# Renasant Corporation competitors: and the alternatives

Source: https://www.bankingnewsai.com/banks/renasant/competitors
Last updated: Oct 19, 2026

*Part of the [Renasant Corporation AI strategy profile](https://www.bankingnewsai.com/banks/renasant). Peer group: Trustmark Corporation, Hancock Whitney, Ameris Bancorp, ServisFirst Bancshares, United Community Banks, Seacoast Banking Corporation of Florida, Simmons First National Corporation, Home BancShares (Centennial Bank), Pinnacle Financial Partners.*

## Who are Renasant Corporation's competitors, and what are the alternatives?

Renasant's 2025 10-K, filed March 2, 2026, says it competes for loans, deposits and treasury management with state, regional and national banks. It also names savings and loans, credit unions, finance companies, mortgage companies, insurers, brokerages, factoring companies, fintech companies and investment companies, many with 'larger technology and marketing budgets'. Its wealth unit competes with banks, brokerages, advisers and trust companies. After The First merger it is a leading bank in its home state. FDIC data for June 30, 2025 rank it third in Mississippi with $8.8 billion of deposits in 93 offices, behind Cadence ($10.6 billion), now part of Huntington, and Trustmark ($9.8 billion). Regions ($8.5 billion), BankPlus and Hancock Whitney follow. Elsewhere it is smaller. It ranks 11th in Georgia with $6.0 billion, behind Truist, Bank of America, Wells Fargo and Synovus, and ninth in Alabama, where Regions holds $31.6 billion and ServisFirst $9.0 billion. In Tennessee it is 22nd, behind First Horizon and Pinnacle, and in Florida 48th. Every regional named here sits in Renasant's own 2025 compensation peer group or holds more deposits in its states. Mortgage is a national line: Renasant originated about $2.4 billion of home loans for sale in 2025, against mortgage companies its 10-K names. Among non-banks, Chime had 10.4 million active members in June 2026, and Block lists banks among Square's competitors. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Huntington (PR Newswire)](https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22FL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm), [Chime](https://investors.chime.com/news-releases/news-release-details/chime-reports-second-quarter-2026-financial-results), [Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000162828026012254/xyz-20251231.htm))

## What does Renasant say about its competition?

"Vigorous competition exists in all major product and geographic areas in which we conduct banking business. We compete through the Bank for available loans and deposits and the provision of other financial services (such as treasury management) with state, regional and national banks as well as savings and loan associations, credit unions, finance companies, mortgage companies, insurance companies, brokerage firms, factoring companies, fintech companies and investment companies in all of our service areas. All of these numerous institutions compete in the delivery of products and services through availability, quality and pricing." ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

"Many of our competitors are larger and have substantially greater resources than we do, including higher total assets and capitalization, larger technology and marketing budgets and a broader offering of financial services, while other competitors are not subject to regulation by federal and state banking regulators, thereby avoiding the costs and other impacts of compliance with federal and state banking regulations." ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

On wealth management: "Our Wealth Management segment competes with other banks, brokerage firms, financial advisers and trust companies, which provide one or more of the services and products that we offer. Our wealth management operations compete on the basis of available product lines, rates and fees, as well as reputation and professional expertise. No particular company or group of companies dominates this industry in our markets." ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

From the risk factors: "Our ability to compete successfully depends on a number of factors, including, among other things: the ability to develop, maintain and build upon long-term customer relationships based on top quality service, high ethical standards and safe and sound assets; the ability to expand our market position; the scope, relevance and pricing of products and services offered to meet customer needs and demands; consolidation in the banking industry; the impact of legislative, regulatory and technological changes and our ability to timely leverage the benefits or mitigate the risks resulting from such changes; the rate at which we introduce new products and services relative to our competitors." (2025 Form 10-K, filed March 2, 2026.) ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

