FirstSun Capital Bancorp vs peers
AI and technology compared

Last updated Oct 19, 2026 · 8 peers · 95 sources cited

How does FirstSun Capital Bancorp compare with its peers on AI and technology?

On this site's AI disclosure index FirstSun scores 2.1 (#113 of 120 US banks), seventh in a nine-bank group of Western and Southwestern regionals. It sits level with Glacier (2) and National Bank Holdings (2) at the bottom of the group, far behind Western Alliance (71.8), First Interstate (51.3), UMB (47.9) and BOK Financial (41.8). The gap is a disclosed program. FirstSun has named no AI tool, vendor, use case, budget or leader as of October 2026, and neither its April nor its July 2026 earnings call discussed AI. Western Alliance's CEO named 15 AI use cases in September 2026, and the bank estimates 150,000+ employee hours saved through Microsoft Copilot. Banc of California says more than 80% of its developers use AI daily. First Interstate is one of six banks co-developing agents with Fiserv. FirstSun's technology year went to its merger with First Foundation, which closed on April 1, 2026. First Foundation customers moved onto Sunflower's systems on the weekend of September 18 to 20, 2026, under six months after closing. By June 30 it had achieved 65% of a $68 million annual cost-save target, and it expects an efficiency ratio in the high 50s to low 60s by the first quarter of 2027. Its 2025 10-K, filed March 6, 2026, names the risk plainly: if it fails to keep pace with AI-enabled analytics and customer offerings, its competitive positioning could suffer.[1][2][3][4][5][6][7][8][9][10]

Data as of Oct 19, 2026 · FirstSun profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does FirstSun lead its peers on AI?

01

A merger conversion done in under six months

FirstSun closed First Foundation on April 1, 2026 and moved its customers onto Sunflower's systems on September 18 to 20, 2026. UMB closed Heartland on January 31, 2025 and completed the conversion in mid-October 2025, and National Bank Holdings, which closed Vista on January 7, 2026, scheduled its systems integration for the third quarter. Glacier converted Guaranty faster, in the first quarter of 2026 after an October 1, 2025 close.[8][9][11][12][13][14][15]

02

A cost-save target counted quarter by quarter

FirstSun reported 65% of its $68 million annual merger cost-save target achieved by June 30, 2026, with the rest tied to the September core conversion, and guided to an efficiency ratio in the high 50s to low 60s by Q1 2027. BOK Financial guides to an efficiency ratio near 63% for 2026, and Western Alliance's CEO says no AI return is yet embedded in its models.[10][16][17][4]

03

A named loan-operations integration already running

Sunflower's CIO Brian Mulcahey said in February 2025 that its nCino and Sandbox Banking integration streamlines processes and reduces manual data entry for loan operations. Banner was still bringing its new loan and deposit origination system live through 2025 and wrote off its previous commercial loan origination system, $924,000, in Q2 2026.[18][19][20]

Where does FirstSun trail its peers on AI?

01

No AI use case disclosed while Western Alliance names 15

FirstSun's profile records one described AI use case and none in production. Western Alliance's CEO identified 15 AI use cases in September 2026, with the top five to be costed into 2027 plans, and its May 2026 investor day projected a 25% cut in lending cycle time and 60-80% faster financial-crimes triage.[1][4][5]

02

No employee AI tools on the record

FirstSun names no internal AI assistant or coding tool. Banc of California reports nearly universal employee access to AI tools and more than 80% of developers using AI daily (April 2026), and Western Alliance estimates more than 150,000 employee hours saved through Microsoft Copilot.[3][6][5]

03

No customer AI assistant, unlike Banner

FirstSun discloses no customer-facing AI. Banner runs the Banner Virtual Assistant by phone and secure chat 24 hours a day, and Glia gave it a 2025 award for AI agents that extend service hours and hand off to staff without increasing agent headcount.[1][21][22]

04

No disclosed AI fraud tooling after a $22 million fraud loss

In July 2026 FirstSun took an expected $22.0 million charge-off after a borrower misrepresented receivables and collateral, and its 10-K warns that generative AI may make social-engineering fraud harder to detect. Western Alliance's AI-driven fraud scoring helped prevent more than 723 million fraudulent class-action claims in 2024, and BOK's CISO says it is implementing AI into its systems against payment fraud.[23][24][1][25][26]

