# WesBanco vs peers: AI and technology compared

Source: https://www.bankingnewsai.com/banks/wesbanco/vs-peers
Last updated: Oct 19, 2026

*Part of the [WesBanco AI strategy profile](https://www.bankingnewsai.com/banks/wesbanco). Peer group: United Bankshares, F.N.B. Corporation, First Financial Bancorp, Park National Corporation, First Commonwealth Financial Corporation, Fulton Financial Corporation, Atlantic Union Bankshares, First Merchants Corporation.*

## How does WesBanco compare with its peers on AI and technology?

On this site's AI disclosure index WesBanco scores 26.9 (#92 of 120 US banks), fifth in a nine-bank group of Ohio Valley and Mid-Atlantic regionals. F.N.B. (60.2), Atlantic Union (53.7), Fulton (44.3) and First Merchants (29.8) are ahead of it, First Commonwealth (25.9) is close to level, and Park National (6.6), First Financial (4.4) and United Bankshares (2) are behind. WesBanco's AI story is a plan more than a deployment. Its investor decks moved in May 2026 from 'actively analyzing' AI and robotic process automation to 'advancing automation and AI initiatives' in loan operations, the call center and credit underwriting, with a target of $2 of return for every $1 invested. No tool, vendor or result has been named, and its 2026 10-Qs carry no AI language. Its strength is counted digital use: about 80% of retail customers use digital channels, with 7.7 million logins a month (Q3 2026 deck). Peers have named their AI. F.N.B. lists 10 AI-enabled fraud tools (November 2025) and an AI insight tool, Insight 360, due by the end of 2026. Fulton took Salesforce's Agentforce to 3,000 employees within six weeks (September 2026). Park National says self-service through its virtual voice assistant grew 132% in 2025. WesBanco also spent heavily on technology after its Premier Financial merger: equipment and software expense rose 51.6% to $62.6 million in 2025, and a core software contract runs through 2033. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000095017025112351/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526204123/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526197299/wsbc-20260331.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526326145/wsbc-20260630.htm), [F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000003780825000137/exhibit991-fnbinvestorda.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/f-n-b-q2-earnings-150341871.html), [Salesforce](https://www.salesforce.com/news/stories/five-dreamforce-2026-takeaways/), [Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm))

## Where does WesBanco lead its peers on AI?

- **A counted digital-adoption figure most peers do not give.** WesBanco reports that about 80% of retail customers use digital channels, with 7.7 million logins a month (Q3 2026 investor deck). United Bankshares' proxy lists 'continued investment in data platform and digitalization' among 2025 accomplishments without a usage figure, and First Commonwealth's CEO describes AI uses on calls without a digital-user count. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526135771/d931836ddef14a.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-first-commonwealth-beats-q2-2026-estimates-shares-rise-93CH-4821505))
- **More AI on the record than its home-state rival United Bankshares.** WesBanco scores 26.9 on the index against 2 for United Bankshares, the largest bank by West Virginia deposits. WesBanco's decks name three target functions for AI, a return hurdle, and a board Technology Committee; United Bankshares' 2026 10-Qs mention AI zero times, and its 2025 10-K adds AI only to risk factors. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526204123/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526106165/wsbc-20260313.htm), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526213783/d51730d10q.htm), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526339565/d46059d10q.htm), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526081470/d90970d10k.htm), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22WV%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json))
- **A large conversion done, and the technology spend that came with it.** WesBanco moved about 400,000 consumer and 50,000 business relationships and about 70 financial centers onto its systems in May 2025, the largest conversion in its history. Equipment and software expense rose 51.6% to $62.6 million in 2025. Park National was still converting First Citizens in the third quarter of 2026. ([WesBanco](https://www.wesbanco.com/news/wesbanco-inc-expands-regional-presence-with-conversion-of-premier-financial-corp/), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm), [Park National Corporation (GlobeNewswire)](https://globenewswire.com/news-release/2026/07/27/3333881/0/en/park-national-corporation-reports-financial-results-for-second-quarter-and-first-half-of-2026.html))

