Columbia Banking System vs peers
AI and technology compared

Last updated Oct 19, 2026 · 8 peers · 96 sources cited

How does Columbia Banking System compare with its peers on AI and technology?

On this site's AI disclosure index Columbia Banking System scores 63.3 (#45 of 120 US banks), second in a nine-bank group of Western regionals behind Western Alliance (71.8) and ahead of Zions (59.6), WaFd (52.3), First Interstate (51.3) and East West (49.2). What sets it apart is customer-service AI it has counted. On April 23, 2026 the CEO said its support assistant had moved the mix from two human calls per AI chat to three AI chats per human call, and on September 15, 2026 its chief administrative officer said client messages get seven AI-agent replies for every human one while call-center staff stayed flat through a 30% rise in customers. No Western peer has put a comparable usage figure on the record: WaFd promised an AI call-center agent for the quarter to June 2026 and did not mention it on its next call, and Banner describes a 24/7 virtual assistant without usage data. Where Columbia trails is measured productivity and agentic pilots. Western Alliance put 150,000+ employee hours saved by AI on the record in May 2026, Zions said 56% of its workforce used generative AI in September 2025, and First Interstate runs a Fiserv agentOS commercial loan onboarding pilot; Columbia says AI in commercial lending comes 'over the next couple of quarters'. Against the national banks that its 10-K says hold top market share in its states the gap is scale: Bank of America's Erica helps more than 24.6 million clients and U.S. Bank's Smart Assistant is used 2.5 million times a month. Columbia's CEO frames the goal plainly: its platforms will be contemporary, not cutting edge.[1][2][3][4][5][6][7][8][9][10][11][12]

Data as of Oct 19, 2026 · Columbia profile updated Oct 13, 2026 · computed tables recalculate from the 140 bank profiles on this site · Markdown

Where does Columbia lead its peers on AI?

01

The only usage ratio for a customer AI assistant in the group

Columbia's support assistant moved the mix from two human calls per AI chat to three AI chats per human call (April 23, 2026), and client messages now draw seven AI-agent replies per human reply (September 15, 2026). WaFd's AI call-center agent, promised in April 2026 for the following quarter, went unmentioned on its July call.[1][2][3][4]

02

More named AI leaders than any Western peer

Columbia's profile names 13 people tied to its AI and technology work, from CEO Clint Stein and chief administrative officer Drew Anderson to CIO Tom Rice and the board Technology Committee chair, the most in its nine-bank group, where the median is 8.5. Western Alliance names 12 and Zions 11.[13][2][14]

03

AI used inside a merger conversion, on the record

Columbia says AI automated the review and validation of thousands of data fields in the January 2026 Pacific Premier systems conversion. Glacier completed its own Guaranty core conversion in the first quarter of 2026 and its April 2026 call contained no AI remarks; Banner plans its Pacific Financial integration for November 2026.[1][15][16][17][18]

04

A written AI governance stack, with a named control platform

Columbia's 2025 Corporate Citizenship Report describes a cross-functional Responsible AI Working Group, an internal AI Policy and the ServiceNow AI Control Tower aligned to the NIST AI Risk Management Framework. Zions' 2025 10-K describes a Data and AI Governance Committee, and Banner's 2026 proxy a board-approved generative-AI policy; neither names a control platform.[19][20][21]

Where does Columbia trail its peers on AI?

01

No hours-saved or dollar figure while Western Alliance publishes both

Western Alliance's May 2026 investor day put AI at 150,000+ employee hours saved, $10 million+ of productivity value and a projected 25% cut in lending cycle time. Columbia reports ratios (three AI chats per human call) and a flat call-center headcount, but no hours, dollars or AI budget.[6][1][2]

02

No staff adoption share, unlike Zions and Banc of California

Zions said 56% of its workforce was using generative AI in September 2025, and Banc of California said more than 80% of its developers use AI in daily workflows (April 2026). Columbia says its developers test changes faster and write more secure software, but gives no adoption percentage.[7][22][1]

