Where does FirstBank trail its peers on AI?

01

No internal AI assistant while First Horizon and Pinnacle run theirs

FirstBank names no AI tool. First Horizon's ChatFHN drafts documents and answers policy questions and had been in production about 15 months by June 2026; Pinnacle's ChatPFP had answered 18,000 banker questions and saved over 3,000 hours by April 2026.[1][4][8]

02

No AI leader, after its innovation chief left

FirstBank's 2026 proxy lists no chief technology, data or AI officer, and its chief innovations officer moved to an ICBA advisory role in January 2026 with no successor named. Pinnacle names head of AI Kevin Johnson and almost 20 AI engineers; First Horizon has about 10 internal teams working on AI.[19][20][6][7][21]

03

No new technology spending planned

FirstBank's CFO said in April 2026 that no significant technology investments were planned. First Horizon committed $100 million over three years to technology after the TD deal ended, and United Community's communications and equipment expense rose 12% in 2025 on new software contracts.[2][5][22]

04

Fewer dated moves than the group

FirstBank's profile records 13 dated AI or technology moves in the last twelve months, 9th of 10 against a median of 17; First Horizon records 22 and Pinnacle 21, including Pinnacle's 13 AI portfolio initiatives in flight (April 2026).[3][23][8]

Where does FirstBank rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
First Horizon68.7#36 of 12017137 of 1622ChatFHN and the Enterprise Data Hub[4][24]
Pinnacle Financial Partners65.3#42 of 12012179 of 1221A head of AI inside a banker-led model[6][25][26][8][7]
ServisFirst Bancshares39.7#72 of 1207134 of 617Covecta agentic AI[9][27]
United Community Banks38.7#75 of 1204278 of 1321Not disclosed
Ameris Bancorp20.7#97 of 1202189 of 1114Not disclosed
Trustmark Corporation18.7#98 of 1203146 of 1017Not disclosed
Simmons First National Corporation3.6#106 of 1205228 of 1019Not disclosed
FB Financial Corporation (FirstBank) (this page)3.5#107 of 1207169 of 1213Not disclosed
Home BancShares (Centennial Bank)3.5#108 of 1206177 of 1017Not disclosed
Renasant Corporation2.4#111 of 12022412 of 1212Not disclosed

On which parts of the AI record is FirstBank ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of FirstBank and the 9 peers that are scored on the same basis. "Place" is FirstBank's position in the group of 10 (1st = most).

Component (weight)FirstBankPeer medianMost in the groupPlace
Independent sources (45%)75First Horizon (17)3rd of 10
Use cases in production (10%)98Renasant (12)2nd of 10
Own primary disclosures (10%)1617United Community (27)7th of 10
Dated moves, last 12 months (10%)1317First Horizon (22)9th of 10
Disclosed numbers (5%)1112Centennial Bank (16)8th of 10
Named AI leaders (5%)56First Horizon (13)6th of 10
Use cases described (5%)1211First Horizon (16)3rd of 10

