# Trustmark Corporation vs peers: AI and technology compared

Source: https://www.bankingnewsai.com/banks/trustmark/vs-peers
Last updated: Oct 19, 2026

*Part of the [Trustmark Corporation AI strategy profile](https://www.bankingnewsai.com/banks/trustmark). Peer group: Renasant Corporation, Hancock Whitney, Regions Financial, First Horizon, ServisFirst Bancshares, Ameris Bancorp, Simmons First National Corporation, FB Financial Corporation (FirstBank).*

## How does Trustmark Corporation compare with its peers on AI and technology?

On this site's AI disclosure index Trustmark scores 18.7 (#98 of 120 US banks), sixth in a nine-bank group of Southern regionals, ahead of Simmons (3.6), FB Financial (3.5) and Renasant (2.4), behind Ameris (20.7), Hancock Whitney (37.4) and ServisFirst (39.7), and well behind Regions (83.8) and First Horizon (68.7). Its 2026 story is a core replacement, not AI. Over the weekend of April 17 to 19, 2026 it moved off a 45-year-old deposit system it had supported itself for more than 20 years onto FIS-supported platforms, and in July its CEO said the conversion was behind it and attention would turn to efficiency gains. AI is at the planning stage: chief information officer Chris Davidson presented the bank's AI efforts to the board on July 28, 2026, and CEO Duane Dewey said the plans would create future efficiencies but that it was too early to quantify them. Trustmark's 2025 10-K mentions AI only as economic commentary and carries no AI risk factor. Its peers are further along. Regions reports more than 12,000 associates with GitHub or Microsoft copilots (August 2026) and says AI-driven platforms generate 35% of new business opportunities (January 2026). First Horizon's ChatFHN has been in production for about 15 months (June 2026). Hancock Whitney's 10-K describes an AI Working Group that approves use cases. Where Trustmark leads is self-service hardware: 138 interactive teller machines across 160 branches at year-end 2025, against Renasant's 63 across 246. ([Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [StockStory (Yahoo Finance)](https://finance.yahoo.com/news/trmk-q2-deep-dive-loan-151702996.html), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000057/a3q26investormeetingmate.htm), [PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking), [Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

## Where does Trustmark lead its peers on AI?

- **More interactive teller machines than any peer discloses.** Trustmark ran 138 interactive teller machines and 116 ATMs across 160 full-service branches at December 31, 2025. Renasant, the other Mississippi bank of similar size, reported 63 ITMs and 255 ATMs across 246 full-service branches at the same date, and planned more than 75 ITMs in 2025. ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [NCR Atleos (Business Wire)](https://www.businesswire.com/news/home/20250224728636/en/Renasant-Bank-Deepens-NCR-Atleos-Collaboration-to-Strengthen-Self-Service-Banking-and-Support-Growth))
- **A finished core replacement while Regions' is still in pilot.** Trustmark converted its core deposit, teller, sales and imaging systems to FIS-supported platforms over April 17 to 19, 2026, replacing a 45-year-old system. Regions' new cloud-based deposit platform was in a pilot with about 100 friends and family, moving to 8,000 to 10,000 customers, in September 2026, with full rollout due in 2027. ([Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/regions-financial-eyes-150-branches-120202785.html), [American Banker](https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027))
- **AI on the board's agenda, unlike Renasant's calls.** Trustmark's CIO gave the board a comprehensive presentation on AI efforts on July 28, 2026, and the CEO discussed AI plans on the Q2 call. Renasant's earnings calls from Q3 2024 to Q2 2026 contained no AI remark, 0 of 8, and Simmons' 2026 proxy statement does not mention AI. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-renasant-beats-q2-2026-eps-forecast-revenue-misses-93CH-4820923), [Simmons First National (SEC filings)](https://www.sec.gov/Archives/edgar/data/90498/000119312526146412/d74667ddef14a.htm))

## Where does Trustmark trail its peers on AI?

- **No AI tool in production, while Regions and First Horizon count theirs.** Trustmark has developed AI plans but named no tool, vendor or launch date. Regions reports more than 12,000 associates with GitHub or Microsoft copilots and about 80% of developers on GitHub Copilot with an about 30% lift in code development (2026); First Horizon's in-house ChatFHN has run for about 15 months (June 2026). ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000057/a3q26investormeetingmate.htm), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/regions-financial-eyes-150-branches-120202785.html), [American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking))
- **No AI risk factor or AI governance body, unlike Hancock Whitney.** Trustmark's 2025 10-K mentions AI only in its economic overview; its competition risk factor cites fintech and blockchain. Hancock Whitney's 2025 10-K discloses board oversight of AI and an AI Working Group that approves use cases, and Simmons' 10-K names agentic AI and third-party model risk. ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm), [Simmons First National (SEC filings)](https://www.sec.gov/Archives/edgar/data/90498/000162828026011618/sfnc-20251231.htm))
- **No digital adoption figures beside Regions' and Hancock Whitney's.** Trustmark discloses no mobile or digital user count. Regions reports 2.7 million active mobile users and 80% of transactions in digital channels (July 2026); Hancock Whitney says 80% of new checking accounts were digitally active and mobile account openings rose 20% in Q4 2025. ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [PYMNTS](https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/), [Earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2026/01/20/hancock-whitney-hwc-q4-2025-earnings-transcript))
- **ServisFirst moved first on agentic AI.** ServisFirst, a Birmingham commercial bank with a Florida Panhandle office opened in May 2026, selected Covecta in September 2026 to embed agentic AI in operational workflows. Trustmark, which ranks 7th of 9 on use cases in production, has not named an AI vendor. ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations), [ServisFirst Bank](https://servisfirstbank.com/news/5-18-26), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777))

