# Featurespace for banks: pricing, customers, review

Source: https://www.bankingnewsai.com/vendors/featurespace
Last updated: Sep 24, 2026

*Sells banks, card processors and merchant acquirers a real-time machine-learning platform that profiles each customer's normal behavior to score payments, cards, checks, applications and AML activity; since the 2024 acquisition it is sold as a Visa solution and its technology is being folded into Visa products such as A2A Protect.*

## What is Featurespace, and which banks use it?

Featurespace, founded 2008 at the University of Cambridge, sells real-time behavioral fraud and AML scoring (The Featurespace Platform, formerly ARIC Risk Hub) to banks, processors and acquirers. Visa bought it in December 2024 for $946 million, and in September 2026 launched its first Featurespace-based product, a unified A2A Protect fraud score. Among our 100 banks, U.S. Bancorp's merchant-acquiring unit Elavon uses Featurespace, per a 2019 release and 2024 Payments Dive report. Pricing is not published; it is sold through quoted contracts.

## At a glance

| Field | Value |
| --- | --- |
| Category | [Fraud detection](https://www.bankingnewsai.com/ai-tools/fraud-detection) |
| Founded | 2008 |
| Headquarters | Cambridge, United Kingdom |
| Ownership | Acquired by Visa (NYSE: V), deal agreed September 26, 2024 and completed December 19, 2024, for a purchase consideration of $946 million (Visa's FY2025 10-K); now part of Visa's Risk and Identity Solutions business. Previously venture-backed by Chrysalis Investments, Highland Europe, IP Group, Insight Partners, MissionOG and TTV Capital. ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.20856.html), [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html), [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1403161/000140316125000089/v-20250930.htm)) |
| Ticker | NYSE: V |
| Deployment | Hosted cloud or on-premises; Visa A2A Protect is delivered through a single API |
| Pricing model | Sales-led enterprise licensing, sold as a Visa solution; A2A Protect is offered to financial institutions via a single API |
| Banks among the 100 largest US banks | 1 |

## Products

| Product | What it does | Status | Sources |
| --- | --- | --- | --- |
| The Featurespace Platform (ARIC Risk Hub) | Real-time behavioral scoring and case-handling platform for fraud and financial crime, sold by Visa globally as ARIC Risk Hub from April 2025. | Generally available | [Featurespace](https://www.featurespace.com/solutions), [Visa](https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html) |
| Card Fraud and Payment Fraud solutions | Card and payment scoring using transfer learning and per-customer behavioral profiles, available as a full solution or as a score only. | Generally available | [Featurespace](https://www.featurespace.com/solutions/card-fraud), [Featurespace](https://www.featurespace.com/case-studies/natwest) |
| Check Fraud solution | Behavior-based detection of inbound and outbound check fraud (deposit, on-us and in-clearing), extended in 2024 through a partnership with image-forensics firm OrboGraph. | Generally available | [Featurespace](https://www.featurespace.com/solutions/check-fraud), [Business Wire](https://www.businesswire.com/news/home/20240723170592/en/Featurespace-and-OrboGraph-Partner-to-Help-Financial-Institutions-Prevent-Check-Fraud-Using-World-Class-Analytics-and-Image-Forensics) |
| Application Fraud solution | Scores new-account and credit applications for first-party, synthetic-identity, impersonation and other-party fraud. | Generally available | [Featurespace](https://www.featurespace.com/solutions/application-fraud-prevention) |
| Anti-Money Laundering solution | Combined fraud and AML transaction monitoring with KYC data, day-one rules and models, alert routing and case management. | Generally available | [Featurespace](https://www.featurespace.com/solutions/aml) |
| Visa A2A Protect (incorporating Scam Detect) | Real-time scam and account-takeover scoring for account-to-account payments via a single API; Featurespace's Scam Detect became part of it, and a unified Visa-Featurespace fraud score launched September 1, 2026. | Generally available | [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html), [Featurespace](https://www.featurespace.com/solutions/visa-a2a-protect) |
| TallierLTM | A self-supervised 'Large Transaction Model' pre-trained on billions of transactions, unveiled October 2023 for data scientists to build fraud models on; Featurespace reports up to 71% better fraud-value detection than industry-standard models. | Announced | [Finovate](https://finovate.com/featurespace-launches-genai-powered-financial-crime-fighting-model-tallierltm/), [Featurespace](https://www.featurespace.com/solutions/tallier-ltm) |

## How much does Featurespace cost?

How it is charged: Sales-led enterprise licensing, sold as a Visa solution; A2A Protect is offered to financial institutions via a single API.

