# Marqeta: AI strategy

Source: https://www.bankingnewsai.com/fintech/marqeta
Last updated: Oct 15, 2026

*AI at the authorisation decision and in the agent's hands: a machine-learning risk score inside Real-Time Decisioning, an MCP server so customers' AI agents can issue cards, set controls and file disputes, and single-use virtual cards as the agentic-commerce credential.*

## How is Marqeta using AI?

Marqeta's AI sits at two points of the card lifecycle: an AI-powered risk score added to Real-Time Decisioning on March 31, 2026, trained on its own transaction data and scoring 300+ attributes per authorisation in milliseconds, and an MCP server (October 2025) that lets customers' AI agents issue cards, set spend controls and file disputes through Marqeta's APIs. Its FY2025 10-K lists generative AI, MCP servers and agentic AI among incorporated features and risks. Marqeta processed $383 billion in 2025, 'nearly $400 billion', and $120 billion in Q2 2026.

## At a glance

| Field | Value |
| --- | --- |
| Category | Payments |
| Ticker | NASDAQ: MQ |
| Founded | 2010 |
| Headquarters | Oakland, United States |
| Licence and supervision | Issuer processor and program manager, not a bank: cards issued through partner banks in the US; in the UK and EEA Marqeta owns TransactPay, an e-money institution licensed by the Gibraltar Financial Services Commission and Malta Financial Services Authority (acquisition completed August 6, 2025); certified to operate in more than 40 countries. |
| Scale | $383 billion total processing volume and $625 million net revenue in 2025; $120 billion TPV in Q2 2026 (quarter to June 30, 2026) |

## Flagship platform: Real-Time Decisioning ML Risk Score and the Marqeta MCP Server

Marqeta's Real-Time Decisioning (RTD) product gained an AI-powered risk score on March 31, 2026, trained on Marqeta's own card-program transaction data and evaluating 300+ real-time attributes against historical behaviour at millisecond response times to cut fraud and false declines; by August 2026 Adyen, Riskified and Signifyd were feeding merchant-side data into the ML Risk Score. The Marqeta MCP Server, introduced October 27, 2025, lets customers' AI agents call Marqeta's payment APIs to set spend and velocity controls, issue virtual cards, review transactions and file disputes within defined policies. ([Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm), [Marqeta](https://www.marqeta.com/blog/bringing-agentic-payments-to-life-with-marqetas-mcp-server), [Marqeta](https://www.marqeta.com/blog/how-payments-infrastructure-is-becoming-a-strategic-asset))

## Key points

- On March 31, 2026 Marqeta enhanced Real-Time Decisioning with an AI-powered risk score that analyses proprietary transaction data from its card programs, evaluates 300+ real-time attributes against historical behavioural patterns and adapts to each customer's cardholders, with millisecond response times; interim Chief Product Officer Anthony Peculic said it embeds 'AI-powered controls and advanced machine learning into the authorization process'.
- The Q4 2025 results (February 24, 2026) reported onboarding the first customer to the enhanced RTD using AI and ML for real-time risk evaluation; the Q2 2026 results (August 4, 2026) said Adyen, Riskified and Signifyd were being integrated to add device, location, order and account data to the ML Risk Score, and Riskified announced the pre-authorisation partnership on August 5, 2026.
- Marqeta's MCP Server (blog, October 27, 2025) gives customers' AI agents standardised, secure access to Marqeta's APIs to set spend and velocity controls, dispute transactions and review transactions; a January 2026 company post adds issuing single-use virtual cards for agent checkout, merchant-category and amount limits, and metadata tying each card to the agent or task, with CEO Mike Milotich predicting 2026 'will likely be the year of experimentation' for agentic commerce.
- Marqeta's FY2025 Form 10-K (February 24, 2026) states it has incorporated 'AI solutions and features (including, for example, AI solutions utilizing generative AI, model context protocol (MCP) servers and agentic AI)' into its platform and operations, and devotes risk factors to inaccurate or discriminatory outputs, third-party model dependence, generative-AI impersonation attacks and the EU AI Act.
- Marqeta's first generative-AI products arrived August 15, 2023: Marqeta Docs AI, a customer-facing Q&A tool on OpenAI models, and an internal code-generation tool that cut time on coding and testing tasks by up to 75% in early tests.
- Financials: 2025 TPV $383 billion (+31%), net revenue $625 million (+23%), gross profit $437 million, GAAP net loss $14 million, adjusted EBITDA $110 million; Q2 2026 TPV $120 billion (+32%), net revenue $176 million (+17%), GAAP net income $8 million (second consecutive profitable quarter), adjusted EBITDA $37 million, with a $150 million buyback authorised August 3, 2026.
- Mike Milotich, CFO since February 2022 and interim CEO from February 2025, became CEO on September 8, 2025; Marqeta completed the TransactPay acquisition (UK/EEA e-money institution) on August 6, 2025 and in 2026 added stablecoin-backed card partnerships with zerohash and BVNK and a Google Wallet allowance product for kids (August 6, 2026) built on its tokenisation and spend controls.