What has each bank in FirstBank's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
FB Financial Corporation (FirstBank)Not disclosed5, incl. Christopher T. Holmes (President and CEO)[28][29]Not disclosedNot disclosedNot surveyed
Renasant CorporationNot disclosed2, incl. Kevin D. Chapman (President and CEO)[30][31]Full-time equivalent employees, Renasant plus The First: mid-2024 vs 31 March 2026: ≈ 3,400 vs ≈ 2,950 (down 450) (Apr 29, 2026)[32]Not disclosedNot surveyed
Trustmark CorporationNot disclosed5, incl. Duane A. Dewey (President and CEO)[33][34]Mentions of AI or artificial intelligence in the annual report, FY2024 / FY2025: 0 / 5, all in economic or market commentary (Feb 23, 2026)[35][14]Not disclosedNot surveyed
ServisFirst BancsharesCovecta agentic AI[9][27]5, incl. Tom Broughton (Chairman, President and CEO)[36][37]Full-time equivalent employees: 663 (+22, or 3.4%, year on year; +3 on the quarter) (Jun 30, 2026)[36]Not disclosedNot surveyed
Simmons First National CorporationNot disclosed8, incl. Jay Brogdon (President and CEO)[38][39]Mentions of AI in the 2026 proxy statement: 0 (Apr 8, 2026)[40]Not disclosedNot surveyed
Home BancShares (Centennial Bank)Not disclosed4, incl. John W. Allison (Chairman and CEO, Home BancShares)[41][42]Full-time equivalent employees (2023 / 2024 / 2025): 2,819 / 2,552 / 2,543 (Dec 31, 2025)[43][44][45]Not disclosed0 open AI roles (Sep 24, 2026)
United Community BanksNot disclosed6, incl. Lynn Harton (Chairman, CEO and President)[46][47][48][49]Fraud losses, change over two years (partly attributed to vendors' AI): −50% (Apr 21, 2026)[49]Not disclosedNot surveyed
Ameris BancorpNot disclosed9, incl. Palmer Proctor (Chief Executive Officer)[50][51]Full-time-equivalent employees: 2,673 (Dec 31, 2025)[52]Not disclosed1 open AI roles (Oct 1, 2026); most in AI engineering
First HorizonChatFHN and the Enterprise Data Hub[4][24]13, incl. Bryan Jordan (Chairman, President and CEO)[53]AI cost savings assumed in the $100 million incremental PPNR target: None (revenue-driven; expenses guided flat) (Apr 15, 2026)[54]Not disclosedNot surveyed
Pinnacle Financial PartnersA head of AI inside a banker-led model[6][25][26][8][7]12, incl. Kevin Blair (President and CEO)[25][55][8][7]AI engineers employed: almost 20 (Jul 23, 2026)[7]Not disclosedNot surveyed

What are the latest dated moves on the AI record of FirstBank and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 16, 2026Simmons BankQ3 2026 call: technology and automation 'barely scratching the surface'[56]
Oct 15, 2026Centennial BankQ3 2026 call: Mountain Commerce conversion set for 6 November[57]
Oct 14, 2026Centennial BankRecord third-quarter 2026 results[58]
Oct 13, 2026FirstBankQ3 2026 results and call: first AI exchange on a call[3][59]
Oct 1, 2026PinnacleChief digital officer: 200,000-plus customers move to a new app in March 2027[11]
Oct 1, 2026First HorizonThe 2025 contest's winning entry: an automated CRE documentation platform[60]
Oct 1, 2026First HorizonAI file-organisation tool saves hundreds of hours in three months[61]
Sep 22, 2026Simmons BankInvestor Day set for 10 December 2026[62]
Sep 18, 2026United CommunityCustomer guidance on AI-enabled scams[63]
Sep 17, 2026RenasantVendor StrategyCorps buys AI-native Quantuma[64]
Sep 16, 2026FirstBankCommercial fraud guidance published[65]
Sep 15, 2026ServisFirst BankTrade press frames Covecta as a third US bank client[66]
Sep 14, 2026United CommunityNamed as a Microsoft Copilot adopter[67]
Sep 10, 2026ServisFirst BankSelects Covecta to deploy agentic AI[9]
Aug 7, 2026AmerisQ2 2026 10-Q: no AI language; technology cost and premium finance figures[68]
Aug 5, 2026TrustmarkQ2 2026 10-Q: AI references remain macro commentary[69]
Aug 5, 2026RenasantQ2 2026 10-Q repeats the two AI references[70]
Aug 4, 2026PinnacleQ2 10-Q: AI initiatives listed as an execution risk[71]
Jul 29, 2026TrustmarkQ2 call: FIS-supported platforms replace self-supported core[72]
Jul 24, 2026AmerisQ2 2026 call: no AI discussion[73]

How does FirstBank's internal AI use compare with its Southeast peers'?

The internal AI each bank has disclosed, with the usage it reports. A blank means nothing is disclosed, not that nothing exists.

