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Which large banks disclose the most AI numbers?

Data checked Oct 28, 2026 · 141 of 141 banks qualify · 79 sources cited · template updated Oct 30, 2026

AI index slices · computed from bank profiles via the AI index; nothing on this page is written by a model. All ranked answers: /banks/leaders

On the public record as of Oct 28, 2026, 141 of the 141 large banks profiled disclose at least three dated AI figures (budgets, headcount, use-case counts, savings) on their profile. Ranked by disclosed figures, the top 5 are Standard Chartered (29 figures), BofA (28 figures), BBVA (25 figures), DBS (24 figures) and Lloyds (24 figures). Standard Chartered's strongest evidence: 29 figures; e.g. Total assets (Standard Chartered PLC): US$993,406m; SC GPT reach at launch: 41 markets; more than 70,000….

141 banks profiled (120 US, 21 non-US) · 141 with matching evidence · top 40 shown · ranked answer, not a comparison

The ranking

Which of the large banks disclose the most AI numbers?

Checked 2026-10-28 · bank profiles via the AI index
#BankDisclosed figuresComponent detailStatusDateOn this siteSources
1Standard Chartered2929 figures; e.g. Total assets (Standard Chartered PLC): US$993,406m; SC GPT reach at launch: 41 markets; more than 70,000…AI programme disclosedOct 26, 2026Standard Chartered profile →Standard Chartered PLC ↗ · Standard Chartered PLC ↗
2BofA2828 figures; e.g. Corporate RTP transaction volume…: +48%; Corporate RTP transactions above $1…: +351%AI programme disclosedOct 26, 2026BofA profile →Bank of America Newsroom ↗ · Bank of America Newsroom ↗
3BBVA2525 figures; e.g. Total assets (BBVA Group): €965,426m; ChatGPT Enterprise licences, May 2024…: 3,300 / 11,000 / 120,000…AI programme disclosedOct 13, 2026BBVA profile →OpenAI ↗ · BBVA ↗
4DBS2424 figures; e.g. Economic value of data analytics and…: Approximately SGD 1 billion; Economic value of AI, 2024: More than SGD 750 millionAI programme disclosedOct 26, 2026DBS profile →DBS Group Holdings ↗ · DBS Group Holdings (reprint of a Business Times interview) ↗
5Lloyds2424 figures; e.g. Total assets: £994.2bn; Value delivered by generative AI in 2025: About £50 million (more than…AI programme disclosedOct 26, 2026Lloyds profile →Lloyds Banking Group ↗ · Lloyds Banking Group ↗
6HSBC2323 figures; e.g. Total assets (HSBC Holdings plc): US$3,438,161m; Colleagues with a gen-AI productivity…: c.85%; 31,000 engineers with…AI programme disclosedOct 26, 2026HSBC profile →HSBC Holdings plc ↗ · HSBC Holdings plc ↗
7Customers Bank2323 figures; e.g. Hours saved by AI workflows (Q1 2026): 28,000 (≈ 15 FTE); Employee-built agents and custom AI…: > 500AI programme disclosedOct 26, 2026Customers Bank profile →Customers Bank (Business Wire) ↗ · American Banker ↗
8JPMorgan2222 figures; e.g. Kinexys (formerly Onyx) average daily…: > $2 billion (2024 YTD); ≈…; Kinexys volume since inception: > $1.5 trillion (Nov 2024)…AI programme disclosedOct 26, 2026JPMorgan profile →American Banker ↗ · American Banker ↗
9Deutsche Bank2222 figures; e.g. Total assets (Deutsche Bank group): €1,521bn; Private Bank AI-enabled operating…: €300m / about €600mAI programme disclosedOct 26, 2026Deutsche Bank profile →Deutsche Bank ↗ · Finextra ↗
10NatWest2222 figures; e.g. Total assets (as reported): £745.4bn; Cora conversations, 2025: 12.9 million; 50% with no…AI programme disclosedOct 26, 2026NatWest profile →NatWest Group plc ↗ · NatWest Group plc ↗
11Scotiabank2222 figures; e.g. Employees with access to Scotia…: More than 71,000; Engineers using AI for coding: 5,500AI programme disclosedOct 19, 2026Scotiabank profile →Scotiabank (CNW via Yahoo Finance) ↗ · Scotiabank (CNW via Yahoo Finance) ↗
12Banco Santander2222 figures; e.g. Total assets: EUR 1,954,465m; AI business value target (cost savings…: more than EUR 1bn by 2028AI programme disclosedOct 26, 2026Banco Santander profile →Banco Santander ↗ · Banco Santander ↗
