# NICE Actimize for banks: pricing, customers, review

Source: https://www.bankingnewsai.com/vendors/nice-actimize
Last updated: Sep 24, 2026

*Sells banks fraud, anti-money-laundering, sanctions-screening, KYC/CDD, case-management and markets-compliance applications on two platforms, X-Sight for large institutions and Xceed for the mid-market, as cloud subscriptions or on-premises term licences, and since 2025 adds agentic-AI investigation features and a cross-institution risk network.*

## What is NICE Actimize, and which banks use it?

NICE Actimize is the fraud and financial-crime software unit of NICE Ltd (NASDAQ: NICE), founded in Israel in 1999, bought by NICE in 2007, and based in Hoboken, New Jersey. NICE put it up for sale in 2026; Brookfield was reported in exclusive talks on September 23, 2026, with no deal announced. Among our 100 banks, KeyBank runs its X-Sight platform for fraud and AML, and Fifth Third, Associated Bank and Valley National have selected Actimize AML tools. Pricing is not published; contracts are quoted per institution.

## At a glance

| Field | Value |
| --- | --- |
| Category | [AML compliance](https://www.bankingnewsai.com/ai-tools/aml-compliance) · [Fraud detection](https://www.bankingnewsai.com/ai-tools/fraud-detection) |
| Founded | 1999 |
| Headquarters | Hoboken, New Jersey, US |
| Ownership | Business unit of NICE Ltd (NASDAQ: NICE), which agreed to buy Actimize in 2007 for about $280 million. NICE put Actimize up for sale in 2026; on September 23, 2026 Sky News reported that Brookfield's financial infrastructure arm was in exclusive talks to buy it for about $2 billion, adding that no deal was final and talks could still fall apart. ([NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm), [Reuters](https://www.reuters.com/article/idUSIN20070702063109NICE20070702), [Sky News (Yahoo Finance)](https://finance.yahoo.com/news/brookfield-talks-buy-financial-crime-094500041.html)) |
| Ticker | NASDAQ: NICE |
| Deployment | SaaS (X-Sight and Xceed cloud platforms) or on-premises under term licences |
| Pricing model | Sales-led enterprise contracts: cloud subscriptions with transaction- or usage-based fees, or on-premises term licences, plus professional services |
| Banks among the 100 largest US banks | 4 |

## Products

| Product | What it does | Status | Sources |
| --- | --- | --- | --- |
| X-Sight Enterprise platform | Cloud platform for large institutions that hosts Actimize's fraud, AML, screening and case-management applications; KeyBank and DNB are named users. | Generally available | [NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm), [NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations), [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway) |
| Xceed AI FRAML | Mid-market SaaS platform combining fraud prevention and AML compliance, with Xceed AI agents (April 2025) that automate alert triage, backlog categorisation and high-risk case summaries. | Generally available | [NICE Actimize](https://www.niceactimize.com/xceed), [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-introduces-xceed-ai-agents-for-faster-smarter-fraud-and-fincrime-prevention-477) |
| Suspicious Activity Monitoring (SAM) and Customer Due Diligence (CDD) | AML transaction monitoring and customer risk rating across onboarding and ongoing review; deployed at Associated Bank since 2012 and selected by Fifth Third (CDD, 2016), Valley National (2017) and DNB (2026). | Generally available | [NICE Actimize](https://resources.niceactimize.com/wp-content/uploads/2025/11/Fighting_CaseStudy_AssociatedBank.pdf), [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-cdd-solution-selected-by-fifth-third-bancorp-for-its-customer-onboarding-risk-assessment-and-powerful-risk-rating-engine-144), [NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-Valley-National-Bank-to-Implement-Its-New-AML-and-Financial-Crime-Platform-Strategy-183), [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway) |
| Integrated Fraud Management (IFM) | Real-time fraud detection across channels and payment types, including scams and mule defence, payments fraud, and claims and investigations tools. | Generally available | [NICE Actimize](https://www.niceactimize.com/fraud-management), [NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-KeyBank-for-Enterprise-Fraud--Solutions-to-Fulfill-Customer-Demand-for-Mobile-and-Digital-Banking-146) |
| WL-X sanctions screening | Screening of parties and payments against sanctions and other watchlists in real time, batch or on demand. | Generally available | [NICE Actimize](https://www.niceactimize.com/anti-money-laundering/sanctions-screening) |
| ActOne case management with InvestigateAI | Enterprise case management for fraud, AML and compliance investigations; the April 2025 release added agentic AI that drafts investigation plans from a bank's own policies and asks humans to step in when needed. | Generally available | [NICE Actimize](https://www.niceactimize.com/enterprise-risk-case-management), [NiCE](https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai) |
| STAR (Suspicious Transaction Activity Reporting) | SAR preparation and e-filing that auto-fills report fields and uses generative AI to draft narratives. | Generally available | [NICE Actimize](https://www.niceactimize.com/anti-money-laundering/suspicious-transaction-activity-reporting) |
| Actimize Insights Network | Launched January 27, 2026: cross-institution payee and counterparty risk signals for scam, mule and AML detection, designed for instant payments with millisecond response times. | Generally available | [NiCE](https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention) |
| Financial Markets Compliance | Trade surveillance, communication surveillance and archiving, and sales-practice monitoring for broker-dealers and banks' markets businesses. | Generally available | [NICE Actimize](https://www.niceactimize.com/financial-markets-compliance) |