Featurespace does not publish a price list.

Pricing is not published; Featurespace's site offers demos and contact forms rather than plans or prices, and Visa's releases on ARIC Risk Hub and A2A Protect give no fees.

## Which banks use Featurespace?

| Bank | What | Status | Sources |
| --- | --- | --- | --- |
| [U.S. Bancorp](https://www.bankingnewsai.com/banks/us-bancorp) | Elavon, U.S. Bancorp's merchant-acquiring subsidiary, built a fraud network for European merchants on Featurespace's ARIC platform (selected September 2019); Payments Dive, citing an RBC analyst note, listed U.S. Bank's Elavon among Featurespace clients in September 2024 (named client, 2024; no go-live or current deployment described). | Selected | [Featurespace](https://www.featurespace.com/newsroom/elavon-selects-featurespace-to-launch-new-fraud-prevention-capabilities-and-support-psd2-adoption-for-european-merchants), [Payments Dive](https://www.paymentsdive.com/news/visa-acquisition-cybersecurity-firm-featurespace-artificial-intelligence-fraud/728183/) |

Among the [100 largest US banks](https://www.bankingnewsai.com/banks) on this site, from sources that name the bank.

## Flagship platform: The Featurespace Platform (formerly ARIC Risk Hub)

A unified fraud and financial-crime platform built on Featurespace's Adaptive Behavioral Analytics and Automated Deep Behavioral Networks, with solutions for payment, card, check and application fraud, AML and merchant monitoring; Visa added it to its global value-added services as 'ARIC Risk Hub' in April 2025, and Featurespace's site says it protects 500 million consumers and processes 50.4 billion events a year (vendor-reported). ([Featurespace](https://www.featurespace.com/solutions), [Visa](https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html))

## Key points

- Visa agreed to acquire Featurespace on September 26, 2024 and completed the deal on December 19, 2024; Visa's FY2025 10-K puts the purchase consideration at $946 million, of which $794 million was allocated to goodwill, and Featurespace became part of Visa's Risk and Identity Solutions business.
- At the close Featurespace said it protected 500 million consumers and processed over 100 billion payment events a year, with more than 400 staff in six locations; named users include HSBC, NatWest, TSYS, Worldpay, Danske Bank, Akbank and Edenred (vendor-reported).
- On September 1, 2026 Visa launched an enhanced A2A Protect with a unified fraud score that Visa calls its first in-market integration of Featurespace technology; Visa says A2A Protect has been shown to increase fraud detection by 75% in the first six months of deployment (Visa-reported).
- U.S. Bancorp's merchant-acquiring subsidiary Elavon selected Featurespace's ARIC platform in 2019 for a European merchant fraud network, and Payments Dive, citing an RBC analyst note, listed U.S. Bank's Elavon among Featurespace clients in September 2024.
- Featurespace's named US users are mainly processors and credit unions: TSYS (now part of FIS) runs its Foresight Score on Featurespace, and First Tech Federal Credit Union uses the platform for enterprise payment-fraud detection.
- In April 2025 Featurespace said CEO Martina King would retire after 12 years; Jason Blackhurst, a Visa senior vice president, took over and by October 2025 was Visa's Global Head of Featurespace and Acceptance Risk Solutions.
- Pricing is not published; Featurespace's site offers demos and contact forms rather than plans or prices.