## Where does Trustmark rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

| Bank | Score | Rank | Independent sources | Own disclosures | Use cases in production | Moves, last 12 months | Named AI platform |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Regions Financial](https://www.bankingnewsai.com/banks/regions) | [83.8](https://www.bankingnewsai.com/banks/ai-index) | #15 of 120 | [22](https://www.bankingnewsai.com/banks/regions#sources) | [18](https://www.bankingnewsai.com/banks/regions#sources) | [13 of 15](https://www.bankingnewsai.com/banks/regions#where) | [25](https://www.bankingnewsai.com/banks/regions#timeline) | AI-driven banker platforms on a modernised stack ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [American Banker](https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027)) |
| [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | [68.7](https://www.bankingnewsai.com/banks/ai-index) | #36 of 120 | [17](https://www.bankingnewsai.com/banks/first-horizon#sources) | [13](https://www.bankingnewsai.com/banks/first-horizon#sources) | [7 of 16](https://www.bankingnewsai.com/banks/first-horizon#where) | [22](https://www.bankingnewsai.com/banks/first-horizon#timeline) | ChatFHN and the Enterprise Data Hub ([American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking), [American Banker](https://americanbanker.com/news/2025-the-most-powerful-women-to-watch-no-13-tammy-locascio-first-horizon-bank)) |
| [ServisFirst Bancshares](https://www.bankingnewsai.com/banks/servisfirst) | [39.7](https://www.bankingnewsai.com/banks/ai-index) | #72 of 120 | [7](https://www.bankingnewsai.com/banks/servisfirst#sources) | [13](https://www.bankingnewsai.com/banks/servisfirst#sources) | [4 of 6](https://www.bankingnewsai.com/banks/servisfirst#where) | [17](https://www.bankingnewsai.com/banks/servisfirst#timeline) | Covecta agentic AI ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations), [ServisFirst Bancshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/1430723/000117184326005359/sfbs20260630_10q.htm)) |
| [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | [37.4](https://www.bankingnewsai.com/banks/ai-index) | #78 of 120 | [4](https://www.bankingnewsai.com/banks/hancock-whitney#sources) | [20](https://www.bankingnewsai.com/banks/hancock-whitney#sources) | [5 of 11](https://www.bankingnewsai.com/banks/hancock-whitney#where) | [13](https://www.bankingnewsai.com/banks/hancock-whitney#timeline) | MX-powered digital banking modernisation ([American Banker](https://digital-banking.americanbanker.com/profile/nate-gardner), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel), [Hancock Whitney](https://www.hancockwhitney.com/newsroom/hancock-whitney-expands-offering-with-free-greenlight-subscription-for-clients), [Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider), [Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm)) |
| [Ameris Bancorp](https://www.bankingnewsai.com/banks/ameris) | [20.7](https://www.bankingnewsai.com/banks/ai-index) | #97 of 120 | [2](https://www.bankingnewsai.com/banks/ameris#sources) | [18](https://www.bankingnewsai.com/banks/ameris#sources) | [9 of 11](https://www.bankingnewsai.com/banks/ameris#where) | [14](https://www.bankingnewsai.com/banks/ameris#timeline) | Not disclosed |
| [Trustmark Corporation (this page)](https://www.bankingnewsai.com/banks/trustmark) | [18.7](https://www.bankingnewsai.com/banks/ai-index) | #98 of 120 | [3](https://www.bankingnewsai.com/banks/trustmark#sources) | [14](https://www.bankingnewsai.com/banks/trustmark#sources) | [6 of 10](https://www.bankingnewsai.com/banks/trustmark#where) | [17](https://www.bankingnewsai.com/banks/trustmark#timeline) | Not disclosed |
| [Simmons First National Corporation](https://www.bankingnewsai.com/banks/simmons) | [3.6](https://www.bankingnewsai.com/banks/ai-index) | #106 of 120 | [5](https://www.bankingnewsai.com/banks/simmons#sources) | [22](https://www.bankingnewsai.com/banks/simmons#sources) | [8 of 10](https://www.bankingnewsai.com/banks/simmons#where) | [19](https://www.bankingnewsai.com/banks/simmons#timeline) | Not disclosed |
| [FB Financial Corporation (FirstBank)](https://www.bankingnewsai.com/banks/fb-financial) | [3.5](https://www.bankingnewsai.com/banks/ai-index) | #107 of 120 | [7](https://www.bankingnewsai.com/banks/fb-financial#sources) | [16](https://www.bankingnewsai.com/banks/fb-financial#sources) | [9 of 12](https://www.bankingnewsai.com/banks/fb-financial#where) | [13](https://www.bankingnewsai.com/banks/fb-financial#timeline) | Not disclosed |
| [Renasant Corporation](https://www.bankingnewsai.com/banks/renasant) | [2.4](https://www.bankingnewsai.com/banks/ai-index) | #111 of 120 | [2](https://www.bankingnewsai.com/banks/renasant#sources) | [24](https://www.bankingnewsai.com/banks/renasant#sources) | [12 of 12](https://www.bankingnewsai.com/banks/renasant#where) | [12](https://www.bankingnewsai.com/banks/renasant#timeline) | Not disclosed |

## On which parts of the AI record is Trustmark ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Trustmark and the 8 peers that are scored on the same basis. "Place" is Trustmark's position in the group of 9 (1st = most).

| Component (weight) | Trustmark | Peer median | Most in the group | Place |
| --- | --- | --- | --- | --- |
| Independent sources (45%) | 3 | 6 | [Regions (22)](https://www.bankingnewsai.com/banks/regions) | 7th of 9 |
| Use cases in production (10%) | 6 | 8.5 | [Regions (13)](https://www.bankingnewsai.com/banks/regions) | 7th of 9 |
| Own primary disclosures (10%) | 14 | 18 | [Renasant (24)](https://www.bankingnewsai.com/banks/renasant) | 7th of 9 |
| Dated moves, last 12 months (10%) | 17 | 15.5 | [Regions (25)](https://www.bankingnewsai.com/banks/regions) | 4th of 9 |
| Disclosed numbers (5%) | 13 | 12 | [First Horizon (16)](https://www.bankingnewsai.com/banks/first-horizon) | 4th of 9 |
| Named AI leaders (5%) | 5 | 8 | [Regions (14)](https://www.bankingnewsai.com/banks/regions) | 6th of 9 |
| Use cases described (5%) | 10 | 11.5 | [First Horizon (16)](https://www.bankingnewsai.com/banks/first-horizon) | 7th of 9 |