## How much does NICE Actimize cost?

How it is charged: Sales-led enterprise contracts: cloud subscriptions with transaction- or usage-based fees, or on-premises term licences, plus professional services.

NICE Actimize does not publish a price list.

Pricing is not published. Actimize's invoicing policy defines transaction-based or usage-based fees for cloud services and a 'Variance' for usage above the contracted scope, but lists no rates; product pages direct buyers to request a demo.

## Which banks use NICE Actimize?

| Bank | What | Status | Sources |
| --- | --- | --- | --- |
| [KeyCorp (KeyBank)](https://www.bankingnewsai.com/banks/keybank) | X-Sight SaaS platform for fraud and AML: Integrated Fraud Management, ActOne case management and X-Sight Enterprise AML with customer due diligence, fully live by June 2025 (IFM for mobile and digital banking fraud was first selected in 2016). | In production | [NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations), [NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-KeyBank-for-Enterprise-Fraud--Solutions-to-Fulfill-Customer-Demand-for-Mobile-and-Digital-Banking-146) |
| [Associated Banc-Corp](https://www.bankingnewsai.com/banks/associated) | AML: customer due diligence, suspicious activity monitoring and risk case management, in production since November 2012, with case management later extended to fraud and investigations; Integrated Fraud Management was also selected in 2012. Per a NICE Actimize case study dated Q4 2014; no later update found. | In production | [NICE Actimize](https://www.niceactimize.com/press-releases/nice-actimize-selected-by-associated-banccorp-to-provide-antimoney-laundering-and-enterprise-fraud-solutions-to-support-its-financial-crime-strategy-100), [NICE Actimize](https://resources.niceactimize.com/wp-content/uploads/2025/11/Fighting_CaseStudy_AssociatedBank.pdf) |
| [Fifth Third Bancorp](https://www.bankingnewsai.com/banks/fifth-third) | Customer Due Diligence and Core Risk Rating Engine for customer onboarding risk assessment, selected January 2016 as part of an existing Actimize relationship (no later update found). | Selected | [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-cdd-solution-selected-by-fifth-third-bancorp-for-its-customer-onboarding-risk-assessment-and-powerful-risk-rating-engine-144) |
| [Valley National Bancorp](https://www.bankingnewsai.com/banks/valley) | Unified AML platform starting with Customer Due Diligence, followed by Suspicious Activity Monitoring and case management, selected March 2017 (no later update found). | Selected | [NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-Valley-National-Bank-to-Implement-Its-New-AML-and-Financial-Crime-Platform-Strategy-183) |

Among the [100 largest US banks](https://www.bankingnewsai.com/banks) on this site, from sources that name the bank.