## Timeline

- Sep 1, 2026 — **First Featurespace-based Visa product: unified A2A Protect score** Visa launched an enhanced A2A Protect with a unified fraud score, its first in-market integration of Featurespace technology, for account-to-account payments. ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html))
- Oct 8, 2025 — **Thredd launches One View with Featurespace** Processor Thredd launched One View, built with Featurespace, to monitor card and non-card payments in one interface and rules engine. ([Business Wire](https://www.businesswire.com/news/home/20251008524422/en/Thredd-Launches-First-to-Market-Fraud-Solution-in-Collaboration-with-Featurespace))
- Apr 3, 2025 — **Visa adds ARIC Risk Hub to its value-added services** Visa made Featurespace's ARIC Risk Hub available globally as a Visa solution, citing a 90% reduction in phishing losses at Norway's Eika Gruppen in 2024 versus 2023. ([Visa](https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html))
- Apr 2, 2025 — **CEO Martina King retires; Jason Blackhurst takes over** King retired after 12 years as CEO; Visa SVP Jason Blackhurst became SVP, head of Featurespace and acceptance risk solutions, relocating to Cambridge to lead a team of 400. ([FinTech Futures](https://www.fintechfutures.com/job-cuts-new-hires/featurespace-ceo-martina-king-to-retire-following-visa-takeover))
- Dec 19, 2024 — **Visa completes the acquisition** Visa closed the deal and placed Featurespace in its Risk and Identity Solutions unit; its FY2025 10-K later put the purchase consideration at $946 million. ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html), [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1403161/000140316125000089/v-20250930.htm))
- Sep 26, 2024 — **Visa agrees to acquire Featurespace** Visa signed a definitive agreement to acquire Featurespace; no price was disclosed at the time. ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.20856.html), [Payments Dive](https://www.paymentsdive.com/news/visa-acquisition-cybersecurity-firm-featurespace-artificial-intelligence-fraud/728183/))
- Jul 23, 2024 — **Check-fraud partnership with OrboGraph** Featurespace partnered with OrboGraph to combine check image forensics with its payments fraud platform, which it said was used by more than 70 banks and financial institutions. ([Business Wire](https://www.businesswire.com/news/home/20240723170592/en/Featurespace-and-OrboGraph-Partner-to-Help-Financial-Institutions-Prevent-Check-Fraud-Using-World-Class-Analytics-and-Image-Forensics))
- Oct 24, 2023 — **Unveils TallierLTM** Featurespace unveiled TallierLTM, a generative 'Large Transaction Model' pre-trained on billions of transactions, reporting up to 71% better fraud-value detection than industry-standard models. ([Finovate](https://finovate.com/featurespace-launches-genai-powered-financial-crime-fighting-model-tallierltm/))
- Feb 25, 2021 — **Launches Automated Deep Behavioral Networks** Featurespace introduced a recurrent-neural-network architecture that automates feature discovery for card and payments fraud, available only in the latest ARIC Risk Hub. ([Business Wire](https://www.businesswire.com/news/home/20210225005221/en/Featurespace-Launches-Automated-Deep-Behavioral-Networks))
- May 13, 2020 — **£30 million round led by Merian Chrysalis** Featurespace raised £30 million ($37.4 million) led by Merian Chrysalis, saying more than 30 major financial institutions used ARIC, including four of the five largest UK banks. ([Business Wire](https://www.businesswire.com/news/home/20200513005249/en))
- Sep 18, 2019 — **Elavon selects Featurespace** Elavon, a subsidiary of U.S. Bancorp, announced it was developing a fraud network for European merchants on Featurespace's ARIC platform ahead of PSD2 strong customer authentication. ([Featurespace](https://www.featurespace.com/newsroom/elavon-selects-featurespace-to-launch-new-fraud-prevention-capabilities-and-support-psd2-adoption-for-european-merchants))
- Jan 28, 2019 — **$32.3 million round led by Insight and MissionOG** Featurespace raised $32.3 million (£25 million) led by Insight Venture Partners and MissionOG, and said it was working with 17 banks across continental Europe, the UK, US and Latin America. ([Business Wire](https://www.businesswire.com/news/home/20190128005057/en/Featurespace-Raises-32.3-Million-Drive-International-Growth))
- Jan 1, 2008 — **Founded at the University of Cambridge** Featurespace was founded in Cambridge, UK, out of research by Professor Bill Fitzgerald and his PhD student Dave Excell. ([Featurespace](https://www.featurespace.com/about), [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html))

