Which large banks publish the most of their own AI disclosures?

Data checked Oct 28, 2026 · 140 of 141 banks qualify · 80 sources cited · template updated Oct 30, 2026

AI index slices · computed from bank profiles via the AI index; nothing on this page is written by a model. All ranked answers: /banks/leaders

On the public record as of Oct 28, 2026, 140 of the 141 large banks profiled have at least five distinct own primary disclosures (releases, filings, transcripts) on their profile. Ranked by own disclosures, the top 5 are Capital One (45 own disclosures), BBVA (45 own disclosures), Northern Trust (32 own disclosures), Standard Chartered (30 own disclosures) and Amex (29 own disclosures). Capital One's strongest evidence: 45 distinct own disclosures of 75 sources; 25 independent.

141 banks profiled (120 US, 21 non-US) · 140 with matching evidence · top 40 shown · ranked answer, not a comparison

Which of the large banks publish the most of their own AI disclosures?

Checked 2026-10-28 · bank profiles via the AI index
#BankOwn disclosuresComponent detailStatusDateOn this siteSources
1Capital One4545 distinct own disclosures of 75 sources; 25 independentAI programme disclosedOct 19, 2026Capital One profile →Capital One ↗ · Capital One ↗
2BBVA4545 distinct own disclosures of 60 sources; 11 independentAI programme disclosedOct 13, 2026BBVA profile →OpenAI ↗ · BBVA ↗
3Northern Trust3232 distinct own disclosures of 51 sources; 12 independentAI programme disclosedOct 13, 2026Northern Trust profile →Northern Trust ↗ · Northern Trust ↗
4Standard Chartered3030 distinct own disclosures of 63 sources; 23 independentAI programme disclosedOct 26, 2026Standard Chartered profile →Standard Chartered PLC ↗ · Standard Chartered PLC ↗
5Amex2929 distinct own disclosures of 73 sources; 31 independentAI programme disclosedOct 26, 2026Amex profile →American Express ↗ · American Express via FT Markets ↗
6Commonwealth Bank2828 distinct own disclosures of 54 sources; 20 independentAI programme disclosedOct 13, 2026Commonwealth Bank profile →Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗
7Deutsche Bank2828 distinct own disclosures of 51 sources; 15 independentAI programme disclosedOct 26, 2026Deutsche Bank profile →Deutsche Bank ↗ · Finextra ↗
8BMO Financial Group2828 distinct own disclosures of 47 sources; 10 independentAI programme disclosedOct 13, 2026BMO Financial Group profile →BMO Financial Group ↗ · BMO Financial Group ↗
9MUFG2828 distinct own disclosures of 52 sources; 17 independentAI programme disclosedOct 19, 2026MUFG profile →Mitsubishi UFJ Financial Group, Inc. ↗ · Mitsubishi UFJ Financial Group, Inc. ↗
10HSBC2727 distinct own disclosures of 66 sources; 28 independentAI programme disclosedOct 26, 2026HSBC profile →HSBC Holdings plc ↗ · HSBC Holdings plc ↗
11HSBC USA2727 distinct own disclosures of 53 sources; 18 independentAI programme disclosedOct 19, 2026HSBC USA profile →Banking Dive ↗ · Banking Dive ↗
12United Community2727 distinct own disclosures of 33 sources; 4 independentAI programme disclosedOct 19, 2026United Community profile →United Community Banks ↗ · United Community Banks (SEC filings) ↗
13BMO2626 distinct own disclosures of 50 sources; 16 independentAI programme disclosedOct 13, 2026BMO profile →BMO ↗ · BMO AI Hub ↗
14BankUnited2626 distinct own disclosures of 37 sources; 7 independentAI programme disclosedOct 19, 2026BankUnited profile →Amazon Web Services ↗ · Talkdesk ↗
15Enterprise Bank & Trust2626 distinct own disclosures of 27 sources; 1 independentAI programme disclosedOct 19, 2026Enterprise Bank & Trust profile →Yahoo Finance ↗ · Enterprise Bank & Trust (Enterprise University) ↗
16FNB2525 distinct own disclosures of 33 sources; 6 independentAI programme disclosedOct 19, 2026FNB profile →Banking Dive ↗ · F.N.B. Corporation ↗
17United Bank2525 distinct own disclosures of 29 sources; 3 independentNo AI programme disclosedOct 19, 2026United Bank profile →United Bank ↗ · Business Wire ↗
18BofA2424 distinct own disclosures of 71 sources; 38 independentAI programme disclosedOct 26, 2026BofA profile →Bank of America Newsroom ↗ · Bank of America Newsroom ↗
19CIBC2424 distinct own disclosures of 40 sources; 12 independentAI programme disclosedOct 26, 2026CIBC profile →CIBC ↗ · CIBC ↗
20Community Bank N.A.2424 distinct own disclosures of 28 sources; 4 independentAI programme disclosedOct 13, 2026Community Bank N.A. profile →Yahoo Finance ↗ · Community Financial System (SEC filings) ↗
21First Financial Bank2424 distinct own disclosures of 31 sources; 7 independentNo AI programme disclosedOct 13, 2026First Financial Bank profile →American Banker ↗ · First Financial Bancorp (PR Newswire via Yahoo Finance) ↗
