SEC filings · computed from SEC EDGAR filings dataset; nothing on this page is written by a model. All ranked answers: /banks/leaders
On the public record as of Oct 31, 2026, 18 of the 141 large banks profiled mention agentic AI or AI agents in a verbatim statement in an SEC filing. Ranked by quotes (filings), the top 5 are Amex (4 filing quotes), Synchrony (4 filing quotes), Citizens (3 filing quotes), First Financial Bank (3 filing quotes) and Fifth Third (2 filing quotes). Amex's strongest evidence: Amex says it announced Resy integrations with OpenAI and released an Intent Intelligence framework for trusted agentic commerce. (Form 8-K, 8-K exhibit, filed Oct 23, 2026).
141 banks profiled (120 US, 21 non-US) · 18 with matching evidence · ranked answer, not a comparison
Which of the large banks mention agentic AI or AI agents in their SEC filings?
| # | Bank | Quotes (filings) | Latest statement (extractor's one-line claim) | Status | Date | On this site | Sources |
|---|---|---|---|---|---|---|---|
| 1 | Amex | 4 | Amex says it announced Resy integrations with OpenAI and released an Intent Intelligence framework for trusted agentic commerce. (Form 8-K, 8-K exhibit, filed Oct 23, 2026) | 4 filings | Oct 23, 2026 | Amex · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 2 | Synchrony | 4 | Synchrony says it has established a partnership with OpenAI combining agentic commerce collaboration with enterprise AI access. (Form 8-K, 8-K exhibit, filed Oct 20, 2026) | 3 filings | Oct 20, 2026 | Synchrony · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 3 | Citizens | 3 | Citizens has pilots scheduled for the second quarter to orchestrate agentic AI capabilities as part of its Reimagine the Bank initiatives. (Form 8-K, 8-K exhibit, filed Apr 16, 2026) | 3 filings | Apr 16, 2026 | Citizens · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 4 | First Financial Bank | 3 | First Financial says customers, competitors and vendors are using AI, generative AI, LLMs and AI agents at rapidly increasing rates, raising risks to its business. (Form 10-K, risk factors, filed Feb 19, 2026) | 1 filing | Feb 19, 2026 | First Financial Bank · in their words → | SEC EDGAR ↗ |
| 5 | Fifth Third | 2 | Fifth Third lists an agentic Jeanie and AI-powered universal search among its 2026 milestones. (Form 8-K, 8-K exhibit, filed Sep 14, 2026) | 2 filings | Sep 14, 2026 | Fifth Third · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 6 | Customers Bank | 2 | The bank reports over 46,000 hours saved from employee AI tool use, more than 600 agents deployed, and 100% of staff AI-licensed, based on self-reported survey estimates. (Form 8-K, 8-K exhibit, filed Jul 23, 2026) | 2 filings | Jul 23, 2026 | Customers Bank · in their words → | SEC EDGAR ↗ · SEC EDGAR ↗ |
| 7 | Goldman | 2 | Goldman says the Board and its Committees kept risks from deploying generative and agentic AI top of mind across their oversight. (Form DEF 14A, proxy, filed Mar 20, 2026) | 1 filing | Mar 20, 2026 | Goldman · in their words → | SEC EDGAR ↗ |
| 8 | Simmons Bank | 1 | Simmons says third-party AI models carry risks in how they are developed, trained and deployed, including unauthorized training data and limited visibility into… (Form 10-Q, risk factors, filed Aug 5, 2026) | 1 filing | Aug 5, 2026 | Simmons Bank · in their words → | SEC EDGAR ↗ |
| 9 | ConnectOne | 1 | ConnectOne says it is committed to boosting productivity through technological innovation, including agentic workflows, to enhance operating performance. (Form 8-K, 8-K exhibit, filed Jul 23, 2026) | 1 filing | Jul 23, 2026 | ConnectOne · in their words → | SEC EDGAR ↗ |
| 10 | Axos Bank | 1 | Axos says acquiring Arc expands its AI capabilities via Arc's financial intelligence infrastructure and agentic finance tools to automate workflows and improve… (Form 8-K, 8-K exhibit, filed Jul 7, 2026) | 1 filing | Jul 7, 2026 | Axos Bank · in their words → | SEC EDGAR ↗ |
| 11 | BNY | 1 | BNY says about half of employees are daily AI users and over half are building AI agents, backed by AI training programs. (Form 8-K, 8-K exhibit, filed Apr 16, 2026) | 1 filing | Apr 16, 2026 | BNY · in their words → | SEC EDGAR ↗ |
