Sells banks, fintechs and insurers a low-code platform on which their own credit, fraud and compliance teams build and change automated decision flows and AI agents, with third-party data and human review built in; it does not supply a ready-made credit score.
What is Taktile, and which banks use it?
Taktile, founded in 2020 and based in New York, is a venture-backed company selling a low-code decision engine and AI-agent platform that credit, fraud and compliance teams configure themselves. It raised a $110 million Series C led by Goldman Sachs Alternatives in June 2026, bringing funding to $184 million. Its named customers are mostly fintechs such as Mercury, Monzo and Pleo; none of our 100 US banks is named as a customer. Pricing is not published.
Category
Founded
2020
Headquarters
New York, US (offices in Berlin, London, São Paulo and Iași)
Ownership
Private, venture-backed; $184 million raised, most recently a $110 million Series C (June 2026) led by Growth Equity at Goldman Sachs Alternatives with Balderton Capital, Index Ventures, Tiger Global, Y Combinator and Dig Ventures. Taktile declined to disclose its valuation.[11][12][2]
Deployment
SaaS (cloud); API integration, with pre-built data connectors
Pricing
Sales-led SaaS subscription; not published. · not published
Banks among the 100
0
- Founded in 2020 by Maik Taro Wehmeyer (CEO) and Maximilian Eber (Chief Product and Technology Officer), who met at Harvard and previously worked at QuantCo; now New York-based with offices in Berlin, London, São Paulo and Iași.
- Raised $184 million in total: a $4.7 million seed (2021), a $20 million Series A (November 2022), a $54 million Series B led by Balderton Capital (February 2025) and a $110 million Series C led by Growth Equity at Goldman Sachs Alternatives (June 2026). No valuation has been disclosed.
- In June 2026 a Taktile spokesperson told American Banker it serves more than 200 customers across 30 countries with more than 200 employees; the company says it powers millions of decisions a day.
- Named customers skew to fintechs and digital banks: Mercury, Monzo, Faire, Pleo, Kueski and Zilch, plus Rakuten Bank and insurer Allianz. Goldman Sachs is its lead investor, but neither company has said whether Goldman uses the software.
- Since September 2025 Taktile's decisioning has been integrated into MANTL Loan Origination, the account-opening and lending product of Alkami, for community banks and credit unions.
- Its results are vendor-reported: 95% automation in B2B underwriting, 75% fewer AML false positives, and one unnamed large insurer projecting more than $90 million in claims-processing savings.
- Pricing is not published; Taktile has no public price list and sells through demos and sales-led contracts.
What does Taktile sell to banks?
| Product | What it does | Status |
|---|---|---|
| Decision Engine[1] | Visual, low-code decision flows with pre-built nodes, an AI copilot that generates Python, and instant test runs before deployment. | Generally available |
| AI Agent Manager (AI agents)[1][3] | Pre-built, configurable AI agent templates for financial-services work such as SMB credit underwriting, financial spreading, fraud investigation and AML alert review, run alongside rules with human review. | Generally available |
| Data Marketplace[8] | Pre-built integrations to credit bureaus, identity, fraud, open-banking, accounting and alternative data providers (Experian, TransUnion, Equifax, LexisNexis, Codat and others); launched May 2023. | Generally available |
| Continuous Testing[1] | Backtesting, A/B testing and performance monitoring of decision strategies. | Generally available |
| Case Manager[1] | Routes exceptions to human reviewers, with AI agents drafting reviews and summaries. | Generally available |
How much does Taktile cost?
How it is charged: Sales-led SaaS subscription; not published..
Taktile does not publish a price list.
Pricing is not published; Taktile has no pricing page (taktile.com/pricing returns no page) and routes buyers to a demo request.
Which banks use Taktile?
None of the 100 largest US banks covered on this site is publicly named as a Taktile customer as of Sep 24, 2026. Customers the company names are listed in the key points above.
Among the 100 largest US banks on this site, from sources that name the bank: the bank, Taktile or the press. Status is the furthest stage a source confirms.
What is Taktile AI Decision Platform (Agentic Decision Platform)?
A decision engine with visual, low-code building blocks and an AI copilot that writes Python, an AI Agent Manager with pre-built agent templates, backtesting and A/B testing, a case manager and a data marketplace of pre-built integrations, with audit trails, role controls and SOC 2 compliance.[1][12]
What has Taktile done, and when?
- Jun 24, 2026
- Mar 10, 2026
Taktile Labs launched[5]
Taktile launches Taktile Labs, an applied AI research institute publishing benchmarks and guidance on deploying AI agents in regulated financial decisions, with a bronze-lobster stunt on Wall Street.