## Who competes with Renasant in each of its businesses?

| Business line | Competitor | Type | Why it competes |
| --- | --- | --- | --- |
| Home region: Mississippi, Alabama and the Deep South | [Trustmark](https://www.bankingnewsai.com/banks/trustmark) | Bank | Second in Mississippi by deposits at June 30, 2025, with $9.8 billion in 95 offices against Renasant's $8.8 billion in 93, and tenth in Alabama; a member of Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Home region: Mississippi, Alabama and the Deep South | [Huntington (Cadence Bank)](https://www.bankingnewsai.com/banks/huntington) | Bank | Cadence Bank was first in Mississippi by deposits at June 30, 2025, with $10.6 billion in 86 offices, and was bought by Huntington, which closed the deal on February 2, 2026. Cadence was in Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Huntington (PR Newswire)](https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Home region: Mississippi, Alabama and the Deep South | [Regions Financial](https://www.bankingnewsai.com/banks/regions) | Bank | First in Alabama ($31.6 billion) and fourth in Mississippi ($8.5 billion, 98 offices) by deposits at June 30, 2025, just behind Renasant in Mississippi. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Home region: Mississippi, Alabama and the Deep South | [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | Bank | Sixth in Mississippi by deposits at June 30, 2025, with $4.3 billion; headquartered in Gulfport and a member of Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Home region: Mississippi, Alabama and the Deep South | BankPlus | Bank | Fifth in Mississippi by deposits at June 30, 2025, with $5.3 billion in 57 offices. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Home region: Mississippi, Alabama and the Deep South | [ServisFirst Bancshares](https://www.bankingnewsai.com/banks/servisfirst) | Bank | Fourth in Alabama by deposits at June 30, 2025, with $9.0 billion in 13 offices, against Renasant's $3.0 billion in 38; a member of Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Commercial banking in Georgia and Tennessee | [Pinnacle Financial Partners (Synovus)](https://www.bankingnewsai.com/banks/pinnacle) | Bank | Second in Tennessee ($30.2 billion) by deposits at June 30, 2025, and owner of Synovus, fourth in Georgia ($27.3 billion); Renasant ranks 22nd in Tennessee and 11th in Georgia. A member of Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Pinnacle Financial Partners](https://www.pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-regional-bank-growth-champion), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Commercial banking in Georgia and Tennessee | [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | Bank | First in Tennessee by deposits at June 30, 2025, with $31.0 billion in 135 offices. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Commercial banking in Georgia and Tennessee | [Ameris Bancorp](https://www.bankingnewsai.com/banks/ameris) | Bank | Fifth in Georgia by deposits at June 30, 2025, with $14.9 billion against Renasant's $6.0 billion; Ameris sits in Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Commercial banking in Georgia and Tennessee | [United Community Banks](https://www.bankingnewsai.com/banks/united-community) | Bank | Seventh in Georgia by deposits at June 30, 2025, with $11.5 billion, and a member of Renasant's 2025 compensation peer group. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm)) |
| Retail deposits, checking and everyday digital banking | [Truist](https://www.bankingnewsai.com/banks/truist) | Bank | First in Georgia by deposits at June 30, 2025, with $69.0 billion, and fifth in Tennessee; Renasant holds $6.0 billion in Georgia. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Retail deposits, checking and everyday digital banking | [Bank of America](https://www.bankingnewsai.com/banks/bank-of-america) | Bank | Second in Georgia ($53.7 billion) and first in Florida by deposits at June 30, 2025; 60 million clients use its digital capabilities. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22FL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html)) |