03

Behind First Interstate and WaFd on agentic AI in lending

First Interstate is one of two launch pilots of Fiserv's agentOS, with a commercial loan onboarding agent (May 2026), and nCino says WaFd is piloting its Analyst Digital Partner for credit risk (September 2026). Columbia's chief administrative officer said AI in commercial lending is expected over the next couple of quarters.[8][9][23][2]

04

A repeated disclosure rather than a growing one

The same four AI bullets appear in every Columbia investor deck from the third quarter of 2025 to the second quarter of 2026, and its independent-source score is 10, against Western Alliance's 13 and Zions' 11. Western Alliance added 15 AI use cases with a top five costed into 2027 plans in September 2026.[24][25][26]

Where does Columbia rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

BankScoreRankIndependent sourcesOwn disclosuresUse cases in productionMoves, last 12 monthsNamed AI platform
Western Alliance Bancorporation71.8#32 of 120131416 of 1718Triangle of Fraud Protection and the enterprise AI programme[27][28][29][30]
Columbia Banking System (this page)63.3#45 of 120101415 of 1616Integration-built infrastructure, not a disclosed AI platform[31][15][32][33][1][24][34]
Zions Bancorporation59.6#48 of 120111010 of 1613A modern core plus a Gemini-based enterprise AI platform[7][35][36]
WaFd, Inc.52.3#55 of 120899 of 1318Build 2030 digital focus: next-generation mobile app and planned AI call-centre agent[37][38][3][39][40]
First Interstate BancSystem51.3#56 of 1207175 of 1121Fiserv agentOS pilot and the 'one clean data source' project[9][41]
East West Bancorp49.2#59 of 1207158 of 1018In-house US–Hong Kong payments and partner technology[42][43][44]
Banner Corporation36.7#80 of 1203219 of 1215Digital platform and AI capability investments; Banner Virtual Assistant[45][5]
Banc of California34.7#82 of 12012110 of 1415BancEdge (formerly Deepstack) payments platform, SmartStreet[46][47][48][49][50][51][22][52]
Glacier Bancorp2#117 of 1203187 of 1014Not disclosed

On which parts of the AI record is Columbia ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Columbia and the 8 peers that are scored on the same basis. "Place" is Columbia's position in the group of 9 (1st = most).

Component (weight)ColumbiaPeer medianMost in the groupPlace
Independent sources (45%)107Western Alliance (13)3rd of 9
Use cases in production (10%)159Western Alliance (16)2nd of 9
Own primary disclosures (10%)1416Banner Bank (21)6th of 9
Dated moves, last 12 months (10%)1616.5First Interstate (21)5th of 9
Disclosed numbers (5%)1414Zions (16)4th of 9
Named AI leaders (5%)138.5Columbia (13)1st of 9
Use cases described (5%)1612.5Western Alliance (17)2nd of 9

What has each bank in Columbia's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

