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What does BCBS Work Programme 2025–26 say about AI in banking?

Published Feb 4, 2025 · Last reviewed Aug 26, 2026

The Basel Committee's 2025–26 work programme, endorsed by the Group of Governors and Heads of Supervision and published in February 2025, sets four themes: Basel III implementation, risk assessment and safeguarding resilience, digitalisation of finance, and liquidity. Under digitalisation it commits to horizon scanning of emerging technologies, monitoring of artificial intelligence-related issues and digital fraud, finalisation of the third-party risk principles, and analytical work on ICT risk management. No AI standard is scheduled.

DocumentBCBS Work Programme 2025–26Basel Committee work programme and strategic priorities for 2025/26
Issued byBasel Committee on Banking Supervision (BCBS)
TypeReport
StatusIn force
PublishedFeb 4, 2025
EffectiveFeb 4, 2025
Applies toThe Committee's own policy, supervisory, and implementation agenda for 2025–26, endorsed by the Group of Governors and Heads of Supervision
Official sourcebis.org
Use casesAI governance (general) · Cybersecurity · Third-party & vendor AI

What are the key points of BCBS Work Programme 2025–26?

  • Four strategic priorities: Basel III implementation; risk assessment and safeguarding resilience; digitalisation of finance; liquidity.
  • Digitalisation workstream: horizon scanning of emerging digital trends, monitoring of AI-related issues, cryptoasset market and standard implementation, and digital fraud from a prudential perspective.
  • Delivered items: final Principles for the Sound Management of Third-Party Risk (10 December 2025) and the ICT risk-management range-of-practices report (2 June 2026).
  • November 2025 meeting added monitoring of 'recent artificial intelligence use cases by banks' and a consultation on machine-readable Pillar 3 disclosure data.
  • May 2026 meeting recorded the Committee's view that frontier AI models may materially change the speed and scale of cyber incidents.
  • Approach is monitoring and supervisory exchange, not standard-setting, for AI.

What did BCBS Work Programme 2025–26 change for banks?

The programme confirms that through 2026 the Basel Committee will not write AI-specific rules; banks should expect AI to be examined through the third-party, ICT, operational-resilience, and cyber channels the programme prioritises. It also signals that the Committee's next AI outputs will be observational (range-of-practice reports, newsletters) rather than binding standards.

Is the Basel Committee planning an AI standard?

Not in its 2025–26 work programme. AI is handled as a monitoring item under the digitalisation-of-finance theme, alongside cryptoassets and digital fraud.

What AI-relevant deliverables has the 2025–26 programme produced?

The December 2025 third-party risk principles, the January 2026 BCBS 239 implementation newsletter, and the June 2026 ICT risk-management report, which identifies AI/ML as an area of skills and control challenge.

DateDocumentStatus
Jun 2, 2026BCBS ICT Risk Management Report (June 2026)Information and communication technology risk management: range of practicesFinal
Jan 6, 2026BCBS 239 Implementation Newsletter (Jan 2026)Implementation of the Principles for effective risk data aggregation and risk reporting (BCBS 239 Principles)Final
Dec 10, 2025BCBS Third-Party Risk Principles (Dec 2025)Principles for the sound management of third-party riskIn force
May 16, 2024BCBS Digitalisation of finance report (May 2024)Digitalisation of financeFinal
Mar 16, 2022BCBS AI/ML Newsletter (March 2022)Newsletter on artificial intelligence and machine learningFinal
Mar 31, 2021BCBS Principles for Operational Resilience (2021)Principles for Operational ResilienceIn force

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