Disclosed numbers · computed from bank profiles; nothing on this page is written by a model. All ranked answers: /banks/leaders
On the public record as of Oct 28, 2026, 35 of the 141 large banks profiled disclose a dated count of AI use cases, applications or models in production. Ranked by matching figures, the top 5 are UBS Group AG (7 figures), UBS (US) (5 figures), HSBC (4 figures), JPMorgan (4 figures) and Huntington (4 figures). UBS Group AG's strongest evidence: Large-scale transformational AI initiatives: Nine (as of Jul 29, 2026).
141 banks profiled (120 US, 21 non-US) · 35 with matching evidence · ranked answer, not a comparison
Which of the large banks disclose how many AI use cases or models they run?
| # | Bank | Matching figures | Figure (as reported) | Status | Date | On this site | Sources |
|---|---|---|---|---|---|---|---|
| 1 | UBS Group AG | 7 | Large-scale transformational AI initiatives: Nine (as of Jul 29, 2026) | Disclosed | Jul 29, 2026 | UBS Group AG profile → | UBS Group AG and UBS AG (Business Wire) ↗ · UBS Group AG (SEC filing) ↗ |
| 2 | UBS (US) | 5 | Live AI use cases (group), second quarter 2026: 560, up 92% year on year; 920-plus in development (as of Jul 29, 2026) | Disclosed | Jul 29, 2026 | UBS (US) · ai workforce → | UBS ↗ · Banking Dive ↗ |
| 3 | HSBC | 4 | AI use cases in operation (HSBC AI page): Over 600 (as of Oct 5, 2026) | Disclosed | Oct 5, 2026 | HSBC profile → | HSBC Holdings plc ↗ · HSBC Holdings plc ↗ |
| 4 | JPMorgan | 4 | AI use cases: almost 1,000; about 50 'really important' (as of Jul 14, 2026) | Disclosed | Jul 14, 2026 | JPMorgan · ai workforce → | The Motley Fool (Yahoo Finance) ↗ · CIO Dive ↗ |
| 5 | Huntington | 4 | AI agents in production / in development: 50 / 60+, ≈ 15 new a month (as of Apr 24, 2026) | Disclosed | Apr 24, 2026 | Huntington profile → | Fortune ↗ · American Banker ↗ |
| 6 | MUFG | 3 | Expected AI benefit if about 400 use cases are reached by FY2026 (MUFG Report…: over ¥30 billion (as of Aug 24, 2026) | Disclosed | Aug 24, 2026 | MUFG profile → | Mitsubishi UFJ Financial Group, Inc. ↗ · Mitsubishi UFJ Financial Group, Inc. ↗ |
| 7 | TD | 3 | AI tools in use (group): Over 40,000 colleagues using Copilot (vendor not named); over 7,000 engineers using AI… (as of May 28, 2026) | Disclosed | May 28, 2026 | TD profile → | Motley Fool (Yahoo Finance) ↗ · TD Bank Group ↗ |
| 8 | Société Générale | 3 | AI-based use cases in production: around 200, with ELIOTT and SoBot above 6 million interactions a year (as of Mar 18, 2026) | Disclosed | Mar 18, 2026 | Société Générale profile → | Societe Generale ↗ · Societe Generale ↗ |
| 9 | Banco Santander | 2 | Model-serving cost per interaction in selected experimental use cases: from around €5 to approximately €0.03 (as of Oct 19, 2026) | Disclosed | Oct 19, 2026 | Banco Santander profile → | Banco Santander ↗ · Banco Santander ↗ |
| 10 | BNY | 2 | AI solutions in production: 400-plus (CEO, Q3 2026 call) (as of Oct 15, 2026) | Disclosed | Oct 15, 2026 | BNY · ai workforce → | American Banker ↗ · OpenAI ↗ |
| 11 | TD Bank Group | 2 | Evident AI Banking Index 2026 rank: 10th of 50 (13th in 2025); measurable impact reported for 20% to 25% of use cases (as of Oct 6, 2026) | Disclosed | Oct 6, 2026 | TD Bank Group profile → | TD Bank Group ↗ · Financial Post ↗ |