Where does FirstSun rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Western Alliance Bancorporation71.8#32 of 120131416 of 1718Triangle of Fraud Protection and the enterprise AI programme[27][25][28][29]
First Interstate BancSystem51.3#56 of 1207175 of 1121Fiserv agentOS pilot and the 'one clean data source' project[7][30]
UMB Financial47.9#61 of 1207149 of 1016Integration first: the Heartland systems conversion[31][12][32]
BOK Financial Corporation41.8#69 of 1209184 of 620Not disclosed
Banner Corporation36.7#80 of 1203219 of 1215Digital platform and AI capability investments; Banner Virtual Assistant[33][21]
Banc of California34.7#82 of 12012110 of 1415BancEdge (formerly Deepstack) payments platform, SmartStreet[34][35][36][37][38][39][6][40]
FirstSun Capital Bancorp (this page)2.1#113 of 1205141 of 514Not disclosed
National Bank Holdings Corporation2#115 of 1204156 of 813Not disclosed
Glacier Bancorp2#117 of 1203187 of 1014Not disclosed

On which parts of the AI record is FirstSun ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of FirstSun and the 8 peers that are scored on the same basis. "Place" is FirstSun's position in the group of 9 (1st = most).

Component (weight)FirstSunPeer medianMost in the groupPlace
Independent sources (45%)55.5Western Alliance (13)5th of 9
Use cases in production (10%)18Western Alliance (16)9th of 9
Own primary disclosures (10%)1417.5Banc of California (21)7th of 9
Dated moves, last 12 months (10%)1415.5First Interstate (21)7th of 9
Disclosed numbers (5%)1012Western Alliance (16)9th of 9
Named AI leaders (5%)67.5Western Alliance (12)5th of 9
Use cases described (5%)510.5Western Alliance (17)9th of 9

What has each bank in FirstSun's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
FirstSun Capital BancorpNot disclosed6, incl. Neal Arnold (CEO and President)[16][41]AI passages in the 10-K: 6 in the 2025 report; 2 in the 2024 report (Mar 6, 2026)[1][42]Not disclosedNot surveyed
National Bank Holdings CorporationNot disclosed6, incl. Tim Laney (Chairman and Chief Executive Officer)[13][43]2UniFi user applications: Over 1,300 year to date; weekly applications up from about 40 to nearly 400 (Apr 22, 2026)[44]Not disclosedNot surveyed
BOK Financial CorporationNot disclosed9, incl. Stacy Kymes (President and CEO)[45][46]Earnings calls with an AI remark, Q3 2025 to Q2 2026: 0 of 4 (Jul 21, 2026)[47][48][17][49]Not disclosed3 open AI roles (Oct 13, 2026); most in AI engineering
UMB FinancialIntegration first: the Heartland systems conversion[31][12][32]11, incl. Mariner Kemper (Chairman and CEO)[50][12]Earnings calls that discussed AI, Q3 2025 to Q2 2026: 1 of 4 (Q1 2026 only) (Jul 29, 2026)[51][52][53][54]Not disclosedNot surveyed
Glacier BancorpNot disclosed6, incl. Randy Chesler (President and CEO)[55][56]Full-time-equivalent employees / locations, 31 December 2025 (2024): 4,087 / 281 (3,441 / 227) (Dec 31, 2025)[57]Not disclosedNot surveyed
First Interstate BancSystemFiserv agentOS pilot and the 'one clean data source' project[7][30]9, incl. Jim Reuter (President and CEO)[7][58]Banks co-developing agents with Fiserv: 6 (First Interstate among them) (May 14, 2026)[7]Not disclosedNot surveyed
Western Alliance BancorporationTriangle of Fraud Protection and the enterprise AI programme[27][25][28][29]12, incl. Ken Vecchione (Chairman)[59][60][61]Employee hours saved by AI: 150,000+ (estimate based on Microsoft Copilot usage) (May 12, 2026)[5]Not disclosed5 open AI roles (Sep 24, 2026); most in AI engineering
Banc of CaliforniaBancEdge (formerly Deepstack) payments platform, SmartStreet[34][35][36][37][38][39][6][40]5, incl. Jared Wolff (Chairman, President and CEO)[62][38]Developers using AI in daily workflows: More than 80% (Apr 23, 2026)[6]Not disclosed2 open AI roles (Sep 24, 2026); most in AI product & strategy
Banner CorporationDigital platform and AI capability investments; Banner Virtual Assistant[33][21]6, incl. Mark J. Grescovich (President and CEO)[63][33]Banner Virtual Assistant availability: 24 hours a day, 7 days a week; staff 7 a.m. to 7 p.m. PT weekdays by phone (Sep 24, 2026)[21]Not disclosed1 open AI roles (Sep 24, 2026); most in AI security