## Flagship platform: X-Sight

NICE's AI cloud platform for the high end of the market, hosting Actimize's fraud (IFM), AML (SAM, CDD), screening (WL-X) and ActOne case-management applications; NICE describes it as powered by machine learning, agentic AI and generative AI, and positions Xceed as its mid-market cloud platform. ([NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm), [NiCE](https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai))

## Key points

- Actimize Ltd. was incorporated in Israel in December 1999; NICE agreed in July 2007 to acquire it for about $280 million, and NICE's 2025 annual report names Craig Costigan as CEO of NICE Actimize since November 2018.
- NICE put Actimize up for sale in 2026. Sky News reported on September 23, 2026 that Brookfield's financial infrastructure arm was in exclusive talks to buy it for about $2 billion, that earlier interest had come from Advent International and New Mountain Capital, and that a deal had yet to be finalised.
- NICE's Financial Crime and Compliance segment reported $137 million of revenue in the second quarter of 2026, 18% of NICE's total and up 6% year over year, according to a GuruFocus summary of NICE's earnings call.
- KeyBank said in June 2025 that it was fully live on the X-Sight SaaS platform for fraud and AML, with ActOne case management and X-Sight Enterprise AML including customer due diligence, replacing previous solutions.
- In 2025-2026 Actimize added agentic-AI features: InvestigateAI in X-Sight ActOne (April 2025), which Actimize says cuts investigation time by 50% or more, Xceed AI agents for alert triage (April 2025), and the Actimize Insights Network for counterparty risk signals (January 2026).
- Actimize says more than 1,000 organisations in more than 70 countries use its software (vendor-reported, 2026 boilerplate); its largest 2026 announced win is DNB Bank ASA in Norway, delivered with Infosys.
- Pricing is not published. Actimize's invoicing policy defines transaction-based or usage-based fees for cloud services and a 'Variance' for usage above the contracted scope of use.

## Timeline

- Sep 23, 2026 — **Brookfield reported in exclusive talks to buy Actimize** Sky News reported that Brookfield's financial infrastructure arm was in exclusive talks to buy Actimize from NICE for about $2 billion; sources said a deal had yet to be finalised and could fall apart. ([Sky News (Yahoo Finance)](https://finance.yahoo.com/news/brookfield-talks-buy-financial-crime-094500041.html))
- Jun 2, 2026 — **DNB Norway selects X-Sight Enterprise** DNB Bank ASA selected X-Sight Enterprise cloud solutions (SAM, IFM, ActOne, WL-X, CDD, ActimizeWatch, X-Sight DataIQ), with Infosys as systems integrator. ([NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway))
- Jan 27, 2026 — **Actimize Insights Network launched** A cross-institution intelligence network giving banks real-time payee and counterparty risk signals for scams, mule detection and AML investigations. ([NiCE](https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention))
- Jun 12, 2025 — **KeyBank fully live on X-Sight** KeyBank said it was fully live with fraud and AML on the X-Sight SaaS platform, with ActOne case management and X-Sight Enterprise AML including CDD, replacing previous solutions. ([NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations))
- Apr 7, 2025 — **Xceed AI agents launched** Actimize embedded AI agents in its mid-market Xceed AI FRAML platform for alert triage, backlog categorisation and case summaries, with analysts in the loop. ([NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-introduces-xceed-ai-agents-for-faster-smarter-fraud-and-fincrime-prevention-477))
- Apr 2, 2025 — **Agentic AI added to X-Sight ActOne** Actimize released a new X-Sight ActOne with InvestigateAI, agentic AI that plans and runs investigations from a bank's policies; Actimize says it cuts investigation time by 50% or more. ([NiCE](https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai))
- Nov 1, 2018 — **Craig Costigan becomes CEO** Craig Costigan, previously President of Capital Markets and Credit at FIS, became CEO of NICE Actimize in November 2018. ([NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm))
- Mar 27, 2017 — **Valley National Bank selects Actimize for AML** Valley National Bank selected a unified Actimize financial-crime platform, starting with CDD and followed by SAM and case management. ([NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-Valley-National-Bank-to-Implement-Its-New-AML-and-Financial-Crime-Platform-Strategy-183))
- Feb 16, 2016 — **KeyBank selects Integrated Fraud Management** KeyBank selected IFM to protect mobile banking, P2P and mobile remote deposit capture across its network, extending its existing fraud relationship with Actimize. ([NICE Actimize](https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-KeyBank-for-Enterprise-Fraud--Solutions-to-Fulfill-Customer-Demand-for-Mobile-and-Digital-Banking-146))
- Jan 19, 2016 — **Fifth Third selects Actimize CDD** Fifth Third Bancorp selected Actimize's Customer Due Diligence software and Core Risk Rating Engine for customer onboarding risk assessment, continuing an existing relationship. ([NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-cdd-solution-selected-by-fifth-third-bancorp-for-its-customer-onboarding-risk-assessment-and-powerful-risk-rating-engine-144))
- May 31, 2012 — **Associated Banc-Corp selects Actimize for AML and fraud** Associated chose Actimize AML (SAM, CDD, case management) first and Integrated Fraud Management later in the year; its AML system went into production in November 2012. ([NICE Actimize](https://www.niceactimize.com/press-releases/nice-actimize-selected-by-associated-banccorp-to-provide-antimoney-laundering-and-enterprise-fraud-solutions-to-support-its-financial-crime-strategy-100), [NICE Actimize](https://resources.niceactimize.com/wp-content/uploads/2025/11/Fighting_CaseStudy_AssociatedBank.pdf))
- Jul 2, 2007 — **NICE agrees to buy Actimize for about $280 million** NICE Systems signed a definitive agreement to acquire Actimize for a total consideration of about $280 million, expecting $55-60 million of non-GAAP revenue from it in 2008. ([Reuters](https://www.reuters.com/article/idUSIN20070702063109NICE20070702))
- Dec 1, 1999 — **Actimize incorporated in Israel** Actimize Ltd. was incorporated in December 1999 under Israeli law and began operations in January 2000, selling software for anti-money laundering, fraud prevention and regulatory compliance. ([NICE Systems Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000095013607006344/file6.htm))