BankPlatform or assistant, as the profile names itAI leaders namedHeadline AI number disclosedPatents on the recordOpen AI roles
Columbia Banking SystemIntegration-built infrastructure, not a disclosed AI platform[31][15][32][33][1][24][34]13, incl. Clint Stein (President and CEO, Columbia Banking System)[31][33]Customer-support mix, human calls to AI-assistant chats: 2 : 1 → 1 : 3 (Apr 23, 2026)[1][53]Not disclosed1 open AI roles (Sep 24, 2026); most in ML & data science
WaFd, Inc.Build 2030 digital focus: next-generation mobile app and planned AI call-centre agent[37][38][3][39][40]8, incl. Brent Beardall (President and CEO)[54][37][55]Software development pace with AI assistance: > 2x (Apr 17, 2026)[3]Not disclosedNot surveyed
Banner CorporationDigital platform and AI capability investments; Banner Virtual Assistant[45][5]6, incl. Mark J. Grescovich (President and CEO)[56][45]Banner Virtual Assistant availability: 24 hours a day, 7 days a week; staff 7 a.m. to 7 p.m. PT weekdays by phone (Sep 24, 2026)[5]Not disclosed1 open AI roles (Sep 24, 2026); most in AI security
Zions BancorporationA modern core plus a Gemini-based enterprise AI platform[7][35][36]11, incl. Harris Simmons (Chairman and CEO, Zions Bancorporation)[35][57]Workforce using generative AI: 56% (Sep 24, 2025)[7]Not disclosedNot surveyed
Western Alliance BancorporationTriangle of Fraud Protection and the enterprise AI programme[27][28][29][30]12, incl. Ken Vecchione (Chairman)[58][59][60]Employee hours saved by AI: 150,000+ (estimate based on Microsoft Copilot usage) (May 12, 2026)[6]Not disclosed5 open AI roles (Sep 24, 2026); most in AI engineering
East West BancorpIn-house US–Hong Kong payments and partner technology[42][43][44]9, incl. Dominic Ng (Chairman and CEO)[61][44]2026 expense growth guidance (includes AI, cyber and monitoring investment): 7% to 9% (Apr 21, 2026)[62]Not disclosed6 open AI roles (Oct 1, 2026); most in AI engineering
Banc of CaliforniaBancEdge (formerly Deepstack) payments platform, SmartStreet[46][47][48][49][50][51][22][52]5, incl. Jared Wolff (Chairman, President and CEO)[63][50]Developers using AI in daily workflows: More than 80% (Apr 23, 2026)[22]Not disclosed2 open AI roles (Sep 24, 2026); most in AI product & strategy
First Interstate BancSystemFiserv agentOS pilot and the 'one clean data source' project[9][41]9, incl. Jim Reuter (President and CEO)[9][64]Banks co-developing agents with Fiserv: 6 (First Interstate among them) (May 14, 2026)[9]Not disclosedNot surveyed
Glacier BancorpNot disclosed6, incl. Randy Chesler (President and CEO)[65][66]Full-time-equivalent employees / locations, 31 December 2025 (2024): 4,087 / 281 (3,441 / 227) (Dec 31, 2025)[67]Not disclosedNot surveyed

What are the latest dated moves on the AI record of Columbia and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

DateBankMove
Oct 16, 2026WaFd BankQ4 FY2026 call: EverBank merger, no AI update[68]
Sep 16, 2026Western AllianceBarclays conference: 15 AI use cases, top five for 2027[26]
Sep 16, 2026Western AllianceAI team first used to defend against Mythos[26]
Sep 15, 2026ColumbiaBarclays conference: AI answers most client messages[2]
Sep 14, 2026East WestBarclays conference: CFO describes everyday AI use[69]
Sep 10, 2026WaFd BanknCino: WaFd piloting Analyst Digital Partner for credit risk[23]
Sep 2, 2026GlacierGlacier Bank invests in the Cari tokenised-deposit network[70]
Sep 1, 2026Banner BankPacific Financial acquisition completed[18]
Aug 24, 2026East WestThird among top-performing banks over $50 billion[44]
Aug 21, 2026First InterstateJeff Lee named chief operations officer[71][72]
Aug 7, 2026Banc of CaliforniaQ2 2026 10-Q lists AI among competing technologies[73]
Aug 6, 2026ZionsQ2 2026 10-Q lists AI among emerging-technology risks[74][75]
Aug 5, 2026ZionsZest AI says Zions Bank selected it for lending decisions[76]
Aug 4, 2026GlacierQ2 2026 10-Q repeats the AI risk language[77]
Aug 4, 2026Banner BankQ2 2026 10-Q: IT and data services expense up 26%[78]
Aug 4, 2026ColumbiaSecond-quarter 10-Q names AI as a competitive technology and reports the MOVEit litigation[79]
Aug 3, 2026First InterstateQ2 2026 10-Q: no material change to risk factors[80]
Jul 29, 2026Banc of CaliforniaQ2 2026 call: APIs added, no AI remarks[81]

How does Columbia's AI and digital banking compare with U.S. Bank, Wells Fargo, Bank of America and Chase?

