{"generated":"2026-10-31","digest":"6c37830187dfbe3b","template":"2026-10-31","lastSweep":"2026-10-31","relations":[{"id":"scotiabank--any-third-party-agent","agent":"any-third-party-agent","bank":"scotiabank","bankName":"Scotiabank","entityType":"bank","country":"CA","relation":"restricted","since":"2026-10-28","quote":"“To protect our clients and their financial information, Scotiabank will limit third-party AI agents from accessing its banking platforms as we closely monitor evolving concerns,” a spokesperson for Scotiabank said in a statement.","source":{"url":"https://globalnews.ca/news/12124433/ai-agents-canadian-banks","title":"AI agents banned by several of Canada’s biggest banks as fears grow","publisher":"Global News","date":"2026-10-28","kind":"news"},"more":[{"url":"https://www.cbc.ca/news/business/canadian-banks-block-ai-9.7400777","title":"BMO, CIBC, RBC, TD Bank block personal AI agents, citing safety and security","publisher":"CBC News","date":"2026-10-29","kind":"news","quote":"Scotiabank said it will limit third-party AI agents from its banking platforms while it monitors concerns."}],"detail":"Scotiabank chose 'limit' rather than 'block': will restrict third-party AI agents' access to its banking platforms while monitoring concerns; scope of the limits not specified.","blocks":["credential-login","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Scotiabank","group":"Canada","agentLabel":"Any third-party agent"},{"id":"td-bank-group--any-third-party-agent","agent":"any-third-party-agent","bank":"td-bank-group","bankName":"TD Bank Group","entityType":"bank","country":"CA","relation":"blocked","since":"2026-10-28","quote":"“TD has made the decision to block all third-party personal AI agents from direct access to banking information, where authentication is required, while we ensure the appropriate safeguards, authorization mechanisms and oversight are in place,” a spokesperson for TD said Wednesday in a statement.","source":{"url":"https://globalnews.ca/news/12124433/ai-agents-canadian-banks","title":"AI agents banned by several of Canada’s biggest banks as fears grow","publisher":"Global News","date":"2026-10-28","kind":"news"},"more":[{"url":"https://www.cbc.ca/news/business/canadian-banks-block-ai-9.7400777","title":"BMO, CIBC, RBC, TD Bank block personal AI agents, citing safety and security","publisher":"CBC News","date":"2026-10-29","kind":"news","quote":"TD spokesperson Ada Lovelace Rampersaud says her bank will also block all third-party personal AI agents from direct access to banking information where authentication is required."}],"detail":"Statement of Wed 28 Oct 2026: all third-party personal AI agents blocked from direct access to authenticated banking information pending safeguards/authorization mechanisms; clients told never to share TD log-in credentials, passwords, PINs or one-time passcodes with an AI agent. Framed as temporary ('while we ensure...').","blocks":["credential-login","browser-automation","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"TD Bank Group","group":"Canada","agentLabel":"Any third-party agent"},{"id":"x-cibc--any-third-party-agent","agent":"any-third-party-agent","bank":null,"bankName":"CIBC","entityType":"other","country":"CA","relation":"blocked","since":"2026-10-28","quote":"“We do not support personal AI agents directly opening or accessing accounts. Clients should not share their banking credentials with an AI agent and should carefully consider what personal or financial information they provide to any AI service.”","source":{"url":"https://globalnews.ca/news/12124433/ai-agents-canadian-banks","title":"AI agents banned by several of Canada’s biggest banks as fears grow","publisher":"Global News","date":"2026-10-28","kind":"news"},"more":[{"url":"https://www.cbc.ca/news/business/canadian-banks-block-ai-9.7400777","title":"BMO, CIBC, RBC, TD Bank block personal AI agents, citing safety and security","publisher":"CBC News","date":"2026-10-29","kind":"news","quote":"Likewise, CIBC spokesperson Deborah Rowe says her bank does not \"support personal AI agents directly opening or accessing accounts.\""}],"detail":"CIBC statement of 28 Oct 2026: does not support personal AI agents directly opening or accessing accounts; clients should not share banking credentials with an AI agent. Wording is 'do not support' rather than an explicit technical block; CBC/CP headlines group CIBC with the blocking banks. CIBC says it supports innovation 'through secure, appropriately designed channels'.","blocks":["credential-login","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"CIBC","group":"Canada","agentLabel":"Any third-party agent"},{"id":"x-coop-bank-coop-bank-investering--anthropic-claude","agent":"anthropic-claude","bank":null,"bankName":"Coop Bank (Coop Bank Investering)","entityType":"other","country":"DK","relation":"partnered","since":"2026-10-28","quote":"Customers can connect their account to ChatGPT or Claude and ask questions about their own investments, such as how much dividend they have received this year, or set a price alert.","source":{"url":"https://kaupr.io/en/news/bitpanda-and-danish-coop-bank-open-accounts-to-ai","title":"Bitpanda and Danish Coop Bank open accounts to AI","publisher":"Kaupr","date":"2026-10-28","kind":"news"},"detail":"MCP connection for investment customers usable from Claude: read-only investment questions and alerts; no trading or money movement.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Coop Bank","group":"Europe","agentLabel":"Anthropic Claude"},{"id":"x-coop-bank-coop-bank-investering--openai-chatgpt","agent":"openai-chatgpt","bank":null,"bankName":"Coop Bank (Coop Bank Investering)","entityType":"other","country":"DK","relation":"partnered","since":"2026-10-28","quote":"Customers can connect their account to ChatGPT or Claude and ask questions about their own investments, such as how much dividend they have received this year, or set a price alert.","source":{"url":"https://kaupr.io/en/news/bitpanda-and-danish-coop-bank-open-accounts-to-ai","title":"Bitpanda and Danish Coop Bank open accounts to AI","publisher":"Kaupr","date":"2026-10-28","kind":"news"},"detail":"First Danish bank to offer investment customers an MCP connection (per COO Kristian Mikkelsen on LinkedIn): read-only questions and price alerts; no trading or money movement through the connection; customer can revoke at any time.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Coop Bank","group":"Europe","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"x-national-bank-of-canada--meta-muse","agent":"meta-muse","bank":null,"bankName":"National Bank of Canada","entityType":"other","country":"CA","relation":"under-review","since":"2026-10-28","quote":"National Bank of Canada NA-T said Wednesday it is closely monitoring the development of consumer-facing AI agents, including Muse, and assessing the opportunities and associated risks the technology may pose to clients.","source":{"url":"https://theglobeandmail.com/business/article-bmo-blocks-third-party-ai-agents-rbc-muse-october-28","title":"BMO blocks use of third-party AI agents on its sites","publisher":"The Globe and Mail","date":"2026-10-28","kind":"news"},"more":[{"url":"https://www.theglobeandmail.com/business/article-ai-personal-assistants-meta-muse-openai-customer-access-security","title":"AI personal assistants force Canadian companies to weigh customer access against security","publisher":"The Globe and Mail","date":"2026-10-28","kind":"news","quote":"A spokesperson for National Bank of Canada, meanwhile, said that it is assessing the opportunities and risks of AI agents."}],"detail":"National Bank has not blocked: it is monitoring consumer AI agents including Muse and assessing opportunities and risks ('Our first duty is to preserve trust and protect our clients’ personal information').","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"National Bank of Canada","group":"Canada","agentLabel":"Meta Muse"},{"id":"x-wealthsimple--any-third-party-agent","agent":"any-third-party-agent","bank":null,"bankName":"Wealthsimple","entityType":"other","country":"CA","relation":"under-review","since":"2026-10-28","quote":"“We’re taking a different approach and figuring out how clients can securely use agents for their finances,” Wealthsimple spokesperson Sheryl So wrote in an e-mail.","source":{"url":"https://www.theglobeandmail.com/business/article-ai-personal-assistants-meta-muse-openai-customer-access-security","title":"AI personal assistants force Canadian companies to weigh customer access against security","publisher":"The Globe and Mail","date":"2026-10-28","kind":"news"},"detail":"Canadian fintech positions itself against the big-bank blocks: working out how clients can securely use AI agents (no block announced, no integration announced yet).","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Wealthsimple","group":"Canada","agentLabel":"Any third-party agent"},{"id":"bmo-group--any-third-party-agent","agent":"any-third-party-agent","bank":"bmo-group","bankName":"BMO Financial Group","entityType":"bank","country":"CA","relation":"blocked","since":"2026-10-27","quote":"“To protect our clients, BMO does not permit AI agents to access our digital properties or execute transactions,” a BMO spokesperson said in a statement.","source":{"url":"https://globalnews.ca/news/12124433/ai-agents-canadian-banks","title":"AI agents banned by several of Canada’s biggest banks as fears grow","publisher":"Global News","date":"2026-10-28","kind":"news"},"more":[{"url":"https://theglobeandmail.com/business/article-bmo-blocks-third-party-ai-agents-rbc-muse-october-28","title":"BMO blocks use of third-party AI agents on its sites","publisher":"The Globe and Mail","date":"2026-10-28","kind":"news","quote":"Bank of Montreal BMO-T has blocked third-party artificial intelligence agents from accessing its digital properties and executing transactions, the latest move in a string of banks that have restricted the technology."},{"url":"https://www.cbc.ca/news/business/bmo-ai-warning-9.7390171","title":"BMO CEO says don't give AI agents your banking info","publisher":"CBC News","date":"2026-10-21","kind":"news","quote":"Bank of Montreal chief executive officer Darryl White says artificial intelligence agents are not to be trusted with personal banking information."}],"detail":"BMO told Global News on Tue 27 Oct 2026 it does not permit AI agents to access its digital properties or execute transactions; Globe and Mail reports the decision was taken the week of 19–23 Oct. Preceded by CEO Darryl White's 21 Oct warning ('Don't give your banking username and password... to any agent'). Clients told not to share passwords, PINs or verification codes 'through unauthorized channels, including AI agents'.","blocks":["credential-login","browser-automation","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"BMO Financial Group","group":"Canada","agentLabel":"Any third-party agent"},{"id":"rbc--any-third-party-agent","agent":"any-third-party-agent","bank":"rbc","bankName":"Royal Bank of Canada","entityType":"bank","country":"CA","relation":"blocked","since":"2026-10-27","quote":"Royal Bank of Canada is blocking third-party personal artificial intelligence agents from directly accessing the bank’s digital properties, including online banking, joining a growing number of banks restricting agents’ access to customer data.","source":{"url":"https://theglobeandmail.com/business/article-banks-ai-agents-client-data-osfi","title":"RBC bars personal AI agents from accessing online banking, other digital properties","publisher":"The Globe and Mail","date":"2026-10-27","kind":"news"},"more":[{"url":"https://globalnews.ca/news/12124433/ai-agents-canadian-banks","title":"AI agents banned by several of Canada’s biggest banks as fears grow","publisher":"Global News","date":"2026-10-28","kind":"news","quote":"“RBC has decided to block third-party personal AI agents from direct access to authenticated RBC digital properties including online banking,” a spokesperson from RBC said in a statement."},{"url":"https://www.bnnbloomberg.ca/business/artificial-intelligence/2026/10/28/some-canadian-banks-blocking-personal-ai-agents-amid-security-concerns","title":"Some Canadian banks blocking personal AI agents amid security concerns","publisher":"The Canadian Press via BNN Bloomberg","date":"2026-10-28","kind":"news","quote":"RBC spokesperson Jeff Lanthier confirmed the move in a statement Wednesday, saying the bank has decided to block third-party personal AI agents from direct access to authenticated RBC digital properties, including online banking."}],"detail":"Internal memo to all employees on Tue 27 Oct 2026 (heads of technology/operations and personal banking) after a 'full security review': third-party personal AI agents blocked from direct access to authenticated RBC digital properties incl. online banking; blocking work to begin immediately. CEO Dave McKay had said on 20 Oct he was 'thinking about' blocking Muse. Confirmed publicly by spokesperson Jeff Lanthier on 28 Oct.","blocks":["credential-login","browser-automation","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"RBC","group":"Canada","agentLabel":"Any third-party agent"},{"id":"rbc--meta-muse","agent":"meta-muse","bank":"rbc","bankName":"Royal Bank of Canada","entityType":"bank","country":"CA","relation":"blocked","since":"2026-10-27","quote":"Royal Bank of Canada is blocking third-party artificial intelligence agents such as Meta Platform Inc.’s Muse from accessing its banking systems, citing “unacceptable customer risk.”","source":{"url":"https://www.bloomberg.com/news/articles/2026-10-27/rbc-to-block-ai-agents-calling-out-unacceptable-client-risk","title":"RBC to Block AI Agents, Calling Out ‘Unacceptable’ Client Risk","publisher":"Bloomberg","date":"2026-10-27","kind":"news"},"more":[{"url":"https://financialpost.com/fp-finance/banking/rbc-considers-blocking-metas-muse-ai-agent","title":"RBC considers blocking Meta’s Muse AI agent, CEO Dave McKay says","publisher":"Financial Post (Bloomberg News)","date":"2026-10-20","kind":"news","quote":"“It’s something I’m thinking about, absolutely,” McKay said Tuesday in a Bloomberg Television interview, adding that the bank hasn’t made a final decision."},{"url":"https://www.insurancejournal.com/news/international/2026/10/29/890752.htm","title":"Canada’s Biggest Banks Move to Limit AI Agents, Citing Risk","publisher":"Insurance Journal (Bloomberg)","date":"2026-10-29","kind":"news","quote":"In an interview with Bloomberg Television last week, RBC CEO Dave McKay said the lender was considering blocking Muse from accessing customer information."}],"detail":"Muse is the named example in RBC's block of third-party personal AI agents (memo of 27 Oct 2026). Earlier, on 20 Oct 2026, CEO Dave McKay told Bloomberg TV RBC was considering blocking Muse ('It’s something I’m thinking about, absolutely') — the under-review phase preceding the block.","blocks":["credential-login","browser-automation","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"RBC","group":"Canada","agentLabel":"Meta Muse"},{"id":"ubs--any-third-party-agent","agent":"any-third-party-agent","bank":"ubs","bankName":"UBS","entityType":"bank","country":"CH","relation":"blocked","since":"2026-10-27","quote":"ZURICH, Oct 27 : Swiss bank UBS will not allow the use of external AI models to execute actions on behalf of clients, CEO Sergio Ermotti said on Tuesday.","source":{"url":"https://www.channelnewsasia.com/business/ubs-says-does-not-permit-use-external-ai-models-client-transactions-6495841","title":"UBS says does not permit use of external AI models for client transactions","publisher":"Reuters via CNA","date":"2026-10-27","kind":"news"},"detail":"CEO Sergio Ermotti at SCION Day 2026 (ETH Zurich), 27 Oct 2026: 'We are not allowing models to enter into the bank and do that' — referring to external AI agents managing client accounts and shifting/optimising deposits; no external AI models may execute actions on behalf of clients.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"UBS","group":"Europe","agentLabel":"Any third-party agent"},{"id":"morgan-stanley--any-third-party-agent","agent":"any-third-party-agent","bank":"morgan-stanley","bankName":"Morgan Stanley","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-22","quote":"Morgan Stanley has begun blocking third-party agents from accessing its platforms, sources familiar with the decision said.","source":{"url":"https://www.axios.com/2026/10/22/ai-agents-banks-unauthorized-accounts-access","title":"Scoop: Unvetted AI agents are accessing U.S. bank accounts","publisher":"Axios","date":"2026-10-22","kind":"news"},"more":[{"url":"https://www.livemint.com/technology/us-banks-are-blocking-third-party-ai-agents-access-to-customer-accounts-sources-say-11792698143645.html","title":"US banks are blocking third-party AI agents access to customer accounts, sources say","publisher":"Reuters via Mint","date":"2026-10-22","kind":"news","quote":"Morgan Stanley has blocked third-party agents from accessing its platforms, but it had not seen any instances of unauthorized or rogue AI agents, according to a person familiar with the matter."},{"url":"https://www.cnbc.com/2026/06/03/ai-agents-morgan-stanley-wealth-management-funnel.html","title":"Morgan Stanley will soon open its trillion-dollar wealth management funnel to AI agents","publisher":"CNBC","date":"2026-06-03","kind":"news","quote":"Morgan Stanley will soon allow external artificial intelligence agents to connect directly with its stock administration platforms, CNBC has learned exclusively."}],"detail":"Axios and Reuters (Oct 22) report Morgan Stanley blocks third-party agents from its (wealth/retail) platforms; a spokesperson said it had not observed 'rogue AI agents accessing our platforms'. Separately, since June 2026 Morgan Stanley at Work has been opening its corporate stock-plan platforms (ShareWorks, Equity Edge) to corporate clients' own AI agents via MCP - a B2B channel, not retail account access.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Morgan Stanley","group":"US · other banks","agentLabel":"Any third-party agent"},{"id":"hsbc--any-third-party-agent","agent":"any-third-party-agent","bank":"hsbc","bankName":"HSBC","entityType":"bank","country":"GB","relation":"partnered","since":"2026-10-20","quote":"AI access is supported through HSBC's Model Context Protocol, which enables clients' own AI tools to query authorized account and transaction information, helping human workers find and interpret banking data.","source":{"url":"https://www.americanbanker.com/payments/news/hsbc-develops-new-ai-tools-to-lure-corporate-clients","title":"HSBC turns to 'embedded AI' to counter business-focused fintechs","publisher":"American Banker","date":"2026-10-20","kind":"news"},"detail":"HSBCnio (corporate/institutional digital banking): HSBC-run MCP server lets business clients' own AI agents query authorised account and transaction data (read access); an advanced digital assistant for corporate clients planned. Corporate-only — not retail online banking.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"HSBC","group":"UK","agentLabel":"Any third-party agent"},{"id":"fifth-third--any-third-party-agent","agent":"any-third-party-agent","bank":"fifth-third","bankName":"Fifth Third","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-19","quote":"Fifth Third doesn't currently allow AI agents to initiate transactions in customer accounts, and accountability questions need to be settled before agents carry out transactions on behalf of customers, Preston said.","source":{"url":"https://www.bankingdive.com/news/fifth-third-ceo-downplays-muse-risk-ai-agent-deposits/833340/","title":"Fifth Third CEO downplays risk from AI agent Muse","publisher":"Banking Dive","date":"2026-10-19","kind":"news"},"more":[{"url":"https://www.bankingdive.com/news/citi-takes-cautious-approach-ai-agent-access/833849/","title":"Citi takes cautious approach on AI agent access","publisher":"Banking Dive","date":"2026-10-23","kind":"news","quote":"Fifth Third, too, told Banking Dive it's not currently allowing AI agents to initiate transactions in customer accounts."}],"detail":"CFO Bryan Preston on the Q3 call (Oct 19): no AI agents may initiate transactions in customer accounts until accountability is settled; CEO Tim Spence said the bank will build Muse-style services (subscription review, budgeting) into its own app. No statement on read-only access.","blocks":["transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Fifth Third","group":"US · other banks","agentLabel":"Any third-party agent"},{"id":"pnc--any-third-party-agent","agent":"any-third-party-agent","bank":"pnc","bankName":"PNC","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-19","quote":"\"No [bank] is going to let people transact inside of accounts without a human in the loop. It's just not going to happen - and if somebody does, they'll be defrauded,\" he said during an appearance at the Money20/20 conference in Las Vegas.","source":{"url":"https://finance.yahoo.com/technology/ai/articles/pnc-ceo-agent-only-transactions-161624986.html","title":"PNC CEO: Agent-only transactions 'will never happen'","publisher":"Banking Dive via Yahoo Finance","date":"2026-10-21","kind":"news"},"more":[{"url":"https://www.bankingdive.com/news/citi-takes-cautious-approach-ai-agent-access/833849/","title":"Citi takes cautious approach on AI agent access","publisher":"Banking Dive","date":"2026-10-23","kind":"news","quote":"PNC CEO Bill Demchak asserted that no banks will let AI agents transact inside accounts without a human in the loop, and lenders need to inject more friction, not less, with agents involved."