| Retail deposits, checking and everyday digital banking | [Chime](https://www.bankingnewsai.com/fintech/chime) | Fintech | One of the fintech companies Renasant's 10-K names, and one with 'fewer regulatory constraints' of the kind it describes; Chime had 10.4 million active members at June 30, 2026 and claims a cost advantage by avoiding branches. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Chime via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm), [Chime](https://investors.chime.com/news-releases/news-release-details/chime-reports-second-quarter-2026-financial-results)) |
| Retail deposits, checking and everyday digital banking | [Cash App (Block)](https://www.bankingnewsai.com/fintech/block) | Fintech | Block's 2025 10-K lists banks among Cash App's competitors in peer-to-peer payments and debit cards; Cash App had 59 million monthly transacting actives in December 2025. ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000162828026012254/xyz-20251231.htm)) |
| Mortgage lending | Mortgage companies | Non-bank lender | Renasant's 10-K names mortgage companies among its competitors; its Mortgage division originated about $2.4 billion of residential loans for sale in the secondary market in 2025, and rate-lock volume was $611.6 million in the second quarter of 2026. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000067/exhibit991_rnstx2q2026earn.htm)) |
| Mortgage lending | [Trustmark](https://www.bankingnewsai.com/banks/trustmark) | Bank | In June 2026 Trustmark sold nonperforming mortgage loans, cutting nonperforming assets 47% in the quarter; it is Renasant's largest Mississippi-based rival by deposits. ([Trustmark Corporation (Business Wire via Yahoo Finance)](https://finance.yahoo.com/news/trustmark-corporation-announces-second-quarter-203000303.html), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Small business banking and payments | [Bank of America](https://www.bankingnewsai.com/banks/bank-of-america) | Bank | Calls itself the number one small business lender in the US, citing FDIC data, serving 4 million small businesses. ([Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html)) |
| Small business banking and payments | [Square (Block)](https://www.bankingnewsai.com/fintech/block) | Payments company | Block's 10-K lists 'banks that provide payment processing, checking, savings, loans, and payroll' among Square's competitors, the services Renasant sells with treasury management. ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000162828026012254/xyz-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm)) |
| Wealth management and trust | [Hancock Whitney (Sabal Trust)](https://www.bankingnewsai.com/banks/hancock-whitney) | Bank | Expanded its Wealth Access platform from Sabal Trust to the front door for wealth services across the bank in March 2026; Renasant's 10-K names other banks and trust companies as wealth competitors. ([PR Newswire (Wealth Access)](https://prnewswire.com/news-releases/hancock-whitney-selects-wealth-access-as-connected-intelligence-platform-for-enterprise-wealth-management-302701438.html), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm)) |
| Wealth management and trust | [Robinhood](https://www.bankingnewsai.com/fintech/robinhood) | Broker or asset manager | A brokerage firm of the kind Renasant's 10-K lists as a wealth competitor; Robinhood had 28.4 million funded customers and $369 billion of platform assets at June 30, 2026. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1783879/000178387926000113/q22026robinhoodexhibit991.htm)) |