BankInternal AI tool or useUsage or result disclosedDate
FirstBankGenerative AI for research, drafting and data summarization only; none in credit, pricing or approvalsNot disclosedFebruary 2026[1]
First HorizonChatFHN; an AI file-organization toolAbout 15 months in production; 2 to 3 minutes saved per documentJune and October 2026[4][61]
PinnacleChatPFP; 13 AI portfolio initiatives18,000 banker questions answered; 3,000+ hours savedApril 2026[8]
ServisFirstCovecta agentic AI in operational workflowsSelected; no result yetSeptember 2026[9]
United CommunityVendors' AI in fraud preventionFraud losses down 50% over two years, partly from vendors' AIApril 2026[49]

Who leads AI at FirstBank and at its Tennessee rivals?

The AI owner each bank names and the scale of its AI team.

BankAI ownerAI team disclosedDate
FirstBankNone named; IT and data management sit with the Chief Business and Operations OfficerNot disclosedApril 2026[19]
PinnacleKevin Johnson, head of AIAlmost 20 AI engineers; 40 power usersJuly 2026[6][7]
First HorizonCIO leading about 800 technology associates and contractorsAbout 10 internal teams working on AI; an AI ideas contest that produced 100 ideasFebruary to September 2026[74][21][23]

How fast has FirstBank integrated its acquisition compared with its peers?

The deal each bank has been absorbing and how its systems conversion went, as reported.

BankDealScaleClosed; converted
FirstBankSouthern States Bancshares$2.83 billion of assets; $368.4 millionJuly 1, 2025; September 2, 2025[1][10]
PinnacleSynovus merger$8.6 billion; more than 200,000 customers moving to a new appJanuary 1, 2026; March 2027 (app)[75][16][11]
RenasantThe First BancsharesAbout $7.6 billion of assets; 116 locationsApril 1, 2025[76]
United CommunityPeach State Bancshares; Navitas sale$100.8 million; about $2.0 billion of sale proceeds2026[77][78]

How does FirstBank's customer experience compare with its peers'?

Where FirstBank competes instead of on AI: service ratings and digital tools, as each bank reports them.

BankRating or digital measureDetailDate
FirstBankJ.D. Power: #1 in retail banking satisfaction, South Central regionBased on feedback from more than 100,000 retail banking customers; Insights budgeting tool in the appMarch 2026[12][79]
United CommunityJ.D. Power Southeast satisfaction awards12 in 17 yearsMarch 2026[80]
RegionsActive mobile users2.7 million; in-house app with personalized insights2026[81][82]
PinnacleNew banking app for Synovus customersMore than 200,000 customers moving in March 2027October 2026[11]

Which banks are FirstBank's peers, and why these?

FB Financial Corporation (FirstBank) is compared here with Renasant Corporation, Trustmark Corporation, ServisFirst Bancshares, Simmons First National Corporation, Home BancShares (Centennial Bank), United Community Banks, Ameris Bancorp, First Horizon and Pinnacle Financial Partners: chosen by the editors for this page (see the note below the table). FB Financial Corporation (FirstBank) is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in Banner (Washington), NBT (New York), First United (Oklahoma) and WesBanco, none of which operate in FirstBank's markets; this group holds Southeast regionals of similar size and adds Nashville's Pinnacle and Memphis-based First Horizon, the two larger Tennessee banks FirstBank meets in its home state.

Is FirstBank behind Pinnacle on AI?

On the public record, yes: Pinnacle scores 65.3 on this site's disclosure index and FirstBank 3.5. Pinnacle names a head of AI, almost 20 AI engineers and a ChatPFP assistant that had answered 18,000 banker questions. FirstBank says its AI use is limited to administrative support and names no tool or leader.[6][7][8][1]

Does FirstBank use AI for lending decisions?

No. Its 2025 10-K says it does not rely on AI for credit decisions, pricing or transaction approvals and uses generative AI only for controlled, non-critical work such as research, drafting and data summarization. AI may also be embedded in third-party software it uses.[1]

Does FirstBank have an AI chatbot or virtual assistant?

None is disclosed. Its app offers an Insights tool for spending categories, budgets and net worth, alongside Zelle and mobile wallets. Among Tennessee rivals, First Horizon's ChatFHN is an internal tool for employees; neither bank discloses a customer-facing AI assistant on its profile.[79][4]

How does FirstBank compare with First Horizon on technology?

