Updated weekly · last sweep Nov 8, 2026 · next Sunday, Nov 15, 2026
As of October 31, 2026, 4 banks and fintechs have partnered with Google Agent Payments Protocol (AP2). Partnered with American Express, Coinbase, PayPal and Revolut.
Each of the 4 relations below carries a verbatim quote, the date of the earliest public evidence and its source: 2 distinct sources, all of them a bank's or a vendor's own statement.
Separately, 15 banks and fintechs block or restrict third-party AI agents in statements that cover outside agents in general; those rows are on the third-party AI agents page. Third-party AI agents →
THE AGENTOpen protocol (extension of A2A/MCP) in which an agent carries cryptographically signed user 'mandates' to initiate card, real-time bank-transfer or stablecoin payments, so issuers, networks and merchants can verify the agent's authority; launched with 60+ partners including Mastercard, American Express, PayPal and Revolut. launch source: Google Cloud Blog ↗
What has each bank said about Google Agent Payments Protocol (AP2)?
| Bank | Relation | Since | Quote and detail | Source | Last checked |
|---|---|---|---|---|---|
| American Expressits AI agents → | Partnered | Sep 16, 2025 | “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.”AP2 launch collaborator (Luke Gebb, Amex Digital Labs quoted in Google's announcement). · scope: payments | Google Cloud ↗Sep 16, 2025 · primary | 2026-10-31 |
| Coinbase | Partnered | Sep 16, 2025 | “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.”AP2 launch collaborator; co-created the A2A x402 extension for crypto-native payments. · scope: payments | Google Cloud ↗Sep 16, 2025 · primary | 2026-10-31 |
| PayPal | Partnered | Sep 16, 2025 | “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.”AP2 launch collaborator. · scope: payments | Google Cloud ↗Sep 16, 2025 · primary | 2026-10-31 |
| Revolut | Partnered | Sep 16, 2025 | “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.”AP2 launch collaborator; Revolut Pay became one of the first EU payment methods compatible with AP2 (Jan 2026). · scope: payments | Google Cloud ↗Sep 16, 2025 · primaryRevolut ↗ | 2026-10-31 |
Strictest relation first, then by region and size, as on the tracker's bank table. Since = the earliest public evidence of the relation. A bank absent from the table has made no public statement we could find.
What do these relations mean for a customer?
- Partnered · 4An official integration: the bank is a named issuer or partner in the agent's or programme's launch, or offers a sanctioned connection for it. Scope named in these rows: payments (4).
A bank that is not in the table has made no public statement about Google Agent Payments Protocol (AP2) that this tracker could find. That is not the same as allowing it, and it is not the same as blocking it.
The page records statements and reports, each quoted with its source. It does not test what works at a bank, and it is not advice.
Do any banks block Google Agent Payments Protocol (AP2)?
None by name on this record as of October 31, 2026: no row names Google Agent Payments Protocol (AP2) in a block, a restriction or a review. Separately, 15 banks and fintechs block or restrict third-party AI agents in statements that cover outside agents in general. A bank with no row has made no public statement this tracker could find.
Which banks work with Google Agent Payments Protocol (AP2)?
As of October 31, 2026: 4 banks and fintechs have partnered with Google Agent Payments Protocol (AP2) (American Express, Coinbase, PayPal and Revolut). In this tracker "partnered" means: An official integration: the bank is a named issuer or partner in the agent's or programme's launch, or offers a sanctioned connection for it.
Bank by bank: what is on the record?
Does American Express work with Google Agent Payments Protocol (AP2)?
American Express has partnered with Google Agent Payments Protocol (AP2), on the record since September 16, 2025. Google Cloud (September 16, 2025): “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.” Scope named: payments.
Does Coinbase work with Google Agent Payments Protocol (AP2)?
Coinbase has partnered with Google Agent Payments Protocol (AP2), on the record since September 16, 2025. Google Cloud (September 16, 2025): “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.” Scope named: payments.
Does PayPal work with Google Agent Payments Protocol (AP2)?
PayPal has partnered with Google Agent Payments Protocol (AP2), on the record since September 16, 2025. Google Cloud (September 16, 2025): “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.” Scope named: payments.
Does Revolut work with Google Agent Payments Protocol (AP2)?
Revolut has partnered with Google Agent Payments Protocol (AP2), on the record since September 16, 2025. Google Cloud (September 16, 2025): “We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.” Scope named: payments.
How current is this list, and where does it come from?
The 4 rows were last compared with their sources on October 31, 2026; each row shows its own check date. They come from public statements only: bank newsrooms, terms and FAQs, executives on the record, vendor launch releases and reputable reporting. A weekly sweep searches the news for every agent and bank pair and proposes new rows for review; it last ran on November 8, 2026.
How is this page built?
Unit: one relation between Google Agent Payments Protocol (AP2) and one bank or fintech, with the date of the earliest public evidence, a verbatim quote of at most two sentences and its source. One active row per bank: when a position changes, the newer row replaces the older one, which stays in the dataset.
This page exists because Google Agent Payments Protocol (AP2) has 4 active relations; an agent gets a page from 4. Checked October 31, 2026: the latest day one of these rows was compared with its source. The weekly news sweep last ran on November 8, 2026; the next is due November 15, 2026.
Full method and caveats: the agent access tracker. Data: /agentic-banking/agent-access/data.json (JSON, CC BY 4.0) · Markdown version. An agent gets a page from 4 active relations.
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