## Timeline

- Aug 6, 2026 — **Google Wallet allowance product for kids on Marqeta** Marqeta's tokenisation and real-time spend controls let parents set daily limits and lock balances for supervised under-18 users paying with Android and Wear OS devices. ([Marqeta via Business Wire](https://finance.yahoo.com/technology/articles/marqeta-expands-collaboration-google-launch-160500628.html))
- Aug 5, 2026 — **Riskified partnership for pre-authorisation risk intelligence** Riskified's merchant-network signals feed Marqeta's RTD to approve more legitimate e-commerce transactions; Riskified cites authorisation-rate gains of 1.4% to 5.9% at another issuer. ([Marqeta (Riskified release)](https://www.marqeta.com/blog/riskified-and-marqeta-partner-to-sharpen-card-issuer-authorization-decisions-and-help-reduce-false-declines))
- Aug 4, 2026 — **Q2 2026: ML Risk Score enriched with Adyen, Riskified, Signifyd data** TPV $120 billion (+32%), net revenue $176 million, GAAP net income $8 million; stablecoin card partnerships with zerohash and BVNK; $150 million buyback. ([Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm))
- Mar 31, 2026 — **AI-powered risk score added to Real-Time Decisioning** Trained on Marqeta transaction data, scoring 300+ attributes per authorisation in milliseconds to prevent fraud and reduce false declines. ([Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html))
- Feb 24, 2026 — **FY2025 results and 10-K AI disclosures** TPV $383 billion, net revenue $625 million; first customer onboarded to AI/ML-enhanced RTD; the 10-K lists generative AI, MCP servers and agentic AI as incorporated features and risk areas. ([Marqeta via Business Wire / Yahoo Finance](https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000017/mq-20251231.htm))
- Jan 21, 2026 — **Agent card issuance controls spelled out** Single-use virtual cards, merchant-category and amount limits and per-agent metadata for audit trails; Milotich: 2026 'will likely be the year of experimentation' for agentic commerce. ([Marqeta](https://www.marqeta.com/blog/how-payments-infrastructure-is-becoming-a-strategic-asset))
- Oct 27, 2025 — **Marqeta MCP Server for agentic payments** Customers' AI agents can call Marqeta APIs to set spend and velocity controls, create disputes and review transactions; Marqeta frames agentic payments as spanning issuance to disputes under existing consumer protections. ([Marqeta](https://www.marqeta.com/blog/bringing-agentic-payments-to-life-with-marqetas-mcp-server))
- Sep 8, 2025 — **Mike Milotich appointed CEO** Interim CEO since February 2025 and CFO since 2022, Milotich becomes permanent CEO and joins the board, per Form 8-K. ([Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000121390025085298/ea0256324-8k_marqeta.htm))
- Aug 6, 2025 — **TransactPay acquisition completed** Marqeta buys the UK/EEA e-money institution to own card programme management in Europe, where TPV more than doubled year on year. ([Marqeta via Business Wire](https://finance.yahoo.com/news/marqeta-announces-completion-transactpay-acquisition-201000466.html))
- Jan 22, 2025 — **Trading 212 uses AI-powered Real-Time Decisioning across Europe** Marqeta powers Trading 212's launch in 20 continental European countries; the broker uses Marqeta's RTD, 'powered by AI', to flag high-risk transactions and notify users. ([Marqeta via Business Wire](https://www.businesswire.com/news/home/20250122758894/en/Marqeta-Powers-Trading-212%E2%80%99s-Expansion-into-Continental-Europe))
- Aug 15, 2023 — **Marqeta Docs AI and internal code generation** First generative-AI tools: a customer-facing Q&A bot on OpenAI models and an internal code-generation tool that reduced time on coding and testing by up to 75% in early tests. ([Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent))

