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What does SEC withdrawal of proposed rules (33-11377) say about AI in banking?

Published Jun 12, 2025 · Last reviewed Aug 26, 2026

On June 12, 2025 the SEC issued Release Nos. 33-11377, 34-103247, IA-6885 and IC-35635 formally withdrawing 14 notices of proposed rulemaking issued between March 2022 and November 2023, including the July 2023 predictive data analytics conflicts proposal (34-97990). The notice states the Commission 'does not intend to issue final rules with respect to these proposals' and that any future action in these areas would begin with a new proposed rule. It was published in the Federal Register on June 17, 2025.

DocumentSEC withdrawal of proposed rules (33-11377)Withdrawal of Proposed Regulatory Actions — including the predictive data analytics conflicts proposal
Issued byU.S. Securities and Exchange Commission
TypeRegulation
StatusFinal
PublishedJun 12, 2025
Applies toAll SEC registrants that would have been covered by the withdrawn proposals; for AI purposes, broker-dealers and investment advisers
SupersedesSEC Predictive Data Analytics proposal (34-97990)
Official sourcefederalregister.gov
Use casesAI governance (general) · Customer-facing chatbots

What are the key points of SEC withdrawal of proposed rules (33-11377)?

  • Withdraws the predictive data analytics conflicts proposal for broker-dealers and investment advisers outright rather than deferring it.
  • Other withdrawn proposals included the adviser outsourcing, safeguarding (custody), and cybersecurity risk-management proposals, which also touched AI and third-party model use.
  • The Commission committed that any renewed effort would go through a fresh notice-and-comment process.
  • Leaves AI conflicts governed by Regulation Best Interest, Advisers Act Section 206, and the Marketing Rule.

What did SEC withdrawal of proposed rules (33-11377) change for banks?

For bank broker-dealer and adviser arms, the withdrawal ended the compliance planning for a conflicts-elimination regime specific to algorithms. It did not lower the bar on existing duties: SEC examiners and enforcement continue to treat conflicted or misrepresented AI use as a Reg BI, fiduciary, or antifraud issue.

Which SEC AI rule was withdrawn in June 2025?

The July 2023 proposal on Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers (Release 34-97990, File No. S7-12-23).

Could the SEC revive the predictive data analytics rule?

Only through a new proposed rule. The withdrawal notice says the Commission does not intend to finalize the 2023 proposal.

DateDocumentStatus
Jul 26, 2023SEC Predictive Data Analytics proposal (34-97990)Conflicts of Interest Associated with the Use of Predictive Data Analytics by Broker-Dealers and Investment Advisers — proposed ruleWithdrawn
Mar 4, 2026Atkins remarks at FSOC AI roundtable (Mar 2026)Remarks at Financial Stability Oversight Council Artificial Intelligence Innovation Series Roundtable on Strategy and Governance PrinciplesFinal
Dec 4, 2025Investor Advisory Committee AI disclosure recommendationRecommendation of the SEC Investor Advisory Committee Regarding the Disclosure of Artificial Intelligence's Impact on OperationsFinal
Nov 17, 2025Division of Examinations FY2026 PrioritiesExamination Priorities: Fiscal Year 2026 — Division of ExaminationsIn force
Apr 9, 2025SEC v. Saniger (Nate, Inc.)SEC Charges Founder of Nate, Inc. with Fraud Over False Claims About the Company's Use of Artificial IntelligenceFinal
Jan 14, 2025Presto Automation AI-washing orderSEC Charges Restaurant-Technology Company Presto Automation for Misleading Statements About AI ProductFinal

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