}],"detail":"CEO Bill Demchak at Money20/20 (Oct 19): agent-only transactions inside accounts 'will never happen' at any bank including PNC; agents may 'organize it for you' or 'give you good ideas' but banks need more friction, not less; tech companies such as Meta (Muse) would have to take on liability. Stance statement; PNC has not published a technical block notice.","blocks":["transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PNC","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"charles-schwab--meta-muse","agent":"meta-muse","bank":"charles-schwab","bankName":"Charles Schwab","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-16","quote":"We don't want someone just giving their password to Muse, and letting Muse come in and take action on that client's behalf. We can't control it, the client can't control it, something could go wrong and who's liable?","source":{"url":"https://news.bloomberglaw.com/banking-law/us-banks-block-ai-agents-attempting-to-move-money-for-customers","title":"US Banks Block AI Agents Attempting to Move Money for Customers","publisher":"Bloomberg Law","date":"2026-10-16","kind":"news"},"more":[{"url":"https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/","title":"Big Banks Won't Let Outside AI Agents Move Money","publisher":"PYMNTS","date":"2026-10-19","kind":"news","quote":"Across all its clients, the brokerage blocks the big, unauthorized AI agents, including Meta's Muse, \"in the tens and 20s\" each week, CEO Rick Wurster said, Bloomberg reported Friday (Oct. 16)."},{"url":"https://www.americanbanker.com/news/banks-are-blocking-external-ai-agents-is-this-sustainable","title":"Banks are blocking external AI agents. Is this sustainable?","publisher":"American Banker","date":"2026-10-27","kind":"news","quote":"On Wall Street, leaders at Charles Schwab have said they're actively blocking Meta's AI agent, Muse, and similar autonomous AI tools from accessing customer accounts or moving money."}],"detail":"CEO Rick Wurster told Bloomberg TV Schwab is actively blocking unauthorized AI agents attempting to move clients' money, naming Meta's Muse; blocks occur 'in the tens and 20s' each week.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Schwab","group":"US · 10 largest","agentLabel":"Meta Muse"},{"id":"citigroup--any-third-party-agent","agent":"any-third-party-agent","bank":"citigroup","bankName":"Citigroup","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-16","quote":"Citi does not permit \"third-party AI agents or assistants to log into a customer's account or transact directly within our digital banking platforms\".","source":{"url":"https://finance.yahoo.com/news/us-banks-limit-ai-agents-113229223.html","title":"US banks limit AI agents' access to customer accounts - report","publisher":"Retail Banker International via Yahoo Finance","date":"2026-10-19","kind":"news"},"more":[{"url":"https://www.usatoday.com/story/money/2026/10/23/banks-move-to-limit-ai-agent-access/92385119007/","title":"'Window of vulnerability': Banks move to restrict AI agent access","publisher":"USA Today","date":"2026-10-23","kind":"news","quote":"\"We do not permit third-party AI agents or assistants to log into a customer's account or transact directly within our digital banking platforms,\" a Citi spokesperson wrote to USA TODAY."},{"url":"https://www.bankingdive.com/news/citi-takes-cautious-approach-ai-agent-access/833849/","title":"Citi takes cautious approach on AI agent access","publisher":"Banking Dive","date":"2026-10-23","kind":"news","quote":"Citi has \"blocked anything that is trying to access our walls agentically, beyond some open banking read-only access that we've had in the past,\" Anwar said."}],"detail":"Citi statement first given to the Financial Times on Oct 16, repeated to USA Today Oct 23: no third-party AI agent/assistant login or direct transactions in its digital banking platforms; customers may authorize limited read-only access via certain Citi-approved open-banking providers. Citi's Naveed Anwar (Money20/20, Oct 19-20): 'no one is connecting to Citi agentically'; a know-your-agent process is needed before opening up.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Citi","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"charles-schwab--any-third-party-agent","agent":"any-third-party-agent","bank":"charles-schwab","bankName":"Charles Schwab","entityType":"bank","country":"US","relation":"restricted","since":"2026-10-15","quote":"And there's one way we think is not safe, and that's just an agent coming to our site and trying to log in on behalf of a client. We are not going to allow that.","source":{"url":"https://www.americanbanker.com/news/schwab-blocks-unauthorized-ai-agents-points-clients-to-charley","title":"Schwab blocks unauthorized AI agents, points clients to 'Charley'","publisher":"American Banker","date":"2026-10-15","kind":"news"},"more":[{"url":"https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786","title":"Schwab CEO says firm is blocking rogue AI agents from client accounts","publisher":"InvestmentNews","date":"2026-10-28","kind":"news","quote":"We are allowing LLMs to connect, but we are controlling the experience"},{"url":"https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/","title":"Big Banks Won't Let Outside AI Agents Move Money","publisher":"PYMNTS","date":"2026-10-19","kind":"news","quote":"Schwab will build model context protocol servers so a client's chosen AI model can check balances and run research under rules Schwab sets, Wurster said in the Bloomberg report."}],"detail":"CEO Rick Wurster (Q3 call Oct 15; Bloomberg TV Oct 16; IMPACT keynote Oct 28): Schwab blocks agents that use client login credentials or browser automation (blocks reported 'in the tens and 20s' a week, later '30, 40, 50 times' weekly), but allows certain LLMs/APIs to connect under Schwab-controlled authentication for trading and research; no money movement by outside agents; MCP servers planned so a client's chosen model can check balances and run research; clients steered to Schwab's own assistant Charley.","blocks":["credential-login","browser-automation","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Schwab","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"bank-of-america--any-third-party-agent","agent":"any-third-party-agent","bank":"bank-of-america","bankName":"Bank of America","entityType":"bank","country":"US","relation":"restricted","since":"2026-10-14","quote":"\"We strongly believe there should be a human in the loop to authorise money moving out of your account,\" Moynihan told CNBC.","source":{"url":"https://finance.yahoo.com/news/us-banks-limit-ai-agents-113229223.html","title":"US banks limit AI agents' access to customer accounts - report","publisher":"Retail Banker International via Yahoo Finance","date":"2026-10-19","kind":"news"},"more":[{"url":"https://www.usatoday.com/story/money/2026/10/23/banks-move-to-limit-ai-agent-access/92385119007/","title":"'Window of vulnerability': Banks move to restrict AI agent access","publisher":"USA Today","date":"2026-10-23","kind":"news","quote":"According to Moynihan, Bank of America is restricting AI agents' access to consumer deposits and is working with companies to develop protocols on agents."},{"url":"https://techcrunch.com/2026/10/27/bank-of-america-kindly-asks-that-you-dont-share-your-banking-password-with-your-ai-assistant/","title":"Bank of America kindly asks that you don't share your banking password with your AI assistant","publisher":"TechCrunch","date":"2026-10-27","kind":"news","quote":"In an email blast to customers titled \"Protecting your finances in the Al World,\" Bank of America urged customers to never share their username and password with another person or an outside service, \"including an Al-enabled tool or agent that offers to act on your behalf.\""},{"url":"https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/","title":"Big Banks Won't Let Outside AI Agents Move Money","publisher":"PYMNTS","date":"2026-10-19","kind":"news","quote":"Bank of America followed a day later with a condition rather than a ban."}],"detail":"Q3 call (Oct 14) and Bloomberg/CNBC interviews: BofA is limiting AI agents' access to consumer deposits and works with agent developers on protocols so a human approves money leaving an account; FT/PYMNTS characterised it as 'a condition rather than a ban'. Oct 27 customer email 'Protecting your finances in the AI World' tells customers never to share credentials with 'an AI-enabled tool or agent that offers to act on your behalf' and that they are responsible for resulting activity. Axios/American Banker count BofA among the five largest US banks blocking external agents.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"BofA","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"x-china-merchants-bank--bytedance-doubao","agent":"bytedance-doubao","bank":null,"bankName":"China Merchants Bank","entityType":"other","country":"CN","relation":"blocked","since":"2026-10-14","quote":"Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions.","source":{"url":"https://eastfrontier.com/2026/10/22/bytedances-doubao-phone-agent-blocks-itself-from-banking-and-payment-apps","title":"ByteDance's Doubao Phone Agent Blocks Itself From Banking and Payment Apps","publisher":"EastFrontier","date":"2026-10-22","kind":"news"},"detail":"China Merchants Bank named on Doubao Phone Assistant's 14 Oct 2026 refusal list; superseded 21 Oct 2026 by Doubao's blanket self-restriction on financial apps.","blocks":["app-overlay","browser-automation","screen-scraping"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"China Merchants Bank","group":"China","agentLabel":"ByteDance Doubao phone assistant"},{"id":"x-industrial-and-commercial-bank-of-china-icbc--bytedance-doubao","agent":"bytedance-doubao","bank":null,"bankName":"Industrial and Commercial Bank of China (ICBC)","entityType":"other","country":"CN","relation":"blocked","since":"2026-10-14","quote":"Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions.","source":{"url":"https://eastfrontier.com/2026/10/22/bytedances-doubao-phone-agent-blocks-itself-from-banking-and-payment-apps","title":"ByteDance's Doubao Phone Agent Blocks Itself From Banking and Payment Apps","publisher":"EastFrontier","date":"2026-10-22","kind":"news"},"detail":"ICBC (and ICBC Asia) declared refusal of Doubao Phone Assistant screen automation via Doubao's published opt-out list (14 Oct 2026 list of 155 apps); on 21 Oct 2026 Doubao replaced individual bank entries with a blanket 'proactive' restriction on all financial apps (banking, payments, credit).","blocks":["app-overlay","browser-automation","screen-scraping"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"ICBC","group":"China","agentLabel":"ByteDance Doubao phone assistant"},{"id":"jpmorgan-chase--any-third-party-agent","agent":"any-third-party-agent","bank":"jpmorgan-chase","bankName":"JPMorgan Chase","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-13","quote":"Protecting our customers is our top priority. Because it is not safe, we do not permit third parties to access accounts by obtaining customers' banking credentials and logging in on their behalf","source":{"url":"https://www.cnbc.com/2026/10/13/jpmorgan-ai-agents-account-access.html","title":"JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts","publisher":"CNBC","date":"2026-10-13","kind":"news"},"more":[{"url":"https://static.chasecdn.com/content/dam/legal-agreements/library/en/dsa_la/versions/dsa_la.pdf","title":"Digital Services Agreement (last updated October 2026)","publisher":"JPMorgan Chase","date":"2026-10-26","kind":"primary","quote":"Third parties - including External AI, automated tools, or data aggregators - are prohibited from using your Login Credentials to access the Digital Platforms or your accounts or Services thereon. We permit third-party applications and tools, including External AI, to access customer account data through approved application programming interfaces (\"APIs\") with your authorization."},{"url":"https://fortune.com/2026/10/15/jamie-dimon-ai-agents-meta-muse-jpmorgan/","title":"'You don't want rogue agents': Jamie Dimon bars outside AI agents like Meta's Muse from JPMorgan accounts","publisher":"Fortune","date":"2026-10-15","kind":"news","quote":"When we detect a third-party agent attempting to access accounts by obtaining customers' banking credentials, we do not allow it. We support secure, customer-authorized data sharing through open banking providers."},{"url":"https://www.cbsnews.com/news/ai-agents-customer-bank-accounts-security/","title":"AI agents are roaming around consumers' bank accounts, and banks aren't happy about it","publisher":"CBS News","date":"2026-10-23","kind":"news","quote":"Customers should not give their username and passwords to anyone. We support secure, customer-authorized data sharing through open banking providers to meet customers' needs while keeping their accounts safe"}],"detail":"Spokeswoman confirmed the bank blocks external AI agents from operating on behalf of retail customers: no credential login by third parties/agents, no sending money or paying bills; read-only data (e.g., balances) allowed via customer-authorized open-banking connectors such as Plaid; no timeline for direct agent access. Dimon on the Oct 13 Q3 call: 'we're not going to allow just any outside agent to come in inside the company'. The Chase Digital Services Agreement (last updated October 2026) prohibits 'External AI' from using login credentials and permits External AI only through approved APIs with customer authorization.","blocks":["credential-login","transactions","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"JPMorgan","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"jpmorgan-chase--instinct","agent":"instinct","bank":"jpmorgan-chase","bankName":"JPMorgan Chase","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-13","quote":"JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts","source":{"url":"https://www.cnbc.com/2026/10/13/jpmorgan-ai-agents-account-access.html","title":"JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts","publisher":"CNBC","date":"2026-10-13","kind":"news"},"more":[{"url":"https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786","title":"Schwab CEO says firm is blocking rogue AI agents from client accounts","publisher":"InvestmentNews","date":"2026-10-28","kind":"news","quote":"JPMorgan Chase CEO Jamie Dimon said on the bank's Oct. 13 earnings call that it won't let outside agents operate inside customer accounts, CNBC reported, citing Meta's Muse and Instinct as examples."}],"detail":"CNBC named Instinct (Spear Street Technology's text-message personal agent) as an example of the outside agents JPMorgan blocks from logging in with customer credentials; the bank's own statement covers third-party agents generally.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"JPMorgan","group":"US · 10 largest","agentLabel":"Spear Street Technology Instinct"},{"id":"jpmorgan-chase--meta-muse","agent":"meta-muse","bank":"jpmorgan-chase","bankName":"JPMorgan Chase","entityType":"bank","country":"US","relation":"blocked","since":"2026-10-13","quote":"JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts","source":{"url":"https://www.cnbc.com/2026/10/13/jpmorgan-ai-agents-account-access.html","title":"JPMorgan Chase blocks outside AI agents like Muse, Instinct from directly accessing accounts","publisher":"CNBC","date":"2026-10-13","kind":"news"},"more":[{"url":"https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786","title":"Schwab CEO says firm is blocking rogue AI agents from client accounts","publisher":"InvestmentNews","date":"2026-10-28","kind":"news","quote":"JPMorgan Chase CEO Jamie Dimon said on the bank's Oct. 13 earnings call that it won't let outside agents operate inside customer accounts, CNBC reported, citing Meta's Muse and Instinct as examples."}],"detail":"CNBC named Meta's Muse as an example of the outside agents JPMorgan blocks from logging in with customer credentials; the bank's own statement covers third-party agents generally (see any-third-party-agent row). Read-only via Plaid-style connectors still possible; no money movement.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"JPMorgan","group":"US · 10 largest","agentLabel":"Meta Muse"},{"id":"bank-of-america--sierra-poppy","agent":"sierra-poppy","bank":"bank-of-america","bankName":"Bank of America","entityType":"bank","country":"US","relation":"partnered","since":"2026-10-09","quote":"today we're publishing a draft of Personal Agent Protocol, known as Poppy, and announcing an additional 35 design partners: Adyen, Atomic, Bank of America, BBVA, Chime, Cigna, Cloudflare, Comcast, DIRECTV, ElevenLabs, FOX, Gap Inc.","source":{"url":"https://sierra.ai/blog/poppy","title":"Sharing a draft of Personal Agent Protocol","publisher":"Sierra","date":"2026-10-09","kind":"primary"},"more":[{"url":"https://www.americanbanker.com/payments/news/why-some-banks-are-exploring-bring-your-own-ai-agent","title":"Why some banks are exploring 'bring your own AI agent'","publisher":"American Banker","date":"2026-10-15","kind":"news","quote":"But as personal AI assistants such as Meta's Muse and Instinct continue to grow in popularity, a small group of banks, including Bank of America , BBVA, Synchrony, and Wells Fargo are exploring a framework that will allow them to set parameters for what an AI agent can do within their systems."}],"detail":"Bank of America is a named design partner on the draft Personal Agent Protocol (Poppy) from Sierra and Meta: a standard (OAuth/JWT/MCP) for personal agents such as Meta's Muse to identify themselves, obtain customer permission and act within parameters the company sets. Design-partner status, not a live integration.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"BofA","group":"US · 10 largest","agentLabel":"Sierra Poppy (Personal Agent Protocol)"},{"id":"synchrony--sierra-poppy","agent":"sierra-poppy","bank":"synchrony","bankName":"Synchrony","entityType":"bank","country":"US","relation":"partnered","since":"2026-10-09","quote":"Inc., GEICO, Hertz, Insurify, Klaviyo, Liberty Mutual, Mastercard, Nordstrom, Notion, Okta, OneSignal, OpenAI, PayPal, Plaid, SiriusXM, Synchrony, Target, United Airlines, Venmo, Visa, Wells Fargo, Zapier, Zendesk","source":{"url":"https://sierra.ai/blog/poppy","title":"Sharing a draft of Personal Agent Protocol","publisher":"Sierra","date":"2026-10-09","kind":"primary"},"more":[{"url":"https://www.americanbanker.com/payments/news/why-some-banks-are-exploring-bring-your-own-ai-agent","title":"Why some banks are exploring 'bring your own AI agent'","publisher":"American Banker","date":"2026-10-15","kind":"news","quote":"But as personal AI assistants such as Meta's Muse and Instinct continue to grow in popularity, a small group of banks, including Bank of America , BBVA, Synchrony, and Wells Fargo are exploring a framework that will allow them to set parameters for what an AI agent can do within their systems."},{"url":"https://www.americanbanker.com/news/synchrony-sees-big-opportunity-in-agentic-commerce","title":"Synchrony sees 'big opportunity' in agentic commerce","publisher":"American Banker","date":"2026-10-20","kind":"news","quote":"It's also part of a small group of banks that joined the Personal Agent Protocol, or Poppy, a new multi-industry initiative led by Sierra.AI and Meta that seeks to develop a common, permission-based protocol to enable secure interactions between AI and businesses."}],"detail":"Synchrony is a named design partner on the draft Personal Agent Protocol (Poppy) from Sierra and Meta: a standard (OAuth/JWT/MCP) for personal agents such as Meta's Muse to identify themselves, obtain customer permission and act within parameters the company sets. Design-partner status, not a live integration.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Synchrony","group":"US · other banks","agentLabel":"Sierra Poppy (Personal Agent Protocol)"},{"id":"wells-fargo--sierra-poppy","agent":"sierra-poppy","bank":"wells-fargo","bankName":"Wells Fargo","entityType":"bank","country":"US","relation":"partnered","since":"2026-10-09","quote":"Mutual, Mastercard, Nordstrom, Notion, Okta, OneSignal, OpenAI, PayPal, Plaid, SiriusXM, Synchrony, Target, United Airlines, Venmo, Visa, Wells Fargo, Zapier, Zendesk, and 1Password.","source":{"url":"https://sierra.ai/blog/poppy","title":"Sharing a draft of Personal Agent Protocol","publisher":"Sierra","date":"2026-10-09","kind":"primary"},"more":[{"url":"https://www.americanbanker.com/payments/news/why-some-banks-are-exploring-bring-your-own-ai-agent","title":"Why some banks are exploring 'bring your own AI agent'","publisher":"American Banker","date":"2026-10-15","kind":"news","quote":"But as personal AI assistants such as Meta's Muse and Instinct continue to grow in popularity, a small group of banks, including Bank of America , BBVA, Synchrony, and Wells Fargo are exploring a framework that will allow them to set parameters for what an AI agent can do within their systems."