## What do banks use NICE Actimize for?

| Use case | What | Status | Detail | Sources |
| --- | --- | --- | --- | --- |
| [AML / KYC](https://www.bankingnewsai.com/ai-regulation/by-use-case#aml-kyc) | AML transaction monitoring and customer due diligence | In production | SAM monitoring and CDD risk rating, in production at KeyBank and Associated Bank and selected by Fifth Third and Valley National. | [NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations), [NICE Actimize](https://resources.niceactimize.com/wp-content/uploads/2025/11/Fighting_CaseStudy_AssociatedBank.pdf) |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Enterprise fraud management | In production | IFM real-time fraud detection across digital channels and payments, live at KeyBank on X-Sight. | [NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations), [NICE Actimize](https://www.niceactimize.com/fraud-management) |
| [AML / KYC](https://www.bankingnewsai.com/ai-regulation/by-use-case#aml-kyc) | Sanctions and watchlist screening | In production | WL-X screening of parties and payments in real time, batch or on demand; part of DNB's 2026 selection. | [NICE Actimize](https://www.niceactimize.com/anti-money-laundering/sanctions-screening), [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway) |
| [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai) | Agentic AI investigations and SAR narratives | In production | InvestigateAI drafts investigation plans in ActOne; STAR uses generative AI to draft SAR narratives, with human review. | [NiCE](https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai), [NICE Actimize](https://www.niceactimize.com/anti-money-laundering/suspicious-transaction-activity-reporting) |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Scam and mule detection from network data | In production | The Insights Network adds cross-institution payee risk signals for authorised push-payment scams and mule accounts. | [NiCE](https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention) |
| [Trading & capital markets](https://www.bankingnewsai.com/ai-regulation/by-use-case#trading-markets) | Trade and communications surveillance | In production | Markets surveillance, communication surveillance and archiving for regulated staff in banks' markets businesses. | [NICE Actimize](https://www.niceactimize.com/financial-markets-compliance) |

## Disclosed numbers

| Measure | Value | As of | Sources |
| --- | --- | --- | --- |
| Financial Crime and Compliance segment revenue (NICE) | $137 million in Q2 2026, 18% of NICE's total revenue, up 6% year over year | Jun 30, 2026 | [GuruFocus (Yahoo Finance)](https://finance.yahoo.com/technology/ai/articles/nice-ltd-nice-q2-2026-210545778.html) |
| Reported sale price under discussion | About $2 billion (Sky News, Brookfield talks; not agreed) | Sep 23, 2026 | [Sky News (Yahoo Finance)](https://finance.yahoo.com/news/brookfield-talks-buy-financial-crime-094500041.html) |
| NICE's 2007 purchase price | About $280 million | Jul 2, 2007 | [Reuters](https://www.reuters.com/article/idUSIN20070702063109NICE20070702) |
| Customer organisations (vendor-reported) | More than 1,000 organisations in more than 70 countries | Jun 2, 2026 | [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway) |
| Investigation time saved by InvestigateAI (vendor-reported) | 50% or more | Apr 2, 2025 | [NiCE](https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai) |
| US ACH fraud growth in 2025 (Actimize research) | Attempted ACH fraud value up 52% while total ACH payment value grew 11% | Dec 31, 2025 | [NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-2026-fraud-insights-report-identifies-a-crucial-turning-point) |