What are the latest dated moves on the AI record of FirstSun and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 1, 2026National Bank Holdings8-K: $4.0 million impairment on a FinTech partnership investment[64]
Sep 21, 2026FirstSunFirst Foundation customers move to Sunflower systems[9]
Sep 16, 2026Western AllianceBarclays conference: 15 AI use cases, top five for 2027[4]
Sep 16, 2026Western AllianceAI team first used to defend against Mythos[4]
Sep 2, 2026GlacierGlacier Bank invests in the Cari tokenised-deposit network[65]
Sep 1, 2026Banner BankPacific Financial acquisition completed[66]
Aug 21, 2026First InterstateJeff Lee named chief operations officer[67][68]
Aug 20, 2026UMB'Playing with the big boys'[69]
Aug 17, 2026BOK Financial18th for customer reputation[70]
Aug 13, 2026BOK FinancialVanilla case study: AI trust-document review[71]
Aug 10, 2026FirstSunQ2 10-Q: risk factors unchanged[72]
Aug 7, 2026Banc of CaliforniaQ2 2026 10-Q lists AI among competing technologies[73]
Aug 5, 2026National Bank Holdings10-Q: AI wording unchanged[74][75]
Aug 4, 2026Banner BankQ2 2026 10-Q: IT and data services expense up 26%[76]
Aug 4, 2026GlacierQ2 2026 10-Q repeats the AI risk language[77]
Aug 3, 2026First InterstateQ2 2026 10-Q: no material change to risk factors[78]
Jul 30, 2026UMBQ2 2026 10-Q has no AI language[79]
Jul 29, 2026Banc of CaliforniaQ2 2026 call: APIs added, no AI remarks[80]

What AI have FirstSun's peers put into use?

The AI work each bank in the group has described in filings, calls or announcements, with the scale disclosed. A blank means nothing is disclosed, not that nothing exists.

BankWhat it hasSinceScale disclosed
FirstSunNone disclosed; nCino loan-origination platform with a Sandbox Banking integration (no AI feature named)February 2025 (integration)Not disclosed[18][1]
Western AllianceEnterprise AI program; AI-driven fraud scoring in Digital Disbursements; Microsoft Copilot2024 (fraud); May 2026 investor day15 use cases (September 2026); 150,000+ hours saved; 723 million+ fraudulent claims prevented in 2024[4][5][25]
First InterstateFiserv agentOS commercial-loan onboarding agent, built with Fiserv and OpenAI on Amazon BedrockMay 2026One of 6 co-developing banks; one of 2 pilot institutions at launch[7][81]
Banc of CaliforniaEnterprise AI tools and a Copilot assistant; AI in BSA review support and customer serviceQ1 2026 callNearly universal employee access; more than 80% of developers use AI daily[6]
BOK FinancialVanilla AI for trust-document review in Advisor Trust ServicesAugust 2026 case studyAbout four hours saved per initial trust review (vendor-reported)[71]
BannerBanner Virtual Assistant and Glia AI agents in the client engagement center2025Available 24 hours a day, 7 days a week[21][22]
National Bank Holdings2UniFi digital platform for small businesses (no AI feature disclosed)2024Weekly applications up from about 40 to nearly 400 (April 2026)[44]

How does FirstSun's AI governance compare with its peers'?

What each bank's latest annual report or proxy says about AI risk and who oversees it. Disclosure language, not a measure of capability.