Columbia's 10-K says major national banks generally hold top market share in its nine states. What each has disclosed about its customer assistant, digital reach and employee AI, with dates. A blank means nothing is disclosed, not that nothing exists.

BankCustomer AI assistantDigital reach and branchesEmployee AI
ColumbiaSupport assistant: three AI chats per human call (April 2026); seven AI-agent replies per human reply to client messages (September 2026); Glia chat and co-browse behind its Go-To digital serviceDigital user count not disclosed; Oregon deposit share 16.39% (2nd) and Washington 7.79% (5th), June 30, 202583 platforms and solutions using some form of AI (July 2025); AI code generation and testing; Webex AI Assistant for about 450 contact-center agents[1][2][82][10][34][83]
U.S. BankSmart Assistant on the website and app: 2.5 million uses a month2,075 branches across 26 states, primarily in the Midwest and West (December 31, 2025)GenAI code-review assistant saving 75% of review time; persona-based AI training for 70,000 employees[12][84][85]
Bank of AmericaErica, launched 2018: helps more than 24.6 million clients; 3.6 billion interactions since launch60 million clients use its digital capabilities; 3,500 financial centersAbout 200,000 active users of general-purpose AI tools (June 30, 2026)[11][86]
Wells FargoFargo: more than 1 billion interactions in under three years (March 2026)More than 33 million mobile active users (February 2026)Microsoft 365 Copilot for 30,000+ employees at 92% active usage (November 2025)[87][88]
JPMorgan ChaseNo consumer assistant launched; a consumer travel agent targeted for pilot before the end of 202674.6 million active digital and 61.7 million active mobile customers; 5,083 branches (2025)LLM Suite: 150,000 weekly users (February 2026)[89][90][91]

How does Columbia's customer-service AI compare with other Western regional banks?

The customer-facing or agent-facing AI each bank has described, and any usage figure it attached.

BankWhat it hasUsage disclosedDate
ColumbiaCisco Webex AI Assistant for agents (dropped-call summaries, topic analytics); an AI support assistant; about three AI applications serving agents and customersTwo human calls per AI chat became three AI chats per human call; seven AI-agent replies per human reply; 30% more customers with flat call-center staffApril 2025; April and September 2026[83][1][2]
WaFdVoicebot for balance inquiries; an AI call-center agent announced for the April-June 2026 quarterVoicebot: 95% faster balance inquiries, 45% fewer calls to live representatives among voice-enrolled customers; no figure yet for the new agentAugust 2024; April 2026[39][3]
BannerBanner Virtual AssistantAvailable 24 hours a day, 7 days a week; no usage figureSeptember 2026[5]
ZionsAI in client authentication and product recommendations, among uses the president listedNot disclosedJanuary 2026[92]
Banc of CaliforniaCustomer-service use cases alongside BSA review support, with nearly universal employee AI accessNot disclosedApril 2026[22]

How does Columbia's use of AI in lending and fraud compare with its Western peers?

Disclosed credit, onboarding and fraud uses of AI, with the stage each bank reports.

BankUseStageDate
ColumbiaIn-house AI models layered on vendor fraud tools, catching fraud those tools missed; AI to speed commercial-lending analytics and reporting, 'not to decide the credit yes or no'Fraud in production; lending expected over the next couple of quartersSeptember 2026[2]
Western AllianceTriangle of Fraud Protection for class-action claims; AI-assisted lending redesign800 million+ fraudulent claims prevented in 2024; lending cycle time −25% (internal projection)May 2025; May 2026[93][6]
First InterstateFiserv agentOS commercial loan onboarding agentPilot, one of two launch institutionsMay 2026[8][9]
WaFdnCino Analyst Digital Partner for loan-document review and credit riskPilotMay and September 2026[40][23]
ZionsZest AI for lending decisions; AI in credit review and fraud detectionSelected (vendor-disclosed); in useJanuary, April and August 2026[76][92][94]
BannerNew loan and deposit origination system automating back-office stepsIn production; previous commercial system written off ($924,000)July 2026[95]

Which banks are Columbia's peers, and why these?