}],"detail":"Wells Fargo is a named design partner on the draft Personal Agent Protocol (Poppy) from Sierra and Meta: a standard (OAuth/JWT/MCP) for personal agents such as Meta's Muse to identify themselves, obtain customer permission and act within parameters the company sets. Design-partner status, not a live integration.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Wells Fargo","group":"US · 10 largest","agentLabel":"Sierra Poppy (Personal Agent Protocol)"},{"id":"mercury--any-third-party-agent","agent":"any-third-party-agent","bank":"mercury","bankName":"Mercury","entityType":"fintech","country":"US","relation":"partnered","since":"2026-10-08","quote":"Mercury MCP connects your AI tools to Mercury's public API through OAuth. Supported write actions require explicit permissions; payment and transfer requests require approval in Mercury.","source":{"url":"https://docs.mercury.com/docs/what-is-mercury-mcp","title":"What is Mercury MCP?","publisher":"Mercury","date":"2026-10-08","kind":"primary"},"detail":"Official hosted Mercury MCP server (mcp.mercury.com, OAuth): read accounts/transactions/cards; write tools (payment requests, internal transfers) require explicit scopes and approval in Mercury. Beta.","blocks":["data-access","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Mercury","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"x-banco-sabadell--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Banco Sabadell","entityType":"other","country":"ES","relation":"partnered","since":"2026-10-08","quote":"Banc Sabadell ha completat amb èxit el seu primer pagament agèntic real d'extrem a extrem","source":{"url":"https://comunicacion.grupbancsabadell.com/ca/sala-de-premsa/banc-sabadell-completa-el-seu-primer-pagament-real-amb-agent-pay-de-mastercard","title":"Banc Sabadell completa el seu primer pagament real amb Agent Pay de Mastercard","publisher":"Banc Sabadell","date":"2026-10-08","kind":"primary"},"detail":"First real end-to-end agentic payment with a Sabadell card inside Mastercard's Priceless platform via Agent Pay (tokenisation, passkeys, biometrics; PayOS orchestration).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Banco Sabadell","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"etoro--any-third-party-agent","agent":"any-third-party-agent","bank":"etoro","bankName":"eToro","entityType":"fintech","country":"IL","relation":"partnered","since":"2026-09-29","quote":"While Robinhood is for now the only brokerage to offer nontechnical agents at scale, other fintech and crypto firms-including eToro, Public, and Coinbase-currently let their users connect their agents via MCP tools.","source":{"url":"https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/","title":"Robinhood launches trading agents powered by OpenAI and Anthropic models","publisher":"Fortune","date":"2026-09-29","kind":"news"},"detail":"Fortune reports eToro lets users connect their own AI agents via MCP tools (as of Sep 2026).","blocks":["transactions","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"eToro","group":"Elsewhere","agentLabel":"Any third-party agent"},{"id":"public--any-third-party-agent","agent":"any-third-party-agent","bank":"public","bankName":"Public","entityType":"fintech","country":"US","relation":"partnered","since":"2026-09-29","quote":"While Robinhood is for now the only brokerage to offer nontechnical agents at scale, other fintech and crypto firms-including eToro, Public, and Coinbase-currently let their users connect their agents via MCP tools.","source":{"url":"https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/","title":"Robinhood launches trading agents powered by OpenAI and Anthropic models","publisher":"Fortune","date":"2026-09-29","kind":"news"},"detail":"Fortune reports Public lets users connect their own AI agents via MCP tools (as of Sep 2026).","blocks":["transactions","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Public","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"wells-fargo--any-third-party-agent","agent":"any-third-party-agent","bank":"wells-fargo","bankName":"Wells Fargo","entityType":"bank","country":"US","relation":"restricted","since":"2026-09-23","quote":"All transactions that an Authorized Representative or Delegate (including the transactions of their AI Agents) performs on an Eligible Account or Online Financial Service, including those you did not want or intend, are transactions authorized by you. Unless prohibited by applicable law, you are solely responsible for those transactions.","source":{"url":"https://www.wellsfargo.com/online-banking/online-access-agreement/upcoming/","title":"Online Access Agreement - Version Effective November 24, 2026","publisher":"Wells Fargo","date":"2026-09-23","kind":"primary"},"more":[{"url":"https://www.wellsfargo.com/mobile-online-banking/updates/","title":"We Are Updating Our Online Access Agreement","publisher":"Wells Fargo","date":"2026-09-23","kind":"primary","quote":"We also reserve the right to restrict or block access from certain third-party AI tools."},{"url":"https://www.usatoday.com/story/money/2026/10/23/banks-move-to-limit-ai-agent-access/92385119007/","title":"'Window of vulnerability': Banks move to restrict AI agent access","publisher":"USA Today","date":"2026-10-23","kind":"news","quote":"Wells Fargo has also \"taken steps to block unauthorized agents from accessing customer accounts,\" a bank spokesperson told USA TODAY."},{"url":"https://www.americanbanker.com/news/banks-are-blocking-external-ai-agents-is-this-sustainable","title":"Banks are blocking external AI agents. Is this sustainable?","publisher":"American Banker","date":"2026-10-27","kind":"news","quote":"If customers provide an AI agent with their login credentials or otherwise authorize an AI agent to act on their behalf, \"any instructions, actions, or transactions initiated by the AI agent are deemed to have been initiated and authorized directly by you, without further verification, and we have no obligation to investigate the validity or scope of such authority,\" the agreement states."}],"detail":"Wells Fargo has not announced a blanket ban: its spokeswoman says it has 'taken steps to block unauthorized agents' while the Online Access Agreement effective Nov 24, 2026 (announced to customers by Sept 23, 2026) adds Section 15 'AI Agents': any agent given credentials or authority is deemed to act as the customer ('deemed to have been initiated and authorized directly by you, without further verification'); customers must supervise, retain evidence of revocation and bear the risk; the bank reserves the right to require agent registration, change/limit API access methods and block or restrict any AI Agent. Note: the verifier's fetch truncates this page at 50k chars, so Section 15 itself is quoted via USA Today/American Banker.","blocks":["credential-login","transactions"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Wells Fargo","group":"US · 10 largest","agentLabel":"Any third-party agent"},{"id":"paypal--meta-muse","agent":"meta-muse","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2026-09-22","quote":"PayPal has partnered with Meta to enable users of the technology group's new Muse personal AI agent to shop and check out across PayPal's merchant network, adding another major payments provider to the emerging agentic commerce ecosystem.","source":{"url":"https://paymentsindustryintelligence.com/paypal-joins-metas-muse-to-transform-shopping/","title":"PayPal joins Meta's Muse to transform shopping","publisher":"Payments Industry Intelligence","date":"2026-09-24","kind":"news"},"detail":"PayPal added as a checkout option in Meta's Muse agent across PayPal merchants worldwide (third rail after Link by Stripe and Shop Pay).","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"Meta Muse"},{"id":"x-danske-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Danske Bank","entityType":"other","country":"DK","relation":"partnered","since":"2026-09-21","quote":"On September 21, 2026, Danske Bank and Mastercard announced that an AI agent had completed a purchase and payment on a consumer's behalf for the first time in Denmark.","source":{"url":"https://a2awire.com/news/mastercard-danske-bank-denmark-first-agent-payment-2026","title":"Mastercard and Danske Bank Complete Denmark's First AI Agent Payment","publisher":"A2A Wire","date":"2026-09-21","kind":"news"},"detail":"Denmark's first agentic payment on live card rails (Priceless.com coffee tasting) using Mastercard Agent Pay and Payment Passkeys; PayOS orchestration; announced at Nordic Fintech Week.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://paymentsindustryintelligence.com/mastercard-and-danske-bank-complete-ai-agent-payment/","title":"Mastercard and Danske Bank complete AI agent payment","publisher":"Payments Industry Intelligence","date":"2026-09-23","kind":"news","quote":"The agent subsequently handled both the booking and payment using a Mastercard card issued by Danske Bank."}],"bankShortName":"Danske Bank","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"x-rogers-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Rogers Bank","entityType":"other","country":"CA","relation":"partnered","since":"2026-09-21","quote":"Mastercard, Flybits and Rogers Bank today announced Canada's first successful deployment of a landmark agentic commerce transaction involving an AI-powered commerce platform, card issuer and payments network, demonstrating how AI-powered shopping experiences can prioritize consumer control, transparency and security.","source":{"url":"https://www.finextra.com/pressarticle/110975/rogers-bank-completes-agentic-commerce-transactions-with-flybits-and-mastercard","title":"Rogers Bank completes agentic commerce transactions with Flybits and Mastercard","publisher":"Finextra (press release)","date":"2026-09-22","kind":"primary"},"detail":"Canada's first Agent Pay transaction: Flybits-powered agent bought a product on instructions from a Rogers Red credit card cardholder.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Rogers Bank","group":"Canada","agentLabel":"Mastercard Agent Pay"},{"id":"x-danske-bank--any-third-party-agent","agent":"any-third-party-agent","bank":null,"bankName":"Danske Bank","entityType":"other","country":"DK","relation":"partnered","since":"2026-09-16","quote":"Now, the bank announces the pilot launch of its Model Context Protocol (MCP) Server, giving corporate customers the control to connect their AI agents directly to the bank's Premium APIs, so they can access and act on their own financial data within whatever agentic AI tool they already use.","source":{"url":"https://banking40.ro/agentic-banking-danske-bank-is-the-first-nordic-bank-to-connect-business-banking-data-to-ai-agents/","title":"Agentic banking: Danske Bank is the first Nordic bank to connect business banking data to AI agents","publisher":"Banking 4.0","date":"2026-09-16","kind":"news"},"detail":"Pilot MCP server letting selected corporate customers connect their own AI agents (e.g. ChatGPT, Claude) to Danske's Premium APIs to read and act on their financial data.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Danske Bank","group":"Europe","agentLabel":"Any third-party agent"},{"id":"charles-schwab--anthropic-claude","agent":"anthropic-claude","bank":"charles-schwab","bankName":"Charles Schwab","entityType":"bank","country":"US","relation":"partnered","since":"2026-09-14","quote":"RIAs will access Schwab Advisor Center® (SAC.com) from Claude through an authenticated connection, bringing together the tools they use to better serve their clients.","source":{"url":"https://kessler-prod.reta52d8.eas.morningstar.com/news/business-wire/20260914786358/charles-schwab-and-anthropic-to-bring-claude-to-independent-registered-investment-advisors","title":"Charles Schwab and Anthropic to Bring Claude to Independent Registered Investment Advisors","publisher":"Charles Schwab (Business Wire)","date":"2026-09-14","kind":"primary"},"more":[{"url":"https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786","title":"Schwab CEO says firm is blocking rogue AI agents from client accounts","publisher":"InvestmentNews","date":"2026-10-28","kind":"news","quote":"Schwab was the first RIA custodian included in Anthropic's Claude for Financial Advisors, which Schwab has limited to read-only access."},{"url":"https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786","title":"Schwab CEO says firm is blocking rogue AI agents from client accounts","publisher":"InvestmentNews","date":"2026-10-28","kind":"news","quote":"Schwab was the first RIA custodian included in Anthropic's Claude for Financial Advisors, which Schwab has limited to read-only access."}],"detail":"Schwab Advisor Services is the first (and so far only) RIA custodian integrated into Anthropic's Claude for Financial Advisors: RIAs reach Schwab Advisor Center from Claude via an authenticated MCP connector; Schwab limits the connection to read-only access; aimed at the 16,000+ independent RIAs Schwab custodies (not retail clients).","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Schwab","group":"US · 10 largest","agentLabel":"Anthropic Claude"},{"id":"dbs--stripe-agentic-commerce","agent":"stripe-agentic-commerce","bank":"dbs","bankName":"DBS","entityType":"bank","country":"SG","relation":"partnered","since":"2026-08-27","quote":"DBS and Stripe have announced a strategic partnership to accelerate the growth of agentic commerce and cross-border payments in Asia. By combining DBS' banking capabilities and pan-Asian connectivity with Stripe's global programmable financial services, both institutions aim to help businesses collect, move and manage funds more seamlessly across markets.","source":{"url":"https://www.finextra.com/pressarticle/110769/dbs-and-stripe-join-forces","title":"DBS and Stripe join forces","publisher":"Finextra (press release)","date":"2026-09-01","kind":"primary"},"detail":"Strategic partnership to grow agentic commerce and cross-border payments in Asia; to explore jointly developing agentic AI capabilities for DBS customers.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"DBS","group":"Asia-Pacific","agentLabel":"Stripe Agentic Commerce Protocol"},{"id":"x-caixa-economica-federal--any-third-party-agent","agent":"any-third-party-agent","bank":null,"bankName":"Caixa Econômica Federal","entityType":"other","country":"BR","relation":"under-review","since":"2026-08-25","quote":"Darlan Lins, executive director of IT solutions at Caixa, said the bank is currently deciding how to allow AI agents to execute transactions for its 160 million customers.","source":{"url":"https://valorinternational.globo.com/business/news/2026/08/27/banks-prepare-for-ai-agents-acting-on-customers-behalf.ghtml","title":"Banks prepare for AI agents acting on customers’ behalf","publisher":"Valor International","date":"2026-08-27","kind":"news"},"detail":"At Febraban Tech (25 Aug 2026) Caixa said it is deciding how to allow AI agents to execute transactions for its 160M customers ('That is our dilemma'); Banco do Brasil raised agent authentication as the open problem.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Caixa Econômica Federal","group":"Latin America","agentLabel":"Any third-party agent"},{"id":"synchrony--openai-chatgpt","agent":"openai-chatgpt","bank":"synchrony","bankName":"Synchrony","entityType":"bank","country":"US","relation":"partnered","since":"2026-08-17","quote":"Synchrony's ChatGPT plugin, now available in the ChatGPT plugin directory, allows consumers to discover savings and offers within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience.","source":{"url":"https://investors.synchrony.com/news-events/financial-news/detail/586/synchrony-announces-enterprise-collaboration-with-openai-to-power-the-next-era-of-agentic-commerce","title":"Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce","publisher":"Synchrony Financial","date":"2026-08-17","kind":"primary"},"more":[{"url":"https://www.cnbc.com/2026/08/17/synchrony-openai.html","title":"Credit card issuer Synchrony announces partnership with OpenAI","publisher":"CNBC","date":"2026-08-17","kind":"news","quote":"Separately, Synchrony said it is launching a ChatGPT plugin that lets consumers browse its marketplace deals, promotional financing and partner offers, and that it is deploying OpenAI's latest models internally to speed up product development."}],"detail":"Consumer-facing Synchrony plugin in the ChatGPT plugin directory (Synchrony Marketplace offers, promotional financing) plus a collaboration to bring Synchrony financing/rewards into AI-native shopping and checkout; the enterprise ChatGPT deployment part is internal and not counted here.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Synchrony","group":"US · other banks","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"x-garanti-bbva--openai-chatgpt","agent":"openai-chatgpt","bank":null,"bankName":"Garanti BBVA","entityType":"other","country":"TR","relation":"partnered","since":"2026-07-28","quote":"Garanti BBVA has launched a dedicated ChatGPT banking app in Türkiye, allowing users to access real-time information on loans, credit cards, and investment products directly within the AI interface.","source":{"url":"https://ffnews.com/news/garanti-bbva-integrates-banking-services-into-chatgpt-for-turkish-market","title":"Garanti BBVA Integrates Banking Services into ChatGPT for Turkish Market","publisher":"FF News","date":"2026-08-03","kind":"news"},"detail":"Garanti BBVA app in the ChatGPT app library (@GarantiBBVA): product information only, following BBVA's Italy/Germany launch; press release dated 28 Jul 2026.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Garanti BBVA","group":"Europe","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"x-maib--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"maib","entityType":"other","country":"MD","relation":"partnered","since":"2026-07-08","quote":"We are proud to launch the first agentic transactions in Moldova together with maib and Moldindconbank, bringing AI innovation to the country.","source":{"url":"https://www.mastercard.com/news/eemea/en/newsroom/press-releases/en/2026/mastercard-completes-moldova-s-first-payments-executed-by-an-ai-agent-with-maib-and-moldindconbank","title":"Mastercard completes Moldova's first payments executed by an AI agent with maib and Moldindconbank","publisher":"Mastercard","date":"2026-07-08","kind":"primary"},"detail":"Moldova's first agentic transactions (pilot) with maib and Moldindconbank via Mastercard Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"maib","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"x-moldindconbank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Moldindconbank","entityType":"other","country":"MD","relation":"partnered","since":"2026-07-08","quote":"We are proud to launch the first agentic transactions in Moldova together with maib and Moldindconbank, bringing AI innovation to the country.","source":{"url":"https://www.mastercard.com/news/eemea/en/newsroom/press-releases/en/2026/mastercard-completes-moldova-s-first-payments-executed-by-an-ai-agent-with-maib-and-moldindconbank","title":"Mastercard completes Moldova's first payments executed by an AI agent with maib and Moldindconbank","publisher":"Mastercard","date":"2026-07-08","kind":"primary"},"detail":"Moldova's first agentic transactions (pilot) with maib and Moldindconbank via Mastercard Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Moldindconbank","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"bbva--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"bbva","bankName":"BBVA","entityType":"bank","country":"ES","relation":"partnered","since":"2026-07-02","quote":"BBVA has completed a transaction initiated by an artificial intelligence agent on behalf of a cardholder, as part of a live agentic commerce activity that Visa is developing in Europe under its Visa Agentic Ready programme.","source":{"url":"https://www.bbva.com/en/innovation/bbva-completes-its-first-ai-agent-initiated-transaction-together-with-visa","title":"BBVA Completes Its First AI Agent-Initiated Transaction Together with Visa","publisher":"BBVA","date":"2026-07-02","kind":"primary"},"more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."},{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"in support of issuer's compliance with Strong Customer Authentication requirements - include: Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard"}],"detail":"Live agent-initiated purchase with real card credentials at an active merchant via Visa Intelligent Commerce, authenticated with Visa Payment Passkeys (SCA). Unveiled alongside Visa's 2 Jul 2026 Paris announcement listing BBVA among issuers; BBVA says use cases will expand 'within defined permissions and controls'.