## What do banks use Featurespace for?

| Use case | What | Status | Detail | Sources |
| --- | --- | --- | --- | --- |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Card and payment fraud scoring | In production | Real-time scoring of card and payment transactions against per-customer behavioral profiles, used by banks such as NatWest, processors such as TSYS and US credit unions such as First Tech. | [Featurespace](https://www.featurespace.com/case-studies/natwest), [Featurespace](https://www.featurespace.com/case-studies/tsys), [Featurespace](https://www.featurespace.com/case-studies/first-tech) |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Scam and account-to-account fraud (A2A Protect) | In production | Scam and account-takeover scoring before an account-to-account payment is authorized, with plain-language reasons for each alert. | [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html) |
| [AML / KYC](https://www.bankingnewsai.com/ai-regulation/by-use-case#aml-kyc) | AML transaction monitoring | In production | Combined fraud and AML monitoring with KYC data and case management; Featurespace quotes HSBC's global head of AML technology on the solution. | [Featurespace](https://www.featurespace.com/solutions/aml) |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Merchant-acquirer fraud network | In production | Elavon's European merchant fraud network uses ARIC behavioral analytics alongside its 3DS service. | [Featurespace](https://www.featurespace.com/newsroom/elavon-selects-featurespace-to-launch-new-fraud-prevention-capabilities-and-support-psd2-adoption-for-european-merchants), [Payments Dive](https://www.paymentsdive.com/news/visa-acquisition-cybersecurity-firm-featurespace-artificial-intelligence-fraud/728183/) |
| [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai) | TallierLTM transaction foundation model | Announced | A pre-trained transaction model offered to data scientists to build fraud models on; no bank deployment is named in the sources reviewed. | [Finovate](https://finovate.com/featurespace-launches-genai-powered-financial-crime-fighting-model-tallierltm/) |

## Disclosed numbers

| Measure | Value | As of | Sources |
| --- | --- | --- | --- |
| Acquisition price paid by Visa | $946 million purchase consideration, of which $794 million allocated to goodwill | Dec 19, 2024 | [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1403161/000140316125000089/v-20250930.htm) |
| Scale at acquisition (vendor-reported) | 500 million consumers protected, over 100 billion payment events a year, more than 400 staff in six locations | Dec 19, 2024 | [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html) |
| Institutions using the platform (vendor-reported) | More than 70 banks and financial institutions | Jul 23, 2024 | [Business Wire](https://www.businesswire.com/news/home/20240723170592/en/Featurespace-and-OrboGraph-Partner-to-Help-Financial-Institutions-Prevent-Check-Fraud-Using-World-Class-Analytics-and-Image-Forensics) |
| A2A Protect results (Visa-reported) | 75% increase in fraud detection in the first six months of deployment; over 50% more fraud reduced and over 40% fewer unnecessary alerts | Sep 1, 2026 | [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html) |
| Eika Gruppen phishing losses (Visa-reported) | 90% reduction in phishing losses in 2024 versus 2023 after deploying ARIC Risk Hub | Apr 3, 2025 | [Visa](https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html) |
| NatWest case study (vendor-reported) | 135% higher value of scams detected, 57% higher value of fraud detected and 75% fewer scam false positives versus its prior system | Sep 24, 2026 | [Featurespace](https://www.featurespace.com/case-studies/natwest) |
| Funding before acquisition | $32.3 million (January 2019, led by Insight and MissionOG) and £30 million (May 2020, led by Merian Chrysalis) | May 13, 2020 | [Business Wire](https://www.businesswire.com/news/home/20190128005057/en/Featurespace-Raises-32.3-Million-Drive-International-Growth), [Business Wire](https://www.businesswire.com/news/home/20200513005249/en) |