## Quotes

> "We were challenged by increased costs associated with manual system upgrades and patches. By replacing our previous solutions, we have ensured consistent performance and minimized system downtime, allowing the organization to respond more effectively to evolving regulatory changes." — Amy Brady, Chief Information Officer, KeyBank, Jun 12, 2025 ([NiCE Actimize (Business Wire)](https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations))

> "Financial crime is borderless, fast-moving, and increasingly sophisticated. No single institution can fight it alone," — Craig Costigan, CEO, NICE Actimize, Jan 27, 2026 ([NiCE](https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention))

> "What makes the 2026 findings particularly significant is that fraud is not just growing. It is adapting specifically to defeat the controls financial institutions have invested in," — Craig Costigan, CEO, NICE Actimize, Apr 28, 2026 ([NICE Actimize](https://niceactimize.com/press-releases/nice-actimize-2026-fraud-insights-report-identifies-a-crucial-turning-point))

## Who runs NICE Actimize?

- **Craig Costigan** — Chief Executive Officer, NICE Actimize (since November 2018; previously at FIS) ([NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm), [NICE Actimize](https://www.niceactimize.com/leadership-team))
- **Chad Hetherington** — Vice President, Global Head of Product ([NICE Actimize](https://www.niceactimize.com/leadership-team))
- **Michael Barrett** — General Manager, AML ([NICE Actimize](https://www.niceactimize.com/leadership-team))
- **Yuval Marco** — General Manager, Enterprise Fraud Prevention ([NiCE](https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention))
- **Scott Russell** — Chief Executive Officer, NICE Ltd (parent; since January 2025) ([NICE Ltd (SEC filings)](https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm))

## Which rules apply to a bank using NICE Actimize?

- [FinCEN](https://www.bankingnewsai.com/ai-regulation/fincen) — Actimize's SAM monitoring, CDD and STAR SAR-filing tools sit inside a bank's BSA/AML program; the 2018 joint statement lets banks pilot AI such as InvestigateAI without presuming supervisory action, and FinCEN's April 2026 program proposal would weigh effective use of AI in assessing that program. See [2018 Joint Statement on BSA/AML Innovation](https://www.bankingnewsai.com/ai-regulation/documents/fincen-joint-statement-innovation-2018), [2026 AML/CFT Program Proposed Rule](https://www.bankingnewsai.com/ai-regulation/documents/fincen-aml-cft-program-nprm-2026).
- [Federal Reserve](https://www.bankingnewsai.com/ai-regulation/federal-reserve) — Actimize's transaction-monitoring scenarios, risk-rating engine and machine-learning fraud models are vendor models a bank must validate and tune under SR 26-2, which replaced the 2021 BSA/AML model-risk statement. See [SR 26-2](https://www.bankingnewsai.com/ai-regulation/documents/fed-sr-26-2), [SR 23-4](https://www.bankingnewsai.com/ai-regulation/documents/fed-sr-23-4).
- [OCC](https://www.bankingnewsai.com/ai-regulation/occ) — A national bank running Actimize as SaaS depends on it for critical AML and fraud controls, which OCC Bulletin 2023-17 treats as a third-party relationship to manage through its life, including a change of owner such as the reported Brookfield sale; OCC Bulletin 2026-13 sets model-risk expectations for vendor AI models. See [OCC Bulletin 2023-17](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2023-17), [OCC Bulletin 2026-13](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2026-13).
- [FDIC](https://www.bankingnewsai.com/ai-regulation/fdic) — State non-member banks using Actimize's AML models follow the FDIC's adoption of the revised model risk management guidance, which covers vendor-supplied transaction-monitoring and customer-risk models. See [FDIC FIL-15-2026](https://www.bankingnewsai.com/ai-regulation/documents/fdic-fil-15-2026).

## What the record suggests

### Ownership may change

NICE is selling Actimize and Brookfield was reported in exclusive talks on September 23, 2026. No agreement has been announced; a buyer change would fall under a bank's third-party risk review of contract, roadmap and support terms.

### Pricing is not published

Actimize lists no prices. Its invoicing policy defines transaction- or usage-based cloud fees and a 'Variance' for usage above the contracted scope, so volume assumptions matter to cost.