BankWhat the filing saysOversight namedFiling
FirstSunSix AI passages, up from two: competitors' rapid AI adoption could pressure pricing, automation and client satisfaction; generative AI in social-engineering fraud; AI robo-advice competing in wealth managementThe CISO reports to the Chief Risk Officer; no AI owner named2025 10-K, March 6, 2026[1][42]
BOK FinancialThe board gets periodic updates on AI governance but does not approve individual capabilities; each initiative is reviewed for data quality, bias, compliance and ethicsChief data and analytics officer leads data and AI strategy2025 10-K, February 18, 2026[82][83]
UMBAI named seven times, up from one; emerging technology such as AI overseen by the TOPS committeeBoard Risk Committee oversees emerging-technology risk including AI2025 10-K; 2026 proxy[84][85]
First InterstateA stand-alone AI risk factor: the bank may offer AI products, investment may need significant resources, flawed or biased AI could bring liabilityBoard Technology, Innovation and Operations Committee2025 10-K, February 26, 2026[86][87]
BannerModel risk, biased data, explainability and over-reliance on AI; generative and agentic AI named as competitive threatsA board-approved generative-AI policy; a Fintech Council vets uses2025 10-K; 2026 proxy[88][89]
National Bank HoldingsAI as a technology, information-security and fraud riskAudit & Risk Committee updated quarterly on AI; an Emerging Technologies Sub-Committee2025 10-K; 2026 proxy[90][91]
GlacierAI 'could significantly disrupt our business model'; AI-enabled attacks and state AI lawsNo AI committee or officer named2025 10-K; 2026 proxy[57][92]

How does FirstSun's technology spending compare with its peers'?

Technology or data-processing expense and integration milestones each bank discloses. None of these banks publishes an AI budget.

BankTechnology expense disclosedIntegration or platform milestonePeriod
FirstSunData processing $18.4 million in 2025 ($19.4 million in 2024); higher data processing costs after the merger in Q2 2026First Foundation core conversion completed September 18 to 20, 20262025; 2026[1][72][9]
Western AllianceAbout $250 million of technology investment over 2024-2026; tech spend 10% of revenue and 17% of opexFive AI use cases to be costed into 2027 plansMay and September 2026[5][4]
Banc of CaliforniaIT and data processing $55.5 million in 2025 ($60.4 million in 2024)AI efficiency tied to 3% to 3.5% expense growth guidance2025; April 2026[93][6]
BannerInformation and computer data services $33.1 million in 2025, up 13%; $10.3 million in Q2 2026, up 26%New loan and deposit origination system2025; Q2 2026[88][76]
National Bank Holdings2UniFi expense $22 million in 2025; a $4.0 million impairment on a fintech partnership investment expected in Q3 2026Vista systems integration scheduled for Q3 20262025; 2026[94][64][13]
UMBNot broken outHeartland conversion completed October 2025; 192 branches and 347 ATMsOctober 2025[95]

Which banks are FirstSun's peers, and why these?

FirstSun Capital Bancorp is compared here with National Bank Holdings Corporation, BOK Financial Corporation, UMB Financial, Glacier Bancorp, First Interstate BancSystem, Western Alliance Bancorporation, Banc of California and Banner Corporation: chosen by the editors for this page (see the note below the table). FirstSun Capital Bancorp is classed as a regional or retail-commercial bank in the West.

The computed group mixed in Hawaii banks and Korean- and Chinese-American banks from Los Angeles; this group holds regional banks whose footprints overlap the Colorado, Texas, Kansas, New Mexico, Arizona, California and Washington markets of Sunflower Bank and the California franchise it took over from First Foundation in April 2026.

Does FirstSun or Sunflower Bank use AI?

Not on the public record. FirstSun has named no AI tool, vendor, use case or budget as of October 2026, and its April and July 2026 earnings calls did not discuss AI. Its 2025 10-K treats AI as a risk: competitors' adoption, AI-assisted fraud and AI robo-advice in wealth management. Sunflower's CIO has described an nCino loan-platform integration that cuts manual data entry.[1][2][3][18]

Is FirstSun behind Western Alliance on AI?

On the record, yes: Western Alliance scores 71.8 on this site's disclosure index against FirstSun's 2.1. Western Alliance's CEO named 15 AI use cases in September 2026, it estimates more than 150,000 employee hours saved through Copilot, and its AI fraud scoring helped prevent more than 723 million fraudulent claims in 2024. FirstSun discloses no AI use.[4][5][25][1]

How does FirstSun compare with BOK Financial on technology?