## Quotes

> "A2A Protect combines Visa’s network expertise with Featurespace’s technology to deliver a powerful new layer of protection that helps financial institutions detect more fraud, earlier." — James Mirfin, Head of Risk and Security Solutions, Visa, Sep 1, 2026 ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html))

> "We developed our innovations to help crack even the most complex fraud cases." — Dave Excell, Founder, Featurespace, Dec 19, 2024 ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html))

> "We’re looking at logins, payee data and behavioral metadata. The fraud event is often the final act in a longer play." — Tim Vanderham, Chief Operating Officer, Featurespace, Jul 15, 2025 ([PYMNTS](https://www.pymnts.com/fraud-prevention/2025/visa-and-featurespace-take-fraud-fight-to-new-arena/))

## Who runs Featurespace?

- **Jason Blackhurst** — Global Head of Featurespace and Acceptance Risk Solutions, Visa (succeeded CEO Martina King in 2025) ([FinTech Futures](https://www.fintechfutures.com/job-cuts-new-hires/featurespace-ceo-martina-king-to-retire-following-visa-takeover), [Business Wire](https://www.businesswire.com/news/home/20251008524422/en/Thredd-Launches-First-to-Market-Fraud-Solution-in-Collaboration-with-Featurespace))
- **Dave Excell** — Founder ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html), [Featurespace](https://www.featurespace.com/about))
- **Tim Vanderham** — Chief Operating Officer ([Visa](https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html), [PYMNTS](https://www.pymnts.com/fraud-prevention/2025/visa-and-featurespace-take-fraud-fight-to-new-arena/))
- **James Mirfin** — Head of Risk and Security Solutions, Visa ([Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html))

## Which rules apply to a bank using Featurespace?

- [Federal Reserve](https://www.bankingnewsai.com/ai-regulation/federal-reserve) — Featurespace's behavioral scoring models are quantitative models a bank uses in fraud decisions, so a bank deploying them is expected to inventory, validate and monitor them as vendor models under SR 26-2, including models trained on Visa network data it cannot inspect directly. See [SR 26-2](https://www.bankingnewsai.com/ai-regulation/documents/fed-sr-26-2).
- [OCC](https://www.bankingnewsai.com/ai-regulation/occ) — Buying the Featurespace Platform or A2A Protect makes Visa a third-party provider of a fraud control; OCC Bulletin 2023-17 covers due diligence, contract terms and exit planning for that relationship, and OCC Bulletin 2026-13 sets model-risk expectations for the vendor models. See [OCC Bulletin 2023-17](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2023-17), [OCC Bulletin 2026-13](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2026-13).
- [FinCEN](https://www.bankingnewsai.com/ai-regulation/fincen) — Featurespace's AML solution feeds suspicious-activity decisions, and its scam and account-takeover scoring targets the generative-AI fraud typologies in FinCEN's 2024 deepfake alert; the bank, not Featurespace, keeps the BSA filing obligation. See [FIN-2024-Alert004 (Deepfake Media)](https://www.bankingnewsai.com/ai-regulation/documents/fincen-alert-2024-deepfake-media).
- [CFPB](https://www.bankingnewsai.com/ai-regulation/cfpb) — When Featurespace's application-fraud score contributes to declining a credit application, ECOA/Regulation B and FCRA adverse-action notice duties apply to the bank's decision. See [ECOA / Regulation B adverse action (15 U.S.C. 1691(d); 12 CFR 1002.9)](https://www.bankingnewsai.com/ai-regulation/documents/cfpb-ecoa-regulation-b-adverse-action), [FCRA adverse action and credit-score disclosures (15 U.S.C. 1681m, 1681g(f))](https://www.bankingnewsai.com/ai-regulation/documents/cfpb-fcra-adverse-action-key-factors).
- [EU AI Act](https://www.bankingnewsai.com/ai-regulation/eu-ai-act) — For banks using Featurespace in the EU, AI used solely to detect financial fraud is carved out of the Act's high-risk credit-scoring category, but application-fraud scores that feed credit decisions need case-by-case review. See [Regulation (EU) 2024/1689](https://www.bankingnewsai.com/ai-regulation/documents/eu-ai-act-regulation-2024-1689).