13ING2222 figures; e.g. Total assets (ING Group): EUR 1,160,759 million; Operations FTE decrease expected in 2026: About 1,250, among others in…AI programme disclosedOct 13, 2026ING profile →ING Groep N.V. (SEC filing) ↗ · Investing.com ↗
14BNY2121 figures; e.g. Technology spend: ≈ $3.8 billion (2025), ≈ 19%…; Daily AI users / agent builders: ≈ 50% / > 50% of employeesAI programme disclosedOct 19, 2026BNY profile →American Banker ↗ · BNY ↗
15Schwab2121 figures; e.g. Total assets: $517.3 billion; Second-quarter 2026 revenue / net income: $7.1 billion / $2.8 billionAI programme disclosedOct 19, 2026Schwab profile →Charles Schwab ↗ · Charles Schwab ↗
16TD Bank Group2121 figures; e.g. Total assets: C$2,111.9 billion; Medium-term AI value target: C$1 billion a year (C$500…AI programme disclosedOct 28, 2026TD Bank Group profile →TD Bank Group ↗ · American Banker ↗
17BMO Financial Group2121 figures; e.g. Employee AI adoption: Above 96%; Teams using AI daily: 95%AI programme disclosedOct 13, 2026BMO Financial Group profile →BMO Financial Group ↗ · BMO Financial Group ↗
18USAA2121 figures; e.g. Total assets (USAA Federal Savings Bank): $106,188 million; Total deposits (USAA Federal Savings…: $91,971 millionAI programme disclosedOct 13, 2026USAA profile →TechTarget ↗ · USAA ↗
19Commonwealth Bank2020 figures; e.g. Total assets: A$1,452,456 million; Measured gross benefits from AI use…: about A$200 million in FY26…AI programme disclosedOct 13, 2026Commonwealth Bank profile →Commonwealth Bank of Australia ↗ · Commonwealth Bank of Australia ↗
20Citizens2020 figures; e.g. Reimagine the Bank: ≈ $300 million over ≈ 3…; CiZi effect on call volume: −44%AI programme disclosedOct 13, 2026Citizens profile →American Banker ↗ · American Banker ↗
21Truist2020 figures; e.g. AI use cases deployed in 2025: 50+; Proactive insights delivered since 2023: 2 billion+AI programme disclosedOct 21, 2026Truist profile →Truist via FT Markets ↗ · American Banker ↗
22RBC2020 figures; e.g. Total assets: C$2,498,817 million; AI enterprise-value target by 2027…: C$700 million to C$1 billionAI programme disclosedOct 19, 2026RBC profile →Royal Bank of Canada (CNW via Yahoo Finance) ↗ · Royal Bank of Canada (CNW via Yahoo Finance) ↗
23HSBC USA2020 figures; e.g. Employees with gen-AI tools: 85%; Processes under AI redesign: 50AI programme disclosedOct 19, 2026HSBC USA profile →Banking Dive ↗ · Banking Dive ↗
24UBS Group AG2020 figures; e.g. Live AI use cases in production: 560 (92% up year on year)…; Live use cases, end of 2025: 380AI programme disclosedOct 13, 2026UBS Group AG profile →UBS Group AG ↗ · UBS Group AG ↗
25OCBC2020 figures; e.g. Total assets: S$675,688 million; Annual technology spend, planned: More than S$1 billion a year…AI programme disclosedOct 13, 2026OCBC profile →Oversea-Chinese Banking Corporation ↗ · Oversea-Chinese Banking Corporation ↗
26Société Générale2020 figures; e.g. Total assets: EUR 1,673,492m; AI cost-savings opportunity in the…: EUR 500m to EUR 600m, of…AI programme disclosedOct 19, 2026Société Générale profile →Bloomberg ↗ · Societe Generale ↗
27BNP Paribas2020 figures; e.g. Total consolidated balance sheet…: €2,793.0bn; AI use cases already in place: More than 800AI programme disclosedOct 13, 2026BNP Paribas profile →BNP Paribas ↗ · BNP Paribas ↗
28SouthState2020 figures; e.g. Copilot users (premium / active basic): 2,500+ / 2,200+; Average AI prompts per day: 12,000+AI programme disclosedOct 13, 2026SouthState profile →SouthState Correspondent Division ↗ · American Banker ↗
29FNB2020 figures; e.g. Community Banking branches: 355 (Pennsylvania 185, North…; Products available through one Common…: > 50AI programme disclosedOct 19, 2026FNB profile →Banking Dive ↗ · F.N.B. Corporation ↗
