SEC filings · computed from SEC EDGAR filings dataset; nothing on this page is written by a model. All ranked answers: /banks/leaders
On the public record as of Oct 31, 2026, 40 of the 141 large banks profiled have a verbatim AI statement in a Form 8-K exhibit (an earnings or press release filed with the SEC). Ranked by quotes (filings), the top 5 are Regions (16 filing quotes), Customers Bank (14 filing quotes), State Street (13 filing quotes), Valley (10 filing quotes) and BNY (10 filing quotes). Regions's strongest evidence: Regions says its Copilots tools were deployed to over 12,000 associates and that it launched its ATLAS governed generative AI platform in 4Q 2025. (Form 8-K, 8-K exhibit, filed Aug 7, 2026).
141 banks profiled (120 US, 21 non-US) · 40 with matching evidence · ranked answer, not a comparison
Which of the large banks announce AI in 8-K press releases?
| # | Bank | Quotes (filings) | Latest statement (extractor's one-line claim) | Status | Date | On this site | Sources |
|---|---|---|---|---|---|---|---|
| 1 | Regions | 16 | Regions says its Copilots tools were deployed to over 12,000 associates and that it launched its ATLAS governed generative AI platform in 4Q 2025. (Form 8-K, 8-K exhibit, filed Aug 7, 2026) | 8 filings | Aug 7, 2026 | Regions · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 2 | Customers Bank | 14 | Customers Bancorp says AI-driven automation has shifted staff time from manual processing to clients while per-employee revenue, profit and assets rise. (Form 8-K, 8-K exhibit, filed Oct 22, 2026) | 7 filings | Oct 22, 2026 | Customers Bank · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 3 | State Street | 13 | State Street lists AI-enabled transformation among its strategic growth initiatives alongside alternatives, digital assets and wealth tech. (Form 8-K, 8-K exhibit, filed Oct 14, 2026) | 9 filings | Oct 14, 2026 | State Street · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 4 | Valley | 10 | Valley uses machine-learning models to segment risk and identify wire fraud, reducing false positives in AML alert review. (Form 8-K, 8-K exhibit, filed Oct 22, 2026) | 5 filings | Oct 22, 2026 | Valley · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 5 | BNY | 10 | BNY says it is building applied AI solutions into its workflows across the entire company on a foundation of prior investments. (Form 8-K, 8-K exhibit, filed Jul 15, 2026) | 5 filings | Jul 15, 2026 | BNY · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 6 | Fifth Third | 7 | Fifth Third says its Jeanie app was named Best Chatbot by Tearsheet AI Innovation Awards. (Form 8-K, 8-K exhibit, filed Oct 19, 2026) | 6 filings | Oct 19, 2026 | Fifth Third · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 7 | BofA | 7 | Bank of America says its Erica AI technology has been integrated into CashPro Chat, a client-facing banking chat channel, since August 2023. (Form 8-K, 8-K exhibit, filed Oct 14, 2026) | 4 filings | Oct 14, 2026 | BofA · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 8 | Wells Fargo | 7 | Wells Fargo says its data shows customers are doing well despite economic uncertainty, citing AI infrastructure investment as a positive economic force. (Form 8-K, 8-K exhibit, filed Oct 13, 2026) | 4 filings | Oct 13, 2026 | Wells Fargo · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 9 | FNB | 6 | FNB says its investments in digital capabilities, data analytics and artificial intelligence drive efficiency and deeper household penetration across its customer base. (Form 8-K, 8-K exhibit, filed Jul 17, 2026) | 6 filings | Jul 17, 2026 | FNB · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 10 | Amex | 6 | Amex says it announced Resy integrations with OpenAI and released an Intent Intelligence framework for trusted agentic commerce. (Form 8-K, 8-K exhibit, filed Oct 23, 2026) | 4 filings | Oct 23, 2026 | Amex · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 11 | Axos Bank | 6 | Axos lists AI and machine learning among the drivers of its digital transformation and automation roadmap for 2026 and beyond. (Form 8-K, 8-K exhibit, filed Aug 6, 2026) | 4 filings | Aug 6, 2026 | Axos Bank · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 12 | OceanFirst | 6 | OceanFirst says it created a centralized office to govern AI investment using ROI-based prioritization and concentrate capital on high-value use cases. (Form 8-K, 8-K exhibit, filed Jul 31, 2026) | 3 filings | Jul 31, 2026 | OceanFirst · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 13 | Citizens | 6 | Citizens is incorporating LLM functionality into call center operations, targeting about 25% of calls handled without human interaction by year-end 2026. (Form 8-K, 8-K exhibit, filed Apr 16, 2026) | 3 filings | Apr 16, 2026 | Citizens · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 14 | Synchrony | 6 | Synchrony says it