## How do the AI and digital offerings of Renasant's competitors compare?

Renasant first, then each competitor. Use-case counts, index scores and latest moves are computed from our profiles of each company; "No profile" means this site has no page on it yet.

| Company | AI or digital offering | On the record (our profiles) | Latest dated AI move |
| --- | --- | --- | --- |
| [Renasant Corporation (this page)](https://www.bankingnewsai.com/banks/renasant) | Not disclosed | [Index 2.4 (#111); 12 use cases, 12 in production](https://www.bankingnewsai.com/banks/renasant) | Vendor StrategyCorps buys AI-native Quantuma (Sep 17, 2026) ([StrategyCorps (PR Newswire)](https://www.prnewswire.com/news-releases/strategycorps-acquires-quantuma-an-ai-native-relationship-solution-for-commercial-banking-302880988.html)) |
| [Trustmark](https://www.bankingnewsai.com/banks/trustmark) | AI initiatives planned after replacing a 45-year-old core (July 2026) ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-trustmark-tops-q2-2026-estimates-as-conversion-ends-93CH-4820777), [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/trustmark-q2-earnings-call-highlights-180405319.html)) | [Index 18.7 (#98); 10 use cases, 6 in production](https://www.bankingnewsai.com/banks/trustmark) | Q2 2026 10-Q: AI references remain macro commentary (Aug 5, 2026) ([Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526335156/trmk-20260630.htm)) |
| [Huntington (Cadence Bank)](https://www.bankingnewsai.com/banks/huntington) | Agentic process transformation, run from finance ([Fortune](https://fortune.com/2026/04/24/huntington-bancshares-cfo-ai-strategist/), [American Banker](https://www.americanbanker.com/news/huntington-banks-plan-to-obtain-a-return-on-generative-ai), [The Wall Street Journal (Deloitte CFO Journal)](https://deloitte.wsj.com/cfo/banking-on-ai-huntingtons-cfo-on-innovation-and-risk-oversight-80b35afb)) | [Index 84.2 (#13); 17 use cases, 15 in production](https://www.bankingnewsai.com/banks/huntington) | Named a Coverbase enterprise customer (Sep 29, 2026) ([Coverbase (GlobeNewswire)](https://www.globenewswire.com/news-release/2026/09/29/3370991/0/en/coverbase-adds-third-party-risk-veterans-as-enterprise-adoption-accelerates.html)) |
| [Regions Financial](https://www.bankingnewsai.com/banks/regions) | In-house native app with personalized insights; 2.7 million active mobile users ([Business Wire via FT Markets](https://markets.ft.com/data/announce/detail?dockey=600-202607070900BIZWIRE_USPRX____20260707_BW935076-1), [PYMNTS](https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/)) | [Index 83.8 (#15); 15 use cases, 13 in production](https://www.bankingnewsai.com/banks/regions) | Core deposits planned for 2027 (Oct 6, 2026) ([ABA Banking Journal](https://bankingjournal.aba.com/2026/10/progressive-modernization-for-cores)) |
| [Hancock Whitney](https://www.bankingnewsai.com/banks/hancock-whitney) | MX-built mobile app rated sixth best among banks and credit unions (per an MX session description) ([American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel)) | [Index 37.4 (#78); 11 use cases, 5 in production](https://www.bankingnewsai.com/banks/hancock-whitney) | 'AI is raising business cyber risk' guidance (Sep 9, 2026) ([Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider)) |
| BankPlus | Not disclosed | No profile | Not disclosed |
| [ServisFirst Bancshares](https://www.bankingnewsai.com/banks/servisfirst) | Covecta agentic AI across operations (September 2026) ([ServisFirst Bank](https://servisfirstbank.com/news/servisfirst-bank-selects-covecta-to-deploy-agentic-ai-across-its-operations)) | [Index 39.7 (#72); 6 use cases, 4 in production](https://www.bankingnewsai.com/banks/servisfirst) | Trade press frames Covecta as a third US bank client (Sep 15, 2026) ([FinTech Futures](https://fintechfutures.com/ai-in-fintech/servisfirst-bank-partners-covecta-to-deploy-ai-agents)) |
| [Pinnacle Financial Partners (Synovus)](https://www.bankingnewsai.com/banks/pinnacle) | Head of AI and almost 20 AI engineers; ChatPFP banker assistant ([American Banker](https://digital-banking.americanbanker.com/profile/kevin-d-johnson), [Yahoo Finance (earnings call transcript)](https://finance.yahoo.com/quote/PNFP/earnings/PNFP-Q2-2026-earnings_call-653603.html)) | [Index 65.3 (#42); 12 use cases, 9 in production](https://www.bankingnewsai.com/banks/pinnacle) | Chief digital officer: 200,000-plus customers move to a new app in March 2027 (Oct 1, 2026) ([American Banker](https://americanbanker.com/news/2026-the-most-powerful-women-in-banking-women-to-watch-15-liz-wolverton-pinnacle-financial-partners)) |
| [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | ChatFHN internal assistant, about 15 months in production (June 2026) ([American Banker](https://americanbanker.com/news/first-horizons-cio-is-36-on-the-most-innovative-people-in-finance-ranking)) | [Index 68.7 (#36); 16 use cases, 7 in production](https://www.bankingnewsai.com/banks/first-horizon) | AI file-organisation tool saves hundreds of hours in three months (Oct 1, 2026) ([American Banker](https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-next-19-lena-mccloskey-first-horizon-corporation)) |