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"BBVA","group":"Europe","agentLabel":"Visa Intelligent Commerce"},{"id":"ing--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"ing","bankName":"ING","entityType":"bank","country":"NL","relation":"partnered","since":"2026-07-02","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca.","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary"},"detail":"Issuing bank that completed live, agent-executed purchases at participating merchants (lastminute.com, Frasers, Cleverbridge, BrickDepot) under Visa Agentic Ready in Europe, authenticated with Visa Payment Passkeys (SCA-compliant); announced at Visa Payments Forum, Paris, 2 Jul 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest"}],"bankShortName":"ING","group":"Europe","agentLabel":"Visa Intelligent Commerce"},{"id":"klarna--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"klarna","bankName":"Klarna","entityType":"fintech","country":"SE","relation":"partnered","since":"2026-07-02","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca.","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary"},"detail":"Issuing bank that completed live, agent-executed purchases at participating merchants (lastminute.com, Frasers, Cleverbridge, BrickDepot) under Visa Agentic Ready in Europe, authenticated with Visa Payment Passkeys (SCA-compliant); announced at Visa Payments Forum, Paris, 2 Jul 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group"}],"bankShortName":"Klarna","group":"Europe","agentLabel":"Visa Intelligent Commerce"},{"id":"lloyds--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"lloyds","bankName":"Lloyds Banking Group","entityType":"bank","country":"GB","relation":"partnered","since":"2026-07-02","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca.","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary"},"detail":"Issuing bank that completed live, agent-executed purchases at participating merchants (lastminute.com, Frasers, Cleverbridge, BrickDepot) under Visa Agentic Ready in Europe, authenticated with Visa Payment Passkeys (SCA-compliant); announced at Visa Payments Forum, Paris, 2 Jul 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank"}],"bankShortName":"Lloyds","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"natwest--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"natwest","bankName":"NatWest Group","entityType":"bank","country":"GB","relation":"partnered","since":"2026-07-02","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca.","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary"},"detail":"Issuing bank that completed live, agent-executed purchases at participating merchants (lastminute.com, Frasers, Cleverbridge, BrickDepot) under Visa Agentic Ready in Europe, authenticated with Visa Payment Passkeys (SCA-compliant); announced at Visa Payments Forum, Paris, 2 Jul 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski"}],"bankShortName":"NatWest","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"x-caixabank--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":null,"bankName":"CaixaBank","entityType":"other","country":"ES","relation":"partnered","since":"2026-07-02","quote":"CaixaBank, in collaboration with Visa, has completed its first transaction initiated by an artificial intelligence agent on behalf of a cardholder, as part of the new agentic commerce experiences beginning to emerge in Europe.","source":{"url":"https://www.caixabank.com/en/headlines/news/caixabank-completes-its-first-transaction-initiated-by-an-artificial-intelligence-agent-in-collaboration-with-visa","title":"CaixaBank completes its first transaction initiated by an artificial intelligence agent in collaboration with Visa","publisher":"CaixaBank","date":"2026-07-02","kind":"primary"},"detail":"First CaixaBank card transaction initiated by an AI agent on behalf of a cardholder using Visa Intelligent Commerce / Agentic Ready, real card data and standard merchant systems.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"CaixaBank","group":"Europe","agentLabel":"Visa Intelligent Commerce"},{"id":"x-credit-agricole--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Crédit Agricole","entityType":"other","country":"FR","relation":"partnered","since":"2026-07-01","quote":"Crédit Agricole, Mastercard and Worldline have now completed France’s first production agentic payment transaction, demonstrating how artificial intelligence can be integrated into existing banking and payment infrastructure without compromising security or customer control.","source":{"url":"https://peachwire.com/credit-agricole-completes-frances-first-live-agentic-transaction","title":"Crédit Agricole completes France’s first live agentic transaction","publisher":"Peachwire / Payments Industry Intelligence","date":"2026-07-01","kind":"news"},"detail":"France's first production agentic payment: Crédit Agricole customer buying festival tickets (Weezevent) via an AI agent using Mastercard Agent Pay, Worldline processing.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://peachwire.com/credit-agricole-completes-frances-first-live-agentic-transaction/","title":"Credit Agricole completes France's first live agentic transaction","publisher":"Peachwire","date":"2026-07-01","kind":"news","quote":"Throughout the process, Crédit Agricole continued to perform its traditional role as the issuing bank, managing authentication and authorisation while applying dedicated transaction identifiers to ensure complete transparency and traceability."}],"bankShortName":"Crédit Agricole","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"revolut--anthropic-claude","agent":"anthropic-claude","bank":"revolut","bankName":"Revolut","entityType":"fintech","country":"GB","relation":"partnered","since":"2026-06-26","quote":"Supported assistants include Claude, Gemini, OpenClaw, and Cursor, with users on other platforms able to link accounts through a universal skill or a command-line interface published on GitHub, according to the company.","source":{"url":"https://www.theblock.co/news/markets/2026-07-10-revolut-integrates-its-crypto-exchange-with-ai-assistants-as-agentic-trading-spreads-407865","title":"Revolut integrates its crypto exchange with AI assistants as agentic trading spreads","publisher":"The Block","date":"2026-07-10","kind":"news"},"more":[{"url":"https://www.revolut.com/blog/post/revolut-x-connects-with-your-ai-assistant-uk","title":"Revolut X now connects with your AI assistant","publisher":"Revolut","date":"2026-06-26","kind":"primary","quote":"Connect your account with your preferred AI tool via the links above, which will allow them to work together seamlessly."}],"detail":"Revolut X (standalone crypto exchange, UK/EEA) officially connects to third-party AI assistants incl. Claude via API/MCP-style connector: portfolio analysis, alerts, placing market/limit orders; user must review and approve every order; Revolut disclaims liability and does not endorse the third-party tools. Revolut blog post 26 Jun 2026; assistants named by The Block 10 Jul 2026.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Revolut","group":"UK","agentLabel":"Anthropic Claude"},{"id":"revolut--google-gemini","agent":"google-gemini","bank":"revolut","bankName":"Revolut","entityType":"fintech","country":"GB","relation":"partnered","since":"2026-06-26","quote":"Supported assistants include Claude, Gemini, OpenClaw, and Cursor, with users on other platforms able to link accounts through a universal skill or a command-line interface published on GitHub, according to the company.","source":{"url":"https://www.theblock.co/news/markets/2026-07-10-revolut-integrates-its-crypto-exchange-with-ai-assistants-as-agentic-trading-spreads-407865","title":"Revolut integrates its crypto exchange with AI assistants as agentic trading spreads","publisher":"The Block","date":"2026-07-10","kind":"news"},"more":[{"url":"https://www.revolut.com/blog/post/revolut-x-connects-with-your-ai-assistant-uk","title":"Revolut X now connects with your AI assistant","publisher":"Revolut","date":"2026-06-26","kind":"primary","quote":"Connect your account with your preferred AI tool via the links above, which will allow them to work together seamlessly."}],"detail":"Revolut X crypto exchange connects to Gemini (Google) as a supported AI assistant for analysis, alerts and order placement with user approval of every order; Revolut does not endorse or guarantee the third-party tools.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Revolut","group":"UK","agentLabel":"Google Gemini Agent"},{"id":"revolut--openclaw","agent":"openclaw","bank":"revolut","bankName":"Revolut","entityType":"fintech","country":"GB","relation":"partnered","since":"2026-06-26","quote":"Supported assistants include Claude, Gemini, OpenClaw, and Cursor, with users on other platforms able to link accounts through a universal skill or a command-line interface published on GitHub, according to the company.","source":{"url":"https://www.theblock.co/news/markets/2026-07-10-revolut-integrates-its-crypto-exchange-with-ai-assistants-as-agentic-trading-spreads-407865","title":"Revolut integrates its crypto exchange with AI assistants as agentic trading spreads","publisher":"The Block","date":"2026-07-10","kind":"news"},"more":[{"url":"https://www.revolut.com/blog/post/revolut-x-connects-with-your-ai-assistant-uk","title":"Revolut X now connects with your AI assistant","publisher":"Revolut","date":"2026-06-26","kind":"primary","quote":"Connect your account with your preferred AI tool via the links above, which will allow them to work together seamlessly."}],"detail":"Revolut X crypto exchange lists OpenClaw among supported AI assistants (analysis, alerts, order placement with user approval). Notable contrast with Chinese state-bank curbs on OpenClaw (Mar 2026).","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Revolut","group":"UK","agentLabel":"OpenClaw (open source) OpenClaw"},{"id":"x-privatbank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"PrivatBank","entityType":"other","country":"UA","relation":"partnered","since":"2026-06-23","quote":"Mastercard and PrivatBank have completed Ukraine's first agentic transaction, through Mastercard Agent Pay.","source":{"url":"https://www.mastercard.com/news/eemea/en/newsroom/press-releases/en/2026/june-2026/mastercard-and-privatbank-complete-ukraine-s-first-payment-executed-by-an-ai-agent","title":"Mastercard and PrivatBank complete Ukraine's first payment executed by an AI agent","publisher":"Mastercard","date":"2026-06-23","kind":"primary"},"detail":"Ukraine's first agentic transaction through Mastercard Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PrivatBank","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"coinbase--any-third-party-agent","agent":"any-third-party-agent","bank":"coinbase","bankName":"Coinbase","entityType":"fintech","country":"US","relation":"partnered","since":"2026-06-11","quote":"Coinbase for Agents connects your AI apps to your Coinbase account for crypto, equities, and derivatives trading, portfolio management, and x402 payments.","source":{"url":"https://docs.cdp.coinbase.com/ai-agents/coinbase-for-agents/coinbase-mcp","title":"Coinbase for Agents: Coinbase MCP","publisher":"Coinbase Developer Platform","date":"2026-10-09","kind":"primary"},"more":[{"url":"https://techcrunch.com/2026/06/11/coinbase-debuts-mcp-for-agent-trading/","title":"Coinbase debuts MCP for agent trading","publisher":"TechCrunch","date":"2026-06-11","kind":"news","quote":"The company said that the latest agent launch can also work in ChatGPT or Claude through its MCP server."},{"url":"https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/","title":"Robinhood launches trading agents powered by OpenAI and Anthropic models","publisher":"Fortune","date":"2026-09-29","kind":"news","quote":"While Robinhood is for now the only brokerage to offer nontechnical agents at scale, other fintech and crypto firms-including eToro, Public, and Coinbase-currently let their users connect their agents via MCP tools."}],"detail":"Coinbase for Agents: official remote MCP server (agents.coinbase.com/mcp, OAuth, allowlisted clients incl. ChatGPT, Claude, Grok, Muse, Perplexity Computer, Codex) for trading, portfolio and x402 payments from the user's Coinbase account.","blocks":["transactions","payments","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Coinbase","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"x-nordea--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Nordea","entityType":"other","country":"FI","relation":"partnered","since":"2026-06-05","quote":"The agent purchased a coffee tasting package on Priceless.com, and the payment was successfully charged to a Nordea Mastercard.","source":{"url":"https://www.nordea.com/en/news/first-ever-finnish-ai-agent-payment-mastercard-and-nordea-completes-live-agentic-transaction","title":"First ever Finnish AI Agent payment: Mastercard and Nordea completes live agentic transaction","publisher":"Nordea","date":"2026-06-05","kind":"primary"},"detail":"Finland's first live AI-agent purchase and payment, powered by Mastercard Agent Pay with agentic tokens; PayOS orchestration. Nordea also listed as a Visa Agentic Ready issuer (2 Jul 2026).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Nordea","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"bunq--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"bunq","bankName":"bunq","entityType":"fintech","country":"NL","relation":"partnered","since":"2026-06-02","quote":"ABANCA, Alpha Bank Cyprus, Banco Santander, Bank Hapoalim, Bank of Cyprus, Bank PEKAO S.A., BCR (Romanian Commercial Bank), Bunq, Carrefour Banque, Cembra, Cornèrcard, ČSOB Czechia, ČSOB Slovakia","source":{"url":"https://www.mastercard.com/news/europe/en/perspectives/en/2026/europe-is-building-the-foundations-for-trusted-agentic-commerce","title":"Europe is Building the Foundations for Trusted Agentic Commerce","publisher":"Mastercard Europe","date":"2026-06-02","kind":"primary"},"detail":"Listed by Mastercard (2 Jun 2026) among European banks that publicly completed controlled, live Agent Pay transactions on Priceless.com using passkeys for authentication, with payOS orchestrating; all European Mastercard issuers are network-enabled for Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"bunq","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"deutsche-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"deutsche-bank","bankName":"Deutsche Bank","entityType":"bank","country":"DE","relation":"partnered","since":"2026-06-02","quote":"Bank of Cyprus, Bank PEKAO S.A., BCR (Romanian Commercial Bank), Bunq, Carrefour Banque, Cembra, Cornèrcard, ČSOB Czechia, ČSOB Slovakia, Deutsche Bank, DZ Bank, Erste Bank Österreich, Eurobank Limited, Eurobank Greece, Isracard","source":{"url":"https://www.mastercard.com/news/europe/en/perspectives/en/2026/europe-is-building-the-foundations-for-trusted-agentic-commerce","title":"Europe is Building the Foundations for Trusted Agentic Commerce","publisher":"Mastercard Europe","date":"2026-06-02","kind":"primary"},"detail":"Listed by Mastercard (2 Jun 2026) among European banks that publicly completed controlled, live Agent Pay transactions on Priceless.com using passkeys for authentication, with payOS orchestrating; all European Mastercard issuers are network-enabled for Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Deutsche Bank","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"ing--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"ing","bankName":"ING","entityType":"bank","country":"NL","relation":"partnered","since":"2026-06-02","quote":"Completed between an ING cardholder and a merchant in the Netherlands, the solution operates on the same underlying infrastructure across Belgium and runs across Mastercard network - leveraging their respective secure authentication and authorisation mechanisms.","source":{"url":"https://www.mastercard.com/news/europe/en/newsroom/press-releases/en/2026/worldline-ing-and-mastercard-complete-a-live-end-to-end-european-agentic-payment-in-production/","title":"Worldline, ING and Mastercard complete a live end-to-end European agentic payment in production","publisher":"Mastercard Europe","date":"2026-06-02","kind":"primary"},"detail":"Europe's first end-to-end agentic payment in production (Money20/20, 2 Jun 2026): merchant AI agent purchase for an ING cardholder in NL, ING authorising as issuer with explicit consumer approval; Worldline processing. ING: 'making agentic commerce a great experience for all our customers, both private and business'.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.mastercard.com/news/europe/en/newsroom/press-releases/en/2026/worldline-ing-and-mastercard-complete-a-live-end-to-end-european-agentic-payment-in-production","title":"Worldline, ING and Mastercard complete a live end-to-end European agentic payment in production","publisher":"Mastercard","date":"2026-06-02","kind":"primary","quote":"Completed between an ING cardholder and a merchant in the Netherlands, the solution operates on the same underlying infrastructure across Belgium and runs across Mastercard network - leveraging their respective secure authentication and authorisation mechanisms."}],"bankShortName":"ING","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"n26--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"n26","bankName":"N26","entityType":"fintech","country":"DE","relation":"partnered","since":"2026-06-02","quote":"ČSOB Czechia, ČSOB Slovakia, Deutsche Bank, DZ Bank, Erste Bank Österreich, Eurobank Limited, Eurobank Greece, Isracard, KBC, mBank, N26, National Bank of Greece, Nickel, NLB, OTP Bank","source":{"url":"https://www.mastercard.com/news/europe/en/perspectives/en/2026/europe-is-building-the-foundations-for-trusted-agentic-commerce","title":"Europe is Building the Foundations for Trusted Agentic Commerce","publisher":"Mastercard Europe","date":"2026-06-02","kind":"primary"},"detail":"Listed by Mastercard (2 Jun 2026) among European banks that publicly completed controlled, live Agent Pay transactions on Priceless.com using passkeys for authentication, with payOS orchestrating; all European Mastercard issuers are network-enabled for Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"N26","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"robinhood--anthropic-claude","agent":"anthropic-claude","bank":"robinhood","bankName":"Robinhood","entityType":"fintech","country":"US","relation":"partnered","since":"2026-05-27","quote":"Robinhood has launched Agentic Trading, a new beta feature that lets AI agents from ChatGPT, Claude, and other platforms analyze portfolios and execute trades through dedicated brokerage accounts.","source":{"url":"https://blockster.com/robinhood-just-gave-ai-agents-permission-to-trade","title":"Robinhood Just Gave AI Agents Permission to Trade","publisher":"Blockster","date":"2026-05-27","kind":"news"},"more":[{"url":"https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/","title":"Robinhood launches trading agents powered by OpenAI and Anthropic models","publisher":"Fortune","date":"2026-09-29","kind":"news","quote":"The rollout, which coincided with Robinhood's annual HOOD summit, follows a move by the company in May to release a so-called MCP tool that allows technical users to hook up their own agents to its trading platform."}],"detail":"Claude (and Claude Code) connect to Robinhood's dedicated agentic trading account through Robinhood's official MCP server; Robinhood Agents also offer Anthropic models.","blocks":["transactions","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Robinhood","group":"US · fintech & payments","agentLabel":"Anthropic Claude"},{"id":"robinhood--any-third-party-agent","agent":"any-third-party-agent","bank":"robinhood","bankName":"Robinhood","entityType":"fintech","country":"US","relation":"partnered","since":"2026-05-27","quote":"Users can bring AI agents from any platform and plug them into Robinhood via its Model Context Protocol (MCP) servers.","source":{"url":"https://www.axios.com/2026/05/27/robinhood-ai-trading-credit-card","title":"Robinhood agentic AI stock trading debuts","publisher":"Axios","date":"2026-05-27","kind":"news"},"more":[{"url":"https://fortune.com/2026/05/27/robinhood-ai-agents/","title":"Robinhood launches agentic trading, announces credit card for AI agents with 3% cash back","publisher":"Fortune","date":"2026-05-27","kind":"news","quote":"In order to make agentic purchases, Robinhood Gold cardholders must direct their agents to connect with the company's MCP, an acronym that describes a type of AI software that can receive and understand commands delivered by an agent."},{"url":"https://www.pymnts.com/artificial-intelligence-2/2026/robinhood-lets-customers-use-ai-agents-for-trades-and-card-payments/","title":"Robinhood Lets Customers Use AI Agents for Trades and Card Payments","publisher":"PYMNTS","date":"2026-05-27","kind":"news","quote":"\"During setup, you'll connect your agent to a dedicated virtual Robinhood Gold Card, set a specific spending limit that only you control and choose whether to require manual approvals or not,\" the release said."