AI index slices · computed from bank profiles via the AI index; nothing on this page is written by a model. All ranked answers: /banks/leaders
On the public record as of Oct 28, 2026, 106 of the 141 large banks profiled have at least five independent (non-bank, non-vendor, non-wire) sources on their profile. Ranked by independent sources, the top 5 are JPMorgan (48 independent sources), Citi (43 independent sources), Goldman (39 independent sources), BofA (38 independent sources) and Wells Fargo (35 independent sources). JPMorgan's strongest evidence: 48 independent of 78 sources on the profile (21 own disclosures, 8 vendor).
141 banks profiled (120 US, 21 non-US) · 106 with matching evidence · top 40 shown · ranked answer, not a comparison
Which of the large banks get the most independent press coverage of their AI work?
| # | Bank | Independent sources | Component detail | Status | Date | On this site | Sources |
|---|---|---|---|---|---|---|---|
| 1 | JPMorgan | 48 | 48 independent of 78 sources on the profile (21 own disclosures, 8 vendor) | AI programme disclosed | Oct 26, 2026 | JPMorgan profile → | American Banker ↗ · American Banker ↗ |
| 2 | Citi | 43 | 43 independent of 68 sources on the profile (20 own disclosures, 4 vendor) | AI programme disclosed | Oct 26, 2026 | Citi profile → | The Wall Street Journal ↗ · Citigroup ↗ |
| 3 | Goldman | 39 | 39 independent of 62 sources on the profile (15 own disclosures, 7 vendor) | AI programme disclosed | Oct 13, 2026 | Goldman profile → | American Banker ↗ · American Banker ↗ |
| 4 | BofA | 38 | 38 independent of 71 sources on the profile (24 own disclosures, 8 vendor) | AI programme disclosed | Oct 26, 2026 | BofA profile → | Bank of America Newsroom ↗ · Bank of America Newsroom ↗ |
| 5 | Wells Fargo | 35 | 35 independent of 60 sources on the profile (16 own disclosures, 8 vendor) | AI programme disclosed | Oct 21, 2026 | Wells Fargo profile → | Wells Fargo ↗ · VentureBeat ↗ |
| 6 | Amex | 31 | 31 independent of 73 sources on the profile (29 own disclosures, 9 vendor) | AI programme disclosed | Oct 26, 2026 | Amex profile → | American Express ↗ · American Express via FT Markets ↗ |
| 7 | BNY | 29 | 29 independent of 58 sources on the profile (19 own disclosures, 10 vendor) | AI programme disclosed | Oct 19, 2026 | BNY profile → | American Banker ↗ · BNY ↗ |
| 8 | DBS | 29 | 29 independent of 50 sources on the profile (18 own disclosures, 2 vendor) | AI programme disclosed | Oct 26, 2026 | DBS profile → | DBS Group Holdings ↗ · DBS Group Holdings (reprint of a Business Times interview) ↗ |
| 9 | HSBC | 28 | 28 independent of 66 sources on the profile (27 own disclosures, 10 vendor) | AI programme disclosed | Oct 26, 2026 | HSBC profile → | HSBC Holdings plc ↗ · HSBC Holdings plc ↗ |
| 10 | TD | 27 | 27 independent of 55 sources on the profile (23 own disclosures, 5 vendor) | AI programme disclosed | Oct 28, 2026 | TD profile → | TD Bank Group ↗ · TD Bank Group ↗ |
| 11 | Fifth Third | 27 | 27 independent of 50 sources on the profile (17 own disclosures, 5 vendor) | AI programme disclosed | Oct 19, 2026 | Fifth Third profile → | Fifth Third ↗ · Fifth Third via FT Markets ↗ |
| 12 | Santander US | 25 | 25 independent of 49 sources on the profile (22 own disclosures, 2 vendor) | AI programme disclosed | Oct 21, 2026 | Santander US profile → | Bloomberg ↗ · PYMNTS ↗ |
| 13 | Capital One | 25 | 25 independent of 75 sources on the profile (45 own disclosures, 5 vendor) | AI programme disclosed | Oct 19, 2026 | Capital One profile → | Capital One ↗ · Capital One ↗ |