First Horizon scores 68.7 on this site's index against FirstBank's 3.5. It runs ChatFHN, a Databricks Enterprise Data Hub with more than 35 data sources onboarded, and a $100 million three-year technology programme. FirstBank's 10-K describes upgrades to its loan origination and BSA/AML platforms and data-quality work for 'more advanced analytics'.[4][83][5][1]

What did FirstBank's CEO say about AI?

On the October 13, 2026 call, asked whether AI could change deposit pricing, Christopher Holmes said a lot of banks' primary AI applications will be in efficiency, meaning how efficiently the bank transacts and carries out its business. It was the first AI exchange on a FirstBank call in the quarters this site checked.[3]

How does FirstBank's technology spending compare with its peers'?

FirstBank does not disclose a technology budget, and its CFO said in April 2026 that no significant technology investments were planned. First Horizon committed $100 million over three years; United Community's communications and equipment expense rose 12% to $55.2 million in 2025.[2][5][22]

Is ServisFirst ahead of FirstBank on AI?

On the record, yes: ServisFirst selected Covecta in September 2026 to embed agentic AI into operational workflows and scores 39.7 on this site's index against FirstBank's 3.5. Both are commercially focused Southeast banks; FirstBank names fintech partnerships for 'financial solutions supported by artificial intelligence' as part of its strategy without naming one.[9][1]

How does FirstBank compare with United Community on technology?

United Community scores 38.7 on this site's index against FirstBank's 3.5. It says fraud losses fell 50% over two years, partly thanks to vendors' AI, and its communications and equipment expense rose 12% in 2025 on new software contracts. Both banks compete on service: United Community has won 12 J.D. Power Southeast awards in 17 years, and FirstBank ranked first in the South Central region in 2026.[49][22][80][12]

Does FirstBank use AI to fight fraud?

Its 2024 10-K listed 'AI-based monitoring tools' among that year's technology upgrades, and its 2025 10-K reports upgrades to its BSA/AML platform without saying whether it uses AI. Its September 2026 fraud guidance for business customers points to dual control, multi-factor authentication and Positive Pay with Payee Match rather than AI detection.[84][1][65]