## Where AI runs

| Use case | What | Status | Detail | Sources |
| --- | --- | --- | --- | --- |
| [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud) | Real-Time Decisioning ML Risk Score | In production | AI-powered score at the authorisation decision, trained on Marqeta card-program data across 300+ attributes, combined with customer rules; enriched with Adyen, Riskified and Signifyd merchant data from mid-2026. | [Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm) |
| [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai) | Marqeta MCP Server | In production | Lets customers' AI agents issue single-use virtual cards, set spend and velocity controls, review transactions and file disputes through Marqeta's APIs within defined policies. | [Marqeta](https://www.marqeta.com/blog/bringing-agentic-payments-to-life-with-marqetas-mcp-server), [Marqeta](https://www.marqeta.com/blog/how-payments-infrastructure-is-becoming-a-strategic-asset) |
| [Customer-facing chatbots](https://www.bankingnewsai.com/ai-regulation/by-use-case#customer-chatbots) | Marqeta Docs AI | In production | Generative Q&A assistant on OpenAI models for customers navigating Marqeta's documentation, launched in beta August 2023. | [Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent) |
| [AI-generated code & coding agents](https://www.bankingnewsai.com/ai-regulation/by-use-case#ai-generated-code) | Internal code-generation tool | In production | Reduced time on coding and testing tasks by up to 75% in early tests, per Marqeta's August 2023 announcement. | [Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent) |
| [Model risk management](https://www.bankingnewsai.com/ai-regulation/by-use-case#model-risk) | AI risk-factor governance | In production | The 10-K flags risks from incorrectly designed models, inadequate training data, inaccurate or discriminatory outputs and insufficient data rights, plus the EU AI Act and US state AI laws. | [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000017/mq-20251231.htm) |
| [Cybersecurity](https://www.bankingnewsai.com/ai-regulation/by-use-case#cybersecurity) | Generative-AI impersonation defence | In production | The 10-K names generative-AI impersonation and AI-amplified social engineering among attack methods against Marqeta, its customers and vendors. | [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000017/mq-20251231.htm) |

## Disclosed numbers

| Measure | Value | As of | Sources |
| --- | --- | --- | --- |
| Total processing volume | $383 billion in 2025 (+31%); $120 billion in Q2 2026 (+32%) | Jun 30, 2026 | [Marqeta via Business Wire / Yahoo Finance](https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm) |
| Net revenue | $625 million in 2025 (+23%); $176 million in Q2 2026 (+17%) | Jun 30, 2026 | [Marqeta via Business Wire / Yahoo Finance](https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm) |
| GAAP result | net loss $14 million (2025); net income $8 million (Q2 2026) | Jun 30, 2026 | [Marqeta via Business Wire / Yahoo Finance](https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html), [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm) |
| Attributes scored by the RTD AI risk score | 300+ per transaction, millisecond response | Mar 31, 2026 | [Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html) |
| Coding and testing time saved by the internal code-generation tool | up to 75% (early tests) | Aug 15, 2023 | [Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent) |
| Countries certified | more than 40 | Mar 31, 2026 | [Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html) |
| Share repurchase authorisation | up to $150 million | Aug 3, 2026 | [Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm) |

## Quotes

> "By embedding AI-powered controls and advanced machine learning into the authorization process, we enable customers to expand confidently while also strengthening their fraud defense as they scale." — Anthony Peculic, Interim Chief Product Officer, Marqeta, Mar 31, 2026 ([Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html))

> "An AI agent could create and configure a card with very specific instructions from that user in terms of what it wants to go purchase." — Mike Milotich, Chief Executive Officer, Marqeta, Jan 21, 2026 ([Marqeta](https://www.marqeta.com/blog/how-payments-infrastructure-is-becoming-a-strategic-asset))

> "Marqeta is investing in emerging technologies and the potential impact they can have on our customer's business, and generative AI is one of the top roadmap items." — Wendy Li, Senior Vice President of Emerging Technologies, Marqeta, Aug 15, 2023 ([Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent))

## Who runs AI

- **Mike Milotich** — Chief Executive Officer (since September 8, 2025; CFO from February 2022) ([Marqeta, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1522540/000121390025085298/ea0256324-8k_marqeta.htm), [Marqeta via Business Wire / Yahoo Finance](https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html))
- **Anthony Peculic** — Interim Chief Product Officer (RTD AI risk score, Riskified integration) ([Marqeta via Business Wire](https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html), [Marqeta (Riskified release)](https://www.marqeta.com/blog/riskified-and-marqeta-partner-to-sharpen-card-issuer-authorization-decisions-and-help-reduce-false-declines))
- **Wendy Li** — Senior Vice President of Emerging Technologies (2023 generative-AI launches) ([Marqeta via Business Wire](https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent))