Columbia Banking System is compared here with WaFd, Inc., Banner Corporation, Zions Bancorporation, Western Alliance Bancorporation, East West Bancorp, Banc of California, First Interstate BancSystem and Glacier Bancorp: chosen by the editors for this page (see the note below the table). Columbia Banking System is classed as a regional or retail-commercial bank in the West.

The computed group mixed in banks from New Jersey, the Southeast, the Midwest and Puerto Rico; this group holds the regional banks headquartered in the West that overlap Columbia's nine-state footprint, led by the two Pacific Northwest banks it meets most often (WaFd and Banner), and three of them (Zions, Western Alliance and East West) also sit in Columbia's own 2026 proxy compensation peer group.

Is Columbia Bank better than Western Alliance at AI?

The record cannot settle capability, but Western Alliance has put more on it: 71.8 on this site's disclosure index against Columbia's 63.3. Western Alliance publishes productivity numbers (150,000+ hours saved, $10 million+ of value, May 2026); Columbia publishes customer-service ratios, such as three AI chats per human call and seven AI-agent replies per human reply.[6][1][2]

Does Columbia Bank have an AI assistant like Erica?

It runs an AI support assistant that by April 2026 handled three chats for every human call, and AI agents that by September 2026 sent seven replies to client messages for each human reply. It has not named or sized it like Bank of America's Erica, which helps more than 24.6 million clients, or U.S. Bank's Smart Assistant, used 2.5 million times a month.[1][2][11][12]

How does Columbia compare with WaFd and Banner on AI?

Columbia scores 63.3 on this site's disclosure index, WaFd 52.3 and Banner 36.7. WaFd says AI more than doubled its software development pace and is piloting nCino's credit agent; Banner describes a 24/7 virtual assistant and a board-approved generative-AI policy. Columbia is the only one of the three to report usage ratios for a customer AI assistant.[3][23][5][21][1]

How does Columbia's AI compare with Zions?

Columbia scores 63.3 and Zions 59.6. Zions reported 56% of its workforce using generative AI in September 2025 and built a Gemini-based enterprise AI platform; its 10-K says no AI acts autonomously in critical decisions or client-facing activities. Columbia reports more customer-facing AI use, including AI agents answering most client messages (September 2026).[7][35][20][2]

Who leads AI at Columbia Banking System compared with its peers?

Columbia names no chief AI officer; chief administrative officer Drew Anderson, a former chief data officer, presented its AI work in September 2026, and Tom Rice is CIO. Western Alliance's CIO Sonny Sonnenstein presented its AI numbers at the May 2026 investor day; U.S. Bancorp has a chief AI officer.[13][2][14][6][85]

How does Columbia's technology spending compare with its peers?

Columbia discloses no technology or AI budget, and its 10-K says many competitors have substantially greater resources to invest in technology. Western Alliance put its 2024 to 2026 technology investment at about $250 million, or 10% of revenue. Banner's information and data services expense rose 26% year on year in the second quarter of 2026.[10][6][78]

What does Columbia lead on if not AI disclosure scale?

Scale in its home markets and integration discipline. Its 10-K ranks it 2nd in Oregon with a 16.39% deposit share and 5th in Washington with 7.79% (June 30, 2025). Its Pacific Premier integration beat a $127 million cost-savings target by $5 million at June 30, 2026, and it added 30% more customers without adding call-center staff.[10][1][96][2]