## Where does WesBanco trail its peers on AI?

- **No AI tool, vendor or result named while peers name theirs.** WesBanco's decks list target areas but no product. Fulton uses NICE's Expert and Copilot auto summary in its contact center and Salesforce Agentforce across 3,000 employees. Park National's annual report describes an AI-powered Auto-Coach for bankers. First Merchants has rolled out Microsoft Copilot firm-wide (June 2026). Atlantic Union plans AI screening of 100% of calls, against about 10% reviewed manually. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [NICE](https://nice.com/resources/fulton-bank-frictionless-for-customers-frictionless-for-agents), [Salesforce](https://www.salesforce.com/news/stories/five-dreamforce-2026-takeaways/), [Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm), [Louisville Business First](https://www.bizjournals.com/louisville/news/2026/06/05/executive-insights-experts-crypto-ai-business-bank.html), [American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking))
- **No named AI or data leader, last in the group.** WesBanco places 9th of 9 on named AI leaders. Its CIO, Mark Krupinski, separated in June 2025, and operations sit with the chief administrative officer. F.N.B. put data science and governance under a chief strategy officer in May 2025 and hired directors of AI and innovation and of data science in September 2025. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526106165/wsbc-20260313.htm), [WesBanco](https://www.wesbanco.com/news/wesbanco-inc-names-jan-pattishall-krupinski-as-chief-administrative-officer/), [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/250527-fnb-appoints-christopher-chan-as-chief-strategy), [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/fnb-hires-ai-and-data-science-directors-250918))
- **No AI governance body, unlike F.N.B. and First Financial.** WesBanco's 2026 proxy lists AI among desired director expertise and names a board Technology Committee, but discloses no AI policy or committee. F.N.B.'s 2026 proxy names an AI Policy, a Data and AI Governance Committee and AI training for all employees. First Financial's 2026 proxy says an AI governance framework covering human oversight has been implemented. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526106165/wsbc-20260313.htm), [F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000119312526122941/d79810ddef14a.htm), [First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000110465926043973/tm261377-1_def14a.htm))
- **Little independent coverage.** WesBanco scores 2 on independent sources, eighth of nine; Atlantic Union scores 10. Its AI record rests on its own investor decks and filings. Atlantic Union's includes an investor-day 'fast follower' AI strategy and its CIO's Forbes column on using AI in conversions. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [Atlantic Union Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/883948/000088394825000114/aub-20251210xex99d1.htm), [Forbes Technology Council](https://www.forbes.com/councils/forbestechcouncil/2026/03/16/what-every-organization-can-learn-from-a-bank-system-conversion/))

## Where does WesBanco rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

| Bank | Score | Rank | Independent sources | Own disclosures | Use cases in production | Moves, last 12 months | Named AI platform |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [F.N.B. Corporation](https://www.bankingnewsai.com/banks/fnb) | [60.2](https://www.bankingnewsai.com/banks/ai-index) | #47 of 120 | [6](https://www.bankingnewsai.com/banks/fnb#sources) | [25](https://www.bankingnewsai.com/banks/fnb#sources) | [9 of 15](https://www.bankingnewsai.com/banks/fnb#where) | [21](https://www.bankingnewsai.com/banks/fnb#timeline) | eStore, the Common app and FNB's data hub ([Banking Dive](https://www.bankingdive.com/news/fnb-first-national-bank-ai-data-estore-branches-ceo-delie/816568/), [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/fnb-hires-ai-and-data-science-directors-250918), [PR Newswire via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202603101047PR_NEWS_USPRX____NE06645-1)) |
| [Atlantic Union Bankshares](https://www.bankingnewsai.com/banks/atlantic-union) | [53.7](https://www.bankingnewsai.com/banks/ai-index) | #52 of 120 | [10](https://www.bankingnewsai.com/banks/atlantic-union#sources) | [14](https://www.bankingnewsai.com/banks/atlantic-union#sources) | [5 of 12](https://www.bankingnewsai.com/banks/atlantic-union#where) | [19](https://www.bankingnewsai.com/banks/atlantic-union#timeline) | Automated conversion and validation tooling (Sandy Spring integration) ([American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking), [Atlantic Union Bankshares](https://investors.atlanticunionbank.com/sec-filings/all-sec-filings/content/0001104659-26-034181/aub-20251231xars.pdf), [Atlantic Union Bank](https://investors.atlanticunionbank.com/news-events/press-releases/detail/206/atlantic-union-bank-completes-integration-of-sandy-spring)) |
| [Fulton Financial Corporation](https://www.bankingnewsai.com/banks/fulton) | [44.3](https://www.bankingnewsai.com/banks/ai-index) | #66 of 120 | [6](https://www.bankingnewsai.com/banks/fulton#sources) | [23](https://www.bankingnewsai.com/banks/fulton#sources) | [10 of 12](https://www.bankingnewsai.com/banks/fulton#where) | [17](https://www.bankingnewsai.com/banks/fulton#timeline) | Not disclosed |
| [First Merchants Corporation](https://www.bankingnewsai.com/banks/first-merchants) | [29.8](https://www.bankingnewsai.com/banks/ai-index) | #88 of 120 | [3](https://www.bankingnewsai.com/banks/first-merchants#sources) | [22](https://www.bankingnewsai.com/banks/first-merchants#sources) | [9 of 11](https://www.bankingnewsai.com/banks/first-merchants#where) | [18](https://www.bankingnewsai.com/banks/first-merchants#timeline) | Not disclosed |
| [WesBanco (this page)](https://www.bankingnewsai.com/banks/wesbanco) | [26.9](https://www.bankingnewsai.com/banks/ai-index) | #92 of 120 | [2](https://www.bankingnewsai.com/banks/wesbanco#sources) | [23](https://www.bankingnewsai.com/banks/wesbanco#sources) | [9 of 12](https://www.bankingnewsai.com/banks/wesbanco#where) | [17](https://www.bankingnewsai.com/banks/wesbanco#timeline) | Not disclosed |
| [First Commonwealth Financial Corporation](https://www.bankingnewsai.com/banks/first-commonwealth) | [25.9](https://www.bankingnewsai.com/banks/ai-index) | #94 of 120 | [6](https://www.bankingnewsai.com/banks/first-commonwealth#sources) | [14](https://www.bankingnewsai.com/banks/first-commonwealth#sources) | [7 of 8](https://www.bankingnewsai.com/banks/first-commonwealth#where) | [10](https://www.bankingnewsai.com/banks/first-commonwealth#timeline) | Not disclosed |
| [Park National Corporation](https://www.bankingnewsai.com/banks/park-national) | [6.6](https://www.bankingnewsai.com/banks/ai-index) | #103 of 120 | [2](https://www.bankingnewsai.com/banks/park-national#sources) | [10](https://www.bankingnewsai.com/banks/park-national#sources) | [5 of 8](https://www.bankingnewsai.com/banks/park-national#where) | [10](https://www.bankingnewsai.com/banks/park-national#timeline) | Not disclosed |
| [First Financial Bancorp](https://www.bankingnewsai.com/banks/first-financial-ohio) | [4.4](https://www.bankingnewsai.com/banks/ai-index) | #105 of 120 | [7](https://www.bankingnewsai.com/banks/first-financial-ohio#sources) | [24](https://www.bankingnewsai.com/banks/first-financial-ohio#sources) | [8 of 11](https://www.bankingnewsai.com/banks/first-financial-ohio#where) | [17](https://www.bankingnewsai.com/banks/first-financial-ohio#timeline) | Not disclosed |
| [United Bankshares](https://www.bankingnewsai.com/banks/united-bankshares) | [2](https://www.bankingnewsai.com/banks/ai-index) | #116 of 120 | [3](https://www.bankingnewsai.com/banks/united-bankshares#sources) | [25](https://www.bankingnewsai.com/banks/united-bankshares#sources) | [5 of 8](https://www.bankingnewsai.com/banks/united-bankshares#where) | [13](https://www.bankingnewsai.com/banks/united-bankshares#timeline) | Not disclosed |