Neither has disclosed much. BOK scores 41.8 on this site's index against FirstSun's 2.1, mostly on governance and vendor material: its 10-K describes board updates on AI governance and an internal review of each AI initiative, and Vanilla says BOK's trust team saves about four hours per trust review with its AI. FirstSun's 10-K names AI only as a risk.[82][71][1]

Does Sunflower Bank have a virtual assistant like Banner's?

No customer AI assistant is disclosed. Banner runs the Banner Virtual Assistant by phone and secure chat around the clock, and Glia credits its AI agents with extending service hours without adding agents. Sunflower's September 2026 conversion notices told First Foundation customers to download the Sunflower mobile app, without mention of an assistant.[21][22][9]

Why has FirstSun said little about AI?

Its 2026 technology work has been merger integration. Management said in April 2026 that the third-quarter emphasis was completing the main application system conversions, and in July that teams were fully engaged on the conversion and the First Foundation cleanup. The core conversion ran on September 18 to 20, 2026, with a wealth-business conversion planned for the fourth quarter.[2][3][9]

How does FirstSun's technology spending compare with its peers?

FirstSun reports technology mainly as data processing expense, $18.4 million in 2025. Banner reported $33.1 million of information and data services expense in 2025, Banc of California $55.5 million of IT and data processing, and Western Alliance about $250 million of technology investment over 2024 to 2026, 10% of revenue. None discloses an AI budget.[1][88][93][5]

Is FirstSun ahead of Glacier or National Bank Holdings on AI?

Not meaningfully; the three are level on this site's disclosure index: FirstSun 2.1, Glacier 2 and National Bank Holdings 2. None of the three has disclosed an AI program. Glacier's 10-K says AI could significantly disrupt its business model, and NBH's proxy says its Audit & Risk Committee is updated quarterly on AI; FirstSun's 10-K warns about competitors' AI adoption.[57][91][1]