## What has each bank in Trustmark's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

| Bank | Platform or assistant, as the profile names it | AI leaders named | Headline AI number disclosed | Patents on the record | Open AI roles |
| --- | --- | --- | --- | --- | --- |
| [Trustmark Corporation](https://www.bankingnewsai.com/banks/trustmark) | Not disclosed | [5, incl. Duane A. Dewey (President and CEO)](https://www.bankingnewsai.com/banks/trustmark#people) ([Trustmark Corporation (Business Wire via Yahoo Finance)](https://finance.yahoo.com/news/trustmark-corporation-announces-second-quarter-203000303.html), [American Banker](https://americanbanker.com/news/trustmark-promotes-exec-setting-him-up-as-potential-next-ceo)) | Mentions of AI or artificial intelligence in the annual report, FY2024 / FY2025: 0 / 5, all in economic or market commentary (Feb 23, 2026) ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000095017025023184/trmk-20241231.htm), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm)) | Not disclosed | Not surveyed |
| [Renasant Corporation](https://www.bankingnewsai.com/banks/renasant) | Not disclosed | [2, incl. Kevin D. Chapman (President and CEO)](https://www.bankingnewsai.com/banks/renasant#people) ([Renasant Corporation](https://investors.renasant.com/node/25476/pdf), [Renasant Corporation (GlobeNewswire)](https://globenewswire.com/news-release/2026/07/28/3334764/0/en/Renasant-Corporation-Announces-Earnings-for-the-Second-Quarter-of-2026.html)) | Full-time equivalent employees, Renasant plus The First: mid-2024 vs 31 March 2026: ≈ 3,400 vs ≈ 2,950 (down 450) (Apr 29, 2026) ([The Motley Fool (earnings call transcript)](https://fool.com/earnings/call-transcripts/2026/04/29/renasant-rnst-q1-2026-earnings-transcript)) | Not disclosed | Not surveyed |
| [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | MX-powered digital banking modernisation ([American Banker](https://digital-banking.americanbanker.com/profile/nate-gardner), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel), [Hancock Whitney](https://www.hancockwhitney.com/newsroom/hancock-whitney-expands-offering-with-free-greenlight-subscription-for-clients), [Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider), [Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm)) | [8, incl. John Hairston (President and CEO)](https://www.bankingnewsai.com/banks/hancock-whitney#people) ([Hancock Whitney](https://investors.hancockwhitney.com/news/news-details/2026/Hancock-Whitney-Reports-First-Quarter-2026-EPS-of-0-57), [American Banker](https://www.americanbanker.com/news/hancock-whitney-inks-deal-to-buy-orlando-community-bank)) | New mobile app ranking among banks and credit unions: 6th best (per MX session description) (Jun 16, 2026) ([American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel)) | Not disclosed | Not surveyed |
| [Regions Financial](https://www.bankingnewsai.com/banks/regions) | AI-driven banker platforms on a modernised stack ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [American Banker](https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027)) | [14, incl. John Turner (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/regions#people) ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [American Banker](https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027)) | New business opportunities generated by AI-driven platforms: 35% (Jan 16, 2026) ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000006/rf-20251231xexhibit993.htm)) | 1 patent listed on the profile, e.g. US 11,861,690 B2 (Method and system for transferring funds) ([Google Patents (USPTO)](https://patents.google.com/patent/US11861690B2/en)) | [3 open AI roles (Oct 1, 2026); most in AI security](https://www.bankingnewsai.com/banks/regions#roles) |
| [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | ChatFHN and the Enterprise Data Hub ([American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking), [American Banker](https://americanbanker.com/news/2025-the-most-powerful-women-to-watch-no-13-tammy-locascio-first-horizon-bank)) | [13, incl. Bryan Jordan (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/first-horizon#people) ([Banking Dive](https://www.bankingdive.com/news/first-horizon-acquisition-buyer-ceo-jordan-earnings/802868/)) | AI cost savings assumed in the $100 million incremental PPNR target: None (revenue-driven; expenses guided flat) (Apr 15, 2026) ([Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/first-horizon-fhn-q1-2026-150926400.html)) | Not disclosed | Not surveyed |
| [ServisFirst Bancshares](https://www.bankingnewsai.com/banks/servisfirst) | Covecta agentic AI ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations), [ServisFirst Bancshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/1430723/000117184326005359/sfbs20260630_10q.htm)) | [5, incl. Tom Broughton (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/servisfirst#people) ([ServisFirst Bancshares (GlobeNewswire)](https://globenewswire.com/news-release/2026/07/20/3330087/0/en/ServisFirst-Bancshares-Inc-Announces-Results-for-Second-Quarter-of-2026.html), [American Banker](https://www.americanbanker.com/news/alabamas-servisfirst-expands-beyond-southeast-into-texas)) | Full-time equivalent employees: 663 (+22, or 3.4%, year on year; +3 on the quarter) (Jun 30, 2026) ([ServisFirst Bancshares (GlobeNewswire)](https://globenewswire.com/news-release/2026/07/20/3330087/0/en/ServisFirst-Bancshares-Inc-Announces-Results-for-Second-Quarter-of-2026.html)) | Not disclosed | Not surveyed |
| [Ameris Bancorp](https://www.bankingnewsai.com/banks/ameris) | Not disclosed | [9, incl. Palmer Proctor (Chief Executive Officer)](https://www.bankingnewsai.com/banks/ameris#people) ([Ameris Bancorp](https://ir.amerisbank.com/news/news-details/2026/Ameris-Bancorp-Announces-First-Quarter-2026-Financial-Results), [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/ameris-abcb-q1-2026-earnings-172604943.html)) | Full-time-equivalent employees: 2,673 (Dec 31, 2025) ([Ameris Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/351569/000035156926000050/abcb-20251231.htm)) | Not disclosed | [1 open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/ameris#roles) |
| [Simmons First National Corporation](https://www.bankingnewsai.com/banks/simmons) | Not disclosed | [8, incl. Jay Brogdon (President and CEO)](https://www.bankingnewsai.com/banks/simmons#people) ([Simmons First National](https://newsroom.simmonsbank.com/2026-07-16-Simmons-First-National-Corporation-Reports-Second-Quarter-Results), [American Banker](https://americanbanker.com/news/simmons-bank-hires-new-leaders-to-boost-organic-growth)) | Mentions of AI in the 2026 proxy statement: 0 (Apr 8, 2026) ([Simmons First National (SEC filings)](https://www.sec.gov/Archives/edgar/data/90498/000119312526146412/d74667ddef14a.htm)) | Not disclosed | Not surveyed |
| [FB Financial Corporation (FirstBank)](https://www.bankingnewsai.com/banks/fb-financial) | Not disclosed | [5, incl. Christopher T. Holmes (President and CEO)](https://www.bankingnewsai.com/banks/fb-financial#people) ([FirstBank](https://www.firstbankonline.com/firstbank-ranked-1-in-jd-power-retail-banking-satisfaction-study-for-south-central-region/), [FB Financial (Business Wire via FT)](https://markets.ft.com/data/announce/detail?dockey=600-202607131615BIZWIRE_USPRX____20260713_BW022911-1)) | Not disclosed | Not disclosed | Not surveyed |