## On which parts of the AI record is WesBanco ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of WesBanco and the 8 peers that are scored on the same basis. "Place" is WesBanco's position in the group of 9 (1st = most).

| Component (weight) | WesBanco | Peer median | Most in the group | Place |
| --- | --- | --- | --- | --- |
| Independent sources (45%) | 2 | 6 | [Atlantic Union (10)](https://www.bankingnewsai.com/banks/atlantic-union) | 8th of 9 |
| Use cases in production (10%) | 9 | 7.5 | [Fulton (10)](https://www.bankingnewsai.com/banks/fulton) | 2nd of 9 |
| Own primary disclosures (10%) | 23 | 22.5 | [United Bank (25)](https://www.bankingnewsai.com/banks/united-bankshares) | 4th of 9 |
| Dated moves, last 12 months (10%) | 17 | 17 | [FNB (21)](https://www.bankingnewsai.com/banks/fnb) | 4th of 9 |
| Disclosed numbers (5%) | 15 | 12.5 | [FNB (20)](https://www.bankingnewsai.com/banks/fnb) | 2nd of 9 |
| Named AI leaders (5%) | 5 | 7 | [FNB (9)](https://www.bankingnewsai.com/banks/fnb) | 9th of 9 |
| Use cases described (5%) | 12 | 11 | [FNB (15)](https://www.bankingnewsai.com/banks/fnb) | 2nd of 9 |

