Axos Bank has 6 dated AI-agent moves on the record, from Feb 19, 2025 to Aug 20, 2026, and 5 agent use cases on its profile, 3 in production (AI-assisted software development, OutSystems Agent Workbench agents and AI risk-factor disclosure). The latest move, on Aug 20, 2026: Fiscal 2026 10-K lists AI development and use as a risk factor (SEC EDGAR). Each row below is the bank's own dated entry with the stage it describes and its source; the strategy, numbers, leaders and regulators are on Axos Bank's AI strategy page, and the same rows sit in date order with every other bank on the tracker.
What AI agents does Axos Bank run, and at what stage?
Axos Bank's profile records 3 agent use cases in production: AI-assisted software development, OutSystems Agent Workbench agents and AI risk-factor disclosure. 2 more are at pilot, rollout or announcement stage.
- In production
AI-assisted software development
90% of committed code AI-generated; agents for testing, automation and QC; development cost curve bending.
- In production
OutSystems Agent Workbench agents
Error-log analysis and document data-entry agents in the consumer bank, built without specialised AI hires.
- In production
AI risk-factor disclosure
10-K covers agentic and generative AI, third-party model dependence, bias, explainability and evolving regulation.
- Rolling out
Arc 'Archie' CFO agent
Agentic finance tools for small businesses via Arc.
- Announced
Ascendion AVA+ agents for Zenith
AI-powered engineering, AI-enhanced features and self-healing algorithms on the Zenith platform for entertainment business managers.
What has Axos Bank announced about AI agents, and when?
Aug 20261 move
Fiscal 2026 10-K lists AI development and use as a risk factorIn production
Agentic and generative AI, third-party models, explainability and evolving AI law.
May 20261 move
Hearn: 300 AI testers cut to a team of five to sevenIn production
At the AI Agent Conference in New York, Kevin Hearn said giving 300 staff an AI agent produced 300 different results, so a small central team now tests agents and governs them. Axos builds business-analyst, Scrum Master and engineering agents on OutSystems Agent Workbench.
Sep 20251 move
In OutSystems' Agent Workbench early-access programmeIn production
Agents for error-log analysis and document data entry; 'a significant step in our AI strategy'.
Aug 20251 move
FY2025 10-K already named agentic AI as a riskIn production
The risk factor on development and use of AI cites agentic AI, third-party models and AI-enabled fraud; full-time employees rose to 1,989 from 1,781.
Jul 20251 move
Q4 FY2025 call: AI reads loan covenants; cap on personnel cost growthAnnounced
Garrabrants described an agent that extracts covenants from commercial loan agreements for attorney review and loads them into the originations system, an AI task force, and a target that personnel and professional-services cost growth not exceed 30% of income growth.
Feb 20251 move
Ascendion to apply AI-powered engineering to the Zenith platformAnnounced
Zenith is an all-in-one accounting, cash-management, bill-pay and payroll platform for entertainment business managers. Ascendion's AVA+ platform of AI agents is to raise developer productivity, alongside AI-enhanced features and self-healing algorithms.
What AI agents does Axos Bank have in production?
Axos Bank's profile records 3 agent use cases in production: AI-assisted software development, OutSystems Agent Workbench agents and AI risk-factor disclosure. 2 more are at pilot, rollout or announcement stage.
What has Axos Bank announced about AI agents, and when?
6 dated moves from Feb 19, 2025 to Aug 20, 2026: 4 describe an agent in production, 0 a rollout, 0 a pilot and 2 an announcement. The latest, on Aug 20, 2026: Fiscal 2026 10-K lists AI development and use as a risk factor (SEC EDGAR).
Where does this timeline come from?
From Axos Financial's profile on this site, which dates each move and cites its source; the build checks every link. The stage is the one the bank describes, and nothing here is written by a model. The profile is refreshed on a biweekly routine; the record last changed on Oct 19, 2026.
Other banks with an agent timeline:
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