| 12 | State Street | 1 | State Street says it is moving Technology and Operations toward a platform and pods model to accelerate development of an Agentic AI platform. (Form DEF 14A, proxy, filed Apr 8, 2026) | 1 filing | Apr 8, 2026 | State Street · in their words → | SEC EDGAR ↗ |
| 13 | Eastern Bank | 1 | Eastern says agentic AI has heightened fraud risk, letting bad actors create synthetic identities and deepfake documents more easily. (Form 10-K, risk factors, filed Mar 2, 2026) | 1 filing | Mar 2, 2026 | Eastern Bank · in their words → | SEC EDGAR ↗ |
| 14 | Renasant | 1 | Renasant says its development and use of AI, including generative and agentic AI, presents risks that may materially and adversely affect its business. (Form 10-K, risk factors, filed Mar 2, 2026) | 1 filing | Mar 2, 2026 | Renasant · in their words → | SEC EDGAR ↗ |
| 15 | Banner Bank | 1 | Banner warns that competitors gaining an edge from generative and agentic AI could hurt its competitiveness and results. (Form 10-K, risk factors, filed Feb 25, 2026) | 1 filing | Feb 25, 2026 | Banner Bank · in their words → | SEC EDGAR ↗ |
| 16 | Western Alliance | 1 | Western Alliance warns generative or agentic AI models may produce incorrect, biased, or harmful outputs that leak confidential information or infringe IP. (Form 10-K, risk factors, filed Feb 23, 2026) | 1 filing | Feb 23, 2026 | Western Alliance · in their words → | SEC EDGAR ↗ |
| 17 | Bread Financial | 1 | Bread Financial sees agentic commerce as posing novel regulatory, privacy and cybersecurity risks. (Form 10-K, risk factors, filed Feb 13, 2026) | 1 filing | Feb 13, 2026 | Bread Financial · in their words → | SEC EDGAR ↗ |
| 18 | WaFd Bank | 1 | WaFd warns generative or agentic AI models may produce incorrect, biased, privacy-breaching, infringing or harmful outputs or actions. (Form 10-K, business, filed Nov 18, 2025) | 1 filing | Nov 18, 2025 | WaFd Bank · in their words → | SEC EDGAR ↗ |
Each row quotes one record from SEC EDGAR filings dataset; the “On this site” link opens the bank's own page or sub-page with every source. Banks absent from the table have nothing matching on the record this site holds.
How is this ranked?
Data: the SEC filings dataset (data/sec/quotes.jsonl): verbatim AI statements from 10-K, 10-Q, 8-K and DEF 14A filings of the banks' holding companies, each with its EDGAR link, filing date, section and topic.
Rule: Quotes whose verbatim text contains "agentic" or "AI agent(s)". Score = such quotes; ties by distinct filings, then the newest filing.
Counts: 18 of 141 profiled banks qualify; 23 distinct sources cited in the table. Data checked 2026-10-31; ranking template updated 2026-10-30.
What are the caveats?
The dataset holds the AI passages the extractor found in filings since January 2024; a bank with few quotes may say more in passages not captured. Quotes are verbatim; the one-line claim is the extractor's summary and links the EDGAR text.
Banks without a US SEC filer (most non-US groups, private and mutual banks) have no quotes and are absent.
Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.
Which bank ranks first?
American Express leads with 4 filing quotes: Amex says it announced Resy integrations with OpenAI and released an Intent Intelligence framework for trusted agentic commerce. (Form 8-K, 8-K exhibit, filed Oct 23, 2026). Synchrony is second with 4.
How many large banks mention agentic AI in SEC filings?
18 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 18 are US banks and 0 non-US groups.
What counts, and what does not?
Quotes whose verbatim text contains "agentic" or "AI agent(s)". Score = such quotes; ties by distinct filings, then the newest filing. Source: the SEC filings dataset (data/sec/quotes.jsonl): verbatim AI statements from 10-K, 10-Q, 8-K and DEF 14A filings of the banks' holding companies, each with its EDGAR link, filing date, section and topic.
Is this a measure of capability?
No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.
When was this checked, and how often does it update?
The data behind the table was last checked on 2026-10-31 (SEC EDGAR filings dataset). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.
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