  1. FirstSun Capital Bancorp Form 10-K for the fiscal year ended December 31, 2025
    FirstSun Capital Bancorp (SEC filing) · Mar 6, 2026
  2. FirstSun (FSUN) Q1 2026 earnings call transcript
    The Motley Fool · Apr 28, 2026
  3. Earnings call transcript: FirstSun Capital Q2 2026 loss, stock jumps 10%
    Investing.com · Jul 28, 2026
  4. Western Alliance at Barclays Conference: shift to profits, buybacks (transcript)
    Investing.com · Sep 16, 2026
  5. Western Alliance Bancorporation Investor Day 2026 presentation (Form 8-K, Exhibit 99.1)
    Western Alliance Bancorporation (SEC filings) · May 12, 2026
  6. Banc of California (BANC) Q1 2026 Transcript
    Yahoo Finance (Motley Fool transcript) · Apr 23, 2026
  7. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  8. FirstSun Capital Bancorp and First Foundation Inc. Complete Merger
    FirstSun Capital Bancorp (Business Wire) · Apr 1, 2026
  9. First Foundation Integration Updates (customer FAQs, September 14 to 21, 2026)
    Sunflower Bank · Sep 21, 2026
  10. FirstSun Capital Bancorp Q2 2026 Earnings Call Summary
    Moby via Yahoo Finance · Jul 28, 2026
  11. UMB embraces 'consolidator' role
    Banking Dive · Feb 20, 2025
  12. UMB's post-acquisition systems conversion set for October
    American Banker · Jul 30, 2025
  13. National Bank Holdings Corporation Completes Acquisition of Vista Bancshares, Inc. and Vista Bank
    National Bank Holdings Corporation (GlobeNewswire) · Jan 7, 2026
  14. Glacier Bancorp Completes Acquisition of Guaranty Bancshares, Inc. in Mount Pleasant, Texas
    Glacier Bancorp (GlobeNewswire) · Oct 1, 2025
  15. Glacier Bancorp, Inc. Announces Results for the Quarter Ended March 31, 2026 (Form 8-K, Exhibit 99.1)
    Glacier Bancorp (SEC filings) · Apr 23, 2026
  16. FirstSun's boosts outlook on impact of First Foundation deal
    American Banker · Jul 28, 2026
  17. BOK Financial (BOKF) Q1 2026 earnings call transcript
    The Motley Fool (earnings call transcript) · Apr 21, 2026
  18. nCino Acquires Sandbox Banking (customer statement from Sunflower Bank's CIO)
    nCino · Feb 11, 2025
  19. Banner (BANR) Q3 2025 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Apr 22, 2026
  20. Earnings call transcript: Banner misses Q2 2026 estimates as shares slip
    Investing.com · Jul 23, 2026
  21. Banner Virtual Assistant
    Banner Bank · Sep 24, 2026
  22. Glia Announces 2025 Catalyst Awards Winners, Celebrating AI-Driven Breakthroughs in Community Banking
    Glia · Oct 14, 2025
  23. FirstSun Capital Bancorp Form 8-K, July 9, 2026 (second quarter charge-offs)
    FirstSun Capital Bancorp (SEC filing) · Jul 9, 2026
  24. FirstSun joins list of banks hit by borrower fraud
    American Banker · Jul 10, 2026
  25. 2025 Digital Payments in Class Actions and Mass Torts
    Western Alliance Bank · Apr 4, 2025
  26. AI a double-edged sword
    BOK Financial (The Statement) · Feb 21, 2024
  27. How Truist and Western Alliance deploy AI to fight fraud
    American Banker · Jun 4, 2025
  28. Innovation of the Year 2025: Meet the honorees
    American Banker · May 6, 2025
  29. Western Alliance Bank Launches WA VenueX — Always-On Institutional Liquidity Hub and Financial Platform for the On-Chain Economy
    Business Wire via FT Markets · Jul 24, 2026
  30. First Interstate BancSystem Q1 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Apr 30, 2026
  31. The Most Powerful Women to Watch, No. 15, Uma Wilson, UMB Bank
    American Banker · Sep 24, 2025
  32. AI POV: Impacts on the markets and what the future may hold
    UMB Financial · Mar 2, 2026
  33. BANR Q1 Deep Dive: Deposit Growth, Margin Resilience, and Strategic Positioning
    StockStory (Yahoo Finance) · Apr 23, 2026
  34. Banc of California Makes a Payments Push
    Los Angeles Business Journal (reprint posted by Banc of California) · Mar 9, 2026
  35. Banc of California 2024 Impact Report
    Banc of California · Aug 6, 2025
  36. Banc of California Corporate Fact Sheet (financial highlights as of 30 June 2026)
    Banc of California · Jul 28, 2026
  37. Banc of California Renews Commitment to Alliance for Southern California Innovation
    Banc of California · Nov 25, 2024
  38. Banking & Finance Quarterly: Building Momentum (Los Angeles Business Journal interview with Jared Wolff)
    Los Angeles Business Journal (reprint posted by Banc of California) · Mar 2, 2026
  39. The Growing Threat of AI Fraud
    Banc of California · Sep 30, 2024
  40. Banc of California 2026 proxy statement (DEF 14A), letter to stockholders
    SEC EDGAR · Mar 26, 2026
  41. Q2 Rundown: FirstSun Capital Bancorp (NASDAQ:FSUN) Vs Other Regional Banks Stocks
    StockStory via Yahoo Finance · Sep 4, 2026
  42. FirstSun Capital Bancorp Form 10-K for the fiscal year ended December 31, 2024