30Citi1919 figures; e.g. Citi Token Services markets live: 7 (US, Ireland, Hong Kong…; 24/7 USD Clearing network linked to…: 300+ financial institutions…AI programme disclosedOct 26, 2026Citi profile →The Wall Street Journal ↗ · Citigroup ↗
31Wells Fargo1919 figures; e.g. Fargo interactions, 2024: 245 million (2024); 336…; Employees in the agent rollout: 215,000AI programme disclosedOct 21, 2026Wells Fargo profile →Wells Fargo ↗ · VentureBeat ↗
32Barclays1919 figures; e.g. Total assets: £1,730.4bn; AI tools and models in use across the…: More than 250AI programme disclosedOct 26, 2026Barclays profile →Yahoo Finance (Quartr) ↗ · Microsoft ↗
33MUFG1919 figures; e.g. Total assets: ¥425.58 trillion; AI use cases implemented (cumulative…: 195 (target above 400 by the…AI programme disclosedOct 19, 2026MUFG profile →Mitsubishi UFJ Financial Group, Inc. ↗ · Mitsubishi UFJ Financial Group, Inc. ↗
34TD1818 figures; e.g. AI value target: C$200 million (FY2026), C$1…; AI value delivered: C$195 million (about US$141…AI programme disclosedOct 28, 2026TD profile →TD Bank Group ↗ · TD Bank Group ↗
35BMO1818 figures; e.g. Employee AI adoption: > 96%; Underwriting speed target: 50% faster by 2028AI programme disclosedOct 13, 2026BMO profile →BMO ↗ · BMO AI Hub ↗
36M&T1818 figures; e.g. Domestic banking offices: 942, in 12 states and the…; Employees on Copilot: 16,000 of 22,000AI programme disclosedOct 19, 2026M&T profile →American Banker ↗ · Fast Company ↗
37Valley1818 figures; e.g. Vendor contracts being replaced by AI: 3; Employees with open AI access / total: ≈ 80 / ≈ 3,600AI programme disclosedOct 13, 2026Valley profile →Banking Dive ↗ · American Banker ↗
38Amex1717 figures; e.g. Apps reachable by Amex customers via…: 7,000+ (Plaid Network); Amex GBT take-private: $6.3 billion (Amex sold ≈…AI programme disclosedOct 26, 2026Amex profile →American Express ↗ · American Express via FT Markets ↗
39Santander US1717 figures; e.g. AI contribution to 2028 targets: > €1 billion: ≈ €300m…; Webster acquisition: $12.3 billion; ≈ $327…AI programme disclosedOct 21, 2026Santander US profile →Bloomberg ↗ · PYMNTS ↗
40Fifth Third1717 figures; e.g. Brex commercial card volume: $5.6 billion a year; Mobile app releases: 500+ in 2025, from ≈ 2 a…AI programme disclosedOct 19, 2026Fifth Third profile →Fifth Third ↗ · Fifth Third via FT Markets ↗

Each row quotes one record from bank profiles via the AI index; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.

Method

How is this ranked?

Data: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

Rule: Score = the raw value of the "numbers" component (not its percentile). Listed from 3; ties by index score, then assets.

Counts: 141 of 141 profiled banks qualify; the table shows the top 40; 79 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

What are the caveats?

Counts are of distinct, sourced entries on the profile; a bank may run more than it has described.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

Common questions

Which bank ranks first?

Standard Chartered leads with 29 figures: 29 figures; e.g. Total assets (Standard Chartered PLC): US$993,406m; SC GPT reach at launch: 41 markets; more than 70,000…. BofA is second with 28.

How many large banks disclose 3+ AI figures?

141 of the 141 profiled banks (120 US, 21 non-US groups); the table shows the top 40. Among those listed, 20 are US banks and 20 non-US groups.

What counts, and what does not?

Score = the raw value of the "numbers" component (not its percentile). Listed from 3; ties by index score, then assets. Source: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles via the AI index). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

Also on this site
AI disclosure index: the 120 largest US banks ranked →All 141 bank pages →AI agent announcements tracker →Who is hiring for AI →AI incidents at banks →

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