### Most named US bank deals are old

Only KeyBank has a recent (2025) public statement. The Fifth Third, Associated and Valley National announcements date from 2012-2017 and no later update was found.

### AI results are vendor-reported

The 50%-or-more investigation-time saving for InvestigateAI and similar efficiency claims come from Actimize's own releases, not independent measurement.

### Cloud and on-premises both remain in use

NICE's CFO said in August 2026 that some large financial institutions may stay on-premises on a term basis rather than move to the cloud, so deployment options vary by contract.

## FAQ

### How much does NICE Actimize cost?

NICE Actimize does not publish pricing. Contracts are negotiated per institution. Its invoicing policy defines transaction-based or usage-based fees for cloud services and a 'Variance' for usage above the scope set in the order, and NICE's CFO has described on-premises term renewals by large financial institutions. No public price list, plan or rate card exists, and the site directs buyers to request a demo.

### Which banks use NICE Actimize?

Among our 100 largest US banks, KeyBank said in June 2025 that it is fully live on Actimize's X-Sight SaaS platform for fraud and AML. Associated Bank has run Actimize AML tools since November 2012. Fifth Third selected Actimize customer due diligence in 2016, and Valley National selected an Actimize AML platform in 2017. Outside the US, DNB Bank in Norway selected X-Sight Enterprise in June 2026.

### Who owns NICE Actimize?

NICE Actimize is a business unit of NICE Ltd, listed on Nasdaq as NICE, which agreed to buy Actimize in 2007 for about $280 million. NICE put the unit up for sale in 2026. Sky News reported on September 23, 2026 that Brookfield's financial infrastructure arm was in exclusive talks to buy it for about $2 billion, but no deal had been announced and sources said talks could fall apart.

### Is NICE Actimize being sold to Brookfield?

Not yet, based on public sources as of September 24, 2026. Sky News reported that Brookfield was in exclusive talks to buy Actimize for about $2 billion and that a deal had yet to be finalised. Sky News said the business was earlier reported to have drawn interest from private-equity firms including Advent International and New Mountain Capital. Neither NICE nor Brookfield had announced an agreement.

### What is the difference between X-Sight and Xceed?

NICE positions X-Sight as its AI cloud platform for the high end of the market, the large banks that run Actimize's full fraud, AML, screening and case-management suite, and Xceed as its cloud platform for the mid-market. Xceed AI FRAML combines fraud and AML in one SaaS product with embedded AI agents for alert triage and case summaries.

### Does NICE Actimize use generative or agentic AI?

Yes, according to Actimize. Since April 2025, X-Sight ActOne has included InvestigateAI, which reads a bank's policies to draft investigation plans and asks humans to step in when needed; Actimize says it cuts investigation time by 50% or more. The STAR module uses generative AI to draft SAR narratives, and Xceed AI agents triage alerts.

### How does NICE Actimize compare to Hawk or Unit21?

Actimize is a long-established suite, founded in 1999, covering fraud, AML, screening, case management and trade surveillance, and sold to large banks on X-Sight and to mid-sized ones on Xceed, in the cloud or on premises. Hawk and Unit21 are younger, cloud-only vendors. Any comparison of detection quality depends on a bank's own testing; the results each vendor publishes are its own claims.