}],"detail":"Robinhood launched Agentic Trading and an Agentic Credit Card (May 27, 2026): customers connect any third-party agent via Robinhood MCP servers to trade stocks in a dedicated agentic account and spend on a dedicated virtual Robinhood Gold card with a user-set spending limit, optional manual approvals and no access to the primary card number; 'bring your own agent' model cited by American Banker as the counter-example to bank blocks.","blocks":["transactions","payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Robinhood","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"robinhood--openai-chatgpt","agent":"openai-chatgpt","bank":"robinhood","bankName":"Robinhood","entityType":"fintech","country":"US","relation":"partnered","since":"2026-05-27","quote":"Robinhood has launched Agentic Trading, a new beta feature that lets AI agents from ChatGPT, Claude, and other platforms analyze portfolios and execute trades through dedicated brokerage accounts.","source":{"url":"https://blockster.com/robinhood-just-gave-ai-agents-permission-to-trade","title":"Robinhood Just Gave AI Agents Permission to Trade","publisher":"Blockster","date":"2026-05-27","kind":"news"},"more":[{"url":"https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/","title":"Robinhood launches trading agents powered by OpenAI and Anthropic models","publisher":"Fortune","date":"2026-09-29","kind":"news","quote":"The rollout, which coincided with Robinhood's annual HOOD summit, follows a move by the company in May to release a so-called MCP tool that allows technical users to hook up their own agents to its trading platform."}],"detail":"Robinhood Agentic Trading: customers connect ChatGPT (and other MCP clients) to a dedicated agentic brokerage account via Robinhood's official MCP server (agent.robinhood.com); primary account stays view-only; Robinhood Agents (Sep 2026) also use OpenAI models.","blocks":["transactions","data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Robinhood","group":"US · fintech & payments","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"klarna--openai-chatgpt","agent":"openai-chatgpt","bank":"klarna","bankName":"Klarna","entityType":"fintech","country":"SE","relation":"partnered","since":"2026-05-20","quote":"Klarna, the global digital bank and flexible payments provider, today launched the Klarna Shopping Search app in ChatGPT, bringing real-time product discovery directly into the conversation.","source":{"url":"https://investors.klarna.com/News--Events/news/news-details/2026/Klarna-launches-AI-powered-Shopping-Search-app-in-ChatGPT","title":"Klarna launches AI-powered Shopping Search app in ChatGPT","publisher":"Klarna","date":"2026-05-20","kind":"primary"},"detail":"Klarna Shopping Search app inside ChatGPT, powered by Klarna's Product Search MCP server (100M+ products, 13 markets); discovery only — users are redirected to the merchant site to pay.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://investors.klarna.com/News--Events/news/news-details/2026/Klarna-launches-AI-powered-Shopping-Search-app-in-ChatGPT/default.aspx","title":"Klarna launches AI-powered Shopping Search app in ChatGPT","publisher":"Klarna","date":"2026-05-20","kind":"primary","quote":"Klarna, the global digital bank and flexible payments provider, today launched the Klarna Shopping Search app in ChatGPT, bringing real-time product discovery directly into the conversation."}],"bankShortName":"Klarna","group":"Europe","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"x-raiffeisenbank-austria-d-d-croatia--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Raiffeisenbank Austria d.d. (Croatia)","entityType":"other","country":"HR","relation":"partnered","since":"2026-05-13","quote":"Mastercard has announced the completion of the first real, authenticated agent transactions with Raiffeisen Bank and Zagrebačka Bank, demonstrating how AI-driven commerce can be realized in a secure and responsible manner.","source":{"url":"https://en.lider.media/2026/05/13/mastercard-completes-first-real-agent-transactions-with-rba-and-zaba/","title":"Mastercard Completes First Real Agent Transactions with RBA and ZABA","publisher":"Lider","date":"2026-05-13","kind":"news"},"detail":"Croatia's first real authenticated Agent Pay transactions (purchase of experiences) with RBA and Zagrebačka banka; Payment Passkeys for confirmation.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Raiffeisenbank Austria d.d.","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"x-zagrebacka-banka--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Zagrebačka banka","entityType":"other","country":"HR","relation":"partnered","since":"2026-05-13","quote":"Mastercard has announced the completion of the first real, authenticated agent transactions with Raiffeisen Bank and Zagrebačka Bank, demonstrating how AI-driven commerce can be realized in a secure and responsible manner.","source":{"url":"https://en.lider.media/2026/05/13/mastercard-completes-first-real-agent-transactions-with-rba-and-zaba/","title":"Mastercard Completes First Real Agent Transactions with RBA and ZABA","publisher":"Lider","date":"2026-05-13","kind":"news"},"detail":"Croatia's first real authenticated Agent Pay transactions with RBA and Zagrebačka banka.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Zagrebačka banka","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"bmo-group--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"bmo-group","bankName":"BMO Financial Group","entityType":"bank","country":"CA","relation":"partnered","since":"2026-05-05","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD.","source":{"url":"https://www.globenewswire.com/news-release/2026/05/05/3287953/0/en/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce.html","title":"Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce","publisher":"Visa Canada (GlobeNewswire)","date":"2026-05-05","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Canada (controlled tests of agent-initiated card payments).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://financialpost.com/globe-newswire/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce","title":"Visa Expands Agentic Ready Program to Canada to Advance AI-Driven Commerce","publisher":"Visa (GlobeNewswire via Financial Post)","date":"2026-05-05","kind":"primary","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD."}],"bankShortName":"BMO Financial Group","group":"Canada","agentLabel":"Visa Intelligent Commerce"},{"id":"rbc--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"rbc","bankName":"Royal Bank of Canada","entityType":"bank","country":"CA","relation":"partnered","since":"2026-05-05","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD.","source":{"url":"https://www.globenewswire.com/news-release/2026/05/05/3287953/0/en/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce.html","title":"Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce","publisher":"Visa Canada (GlobeNewswire)","date":"2026-05-05","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Canada: testing agent-initiated card payments (tokenization, authentication, authorization) in controlled live environments. Note the tension with RBC's Oct 2026 block of third-party agents logging into online banking — the Visa path is card-network-mediated, not credential login.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://financialpost.com/globe-newswire/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce","title":"Visa Expands Agentic Ready Program to Canada to Advance AI-Driven Commerce","publisher":"Visa (GlobeNewswire via Financial Post)","date":"2026-05-05","kind":"primary","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD."}],"bankShortName":"RBC","group":"Canada","agentLabel":"Visa Intelligent Commerce"},{"id":"scotiabank--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"scotiabank","bankName":"Scotiabank","entityType":"bank","country":"CA","relation":"partnered","since":"2026-05-05","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD.","source":{"url":"https://www.globenewswire.com/news-release/2026/05/05/3287953/0/en/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce.html","title":"Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce","publisher":"Visa Canada (GlobeNewswire)","date":"2026-05-05","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Canada (controlled tests of agent-initiated card payments).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://financialpost.com/globe-newswire/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce","title":"Visa Expands Agentic Ready Program to Canada to Advance AI-Driven Commerce","publisher":"Visa (GlobeNewswire via Financial Post)","date":"2026-05-05","kind":"primary","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD."}],"bankShortName":"Scotiabank","group":"Canada","agentLabel":"Visa Intelligent Commerce"},{"id":"td-bank-group--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"td-bank-group","bankName":"TD Bank Group","entityType":"bank","country":"CA","relation":"partnered","since":"2026-05-05","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD.","source":{"url":"https://www.globenewswire.com/news-release/2026/05/05/3287953/0/en/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce.html","title":"Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce","publisher":"Visa Canada (GlobeNewswire)","date":"2026-05-05","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Canada (controlled tests of agent-initiated card payments).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://financialpost.com/globe-newswire/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce","title":"Visa Expands Agentic Ready Program to Canada to Advance AI-Driven Commerce","publisher":"Visa (GlobeNewswire via Financial Post)","date":"2026-05-05","kind":"primary","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD."}],"bankShortName":"TD Bank Group","group":"Canada","agentLabel":"Visa Intelligent Commerce"},{"id":"x-cibc--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":null,"bankName":"CIBC","entityType":"other","country":"CA","relation":"partnered","since":"2026-05-05","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD.","source":{"url":"https://www.globenewswire.com/news-release/2026/05/05/3287953/0/en/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce.html","title":"Visa Expands ‘Agentic Ready’ Program to Canada to Advance AI-Driven Commerce","publisher":"Visa Canada (GlobeNewswire)","date":"2026-05-05","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Canada (controlled tests of agent-initiated card payments).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://financialpost.com/globe-newswire/visa-expands-agentic-ready-program-to-canada-to-advance-ai-driven-commerce","title":"Visa Expands Agentic Ready Program to Canada to Advance AI-Driven Commerce","publisher":"Visa (GlobeNewswire via Financial Post)","date":"2026-05-05","kind":"primary","quote":"Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD."}],"bankShortName":"CIBC","group":"Canada","agentLabel":"Visa Intelligent Commerce"},{"id":"gxs-bank--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"gxs-bank","bankName":"GXS Bank","entityType":"fintech","country":"SG","relation":"partnered","since":"2026-04-30","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands.","source":{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB), Australia and New Zealand Banking Group, Bank New Zealand, Bank of China[1], Bank of Melbourne, Bank of South Australia, Bank SinoPac, Cathay United Bank, CIMB Bank[2], Credit Saison Co., Ltd., CTBC Bank, Cuscal, DBS Bank, DCS, E.SUN Bank, GXS Bank, Hana Card, Hang Seng Bank, HSBC[3], Hyundai Card, ING Bank (Australia), KakaoBank, KB Kookmin Card Co. Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited, Samsung Card, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), SB Payment Service Corp., Shinhan Card, St. George Bank, Standard Chartered[5], StraitsX Payment Services Pte. Ltd., Sumitomo Mitsui Card Co., Ltd., Taishin International Bank, Techcombank, TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."}],"detail":"Issuer in Visa Agentic Ready Singapore (13 issuers, launched 30 Apr 2026): structured testing of agent-initiated payments in a controlled production-grade environment under Visa Intelligent Commerce.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"GXS","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"mufg--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"mufg","bankName":"MUFG","entityType":"bank","country":"JP","relation":"partnered","since":"2026-04-30","quote":"Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited","source":{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary"},"detail":"Via card subsidiary Mitsubishi UFJ NICOS Co., Ltd., listed as an early issuing partner in Visa Agentic Ready Asia Pacific (controlled tests of agent-initiated card payments).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"MUFG","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"ocbc--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"ocbc","bankName":"OCBC","entityType":"bank","country":"SG","relation":"partnered","since":"2026-04-30","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands.","source":{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB), Australia and New Zealand Banking Group, Bank New Zealand, Bank of China[1], Bank of Melbourne, Bank of South Australia, Bank SinoPac, Cathay United Bank, CIMB Bank[2], Credit Saison Co., Ltd., CTBC Bank, Cuscal, DBS Bank, DCS, E.SUN Bank, GXS Bank, Hana Card, Hang Seng Bank, HSBC[3], Hyundai Card, ING Bank (Australia), KakaoBank, KB Kookmin Card Co. Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited, Samsung Card, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), SB Payment Service Corp., Shinhan Card, St. George Bank, Standard Chartered[5], StraitsX Payment Services Pte. Ltd., Sumitomo Mitsui Card Co., Ltd., Taishin International Bank, Techcombank, TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."}],"detail":"Issuer in Visa Agentic Ready Singapore (13 issuers, launched 30 Apr 2026): structured testing of agent-initiated payments in a controlled production-grade environment under Visa Intelligent Commerce.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"OCBC","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"standard-chartered--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"standard-chartered","bankName":"Standard Chartered","entityType":"bank","country":"GB","relation":"partnered","since":"2026-04-30","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands.","source":{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB), Australia and New Zealand Banking Group, Bank New Zealand, Bank of China[1], Bank of Melbourne, Bank of South Australia, Bank SinoPac, Cathay United Bank, CIMB Bank[2], Credit Saison Co., Ltd., CTBC Bank, Cuscal, DBS Bank, DCS, E.SUN Bank, GXS Bank, Hana Card, Hang Seng Bank, HSBC[3], Hyundai Card, ING Bank (Australia), KakaoBank, KB Kookmin Card Co. Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited, Samsung Card, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), SB Payment Service Corp., Shinhan Card, St. George Bank, Standard Chartered[5], StraitsX Payment Services Pte. Ltd., Sumitomo Mitsui Card Co., Ltd., Taishin International Bank, Techcombank, TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."}],"detail":"Issuer in Visa Agentic Ready Singapore (13 issuers, launched 30 Apr 2026): structured testing of agent-initiated payments in a controlled production-grade environment under Visa Intelligent Commerce.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Standard Chartered","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"trust-bank--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"trust-bank","bankName":"Trust Bank","entityType":"fintech","country":"SG","relation":"partnered","since":"2026-04-30","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands.","source":{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB), Australia and New Zealand Banking Group, Bank New Zealand, Bank of China[1], Bank of Melbourne, Bank of South Australia, Bank SinoPac, Cathay United Bank, CIMB Bank[2], Credit Saison Co., Ltd., CTBC Bank, Cuscal, DBS Bank, DCS, E.SUN Bank, GXS Bank, Hana Card, Hang Seng Bank, HSBC[3], Hyundai Card, ING Bank (Australia), KakaoBank, KB Kookmin Card Co. Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited, Samsung Card, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), SB Payment Service Corp., Shinhan Card, St. George Bank, Standard Chartered[5], StraitsX Payment Services Pte. Ltd., Sumitomo Mitsui Card Co., Ltd., Taishin International Bank, Techcombank, TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."}],"detail":"Issuer in Visa Agentic Ready Singapore (13 issuers, launched 30 Apr 2026): structured testing of agent-initiated payments in a controlled production-grade environment under Visa Intelligent Commerce.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Trust Bank","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"uob--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"uob","bankName":"UOB","entityType":"bank","country":"SG","relation":"partnered","since":"2026-04-30","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands.","source":{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB), Australia and New Zealand Banking Group, Bank New Zealand, Bank of China[1], Bank of Melbourne, Bank of South Australia, Bank SinoPac, Cathay United Bank, CIMB Bank[2], Credit Saison Co., Ltd., CTBC Bank, Cuscal, DBS Bank, DCS, E.SUN Bank, GXS Bank, Hana Card, Hang Seng Bank, HSBC[3], Hyundai Card, ING Bank (Australia), KakaoBank, KB Kookmin Card Co. Ltd, Kiwibank, KASIKORNBANK (KBank), Krungthai Card (KTC), Latitude Financial, Maybank[4], Military Commercial Joint Stock Bank (MB Bank), Mitsubishi UFJ NICOS Co., Ltd., OCBC Bank Ltd, Rakuten Card Co., Ltd., Reap Technologies Limited, Samsung Card, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank), SB Payment Service Corp., Shinhan Card, St. George Bank, Standard Chartered[5], StraitsX Payment Services Pte. Ltd., Sumitomo Mitsui Card Co., Ltd., Taishin International Bank, Techcombank, TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."}],"detail":"Issuer in Visa Agentic Ready Singapore (13 issuers, launched 30 Apr 2026): structured testing of agent-initiated payments in a controlled production-grade environment under Visa Intelligent Commerce.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"UOB","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"wise--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"wise","bankName":"Wise","entityType":"fintech","country":"GB","relation":"partnered","since":"2026-04-30","quote":"TMBThanachart Bank (ttb), Trust Bank Singapore, Union Bank of Taiwan, UQPAY, UOB, Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Wise, ZA Bank, and Zip Co, with additional partners expected to join this year.","source":{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary"},"detail":"Early issuing partner in Visa Agentic Ready Asia Pacific (launched 30 Apr 2026 across AU, HK, JP, MY, NZ, SG, KR, TW, TH, VN): controlled production-grade tests of agent-initiated card payments.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Wise","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"x-anz-australia-and-new-zealand-banking-group--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":null,"bankName":"ANZ (Australia and New Zealand Banking Group)","entityType":"other","country":"AU","relation":"partnered","since":"2026-04-30","quote":"Early issuing partners engaging in the Visa Agentic Ready program include: AEON Thana Sinsap, Alliance Bank Malaysia Berhad, ANZ Bank New Zealand, ASB Bank, Asia Commercial Bank (ACB)","source":{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-program-in-asia-pacific-with-over-50-partners---advancing-agentic-commerce-302758064.html","title":"Visa Launches 'Agentic Ready' Program in Asia Pacific with Over 50 Partners - Advancing Agentic Commerce","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary"},"more":[{"url":"https://ecommercenews.com.au/story/visa-adds-australian-banks-to-ai-payments-programme","title":"Visa adds Australian banks to AI payments programme","publisher":"eCommerce News Australia","date":"2026-04-30","kind":"news","quote":"Early participants in Australia include ANZ, Bank of Melbourne, BankSA, Cuscal, ING, Latitude Financial, NAB, St. George and Zip."}],"detail":"Early issuing partner in Visa Agentic Ready Asia Pacific (launched 30 Apr 2026 across AU, HK, JP, MY, NZ, SG, KR, TW, TH, VN): controlled production-grade tests of agent-initiated card payments.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"ANZ","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"american-express--any-third-party-agent","agent":"any-third-party-agent","bank":"american-express","bankName":"American Express","entityType":"bank","country":"US","relation":"partnered","since":"2026-04-14","quote":"Today, American Express is introducing an agentic commerce developer kit and announcing Amex Agent Purchase ProtectionTM, an industry-first commitment to extend its backing to Card Member purchases made by registered AI agents across its network.","source":{"url":"https://www.businesswire.com/news/home/20260414231355/en/American-Express-Debuts-Agentic-Commerce-Experiences-ACE-Developer-Kit-and-Announces-Industry-First-Protection-for-Registered-Agent-Purchases","title":"American Express Debuts Agentic Commerce Experiences (ACE) Developer Kit and Announces Industry-First Protection for Registered Agent Purchases","publisher":"American Express (Business Wire)","date":"2026-04-14","kind":"primary"},"more":[{"url":"https://techcrunch.com/2026/10/13/amex-introduces-a-framework-to-prevent-ai-agents-from-making-unauthorized-purchases/","title":"Amex introduces a framework to prevent AI agents from making unauthorized purchases","publisher":"TechCrunch","date":"2026-10-13","kind":"news","quote":"To get ahead of this problem, American Express is introducing a new framework designed to capture and authenticate a customer's purchase intent before an AI agent completes the transaction."