  1. Columbia (COLB) Q1 2026 Earnings Call Transcript
    Yahoo Finance · Apr 23, 2026
  2. Columbia Banking System at Barclays conference: discipline drives gains
    Investing.com · Sep 15, 2026
  3. WaFd (WAFD) Q2 2026 Earnings Call Transcript
    The Motley Fool (Yahoo Finance) · Apr 17, 2026
  4. Earnings call transcript: WaFd posts Q3 2026 revenue beat, EPS misses slightly
    Investing.com (earnings call transcript) · Jul 17, 2026
  5. Banner Virtual Assistant
    Banner Bank · Sep 24, 2026
  6. Western Alliance Bancorporation Investor Day 2026 presentation (Form 8-K, Exhibit 99.1)
    Western Alliance Bancorporation (SEC filings) · May 12, 2026
  7. The Most Powerful Women to Watch, No. 3, Jennifer Smith, Zions Bancorporation
    American Banker · Sep 24, 2025
  8. Fiserv Launches agentOS: The Operating System for Agentic AI in Banking
    Fiserv (GlobeNewswire) · May 14, 2026
  9. Fiserv has co-created AI agents with six banks and OpenAI
    American Banker · May 14, 2026
  10. Columbia Banking System Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Columbia Banking System (SEC filings) · Feb 26, 2026
  11. Bank of America Fast Facts (undated page, retrieved 2026-10-19)
    Bank of America Newsroom · Oct 19, 2026
  12. U.S. Bancorp Annual Report 2025
    U.S. Bank · Feb 23, 2026
  13. Columbia Banking System 2026 Proxy Statement (Form DEF 14A): executive officers
    Columbia Banking System (SEC filings) · Mar 31, 2026
  14. Columbia Banking System Completes Acquisition of Pacific Premier Bancorp and Unifies Columbia Brand
    PR Newswire · Sep 2, 2025
  15. Columbia Banking System, Inc. Reports First Quarter 2026 Results
    PR Newswire via FT Markets · Apr 23, 2026
  16. Glacier Bancorp, Inc. Announces Results for the Quarter Ended March 31, 2026 (Form 8-K, Exhibit 99.1)
    Glacier Bancorp (SEC filings) · Apr 23, 2026
  17. Glacier Bancorp (GBCI) Q1 2026 Earnings Transcript
    earnings call transcript (The Motley Fool) · Apr 24, 2026
  18. Banner Corporation Completes Acquisition of Pacific Financial Corporation (Form 8-K, Exhibit 99.1)
    Banner Corporation (SEC filings) · Sep 1, 2026
  19. Corporate Citizenship Report 25 (PDF retrieved 2026-10-14; file last modified 2026-09-19)
    Columbia Banking System · Sep 19, 2026
  20. Zions Bancorporation, N.A. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Zions Bancorporation (SEC filings) · Feb 24, 2026
  21. Banner Corporation 2026 Proxy Statement (Schedule 14A)
    Banner Corporation (SEC filings) · Apr 6, 2026
  22. Banc of California (BANC) Q1 2026 Transcript
    Yahoo Finance (Motley Fool transcript) · Apr 23, 2026
  23. How AI in Commercial Lending Cuts the Two-Day Review
    nCino · Sep 10, 2026
  24. Third Quarter 2025 Investor Presentation (Form 8-K, Exhibit 99.2)
    Columbia Banking System (SEC filings) · Oct 30, 2025
  25. Second Quarter 2026 Investor Presentation (Form 8-K, Exhibit 99.2)
    Columbia Banking System (SEC filings) · Jul 23, 2026
  26. Western Alliance at Barclays Conference: shift to profits, buybacks (transcript)
    Investing.com · Sep 16, 2026
  27. How Truist and Western Alliance deploy AI to fight fraud
    American Banker · Jun 4, 2025
  28. 2025 Digital Payments in Class Actions and Mass Torts
    Western Alliance Bank · Apr 4, 2025
  29. Innovation of the Year 2025: Meet the honorees
    American Banker · May 6, 2025
  30. Western Alliance Bank Launches WA VenueX — Always-On Institutional Liquidity Hub and Financial Platform for the On-Chain Economy
    Business Wire via FT Markets · Jul 24, 2026
  31. Columbia CEO: Latest merger will avoid snags of the last one
    American Banker · Apr 28, 2025