## Regulators it answers to

- [SEC](https://www.bankingnewsai.com/ai-regulation/sec) — Nasdaq-listed; the FY2025 10-K carries detailed AI risk-factor disclosure covering generative and agentic AI, MCP servers and model outputs. See [Investor Advisory Committee AI disclosure recommendation](https://www.bankingnewsai.com/ai-regulation/documents/sec-iac-ai-disclosure-recommendation-2025).
- [EU AI Act](https://www.bankingnewsai.com/ai-regulation/eu-ai-act) — Marqeta's 10-K names the EU AI Act, in force since August 2, 2024, as a source of obligations on providers and users of AI, relevant to RTD scoring and agent tooling used by EEA card programmes run through TransactPay. See [Regulation (EU) 2024/1689](https://www.bankingnewsai.com/ai-regulation/documents/eu-ai-act-regulation-2024-1689), [EBA factsheet on the AI Act](https://www.bankingnewsai.com/ai-regulation/documents/eba-ai-act-factsheet-banking-payments-2025).
- [OCC](https://www.bankingnewsai.com/ai-regulation/occ) — Marqeta's US card programmes are issued by partner banks whose supervisors apply third-party risk-management guidance to the AI risk scoring Marqeta performs on their behalf. See [OCC Bulletin 2023-17](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2023-17).
- [CFPB](https://www.bankingnewsai.com/ai-regulation/cfpb) — Consumer card programmes processed by Marqeta are subject to CFPB expectations on automated decisions and adverse action, including AI-driven authorisation declines. See [CFPB Circular 2022-03](https://www.bankingnewsai.com/ai-regulation/documents/cfpb-circular-2022-03).
- Gibraltar Financial Services Commission — Licenses TransactPay, Marqeta's UK/EEA e-money institution acquired in August 2025, alongside the Malta Financial Services Authority.

## What the record suggests

### Marqeta trains on its own network, like the card schemes

The RTD risk score is explicitly trained on Marqeta card-program transaction data and tuned per customer, then enriched with merchant-side signals from Adyen, Riskified and Signifyd; the moat claimed is data breadth, not model novelty.

### Agentic commerce is framed as issuance, not checkout

Marqeta's MCP server and single-use virtual cards position it on the issuing side of agent payments, complementary to the acquirer-side protocols (ACP, AP2) that Checkout.com and others back.

### The 10-K is unusually explicit about MCP and agentic AI

Few issuer processors name 'model context protocol servers and agentic AI' as incorporated features in their risk factors; Marqeta did so in February 2026, tying the technology to liability, EU AI Act and data-rights exposure.

### No published outcome metrics for the AI risk score

Marqeta reports attribute counts and latency but not fraud or false-decline reductions; the only quantified gains cited are Riskified's results at a different issuer.

### AI shipped alongside a return to GAAP profit

The RTD score and MCP server arrived in the two quarters in which Marqeta posted its first consecutive GAAP profits, after a $14 million loss in 2025.

## FAQ

### How does Marqeta use AI in fraud detection?

Through Real-Time Decisioning (RTD). On March 31, 2026 Marqeta added an AI-powered risk score, trained on its own card-program transaction data, that evaluates 300+ real-time attributes against historical behaviour at the moment of authorisation with millisecond response times, alongside customers' own rules, to prevent fraud and reduce false declines. By August 2026 Marqeta was integrating merchant-side data from Adyen, Riskified and Signifyd into the ML Risk Score.

### Does Marqeta support AI agents making payments?

Yes. Marqeta's MCP Server, introduced October 27, 2025, lets customers' AI agents securely call Marqeta's payment APIs to issue single-use virtual cards, set spend and velocity controls and merchant-category limits, review transactions and file disputes, all within policies the customer defines. CEO Mike Milotich said 2026 would likely be 'the year of experimentation' for agentic commerce.

### Is Marqeta a bank?

No. Marqeta is an issuer processor and program manager; in the US its cards are issued by partner banks. In the UK and EEA it owns TransactPay, an e-money institution licensed by the Gibraltar Financial Services Commission and the Malta Financial Services Authority, acquired on August 6, 2025. Marqeta is certified to operate in more than 40 countries.

### What does Marqeta's 10-K say about AI?

The FY2025 Form 10-K (February 24, 2026) says Marqeta has incorporated AI solutions including generative AI, model context protocol servers and agentic AI into its platform and operations, and warns of risks from incorrectly designed models, inadequate training data, inaccurate or discriminatory outputs, third-party model providers, generative-AI impersonation attacks and the EU AI Act and US state AI laws.

