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What does Atkins remarks at Investor Advisory Committee (Sep 2026) say about AI in banking?

Published Sep 10, 2026 · Last reviewed Sep 14, 2026

Speaking virtually to the SEC's Investor Advisory Committee on September 10, 2026 — at a panel titled 'AI Technologies and the Public Markets Information Ecosystem' — Chairman Paul Atkins reaffirmed that the Commission will not relax or restructure disclosure rules because AI can process more information faster. He warned that AI 'cannot always discern fact from fiction, much less materiality from immateriality,' and said AI 'should serve as a complement to — not a substitute for — human judgment' in preparing and interpreting financial disclosures. Nine months after the Committee's own December 2025 recommendation that the SEC mandate AI-specific disclosures, the Commission still has not acted on it.

OFFICIAL TEXT: sec.gov · FINAL · SEC

DocumentAtkins remarks at Investor Advisory Committee (Sep 2026)Remarks at the SEC Investor Advisory Committee Meeting on AI Technologies and the Public Markets Information Ecosystem
Issued byU.S. Securities and Exchange Commission
TypeSpeech
StatusFinal
PublishedSep 10, 2026
Applies toPublic companies, including bank holding companies; statement of the Chairman's own views
Official sourcesec.gov
Use casesAI governance (general) · Generative & agentic AI

What are the key points of Atkins remarks at Investor Advisory Committee (Sep 2026)?

  • Delivered virtually to the IAC's September 10, 2026 meeting, on a panel examining how AI is changing the public markets' information ecosystem.
  • Restates that materiality, not processing speed, sets the disclosure bar: the Commission will not 'depart from its longstanding principle of materiality' because AI can analyze more information.
  • Flags hallucination risk as a reason for caution about relying on AI in the disclosure process itself: AI 'cannot always discern fact from fiction, much less materiality from immateriality.'
  • Confirms the SEC will not 'prescribe the specific models that firms must employ' — no technology-specific mandates.
  • Notes that AI's speed does not reduce 'the substantial cost and effort on issuers and their shareholders to prepare' disclosures.
  • Comes nine months after the IAC's December 4, 2025 recommendation that the Commission require AI-specific disclosures, which the Commission still has not acted on.

What did Atkins remarks at Investor Advisory Committee (Sep 2026) change for banks?

The remarks are the clearest reaffirmation since Atkins' March 2026 FSOC roundtable speech that the Investor Advisory Committee's own December 2025 AI-disclosure recommendation will not become Commission guidance. For bank holding companies weighing AI-specific disclosure items, the Chairman's position is unchanged: materiality governs, and AI's hallucination risk is treated as a reason for caution about AI in the disclosure process itself, not a reason for new mandated line items.

Has the SEC created AI-specific disclosure rules as of September 2026?

No. Chairman Atkins told the Investor Advisory Committee on September 10, 2026 that materiality — not new AI-specific rules — governs disclosure, and that the Commission does not intend to mandate particular AI models or new disclosure line items.

What did Atkins say about AI and hallucination risk?

He warned that AI systems 'cannot always discern fact from fiction, much less materiality from immateriality,' and said AI should complement, not substitute for, human judgment in preparing and reviewing disclosures.

DateDocumentStatus
Mar 4, 2026Atkins remarks at FSOC AI roundtable (Mar 2026)Remarks at Financial Stability Oversight Council Artificial Intelligence Innovation Series Roundtable on Strategy and Governance PrinciplesFinal
Dec 4, 2025Investor Advisory Committee AI disclosure recommendationRecommendation of the SEC Investor Advisory Committee Regarding the Disclosure of Artificial Intelligence's Impact on OperationsFinal
Nov 17, 2025Division of Examinations FY2026 PrioritiesExamination Priorities: Fiscal Year 2026 — Division of ExaminationsIn force
Jun 12, 2025SEC withdrawal of proposed rules (33-11377)Withdrawal of Proposed Regulatory Actions — including the predictive data analytics conflicts proposalFinal
Apr 9, 2025SEC v. Saniger (Nate, Inc.)SEC Charges Founder of Nate, Inc. with Fraud Over False Claims About the Company's Use of Artificial IntelligenceFinal
Jan 14, 2025Presto Automation AI-washing orderSEC Charges Restaurant-Technology Company Presto Automation for Misleading Statements About AI ProductFinal

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