  32. 2026 Columbia Bank Business Barometer: U.S. Small and Midsize Businesses Poised for Growth, Waiting to Make Significant Moves
    PR Newswire via FT Markets · Jun 25, 2026
  33. Columbia eschews more M&A amid activist investor heat
    American Banker · Oct 31, 2025
  34. Columbia Bank (COLB) Q2 2025 earnings call transcript
    earnings call transcript (The Motley Fool) · Jul 24, 2025
  35. Zions' revamped tech leadership team eyes AI, stablecoins
    American Banker · Mar 10, 2026
  36. Zions Bancorporation sees executive shuffle
    Banking Dive · Mar 3, 2026
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    WaFd, Inc. · Jul 27, 2026
  38. WAFD Q1 Deep Dive: Loan Growth and Deposit Initiatives Drive Outperformance
    StockStory (Yahoo Finance) · Apr 17, 2026
  39. Archway Software and WaFd Bank Modernize the Banking Experience Using AWS
    Amazon Web Services · Aug 14, 2024
  40. nSight 2026 Recap: AI in Banking Moves from Strategy to Delivery
    nCino · May 29, 2026
  41. First Interstate BancSystem Q1 Earnings Call Highlights
    MarketBeat (Yahoo Finance) · Apr 30, 2026
  42. Banking & Finance Quarterly: Enduring Headwinds (Los Angeles Business Journal interview, reprinted by East West Bank)
    East West Bank · Mar 2, 2026
  43. East West Bank to Offer Commercial Clients Worldpay Solutions
    PYMNTS · Oct 8, 2025
  44. The top-performing banks with more than $50B of assets in 2025
    American Banker · Aug 24, 2026
  45. BANR Q1 Deep Dive: Deposit Growth, Margin Resilience, and Strategic Positioning
    StockStory (Yahoo Finance) · Apr 23, 2026
  46. Banc of California Makes a Payments Push
    Los Angeles Business Journal (reprint posted by Banc of California) · Mar 9, 2026
  47. Banc of California 2024 Impact Report
    Banc of California · Aug 6, 2025
  48. Banc of California Corporate Fact Sheet (financial highlights as of 30 June 2026)
    Banc of California · Jul 28, 2026
  49. Banc of California Renews Commitment to Alliance for Southern California Innovation
    Banc of California · Nov 25, 2024
  50. Banking & Finance Quarterly: Building Momentum (Los Angeles Business Journal interview with Jared Wolff)
    Los Angeles Business Journal (reprint posted by Banc of California) · Mar 2, 2026
  51. The Growing Threat of AI Fraud
    Banc of California · Sep 30, 2024
  52. Banc of California 2026 proxy statement (DEF 14A), letter to stockholders
    SEC EDGAR · Mar 26, 2026
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    MarketBeat via Yahoo Finance · Apr 23, 2026
  54. WaFd Announces Quarterly Earnings Per Share of $0.84
    WaFd, Inc. · Jul 16, 2026
  55. WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp (Form 8-K, Exhibit 99.1)
    WaFd, Inc. (SEC filings) · Sep 7, 2026
  56. Banner Corporation to Acquire Pacific Financial Corporation
    Banner Corporation · Apr 30, 2026
  57. Zions Bancorp's quarterly profit rises on interest income; offsets loan loss
    Reuters · Oct 20, 2025
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    Western Alliance Bancorporation · May 11, 2026
  59. Western Alliance Appoints CEO Kenneth Vecchione as Chairman
    Business Wire via Yahoo Finance · Jun 15, 2026
  60. Western Alliance Bancorporation (WAL-PA) Q2 FY2026 earnings call transcript
    Yahoo Finance · Jul 22, 2026
  61. East West Bancorp Reports Record Net Income for 2025 of $1.3 Billion
    East West Bancorp · Jan 22, 2026
  62. East West (EWBC) Q1 2026 Earnings Transcript
    Yahoo Finance · Apr 21, 2026
  63. Banc of California takes big 2Q loss due to restructuring
    American Banker · Jul 29, 2026
  64. Why one regional bank is shrinking after years of rapid growth
    American Banker · Feb 5, 2026
  65. Glacier Bancorp to acquire Texas bank in $476 million deal
    American Banker · Jun 25, 2025