## What are the latest dated moves on the AI record of Trustmark and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

| Date | Bank | Move |
| --- | --- | --- |
| Oct 16, 2026 | [Simmons Bank](https://www.bankingnewsai.com/banks/simmons) | Q3 2026 call: technology and automation 'barely scratching the surface' ([earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2026/10/16/simmons-first-sfnc-q3-2026-earnings-call-transcript)) |
| Oct 13, 2026 | [FirstBank](https://www.bankingnewsai.com/banks/fb-financial) | Q3 2026 results and call: first AI exchange on a call ([The Motley Fool (earnings call transcript)](https://fool.com/earnings/call-transcripts/2026/10/13/fb-financial-fbk-q3-2026-earnings-call-transcript), [FB Financial (SEC filings)](https://www.sec.gov/Archives/edgar/data/1649749/000164974926000063/a3q26pressreleasetablesfor.htm)) |
| Oct 6, 2026 | [Regions](https://www.bankingnewsai.com/banks/regions) | Core deposits planned for 2027 ([ABA Banking Journal](https://bankingjournal.aba.com/2026/10/progressive-modernization-for-cores)) |
| Oct 1, 2026 | [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | The 2025 contest's winning entry: an automated CRE documentation platform ([American Banker](https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-women-to-watch-10-tammy-locascio-first-horizon)) |
| Oct 1, 2026 | [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | AI file-organisation tool saves hundreds of hours in three months ([American Banker](https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-next-19-lena-mccloskey-first-horizon-corporation)) |
| Sep 22, 2026 | [Simmons Bank](https://www.bankingnewsai.com/banks/simmons) | Investor Day set for 10 December 2026 ([Simmons First National](https://newsroom.simmonsbank.com/2026-09-22-Simmons-First-National-Corporation-to-Host-Investor-Day)) |
| Sep 17, 2026 | [Renasant](https://www.bankingnewsai.com/banks/renasant) | Vendor StrategyCorps buys AI-native Quantuma ([StrategyCorps (PR Newswire)](https://www.prnewswire.com/news-releases/strategycorps-acquires-quantuma-an-ai-native-relationship-solution-for-commercial-banking-302880988.html)) |
| Sep 16, 2026 | [FirstBank](https://www.bankingnewsai.com/banks/fb-financial) | Commercial fraud guidance published ([FirstBank](https://www.firstbankonline.com/commercial-business-protection/)) |
| Sep 16, 2026 | [Regions](https://www.bankingnewsai.com/banks/regions) | Temenos publishes Regions case study ([Temenos](https://temenos.com/success-story/regions-bank)) |
| Sep 15, 2026 | [ServisFirst Bank](https://www.bankingnewsai.com/banks/servisfirst) | Trade press frames Covecta as a third US bank client ([FinTech Futures](https://fintechfutures.com/ai-in-fintech/servisfirst-bank-partners-covecta-to-deploy-ai-agents)) |
| Sep 10, 2026 | [ServisFirst Bank](https://www.bankingnewsai.com/banks/servisfirst) | Selects Covecta to deploy agentic AI ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations)) |
| Sep 9, 2026 | [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | 'AI is raising business cyber risk' guidance ([Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider)) |
| Aug 7, 2026 | [Ameris](https://www.bankingnewsai.com/banks/ameris) | Q2 2026 10-Q: no AI language; technology cost and premium finance figures ([Ameris Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/351569/000035156926000143/abcb-20260630.htm)) |
| Aug 7, 2026 | [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | Second-quarter 2026 10-Q ([Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526338672/hwc-20260630.htm)) |
| Aug 5, 2026 | [Renasant](https://www.bankingnewsai.com/banks/renasant) | Q2 2026 10-Q repeats the two AI references ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000072/rnst-20260630.htm)) |
| Aug 5, 2026 | [Trustmark](https://www.bankingnewsai.com/banks/trustmark) | Q2 2026 10-Q: AI references remain macro commentary ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526335156/trmk-20260630.htm)) |
| Jul 29, 2026 | [Trustmark](https://www.bankingnewsai.com/banks/trustmark) | Q2 call: FIS-supported platforms replace self-supported core ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777)) |
| Jul 24, 2026 | [Ameris](https://www.bankingnewsai.com/banks/ameris) | Q2 2026 call: no AI discussion ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-ameris-bancorp-posts-q2-2026-eps-miss-as-shares-fall-93CH-4811964)) |

## How does Trustmark's technology modernization compare with its Southern peers'?

The core or digital platform move each bank has disclosed, with its date and any scale figure. Platform rebuilds are where these banks say AI will come later.

| Bank | Core or digital move | When | Scale disclosed |
| --- | --- | --- | --- |
| Trustmark | 45-year-old self-supported core replaced by FIS-supported deposit, teller, sales and imaging systems | April 17 to 19, 2026 | 50 to 55 associates added for the conversion, 10 to 15 expected to stay ([Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html)) |
| Regions | In-house native mobile app; single cloud-based deposit platform | App July 2025; deposit platform 2027 | 2.7 million active mobile users; deposit pilot moving to 8,000 to 10,000 customers ([Banking Dive](https://www.bankingdive.com/news/regions-mobile-app-dark-mode-data-insights-digital-reggie/808360/), [American Banker](https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027), [PYMNTS](https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/regions-financial-eyes-150-branches-120202785.html)) |
| Hancock Whitney | New mobile app built with MX | 2026 | Ranked sixth best among banks and credit unions per an MX session description; 80% of new checking accounts digitally active ([American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel), [Earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2026/01/20/hancock-whitney-hwc-q4-2025-earnings-transcript)) |
| First Horizon | $100 million three-year technology program; Databricks Enterprise Data Hub | January 2025 onward | More than 35 data sources onboarded (September 2026) ([American Banker](https://www.americanbanker.com/payments/news/first-horizons-earnings-slip-after-portfolio-restructuring), [Databricks](https://answers.databricks.com/blueprint-breakthrough-activating-banking-analytics-ai-agentic-use-cases-zA4cdc9C6oQ)) |
| Renasant | The First Bancshares conversion; interactive teller machines | 2025 | 63 ITMs across 246 full-service branches ([SEC EDGAR](https://sec.gov/Archives/edgar/data/715072/000071507226000032/a2025rnstannualreport.pdf), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm)) |

## How does Trustmark's use of AI compare with its Southern peers'?

The AI each bank says it is using, with any figure attached, and the date.