}],"detail":"Amex's ACE Developer Kit lets registered/verified third-party AI agents transact with tokenized Amex credentials (Agent Registration, Account Enablement, Intent Intelligence, Payment Credentials, Cart Context), with Amex Agent Purchase Protection covering Card Members for registered-agent errors; Oct 13, 2026 added the Intent Intelligence Framework (Create Intent API, Proof of Intent Token). Agents that are not registered are outside the program.","blocks":["card-credentials","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Amex","group":"US · other banks","agentLabel":"Any third-party agent"},{"id":"x-krungthai-card-ktc--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Krungthai Card (KTC)","entityType":"other","country":"TH","relation":"partnered","since":"2026-04-13","quote":"Krungthai Card Public Company Limited subsequently completed Thailand's first authenticated agentic transaction in a controlled pilot, establishing Agent Pay's first foothold in Southeast Asia's travel payments sector.","source":{"url":"https://touchdown.asia/mastercard-completes-south-koreas-first-live-authenticated-agentic-transaction-under-agent-pay-framework/","title":"Mastercard completes South Korea's first live authenticated agentic transaction under Agent Pay framework","publisher":"Touchdown Asia","date":"2026-04-13","kind":"news"},"detail":"Thailand's first authenticated agentic transaction (controlled pilot) with Mastercard Agent Pay, mobility provider Elife; KTC also in Visa Agentic Ready APAC list.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"KTC","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"hsbc--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"hsbc","bankName":"HSBC","entityType":"bank","country":"GB","relation":"partnered","since":"2026-03-27","quote":"This transaction — conducted with HSBC, DBS Hong Kong — demonstrates how AI can help consumers complete everyday tasks securely and seamlessly, from transportation to lifestyle services.","source":{"url":"https://www.mastercard.com/news/ap/en-hk/newsroom/press-releases/en-hk/2026/mastercard-completes-its-first-live-agentic-transaction-in-hong-kong","title":"Mastercard Completes its First Live Agentic Transaction in Hong Kong","publisher":"Mastercard Asia Pacific","date":"2026-03-27","kind":"primary"},"detail":"HSBC (Hong Kong) card used in Mastercard's first live authenticated Agent Pay transaction in Hong Kong (hoppa airport ride booked by CardInfoLink's AI agent; tokenised credentials + Payment Passkeys).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.mastercard.com/news/ap/en-hk/newsroom/press-releases/en-hk/2026/mastercard-completes-its-first-live-agentic-transaction-in-hong-kong","title":"Mastercard Completes its First Live Agentic Transaction in Hong Kong","publisher":"Mastercard","date":"2026-03-27","kind":"primary","quote":"This transaction - conducted with HSBC, DBS Hong Kong - demonstrates how AI can help consumers complete everyday tasks securely and seamlessly, from transportation to lifestyle services."}],"bankShortName":"HSBC","group":"UK","agentLabel":"Mastercard Agent Pay"},{"id":"x-itau-unibanco--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Itaú Unibanco","entityType":"other","country":"BR","relation":"partnered","since":"2026-03-25","quote":"Participating processors and issuers in the region, including BAC, Banco de la Nacion Argentina, Banco Falabella, Banco Galicia, Banco Itaú, Banco Ripley, Banco Security de BICE, Bancolombia (a Cibest Group company)","source":{"url":"https://www.finextra.com/pressarticle/109289/mastercard-carries-out-agentic-payments-in-latin-america","title":"Mastercard carries out agentic payments in Latin America","publisher":"Finextra (Mastercard press release)","date":"2026-03-25","kind":"primary"},"detail":"Itaú among 17 LAC issuers/processors executing live, fully authorised Agent Pay transactions (controlled environments), Mar 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://fintech.global/2026/03/30/mastercard-completes-live-ai-agent-payments-in-latin-america","title":"Mastercard completes live AI-agent payments in Latin America","publisher":"FinTech Global","date":"2026-03-30","kind":"news","quote":"Participating issuers and processors included BAC, Banco de la Nación Argentina, Banco Falabella, Banco Galicia, Banco Itaú, Banco Ripley, Banco Security de BICE, Bancolombia, Banamex, Cencosud-Scotiabank, Davivienda, Dock, Evertec, Oriental Bank, Pomelo, Santander and ueno bank."}],"bankShortName":"Itaú Unibanco","group":"Latin America","agentLabel":"Mastercard Agent Pay"},{"id":"brex--anthropic-claude","agent":"anthropic-claude","bank":"brex","bankName":"Brex","entityType":"fintech","country":"US","relation":"partnered","since":"2026-03-23","quote":"The Brex connector for Claude brings the same AI-native financial intelligence behind Brex's expense automation directly into your workspace with conversational access to your expenses, limits, cards, and policies.","source":{"url":"https://www.brex.com/journal/brex-connector-for-claude","title":"Brex in Claude: Your expenses, now where you work","publisher":"Brex","date":"2026-03-23","kind":"primary"},"detail":"Official Brex connector for Claude: conversational access to expenses, limits, cards, policies, bills, accounting records (business customers).","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Brex","group":"US · fintech & payments","agentLabel":"Anthropic Claude"},{"id":"barclays--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"barclays","bankName":"Barclays","entityType":"bank","country":"GB","relation":"partnered","since":"2026-03-17","quote":"engaging in the Visa Agentic Ready programme include Alpha Bank, Banca Transilvania, Bank Leumi, Bank of Cyprus, Bank of Valletta, Barclays, CAL, Commerzbank, Cornèrcard, DZ Bank","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3437886.html","title":"Visa launches Agentic Ready programme to advance agentic commerce in Europe","publisher":"Visa","date":"2026-03-17","kind":"primary"},"more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"The issuing banks who have completed live, agent-executed transactions at participating merchants - authenticated using Visa Payment Passkeys in support of issuer's compliance with Strong Customer Authentication requirements - include: Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."},{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."}],"detail":"Early issuing partner in Visa Agentic Ready Europe; by July 2026 Barclays had completed live agent-executed transactions at participating merchants authenticated with Visa Payment Passkeys.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Barclays","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"hsbc--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"hsbc","bankName":"HSBC","entityType":"bank","country":"GB","relation":"partnered","since":"2026-03-17","quote":"Bank of Valletta, Barclays, CAL, Commerzbank, Cornèrcard, DZ Bank, Erste Bank Oesterreich as part of Erste Group, Eurobank Limited, HSBC UK, MAX, Millennium BCP, Nationwide Building Society, Nexi Group, Piraeus Bank","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3437886.html","title":"Visa launches Agentic Ready programme to advance agentic commerce in Europe","publisher":"Visa","date":"2026-03-17","kind":"primary"},"more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"The issuing banks who have completed live, agent-executed transactions at participating merchants - authenticated using Visa Payment Passkeys in support of issuer's compliance with Strong Customer Authentication requirements - include: Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."},{"url":"https://financechief.com/news/hsbc-uk-and-visa-pilot-ai-powered-agentic-shopping","title":"HSBC UK and Visa pilot AI-powered agentic shopping","publisher":"Finance Chief","date":"2026-07-15","kind":"news","quote":"HSBC UK has partnered with Visa to develop AI-powered shopping experiences, paving the way for customers to use their cards in agentic commerce."},{"url":"https://www.prnewswire.com/apac/news-releases/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners-302758181.html","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."},{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."}],"detail":"HSBC UK early issuing partner in Visa Agentic Ready Europe; HSBC UK card used in a live end-to-end agentic transaction (Jul 2026); HSBC Singapore in Visa Agentic Ready Singapore.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"HSBC","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"revolut--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"revolut","bankName":"Revolut","entityType":"fintech","country":"GB","relation":"partnered","since":"2026-03-17","quote":"Eurobank Limited, HSBC UK, MAX, Millennium BCP, Nationwide Building Society, Nexi Group, Piraeus Bank, Raiffeisen Bank International, Revolut","source":{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3437886.html","title":"Visa launches Agentic Ready programme to advance agentic commerce in Europe","publisher":"Visa","date":"2026-03-17","kind":"primary"},"more":[{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and banks across Europe reach the next phase of agentic commerce, unlocking secure access to merchants","publisher":"Visa","date":"2026-07-02","kind":"primary","quote":"The issuing banks who have completed live, agent-executed transactions at participating merchants - authenticated using Visa Payment Passkeys in support of issuer's compliance with Strong Customer Authentication requirements - include: Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."},{"url":"https://paymentexpert.com/2026/09/11/fintech-unwrapped-visa-revolut-agenti/","title":"Fintech Unwrapped: Visa and Revolut place payment trust in AI","publisher":"Payment Expert","date":"2026-09-11","kind":"news","quote":"Revolut completed its first agentic payment in France in collaboration with Visa as part of the global card network's Agentic Ready programme."},{"url":"https://www.visa.co.uk/about-visa/newsroom/press-releases.3457328.html","title":"Visa and Banks Across Europe Reach the Next Phase of Agentic Commerce, Unlocking Secure Access to Merchants","publisher":"Visa Europe","date":"2026-07-02","kind":"primary","quote":"Abanca, Alpha Bank, Bankinter, Barclays, BBVA, CaixaBank, Ceska Sporitelna, comdirect, Commerzbank, Cornèrcard, Bank of Cyprus, Deutsche Kreditbank, HSBC UK, ING, Klarna, Lloyds Banking Group, mBank, Nationwide Building Society, NatWest, Nexi Group, Nordea Bank, OP Cooperative, Piraeus Bank, PKO Bank Polski, Revolut, S-Payment, Swisscard, Tatra banka, Banca Transilvania, Vanquis Bank, Viseca."}],"detail":"Early issuing partner in Visa Agentic Ready Europe; completed live agent-executed transactions by Jul 2026 and its first agentic payment in France (Cleverbridge) with Visa passkeys, Sep 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Revolut","group":"UK","agentLabel":"Visa Intelligent Commerce"},{"id":"santander--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"santander","bankName":"Banco Santander","entityType":"bank","country":"ES","relation":"partnered","since":"2026-03-12","quote":"This milestone, conducted across five markets in the region (Argentina, Brazil, Chile, Mexico and Uruguay) was powered by Visa Intelligent Commerce (VIC), demonstrating a breakthrough in how consumers can securely delegate shopping tasks to trusted AI agents.","source":{"url":"https://www.santander.com/en/press-room/press-releases/2026/03/santander-and-visa-deliver-latin-americas-first-end-to-end-payments-powered-by-ai-agents","title":"Santander and Visa Deliver Latin America’s First End-to-End Payments Powered by AI Agents","publisher":"Banco Santander","date":"2026-03-12","kind":"primary"},"detail":"Controlled pilot of agentic commerce transactions in five LatAm markets (books in AR/CL/MX/UY, chocolates in BR) powered by Visa Intelligent Commerce; strategic collaboration announced Madrid/Miami 12 Mar 2026.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.santander.com/en/press-room/press-releases/2026/03/santander-and-visa-deliver-latin-americas-first-end-to-end-payments-powered-by-ai-agents","title":"Santander and Visa deliver Latin America's first end-to-end payments powered by AI agents","publisher":"Banco Santander","date":"2026-03-12","kind":"primary","quote":"Banco Santander and Visa today announced a strategic collaboration that marks the successful completion of Banco Santander's first controlled pilot agentic commerce transactions in multiple Latin America markets."}],"bankShortName":"Santander","group":"Europe","agentLabel":"Visa Intelligent Commerce"},{"id":"x-garanti-bbva--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Garanti BBVA","entityType":"other","country":"TR","relation":"partnered","since":"2026-03-09","quote":"Garanti BBVA, Türkiye's leading bank in digital innovation, is introducing a groundbreaking AI-powered shopping assistant in collaboration with Mastercard. Leveraging Mastercard's global technology, this next-generation solution will soon be available through Garanti BBVA Mobil and Bonus Flaş, enabling consumers to search, compare, and securely purchase products-all within a single platform.","source":{"url":"https://techafricanews.com/2026/03/09/mastercard-and-garanti-bbva-introduce-agentic-commerce-to-transform-digital-shopping-in-turkiye/","title":"Mastercard and Garanti BBVA Introduce Agentic Commerce to Transform Digital Shopping in Turkiye","publisher":"TechAfrica News (Mastercard press release)","date":"2026-03-09","kind":"primary"},"detail":"Garanti BBVA (BBVA group) and Mastercard demonstrated Türkiye's first end-to-end agentic commerce transaction; AI shopping assistant to launch in Garanti BBVA Mobil and Bonus Flaş (announced, launch pending at source date).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Garanti BBVA","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"dbs--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"dbs","bankName":"DBS","entityType":"bank","country":"SG","relation":"partnered","since":"2026-03-04","quote":"Announced on March 4, 2026, the transaction was carried out in partnership with DBS and UOB, two of Southeast Asia's largest banks.","source":{"url":"https://www.artificialintelligence-news.com/news/mastercard-agentic-payments-singapore-dbs-uob","title":"Mastercard brings agentic payments to life in Singapore with DBS and UOB","publisher":"AI News","date":"2026-03-04","kind":"news"},"more":[{"url":"https://www.mastercard.com/news/ap/en-hk/newsroom/press-releases/en-hk/2026/mastercard-completes-its-first-live-agentic-transaction-in-hong-kong","title":"Mastercard Completes its First Live Agentic Transaction in Hong Kong","publisher":"Mastercard","date":"2026-03-27","kind":"primary","quote":"This transaction - conducted with HSBC, DBS Hong Kong - demonstrates how AI can help consumers complete everyday tasks securely and seamlessly, from transportation to lifestyle services."},{"url":"https://finance.yahoo.com/news/mastercard-dbs-uob-successfully-trial-163800417.html","title":"Mastercard, DBS and UOB successfully trial autonomous payment by AI agent in Singapore","publisher":"The Edge Singapore via Yahoo Finance","date":"2026-03-06","kind":"news","quote":"Conducted with DBS Bank and United Overseas Bank (UOB), the transaction involved an AI agent booking a ride to Singapore's Changi Airport through mobility provider hoppa."}],"detail":"DBS cards used in Singapore's first live authenticated Agent Pay transaction (4 Mar 2026); DBS Hong Kong also an issuer in the Hong Kong first (27 Mar 2026); DBS Bank (Taiwan) in Taiwan's first (26 Mar 2026).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"DBS","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"uob--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"uob","bankName":"UOB","entityType":"bank","country":"SG","relation":"partnered","since":"2026-03-04","quote":"Announced on March 4, 2026, the transaction was carried out in partnership with DBS and UOB, two of Southeast Asia's largest banks.","source":{"url":"https://www.artificialintelligence-news.com/news/mastercard-agentic-payments-singapore-dbs-uob","title":"Mastercard brings agentic payments to life in Singapore with DBS and UOB","publisher":"AI News","date":"2026-03-04","kind":"news"},"detail":"UOB cards used in Singapore's first live authenticated Mastercard Agent Pay transaction (ride booking to Changi via hoppa).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://finance.yahoo.com/news/mastercard-dbs-uob-successfully-trial-163800417.html","title":"Mastercard, DBS and UOB successfully trial autonomous payment by AI agent in Singapore","publisher":"The Edge Singapore via Yahoo Finance","date":"2026-03-06","kind":"news","quote":"Conducted with DBS Bank and United Overseas Bank (UOB), the transaction involved an AI agent booking a ride to Singapore's Changi Airport through mobility provider hoppa."}],"bankShortName":"UOB","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-cimb-group--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"CIMB Group","entityType":"other","country":"MY","relation":"partnered","since":"2026-03-04","quote":"The pilot was conducted with CIMB Group Holdings Berhad (\"CIMB\"), Malayan Banking Berhad (\"Maybank\") and RHB Banking Group (\"RHB\") using Mastercard Agent Pay and was initiated by AI agents in a controlled pilot environment, ensuring security, transparency and full consumer control.","source":{"url":"https://www.finextra.com/pressarticle/109083/mastercard-pilots-agentic-transactions-in-malaysia","title":"Mastercard pilots agentic transactions in Malaysia","publisher":"Finextra (Mastercard press release)","date":"2026-03-06","kind":"primary"},"detail":"Malaysia's first authenticated agentic transactions (controlled pilot) with CIMB, Maybank and RHB using Mastercard Agent Pay.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"CIMB Group","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-maybank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Maybank","entityType":"other","country":"MY","relation":"partnered","since":"2026-03-04","quote":"The pilot was conducted with CIMB Group Holdings Berhad (\"CIMB\"), Malayan Banking Berhad (\"Maybank\") and RHB Banking Group (\"RHB\") using Mastercard Agent Pay and was initiated by AI agents in a controlled pilot environment, ensuring security, transparency and full consumer control.","source":{"url":"https://www.finextra.com/pressarticle/109083/mastercard-pilots-agentic-transactions-in-malaysia","title":"Mastercard pilots agentic transactions in Malaysia","publisher":"Finextra (Mastercard press release)","date":"2026-03-06","kind":"primary"},"detail":"Maybank cards in Malaysia's first authenticated Agent Pay pilot; Maybank Singapore is also in Visa Agentic Ready Singapore (Apr 2026).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Maybank","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-rhb-banking-group--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"RHB Banking Group","entityType":"other","country":"MY","relation":"partnered","since":"2026-03-04","quote":"The pilot was conducted with CIMB Group Holdings Berhad (\"CIMB\"), Malayan Banking Berhad (\"Maybank\") and RHB Banking Group (\"RHB\") using Mastercard Agent Pay and was initiated by AI agents in a controlled pilot environment, ensuring security, transparency and full consumer control.","source":{"url":"https://www.finextra.com/pressarticle/109083/mastercard-pilots-agentic-transactions-in-malaysia","title":"Mastercard pilots agentic transactions in Malaysia","publisher":"Finextra (Mastercard press release)","date":"2026-03-06","kind":"primary"},"detail":"RHB cards in Malaysia's first authenticated Agent Pay pilot.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"RHB Banking Group","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"santander--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"santander","bankName":"Banco Santander","entityType":"bank","country":"ES","relation":"partnered","since":"2026-03-02","quote":"Santander carried out the transaction in a controlled environment using Mastercard Agent Pay.","source":{"url":"https://www.santander.com/content/dam/santander-com/en/documentos/notas-de-prensa/2026/03/np-2026-03-02-santander-y-mastercard-completan-el-primer-pago-real-ejecutado-por-un-agente-de-ia-en-europa-en.pdf","title":"Santander and Mastercard complete Europe’s first live end-to-end payment executed by an AI agent","publisher":"Banco Santander","date":"2026-03-02","kind":"primary"},"more":[{"url":"https://fintech.global/2026/03/30/mastercard-completes-live-ai-agent-payments-in-latin-america","title":"Mastercard completes live AI-agent payments in Latin America","publisher":"FinTech Global","date":"2026-03-30","kind":"news","quote":"Participating issuers and processors included BAC, Banco de la Nación Argentina, Banco Falabella, Banco Galicia, Banco Itaú, Banco Ripley, Banco Security de BICE, Bancolombia, Banamex, Cencosud-Scotiabank, Davivienda, Dock, Evertec, Oriental Bank, Pomelo, Santander and ueno bank."