  1. FB Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    FB Financial (SEC filings) · Feb 26, 2026
  2. FB Financial Corp (FBK) Q1 2026 Earnings Call Highlights: Strong Capital Position Amid ...
    GuruFocus (Yahoo Finance) · Apr 15, 2026
  3. FB Financial (FBK) Q3 2026 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Oct 13, 2026
  4. #36 First Horizon's CIO is zeroing in on 'data-as-a-product' in tech push
    American Banker · Jun 1, 2026
  5. First Horizon plots a tech shift for 2025
    American Banker · Jan 16, 2025
  6. Kevin Johnson, Head of AI, Pinnacle Financial Partners (Digital Banking speaker profile)
    American Banker · Apr 21, 2026
  7. Pinnacle Financial Partners (PNFP) Q2 FY2026 earnings call transcript
    Yahoo Finance (earnings call transcript) · Jul 23, 2026
  8. Pinnacle (PNFP) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 23, 2026
  9. ServisFirst Bank Selects Covecta to Deploy Agentic AI Across its Operations
    ServisFirst Bank · Sep 10, 2026
  10. Earnings call transcript: FB Financial Q3 2025 beats EPS expectations
    Investing.com · Oct 14, 2025
  11. The Most Powerful Women in Banking Women to Watch, #15, Liz Wolverton, Pinnacle Financial Partners
    American Banker · Oct 1, 2026
  12. FirstBank Ranked #1 In JD Power Retail Banking Satisfaction Study for South Central Region
    Business Wire (FirstBank) · Mar 31, 2026
  13. Earnings call transcript: Renasant beats Q2 2026 EPS forecast, revenue misses
    Investing.com · Jul 29, 2026
  14. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Trustmark Corporation (SEC filings) · Feb 23, 2026
  15. Need for speed: Faster deal timelines may spur more bank M&A
    American Banker · Aug 20, 2025
  16. Pinnacle and Synovus Complete Merger to Become Regional Bank Growth Champion
    Pinnacle Financial Partners · Jan 2, 2026
  17. FB maintains brisk branch expansion pace in wake of deal
    American Banker · Apr 16, 2025
  18. To Win Against the Big Banks, Smaller Institutions Must Go on the Offensive
    The Financial Brand · Feb 4, 2026
  19. FB Financial Corporation 2026 Proxy Statement (Schedule 14A)
    FB Financial (SEC filings) · Apr 6, 2026
  20. ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education
    ICBA · Jan 7, 2026
  21. First Horizon at Bank of America Conference: Strategic Growth Focus (transcript)
    Investing.com · Feb 11, 2026
  22. United Community Banks, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    United Community Banks (SEC filings) · Feb 17, 2026
  23. First Horizon at Barclays conference: push for deeper banking ties
    Investing.com · Sep 15, 2026
  24. The Most Powerful Women to Watch, No. 13, Tammy LoCascio, First Horizon Bank
    American Banker · Sep 24, 2025
  25. Pinnacle points to new hires as proof that merger is working
    American Banker · Apr 23, 2026
  26. AI and Treasury Management: More Opportunity, More Risk
    Pinnacle Financial Partners · Jun 1, 2026
  27. ServisFirst Bancshares, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    ServisFirst Bancshares (SEC filings) · Aug 7, 2026
  28. FirstBank Ranked #1 in JD Power Retail Banking Satisfaction Study for South Central Region
    FirstBank · Apr 22, 2026
  29. FB Financial Corporation Reports Second Quarter 2026 Financial Results
    FB Financial (Business Wire via FT) · Jul 13, 2026
  30. Renasant Corporation Announces Earnings for the First Quarter of 2026 and an Increase in Its Quarterly Dividend
    Renasant Corporation · Apr 28, 2026
  31. Renasant Corporation Announces Earnings for the Second Quarter of 2026
    Renasant Corporation (GlobeNewswire) · Jul 28, 2026
  32. Renasant (RNST) Q1 2026 Earnings Transcript
    The Motley Fool (earnings call transcript) · Apr 29, 2026
  33. Trustmark Corporation Announces Second Quarter 2026 Financial Results
    Trustmark Corporation (Business Wire via Yahoo Finance) · Jul 28, 2026
  34. Trustmark promotes exec, setting him up as potential next CEO
    American Banker · Mar 31, 2026
  35. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Trustmark Corporation (SEC filings) · Feb 19, 2025
  36. ServisFirst Bancshares, Inc. Announces Results for Second Quarter of 2026
    ServisFirst Bancshares (GlobeNewswire) · Jul 20, 2026
  37. Alabama's ServisFirst expands beyond Southeast into Texas
    American Banker · Dec 16, 2025
  38. Simmons First National Corporation Reports Second Quarter Results
    Simmons First National · Jul 16, 2026
  39. Simmons Bank hires new leaders to boost organic growth
    American Banker · Feb 2, 2026
  40. Simmons First National Corporation 2026 Proxy Statement (Schedule 14A)
    Simmons First National (SEC filings) · Apr 8, 2026
  41. Home ends dry spell with $150M deal for Tennessee bank
    American Banker · Dec 8, 2025
  42. Record Revenue and Successful Mountain Commerce Bancorp Acquisition Drive Strong Second Quarter Results for HOMB
    Home BancShares (GlobeNewswire) · Jul 15, 2026