has established a partnership with OpenAI combining agentic commerce collaboration with enterprise AI access. (Form 8-K, 8-K exhibit, filed Oct 20, 2026) | 2 filings | Oct 20, 2026 | Synchrony · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 15 | SouthState | 5 | SouthState says its GenAI knowledge assistant, launched in early 2025, answers over 1,800 policy and procedure questions per day. (Form 8-K, 8-K exhibit, filed Oct 21, 2026) | 3 filings | Oct 21, 2026 | SouthState · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 16 | JPMorgan | 5 | JPMorgan says its technology and AI investments help employees work more efficiently and absorb volume growth without proportional headcount increases. (Form 8-K, 8-K exhibit, filed May 19, 2025) | 2 filings | May 19, 2025 | JPMorgan · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 17 | Goldman | 4 | Goldman's forward-looking statements list AI-enabled productivity opportunities among expense savings and location initiatives, but this is a safe-harbour enumeration… (Form 8-K, 8-K exhibit, filed Apr 13, 2026) | 3 filings | Apr 13, 2026 | Goldman · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 18 | Bread Financial | 4 | Bread Financial says its capital and cash flow give it flexibility to invest in technology, including AI capabilities, alongside shareholder returns. (Form 8-K, 8-K exhibit, filed Oct 22, 2026) | 2 filings | Oct 22, 2026 | Bread Financial · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 19 | Renasant | 4 | Renasant lists sophisticated attacks using AI as a source of increased cybersecurity risk that could cause breaches or financial losses. (Form 8-K, 8-K exhibit, filed Jul 28, 2026) | 2 filings | Jul 28, 2026 | Renasant · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 20 | WesBanco | 4 | WesBanco says it is actively analyzing advanced AI and robotic process automation technologies to automate business processes. (Form 8-K, 8-K exhibit, filed Sep 2, 2025) | 2 filings | Sep 2, 2025 | WesBanco · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 21 | Pinnacle | 3 | Pinnacle says AI development and use by it, its vendors, clients or counterparties presents a number of risks and challenges to its business. (Form 8-K, 8-K exhibit, filed Mar 2, 2026) | 1 filing | Mar 2, 2026 | Pinnacle · in their words → | SEC EDGAR ↗ |
| 22 | Atlantic Union | 3 | Atlantic Union says rapid AI growth cannot be ignored, so it will thoughtfully pursue AI as a strategic priority. (Form 8-K, 8-K exhibit, filed Dec 10, 2025) | 1 filing | Dec 10, 2025 | Atlantic Union · in their words → | SEC EDGAR ↗ |
| 23 | Huntington | 3 | Huntington says the development and use of generative AI presents risks and challenges that may adversely affect its business. (Form 8-K, 8-K exhibit, filed Dec 1, 2025) | 1 filing | Dec 1, 2025 | Huntington · in their words → | SEC EDGAR ↗ |
| 24 | Glacier | 2 | Glacier says its centralized customer data warehouse sets the stage for more profitable relationships and use of AI. (Form 8-K, 8-K exhibit, filed Aug 15, 2025) | 2 filings | Aug 15, 2025 | Glacier · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 25 | First Citizens | 2 | First Citizens says second-quarter venture activity improved, partly due to an uptick in AI investment, though this describes the market rather than its own AI spending. (Form 8-K, 8-K exhibit, filed Jul 25, 2024) | 2 filings | Jul 25, 2024 | First Citizens · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 26 | WaFd Bank | 2 | WaFd lists its ability to address cyber-security risks, including through artificial intelligence, among forward-looking risk factors. (Form 8-K, 8-K exhibit, filed Oct 16, 2026) | 1 filing | Oct 16, 2026 | WaFd Bank · in their words → | SEC EDGAR ↗ |
| 27 | Western Alliance | 2 | Western Alliance reports a roughly 90% increase in tech spend over five years, now 10% of revenue and 17% of operating expenses. (Form 8-K, 8-K exhibit, filed May 12, 2026) | 1 filing | May 12, 2026 | Western Alliance · in their words → | SEC EDGAR ↗ |
| 28 | PNC | 2 | PNC's baseline economic forecast treats AI-related capital spending and wealth effects as key supports to growth. (Form 8-K, 8-K exhibit, filed Nov 7, 2025) | 1 filing | Nov 7, 2025 | PNC · in their words → | SEC EDGAR ↗ |
| 29 | Raymond James | 2 | Raymond James says its AI models undergo strict model governance and must adhere to current and future regulations. (Form 8-K, 8-K exhibit, filed Jun 5, 2025) | 1 filing | Jun 5, 2025 | Raymond James · in their words → | SEC EDGAR ↗ |
| 30 | Live Oak | 1 | The CEO says the company is excited about possibilities AI may unlock for customers and employees. (Form 8-K, 8-K exhibit, filed Oct 21, 2026) | 1 filing | Oct 21, 2026 | Live Oak · in their words → | SEC EDGAR ↗ |
| 31 | M&T | 1 | M&T says all of its developers use AI to speed up software development and productivity in key engineering activities. (Form 8-K, 8-K exhibit, filed Oct 16, 2026) | 1 filing | Oct 16, 2026 | M&T · in their words → | SEC EDGAR ↗ |