| Bank | AI in use | Figure disclosed | Date |
| --- | --- | --- | --- |
| Trustmark | AI initiatives planned; CIO presented AI efforts to the board | Too early to quantify (CEO) | July 2026 ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html)) |
| Regions | AI-driven banker platforms; GitHub and Microsoft copilots; AI branch-coaching simulations | 35% of new business opportunities; 12,000+ copilot users; 2,500+ coaching simulations in pilot | January to August 2026 ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000057/a3q26investormeetingmate.htm), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/rf-2026630xexhibit9931.htm)) |
| First Horizon | ChatFHN; 10 internal AI teams; AI file-organization tool | About 15 months in production; 2 to 3 minutes saved per document | June to October 2026 ([American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking), [Investing.com](https://investing.com/news/transcripts/first-horizon-at-bank-of-america-conference-strategic-growth-focus-93CH-4500462), [American Banker](https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-next-19-lena-mccloskey-first-horizon-corporation)) |
| ServisFirst | Covecta agentic AI in operational workflows outside mission-critical systems | Not disclosed | September 2026 ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations)) |
| Ameris | Voice ID in the contact center (earlier system); AI as 'more of an evolution than a revolution' | More than $95 million of customer funds protected | April 2026 ([Ameris Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/351569/000114036126013511/ny20065565x3_ars.pdf), [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/ameris-abcb-q1-2026-earnings-172604943.html)) |
| Renasant | Process automation and data analytics listed as priorities; no AI on calls | 0 of 8 calls with an AI remark | July 2026 ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-renasant-beats-q2-2026-eps-forecast-revenue-misses-93CH-4820923)) |

## How does Trustmark govern AI compared with its peers?

What each bank's filings say about AI oversight and risk.

| Bank | AI governance or risk disclosure | Filing |
| --- | --- | --- |
| Trustmark | No AI risk factor; AI only in economic commentary; information security under a CISO reporting to the CIO | 2025 10-K (February 2026) ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm)) |
| Hancock Whitney | Board oversight of AI and an AI Working Group that approves use cases | 2025 10-K ([Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm)) |
| Regions | A new generative-AI risk framework, described at the Citi FinTech conference | November 2025 ([Investing.com](https://investing.com/news/transcripts/regions-financial-at-citis-fintech-conference-modernization-and-ai-focus-93CH-4368694)) |
| Simmons | Risk factor naming agentic AI, third-party models and incorrect or biased generative output | 2025 10-K (February 2026) ([Simmons First National (SEC filings)](https://www.sec.gov/Archives/edgar/data/90498/000162828026011618/sfnc-20251231.htm)) |
| ServisFirst | AI in the technology-change risk factor; an IT Steering Committee chaired by the chief information and operations officer meets monthly | 2025 10-K (February 2026) ([ServisFirst Bancshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/1430723/000117184326001150/sfbs20251231_10k.htm)) |

## Which banks are Trustmark's peers, and why these?

Trustmark Corporation is compared here with Renasant Corporation, Hancock Whitney, Regions Financial, First Horizon, ServisFirst Bancshares, Ameris Bancorp, Simmons First National Corporation and FB Financial Corporation (FirstBank): chosen by the editors for this page (see the note below the table). Trustmark Corporation is classed as a regional or retail-commercial bank in the Southeast.

The computed group mixed in banks from Virginia, West Virginia, Florida and Puerto Rico's orbit; this group holds the banks that operate in Trustmark's six-state footprint of Mississippi, Alabama, the Florida Panhandle, Memphis, Atlanta and Houston, led by the two other Mississippi-headquartered banks (Renasant and Hancock Whitney) and the Birmingham and Memphis banks that branch into its markets.

## Common questions

### Does Trustmark use AI?

Not in any disclosed product yet. CEO Duane Dewey said in July 2026 that plans for AI initiatives have been developed and that CIO Chris Davidson had presented the bank's AI efforts to the board, but it was too early to quantify their effect. The bank's 2025 10-K and 2026 10-Qs mention AI only as economic commentary. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526335156/trmk-20260630.htm))

### Is Regions better than Trustmark at AI?

Regions has put far more on the record: 83.8 on this site's disclosure index against Trustmark's 18.7. Regions reports AI-driven platforms generating 35% of new business opportunities and more than 12,000 associates with copilots. Trustmark has just finished a core conversion and has AI plans it has not quantified. Scores measure disclosure, not capability. ([PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000057/a3q26investormeetingmate.htm), [Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777))

### How does Trustmark compare with Hancock Whitney and Renasant on technology?

All three are Mississippi-headquartered. Hancock Whitney scores 37.4 on this site's index, discloses an AI Working Group and a new MX-built app; Trustmark scores 18.7 and has finished its core conversion; Renasant scores 2.4 and has not mentioned AI on eight straight calls. Trustmark runs 138 ITMs, Renasant 63. ([Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel), [Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-renasant-beats-q2-2026-eps-forecast-revenue-misses-93CH-4820923), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

### What did Trustmark's core conversion change?

Over April 17 to 19, 2026 Trustmark replaced a 45-year-old core deposit system that it had supported itself for more than 20 years with FIS solutions for payment deposits, teller, sales platform and imaging. Management expects to reposition application-support staff over time and to keep 10 to 15 of the 50 to 55 associates added for the project. ([Trustmark](https://www.trustmark.com/landing/core-faqs), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html))

### How does Trustmark's technology spending compare with its peers'?

Trustmark does not disclose a technology budget; Q2 2026 services and fees rose 6.5% on data processing and professional fees for the core and data-center work. Regions guides technology spend to 10% to 12% of revenue, and First Horizon ran a $100 million three-year technology program after its TD deal ended. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [PYMNTS](https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools), [American Banker](https://www.americanbanker.com/payments/news/first-horizons-earnings-slip-after-portfolio-restructuring))

### Who leads technology and AI at Trustmark?

Chief information officer Chris Davidson, who presented the bank's AI efforts to the board on July 28, 2026; the CISO reports to him. Thomas Owens, the former CFO, became chief operating officer on May 1, 2026. Trustmark names no chief AI or data officer, while peers such as Regions describe a generative-AI risk framework and First Horizon runs 10 internal AI teams. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm), [American Banker](https://americanbanker.com/news/trustmark-promotes-exec-setting-him-up-as-potential-next-ceo), [Investing.com](https://investing.com/news/transcripts/regions-financial-at-citis-fintech-conference-modernization-and-ai-focus-93CH-4368694), [Investing.com](https://investing.com/news/transcripts/first-horizon-at-bank-of-america-conference-strategic-growth-focus-93CH-4500462))

### Will Trustmark use AI to reduce staff?

Management has said the new platforms let it reposition application-support roles and reduce some positions through attrition, and that AI plans would create efficiencies it cannot yet quantify. Of the 50 to 55 associates added for the core conversion, it expects to keep about 10 to 15. Trustmark had 2,543 full-time equivalent associates at year-end 2025. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html), [StockStory (Yahoo Finance)](https://finance.yahoo.com/news/trmk-q2-deep-dive-loan-151702996.html), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm))