## What has each bank in WesBanco's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

| Bank | Platform or assistant, as the profile names it | AI leaders named | Headline AI number disclosed | Patents on the record | Open AI roles |
| --- | --- | --- | --- | --- | --- |
| [WesBanco](https://www.bankingnewsai.com/banks/wesbanco) | Not disclosed | [5, incl. Jeff Jackson (President and CEO)](https://www.bankingnewsai.com/banks/wesbanco#people) ([WesBanco](https://wesbanco.com/wp-content/uploads/2026/03/2025-Annual-Report-ADA-Compliant.pdf), [WesBanco (PR Newswire)](https://www.prnewswire.com/news-releases/wesbanco-announces-second-quarter-2026-financial-results-302831242.html)) | Retail customers using digital channels / logins per month: ≈ 80% / 7.7 million (Jun 30, 2026) ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm)) | Not disclosed | Not surveyed |
| [United Bankshares](https://www.bankingnewsai.com/banks/united-bankshares) | Not disclosed | [6, incl. Richard M. Adams Jr. (Chief Executive Officer)](https://www.bankingnewsai.com/banks/united-bankshares#people) ([United Bankshares](https://bankwithunited.com/news/financial-news/united-bankshares-inc-announces-record-earnings-for-the-second-quarter-of-2026.html), [United Bank](https://bankwithunited.com/news/corporate-financial/united-bank-celebrates-187-years-of-service.html)) | AI passages in the 10-K, 2024 report vs 2025 report: 1 vs 4 (Feb 27, 2026) ([SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312525042589/d915367d10k.htm), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526081470/d90970d10k.htm)) | Not disclosed | Not surveyed |
| [F.N.B. Corporation](https://www.bankingnewsai.com/banks/fnb) | eStore, the Common app and FNB's data hub ([Banking Dive](https://www.bankingdive.com/news/fnb-first-national-bank-ai-data-estore-branches-ceo-delie/816568/), [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/fnb-hires-ai-and-data-science-directors-250918), [PR Newswire via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202603101047PR_NEWS_USPRX____NE06645-1)) | [9, incl. Vincent J. Delie, Jr. (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/fnb#people) ([Banking Dive](https://www.bankingdive.com/news/fnb-first-national-bank-ai-data-estore-branches-ceo-delie/816568/), [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/fnb-hires-ai-and-data-science-directors-250918)) | AI-enabled fraud tools: 10 (Nov 5, 2025) ([F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000003780825000137/exhibit991-fnbinvestorda.htm)) | Not disclosed | [5 open AI roles (Oct 1, 2026); most in AI product & strategy](https://www.bankingnewsai.com/banks/fnb#roles) |
| [First Financial Bancorp](https://www.bankingnewsai.com/banks/first-financial-ohio) | Not disclosed | [7, incl. Archie Brown (Chief Executive Officer)](https://www.bankingnewsai.com/banks/first-financial-ohio#people) ([American Banker](https://www.americanbanker.com/news/cincinnatis-first-financial-strikes-third-deal-in-13-months), [First Financial Bancorp (PR Newswire via Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/first-financial-bancorp-announces-second-203000197.html), [First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895526000155/ffbc-20260914.htm)) | AI references in the 10-K, FY2023 / FY2024 / FY2025: none / 1 passage / about 25 (Feb 19, 2026) ([First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895524000018/ffbc-20231231.htm), [First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895525000012/ffbc-20241231.htm), [First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895526000028/ffbc-20251231.htm)) | Not disclosed | [0 open AI roles (Sep 24, 2026)](https://www.bankingnewsai.com/banks/first-financial-ohio#roles) |
| [Park National Corporation](https://www.bankingnewsai.com/banks/park-national) | Not disclosed | [6, incl. Matthew R. Miller (President and Chief Executive Officer)](https://www.bankingnewsai.com/banks/park-national#people) ([Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm), [Park National Corporation (GlobeNewswire)](https://globenewswire.com/news-release/2025/07/29/3123162/4491/en/Park-National-Corporation-names-Matthew-R-Miller-Chief-Executive-Officer-David-L-Trautman-to-continue-as-Board-Chair.html)) | Virtual voice assistant self-service growth: 132% in 2025 (Dec 31, 2025) ([Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm)) | Not disclosed | Not surveyed |
| [First Commonwealth Financial Corporation](https://www.bankingnewsai.com/banks/first-commonwealth) | Not disclosed | [6, incl. Mike Price (President and Chief Executive Officer)](https://www.bankingnewsai.com/banks/first-commonwealth#people) ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-first-commonwealth-beats-q2-2026-estimates-shares-rise-93CH-4821505)) | Full-time employees: 1,522 full-time and 55 part-time (Dec 31, 2025) ([First Commonwealth Financial Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/712537/000071253726000013/fcf-20251231.htm)) | Not disclosed | Not surveyed |
| [Fulton Financial Corporation](https://www.bankingnewsai.com/banks/fulton) | Not disclosed | [8, incl. Curt Myers (Chairman, CEO and President)](https://www.bankingnewsai.com/banks/fulton#people) ([Fulton Financial](https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-), [Fulton Financial](https://investor.fultonbank.com/news/news-details/2026/Fulton-Financial-Corporation-Announces-Second-Quarter-2026-Results)) | Agent time saved per call by AI summarisation: 3–5 minutes (Nov 20, 2024) ([American Banker](https://www.americanbanker.com/news/how-ai-is-helping-banks-put-a-more-human-face-on-their-call-centers)) | 1 patent listed on the profile, e.g. US 2019/0286854 A1 (Record parameter automatic adjusting machines and methods) ([Google Patents (USPTO)](https://patents.google.com/patent/US20190286854A1/en)) | Not surveyed |
| [Atlantic Union Bankshares](https://www.bankingnewsai.com/banks/atlantic-union) | Automated conversion and validation tooling (Sandy Spring integration) ([American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking), [Atlantic Union Bankshares](https://investors.atlanticunionbank.com/sec-filings/all-sec-filings/content/0001104659-26-034181/aub-20251231xars.pdf), [Atlantic Union Bank](https://investors.atlanticunionbank.com/news-events/press-releases/detail/206/atlantic-union-bank-completes-integration-of-sandy-spring)) | [8, incl. John Asbury (President and CEO)](https://www.bankingnewsai.com/banks/atlantic-union#people) ([Atlantic Union Bankshares](https://investors.atlanticunionbank.com/news-events/press-releases/detail/222/atlantic-union-bankshares-reports-second-quarter-financial), [American Banker](https://www.americanbanker.com/news/atlantic-union-plans-more-branches-to-speed-carolinas-growth), [ABA Banking Journal](https://bankingjournal.aba.com/2025/10/asbury-energized-to-keep-fighting-for-banking-industry/)) | Share of calls reviewed: manual today versus planned AI screening: ≈ 10% to 100% (Jun 1, 2026) ([American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking)) | Not disclosed | [0 open AI roles (Sep 24, 2026)](https://www.bankingnewsai.com/banks/atlantic-union#roles) |
| [First Merchants Corporation](https://www.bankingnewsai.com/banks/first-merchants) | Not disclosed | [7, incl. Mark K. Hardwick (President and CEO)](https://www.bankingnewsai.com/banks/first-merchants#people) ([First Merchants Corporation (GlobeNewswire via Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/first-merchants-corporation-announces-second-200500052.html), [First Merchants Bank](https://firstmerchants.com/why-us/news/2026/06/04/first-merchants-bank-recognized-on-forbes--world-s-best-banks-2026), [First Merchants Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/712534/000071253426000067/frme-20261001.htm)) | Digital platform conversion cost (non-core, 2024): $2.4 million (Dec 31, 2024) ([First Merchants Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/712534/000071253426000022/frme-20251231.htm)) | Not disclosed | Not surveyed |