    FirstSun Capital Bancorp (SEC filing) · Mar 7, 2025
  43. National Bank (NBHC) Q4 2025 Earnings Transcript
    The Motley Fool via Yahoo Finance · Jan 28, 2026
  44. Earnings call transcript: National Bank Holdings beats Q1 2026 EPS forecasts
    Investing.com · Apr 22, 2026
  45. BOK counting on mortgage finance for a boost in 2026
    American Banker · Jan 27, 2026
  46. Kymes: Credit is still very benign despite recent headlines
    CNBC · Oct 22, 2025
  47. BOK Financial (BOKF) Q3 2025 earnings call transcript
    The Motley Fool (earnings call transcript) · Oct 21, 2025
  48. Earnings call transcript: BOK Financial Q4 2025 earnings beat expectations
    Investing.com · Jan 20, 2026
  49. Earnings call transcript: BOK Financial beats Q2 2026 EPS forecast, shares slip
    Investing.com · Jul 21, 2026
  50. UMB CEO takes 'measured' tone on M&A
    Banking Dive · Jan 29, 2026
  51. UMB Financial Q3 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jan 26, 2026
  52. UMB (UMBF) Q4 2025 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Apr 21, 2026
  53. UMB Financial (UMBF) Q1 2026 Earnings Transcript
    The Motley Fool (Yahoo Finance) · Apr 29, 2026
  54. Earnings call transcript: UMB Financial tops Q2 2026 estimates as shares rise
    Investing.com (earnings call transcript) · Jul 29, 2026
  55. Glacier Bancorp to acquire Texas bank in $476 million deal
    American Banker · Jun 25, 2025
  56. Glacier in Montana takes prolific acquisition strategy to Idaho
    American Banker · Jan 14, 2025
  57. Glacier Bancorp, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Glacier Bancorp (SEC filings) · Feb 25, 2026
  58. Why one regional bank is shrinking after years of rapid growth
    American Banker · Feb 5, 2026
  59. Western Alliance Bancorporation Investor Day 2026 presentation
    Western Alliance Bancorporation · May 11, 2026
  60. Western Alliance Appoints CEO Kenneth Vecchione as Chairman
    Business Wire via Yahoo Finance · Jun 15, 2026
  61. Western Alliance Bancorporation (WAL-PA) Q2 FY2026 earnings call transcript
    Yahoo Finance · Jul 22, 2026
  62. Banc of California takes big 2Q loss due to restructuring
    American Banker · Jul 29, 2026
  63. Banner Corporation to Acquire Pacific Financial Corporation
    Banner Corporation · Apr 30, 2026
  64. National Bank Holdings Corporation Form 8-K, Item 2.06 material impairments (September 28, 2026)
    National Bank Holdings Corporation (SEC filing) · Oct 1, 2026
  65. Cari Raises Over $30 Million in First Tranche of Initial Funding Round, Backed Entirely by Banks
    Cari via Business Wire (Morningstar) · Sep 2, 2026
  66. Banner Corporation Completes Acquisition of Pacific Financial Corporation (Form 8-K, Exhibit 99.1)
    Banner Corporation (SEC filings) · Sep 1, 2026
  67. First Interstate BancSystem Form 8-K (Item 5.02: appointment of Chief Operations Officer)
    First Interstate BancSystem (SEC filings) · Aug 21, 2026
  68. First Interstate BancSystem Form 8-K (Item 5.02: Chief Operations Officer employment agreement)
    First Interstate BancSystem (SEC filings) · Sep 16, 2026
  69. This Kansas City regional bank is playing with the big boys. JPMorgan sees big gains ahead
    CNBC · Aug 20, 2026
  70. Top Banks by Reputation 2026: Customers
    American Banker · Aug 17, 2026
  71. How BOK Financial Streamlines Trust Reviews with Vanilla
    Vanilla (vendor case study) · Aug 13, 2026
  72. FirstSun Capital Bancorp Form 10-Q for the quarter ended June 30, 2026
    FirstSun Capital Bancorp (SEC filing) · Aug 10, 2026
  73. Banc of California, Inc. Form 10-Q for the quarter ended June 30, 2026
    SEC EDGAR · Aug 7, 2026
  74. National Bank Holdings Corporation Form 10-Q for the quarter ended March 31, 2026
    National Bank Holdings Corporation (SEC filing) · May 7, 2026
  75. National Bank Holdings Corporation Form 10-Q for the quarter ended June 30, 2026
    National Bank Holdings Corporation (SEC filing) · Aug 5, 2026
  76. Banner Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Banner Corporation (SEC filings) · Aug 4, 2026
  77. Glacier Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Glacier Bancorp (SEC filings) · Aug 4, 2026
  78. First Interstate BancSystem, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    First Interstate BancSystem (SEC filings) · Aug 3, 2026
  79. UMB Financial Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    UMB Financial (SEC filings) · Jul 30, 2026
  80. Banc of California (BANC) Q2 2026 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jul 29, 2026
  81. Fiserv Launches agentOS: The Operating System for Agentic AI in Banking
    Fiserv (GlobeNewswire) · May 14, 2026
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