Sells banks fraud, identity and financial-crime compliance data and decision tools (device and digital-identity risk scoring, email and document checks, sanctions and transaction screening) on subscription or per-transaction contracts, largely built through acquisitions.
What is LexisNexis Risk, and which banks use it?
LexisNexis Risk Solutions is the Atlanta-area data and analytics business of RELX (NYSE: RELX), whose Risk segment earned £3,485 million in 2025. It sells banks ThreatMetrix device and digital-identity fraud scoring, Emailage, IDVerse document checks, and Bridger Insight XG and Firco sanctions screening. Among our 100 US banks, Cathay Bank and City National Bank name Bridger Insight as a sanctions screening tool and EverBank lists LexisNexis for fraud; NatWest uses it for card-scam detection. Pricing is not published; RELX says it charges by subscription or by transaction volume.
Category
Founded
2008
Headquarters
Alpharetta, Georgia, US
Ownership
Wholly owned business of RELX PLC, which reports it as its Risk segment; RELX shares trade in London (REL), Amsterdam (REN) and New York (RELX). Risk revenue was £3,485 million in 2025, about 36% of RELX revenue.[1][3]
Deployment
API and SaaS platforms (Dynamic Decision Platform, cloud-based RiskNarrative), sold direct and through partners
Pricing
Subscription or transactional (volume-based) contracts, sold direct and through partners · not published
Banks among the 120
3
- LexisNexis Risk Solutions is part of RELX's Risk segment, which reported revenue of £3,485 million in 2025 (£3,336 million in 2024), 79% of it from North America; 39% was subscription and 61% transactional revenue, and the business had 11,800 employees.
- Business Services, the unit that sells fraud, identity and financial-crime compliance to banks, is more than 40% of Risk revenue, according to RELX's 2025 annual report.
- Its fraud stack was assembled largely by acquisition: ThreatMetrix (agreed January 2018 for £580 million), ID Analytics and Emailage (2020), TruNarrative (2021), BehavioSec (2022) and IDVerse (closed February 2025); the Accuity compliance business (Firco, Bankers Almanac) merged in from elsewhere in RELX in 2021.
- In May 2025 it disclosed that a hacker had taken personal data on more than 364,000 people, including Social Security and driver's licence numbers, from its GitHub account in December 2024.
- Mike Walsh, CEO of LexisNexis Legal & Professional, took over as CEO from July 1, 2026, replacing Mark Kelsey, who retired after nearly 14 years in the role.
- NatWest is its most detailed named bank case: the vendor says a combined ThreatMetrix-based scam model cut NatWest's authenticated (3DS) card fraud by up to 55% (vendor-reported).
- Pricing is not published; RELX's annual report says Risk sells direct and through partners with subscription or transactional pricing with volumetric elements.
What does LexisNexis Risk sell to banks?
| Product | What it does | Status |
|---|---|---|
| LexisNexis ThreatMetrix[1][5][18] | Device, location, digital-identity and behavioral risk scoring for account opening, logins and payments, drawing on the shared Digital Identity Network; 2025 updates added mule-network visibility and alerts to recipient banks. | Generally available |
| LexisNexis Dynamic Decision Platform[16][18] | Fraud and identity orchestration that brings device risk, digital-identity profiling, behavior monitoring and identity fraud controls into one workflow through a single API. | Generally available |
| Emailage and Emailage Adaptive[7][19] | Email-intelligence fraud risk scores (Emailage, acquired 2020); Emailage Adaptive, launched September 2026, adds per-institution AI models that recalibrate automatically and return reason codes. | Generally available |
| LexisNexis IDVerse[14][16] | AI document authentication, face matching, liveness and deepfake detection for onboarding, acquired February 2025; an enhanced version was released in December 2025. | Generally available |
| BehavioSec behavioral biometrics[10] | Mobile and browser behavioral biometrics for continuous authentication, acquired May 2022 and integrated into ThreatMetrix, also sold stand-alone to smaller institutions. | Generally available |
| Bridger Insight XG[1][20][21] | Sanctions, PEP and watchlist screening of customers and counterparties; RELX says an entity-resolution filter was integrated in 2025 to cut manual alert reviews. | Generally available |
| Firco Continuity and WorldCompliance[1][8][17] | Real-time payment and transaction sanctions screening (Firco, from the 2021 Accuity merger) and the WorldCompliance risk-intelligence data set. | Generally available |
| RiskNarrative[9][14] | Cloud-based, no-code onboarding, risk scoring and transaction-monitoring orchestration platform from the 2021 TruNarrative acquisition. | Generally available |
| Credit risk solutions[1][6] | Consumer and business credit assessments using alternative and bureau data, expanded with the 2020 ID Analytics acquisition. | Generally available |
How much does LexisNexis Risk cost?