| [Ameris Bancorp](https://www.bankingnewsai.com/banks/ameris) | Generative AI and machine-learning tools in limited internal use ([Ameris Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/351569/000035156926000050/abcb-20251231.htm)) | [Index 20.7 (#97); 11 use cases, 9 in production](https://www.bankingnewsai.com/banks/ameris) | Q2 2026 10-Q: no AI language; technology cost and premium finance figures (Aug 7, 2026) ([Ameris Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/351569/000035156926000143/abcb-20260630.htm)) |
| [United Community Banks](https://www.bankingnewsai.com/banks/united-community) | Contact-center chatbots and vendor fraud AI ([United Community Banks (SEC filings)](https://www.sec.gov/Archives/edgar/data/857855/000085785526000010/earningscalltranscript42126.htm)) | [Index 38.7 (#75); 13 use cases, 8 in production](https://www.bankingnewsai.com/banks/united-community) | Customer guidance on AI-enabled scams (Sep 18, 2026) ([United Community](https://ucbi.com/support/learning-center/ach-fraud-protect-your-business-from-payment-fraud-and-account-takeover)) |
| [Truist](https://www.bankingnewsai.com/banks/truist) | Truist Assist chatbot: 12.5 million+ requests from 2023 to March 2026 ([Truist Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/92230/000009223026000039/ex993-earningsdeck1q26.htm)) | [Index 82.6 (#16); 15 use cases, 13 in production](https://www.bankingnewsai.com/banks/truist) | Mid-table on AI-judged reputation (Sep 18, 2026) ([American Banker](https://www.americanbanker.com/opinion/people-use-ai-to-gauge-banks-reputations-and-its-verdicts-are-harsh)) |
| [Bank of America](https://www.bankingnewsai.com/banks/bank-of-america) | Erica virtual assistant: more than 24.6 million clients helped ([Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html)) | [Index 97.3 (#1); 18 use cases, 16 in production](https://www.bankingnewsai.com/banks/bank-of-america) | Treasury, FinCEN and OCC impose $1.21 billion in AML and sanctions penalties (Oct 13, 2026) ([U.S. Department of the Treasury](https://home.treasury.gov/news/press-releases/sb0657), [Office of the Comptroller of the Currency](https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-89.html), [Banking Dive](https://bankingdive.com/news/bofa-fined-1-21-billion-over-aml-bsa-occ-treasury/832915)) |
| [Chime](https://www.bankingnewsai.com/fintech/chime) | Jade, an in-app AI financial partner available to some members ([Chime](https://help.chime.com/manage-money-56350c4d/jade-financial-partner-09a6e8e3/what-is-jade-financial-partner-d9c77341)) | [8 use cases, 6 in production](https://www.bankingnewsai.com/fintech/chime) | Agreement to acquire Stride Bank (Sep 8, 2026) ([Chime](https://investors.chime.com/news-releases/news-release-details/chime-announces-agreement-acquire-stride-bank)) |
| [Cash App (Block)](https://www.bankingnewsai.com/fintech/block) | Moneybot consumer agent: over 1 million weekly engaged accounts (June 30, 2026) ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000119312526335117/d91486dex991.htm)) | [7 use cases, 6 in production](https://www.bankingnewsai.com/fintech/block) | Q2 2026: Moneybot passes 1 million weekly engaged accounts (Aug 5, 2026) ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000119312526335117/d91486dex991.htm)) |
| Mortgage companies | Not disclosed | No profile | Not disclosed |
| [Square (Block)](https://www.bankingnewsai.com/fintech/block) | Managerbot, an AI business agent for Square sellers ([Square](https://squareup.com/us/en/press/managerbot-open-beta)) | [7 use cases, 6 in production](https://www.bankingnewsai.com/fintech/block) | Q2 2026: Moneybot passes 1 million weekly engaged accounts (Aug 5, 2026) ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000119312526335117/d91486dex991.htm)) |
| [Hancock Whitney (Sabal Trust)](https://www.bankingnewsai.com/banks/hancock-whitney) | MX-powered digital banking modernisation ([American Banker](https://digital-banking.americanbanker.com/profile/nate-gardner), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel), [Hancock Whitney](https://www.hancockwhitney.com/newsroom/hancock-whitney-expands-offering-with-free-greenlight-subscription-for-clients), [Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider), [Hancock Whitney (SEC filings)](https://www.sec.gov/Archives/edgar/data/750577/000119312526077903/hwc-20251231.htm)) | [Index 37.4 (#78); 11 use cases, 5 in production](https://www.bankingnewsai.com/banks/hancock-whitney) | 'AI is raising business cyber risk' guidance (Sep 9, 2026) ([Hancock Whitney](https://www.hancockwhitney.com/insights/5-critical-cybersecurity-questions-to-ask-your-it-team-or-service-provider)) |
| [Robinhood](https://www.bankingnewsai.com/fintech/robinhood) | Cortex AI research tools (nearly 1 million customers had used Cortex Digests by April 2026) ([U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1783879/000178387926000061/q12026robinhoodexhibit991.htm)) | [8 use cases, 3 in production](https://www.bankingnewsai.com/fintech/robinhood) | Robinhood Agents, weekend trading and perpetual futures unveiled at HOOD Summit (Sep 29, 2026) ([Robinhood](https://robinhood.com/us/en/newsroom/hood-summit-2026/), [Fortune](https://fortune.com/2026/09/29/robinhood-trading-agents-hood-openai-anthropic/)) |