## What are the latest dated moves on the AI record of WesBanco and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

| Date | Bank | Move |
| --- | --- | --- |
| Oct 8, 2026 | [United Bank](https://www.bankingnewsai.com/banks/united-bankshares) | Florida expansion announced ([Business Wire](https://www.businesswire.com/news/home/20261008370877/en/United-Bankshares-Inc.-Announces-Florida-Expansion)) |
| Oct 1, 2026 | [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | CEO succession: Stewart to replace Hardwick on 1 January 2027 ([First Merchants Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/712534/000071253426000067/frme-20261001.htm), [First Merchants Bank](https://firstmerchants.com/why-us/news/2026/10/01/first-merchants-bank-ceo-mark-hardwick-to-retire-at-the-end-of-2026-and-president-mike-stewart-to-become-president-and-ceo)) |
| Sep 30, 2026 | [Fulton](https://www.bankingnewsai.com/banks/fulton) | Contact-centre manager describes Fulton's AI journey with NICE ([NICE](https://nice.com/resources/fulton-bank-frictionless-for-customers-frictionless-for-agents)) |
| Sep 24, 2026 | [Fulton](https://www.bankingnewsai.com/banks/fulton) | Salesforce cites Fulton's Agentforce rollout at Dreamforce ([Salesforce](https://www.salesforce.com/news/stories/five-dreamforce-2026-takeaways/)) |
| Sep 23, 2026 | [United Bank](https://www.bankingnewsai.com/banks/united-bankshares) | Charleston operations centre opens ([United Bank](https://bankwithunited.com/news/corporate-financial/united-bank-opens-new-operations-center-in-charleston.html)) |
| Sep 14, 2026 | [First Financial Bank](https://www.bankingnewsai.com/banks/first-financial-ohio) | Succession reshuffle: Anderson president, former CIO Myers COO ([First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895526000155/ffbc-20260914.htm), [American Banker](https://www.americanbanker.com/news/after-year-of-rapid-growth-ohio-bank-revamps-its-top-ranks)) |
| Aug 27, 2026 | [WesBanco](https://www.bankingnewsai.com/banks/wesbanco) | Q3 2026 investor presentation repeats the AI initiatives ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm)) |
| Aug 17, 2026 | [FNB](https://www.bankingnewsai.com/banks/fnb) | 16th for customer reputation ([American Banker](https://www.americanbanker.com/news/top-banks-by-reputation-2026-customers)) |
| Aug 11, 2026 | [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | Customer warning on bank-impersonation scams ([First Merchants Bank](https://firstmerchants.com/why-us/news/news-detail/2026/08/11/it-could-happen-to-you--bank-impersonation-scams)) |
| Aug 10, 2026 | [First Commonwealth](https://www.bankingnewsai.com/banks/first-commonwealth) | Q2 2026 10-Q: no AI language ([First Commonwealth Financial Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/712537/000071253726000022/fcf-20260331.htm), [First Commonwealth Financial Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/712537/000071253726000030/fcf-20260630.htm)) |
| Aug 7, 2026 | [Park National](https://www.bankingnewsai.com/banks/park-national) | Q2 10-Q: data processing costs up, Tennessee legacy core still running ([Park National Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000061/prk-20260630.htm)) |
| Aug 6, 2026 | [Atlantic Union](https://www.bankingnewsai.com/banks/atlantic-union) | Second-quarter 10-Q repeats the AI risk language ([SEC (EDGAR)](https://www.sec.gov/Archives/edgar/data/883948/000088394826000073/aub-20260630x10q.htm)) |
| Aug 6, 2026 | [First Financial Bank](https://www.bankingnewsai.com/banks/first-financial-ohio) | Q2 2026 10-Q: no AI language ([First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000070895526000144/ffbc-20260630.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-first-financial-bancorp-posts-q2-2026-profit-beat-93CH-4806062)) |
| Aug 5, 2026 | [FNB](https://www.bankingnewsai.com/banks/fnb) | Q2 2026 10-Q: same AI language as the first quarter ([F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000003780826000025/fnb-20260630.htm)) |
| Jul 30, 2026 | [WesBanco](https://www.bankingnewsai.com/banks/wesbanco) | Q2 2026 10-Q has no AI language ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526326145/wsbc-20260630.htm)) |
| Jul 29, 2026 | [First Commonwealth](https://www.bankingnewsai.com/banks/first-commonwealth) | Q2 2026 call: call-centre AI example ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-first-commonwealth-beats-q2-2026-estimates-shares-rise-93CH-4821505), [Moby via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/first-commonwealth-financial-corporation-q2-123000772.html)) |
| Jul 27, 2026 | [Park National](https://www.bankingnewsai.com/banks/park-national) | Q2 2026 results; conversion on track for third quarter ([Park National Corporation (GlobeNewswire)](https://globenewswire.com/news-release/2026/07/27/3333881/0/en/park-national-corporation-reports-financial-results-for-second-quarter-and-first-half-of-2026.html)) |
| Jul 21, 2026 | [Atlantic Union](https://www.bankingnewsai.com/banks/atlantic-union) | Second-quarter call: efficiency ratio 47.47%, ten North Carolina branches ([Investing.com](https://www.investing.com/news/transcripts/earnings-call-transcript-atlantic-union-bankshares-tops-q2-2026-estimates-93CH-4803697)) |