How it is charged: Subscription or transactional (volume-based) contracts, sold direct and through partners.
LexisNexis Risk does not publish a price list.
Pricing is not published; LexisNexis Risk Solutions product pages route buyers to a demo or sales contact, and RELX's annual report describes only the model (subscription, or transactional with volumetric elements), with no figures.
Which banks use LexisNexis Risk?
| Bank | What | Status |
|---|---|---|
| Cathay General Bancorp | Sanctions and AML screening: Cathay Bank's 2025 Wolfsberg questionnaire names LexisNexis Bridger Insight and Compliance Link as its vendor tools, run as a combination of automated and manual review.[20] | In production |
| City National Bank (RBC) | Sanctions screening: City National Bank's 2026 Wolfsberg questionnaire names ACI Money Transfer System and LexisNexis Bridger Insight as the vendor tools it uses, alongside internal systems, for automated sanctions screening.[21] | In production |
| EverBank Financial Corp | Fraud protection and risk decisions: EverBank's COO listed LexisNexis among vendors 'already put in place, or are just about to put in place' in July 2024; the product is not named.[22] | Selected |
Among the 120 largest US banks on this site, from sources that name the bank: the bank, LexisNexis Risk or the press. Status is the furthest stage a source confirms.
What is LexisNexis Dynamic Decision Platform (ThreatMetrix)?
A fraud and identity orchestration layer that combines ThreatMetrix device, digital-identity and behavioral intelligence from the Digital Identity Network with Emailage, IDVerse document verification and partner signals behind a single API; its compliance screening is sold as Bridger Insight XG and Firco.[16][18][1]
What has LexisNexis Risk done, and when?
- Sep 16, 2026
Launches Emailage Adaptive self-calibrating AI[19]
Released per-institution AI fraud models that recalibrate automatically; in testing it captured around 90% of frauds among the highest-risk transactions and cut false positives by more than 80% (vendor-reported).
- Jul 1, 2026
Alliance with Promon on mobile app fraud[18]
Combined ThreatMetrix intelligence with Promon's in-app protection and telemetry, orchestrated through the Dynamic Decision Platform.
- Apr 23, 2026
Mike Walsh named CEO; Mark Kelsey retires[3]
Mike Walsh, CEO of LexisNexis Legal & Professional, was appointed CEO effective July 1, 2026, replacing Mark Kelsey after nearly 14 years; Risk and Legal remain separate RELX divisions.
- Feb 19, 2026
RELX reports 2025 Risk revenue of £3,485 million[1]
RELX's annual report said Risk revenue rose to £3,485 million, driven in Business Services by financial crime compliance and digital fraud and identity, and that new fraud consortia were set up in Hong Kong, Singapore and the US.
- May 28, 2025
Discloses breach affecting 364,000 people[15]
LexisNexis Risk Solutions told Maine's attorney general that a hacker had taken names, Social Security numbers and other data from its GitHub account on December 25, 2024; it received a report of it on April 1, 2025.
- Feb 19, 2025
Closes IDVerse acquisition[14]
Bought IDVerse, an Australian provider of AI document authentication, face matching and deepfake detection, for undisclosed terms.
- Nov 4, 2022
APP scam model trialled with two UK banks[11]
LexisNexis Risk Solutions said ThreatMetrix models using live-call and beneficiary-account data raised detection of in-progress authorised push payment scams by 120% in trials with two unnamed UK banks (vendor-reported).
- May 3, 2022
Acquires BehavioSec[10]
Bought the Swedish behavioral-biometrics company to add mobile behavioral authentication to ThreatMetrix.