## What the record suggests

### Pricing is not published

Featurespace and Visa give no plan prices or fees for the Featurespace Platform, ARIC Risk Hub or A2A Protect; buying goes through a quote.

### The buyer is now Visa

Since December 2024 contracts, roadmaps and support sit with Visa's risk and security business; Visa's first combined product arrived in September 2026, and Visa also agreed in August 2026 to buy BioCatch (pending), another fraud vendor in this category.

### Named large-bank customers are mostly outside the US

Featurespace's public references are HSBC, NatWest, Danske Bank, Akbank and processors such as TSYS and Worldpay; among our 100 US banks the only sourced link found is U.S. Bancorp's Elavon, and it dates from 2019 with a 2024 analyst-note mention.

### Results are vendor-reported

The NatWest, TSYS, Eika and A2A Protect percentages come from Featurespace or Visa and are measured against each customer's prior system; none was independently audited in the sources reviewed.

### Product names have changed

ARIC Risk Hub is now presented as The Featurespace Platform, and Scam Detect has become part of Visa A2A Protect, so older documents and contracts may use different names for the same capabilities.

## FAQ

### How much does Featurespace cost?

Featurespace does not publish pricing. Its website offers demos and contact forms rather than plans, and Visa's announcements of ARIC Risk Hub (April 2025) and the enhanced A2A Protect (September 2026) give no fees. The platform is sold through sales-led enterprise contracts, now as a Visa solution.

### Who owns Featurespace?

Visa owns Featurespace. Visa agreed to buy it on September 26, 2024 and completed the acquisition on December 19, 2024; Visa's FY2025 annual report puts the purchase consideration at $946 million. Featurespace sits in Visa's risk and security business and is led by Jason Blackhurst, Visa's global head of Featurespace and acceptance risk solutions.

### Which banks use Featurespace?

Featurespace names HSBC, NatWest, Danske Bank, Akbank and Permanent TSB, plus processors TSYS and Worldpay. Among the 100 largest US banks, the sourced link is U.S. Bancorp: its merchant-acquiring subsidiary Elavon built a European merchant fraud network on Featurespace's ARIC platform in 2019, and Payments Dive listed U.S. Bank's Elavon as a client in 2024. First Tech Federal Credit Union is a named US credit-union user.

### Is Featurespace a bank or a regulated financial institution?

No. Featurespace is a software business owned by Visa, a payments network, and is not a bank. Banks that use its fraud and AML scoring remain responsible for their own model-risk, third-party-risk and BSA/AML obligations, and treat Featurespace (Visa) as a third-party technology provider.

### What is ARIC Risk Hub?

ARIC Risk Hub is Featurespace's real-time fraud and financial-crime platform, now presented as The Featurespace Platform. It builds a behavioral profile of each customer and scores payments, cards, checks, applications and AML activity against it. Visa added it to its global value-added services in April 2025.

### What is Visa A2A Protect and how does it relate to Featurespace?

A2A Protect is Visa's fraud and scam scoring service for account-to-account payments. Featurespace's Scam Detect became part of it, and on September 1, 2026 Visa launched a unified A2A Protect fraud score it describes as its first in-market integration of Featurespace technology, delivered through a single API with plain-language reasons for each alert.

### How does Featurespace compare with Feedzai?

Both sell real-time machine-learning fraud and AML platforms to banks and processors. Featurespace is now owned by Visa and is being combined with Visa's network data, while Feedzai is independent and privately held. Neither publishes pricing, and both report customer results measured against the customer's prior system rather than independent benchmarks.