| 14 | Citizens | 25 | 25 independent of 50 sources on the profile (18 own disclosures, 5 vendor) | AI programme disclosed | Oct 13, 2026 | Citizens profile → | American Banker ↗ · American Banker ↗ |
| 15 | Barclays | 25 | 25 independent of 45 sources on the profile (11 own disclosures, 8 vendor) | AI programme disclosed | Oct 26, 2026 | Barclays profile → | Yahoo Finance (Quartr) ↗ · Microsoft ↗ |
| 16 | KeyBank | 25 | 25 independent of 48 sources on the profile (17 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | KeyBank profile → | PYMNTS ↗ · Banking Dive ↗ |
| 17 | Société Générale | 25 | 25 independent of 29 sources on the profile (1 own disclosures, 1 vendor) | AI programme disclosed | Oct 19, 2026 | Société Générale profile → | Bloomberg ↗ · Societe Generale ↗ |
| 18 | Ally | 24 | 24 independent of 53 sources on the profile (18 own disclosures, 11 vendor) | AI programme disclosed | Oct 21, 2026 | Ally profile → | Ally Financial ↗ · American Banker ↗ |
| 19 | Standard Chartered | 23 | 23 independent of 63 sources on the profile (30 own disclosures, 6 vendor) | AI programme disclosed | Oct 26, 2026 | Standard Chartered profile → | Standard Chartered PLC ↗ · Standard Chartered PLC ↗ |
| 20 | TD Bank Group | 23 | 23 independent of 50 sources on the profile (17 own disclosures, 10 vendor) | AI programme disclosed | Oct 28, 2026 | TD Bank Group profile → | TD Bank Group ↗ · American Banker ↗ |
| 21 | Regions | 22 | 22 independent of 45 sources on the profile (18 own disclosures, 3 vendor) | AI programme disclosed | Oct 16, 2026 | Regions profile → | PYMNTS ↗ · American Banker ↗ |
| 22 | OCBC | 22 | 22 independent of 32 sources on the profile (9 own disclosures, 1 vendor) | AI programme disclosed | Oct 13, 2026 | OCBC profile → | Oversea-Chinese Banking Corporation ↗ · Oversea-Chinese Banking Corporation ↗ |
| 23 | UBS Group AG | 21 | 21 independent of 39 sources on the profile (13 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | UBS Group AG profile → | UBS Group AG ↗ · UBS Group AG ↗ |
| 24 | UBS (US) | 21 | 21 independent of 35 sources on the profile (9 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | UBS (US) profile → | UBS ↗ · UBS ↗ |
| 25 | Morgan Stanley | 21 | 21 independent of 37 sources on the profile (9 own disclosures, 7 vendor) | AI programme disclosed | Oct 13, 2026 | Morgan Stanley profile → | Morgan Stanley ↗ · Morgan Stanley ↗ |
| 26 | Commonwealth Bank | 20 | 20 independent of 54 sources on the profile (28 own disclosures, 6 vendor) | AI programme disclosed | Oct 13, 2026 | Commonwealth Bank profile → | Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗ |
| 27 | Lloyds | 20 | 20 independent of 48 sources on the profile (23 own disclosures, 4 vendor) | AI programme disclosed | Oct 26, 2026 | Lloyds profile → | Lloyds Banking Group ↗ · Lloyds Banking Group ↗ |
| 28 | USAA | 20 | 20 independent of 39 sources on the profile (8 own disclosures, 11 vendor) | AI programme disclosed | Oct 13, 2026 | USAA profile → | TechTarget ↗ · USAA ↗ |
| 29 | RBC | 19 | 19 independent of 47 sources on the profile (22 own disclosures, 6 vendor) | AI programme disclosed | Oct 19, 2026 | RBC profile → | Royal Bank of Canada (CNW via Yahoo Finance) ↗ · Royal Bank of Canada (CNW via Yahoo Finance) ↗ |
| 30 | Raymond James | 19 | 19 independent of 46 sources on the profile (23 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | Raymond James profile → | Raymond James ↗ · GlobeNewswire via FT Markets ↗ |