## Who should look beyond Renasant, and where?

| If you are | Look at | Why |
| --- | --- | --- |
| Customers who want an AI virtual assistant in the banking app | [Bank of America (Erica) or Truist (Truist Assist)](https://www.bankingnewsai.com/banks/bank-of-america) | Renasant has disclosed no customer-facing AI assistant. Erica helps more than 24.6 million clients, and Truist Assist logged 12.5 million+ requests from 2023 to March 2026. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html), [Truist Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/92230/000009223026000039/ex993-earningsdeck1q26.htm)) |
| People who need branches outside the Southeast | [JPMorgan Chase or Bank of America](https://www.bankingnewsai.com/banks/jpmorgan-chase) | Renasant's deposits are booked in Mississippi, Georgia, Alabama, Florida and Tennessee among other Southeastern states (June 30, 2025). Chase reported 5,083 branches in 2025, and Bank of America runs 3,500 financial centers. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [JPMorgan Chase & Co. (SEC filings)](https://www.sec.gov/Archives/edgar/data/19617/000162828026008131/jpm-20251231.htm), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html)) |
| Customers who want a branchless, app-only checking account | [Chime](https://www.bankingnewsai.com/fintech/chime) | Renasant is a branch-based bank. Chime's model avoids branches and ATMs, it had 10.4 million active members at June 30, 2026, and some members can use Jade, its AI financial partner. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Chime via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm), [Chime](https://investors.chime.com/news-releases/news-release-details/chime-reports-second-quarter-2026-financial-results), [Chime](https://help.chime.com/manage-money-56350c4d/jade-financial-partner-09a6e8e3/what-is-jade-financial-partner-d9c77341)) |
| Tennessee businesses that want a bank with a large local deposit base | [First Horizon or Pinnacle](https://www.bankingnewsai.com/banks/first-horizon) | Renasant ranks 22nd in Tennessee by deposits, with $1.6 billion in 18 offices (June 30, 2025). First Horizon holds $31.0 billion and Pinnacle $30.2 billion there. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Investors who want self-directed trading with AI research tools | [Robinhood](https://www.bankingnewsai.com/fintech/robinhood) | Renasant's Wealth Management segment works through trust and financial-services divisions, and its 10-K names brokerage firms and financial advisers among its competitors. Robinhood had 28.4 million funded customers at June 30, 2026, and nearly 1 million had used its Cortex Digests AI summaries by April 2026. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1783879/000178387926000113/q22026robinhoodexhibit991.htm), [U.S. Securities and Exchange Commission (EDGAR)](https://www.sec.gov/Archives/edgar/data/1783879/000178387926000061/q12026robinhoodexhibit991.htm)) |
| Sellers who want card acceptance, point-of-sale software and banking from one provider | [Square (Block)](https://www.bankingnewsai.com/fintech/block) | Block's 10-K lists banks that provide payment processing, checking, savings, loans and payroll among Square's competitors; Square sellers also get Managerbot, an AI business agent. ([Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000162828026012254/xyz-20251231.htm), [Square](https://squareup.com/us/en/press/managerbot-open-beta)) |

## Where does Renasant rank by deposits in its main states, and who is bigger?

FDIC Summary of Deposits data as of June 30, 2025, after The First merger: deposits booked in each bank's offices in the state, summed by institution. Figures are rounded. Cadence became part of Huntington on February 2, 2026, and Synovus part of Pinnacle on January 1, 2026.

| State | Renasant deposits (offices) | Renasant rank | Larger banks in the state |
| --- | --- | --- | --- |
| Mississippi | $8.8 billion (93) | 3rd of 82 | Cadence $10.6 billion, Trustmark $9.8 billion ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Georgia | $6.0 billion (75) | 11th of 187 | Truist $69.0 billion, Bank of America $53.7 billion, Wells Fargo $46.1 billion, Synovus $27.3 billion, Ameris $14.9 billion, JPMorgan Chase $13.3 billion, United Community $11.5 billion and others ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Alabama | $3.0 billion (38) | 9th of 132 | Regions $31.6 billion, PNC $11.1 billion, Wells Fargo $9.6 billion, ServisFirst $9.0 billion, Synovus $7.1 billion and others ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Florida | $1.8 billion (27) | 48th of 195 | Bank of America $170.8 billion and many others ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22FL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |
| Tennessee | $1.6 billion (18) | 22nd of 170 | First Horizon $31.0 billion, Pinnacle $30.2 billion, Regions $22.9 billion and others ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22TN%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json)) |

## Which banks does Renasant benchmark itself against?

Renasant's 2026 proxy lists 21 compensation peers chosen for 2025 on the assumption that The First merger would close in the first half of that year: Ameris, Atlantic Union, Bank OZK, Cadence, Commerce, Enterprise Financial, First Financial, Hancock Whitney, Hilltop, Home BancShares, Pinnacle, Prosperity, Seacoast, ServisFirst, Simmons, Texas Capital, TowneBank, Trustmark, United Bankshares, United Community and WesBanco. The group ranged from $14.6 billion to $49.4 billion of assets at June 30, 2024. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm))