### How does Trustmark compare with First Horizon on AI?

First Horizon scores 68.7 on this site's disclosure index against Trustmark's 18.7. Its in-house ChatFHN has been in production for about 15 months, it runs 10 internal AI teams and its CEO says it is automating credit underwriting. Trustmark competes with it in Memphis, where First Horizon is headquartered, and has AI plans it has not yet quantified. ([American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking), [Investing.com](https://investing.com/news/transcripts/first-horizon-at-bank-of-america-conference-strategic-growth-focus-93CH-4500462), [First Horizon (SEC filings)](https://www.sec.gov/Archives/edgar/data/36966/000003696626000051/fhn-20251231.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777))

### Does Trustmark have a mobile app with AI features?

Trustmark's app, myTrustmark, links to Greenlight's family-finance app since January 2026, a fintech partnership with no AI claim; no AI feature or digital user count is disclosed. Regions launched personalized in-app insights for 2.7 million active mobile users, and Hancock Whitney rebuilt its app with MX. ([Trustmark Corporation (Business Wire)](https://businesswire.com/news/home/20260114125541/en/Trustmark-Partners-with-Greenlight-to-Help-Parents-Raise-Financially-Smart-Kids-and-Teens), [Business Wire via FT Markets](https://markets.ft.com/data/announce/detail?dockey=600-202607070900BIZWIRE_USPRX____20260707_BW935076-1), [PYMNTS](https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel))

## Peers on this site

- [Renasant Corporation AI strategy](https://www.bankingnewsai.com/banks/renasant) · [vs peers](https://www.bankingnewsai.com/banks/renasant/vs-peers)
- [Hancock Whitney AI strategy](https://www.bankingnewsai.com/banks/hancock-whitney) · [vs peers](https://www.bankingnewsai.com/banks/hancock-whitney/vs-peers)
- [Regions Financial AI strategy](https://www.bankingnewsai.com/banks/regions) · [vs peers](https://www.bankingnewsai.com/banks/regions/vs-peers)
- [First Horizon AI strategy](https://www.bankingnewsai.com/banks/first-horizon) · [vs peers](https://www.bankingnewsai.com/banks/first-horizon/vs-peers)
- [ServisFirst Bancshares AI strategy](https://www.bankingnewsai.com/banks/servisfirst) · [vs peers](https://www.bankingnewsai.com/banks/servisfirst/vs-peers)
- [Ameris Bancorp AI strategy](https://www.bankingnewsai.com/banks/ameris) · [vs peers](https://www.bankingnewsai.com/banks/ameris/vs-peers)
- [Simmons First National Corporation AI strategy](https://www.bankingnewsai.com/banks/simmons) · [vs peers](https://www.bankingnewsai.com/banks/simmons/vs-peers)
- [FB Financial Corporation (FirstBank) AI strategy](https://www.bankingnewsai.com/banks/fb-financial) · [vs peers](https://www.bankingnewsai.com/banks/fb-financial/vs-peers)