- Sep 5, 2025
MANTL (Alkami) integration[10]
Alkami's MANTL integrates Taktile's decision platform into MANTL Loan Origination so community banks and credit unions can automate credit underwriting.
- Feb 27, 2025
$54 million Series B[9]
Balderton Capital leads a $54 million Series B with Index Ventures, Tiger Global, Y Combinator, Prosus Ventures and Visionaries Club; Taktile reports annual recurring revenue up 3.5x in 2024.
- May 9, 2023
Data Marketplace launched[8]
Taktile launches a Data Marketplace of pre-built integrations to credit, identity, fraud, open-banking and accounting data providers.
- Nov 22, 2022
$20 million Series A[7]
Index Ventures and Tiger Global co-lead a $20 million Series A; Taktile says it has grown revenue by more than 300% in a year and powers more than 250,000 decisions a day.
- Aug 25, 2021
$4.7 million seed round[6]
Taktile raises a $4.7 million seed round led by Index Ventures, with Y Combinator, firstminute Capital and Plug and Play Ventures.
- Jan 1, 2020
What do banks use Taktile for?
| Use | What it does | Status | Use case |
|---|---|---|---|
| Automated credit underwriting[3][10] | Lenders build and change credit policies as decision flows, and use AI agents for SMB loan underwriting and financial spreading, with humans reviewing escalations. | In production | Credit scoring & underwriting |
| AML alert review and onboarding checks[11][12] | AI agents triage anti-money-laundering alerts and run onboarding checks; Taktile reports 75% fewer AML false positives (vendor-reported). | In production | AML / KYC |
| Fraud decisioning[1][8] | Fraud rules, third-party fraud and identity data and AI agents are combined in the same decision flows used for onboarding and credit. | In production | Fraud detection |
| AI agents for regulated decisions[12][1] | Configurable AI agents built on frontier models run inside rule-bound, audited workflows with human override. | In production | Generative & agentic AI |
| Backtesting and monitoring[1] | Backtests, A/B tests and performance monitoring of decision strategies and models before and after release. | In production | Model risk management |
What has Taktile disclosed in numbers?
| Metric | Value | As of |
|---|---|---|
| Series C | $110 million, led by Growth Equity at Goldman Sachs Alternatives[11] | Jun 24, 2026 |
| Total funding raised | $184 million[12] | Jun 29, 2026 |
| Customers and staff (company spokesperson) | more than 200 customers in 30 countries; more than 200 employees[12] | Jun 29, 2026 |
| ARR growth in 2024 (vendor-reported) | 3.5x year over year[9] | Dec 31, 2024 |
| Decision volume (vendor-reported) | hundreds of millions of credit decisions a month[10] | Sep 5, 2025 |
| Customer outcomes (vendor-reported) | 95% automation in B2B underwriting; 75% fewer AML false positives[11] | Jun 24, 2026 |
“Today, thousands of employees process these decisions manually.”[11]
Maik Taro Wehmeyer · Co-Founder and CEO, Taktile · Jun 24, 2026
“Taktile has built something rare: a team and a product that enables financial institutions to unlock real value from AI where it's most complex—inside high-stakes, regulated decisions.”[11]
Jade Mandel · Managing Director, Growth Equity at Goldman Sachs Alternatives · Jun 24, 2026
Who runs Taktile?
Which rules apply to a bank using Taktile?
| Authority | Why it matters here | Documents |
|---|---|---|
| CFPB | A US lender that auto-declines applicants through Taktile flows or AI agents must still give specific principal reasons under ECOA/Regulation B and FCRA key factors when a score is used; reasons must be derivable from the rules, models and agent outputs in each flow. | ECOA / Regulation B adverse action (15 U.S.C. 1691(d); 12 CFR 1002.9) FCRA adverse action and credit-score disclosures (15 U.S.C. 1681m, 1681g(f)) Regulation B final rule on disparate impact (April 2026) |
| Federal Reserve | Scoring models a bank deploys on Taktile fall under SR 26-2 validation and monitoring; generative and agentic AI components are outside SR 26-2's scope for now, so a bank using Taktile's AI agents governs them under its broader risk management. | SR 26-2 |
| OCC | Hosting credit, fraud and AML decisioning with a venture-backed SaaS vendor is a third-party relationship under OCC Bulletin 2023-17 (due diligence, SOC 2 evidence, concentration and exit planning), and the models run on it fall under OCC Bulletin 2026-13. | OCC Bulletin 2023-17 OCC Bulletin 2026-13 |
| EU AI Act | For lending to consumers in the EU, where Taktile has customers, creditworthiness assessment by AI is a high-risk use under the AI Act, with documentation, human-oversight and logging duties on the deploying lender. | Regulation (EU) 2024/1689 |
Linked authorities have a page in the AI Regulation Tracker; the others are named for completeness.