## What AI has each bank in WesBanco's group put on the record?

The AI tool or program each bank has disclosed, with any figure and its date. Vendor-reported figures are marked. A blank means nothing is disclosed, not that nothing exists.

| Bank | AI tool or program | Figure disclosed | Date |
| --- | --- | --- | --- |
| WesBanco | Automation and AI initiatives in loan operations, the call center and credit underwriting | $2 return targeted per $1 invested; no tool or result named | May and August 2026 ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526204123/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm)) |
| F.N.B. | AI Innovation Team; AI-enabled fraud tools; Insight 360 aggregation and insight tool | 10 AI-enabled fraud tools; Insight 360 due by end-2026 | November 2025; July 2026 ([F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000003780825000137/exhibit991-fnbinvestorda.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/f-n-b-q2-earnings-150341871.html)) |
| Fulton | Salesforce Agentforce; NICE Expert and Copilot auto summary in the contact center | 3,000 employees on Agentforce six weeks after the first agent (Salesforce); 3 to 5 minutes saved per call | September 2026; November 2024 ([Salesforce](https://www.salesforce.com/news/stories/five-dreamforce-2026-takeaways/), [NICE](https://nice.com/resources/fulton-bank-frictionless-for-customers-frictionless-for-agents), [American Banker](https://www.americanbanker.com/news/how-ai-is-helping-banks-put-a-more-human-face-on-their-call-centers)) |
| Atlantic Union | 'Fast follower' AI strategy; planned AI call-center quality control | Calls reviewed: about 10% manually today, 100% planned with AI | December 2025; June 2026 ([Atlantic Union Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/883948/000088394825000114/aub-20251210xex99d1.htm), [American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking)) |
| Park National | Virtual voice assistant; AI-powered Auto-Coach for bankers | Voice-assistant self-service up 132% in 2025; chat volume up 25% | March 2026 ([Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm)) |
| First Merchants | Microsoft Copilot rolled out firm-wide; AI at mortgage intake | Not disclosed | June 2026 ([Louisville Business First](https://www.bizjournals.com/louisville/news/2026/06/05/executive-insights-experts-crypto-ai-business-bank.html)) |
| First Commonwealth | A vendor-enabled call-center AI feature among 'a dozen or more' AI uses | Not disclosed | July 2026 ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-first-commonwealth-beats-q2-2026-estimates-shares-rise-93CH-4821505)) |
| United Bankshares | None disclosed; AI appears in 10-K risk factors only | Not disclosed | February 2026 ([SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526081470/d90970d10k.htm)) |

## How does WesBanco govern AI compared with its peers?

Board and management structures each bank has disclosed for AI and technology risk.

| Bank | Structure | What it covers | Where disclosed |
| --- | --- | --- | --- |
| WesBanco | Board Technology Committee (chair Zahid Afzal); management Technology Governance Committee | AI listed among desired director expertise; the management committee receives cybersecurity reports; the CRO owns model risk management | 2026 proxy; 2025 10-K; April 2026 8-K ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526106165/wsbc-20260313.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm), [WesBanco](https://www.wesbanco.com/news/wesbanco-inc-appoints-nathan-jones-as-chief-risk-officer/)) |
| F.N.B. | Board Risk Committee; Data and AI Governance Committee | AI Policy, Model Risk Management Policy and AI training for all employees | 2026 proxy ([F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000119312526122941/d79810ddef14a.htm)) |
| First Financial | Enterprise Risk and Compliance Committee; AI governance framework | Ethical and responsible use, data governance, model risk alignment, human oversight | 2025 and 2026 proxies ([First Financial Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/708955/000110465926043973/tm261377-1_def14a.htm)) |
| Atlantic Union | AI governance as the first step of a 'fast follower' strategy | Vendor partnerships and low-risk internal productivity uses first, customer-facing uses later | December 2025 investor day ([Atlantic Union Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/883948/000088394825000114/aub-20251210xex99d1.htm)) |
| First Commonwealth | AI among board qualifications | A director who joined in November 2025 is cited for AI background | 2026 proxy ([First Commonwealth Financial Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/712537/000119312526115933/d903157ddef14a.htm)) |