## Sources

1. Banking Systems Update FAQs — Trustmark, Apr 17, 2026. https://www.trustmark.com/landing/core-faqs
2. Earnings call transcript: Trustmark tops Q2 2026 estimates as conversion ends — Investing.com, Jul 29, 2026. https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777
3. TRMK Q2 Deep Dive: Loan Growth, Deposit Expansion, and Core System Upgrade Shape Outlook — StockStory (Yahoo Finance), Jul 30, 2026. https://finance.yahoo.com/news/trmk-q2-deep-dive-loan-151702996.html
4. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Trustmark Corporation (SEC filings), Feb 23, 2026. https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm
5. Regions Financial investor meeting materials (Form 8-K, Exhibit 99.1) — Regions Financial (SEC filing), Aug 7, 2026. https://www.sec.gov/Archives/edgar/data/1281761/000128176126000057/a3q26investormeetingmate.htm
6. Regions Bank Says AI Lifts Productivity 20% as Loan Growth Cools — PYMNTS, Jan 16, 2026. https://pymnts.com/earnings/2026/regions-says-ai-lifts-productivity-20percent-loan-growth-cools
7. #36 First Horizon's CIO is zeroing in on 'data-as-a-product' in tech push — American Banker, Jun 1, 2026. https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking
8. Hancock Whitney Corporation Annual Report on Form 10-K for 2025 — Hancock Whitney (SEC filings), Feb 27, 2026. https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm
9. Renasant Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Renasant Corporation (SEC filings), Mar 2, 2026. https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm
10. Renasant Bank Deepens NCR Atleos Collaboration to Strengthen Self-Service Banking and Support Growth — NCR Atleos (Business Wire), Feb 24, 2025. https://www.businesswire.com/news/home/20250224728636/en/Renasant-Bank-Deepens-NCR-Atleos-Collaboration-to-Strengthen-Self-Service-Banking-and-Support-Growth
11. Regions Financial Eyes 150 New Branches as Deposit Strength Supports Growth — MarketBeat (Yahoo Finance), Sep 20, 2026. https://finance.yahoo.com/markets/stocks/articles/regions-financial-eyes-150-branches-120202785.html
12. Regions plans to unveil upgraded deposit platform in 2027 — American Banker, Jul 18, 2025. https://www.americanbanker.com/news/regions-says-it-will-upgrade-core-deposit-platform-in-2027
13. Earnings call transcript: Renasant beats Q2 2026 EPS forecast, revenue misses — Investing.com, Jul 29, 2026. https://investing.com/news/transcripts/earnings-call-transcript-renasant-beats-q2-2026-eps-forecast-revenue-misses-93CH-4820923
14. Simmons First National Corporation 2026 Proxy Statement (Schedule 14A) — Simmons First National (SEC filings), Apr 8, 2026. https://www.sec.gov/Archives/edgar/data/90498/000119312526146412/d74667ddef14a.htm
15. Simmons First National Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Simmons First National (SEC filings), Feb 25, 2026. https://www.sec.gov/Archives/edgar/data/90498/000162828026011618/sfnc-20251231.htm
16. Regions Bank's Mobile Upgrade Drives Digital Transactions to 80% — PYMNTS, Jul 17, 2026. https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/
17. Hancock Whitney HWC Q4 2025 Earnings Transcript — Earnings call transcript (The Motley Fool), Jan 20, 2026. https://fool.com/earnings/call-transcripts/2026/01/20/hancock-whitney-hwc-q4-2025-earnings-transcript
18. ServisFirst Bank Selects Covecta to Deploy Agentic AI Across its Operations — ServisFirst Bank, Sep 10, 2026. https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations
19. ServisFirst Bank Opens New Panama City Office — ServisFirst Bank, May 18, 2026. https://servisfirstbank.com/news/5-18-26
20. The Most Powerful Women to Watch, No. 13, Tammy LoCascio, First Horizon Bank — American Banker, Sep 24, 2025. https://americanbanker.com/news/2025-the-most-powerful-women-to-watch-no-13-tammy-locascio-first-horizon-bank
21. ServisFirst Bancshares, Inc. Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 — ServisFirst Bancshares (SEC filings), Aug 7, 2026. https://www.sec.gov/Archives/edgar/data/1430723/000117184326005359/sfbs20260630_10q.htm
22. Nate Gardner, Chief Xperience Officer, MX (Digital Banking speaker profile; session 'From Old Money to New Momentum: How Hancock Whitney Modernized for the Next Generation') — American Banker, Jun 3, 2026. https://digital-banking.americanbanker.com/profile/nate-gardner
23. Pam Hymel, Director of Digital Strategy, Hancock Whitney (speaker profile) — American Banker, Jun 3, 2026. https://digital-banking.americanbanker.com/profile/pam-hymel
24. Hancock Whitney Expands Offering with Free Greenlight Subscription for Clients — Hancock Whitney, Nov 12, 2025. https://www.hancockwhitney.com/newsroom/hancock-whitney-expands-offering-with-free-greenlight-subscription-for-clients
25. 5 Critical Cybersecurity Questions to Ask Your IT Team or Service Provider — Hancock Whitney, Sep 9, 2026. https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider
26. Trustmark Corporation Announces Second Quarter 2026 Financial Results — Trustmark Corporation (Business Wire via Yahoo Finance), Jul 28, 2026. https://finance.yahoo.com/news/trustmark-corporation-announces-second-quarter-203000303.html
27. Trustmark promotes exec, setting him up as potential next CEO — American Banker, Mar 31, 2026. https://americanbanker.com/news/trustmark-promotes-exec-setting-him-up-as-potential-next-ceo
28. Trustmark Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2024 — Trustmark Corporation (SEC filings), Feb 19, 2025. https://www.sec.gov/Archives/edgar/data/36146/000095017025023184/trmk-20241231.htm
29. Renasant Corporation Announces Earnings for the First Quarter of 2026 and an Increase in Its Quarterly Dividend — Renasant Corporation, Apr 28, 2026. https://investors.renasant.com/node/25476/pdf
30. Renasant Corporation Announces Earnings for the Second Quarter of 2026 — Renasant Corporation (GlobeNewswire), Jul 28, 2026. https://globenewswire.com/news-release/2026/07/28/3334764/0/en/Renasant-Corporation-Announces-Earnings-for-the-Second-Quarter-of-2026.html
31. Renasant (RNST) Q1 2026 Earnings Transcript — The Motley Fool (earnings call transcript), Apr 29, 2026. https://fool.com/earnings/call-transcripts/2026/04/29/renasant-rnst-q1-2026-earnings-transcript
32. Hancock Whitney Reports First Quarter 2026 EPS of $0.57 — Hancock Whitney, Apr 21, 2026. https://investors.hancockwhitney.com/news/news-details/2026/Hancock-Whitney-Reports-First-Quarter-2026-EPS-of-0-57
33. Hancock Whitney inks deal to buy Orlando community bank — American Banker, May 15, 2026. https://www.americanbanker.com/news/hancock-whitney-inks-deal-to-buy-orlando-community-bank
34. Regions Financial fourth quarter 2025 earnings presentation (Form 8-K, Exhibit 99.3) — Regions Financial (SEC filing), Jan 16, 2026. https://www.sec.gov/Archives/edgar/data/1281761/000128176126000006/rf-20251231xexhibit993.htm
35. US11861690B2 - Method and system for transferring funds — Google Patents (USPTO), Jan 2, 2024. https://patents.google.com/patent/US11861690B2/en
36. First Horizon keeps options open amid M&A uptick — Banking Dive, Oct 15, 2025. https://www.bankingdive.com/news/first-horizon-acquisition-buyer-ceo-jordan-earnings/802868/
37. First Horizon (FHN) Q1 2026 Earnings Transcript — Yahoo Finance, Apr 15, 2026. https://finance.yahoo.com/markets/stocks/articles/first-horizon-fhn-q1-2026-150926400.html
38. ServisFirst Bancshares, Inc. Announces Results for Second Quarter of 2026 — ServisFirst Bancshares (GlobeNewswire), Jul 20, 2026. https://globenewswire.com/news-release/2026/07/20/3330087/0/en/ServisFirst-Bancshares-Inc-Announces-Results-for-Second-Quarter-of-2026.html