## Sources (26)

1. Visa to Acquire Featurespace — Visa, Sep 26, 2024. https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.20856.html
2. Visa Completes Acquisition of Featurespace — Visa, Dec 19, 2024. https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21106.html
3. Visa Inc. Form 10-K for the fiscal year ended September 30, 2025 — U.S. Securities and Exchange Commission (EDGAR), Nov 6, 2025. https://www.sec.gov/Archives/edgar/data/1403161/000140316125000089/v-20250930.htm
4. Visa Boosts AI Capabilities to Further Reduce Fraud — Visa, Apr 3, 2025. https://www.visa.co.uk/about-visa/newsroom/press-releases.3379370.html
5. Visa Launches Enhanced A2A Protect Innovations to Help Financial Institutions Stop Fraud Before Money Leaves Accounts — Visa, Sep 1, 2026. https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22696.html
6. Visa to buy cybersecurity firm Featurespace — Payments Dive, Sep 26, 2024. https://www.paymentsdive.com/news/visa-acquisition-cybersecurity-firm-featurespace-artificial-intelligence-fraud/728183/
7. Featurespace CEO Martina King to retire following Visa takeover — FinTech Futures, Apr 2, 2025. https://www.fintechfutures.com/job-cuts-new-hires/featurespace-ceo-martina-king-to-retire-following-visa-takeover
8. Visa and Featurespace Take Fraud Fight to New Arena — PYMNTS, Jul 15, 2025. https://www.pymnts.com/fraud-prevention/2025/visa-and-featurespace-take-fraud-fight-to-new-arena/
9. Featurespace Raises $32.3 Million to Drive International Growth — Business Wire, Jan 28, 2019. https://www.businesswire.com/news/home/20190128005057/en/Featurespace-Raises-32.3-Million-Drive-International-Growth
10. Featurespace Raises £30 Million to Drive Growth — Business Wire, May 13, 2020. https://www.businesswire.com/news/home/20200513005249/en
11. Featurespace Launches Automated Deep Behavioral Networks — Business Wire, Feb 25, 2021. https://www.businesswire.com/news/home/20210225005221/en/Featurespace-Launches-Automated-Deep-Behavioral-Networks
12. Featurespace and OrboGraph Partner to Help Financial Institutions Prevent Check Fraud Using World-Class Analytics and Image Forensics — Business Wire, Jul 23, 2024. https://www.businesswire.com/news/home/20240723170592/en/Featurespace-and-OrboGraph-Partner-to-Help-Financial-Institutions-Prevent-Check-Fraud-Using-World-Class-Analytics-and-Image-Forensics
13. Thredd Launches First-to-Market Fraud Solution in Collaboration with Featurespace — Business Wire, Oct 8, 2025. https://www.businesswire.com/news/home/20251008524422/en/Thredd-Launches-First-to-Market-Fraud-Solution-in-Collaboration-with-Featurespace
14. Featurespace Launches GenAI-Powered Financial Crime Fighting Model, TallierLTM — Finovate, Oct 24, 2023. https://finovate.com/featurespace-launches-genai-powered-financial-crime-fighting-model-tallierltm/
15. Elavon Selects Featurespace to Launch New Fraud Prevention Capabilities and Support PSD2 Adoption for European Merchants — Featurespace, Sep 18, 2019. https://www.featurespace.com/newsroom/elavon-selects-featurespace-to-launch-new-fraud-prevention-capabilities-and-support-psd2-adoption-for-european-merchants
16. About us | Financial crime experts | Featurespace (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/about
17. The Featurespace Platform | Financial crime and fraud software (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions
18. The Featurespace Card Fraud detection solution (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/card-fraud
19. The Featurespace Check Fraud solution (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/check-fraud
20. The Featurespace Application Fraud prevention solution (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/application-fraud-prevention
21. The Featurespace Anti-Money Laundering solution (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/aml
22. Scam Detect is now part of Visa A2A Protect (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/visa-a2a-protect
23. TallierLTM™ | AI prevention for large transactions (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/solutions/tallier-ltm
24. NatWest case study | Featurespace (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/case-studies/natwest
25. TSYS case study | Featurespace (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/case-studies/tsys
26. First Tech case study | Featurespace (undated page, retrieved 2026-09-24) — Featurespace, Sep 24, 2026. https://www.featurespace.com/case-studies/first-tech

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