},{"url":"https://www.mastercard.com/news/europe/en/newsroom/press-releases/en/2026/santander-and-mastercard-complete-europe-s-first-live-end-to-end-payment-executed-by-an-ai-agent","title":"Santander and Mastercard complete Europe's first live end-to-end payment executed by an AI agent","publisher":"Mastercard","date":"2026-03-02","kind":"primary","quote":"Santander carried out the transaction in a controlled environment using Mastercard Agent Pay. The transaction was processed through Santander's live payments infrastructure to validate the end-to-end operational and control framework under real conditions."}],"detail":"Europe's first live end-to-end payment executed by an AI agent within a regulated banking framework, processed through Santander's live payments infrastructure with Mastercard Agent Pay; agents act 'within predefined limits and permissions'; bank moving to extended testing and scaling. Santander also listed among LatAm issuers in Mastercard's 30 Mar 2026 regional pilots.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Santander","group":"Europe","agentLabel":"Mastercard Agent Pay"},{"id":"bbva--openai-chatgpt","agent":"openai-chatgpt","bank":"bbva","bankName":"BBVA","entityType":"bank","country":"ES","relation":"partnered","since":"2026-02-24","quote":"BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant.","source":{"url":"https://www.bbva.com/en/innovation/bbvas-app-is-now-available-on-chatgpt-in-germany-and-italy","title":"BBVA’s App Is Now Available on ChatGPT in Germany and Italy","publisher":"BBVA","date":"2026-02-24","kind":"primary"},"detail":"BBVA app inside ChatGPT for users located in Italy and Germany (digital banks): informational queries on accounts, cards, savings with links to products — no account access or transactions. Concept demoed 3 Dec 2025 in Milan; part of the BBVA–OpenAI strategic collaboration. Extended to Türkiye by Garanti BBVA (Jul/Aug 2026).","checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.bbva.com/en/innovation/bbvas-app-is-now-available-on-chatgpt-in-germany-and-italy/","title":"BBVA's App Is Now Available on ChatGPT in Germany and Italy","publisher":"BBVA","date":"2026-02-24","kind":"primary","quote":"BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world."}],"bankShortName":"BBVA","group":"Europe","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"x-axis-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Axis Bank","entityType":"other","country":"IN","relation":"partnered","since":"2026-02-17","quote":"The first payments were done on Mastercard cards issued by Axis Bank and RBL Bank, for tokenised agentic purchases using Cashfree Payments, Juspay, PayU and Razorpay payment aggregators on merchants including Swiggy, Instamart, Vi and Tira.","source":{"url":"https://www.hindustantimes.com/india-news/ai-agents-start-shopping-mastercard-unlocks-agentic-commerce-in-india-101771353548907.html","title":"AI agents start shopping: Mastercard unlocks agentic commerce in India","publisher":"Hindustan Times","date":"2026-02-17","kind":"news"},"detail":"India's first authenticated agentic commerce transactions (India AI Impact Summit, Feb 2026) on Axis Bank and RBL Bank Mastercard cards under the Agent Pay framework.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://infouncle.com/mastercards-nitendra-rajput-business-news/","title":"Mastercard demonstrates India's first authenticated agentic commerce transactions","publisher":"InfoUncle","date":"2026-02-17","kind":"news","quote":"The first payments were done on Mastercard cards issued by Axis Bank and RBL Bank, for tokenised agentic purchases using Cashfree Payments, Juspay, PayU and Razorpay payment aggregators on merchants including Swiggy, Instamart, Vi and Tira."}],"bankShortName":"Axis Bank","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-rbl-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"RBL Bank","entityType":"other","country":"IN","relation":"partnered","since":"2026-02-17","quote":"The first payments were done on Mastercard cards issued by Axis Bank and RBL Bank, for tokenised agentic purchases using Cashfree Payments, Juspay, PayU and Razorpay payment aggregators on merchants including Swiggy, Instamart, Vi and Tira.","source":{"url":"https://www.hindustantimes.com/india-news/ai-agents-start-shopping-mastercard-unlocks-agentic-commerce-in-india-101771353548907.html","title":"AI agents start shopping: Mastercard unlocks agentic commerce in India","publisher":"Hindustan Times","date":"2026-02-17","kind":"news"},"detail":"India's first authenticated agentic commerce transactions on RBL Bank Mastercard cards under the Agent Pay framework.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://infouncle.com/mastercards-nitendra-rajput-business-news/","title":"Mastercard demonstrates India's first authenticated agentic commerce transactions","publisher":"InfoUncle","date":"2026-02-17","kind":"news","quote":"The first payments were done on Mastercard cards issued by Axis Bank and RBL Bank, for tokenised agentic purchases using Cashfree Payments, Juspay, PayU and Razorpay payment aggregators on merchants including Swiggy, Instamart, Vi and Tira."}],"bankShortName":"RBL Bank","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-westpac-new-zealand--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Westpac New Zealand","entityType":"other","country":"NZ","relation":"partnered","since":"2026-02-17","quote":"New Zealand’s first Agent Pay transaction saw Mastercard use a Westpac-issued debit card to purchase cinema tickets from Event Cinemas.","source":{"url":"https://www.mastercard.com/news/ap/en/newsroom/press-releases/en/2026/mastercard-completes-new-zealand-s-first-authenticated-agentic-transactions-with-westpac-bringing-trust-transparency-and-security-to-ai-powered-commerce","title":"Mastercard Completes New Zealand’s First Authenticated Agentic Transactions With Westpac","publisher":"Mastercard Asia Pacific","date":"2026-02-17","kind":"primary"},"detail":"NZ's first fully authenticated agentic transactions on Westpac-issued debit card (cinema tickets; QT Hotels booking), processed via IPSI with Maincode's Matilda LLM.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Westpac New Zealand","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"dbs--visa-intelligent-commerce","agent":"visa-intelligent-commerce","bank":"dbs","bankName":"DBS","entityType":"bank","country":"SG","relation":"partnered","since":"2026-02-16","quote":"Through this collaboration with Visa, DBS is the first issuer in Asia Pacific to advance real-world agentic commerce use cases, marking a significant step in translating agentic commerce from concept to reality, as well as establishing the foundations for safe and scalable adoption across the region.","source":{"url":"https://www.prnewswire.com/apac/news-releases/dbs-is-first-bank-in-asia-pacific-to-pilot-visa-intelligent-commerce-for-everyday-payments-302688457.html","title":"DBS is First Bank in Asia Pacific to Pilot Visa Intelligent Commerce for Everyday Payments","publisher":"DBS / Visa (PR Newswire)","date":"2026-02-16","kind":"primary"},"more":[{"url":"https://hkbusinesswire.com/visa-launches-agentic-ready-programme-in-singapore-with-13-banks-and-fintech-partners","title":"Visa Launches Agentic Ready Programme in Singapore with 13 Banks and Fintech Partners","publisher":"Visa (PR Newswire via HK Business Wire)","date":"2026-04-30","kind":"primary","quote":"These partners include Bank of China Singapore, CIMB Singapore, DBS Bank, DCS, GXS Bank, HSBC Singapore, Maybank Singapore, OCBC, Standard Chartered, StraitsX, Trust Bank, UQPay and UOB, with additional partners expected to join this year as the programme expands."},{"url":"https://www.prnewswire.com/apac/news-releases/dbs-is-first-bank-in-asia-pacific-to-pilot-visa-intelligent-commerce-for-everyday-payments-302688457.html","title":"DBS is First Bank in Asia Pacific to Pilot Visa Intelligent Commerce for Everyday Payments","publisher":"DBS / Visa (PR Newswire)","date":"2026-02-16","kind":"primary","quote":"Building on this momentum, DBS and Visa successfully demonstrated through a series of real-world food and beverage transactions that AI-powered agents can complete everyday tasks on behalf of customers using DBS/POSB credit and debit cards via secure, issuer-controlled flows."}],"detail":"Joint pilot under Visa Intelligent Commerce: AI agents completed real-world food-and-beverage purchases with DBS/POSB credit and debit cards via issuer-controlled flows; expanding to shopping and travel. DBS later joined Visa Agentic Ready Singapore (30 Apr 2026).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"DBS","group":"Asia-Pacific","agentLabel":"Visa Intelligent Commerce"},{"id":"commonwealth-bank--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"commonwealth-bank","bankName":"Commonwealth Bank of Australia","entityType":"bank","country":"AU","relation":"partnered","since":"2026-01-27","quote":"Mastercard has completed its first agentic payment transactions in Australia on cards issued by CommBank and Westpac.","source":{"url":"https://www.finextra.com/newsarticle/47209/mastercard-showcases-agentic-payments-in-australia-with-cba-and-westpac-onboard","title":"Mastercard showcases agentic payments in Australia with CBA and Westpac onboard","publisher":"Finextra","date":"2026-01-28","kind":"news"},"detail":"Australia's first Agent Pay transactions used a CommBank-issued debit card to buy cinema tickets (Event Cinemas), fully authorised with cardholder consent.","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.mastercard.com/news/ap/en/newsroom/press-releases/en/2026/mastercard-accelerates-ai-powered-commerce-with-australia-s-first-authenticated-agentic-transactions-using-agent-pay","title":"Mastercard accelerates AI-powered commerce with Australia’s first authenticated agentic transactions using Agent Pay","publisher":"Mastercard Asia Pacific","date":"2026-01-28","kind":"primary","quote":"Australia’s first Agent Pay transactions saw a Commonwealth Bank of Australia (CBA) issued debit card used to purchase cinema tickets from Event Cinemas."}],"bankShortName":"Commonwealth Bank","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"x-westpac--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":null,"bankName":"Westpac","entityType":"other","country":"AU","relation":"partnered","since":"2026-01-27","quote":"Mastercard has completed its first agentic payment transactions in Australia on cards issued by CommBank and Westpac.","source":{"url":"https://www.finextra.com/newsarticle/47209/mastercard-showcases-agentic-payments-in-australia-with-cba-and-westpac-onboard","title":"Mastercard showcases agentic payments in Australia with CBA and Westpac onboard","publisher":"Finextra","date":"2026-01-28","kind":"news"},"detail":"Westpac-issued cards used in Australia's first Agent Pay transactions (Jan 2026) and in New Zealand's first authenticated agentic transactions (Feb 2026).","blocks":["payments","card-credentials"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","more":[{"url":"https://www.mastercard.com/news/ap/en/newsroom/press-releases/en/2026/mastercard-accelerates-ai-powered-commerce-with-australia-s-first-authenticated-agentic-transactions-using-agent-pay","title":"Mastercard accelerates AI-powered commerce with Australia’s first authenticated agentic transactions using Agent Pay","publisher":"Mastercard Asia Pacific","date":"2026-01-28","kind":"primary","quote":"Building on this, a Westpac-issued credit card was used to book accommodation in Thredbo, demonstrating how agentic payments could support travel bookings."}],"bankShortName":"Westpac","group":"Asia-Pacific","agentLabel":"Mastercard Agent Pay"},{"id":"paypal--microsoft-copilot","agent":"microsoft-copilot","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2026-01-08","quote":"PayPal today announced that they are teaming up with Microsoft to support the launch of Copilot Checkout in Copilot, enabling shoppers to discover, decide, and pay-without ever leaving the Copilot experience.","source":{"url":"https://newsroom.paypal-corp.com/2026-01-08-PayPal-Powers-Microsofts-Launch-of-Copilot-Checkout","title":"PayPal Powers Microsoft's Launch of Copilot Checkout","publisher":"PayPal","date":"2026-01-08","kind":"primary"},"detail":"PayPal powers Copilot Checkout (merchant inventory surfacing, branded/guest checkout, card payments) on Copilot.com, US.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"Microsoft Copilot Actions"},{"id":"x-agricultural-bank-of-china--bytedance-doubao","agent":"bytedance-doubao","bank":null,"bankName":"Agricultural Bank of China","entityType":"other","country":"CN","relation":"blocked","since":"2025-12-04","quote":"The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding.","source":{"url":"https://www.yicaiglobal.com/news/wechat-some-chinese-banking-apps-reportedly-restrict-devices-with-bytedances-new-ai-voice-assistant/","title":"WeChat, Chinese Banking Apps Block ByteDance's New AI Mobile Agent","publisher":"Yicai Global","date":"2025-12-04","kind":"news"},"detail":"ABC mobile app shows a pop-up requiring users to disable ByteDance's Doubao Phone Assistant (system-level INJECT_EVENTS screen-automation agent on ZTE Nubia M153) before proceeding; the agent itself later (21 Oct 2026) declared it proactively refuses to operate financial apps.","blocks":["app-overlay","browser-automation","screen-scraping"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Agricultural Bank of China","group":"China","agentLabel":"ByteDance Doubao phone assistant"},{"id":"x-china-construction-bank--bytedance-doubao","agent":"bytedance-doubao","bank":null,"bankName":"China Construction Bank","entityType":"other","country":"CN","relation":"blocked","since":"2025-12-04","quote":"The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding.","source":{"url":"https://www.yicaiglobal.com/news/wechat-some-chinese-banking-apps-reportedly-restrict-devices-with-bytedances-new-ai-voice-assistant/","title":"WeChat, Chinese Banking Apps Block ByteDance's New AI Mobile Agent","publisher":"Yicai Global","date":"2025-12-04","kind":"news"},"detail":"CCB mobile app shows a pop-up requiring users to disable the Doubao Phone Assistant before proceeding (Dec 2025); Doubao later added a blanket self-restriction on financial apps (21 Oct 2026).","blocks":["app-overlay","browser-automation","screen-scraping"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"China Construction Bank","group":"China","agentLabel":"ByteDance Doubao phone assistant"},{"id":"commonwealth-bank--any-third-party-agent","agent":"any-third-party-agent","bank":"commonwealth-bank","bankName":"Commonwealth Bank of Australia","entityType":"bank","country":"AU","relation":"under-review","since":"2025-12-01","quote":"While we may not be responsible for these external agents or systems, where we identify material risk, we may seek to implement limitations or controls to help protect our customers, channels and platforms.","source":{"url":"https://www.commbank.com.au/content/dam/commbank-assets/about-us/docs/our-approach-to-adopting-ai-december-2025.pdf","title":"Our Approach to Adopting AI – December 2025","publisher":"Commonwealth Bank of Australia","date":"2025-12-01","kind":"primary"},"detail":"CBA's AI approach document (dated December 2025) anticipates customers interacting through 'external agents or systems outside our control' and reserves the right to impose 'limitations or controls' where it identifies material risk — a stated option, not an announced block.","checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Commonwealth Bank","group":"Asia-Pacific","agentLabel":"Any third-party agent"},{"id":"paypal--openai-chatgpt","agent":"openai-chatgpt","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2025-10-28","quote":"PayPal, Inc. today announced it will adopt the Agentic Commerce Protocol (ACP) to expand payments and commerce in ChatGPT. Millions of ChatGPT users will be able to check out instantly using PayPal, and PayPal will support payments processing for merchants leveraging OpenAI Instant Checkout.","source":{"url":"https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT","title":"OpenAI and PayPal Team Up to Power Instant Checkout and Agentic Commerce in ChatGPT","publisher":"PayPal","date":"2025-10-28","kind":"primary"},"detail":"PayPal wallet as a payment option in ChatGPT Instant Checkout via the Agentic Commerce Protocol; PayPal also processes payments for merchants and connects its merchant network (ACP server) in 2026.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"OpenAI ChatGPT (Instant Checkout, apps)"},{"id":"american-express--google-ap2","agent":"google-ap2","bank":"american-express","bankName":"American Express","entityType":"bank","country":"US","relation":"partnered","since":"2025-09-16","quote":"We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.","source":{"url":"https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol","title":"Powering AI commerce with the new Agent Payments Protocol (AP2)","publisher":"Google Cloud","date":"2025-09-16","kind":"primary"},"detail":"AP2 launch collaborator (Luke Gebb, Amex Digital Labs quoted in Google's announcement).","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Amex","group":"US · other banks","agentLabel":"Google Agent Payments Protocol (AP2)"},{"id":"coinbase--google-ap2","agent":"google-ap2","bank":"coinbase","bankName":"Coinbase","entityType":"fintech","country":"US","relation":"partnered","since":"2025-09-16","quote":"We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.","source":{"url":"https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol","title":"Powering AI commerce with the new Agent Payments Protocol (AP2)","publisher":"Google Cloud","date":"2025-09-16","kind":"primary"},"detail":"AP2 launch collaborator; co-created the A2A x402 extension for crypto-native payments.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Coinbase","group":"US · fintech & payments","agentLabel":"Google Agent Payments Protocol (AP2)"},{"id":"paypal--google-ap2","agent":"google-ap2","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2025-09-16","quote":"We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.","source":{"url":"https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol","title":"Powering AI commerce with the new Agent Payments Protocol (AP2)","publisher":"Google Cloud","date":"2025-09-16","kind":"primary"},"detail":"AP2 launch collaborator.","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"Google Agent Payments Protocol (AP2)"},{"id":"revolut--google-ap2","agent":"google-ap2","bank":"revolut","bankName":"Revolut","entityType":"fintech","country":"GB","relation":"partnered","since":"2025-09-16","quote":"We're collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, Paypal, Revolut, Salesforce, ServiceNow, UnionPay International, Worldpay, and more.","source":{"url":"https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol","title":"Powering AI commerce with the new Agent Payments Protocol (AP2)","publisher":"Google Cloud","date":"2025-09-16","kind":"primary"},"more":[{"url":"https://www.revolut.com/news/revolut_to_enable_frictionless_checkout_across_all_agentic_commerce_platforms_for_the_uk_and_eea/","title":"Revolut to Enable Frictionless Checkout Across All Agentic Commerce Platforms for the UK and EEA","publisher":"Revolut","date":"2026-01-19","kind":"primary","quote":"Revolut Pay has become one of the first EU payment methods compatible with Google's Agent Payments Protocol (AP2)."}],"detail":"AP2 launch collaborator; Revolut Pay became one of the first EU payment methods compatible with AP2 (Jan 2026).","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Revolut","group":"UK","agentLabel":"Google Agent Payments Protocol (AP2)"},{"id":"citigroup--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"citigroup","bankName":"Citigroup","entityType":"bank","country":"US","relation":"partnered","since":"2025-09-10","quote":"Ahead of this, Citi and U.S. Bank Mastercard cardholders will be the first to have the opportunity to experience AI-enabled shopping as agentic commerce providers and enablers like PayOS and other industry players go live.","source":{"url":"https://www.businesswire.com/news/home/20250910602958/en/Mastercard-Unveils-New-Tools-and-Collaborations-to-Power-Smarter-Safer-Agentic-Commerce","title":"Mastercard Unveils New Tools and Collaborations to Power Smarter, Safer Agentic Commerce","publisher":"Mastercard (Business Wire)","date":"2025-09-10","kind":"primary"},"more":[{"url":"https://www.mastercard.com/mea/en/news-and-trends/stories/2025/agentic-commerce-momentum.html","title":"Making agentic AI commerce a reality with embedded, trusted payments","publisher":"Mastercard","date":"2025-09-30","kind":"primary","quote":"Citi and US Bank cardholders are already enabled for Mastercard Agent Pay-powered transactions, with all U.S. Mastercard cardholders being equipped to do so by mid-November and cardholders globally following shortly thereafter."