Consolidation has reshaped the list since. Cadence is now part of Huntington, Synovus is part of Pinnacle, and Home BancShares bought Mountain Commerce in April 2026. Renasant's 10-K lists consolidation in the banking industry among the factors that decide how well it competes. ([Huntington (PR Newswire)](https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html), [Pinnacle Financial Partners](https://www.pnfp.com/about-pinnacle/media-room/news-releases/pinnacle-and-synovus-complete-merger-to-become-regional-bank-growth-champion), [Home BancShares (GlobeNewswire via Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/home-bancshares-inc-announces-completion-121500941.html), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

## Common questions

### Who are Renasant's biggest competitors?

In Mississippi, Cadence (now Huntington) and Trustmark hold more deposits, with Regions, BankPlus and Hancock Whitney behind Renasant (FDIC, June 30, 2025). In Georgia, Truist, Bank of America, Wells Fargo, Synovus (Pinnacle), Ameris and United Community are larger; in Alabama, Regions and ServisFirst. Its 10-K adds fintechs, credit unions, mortgage and factoring companies. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm))

### Is Trustmark a competitor of Renasant?

Yes, the most direct one in Mississippi. Trustmark held $9.8 billion of Mississippi deposits in 95 offices at June 30, 2025, against Renasant's $8.8 billion in 93, and sits in Renasant's compensation peer group. Trustmark replaced its 45-year-old core in April 2026 and runs 138 interactive teller machines across 160 full-service branches. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm), [StockStory (Yahoo Finance)](https://finance.yahoo.com/news/trmk-q2-deep-dive-loan-151702996.html), [Trustmark Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/36146/000119312526064009/trmk-20251231.htm))

### Is Chime a competitor of Renasant?

In deposits, yes by category: Renasant's 10-K names fintech companies and competitors with fewer regulatory constraints, and Chime's 10-K says its digital-first model gives it a cost advantage over traditional banks. Chime had 10.4 million active members at June 30, 2026. Neither company names the other. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Chime via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm), [Chime](https://investors.chime.com/news-releases/news-release-details/chime-reports-second-quarter-2026-financial-results))

### Who competes with Renasant in Georgia?

Truist ($69.0 billion of Georgia deposits), Bank of America ($53.7 billion), Wells Fargo ($46.1 billion), Synovus ($27.3 billion, now Pinnacle), Ameris ($14.9 billion), JPMorgan Chase ($13.3 billion) and United Community ($11.5 billion) are among the banks larger than Renasant, which ranks 11th with $6.0 billion (FDIC, June 30, 2025). ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22GA%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json))

### What are alternatives to Renasant for small business banking?

Bank of America calls itself the number one US small business lender, citing FDIC data, with 4 million small-business clients, and Square sells payments, point-of-sale software and banking to sellers. In Alabama, ServisFirst is a commercial bank with $9.0 billion of state deposits in 13 offices. ([Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/company-overview/bank-of-america-fast-facts.html), [Block, Inc. via SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1512673/000162828026012254/xyz-20251231.htm), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json))

### Who competes with Renasant in mortgage lending?

Renasant's 10-K names mortgage companies, credit unions and other banks among its competitors. Its Mortgage division originated about $2.4 billion of residential loans for sale in 2025, and rate locks reached $611.6 million in the second quarter of 2026, up $69.3 million on the quarter. ([Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000067/exhibit991_rnstx2q2026earn.htm))

### Renasant vs Regions: how do they compare?

Regions is far larger across the South: first in Alabama with $31.6 billion of deposits and fourth in Mississippi with $8.5 billion, just behind Renasant's $8.8 billion (FDIC, June 30, 2025). Regions reports 2.7 million active mobile users on an in-house app with personalized insights; Renasant reports no digital-user figure. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [PYMNTS](https://www.pymnts.com/earnings/2026/regions-banks-mobile-upgrade-drives-digital-transactions-to-80/), [Business Wire via FT Markets](https://markets.ft.com/data/announce/detail?dockey=600-202607070900BIZWIRE_USPRX____20260707_BW935076-1))

### Is Hancock Whitney a competitor of Renasant?

Yes. Hancock Whitney, headquartered in Gulfport, was sixth in Mississippi by deposits at June 30, 2025, with $4.3 billion, and it sits in Renasant's 2025 compensation peer group. It has also been buying in Florida, closing One Florida Bank in August 2026, and its new MX-built mobile app was rated sixth best among banks and credit unions per an MX session description. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Renasant Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/715072/000071507226000030/rnst-20260316.htm), [Business Wire via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/hancock-whitney-completes-one-florida-123000979.html), [American Banker](https://digital-banking.americanbanker.com/profile/pam-hymel))