## Sources (24)

1. Brookfield in talks to buy financial crime specialist Actimize for $2bn — Sky News (Yahoo Finance), Sep 23, 2026. https://finance.yahoo.com/news/brookfield-talks-buy-financial-crime-094500041.html
2. Nice Systems to acquire Actimize — Reuters, Jul 2, 2007. https://www.reuters.com/article/idUSIN20070702063109NICE20070702
3. Audited Financial Statements of Actimize Ltd. (Form 6-K, Exhibit 99.5) — NICE Systems Ltd (SEC filings), Sep 12, 2007. https://www.sec.gov/Archives/edgar/data/1003935/000095013607006344/file6.htm
4. NICE Ltd. Annual Report on Form 20-F for the fiscal year ended December 31, 2025 — NICE Ltd (SEC filings), Feb 26, 2026. https://www.sec.gov/Archives/edgar/data/1003935/000100393526000010/nice-20251231.htm
5. NICE Ltd (NICE) (Q2 2026) Earnings Call Highlights: Record AI Bookings and Cloud Momentum Drive ... — GuruFocus (Yahoo Finance), Aug 5, 2026. https://finance.yahoo.com/technology/ai/articles/nice-ltd-nice-q2-2026-210545778.html
6. NiCE Actimize X-Sight AI Enterprise Platform Increases Modernization of KeyBank's Financial Crime Operations — NiCE Actimize (Business Wire), Jun 12, 2025. https://www.businesswire.com/news/home/20250612909609/en/NiCE-Actimize-X-Sight-AI-Enterprise-Platform-Increases-Modernization-of-KeyBanks-Financial-Crime-Operations
7. NICE Actimize Selected by KeyBank for Enterprise Fraud Solutions to Fulfill Customer Demand for Mobile and Digital Banking — NICE Actimize, Feb 16, 2016. https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-KeyBank-for-Enterprise-Fraud--Solutions-to-Fulfill-Customer-Demand-for-Mobile-and-Digital-Banking-146
8. NICE Actimize CDD Solution Selected by Fifth Third Bancorp for its Customer Onboarding Risk Assessment and Powerful Risk Rating Engine — NICE Actimize, Jan 19, 2016. https://niceactimize.com/press-releases/nice-actimize-cdd-solution-selected-by-fifth-third-bancorp-for-its-customer-onboarding-risk-assessment-and-powerful-risk-rating-engine-144
9. NICE Actimize Selected by Associated Banc-Corp to Provide Anti-Money Laundering and Enterprise Fraud Solutions to Support its Financial Crime Strategy — NICE Actimize, May 31, 2012. https://www.niceactimize.com/press-releases/nice-actimize-selected-by-associated-banccorp-to-provide-antimoney-laundering-and-enterprise-fraud-solutions-to-support-its-financial-crime-strategy-100
10. Case Study - Associated Bank (undated page, retrieved 2026-09-24) — NICE Actimize, Sep 24, 2026. https://resources.niceactimize.com/wp-content/uploads/2025/11/Fighting_CaseStudy_AssociatedBank.pdf
11. NICE Actimize Selected by Valley National Bank to Implement Its New AML and Financial Crime Platform Strategy — NICE Actimize, Mar 27, 2017. https://niceactimize.com/press-releases/NICE-Actimize-Selected-by-Valley-National-Bank-to-Implement-Its-New-AML-and-Financial-Crime-Platform-Strategy-183
12. NiCE Actimize X-Sight ActOne Platform Redefines Financial Crime Investigations with Agentic AI — NiCE, Apr 2, 2025. https://nice.com/press-releases/nice-actimize-x-sight-actone-platform-redefines-financial-crime-investigations-with-agentic-ai
13. NICE Actimize Introduces Xceed AI Agents for Faster, Smarter Fraud and FinCrime Prevention — NICE Actimize, Apr 7, 2025. https://niceactimize.com/press-releases/nice-actimize-introduces-xceed-ai-agents-for-faster-smarter-fraud-and-fincrime-prevention-477
14. NICE Actimize Unveils Insights Network, the Unified Force for Proactive Fraud & Financial Crime Prevention — NiCE, Jan 27, 2026. https://nice.com/press-releases/nice-actimize-unveils-insights-network-the-unified-force-for-proactive-fraud-financial-crime-prevention
15. NICE Actimize 2026 Fraud Insights Report Identifies a Crucial Turning Point for Digital Fraud Detection — NICE Actimize, Apr 28, 2026. https://niceactimize.com/press-releases/nice-actimize-2026-fraud-insights-report-identifies-a-crucial-turning-point
16. NICE Actimize X-Sight Enterprise Cloud Solutions Selected by DNB Norway to Transform its Fraud and Financial Crime Operations — NICE Actimize, Jun 2, 2026. https://niceactimize.com/press-releases/nice-actimize-x-sight-enterprise-cloud-solutions-selected-by-dnb-norway
17. Leadership Team (undated page, retrieved 2026-09-24) — NICE Actimize, Sep 24, 2026. https://www.niceactimize.com/leadership-team
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21. Enterprise Risk Case Management System (undated page, retrieved 2026-09-24) — NICE Actimize, Sep 24, 2026. https://www.niceactimize.com/enterprise-risk-case-management
22. Suspicious Transaction Activity Reporting (STAR) (undated page, retrieved 2026-09-24) — NICE Actimize, Sep 24, 2026. https://www.niceactimize.com/anti-money-laundering/suspicious-transaction-activity-reporting
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