## How is WesBanco's branch and digital model changing compared with its peers'?

WesBanco is shrinking its branch count while counting digital use. It closed 37 financial centers in January and May 2026 for about $8 million of net annual savings, more than 100 since 2019, and reports about 80% of retail customers on digital channels. It had 251 financial centers at the end of 2025 in West Virginia, Ohio, western Pennsylvania, Maryland, Kentucky, Michigan and Indiana. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm))

Some peers are going the other way on branches and pairing them with digital tools. F.N.B. plans about 30 new Southeast and Mid-Atlantic branches over five years, equipped with its eStore and a Common application covering more than 50 products. Atlantic Union is opening ten North Carolina branches. United Bankshares opened a Charleston operations center in September 2026 and announced a Palm Beach office in October. ([American Banker](https://www.americanbanker.com/news/fnb-corp-is-the-latest-bank-to-plot-growth-in-the-southeast), [PR Newswire via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202603101047PR_NEWS_USPRX____NE06645-1), [American Banker](https://www.americanbanker.com/news/atlantic-union-plans-more-branches-to-speed-carolinas-growth), [Business Wire](https://www.businesswire.com/news/home/20261008370877/en/United-Bankshares-Inc.-Announces-Florida-Expansion), [United Bank](https://bankwithunited.com/news/corporate-financial/united-bank-opens-new-operations-center-in-charleston.html))

On the products themselves, WesBanco's flagship digital account is WesBanco One, which its 2024 SASB disclosure describes with paycheck access, credit monitoring, card controls and budgeting. Its CEO said in April 2026 that the bank keeps investing in products such as WesBanco One and treasury management, where revenue rose 82% to $2.5 million. F.N.B.'s Common application lets most customers finish in about seven minutes, and Park National's MANTL account opening takes under five minutes, by its own account. ([WesBanco](https://wesbanco.com/wp-content/uploads/2025/10/WSBC-SASB-Commercial-Bank-Standards-2024-v2-posted-15oct2025.pdf), [earnings call transcript (The Motley Fool)](https://www.fool.com/earnings/call-transcripts/2026/04/22/wesbanco-wsbc-q1-2026-earnings-transcript), [PR Newswire](https://prnewswire.com/news-releases/fnb-adds-business-platform-to-estore-common-application-302513464.html), [Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567625000020/a2024annualreport_final-.htm))

## Which banks are WesBanco's peers, and why these?

WesBanco is compared here with United Bankshares, F.N.B. Corporation, First Financial Bancorp, Park National Corporation, First Commonwealth Financial Corporation, Fulton Financial Corporation, Atlantic Union Bankshares and First Merchants Corporation: chosen by the editors for this page (see the note below the table). WesBanco is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in banks from Georgia, Mississippi, Florida and Virginia's Hampton Roads; this group holds the Ohio Valley, Pennsylvania and Mid-Atlantic regionals that operate in or beside WesBanco's footprint, four of which (United Bankshares, F.N.B., First Financial and Fulton) also sit in WesBanco's own 2025 compensation peer group.

## Common questions

### Is WesBanco better than F.N.B. at AI?

The record cannot settle capability, but F.N.B. has put far more on it: 60.2 on this site's disclosure index against WesBanco's 26.9. F.N.B. names an AI Innovation Team, 10 AI-enabled fraud tools, a Data and AI Governance Committee and an AI insight tool due by the end of 2026. WesBanco names target areas for AI and a return hurdle but no tool. ([F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000003780825000137/exhibit991-fnbinvestorda.htm), [F.N.B. Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/37808/000119312526122941/d79810ddef14a.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/f-n-b-q2-earnings-150341871.html), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm))

### Does WesBanco use AI?

It says it is advancing automation and AI initiatives to improve efficiency and scale loan operations, the call center and credit underwriting, per its investor presentations since May 2026, but it has named no tool, vendor or result. Its 2025 10-K discusses AI as a technology competitors may adopt, and its 2026 10-Qs do not mention AI. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526204123/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526197299/wsbc-20260331.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526326145/wsbc-20260630.htm))

### Does WesBanco have an AI virtual assistant like Erica?

Not one it has disclosed; the call center is listed as a target for automation and AI without a named product. Bank of America says Erica helps more than 24.6 million clients. Among WesBanco's regional peers, Park National says self-service through its virtual voice assistant grew 132% in 2025. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html), [Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm))

### How does WesBanco's technology spending compare with its peers?

WesBanco's equipment and software expense rose 51.6% to $62.6 million in 2025, after the Premier merger, and its core banking contract carries a minimum of $16.6 million a year through 2033. F.N.B. guided 2026 non-interest expense to the higher end of $1.00 to $1.02 billion, citing AI among the drivers. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/f-n-b-corporation-q1-123000791.html))