  66. Glacier in Montana takes prolific acquisition strategy to Idaho
    American Banker · Jan 14, 2025
  67. Glacier Bancorp, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025
    Glacier Bancorp (SEC filings) · Feb 25, 2026
  68. Earnings call transcript: WaFd Q4 2026 profit misses, revenue beats
    Investing.com (earnings call transcript) · Oct 16, 2026
  69. East West Bank at Barclays conference: growth, fees and capital (transcript)
    Investing.com · Sep 14, 2026
  70. Cari Raises Over $30 Million in First Tranche of Initial Funding Round, Backed Entirely by Banks
    Cari via Business Wire (Morningstar) · Sep 2, 2026
  71. First Interstate BancSystem Form 8-K (Item 5.02: appointment of Chief Operations Officer)
    First Interstate BancSystem (SEC filings) · Aug 21, 2026
  72. First Interstate BancSystem Form 8-K (Item 5.02: Chief Operations Officer employment agreement)
    First Interstate BancSystem (SEC filings) · Sep 16, 2026
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    SEC EDGAR · Aug 7, 2026
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    Zions Bancorporation (SEC filings) · Aug 6, 2026
  75. Zions Bancorporation, N.A. Quarterly Report on Form 10-Q for the quarter ended March 31, 2026
    Zions Bancorporation (SEC filings) · May 7, 2026
  76. Zest AI Delivers Record First Half, Fueled by 77% Growth as Lenders Scale AI
    Zest AI · Aug 5, 2026
  77. Glacier Bancorp, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Glacier Bancorp (SEC filings) · Aug 4, 2026
  78. Banner Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Banner Corporation (SEC filings) · Aug 4, 2026
  79. Columbia Banking System Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    Columbia Banking System (SEC filings) · Aug 4, 2026
  80. First Interstate BancSystem, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026
    First Interstate BancSystem (SEC filings) · Aug 3, 2026
  81. Banc of California (BANC) Q2 2026 Earnings Call Transcript
    The Motley Fool (earnings call transcript) · Jul 29, 2026
  82. Columbia Bank Stops Deciding Between Efficiency and Experience (undated case study, retrieved 2026-09-24)
    Glia · Sep 24, 2026
  83. How AI Enhanced Customer Experience at Columbia Bank
    Webex Blog (Cisco) · Apr 11, 2025
  84. U.S. Bancorp Annual Report on Form 10-K for 2025
    U.S. Bancorp via SEC EDGAR · Feb 23, 2026
  85. Benchmarking AI adoption: What U.S. Bank's playbook tells us
    American Banker · Sep 2, 2026
  86. Second Quarter 2026 Financial Results presentation (Form 8-K, Exhibit 99.2)
    Bank of America (SEC filings) · Jul 14, 2026
  87. Wells Fargo Reaches Major Digital Milestones
    Wells Fargo (Business Wire) · Mar 26, 2026
  88. From legacy to Frontier: How 100-year brands are leading AI innovation
    Microsoft · Nov 20, 2025
  89. JPMorgan's Lake sees longer road to agentic commerce adoption
    Banking Dive · Jun 10, 2026
  90. JPMorgan Chase & Co. Annual Report on Form 10-K for the year ended December 31, 2025
    JPMorgan Chase & Co. (SEC filings) · Feb 13, 2026
  91. 2026 Company Update Transcript - Chairman and CEO Q&A
    JPMorganChase · Feb 25, 2026
  92. Zions (ZION) Q4 2025 Earnings Call Transcript
    Yahoo Finance · Jan 20, 2026
  93. Western Alliance co-created tech blocks class action fraud
    American Banker · May 23, 2025
  94. Zions (ZION) Q1 2026 Earnings Call Transcript
    Yahoo Finance · Apr 21, 2026
  95. Earnings call transcript: Banner misses Q2 2026 estimates as shares slip
    Investing.com · Jul 23, 2026
  96. Earnings call transcript: Columbia Banking tops Q2 EPS forecast, shares slip
    Investing.com · Jul 23, 2026

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