- Aug 25, 2021
Acquires TruNarrative[9]
Bought the Leeds-based cloud onboarding, risk-scoring and transaction-monitoring orchestration platform, since renamed RiskNarrative.
- Feb 17, 2021
Merges with Accuity[8]
RELX combined Accuity, owner of the Firco screening and Bankers Almanac brands, into the LexisNexis Risk Solutions group to form one financial-crime compliance business.
- Mar 19, 2020
Closes Emailage acquisition[7]
Bought Arizona-based Emailage, which scores fraud risk from email-address metadata and a contributory network, adding it to the Digital Identity Network.
- Jan 31, 2020
Closes ID Analytics acquisition[6]
Bought the San Diego fraud and credit-risk analytics firm, previously a NortonLifeLock company, adding its ID Network consortium data.
- Jan 29, 2018
RELX agrees to buy ThreatMetrix for £580 million[5]
RELX agreed to acquire ThreatMetrix, whose Digital Identity Network analysed over 100 million transactions a day for 5,000 customers, and to fold it into LexisNexis Risk Solutions.
- Sep 16, 2008
ChoicePoint deal forms the Alpharetta business unit[4]
With FTC clearance, Reed Elsevier's acquisition of ChoicePoint was set to close on September 19, 2008, with ChoicePoint joining the LexisNexis Risk & Information Analytics Group as a new business unit based in Alpharetta, Georgia.
What do banks use LexisNexis Risk for?
| Use | What it does | Status | Use case |
|---|---|---|---|
| Digital fraud and scam detection[13][1][19] | Device, identity, email and behavioral risk scoring at account opening, login and payment, including scam and mule detection such as NatWest's card-not-present model. | In production | Fraud detection |
| Sanctions screening and KYC[20][21][14] | Customer and payment screening with Bridger Insight XG and Firco, and KYC onboarding with IDVerse document checks and RiskNarrative. | In production | AML / KYC |
| Behavioral biometrics and device intelligence[10][18] | BehavioSec continuous authentication and ThreatMetrix device profiling against account takeover and bots; Promon in-app protection for mobile channels. | In production | Cybersecurity |
| Consumer and business credit assessment[1][6] | Credit risk analytics using bureau and alternative data, including ID Analytics' consortium data. | In production | Credit scoring & underwriting |
What has LexisNexis Risk disclosed in numbers?
| Metric | Value | As of |
|---|---|---|
| RELX Risk segment revenue | £3,485 million (2024: £3,336 million); 79% from North America[1] | Dec 31, 2025 |
| RELX Risk segment, first half 2026 | Revenue £1,810 million, underlying growth +8%; adjusted operating margin 38.5%[2] | Jun 30, 2026 |
| Employees (RELX-reported) | 11,800, serving customers in more than 190 countries and territories[1] | Dec 31, 2025 |
| ThreatMetrix reach (vendor-reported) | Around 80 billion online transactions in its data; used by all of the top ten UK banks[12] | Sep 14, 2023 |
| NatWest scam model results (vendor-reported) | 71% uplift in scam detection; authenticated (3DS) fraud reduced by up to 55%[13] | Nov 7, 2024 |
| Emailage Adaptive testing (vendor-reported) | Around 90% of frauds captured among the highest-risk transactions; false positives cut by more than 80%[19] | Sep 16, 2026 |
| People affected by the December 2024 data breach | More than 364,000[15] | May 28, 2025 |
“Our partnership with LexisNexis Risk Solutions gave us a unique opportunity to leverage our existing intelligence from our customer’s online, mobile, telephony and open banking journeys and apply this to our e-commerce channel.”[13]
Peter Tully · Plastic Fraud Chapter Lead, NatWest Group · Nov 7, 2024
“As generative AI scales, fraud attacks are now happening at a faster rate than most manual prevention strategies can keep pace with, overwhelming systems and exposing businesses to ever greater risk,”[19]
Kimberly Sutherland · Global Head of Fraud and Identity, LexisNexis Risk Solutions · Sep 16, 2026
“Anti-fraud capabilities need to advance as fast or faster than fraudsters innovate their tactics.”[14]
Rick Trainor · CEO of Business Services, LexisNexis Risk Solutions · Feb 19, 2025
Who runs LexisNexis Risk?