| 32 | FirstBank | 1 | FB Financial lists the impact and timing of technological changes, including AI adoption and use, among its forward-looking risk factors. (Form 8-K, 8-K exhibit, filed Oct 13, 2026) | 1 filing | Oct 13, 2026 | FirstBank · in their words → | SEC EDGAR ↗ |
| 33 | ConnectOne | 1 | ConnectOne says it is committed to boosting productivity through technological innovation, including agentic workflows, to enhance operating performance. (Form 8-K, 8-K exhibit, filed Jul 23, 2026) | 1 filing | Jul 23, 2026 | ConnectOne · in their words → | SEC EDGAR ↗ |
| 34 | Schwab | 1 | Schwab warns that its generative AI output may be inaccurate, hallucinated, stale, or incomplete. (Form 8-K, 8-K exhibit, filed Jul 21, 2026) | 1 filing | Jul 21, 2026 | Schwab · in their words → | SEC EDGAR ↗ |
| 35 | First Hawaiian | 1 | The company represents it maintains reasonable technical safeguards and written policies governing employee and contractor use of generative AI tools, complied with in… (Form 8-K, 8-K exhibit, filed Jul 15, 2026) | 1 filing | Jul 15, 2026 | First Hawaiian · in their words → | SEC EDGAR ↗ |
| 36 | Busey Bank | 1 | Busey cites technological changes, including AI tools from it and its third-party vendors, as a factor that could cause unforeseen consequences for the company and its… (Form 8-K, 8-K exhibit, filed Apr 28, 2026) | 1 filing | Apr 28, 2026 | Busey Bank · in their words → | SEC EDGAR ↗ |
| 37 | Enterprise Bank & Trust | 1 | Enterprise Financial says it is integrating artificial intelligence and fintech partnerships to optimize internal workflows and enhance the client experience. (Form 8-K, 8-K exhibit, filed Mar 9, 2026) | 1 filing | Mar 9, 2026 | Enterprise Bank & Trust · in their words → | SEC EDGAR ↗ |
| 38 | Banner Bank | 1 | Banner says its newly appointed director's experience advising boards on artificial intelligence strengthens the Board's collective expertise. (Form 8-K, 8-K exhibit, filed Mar 2, 2026) | 1 filing | Mar 2, 2026 | Banner Bank · in their words → | SEC EDGAR ↗ |
| 39 | Commerce | 1 | Commerce represents that it has disclosed a complete and accurate list and summary of the AI tools its company and subsidiaries use. (Form 8-K, 8-K exhibit, filed Jun 17, 2025) | 1 filing | Jun 17, 2025 | Commerce · in their words → | SEC EDGAR ↗ |
| 40 | First Commonwealth | 1 | First Commonwealth says its executive Metzmaier oversees model risk management as part of a broader compliance role, with no specific AI content stated. (Form 8-K, 8-K exhibit, filed Dec 5, 2024) | 1 filing | Dec 5, 2024 | First Commonwealth · in their words → | SEC EDGAR ↗ |
Each row quotes one record from SEC EDGAR filings dataset; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.
How is this ranked?
Data: the SEC filings dataset (data/sec/quotes.jsonl): verbatim AI statements from 10-K, 10-Q, 8-K and DEF 14A filings of the banks' holding companies, each with its EDGAR link, filing date, section and topic.
Rule: Quotes from Form 8-K filings and their exhibits. Score = such quotes; ties by distinct filings, then the newest filing.
Counts: 40 of 141 profiled banks qualify; 62 distinct sources cited in the table. Data checked 2026-10-31; ranking template updated 2026-10-30.
What are the caveats?
The dataset holds the AI passages the extractor found in filings since January 2024; a bank with few quotes may say more in passages not captured. Quotes are verbatim; the one-line claim is the extractor's summary and links the EDGAR text.
Banks without a US SEC filer (most non-US groups, private and mutual banks) have no quotes and are absent.
Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.
Which bank ranks first?
Regions Financial leads with 16 filing quotes: Regions says its Copilots tools were deployed to over 12,000 associates and that it launched its ATLAS governed generative AI platform in 4Q 2025. (Form 8-K, 8-K exhibit, filed Aug 7, 2026). Customers Bank is second with 14.
How many large banks announce AI in 8-K releases?
40 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 40 are US banks and 0 non-US groups.
What counts, and what does not?
Quotes from Form 8-K filings and their exhibits. Score = such quotes; ties by distinct filings, then the newest filing. Source: the SEC filings dataset (data/sec/quotes.jsonl): verbatim AI statements from 10-K, 10-Q, 8-K and DEF 14A filings of the banks' holding companies, each with its EDGAR link, filing date, section and topic.
Is this a measure of capability?
No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.
When was this checked, and how often does it update?
The data behind the table was last checked on 2026-10-31 (SEC EDGAR filings dataset). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.
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