The fourth joint Bank of England and FCA AI survey opened on 5 June 2026 and closed to firm responses on 31 July 2026. Building on the 2019, 2022 and 2024 editions, it is the first to cover foundation models, generative AI and agentic AI explicitly, and its results — expected later in 2026 — will be the first regulator dataset anywhere on agentic AI deployment in banks.
OFFICIAL TEXT: bankofengland.co.uk ↗ · FINAL · UK (BOE / PRA / FCA)
| Document | 2026 BoE/FCA AI survey — The Bank of England and FCA's 2026 AI Survey |
| Issued by | Bank of England, Prudential Regulation Authority, and Financial Conduct Authority |
| Type | Survey |
| Status | Final |
| Published | Jun 5, 2026 |
| Comment deadline | Jul 31, 2026 |
| Applies to | Voluntary survey of BoE-, PRA- and FCA-regulated firms; no obligations |
| Official source | bankofengland.co.uk ↗ |
| Use cases | AI governance (general) · Generative & agentic AI · Third-party & vendor AI · Model risk management |
What are the key points of 2026 BoE/FCA AI survey?
- Announced in the PRA Regulatory Digest for June 2026; open 5 June to 31 July 2026.
- Voluntary; aims to understand development, deployment and use of AI/ML including foundation models, GenAI and agentic AI.
- Continues the biennial series (2019, 2022, 2024) to build a longer-term picture of adoption.
- Committed to in both 1 April 2026 BoE/PRA letters and supported by the FPC, which asked for further work on agentic AI in payments and markets.
- 2024 baseline: 75% adoption, 17% foundation-model share, one third third-party implementations, 2% fully autonomous use cases.
What did 2026 BoE/FCA AI survey change for banks?
The 2026 edition extends the UK's core AI monitoring tool to agentic systems. Its findings will feed the FPC's next financial-stability assessment and the PRA's decision on whether to add guardrails beyond SS1/23.
When will the 2026 Bank of England AI survey results be published?
The survey closed 31 July 2026; the Bank has not announced a publication date, but the 2024 edition was published in November of its survey year.
| Date | Document | Status |
|---|---|---|
| Sep 30, 2026 | Bailey: Frontier AI and the Question of Governance (Sep 2026) — Frontier AI and the Question of Governance — Governor Andrew Bailey | Final |
| Sep 2, 2026 | FCA multi-firm review: Frontier AI and cyber resilience (Sep 2026) — Frontier AI and Cyber Resilience | In force |
| Jul 14, 2026 | HM Treasury Financial Services AI Adoption Plan (Jul 2026) — Financial Services AI Adoption Plan | Final |
| May 15, 2026 | BoE/FCA/HMT joint statement on frontier AI and cyber resilience (May 2026) — The Bank, FCA and HM Treasury joint statement on Frontier AI models and cyber resilience | In force |
| Apr 1, 2026 | BoE response to Treasury Committee AI inquiry (Apr 2026) — Response to TSC inquiry report on AI in financial services | Final |
| Apr 1, 2026 | BoE/PRA plan for safe AI innovation (Apr 2026) — Letter from Sarah Breeden and Sam Woods to the Chancellor and Secretaries of State on enabling safe AI innovation | Final |
Which banks' AI programmes does 2026 BoE/FCA AI survey reach?
2 of the 120 largest US banks profiled on this site cite 2026 BoE/FCA AI survey among the documents their AI work answers to.
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