Which rules apply to a bank using LexisNexis Risk?
| Authority | Why it matters here | Documents |
|---|---|---|
| FinCEN | Banks use Bridger Insight XG and Firco for the sanctions and watchlist screening and IDVerse for the customer identification that BSA/AML programmes require; IDVerse's deepfake detection targets the synthetic-document fraud FinCEN's 2024 alert describes, and the screening obligations stay with the bank. | FIN-2024-Alert004 (Deepfake Media) 2018 Joint Statement on BSA/AML Innovation |
| OCC | A bank sharing customer and device data with LexisNexis Risk Solutions takes on third-party risk that OCC Bulletin 2023-17 expects it to manage, including data security after the vendor's 2025 breach disclosure; OCC Bulletin 2026-13 sets model-risk expectations for vendor models such as ThreatMetrix and Emailage Adaptive scores. | OCC Bulletin 2023-17 OCC Bulletin 2026-13 |
| Federal Reserve | ThreatMetrix, Emailage Adaptive and the credit risk scores are machine-learning models feeding account, payment and credit decisions, so a bank must inventory, validate and monitor them under SR 26-2 even though the vendor builds them. | SR 26-2 |
| CFPB | When a LexisNexis credit or identity score leads a bank to decline a credit application, ECOA/Regulation B and FCRA adverse-action notice duties apply to that decision and the reasons given. | ECOA / Regulation B adverse action (15 U.S.C. 1691(d); 12 CFR 1002.9) FCRA adverse action and credit-score disclosures (15 U.S.C. 1681m, 1681g(f)) |
Linked authorities have a page in the Regulation tracker; the others are named for completeness.
What should a bank note before buying LexisNexis Risk?
Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice or a recommendation.
01
Pricing is not published
RELX describes subscription and volume-based transactional pricing but gives no figures; each product (ThreatMetrix, Bridger, Firco, IDVerse) is quoted separately through sales.
02
Performance figures are vendor-reported
The NatWest scam results, the two-bank APP trial and the Emailage Adaptive testing figures come from LexisNexis Risk Solutions' own pages and are measured against each client's prior controls, not independently audited.
03
Bank-customer evidence is mostly compliance screening
Among our 100 US banks, the clearest records are Cathay Bank's and City National Bank's own Wolfsberg questionnaires naming Bridger Insight; no US bank fraud case naming ThreatMetrix was found, and NatWest (UK) is the detailed named bank fraud case.
04
The 2024 data breach is on the record
The company disclosed in May 2025 that personal data on more than 364,000 people was taken from its GitHub account, relevant to a bank's data-security due diligence.
05
Leadership changed in 2026
Mike Walsh became CEO on July 1, 2026 while remaining CEO of LexisNexis Legal & Professional, after Mark Kelsey's retirement.
What are the alternatives to LexisNexis Risk?
Alloy
Identity and fraud prevention platform: onboarding KYC/KYB, fraud and login risk scoring, AML monitoring and data orchestration.
BioCatch
Behavioral-biometric and device intelligence that scores digital banking sessions for account takeover, scams, mules and application fraud.
Featurespace
Real-time behavioral fraud and AML scoring for banks and processors (The Featurespace Platform, formerly ARIC Risk Hub); a Visa unit.
Feedzai
RiskOps platform for bank fraud, scam and AML prevention: transaction scoring, behavioral biometrics and network intelligence.
Pindrop
Phone-channel fraud scoring, passive caller authentication and voice deepfake detection for bank contact centers.
Sardine
Fraud and AML platform: device and behavioral signals, transaction monitoring, sanctions screening and AI agents for alert review.
How much does LexisNexis Risk Solutions cost?
LexisNexis Risk Solutions does not publish prices. Its product pages route buyers to a demo or sales contact. RELX's 2025 annual report says the Risk business sells direct and through partners, with pricing based on subscription or on transactions with volumetric elements; 61% of Risk revenue in 2025 was transactional. ThreatMetrix, Bridger Insight XG, Firco and IDVerse are quoted separately.
Which banks use LexisNexis Risk Solutions?