### Does Marqeta use OpenAI?

For its first generative-AI tool, yes: Marqeta Docs AI, launched in beta on August 15, 2023, is powered by OpenAI's large language models. The same announcement reported an internal code-generation tool that cut coding and testing time by up to 75% in early tests. Marqeta has not disclosed which models underpin its 2026 RTD risk score.

### How big is Marqeta?

Marqeta processed $383 billion in total processing volume in 2025 (up 31%) with net revenue of $625 million and a GAAP net loss of $14 million. In Q2 2026 TPV was $120 billion (up 32%), net revenue $176 million and GAAP net income $8 million, its second consecutive profitable quarter; the board authorised a $150 million buyback on August 3, 2026.

### Who leads Marqeta?

Mike Milotich, Marqeta's CFO since February 2022, became interim CEO in February 2025 and permanent CEO on September 8, 2025. Anthony Peculic, interim Chief Product Officer, fronted the 2026 AI risk-score and Riskified announcements. Wendy Li, SVP of Emerging Technologies, led the 2023 generative-AI launches.

## Sources (12)

1. Marqeta Delivers AI-Driven Risk Decisioning to Enhance Real-Time Fraud Prevention (Business Wire via Yahoo Finance) — Marqeta via Business Wire, Mar 31, 2026. https://finance.yahoo.com/sectors/technology/articles/marqeta-delivers-ai-driven-risk-110000588.html
2. Bringing Agentic Payments to Life with Marqeta's MCP Server — Marqeta, Oct 27, 2025. https://www.marqeta.com/blog/bringing-agentic-payments-to-life-with-marqetas-mcp-server
3. How payments infrastructure is becoming a strategic asset — Marqeta, Jan 21, 2026. https://www.marqeta.com/blog/how-payments-infrastructure-is-becoming-a-strategic-asset
4. Riskified and Marqeta Partner to Sharpen Card Issuer Authorization Decisions and Help Reduce False Declines — Marqeta (Riskified release), Aug 5, 2026. https://www.marqeta.com/blog/riskified-and-marqeta-partner-to-sharpen-card-issuer-authorization-decisions-and-help-reduce-false-declines
5. Marqeta Unveils First Generative AI Investments, Announcing External-Facing Bot and Internal Code Generation Tool that Optimizes Task Efficiency Up to 75 Percent — Marqeta via Business Wire, Aug 15, 2023. https://www.businesswire.com/news/home/20230815998357/en/Marqeta-Unveils-First-Generative-AI-Investments-Announcing-External-Facing-Bot-and-Internal-Code-Generation-Tool-that-Optimizes-Task-Efficiency-Up-to-75-Percent
6. Marqeta Reports Fourth Quarter and Full Year 2025 Financial Results — Marqeta via Business Wire / Yahoo Finance, Feb 24, 2026. https://finance.yahoo.com/news/marqeta-reports-fourth-quarter-full-210500827.html
7. Marqeta Reports Second Quarter 2026 Financial Results (Exhibit 99.1 to Form 8-K) — Marqeta, Inc. via SEC EDGAR, Aug 4, 2026. https://www.sec.gov/Archives/edgar/data/1522540/000152254026000061/mqearningsrelease-q2x2026.htm
8. Marqeta, Inc. Annual Report on Form 10-K for fiscal 2025 — Marqeta, Inc. via SEC EDGAR, Feb 24, 2026. https://www.sec.gov/Archives/edgar/data/1522540/000152254026000017/mq-20251231.htm
9. Form 8-K: Appointment of Mike Milotich as Chief Executive Officer — Marqeta, Inc. via SEC EDGAR, Sep 8, 2025. https://www.sec.gov/Archives/edgar/data/1522540/000121390025085298/ea0256324-8k_marqeta.htm
10. Marqeta Powers Trading 212's Expansion into Continental Europe — Marqeta via Business Wire, Jan 22, 2025. https://www.businesswire.com/news/home/20250122758894/en/Marqeta-Powers-Trading-212%E2%80%99s-Expansion-into-Continental-Europe
11. Marqeta Expands Collaboration with Google to Launch New Offering in Wallet for Kids (Business Wire via Yahoo Finance) — Marqeta via Business Wire, Aug 6, 2026. https://finance.yahoo.com/technology/articles/marqeta-expands-collaboration-google-launch-160500628.html
12. Marqeta Announces Completion of TransactPay Acquisition (Business Wire via Yahoo Finance) — Marqeta via Business Wire, Aug 6, 2025. https://finance.yahoo.com/news/marqeta-announces-completion-transactpay-acquisition-201000466.html

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