| 31 | Huntington | 19 | 19 independent of 50 sources on the profile (17 own disclosures, 11 vendor) | AI programme disclosed | Oct 16, 2026 | Huntington profile → | Fortune ↗ · American Banker ↗ |
| 32 | NatWest | 19 | 19 independent of 42 sources on the profile (20 own disclosures, 3 vendor) | AI programme disclosed | Oct 26, 2026 | NatWest profile → | NatWest Group plc ↗ · NatWest Group plc ↗ |
| 33 | Deutsche Bank (U.S.) | 19 | 19 independent of 45 sources on the profile (21 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | Deutsche Bank (U.S.) profile → | Deutsche Bank ↗ · Deutsche Bank ↗ |
| 34 | Truist | 18 | 18 independent of 43 sources on the profile (20 own disclosures, 5 vendor) | AI programme disclosed | Oct 21, 2026 | Truist profile → | Truist via FT Markets ↗ · American Banker ↗ |
| 35 | HSBC USA | 18 | 18 independent of 53 sources on the profile (27 own disclosures, 6 vendor) | AI programme disclosed | Oct 19, 2026 | HSBC USA profile → | Banking Dive ↗ · Banking Dive ↗ |
| 36 | Schwab | 18 | 18 independent of 38 sources on the profile (14 own disclosures, 4 vendor) | AI programme disclosed | Oct 19, 2026 | Schwab profile → | Charles Schwab ↗ · Charles Schwab ↗ |
| 37 | M&T | 18 | 18 independent of 37 sources on the profile (13 own disclosures, 4 vendor) | AI programme disclosed | Oct 19, 2026 | M&T profile → | American Banker ↗ · Fast Company ↗ |
| 38 | U.S. Bank | 17 | 17 independent of 51 sources on the profile (21 own disclosures, 12 vendor) | AI programme disclosed | Oct 16, 2026 | U.S. Bank profile → | U.S. Bank ↗ · American Banker ↗ |
| 39 | MUFG | 17 | 17 independent of 52 sources on the profile (28 own disclosures, 6 vendor) | AI programme disclosed | Oct 19, 2026 | MUFG profile → | Mitsubishi UFJ Financial Group, Inc. ↗ · Mitsubishi UFJ Financial Group, Inc. ↗ |
| 40 | First Horizon | 17 | 17 independent of 35 sources on the profile (13 own disclosures, 4 vendor) | AI programme disclosed | Oct 13, 2026 | First Horizon profile → | American Banker ↗ · American Banker ↗ |
Each row quotes one record from bank profiles via the AI index; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.
How is this ranked?
Data: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.
Rule: Score = the raw value of the "independent" component (not its percentile). Listed from 5; ties by index score, then assets.
Counts: 106 of 141 profiled banks qualify; the table shows the top 40; 78 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.
What are the caveats?
Counts are of distinct, sourced entries on the profile; a bank may run more than it has described.
Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.
Which bank ranks first?
JPMorgan Chase leads with 48 independent sources: 48 independent of 78 sources on the profile (21 own disclosures, 8 vendor). Citi is second with 43.
How many large banks have 5+ independent AI sources?
106 of the 141 profiled banks (120 US, 21 non-US groups); the table shows the top 40. Among those listed, 27 are US banks and 13 non-US groups.
What counts, and what does not?
Score = the raw value of the "independent" component (not its percentile). Listed from 5; ties by index score, then assets. Source: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.
Is this a measure of capability?
No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.
When was this checked, and how often does it update?
The data behind the table was last checked on 2026-10-28 (bank profiles via the AI index). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.
When any of these banks moves on AI, you'll read it the next morning.
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