### Does Renasant compete with Huntington after the Cadence deal?

Yes. Cadence Bank was the largest bank by Mississippi deposits at June 30, 2025, with $10.6 billion in 86 offices, and seventh in Alabama. Huntington completed its purchase of Cadence on February 2, 2026, adding 390 branches, so a Midwest bank is now Renasant's largest rival in its home state. ([FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [FDIC](https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22AL%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json), [Huntington (PR Newswire)](https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html))

## Peers on this site

- [Trustmark Corporation AI strategy](https://www.bankingnewsai.com/banks/trustmark) · [vs peers](https://www.bankingnewsai.com/banks/trustmark/vs-peers)
- [Hancock Whitney AI strategy](https://www.bankingnewsai.com/banks/hancock-whitney) · [vs peers](https://www.bankingnewsai.com/banks/hancock-whitney/vs-peers)
- [Ameris Bancorp AI strategy](https://www.bankingnewsai.com/banks/ameris) · [vs peers](https://www.bankingnewsai.com/banks/ameris/vs-peers)
- [ServisFirst Bancshares AI strategy](https://www.bankingnewsai.com/banks/servisfirst) · [vs peers](https://www.bankingnewsai.com/banks/servisfirst/vs-peers)
- [United Community Banks AI strategy](https://www.bankingnewsai.com/banks/united-community) · [vs peers](https://www.bankingnewsai.com/banks/united-community/vs-peers)
- [Seacoast Banking Corporation of Florida AI strategy](https://www.bankingnewsai.com/banks/seacoast) · [vs peers](https://www.bankingnewsai.com/banks/seacoast/vs-peers)
- [Simmons First National Corporation AI strategy](https://www.bankingnewsai.com/banks/simmons) · [vs peers](https://www.bankingnewsai.com/banks/simmons/vs-peers)
- [Home BancShares (Centennial Bank) AI strategy](https://www.bankingnewsai.com/banks/home-bancshares) · [vs peers](https://www.bankingnewsai.com/banks/home-bancshares/vs-peers)
- [Pinnacle Financial Partners AI strategy](https://www.bankingnewsai.com/banks/pinnacle) · [vs peers](https://www.bankingnewsai.com/banks/pinnacle/vs-peers)

## Sources

1. Renasant Corporation Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Renasant Corporation (SEC filings), Mar 2, 2026. https://www.sec.gov/Archives/edgar/data/715072/000071507226000017/rnst-20251231.htm
2. FDIC Summary of Deposits, Mississippi branches, deposits aggregated by institution (June 30, 2025) — FDIC, Jun 30, 2025. https://api.fdic.gov/banks/sod?filters=STALPBR%3A%22MS%22%20AND%20YEAR%3A2025&agg_by=CERT&agg_sum_fields=DEPSUMBR&agg_term_fields=NAMEFULL&agg_limit=1000&format=json
3. Huntington Bank Completes Merger with Cadence Bank, Expanding Presence Across Texas and the South — Huntington (PR Newswire), Feb 2, 2026. https://www.prnewswire.com/news-releases/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south-302676243.html
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16. Hancock Whitney Selects Wealth Access as Connected Intelligence Platform for Enterprise Wealth Management — PR Newswire (Wealth Access), Mar 2, 2026. https://prnewswire.com/news-releases/hancock-whitney-selects-wealth-access-as-connected-intelligence-platform-for-enterprise-wealth-management-302701438.html
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18. StrategyCorps Acquires Quantuma, an AI-Native Relationship Solution for Commercial Banking — StrategyCorps (PR Newswire), Sep 17, 2026. https://www.prnewswire.com/news-releases/strategycorps-acquires-quantuma-an-ai-native-relationship-solution-for-commercial-banking-302880988.html
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22. At Huntington Bancshares, the CFO is also the AI strategist — Fortune, Apr 24, 2026. https://fortune.com/2026/04/24/huntington-bancshares-cfo-ai-strategist/
23. Huntington Bank's plan to obtain a return on gen AI — American Banker, Sep 11, 2025. https://www.americanbanker.com/news/huntington-banks-plan-to-obtain-a-return-on-generative-ai
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