| 12 | BNP Paribas | 2 | AI use cases already in place: More than 800 (as of Oct 5, 2026) | Disclosed | Oct 5, 2026 | BNP Paribas profile → | BNP Paribas ↗ · SiliconANGLE ↗ |
| 13 | M&T | 2 | Generative-AI use cases (Wisler): dozens (as of Aug 28, 2026) | Disclosed | Aug 28, 2026 | M&T profile → | Investing.com ↗ · Forbes ↗ |
| 14 | Commonwealth Bank | 2 | Expected FY27 gross benefits from AI use cases, as described by an analyst…: about A$400 million (double FY26), above AI investment (as of Aug 12, 2026) | Disclosed | Aug 12, 2026 | Commonwealth Bank profile → | Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗ |
| 15 | Lloyds | 2 | AI models live: 800 (as of Jul 30, 2026) | Disclosed | Jul 30, 2026 | Lloyds profile → | PYMNTS ↗ · Google Cloud (PR Newswire) ↗ |
| 16 | BofA | 2 | Approved AI use cases: 300+ (as of Jul 15, 2026) | Disclosed | Jul 15, 2026 | BofA · ai workforce → | American Banker ↗ · Bank of America (SEC filings) ↗ |
| 17 | BBVA | 2 | AI use cases in production: 1,127 (as of Jul 14, 2026) | Disclosed | Jul 14, 2026 | BBVA profile → | BBVA ↗ · BBVA ↗ |
| 18 | NatWest | 2 | AI agents live for colleagues: Four (Q1 2026), five (H1 2026) (as of Jun 30, 2026) | Disclosed | Jun 30, 2026 | NatWest profile → | NatWest Group ↗ · NatWest Group plc (via FT Markets) ↗ |
| 19 | Standard Chartered | 2 | Core AI platform workload: Hundreds of models and use cases; tens of billions of tokens processed regularly (as of May 19, 2026) | Disclosed | May 19, 2026 | Standard Chartered profile → | Standard Chartered PLC ↗ · Hong Kong Monetary Authority ↗ |
| 20 | OCBC | 2 | Gen AI applications deployed: Over 30, with up to 50% productivity gains for some tasks (as of Mar 25, 2025) | Disclosed | Mar 25, 2025 | OCBC profile → | Oversea-Chinese Banking Corporation ↗ · Oversea-Chinese Banking Corporation ↗ |
| 21 | BMO | 1 | Target annual benefit from AI initiatives (group): C$1 billion pre-provision, pre-tax income by 2030 (as of Sep 22, 2026) | Disclosed | Sep 22, 2026 | BMO · ai workforce → | MarketBeat (Yahoo Finance) ↗ |
| 22 | BMO Financial Group | 1 | Target annual benefit from AI initiatives: About C$1 billion of pre-provision, pre-tax income by 2030 (as of Sep 22, 2026) | Disclosed | Sep 22, 2026 | BMO Financial Group profile → | MarketBeat via Yahoo Finance ↗ |
| 23 | Western Alliance | 1 | AI use cases identified by the CEO: 15; top five to be costed into 2027 plans (as of Sep 16, 2026) | Disclosed | Sep 16, 2026 | Western Alliance profile → | Investing.com ↗ |
| 24 | Associated | 1 | AI use cases in process: 30 (as of Sep 15, 2026) | Disclosed | Sep 15, 2026 | Associated profile → | Investing.com ↗ |
| 25 | UOB | 1 | AI use cases rolled out: More than 300 (as of Aug 7, 2026) | Disclosed | Aug 7, 2026 | UOB profile → | The Business Times ↗ · The Straits Times (Bloomberg) ↗ |
| 26 | HSBC USA | 1 | Google Cloud programme: 200+ use cases in two years; projects each > $100 million (as of Jun 17, 2026) | Disclosed | Jun 17, 2026 | HSBC USA profile → | Bloomberg ↗ |
| 27 | Truist | 1 | AI use cases deployed in 2025: 50+ (as of Jun 1, 2026) | Disclosed | Jun 1, 2026 | Truist · ai workforce → | American Banker ↗ |
| 28 | Wells Fargo | 1 | Use cases enabled by the AI platform: 85% (payments business) (as of May 5, 2026) | Disclosed | May 5, 2026 | Wells Fargo · ai workforce → | American Banker ↗ |