22Renasant2424 distinct own disclosures of 28 sources; 2 independentNo AI programme disclosedOct 13, 2026Renasant profile →SEC EDGAR ↗ · Renasant Corporation ↗
23TD2323 distinct own disclosures of 55 sources; 27 independentAI programme disclosedOct 28, 2026TD profile →TD Bank Group ↗ · TD Bank Group ↗
24Lloyds2323 distinct own disclosures of 48 sources; 20 independentAI programme disclosedOct 26, 2026Lloyds profile →Lloyds Banking Group ↗ · Lloyds Banking Group ↗
25Raymond James2323 distinct own disclosures of 46 sources; 19 independentAI programme disclosedOct 13, 2026Raymond James profile →Raymond James ↗ · GlobeNewswire via FT Markets ↗
26Scotiabank2323 distinct own disclosures of 39 sources; 13 independentAI programme disclosedOct 19, 2026Scotiabank profile →Scotiabank (CNW via Yahoo Finance) ↗ · Scotiabank (CNW via Yahoo Finance) ↗
27Banco Santander2323 distinct own disclosures of 36 sources; 12 independentAI programme disclosedOct 26, 2026Banco Santander profile →Banco Santander ↗ · Banco Santander ↗
28Sallie Mae2323 distinct own disclosures of 32 sources; 4 independentAI programme disclosedOct 13, 2026Sallie Mae profile →Sallie Mae ↗ · Sallie Mae ↗
29Fulton2323 distinct own disclosures of 34 sources; 6 independentAI programme disclosedOct 13, 2026Fulton profile →Fulton Financial ↗ · Fulton Bank ↗
30WesBanco2323 distinct own disclosures of 25 sources; 2 independentAI programme disclosedOct 13, 2026WesBanco profile →WesBanco ↗ · WesBanco ↗
31Bank of Hope2323 distinct own disclosures of 26 sources; 3 independentNo AI programme disclosedOct 13, 2026Bank of Hope profile →Bank of Hope ↗ · Hope Bancorp (SEC filings) ↗
32Santander US2222 distinct own disclosures of 49 sources; 25 independentAI programme disclosedOct 21, 2026Santander US profile →Bloomberg ↗ · PYMNTS ↗
33RBC2222 distinct own disclosures of 47 sources; 19 independentAI programme disclosedOct 19, 2026RBC profile →Royal Bank of Canada (CNW via Yahoo Finance) ↗ · Royal Bank of Canada (CNW via Yahoo Finance) ↗
34SoFi2222 distinct own disclosures of 50 sources; 15 independentAI programme disclosedOct 26, 2026SoFi profile →American Banker ↗ · Business Wire via FT Markets ↗
35Valley2222 distinct own disclosures of 37 sources; 11 independentAI programme disclosedOct 13, 2026Valley profile →Banking Dive ↗ · American Banker ↗
36Old National2222 distinct own disclosures of 36 sources; 9 independentAI programme disclosedOct 19, 2026Old National profile →Old National Bancorp ↗ · GlobeNewswire via FT Markets ↗
37First Merchants2222 distinct own disclosures of 26 sources; 3 independentAI programme disclosedOct 13, 2026First Merchants profile →First Merchants Corporation (GlobeNewswire via Yahoo Finance) ↗ · MarketBeat (Yahoo Finance) ↗
38Simmons Bank2222 distinct own disclosures of 29 sources; 5 independentNo AI programme disclosedOct 19, 2026Simmons Bank profile →Simmons Bank ↗ · Simmons First National (SEC filings) ↗
39JPMorgan2121 distinct own disclosures of 78 sources; 48 independentAI programme disclosedOct 26, 2026JPMorgan profile →American Banker ↗ · American Banker ↗
40U.S. Bank2121 distinct own disclosures of 51 sources; 17 independentAI programme disclosedOct 16, 2026U.S. Bank profile →U.S. Bank ↗ · American Banker ↗

Each row quotes one record from bank profiles via the AI index; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.

How is this ranked?

Data: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

Rule: Score = the raw value of the "own" component (not its percentile). Listed from 5; ties by index score, then assets.

Counts: 140 of 141 profiled banks qualify; the table shows the top 40; 80 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

What are the caveats?

Counts are of distinct, sourced entries on the profile; a bank may run more than it has described.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

Which bank ranks first?

Capital One leads with 45 own disclosures: 45 distinct own disclosures of 75 sources; 25 independent. BBVA is second with 45.

How many large banks have 5+ own AI disclosures?

140 of the 141 profiled banks (120 US, 21 non-US groups); the table shows the top 40. Among those listed, 29 are US banks and 11 non-US groups.

What counts, and what does not?

Score = the raw value of the "own" component (not its percentile). Listed from 5; ties by index score, then assets. Source: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles via the AI index). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

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