What should a bank note before buying Taktile?
Analysis by BankingNewsAI from the sources cited on this page. Observations, not advice or a recommendation.
01
No named customer among the 100 largest US banks
Taktile's public customer references are fintechs, digital banks and insurers (Mercury, Monzo, Faire, Pleo, Rakuten Bank, Allianz); American Banker noted in June 2026 that its named customers skew toward fintechs and digital-first banks.
02
Goldman Sachs is an investor, not a disclosed customer
Goldman Sachs Alternatives led the June 2026 Series C, but neither Taktile nor Goldman has said whether Goldman uses the software.
03
Outcome figures are vendor-reported
The 95% B2B underwriting automation, 75% fewer AML false positives and $90 million insurer savings come from Taktile's own announcement and name no customer for most figures.
04
It is a toolkit, not a model
Taktile supplies the engine, data connections and agent templates; the bank's own teams write the credit policy and remain accountable for model validation and adverse-action reasons.
05
Pricing is not published
There is no pricing page; buyers must request a demo and quote.
What are the alternatives to Taktile?
Zest AI
AI credit underwriting for banks and credit unions, plus fraud detection (Zest Protect) and gen-AI lending intelligence (LuLu).
Provenir
Cloud decisioning platform for credit risk, fraud and identity, with a data marketplace, case management and AI models.
FICO
FICO Platform decisioning and analytics software for origination, account management and fraud (Falcon), plus the FICO Score.
Scienaptic AI
AI credit-decisioning models and platform for consumer lending, mainly US credit unions, with fraud checks and an agentic AI layer (iCUE).
How much does Taktile cost?
Taktile does not publish pricing. It sells its decision platform as a cloud subscription through a sales process that starts with a demo request, and it has no public pricing page. Third-party data used through its Data Marketplace, such as bureau data from Experian, TransUnion or Equifax, is a further cost that depends on the provider.
Which banks use Taktile?
None of the 100 largest US banks tracked on this site is publicly named as a Taktile customer. Its named customers are fintechs and digital banks such as Mercury, Monzo, Pleo, Kueski and Zilch, plus Rakuten Bank and insurer Allianz; since 2025 US community banks and credit unions can also reach it through Alkami's MANTL loan origination integration.
Who owns Taktile?
Taktile is a private, venture-backed company founded in 2020 by Maik Taro Wehmeyer and Maximilian Eber. It has raised $184 million, most recently a $110 million Series C in June 2026 led by Growth Equity at Goldman Sachs Alternatives, with Balderton Capital, Index Ventures, Tiger Global, Y Combinator and Dig Ventures. Its valuation has not been disclosed.
Is Goldman Sachs a Taktile customer?
Not publicly. Goldman Sachs' asset-management arm, through Growth Equity at Goldman Sachs Alternatives, led Taktile's June 2026 Series C, but American Banker reported that neither Taktile nor Goldman has said whether Goldman uses the software itself.
Does Taktile use AI agents to make credit decisions?
Yes, alongside rules and models. Taktile's platform lets a lender build AI agents from templates, for example for SMB loan underwriting or financial spreading, and combine them with hard-coded rules, third-party data and human review. The lender configures the agents and stays responsible for the decisions and for adverse-action reasons.
Taktile vs Provenir: what is the difference?
Both sell decision engines that a lender configures rather than a ready-made credit model. Provenir, founded in 2004 and founder-owned, has a longer customer list among banks and non-bank lenders worldwide. Taktile, founded in 2020 and venture-backed, focuses on a low-code interface for risk teams and on AI agents, and its named customers are mostly fintechs.
- AI Decision Platform for Credit & Risk Teams (undated page, retrieved 2026-09-24)
- Taktile raises $54M to enable risk experts to take control of AI adoption for decision-making in financial services (undated page, retrieved 2026-09-24)
- Introducing Taktile AI agents: The future of SMB credit underwriting (undated page, retrieved 2026-09-24)
- Maximilian Eber (undated page, retrieved 2026-09-24)
- How Taktile Labs' lobster stunt got Wall Street talking about reliable AI (undated page, retrieved 2026-09-24)
- Taktile makes it easier to leverage machine learning in the financial industry
- Taktile Raises $20 Million Series A Funding Round to Transform How Businesses Make Automated Decisions
- Taktile Launches Data Marketplace with Leading Data Providers to Empower Lenders
- Taktile helps fintechs build automated decision-making workflows
- MANTL Partners with Taktile to Transform Credit Decisions for Community Banks and Credit Unions
- Taktile Secures $110M in Goldman Sachs-led Series C to Power AI Transformation in Financial Institutions
- Goldman leads $110M bet on Taktile's AI software
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