  43. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2023
    Home BancShares (SEC filings) · Feb 26, 2024
  44. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    Home BancShares (SEC filings) · Feb 27, 2025
  45. Home BancShares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Home BancShares (SEC filings) · Feb 27, 2026
  46. United Community Banks, Inc. 2025 Annual Report
    United Community Banks · Mar 31, 2026
  47. United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.
    United Community Banks · Jun 12, 2026
  48. United Community Banks, Inc. Reports Second Quarter Earnings
    United Community Banks (GlobeNewswire) · Jul 21, 2026
  49. United Community Banks first-quarter 2026 earnings call transcript (filed under Rule 425)
    United Community Banks (SEC filings) · Apr 21, 2026
  50. Ameris Bancorp Announces First Quarter 2026 Financial Results
    Ameris Bancorp · Apr 23, 2026
  51. Ameris (ABCB) Q1 2026 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Apr 24, 2026
  52. Ameris Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Ameris Bancorp (SEC filings) · Feb 26, 2026
  53. First Horizon keeps options open amid M&A uptick
    Banking Dive · Oct 15, 2025
  54. First Horizon (FHN) Q1 2026 Earnings Transcript
    Yahoo Finance · Apr 15, 2026
  55. Pinnacle Financial, Synovus name leadership team to steer combined bank
    Reuters · Aug 21, 2025
  56. Simmons First (SFNC) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 16, 2026
  57. Home BancShares (HOMB) Q3 2026 Earnings Call Transcript
    earnings call transcript (The Motley Fool) · Oct 15, 2026
  58. Home BancShares Reports Record Third Quarter Net Income, Bringing the Company Closer to a Half-Billion-Dollar Year
    Home BancShares (GlobeNewswire) · Oct 14, 2026
  59. FB Financial Corporation Reports Third Quarter 2026 Financial Results (Exhibit 99.1)
    FB Financial (SEC filings) · Oct 13, 2026
  60. The Most Powerful Women in Banking Women to Watch, #10, Tammy LoCascio, First Horizon
    American Banker · Oct 1, 2026
  61. The Most Powerful Women in Banking NEXT, #19, Lena McCloskey, First Horizon Corporation
    American Banker · Oct 1, 2026
  62. Simmons First National Corporation to Host Investor Day
    Simmons First National · Sep 22, 2026
  63. Protect Your Business from Payment Fraud and Account Takeover
    United Community · Sep 18, 2026
  64. StrategyCorps Acquires Quantuma, an AI-Native Relationship Solution for Commercial Banking
    StrategyCorps (PR Newswire) · Sep 17, 2026
  65. Commercial Customer Business Protection
    FirstBank · Sep 16, 2026
  66. ServisFirst Bank partners Covecta to deploy AI agents
    FinTech Futures · Sep 15, 2026
  67. Banks' wealth units pursue AI — carefully
    ABA Banking Journal · Sep 14, 2026
  68. Ameris Bancorp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Ameris Bancorp (SEC filings) · Aug 7, 2026
  69. Trustmark Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Trustmark Corporation (SEC filings) · Aug 5, 2026
  70. Renasant Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Renasant Corporation (SEC filings) · Aug 5, 2026
  71. Pinnacle Financial Partners, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Pinnacle Financial Partners (SEC filing) · Aug 4, 2026
  72. Earnings call transcript: Trustmark tops Q2 2026 estimates as conversion ends
    Investing.com · Jul 29, 2026
  73. Earnings call transcript: Ameris Bancorp posts Q2 2026 EPS miss as shares fall
    Investing.com · Jul 24, 2026
  74. Mohan Sankararaman, Executive Vice President and Chief Information Officer, First Horizon (Digital Banking speaker profile)
    American Banker · Apr 27, 2026
  75. Pinnacle Financial Partners, Synovus Financial to merge in $8.6 billion deal
    Reuters · Jul 24, 2025
  76. Renasant Corporation 2025 Annual Report
    SEC EDGAR · Mar 16, 2026
  77. UCB to add heft near Atlanta with latest bank deal
    American Banker · Apr 21, 2026
  78. United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.
    United Community Banks · Sep 1, 2026
  79. Financial Insights Tool
    FirstBank · Jun 12, 2026
  80. United Community Earns 12th JD Power Award in 17 Years
    United Community · Mar 26, 2026
  81. Regions Bank's Mobile Upgrade Drives Digital Transactions to 80%
    PYMNTS · Jul 17, 2026
  82. Regions Bank Launches Personalized Insights for Mobile Banking Customers
    Business Wire via FT Markets · Jul 7, 2026
  83. Blueprint to Breakthrough: Activating Banking Analytics, AI, and Agentic Use Cases (First Horizon, Deloitte and Databricks session)
    Databricks · Sep 15, 2026
  84. FB Financial Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2024
    FB Financial (SEC filings) · Feb 25, 2025

When FirstBank or its peers move on AI, you'll read it here first.

when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am PT · free

plus every regulation, bank and agent page update, the morning after · leave any morning