| 29 | OceanFirst | 1 | Board Information Technology Committee meetings (oversees AI initiatives): 4 in 2025; 5 in 2024 (as of Apr 27, 2026) | Disclosed | Apr 27, 2026 | OceanFirst profile → | OceanFirst Financial Corp. (SEC filings) ↗ · OceanFirst Financial Corp. (SEC filings) ↗ |
| 30 | State Street | 1 | AI use cases on the central AI hub: > 200, of which 70 live (as of Apr 17, 2026) | Disclosed | Apr 17, 2026 | State Street profile → | Motley Fool (Yahoo Finance) ↗ |
| 31 | ING | 1 | AI initiatives in high-value areas: More than 100, organised around 12 themes (as of Mar 18, 2026) | Disclosed | Mar 18, 2026 | ING profile → | ING Groep N.V. ↗ |
| 32 | Schwab | 1 | AI use cases: 220+ (as of Jan 21, 2026) | Disclosed | Jan 21, 2026 | Schwab profile → | MarketBeat (Yahoo Finance) ↗ |
| 33 | DBS | 1 | AI models and use cases: More than 2,000 models across more than 430 use cases (over 1,500 models and more than… (as of Dec 31, 2025) | Disclosed | Dec 31, 2025 | DBS profile → | DBS Group Holdings ↗ · DBS Group Holdings ↗ |
| 34 | Northern Trust | 1 | AI use cases in production: 150+ (as of Oct 22, 2025) | Disclosed | Oct 22, 2025 | Northern Trust profile → | GuruFocus (Yahoo Finance) ↗ |
| 35 | Amex | 1 | AI use cases identified by the governance council: 500 identified; 70 in implementation (as of Apr 2, 2025) | Disclosed | Apr 2, 2025 | Amex profile → | VentureBeat ↗ |
Each row quotes one record from bank profiles; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.
How is this ranked?
Data: the 141 bank profiles on this site (lib/banks), every entry dated and sourced: "The numbers" table, each figure quoted as reported with its as-of date and source.
Rule: Figures whose label or value matches the page's pattern (see the code). Score = matching figures; ties by the newest as-of date.
Counts: 35 of 141 profiled banks qualify; 57 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.
What are the caveats?
Figures are as each bank reported them and are not normalised: a share of employees and a count of prompts are not comparable.
Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.
Which bank ranks first?
UBS Group AG leads with 7 figures: Large-scale transformational AI initiatives: Nine (as of Jul 29, 2026). UBS (US) is second with 5.
How many large banks disclose AI use-case or model counts?
35 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 18 are US banks and 17 non-US groups.
What counts, and what does not?
Figures whose label or value matches the page's pattern (see the code). Score = matching figures; ties by the newest as-of date. Source: the 141 bank profiles on this site (lib/banks), every entry dated and sourced: "The numbers" table, each figure quoted as reported with its as-of date and source.
Is this a measure of capability?
No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.
When was this checked, and how often does it update?
The data behind the table was last checked on 2026-10-28 (bank profiles). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.
When any of these banks moves on AI, you'll read it the next morning.
when one of the banks we cover moves on AI, it is in the next morning's brief · six sourced stories · 7 am PT · free
plus every regulation, bank and agent page update, the morning after · leave any morning