### How does WesBanco compare with Fulton on AI?

Fulton scores 44.3 on the disclosure index and WesBanco 26.9. Fulton's contact center uses NICE's Expert and Copilot auto summary across more than 3 million customer interactions a year, and Salesforce says Fulton took Agentforce to 3,000 employees within six weeks. WesBanco has named the call center as an AI target but disclosed no tool. ([NICE](https://nice.com/resources/fulton-bank-frictionless-for-customers-frictionless-for-agents), [Salesforce](https://www.salesforce.com/news/stories/five-dreamforce-2026-takeaways/), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm))

### Who leads AI at WesBanco?

No one holds an AI or data title. Chief administrative officer Jan Pattishall-Krupinski runs bank and loan operations and customer service, chief risk officer Nathan Jones (since April 2026) owns model risk management, and director Zahid Afzal chairs the board Technology Committee. The previous CIO separated in June 2025. ([WesBanco](https://www.wesbanco.com/news/wesbanco-inc-names-jan-pattishall-krupinski-as-chief-administrative-officer/), [WesBanco](https://www.wesbanco.com/news/wesbanco-inc-appoints-nathan-jones-as-chief-risk-officer/), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526106165/wsbc-20260313.htm))

### How does WesBanco compare with United Bankshares on technology?

United Bankshares, the largest bank by West Virginia deposits, scores 2 on the disclosure index against WesBanco's 26.9. Its 2026 proxy cites investment in a data platform and digitalization, and it opened a Charleston operations center for about 170 staff in September 2026. WesBanco discloses digital-use figures and AI target areas; United discloses neither. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22WV%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/729986/000119312526135771/d931836ddef14a.htm), [United Bank](https://bankwithunited.com/news/corporate-financial/united-bank-opens-new-operations-center-in-charleston.html), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm))

### How does WesBanco compare with Atlantic Union on AI?

Atlantic Union scores 53.7 on the disclosure index and WesBanco 26.9. Atlantic Union set out a 'fast follower' AI strategy at its December 2025 investor day, governance and low-risk internal uses first, and plans AI quality control that would screen 100% of calls against about 10% reviewed manually. WesBanco's decks name the call center as an AI target without a method or figure. ([Atlantic Union Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/883948/000088394825000114/aub-20251210xex99d1.htm), [American Banker](https://www.americanbanker.com/news/atlantic-union-banks-cio-is-31-on-the-most-innovative-people-in-finance-ranking), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm))

### How does WesBanco compare with Park National on AI?

WesBanco scores 26.9 on the disclosure index and Park National 6.6, though Park has more customer-facing AI on the record: its 2025 annual report says self-service through its virtual voice assistant grew 132% and chat volume 25%, and describes an AI-powered Auto-Coach for bankers. Park's 10-Ks for 2024 and 2025 do not mention AI; WesBanco's 10-K does. ([Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm), [Park National Corporation (SEC filing)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000017/prk-20251231.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526085463/wsbc-20251231.htm))

### What return does WesBanco expect from AI?

Its investor presentations since May 2026 say strategic investments, including automation and AI in loan operations, the call center and credit underwriting, target $2 of return for every $1 invested. It has not reported a result against that target. Western Alliance, outside this group, has put $10 million+ of AI productivity value on the record. ([WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526204123/wsbc-ex99_1.htm), [WesBanco (SEC filings)](https://www.sec.gov/Archives/edgar/data/203596/000119312526371610/wsbc-ex99_1.htm), [Western Alliance Bancorporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/1212545/000162828026033850/wal_investordayx2026xfin.htm))

## Peers on this site

- [United Bankshares AI strategy](https://www.bankingnewsai.com/banks/united-bankshares) · [vs peers](https://www.bankingnewsai.com/banks/united-bankshares/vs-peers)
- [F.N.B. Corporation AI strategy](https://www.bankingnewsai.com/banks/fnb) · [vs peers](https://www.bankingnewsai.com/banks/fnb/vs-peers)
- [First Financial Bancorp AI strategy](https://www.bankingnewsai.com/banks/first-financial-ohio) · [vs peers](https://www.bankingnewsai.com/banks/first-financial-ohio/vs-peers)
- [Park National Corporation AI strategy](https://www.bankingnewsai.com/banks/park-national) · [vs peers](https://www.bankingnewsai.com/banks/park-national/vs-peers)
- [First Commonwealth Financial Corporation AI strategy](https://www.bankingnewsai.com/banks/first-commonwealth) · [vs peers](https://www.bankingnewsai.com/banks/first-commonwealth/vs-peers)
- [Fulton Financial Corporation AI strategy](https://www.bankingnewsai.com/banks/fulton) · [vs peers](https://www.bankingnewsai.com/banks/fulton/vs-peers)
- [Atlantic Union Bankshares AI strategy](https://www.bankingnewsai.com/banks/atlantic-union) · [vs peers](https://www.bankingnewsai.com/banks/atlantic-union/vs-peers)
- [First Merchants Corporation AI strategy](https://www.bankingnewsai.com/banks/first-merchants) · [vs peers](https://www.bankingnewsai.com/banks/first-merchants/vs-peers)

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