},{"url":"https://www.finextra.com/newsarticle/46577/citi-and-us-bank-customers-get-first-access-to-mastercard-agent-pay","title":"Citi and US Bank customers get first access to Mastercard Agent Pay","publisher":"Finextra","date":"2025-09-11","kind":"news","quote":"Citi and US Bank Mastercard cardholders will be the first to have the opportunity to experience AI-enabled shopping, with all of the card giant's US users added by the holiday season and a global rollout set to follow."},{"url":"https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-momentum.html","title":"Agentic commerce momentum: Mastercard Agent Pay and Agentic Tokens","publisher":"Mastercard","date":"2025-09-30","kind":"primary","quote":"Citi and US Bank cardholders are already enabled for Mastercard Agent Pay-powered transactions, with all U.S. Mastercard cardholders being equipped to do so by mid-November, and cardholders globally following shortly thereafter."}],"detail":"Citi Mastercard cardholders were the first US issuer base enabled for Mastercard Agent Pay (agentic tokens) ahead of the all-US rollout by the 2025 holiday season; by Sept 30, 2025 Mastercard said Citi and US Bank cardholders were already enabled.","blocks":["card-credentials","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Citi","group":"US · 10 largest","agentLabel":"Mastercard Agent Pay"},{"id":"us-bancorp--mastercard-agent-pay","agent":"mastercard-agent-pay","bank":"us-bancorp","bankName":"U.S. Bank","entityType":"bank","country":"US","relation":"partnered","since":"2025-09-10","quote":"Ahead of this, Citi and U.S. Bank Mastercard cardholders will be the first to have the opportunity to experience AI-enabled shopping as agentic commerce providers and enablers like PayOS and other industry players go live.","source":{"url":"https://www.businesswire.com/news/home/20250910602958/en/Mastercard-Unveils-New-Tools-and-Collaborations-to-Power-Smarter-Safer-Agentic-Commerce","title":"Mastercard Unveils New Tools and Collaborations to Power Smarter, Safer Agentic Commerce","publisher":"Mastercard (Business Wire)","date":"2025-09-10","kind":"primary"},"more":[{"url":"https://www.mastercard.com/mea/en/news-and-trends/stories/2025/agentic-commerce-momentum.html","title":"Making agentic AI commerce a reality with embedded, trusted payments","publisher":"Mastercard","date":"2025-09-30","kind":"primary","quote":"Citi and US Bank cardholders are already enabled for Mastercard Agent Pay-powered transactions, with all U.S. Mastercard cardholders being equipped to do so by mid-November and cardholders globally following shortly thereafter."},{"url":"https://www.finextra.com/newsarticle/46577/citi-and-us-bank-customers-get-first-access-to-mastercard-agent-pay","title":"Citi and US Bank customers get first access to Mastercard Agent Pay","publisher":"Finextra","date":"2025-09-11","kind":"news","quote":"Citi and US Bank Mastercard cardholders will be the first to have the opportunity to experience AI-enabled shopping, with all of the card giant's US users added by the holiday season and a global rollout set to follow."},{"url":"https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-momentum.html","title":"Agentic commerce momentum: Mastercard Agent Pay and Agentic Tokens","publisher":"Mastercard","date":"2025-09-30","kind":"primary","quote":"Citi and US Bank cardholders are already enabled for Mastercard Agent Pay-powered transactions, with all U.S. Mastercard cardholders being equipped to do so by mid-November, and cardholders globally following shortly thereafter."}],"detail":"U.S. Bank Mastercard cardholders were (with Citi) the first US issuer base enabled for Mastercard Agent Pay agentic tokens ahead of the all-US rollout by the 2025 holiday season.","blocks":["card-credentials","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"U.S. Bank","group":"US · 10 largest","agentLabel":"Mastercard Agent Pay"},{"id":"paypal--any-third-party-agent","agent":"any-third-party-agent","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2025-06-12","quote":"Leveraging this technology, PayPal developed an MCP server that enables merchants to interact with their preferred MCP clients using natural language.","source":{"url":"https://developer.paypal.com/limited-release/agents/","title":"PayPal Agent Toolkit and MCP server","publisher":"PayPal Developer","date":"2025-06-12","kind":"primary"},"detail":"Official PayPal MCP server (local and remote at mcp.paypal.com) for merchants to run invoices, orders, transactions from any MCP client (Claude, Cursor, etc.).","blocks":["data-access","payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"paypal--perplexity-comet","agent":"perplexity-comet","bank":"paypal","bankName":"PayPal","entityType":"fintech","country":"US","relation":"partnered","since":"2025-05-14","quote":"Perplexity today announced that it has partnered with PayPal to power agentic commerce across its Perplexity Pro platform. Starting this summer in the U.S., consumers can check out instantly with PayPal or Venmo when they ask Perplexity to find products, book travel, or buy tickets.","source":{"url":"https://newsroom.paypal-corp.com/2025-05-14-Perplexity-Selects-PayPal-to-Power-Agentic-Commerce","title":"Perplexity Selects PayPal to Power Agentic Commerce","publisher":"PayPal","date":"2025-05-14","kind":"primary"},"detail":"PayPal/Venmo power agentic checkout inside Perplexity (Pro, then free agentic shopping Nov 2025); PayPal/Venmo users got early Comet access (Sep 2025).","blocks":["payments"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"PayPal","group":"US · fintech & payments","agentLabel":"Perplexity Comet"},{"id":"block--any-third-party-agent","agent":"any-third-party-agent","bank":"block","bankName":"Block (Square)","entityType":"fintech","country":"US","relation":"partnered","since":"2025-04-25","quote":"You can configure your AI agent to use the Square MCP server hosted by Block as a remote server or you can set up and run the server locally for your AI agent's use.","source":{"url":"https://developer.squareup.com/docs/mcp","title":"Square MCP server","publisher":"Square Developer (Block)","date":"2025-04-25","kind":"primary"},"detail":"Official Square MCP server hosted by Block (mcp.squareup.com, OAuth) giving AI agents access to the Square seller API platform; beta.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Block","group":"US · fintech & payments","agentLabel":"Any third-party agent"},{"id":"ramp--any-third-party-agent","agent":"any-third-party-agent","bank":"ramp","bankName":"Ramp","entityType":"fintech","country":"US","relation":"partnered","since":"2025-03-25","quote":"We built a `Ramp MCP` server that lets you interact with your business data using natural language-by turning our developer API into a SQL interface that an LLM can query.","source":{"url":"https://engineering.ramp.com/ramp-mcp","title":"Building Ramp's MCP server","publisher":"Ramp Engineering","date":"2025-03-25","kind":"primary"},"detail":"Official Ramp MCP server (open source, later hosted at mcp.ramp.com with OAuth) exposing spend data, transactions, cards, approvals to any MCP client.","blocks":["data-access"],"checked":"2026-10-31","addedBy":"backfill-2026-10-31","bankShortName":"Ramp","group":"US · fintech & payments","agentLabel":"Any third-party agent"}],"pages":[{"path":"/agentic-banking/agent-access","hash":"634f2829ef597994"},{"path":"/banks/american-express/ai-agents","hash":"25007ea0dafae0c9","bank":"american-express"},{"path":"/banks/citigroup/ai-agents","hash":"a49e381ddc2563d4","bank":"citigroup"},{"path":"/banks/dbs/ai-agents","hash":"8750855ac4cf0f08","bank":"dbs"},{"path":"/banks/deutsche-bank/ai-agents","hash":"cd5243ee965ca8e3","bank":"deutsche-bank"},{"path":"/banks/hsbc/ai-agents","hash":"7f3cef47d046a0a6","bank":"hsbc"},{"path":"/banks/ing/ai-agents","hash":"aad39b9bc1234e8b","bank":"ing"},{"path":"/banks/jpmorgan-chase/ai-agents","hash":"10c5d5002f11157b","bank":"jpmorgan-chase"},{"path":"/banks/lloyds/ai-agents","hash":"8c9dc6046d85196f","bank":"lloyds"},{"path":"/banks/natwest/ai-agents","hash":"a2a500ba4c1129b8","bank":"natwest"},{"path":"/banks/ocbc/ai-agents","hash":"24f6410b934830cf","bank":"ocbc"},{"path":"/banks/pnc/ai-agents","hash":"c0af7f6b536d99d6","bank":"pnc"},{"path":"/banks/santander/ai-agents","hash":"7e6a08a6e2d1aa5d","bank":"santander"},{"path":"/banks/synchrony/ai-agents","hash":"74e75843ca64486c","bank":"synchrony"},{"path":"/banks/td-bank-group/ai-agents","hash":"d7e2c3badaf889c7","bank":"td-bank-group"}],"page":"/agentic-banking/agent-access","license":"CC BY 4.0","checked":"2026-10-31","agents":[{"slug":"any-third-party-agent","vendor":"Any vendor","product":"Any third-party agent","kind":"any","bankUse":"Used when a bank's statement covers outside AI agents and assistants in general rather than one product: most logged in with credentials the customer shared, or drove a browser on the customer's behalf."},{"slug":"anthropic-claude","vendor":"Anthropic","product":"Claude","formerly":["Claude for Chrome (pilot, 2025-08-26)","computer use (API beta, 2024-10-22)"],"kind":"browser-agent","launched":"2026-08-26","launchPrecision":"day","bankUse":"Browser extension that acts inside the user's own Chrome with their existing logged-in sessions, clicking, filling forms and completing tasks; during the 2025 pilot Anthropic blocked it from financial-services sites by default, and it uses a safety classifier and per-site permissions.","source":{"url":"https://claude.com/resources/articles/claude-in-chrome-generally-available","title":"Claude in Chrome is generally available","publisher":"Anthropic","date":"2026-08-26","quote":"Claude in Chrome is now generally available on every paid Claude plan. Claude can now also take actions autonomously in the browser, instead of needing approval for every one."}},{"slug":"bytedance-doubao","vendor":"ByteDance","product":"Doubao phone assistant","kind":"phone-agent","launched":"2025-12-01","launchPrecision":"day","bankUse":"Operating-system-level agent embedded by the handset maker (first ZTE Nubia M153 prototype; consumer Nubia NaviX Ultra 'Doubao phone' reported 2026-09-16) that operates other apps on the phone screen from voice commands, tapping through app UIs to book, order and pay inside them.","source":{"url":"https://www.reuters.com/world/china/bytedance-rolls-out-ai-voice-assistant-chinese-smartphones-2025-12-01/","title":"ByteDance rolls out AI voice assistant for Chinese smartphones","publisher":"Reuters","date":"2025-12-01","quote":"The AI assistant, powered by ByteDance's popular Doubao large language model, allows users to voice activate tasks such as finding content and booking tickets."}},{"slug":"google-gemini","vendor":"Google","product":"Gemini Agent","formerly":["Project Mariner (Dec 2024 – shut down 2026-05-04)","Agent Mode (announced I/O 2025-05-20)","Duet AI (renamed Gemini for Workspace, Feb 2024)","Bard"],"kind":"consumer-agent","launched":"2025-11-18","launchPrecision":"day","bankUse":"Multi-step agent inside the Gemini app that browses the live web in a cloud environment and acts in connected Google apps (Gmail, Calendar); built on Project Mariner, it is designed to seek confirmation before purchases and the user can take over. Separate enterprise 'Gemini agent' for work launched 2026-10-09.","source":{"url":"https://blog.google/products-and-platforms/products/gemini/gemini-3-gemini-app/","title":"See new Gemini app updates with the Gemini 3 AI model","publisher":"Google (The Keyword)","date":"2025-11-18","quote":"Gemini Agent: A new tool that orchestrates and completes complex, multi-step tasks on your behalf, rolling out to Google AI Ultra members first."}},{"slug":"meta-muse","vendor":"Meta","product":"Muse","kind":"consumer-agent","launched":"2026-09-08","launchPrecision":"day","bankUse":"Runs on a per-user cloud computer (Muse Secure VM) with its own Chromium browser and a credential store, so it can sign in to websites and act with the user's stored logins while the model never sees the password. Its Finances experience connects bank, card, investment and mortgage accounts read-only through Plaid to pull balances and transactions; it asks for confirmation before purchases.","source":{"url":"https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/","title":"Introducing Muse: The World's First Personal AI Agent Built for Everyone","publisher":"Meta Newsroom","date":"2026-09-08","quote":"Muse runs on Muse Secure VM, a dedicated secure computer with its own browser, and can work on a person's behalf across the apps they use daily"}},{"slug":"microsoft-copilot","vendor":"Microsoft","product":"Copilot Actions","kind":"consumer-agent","launched":"2025-04-04","launchPrecision":"day","bankUse":"Completes web tasks (bookings, event tickets, purchases) on partner sites from chat prompts in the background; the Windows version (announced 2025-10-16, Insiders from 2025-11-17) runs in a separate Agent Workspace account on the PC to operate local files and apps.","source":{"url":"https://blogs.microsoft.com/blog/2025/04/04/your-ai-companion/","title":"Your AI Companion","publisher":"Microsoft (Official Microsoft Blog)","date":"2025-04-04","quote":"With Actions, Copilot can now partner with you to complete tasks behind the scenes. Use simple chat prompts to ask Copilot to book event tickets, grab dinner reservations or send a thoughtful gift to a friend and it will check that task off your list."}},{"slug":"openai-chatgpt","vendor":"OpenAI","product":"ChatGPT (Instant Checkout, apps)","kind":"assistant","launched":"2025-09-29","launchPrecision":"day","bankUse":"Chat assistant; its Instant Checkout let US users buy from Etsy/Shopify merchants in chat paying with a card on file via Stripe Shared Payment Tokens (Agentic Commerce Protocol); no bank login. Reported retired in March 2026 in favour of merchant apps inside ChatGPT.","source":{"url":"https://openai.com/index/buy-it-in-chatgpt/","title":"Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol","publisher":"OpenAI","date":"2025-09-29","quote":"If a product supports Instant Checkout, users can tap \"Buy,\" confirm their order, shipping, and payment details, and complete the purchase without ever leaving the chat."}},{"slug":"openclaw","vendor":"OpenClaw (open source)","product":"OpenClaw","formerly":["Clawdbot","Moltbot","Molty"],"kind":"open-source-agent","launched":"2025-11","launchPrecision":"month","bankUse":"Self-hosted agent runtime on the user's own machine, driven from WhatsApp/Telegram/Discord etc., with browser automation and shell access; users can have it log into their own online banking with their credentials (e.g. to download statements) with no vendor-side restriction.","source":{"url":"https://www.cnbc.com/2026/02/02/openclaw-open-source-ai-agent-rise-controversy-clawdbot-moltbot-moltbook.html","title":"From Clawdbot to Moltbot to OpenClaw: Meet the AI agent generating buzz and fear globally","publisher":"CNBC","date":"2026-02-02","quote":"Previously known as Clawdbot and Moltbot, the AI agent was first launched in November by Austrian software developer Peter Steinberger."}},{"slug":"perplexity-comet","vendor":"Perplexity","product":"Comet","kind":"browser-agent","launched":"2025-07-09","launchPrecision":"day","bankUse":"Chromium browser whose built-in assistant operates inside the user's own tabs and logged-in sessions, so it can navigate any site the user is signed into (including bank or merchant accounts) and complete multi-step tasks and purchases.","source":{"url":"https://www.perplexity.ai/hub/blog/introducing-comet","title":"Introducing Comet: Browse at the speed of thought","publisher":"Perplexity","date":"2025-07-09","quote":"The Comet assistant removes friction with every thought, actively conducting entire browsing sessions while you focus on what matters."}},{"slug":"instinct","vendor":"Spear Street Technology","product":"Instinct","kind":"consumer-agent","launched":"2026-08-26","launchPrecision":"day","bankUse":"Invite-only personal agent reached by text message, phone call or email rather than an app; users hand it passwords, credit cards and other sensitive data (reportedly including authenticator codes) and it logs into websites and apps on their behalf to book travel, buy goods, cancel subscriptions and file claims.","source":{"url":"https://techcrunch.com/2026/08/26/viral-ai-startup-instinct-has-raised-350-million-at-a-2-5-billion-valuation/","title":"Viral AI startup Instinct has raised $350M at a $2.5B valuation","publisher":"TechCrunch","date":"2026-08-26","quote":"Users connect it to their apps and devices and can communicate with it via texts and calls."}},{"slug":"google-ap2","vendor":"Google","product":"Agent Payments Protocol (AP2)","kind":"commerce-program","launched":"2025-09-16","launchPrecision":"day","bankUse":"Open protocol (extension of A2A/MCP) in which an agent carries cryptographically signed user 'mandates' to initiate card, real-time bank-transfer or stablecoin payments, so issuers, networks and merchants can verify the agent's authority; launched with 60+ partners including Mastercard, American Express, PayPal and Revolut.","source":{"url":"https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol","title":"Powering AI commerce with the new Agent Payments Protocol (AP2)","publisher":"Google Cloud Blog","date":"2025-09-16","quote":"Today, Google announced the Agent Payments Protocol (AP2), an open protocol developed with leading payments and technology companies to securely initiate and transact agent-led payments across platforms."}},{"slug":"mastercard-agent-pay","vendor":"Mastercard","product":"Mastercard Agent Pay","kind":"commerce-program","launched":"2025-04-29","launchPrecision":"day","bankUse":"Agentic Tokens issued on a cardholder's Mastercard let a registered AI agent pay at merchants within consumer-set limits; issuing banks enrol to get visibility and control over agent-initiated transactions. Extended with Agent Pay for Machines (2026-06-10) and a Trust & Intelligence suite (Oct 2026).","source":{"url":"https://www.mastercard.com/news/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai/","title":"Mastercard unveils Agent Pay, pioneering agentic payments technology to power commerce in the age of AI","publisher":"Mastercard Newsroom","date":"2025-04-29","quote":"Mastercard today announced the launch of its Agentic Payments Program, Mastercard Agent Pay."}},{"slug":"sierra-poppy","vendor":"Sierra","product":"Poppy (Personal Agent Protocol)","kind":"commerce-program","launched":"2026-10-09","launchPrecision":"day","bankUse":"A draft open standard (OAuth, JWT, MCP) for personal agents such as Meta's Muse to identify themselves to a business, obtain the customer's scoped consent and act through a sanctioned connection instead of the customer's password; banks join as design partners.","source":{"url":"https://sierra.ai/blog/poppy","title":"Poppy: the Personal Agent Protocol","publisher":"Sierra","date":"2026-10-09","quote":"So today we're publishing a draft of Personal Agent Protocol, known as Poppy, and announcing an additional 35 design partners"}},{"slug":"stripe-agentic-commerce","vendor":"Stripe","product":"Agentic Commerce Protocol","kind":"commerce-program","launched":"2025-09-29","launchPrecision":"day","bankUse":"Open checkout standard co-developed with OpenAI: the agent collects the buyer's card or Link wallet and Stripe issues a Shared Payment Token scoped to one merchant and cart total, so the agent never holds raw card credentials and the merchant stays merchant of record. Followed by the Agentic Commerce Suite for merchants (2025-12-11).","source":{"url":"https://ffnews.com/newsarticle/stripe-powers-instant-checkout-in-chatgpt-and-releases-agentic-commerce-protocol-codeveloped-with-openai/","title":"Stripe Powers Instant Checkout in ChatGPT and Releases Agentic Commerce Protocol Codeveloped With OpenAI","publisher":"FF News (Stripe press release)","date":"2025-09-29","quote":"After the buyer uses their preferred payment method (including Link, Stripe's consumer payments product), Stripe issues a Shared Payment Token (SPT), a new payment primitive that lets applications like ChatGPT initiate a payment without exposing the buyer's payment credentials."}},{"slug":"visa-intelligent-commerce","vendor":"Visa","product":"Visa Intelligent Commerce","kind":"commerce-program","launched":"2025-04-30","launchPrecision":"day","bankUse":"Issues agent-ready tokenised Visa credentials with consumer-set spending limits so AI agents (partners incl. OpenAI, Anthropic, Perplexity, Microsoft, Stripe) can pay at merchants; issuers see agent-initiated transactions flagged on the network. Later additions: Trusted Agent Protocol (Oct 2025), Intelligent Commerce Connect (2026-04-08), OpenAI partnership (2026-06-10).","source":{"url":"https://usa.visa.com/about-visa/newsroom/press-releases.release.21361.html","title":"Find and Buy with AI: Visa Unveils New Era of Commerce","publisher":"Visa","date":"2025-04-30","quote":"Introduced today at the Visa Global Product Drop, Visa Intelligent Commerce enables AI to find and buy. It is a groundbreaking new initiative that opens Visa's payment network to the developers and engineers building the foundational AI agents transforming commerce."}}]}