39. Alabama's ServisFirst expands beyond Southeast into Texas — American Banker, Dec 16, 2025. https://www.americanbanker.com/news/alabamas-servisfirst-expands-beyond-southeast-into-texas
40. Ameris Bancorp Announces First Quarter 2026 Financial Results — Ameris Bancorp, Apr 23, 2026. https://ir.amerisbank.com/news/news-details/2026/Ameris-Bancorp-Announces-First-Quarter-2026-Financial-Results
41. Ameris (ABCB) Q1 2026 Earnings Call Transcript — The Motley Fool (Yahoo Finance), Apr 24, 2026. https://finance.yahoo.com/markets/stocks/articles/ameris-abcb-q1-2026-earnings-172604943.html
42. Ameris Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Ameris Bancorp (SEC filings), Feb 26, 2026. https://www.sec.gov/Archives/edgar/data/351569/000035156926000050/abcb-20251231.htm
43. Simmons First National Corporation Reports Second Quarter Results — Simmons First National, Jul 16, 2026. https://newsroom.simmonsbank.com/2026-07-16-Simmons-First-National-Corporation-Reports-Second-Quarter-Results
44. Simmons Bank hires new leaders to boost organic growth — American Banker, Feb 2, 2026. https://americanbanker.com/news/simmons-bank-hires-new-leaders-to-boost-organic-growth
45. FirstBank Ranked #1 in JD Power Retail Banking Satisfaction Study for South Central Region — FirstBank, Apr 22, 2026. https://www.firstbankonline.com/firstbank-ranked-1-in-jd-power-retail-banking-satisfaction-study-for-south-central-region/
46. FB Financial Corporation Reports Second Quarter 2026 Financial Results — FB Financial (Business Wire via FT), Jul 13, 2026. https://markets.ft.com/data/announce/detail?dockey=600-202607131615BIZWIRE_USPRX____20260713_BW022911-1
47. Simmons First (SFNC) Q3 2026 Earnings Call Transcript — earnings call transcript (The Motley Fool), Oct 16, 2026. https://fool.com/earnings/call-transcripts/2026/10/16/simmons-first-sfnc-q3-2026-earnings-call-transcript
48. FB Financial (FBK) Q3 2026 Earnings Call Transcript — The Motley Fool (earnings call transcript), Oct 13, 2026. https://fool.com/earnings/call-transcripts/2026/10/13/fb-financial-fbk-q3-2026-earnings-call-transcript
49. FB Financial Corporation Reports Third Quarter 2026 Financial Results (Exhibit 99.1) — FB Financial (SEC filings), Oct 13, 2026. https://www.sec.gov/Archives/edgar/data/1649749/000164974926000063/a3q26pressreleasetablesfor.htm
50. 'Progressive modernization' for cores — ABA Banking Journal, Oct 6, 2026. https://bankingjournal.aba.com/2026/10/progressive-modernization-for-cores
51. The Most Powerful Women in Banking Women to Watch, #10, Tammy LoCascio, First Horizon — American Banker, Oct 1, 2026. https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-women-to-watch-10-tammy-locascio-first-horizon
52. The Most Powerful Women in Banking NEXT, #19, Lena McCloskey, First Horizon Corporation — American Banker, Oct 1, 2026. https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-next-19-lena-mccloskey-first-horizon-corporation
53. Simmons First National Corporation to Host Investor Day — Simmons First National, Sep 22, 2026. https://newsroom.simmonsbank.com/2026-09-22-Simmons-First-National-Corporation-to-Host-Investor-Day
54. StrategyCorps Acquires Quantuma, an AI-Native Relationship Solution for Commercial Banking — StrategyCorps (PR Newswire), Sep 17, 2026. https://www.prnewswire.com/news-releases/strategycorps-acquires-quantuma-an-ai-native-relationship-solution-for-commercial-banking-302880988.html
55. Commercial Customer Business Protection — FirstBank, Sep 16, 2026. https://www.firstbankonline.com/commercial-business-protection/
56. Regions Bank - Success Story — Temenos, Sep 16, 2026. https://temenos.com/success-story/regions-bank
57. ServisFirst Bank partners Covecta to deploy AI agents — FinTech Futures, Sep 15, 2026. https://fintechfutures.com/ai-in-fintech/servisfirst-bank-partners-covecta-to-deploy-ai-agents
58. Ameris Bancorp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 — Ameris Bancorp (SEC filings), Aug 7, 2026. https://www.sec.gov/Archives/edgar/data/351569/000035156926000143/abcb-20260630.htm
59. Hancock Whitney Corporation Quarterly Report on Form 10-Q for the period ended 30 June 2026 — Hancock Whitney (SEC filings), Aug 7, 2026. https://www.sec.gov/Archives/edgar/data/750577/000119312526338672/hwc-20260630.htm
60. Renasant Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 — Renasant Corporation (SEC filings), Aug 5, 2026. https://www.sec.gov/Archives/edgar/data/715072/000071507226000072/rnst-20260630.htm
61. Trustmark Corporation Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 — Trustmark Corporation (SEC filings), Aug 5, 2026. https://www.sec.gov/Archives/edgar/data/36146/000119312526335156/trmk-20260630.htm
62. Earnings call transcript: Ameris Bancorp posts Q2 2026 EPS miss as shares fall — Investing.com, Jul 24, 2026. https://investing.com/news/transcripts/earnings-call-transcript-ameris-bancorp-posts-q2-2026-eps-miss-as-shares-fall-93CH-4811964
63. Trustmark Q2 Earnings Call Highlights — MarketBeat (Yahoo Finance), Jul 29, 2026. https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html
64. Regions aims to push 'dark mode,' other app tweaks next year — Banking Dive, Dec 19, 2025. https://www.bankingdive.com/news/regions-mobile-app-dark-mode-data-insights-digital-reggie/808360/
65. First Horizon plots a tech shift for 2025 — American Banker, Jan 16, 2025. https://www.americanbanker.com/payments/news/first-horizons-earnings-slip-after-portfolio-restructuring
66. Blueprint to Breakthrough: Activating Banking Analytics, AI, and Agentic Use Cases (First Horizon, Deloitte and Databricks session) — Databricks, Sep 15, 2026. https://answers.databricks.com/blueprint-breakthrough-activating-banking-analytics-ai-agentic-use-cases-zA4cdc9C6oQ
67. Renasant Corporation 2025 Annual Report — SEC EDGAR, Mar 16, 2026. https://sec.gov/Archives/edgar/data/715072/000071507226000032/a2025rnstannualreport.pdf
68. Regions Financial second quarter 2026 earnings presentation (Form 8-K, Exhibit 99.3) — Regions Financial (SEC filing), Jul 17, 2026. https://www.sec.gov/Archives/edgar/data/1281761/000128176126000050/rf-2026630xexhibit9931.htm
69. First Horizon at Bank of America Conference: Strategic Growth Focus (transcript) — Investing.com, Feb 11, 2026. https://investing.com/news/transcripts/first-horizon-at-bank-of-america-conference-strategic-growth-focus-93CH-4500462
70. Ameris Bancorp 2025 Annual Report to Shareholders — Ameris Bancorp (SEC filings), Apr 7, 2026. https://www.sec.gov/Archives/edgar/data/351569/000114036126013511/ny20065565x3_ars.pdf
71. Regions Financial at Citi's FinTech Conference: Modernization and AI Focus — Investing.com, Nov 19, 2025. https://investing.com/news/transcripts/regions-financial-at-citis-fintech-conference-modernization-and-ai-focus-93CH-4368694
72. ServisFirst Bancshares, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — ServisFirst Bancshares (SEC filings), Feb 27, 2026. https://www.sec.gov/Archives/edgar/data/1430723/000117184326001150/sfbs20251231_10k.htm
73. First Horizon Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — First Horizon (SEC filings), Feb 26, 2026. https://www.sec.gov/Archives/edgar/data/36966/000003696626000051/fhn-20251231.htm
74. Trustmark Partners with Greenlight to Help Parents Raise Financially Smart Kids and Teens — Trustmark Corporation (Business Wire), Jan 14, 2026. https://businesswire.com/news/home/20260114125541/en/Trustmark-Partners-with-Greenlight-to-Help-Parents-Raise-Financially-Smart-Kids-and-Teens
75. Regions Bank Launches Personalized Insights for Mobile Banking Customers — Business Wire via FT Markets, Jul 7, 2026. https://markets.ft.com/data/announce/detail?dockey=600-202607070900BIZWIRE_USPRX____20260707_BW935076-1

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