Among our 100 US banks, Cathay Bank's 2025 and City National Bank's 2026 Wolfsberg questionnaires name LexisNexis Bridger Insight as a sanctions screening tool, and EverBank's COO listed LexisNexis for fraud and risk decisions in 2024. Outside the US, NatWest worked with it on a card-not-present scam model, and the company says ThreatMetrix serves all of the top ten UK banks.
Who owns LexisNexis Risk Solutions?
LexisNexis Risk Solutions is owned by RELX PLC, the information and analytics group whose shares trade in London (REL), Amsterdam (REN) and New York (RELX). RELX reports it as its Risk segment, which had revenue of £3,485 million in 2025, about 36% of group revenue. Mike Walsh has been its CEO since July 1, 2026.
Is LexisNexis Risk Solutions a bank or regulated lender?
No. LexisNexis Risk Solutions is a data and analytics vendor, headquartered in Alpharetta, Georgia, that sells fraud, identity, credit and compliance tools to banks, insurers, governments and other businesses. Banks using its screening and fraud tools keep their own BSA/AML, sanctions and fair-lending obligations and oversee it as a third-party vendor.
What is LexisNexis ThreatMetrix?
ThreatMetrix is a device, digital-identity and behavioral risk-scoring service that LexisNexis Risk Solutions' parent RELX agreed to buy in January 2018 for £580 million. It draws on the shared Digital Identity Network to score account openings, logins and payments, and since 2022 includes BehavioSec behavioral biometrics. It now runs inside the LexisNexis Dynamic Decision Platform.
Has LexisNexis Risk Solutions had a data breach?
Yes. In May 2025 the company told Maine's attorney general that an unauthorised party had taken data from its GitHub account on December 25, 2024, affecting more than 364,000 people. The stolen data included names, dates of birth, Social Security numbers and driver's licence numbers. The company said it received a report of the breach on April 1, 2025.
What has LexisNexis Risk Solutions acquired?
Its fraud and compliance products came largely through acquisitions: ThreatMetrix (agreed 2018), ID Analytics and Emailage (both closed 2020), TruNarrative (2021, now RiskNarrative), BehavioSec (2022) and IDVerse (closed February 2025). RELX also merged its Accuity business, owner of Firco and Bankers Almanac, into LexisNexis Risk Solutions in 2021.
- RELX Annual Report 2025 (Form 20-F, Exhibit 15.2)
- RELX 2026 Interim Results (Form 6-K, Exhibit 99.1)
- Mike Walsh appointed Chief Executive Officer of LexisNexis Risk Solutions
- FTC Closes Review of Proposed ChoicePoint Acquisition (Form 8-K, Exhibit 99.1)
- RELX Group announces definitive agreement to acquire ThreatMetrix
- LexisNexis Risk Solutions Announces ID Analytics Acquisition Close
- LexisNexis Risk Solutions Announces Emailage Acquisition Close
- LexisNexis Risk Solutions and Accuity Merge Operations to Create One of the Largest Global Providers of Financial Crime Compliance Solutions
- LexisNexis Risk Solutions Acquires TruNarrative
- LexisNexis Risk Solutions Acquires Behavioral Biometric Innovator BehavioSec
- Advanced AI Helps Banks Predict when APP Scams are in progress
- LexisNexis ThreatMetrix wins Best Use of AI at the Fintech Awards Wales
- Creating a Single Customer View with NatWest
- LexisNexis Risk Solutions Completes IDVerse Acquisition
- Data broker giant LexisNexis says breach exposed personal information of over 364,000 people
- LexisNexis Risk Solutions Releases Enhanced LexisNexis IDVerse to Advance Fraud Prevention Through Innovative Document Authentication
- LexisNexis Risk Solutions Ranked #1 in Everest Group's Top 50 FCC Technology Providers 2026 for Second Year Running
- LexisNexis Risk Solutions and Promon Align to Strengthen Mobile Fraud Prevention
- LexisNexis Risk Solutions Launches Self-Calibrating AI Fraud Detection Solution
- Wolfsberg Group Correspondent Banking Due Diligence Questionnaire
- Wolfsberg Group Correspondent Banking Due Diligence Questionnaire (CBDDQ) V1.4 2026
- Inside look: EverBank's technology strategy
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