# Which banks lead in AI for wealth management?

Source: https://www.bankingnewsai.com/banks/leaders/wealth-management-ai
Last updated: Oct 23, 2026


Edition: computed from the bank pages as of Oct 21, 2026, methodology at https://www.bankingnewsai.com/banks/ai-index/methodology.

Data as of Oct 21, 2026 · 140 banks profiled · 69 with evidence · 81 sources cited.

69 of the 140 profiled banks qualify: their pages carry AI material on wealth management, advisers, asset management, private banking, brokerage or custody. Ranked by stage and then by depth of evidence, the leaders are Raymond James, Schwab, Morgan Stanley, UBS (US) and Wells Fargo: Raymond James (Rai operations agent (in production) · Zoom AI Companion meeting summaries (in…); Schwab (Schwab Advisor AI in Action (in production) · Schwab AI Service Assistant (in…); Morgan Stanley (AI @ Morgan Stanley Assistant and Debrief (in production) · LeadIQ (in…); UBS (US) (Copilot and the in-house assistant Red (in production) · STAAT proactive…); Wells Fargo (Advisor Gateway and AI Teammate (in production) · Intelligent Banker book (in…). 38 of the 69 describe a wealth or adviser AI system in production; the rest are rolling out, piloting, announced, or have only a dated move or figure.

## Which banks have AI for wealth management and advisers on the record?

Every bank with a use case, a dated AI move or an AI figure on its page that mentions wealth, advisers, asset management, private banking, brokerage or custody: 69 of 140, the top 30 shown. Ranked by the best stage among those use cases, then by depth (use cases, plus dated moves capped at four, plus figures capped at three).

| # | Bank | AI index score | Wealth and adviser AI (stage) | Disclosed figure | Latest wealth AI move | Evidence · depth | Status | Date | Sources |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | [Raymond James](https://www.bankingnewsai.com/banks/raymond-james) | 84.4 | Rai operations agent (in production) · Zoom AI Companion meeting summaries (in production) · Predictive machine learning in Advisor Access (in production) | no figure disclosed | Expanded AWS collaboration to advance AI-powered advisor insights (Sep 21, 2026) | 8 use cases · 11 moves · 0 figures · depth 12 | In production | Sep 21, 2026 | [Raymond James](https://raymondjames.com/news-and-media/press-releases/2026/01/27/raymond-james-launches-proprietary-digital-ai-agent-to-bolster-operational-excellence); [Raymond James](https://raymondjames.com/athens-branch/about-us/press-releases/2025/05/15/raymond-james-expands-service-focused-technology-investment-with-zoom-ai-companion); [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/raymond-james-financial-q3-earnings-230545601.html) |
| 2 | [Schwab](https://www.bankingnewsai.com/banks/charles-schwab) | 80.7 | Schwab Advisor AI in Action (in production) · Schwab AI Service Assistant (in production) · Wealth.com AI estate planning (in production) | no figure disclosed | Anthropic barred from training on Schwab data (Sep 21, 2026) | 6 use cases · 7 moves · 0 figures · depth 10 | In production | Sep 21, 2026 | [Charles Schwab](https://pressroom.aboutschwab.com/press-releases/press-release/2026/Schwab-Study-Reveals-RIA-AI-Adoption-More-Than-Doubles---But-Most-Firms-Still-in-Early-Stages/default.aspx); [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/schwab-schw-q1-2026-earnings-145425271.html); [American Banker](https://www.americanbanker.com/news/schwab-is-changing-what-it-means-for-rias-in-its-referral-network) |
| 3 | [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | 69.8 | AI @ Morgan Stanley Assistant and Debrief (in production) · LeadIQ (in production) · Aladdin Wealth Auto Commentary (in production) | Advisor teams using the Assistant: 98% (Jun 26, 2024) | Client-facing digital assistants to be tested; agents to nudge advisors (Jul 13, 2026) | 5 use cases · 7 moves · 1 figure · depth 10 | In production | Jul 16, 2026 | [Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch); [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/news/morgan-stanley-ms-q4-2025-150422206.html); [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/morgan-stanley-ms-q2-2026-003219361.html) |
| 4 | [UBS (US)](https://www.bankingnewsai.com/banks/ubs-usa) | 74.8 | Copilot and the in-house assistant Red (in production) · STAAT proactive insights for US advisors (in production) · Advisor agents for alerts and execution (in production) | Financial-advisor teams using the flagship AI platform: Nearly 90% (Apr 29, 2026) | Ermotti at the Bank of America conference (Sep 22, 2026) | 4 use cases · 8 moves · 2 figures · depth 10 | In production | Sep 22, 2026 | [UBS](https://ubs.com/global/en/media/display-page-ndp/en-20251016-ai-strategy.html); [UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules); [Financial Planning](https://www.financial-planning.com/news/ubs-turns-to-ai-to-gain-wallet-share-find-new-clients) |
| 5 | [Wells Fargo](https://www.bankingnewsai.com/banks/wells-fargo) | 90.3 | Advisor Gateway and AI Teammate (in production) · Intelligent Banker book (in production) · Credit memo desk tool (in production) | no figure disclosed | Q3 2026 call: AI agents in code, marketing, cyber, underwriting (Oct 13, 2026) | 5 use cases · 6 moves · 0 figures · depth 9 | In production | Oct 13, 2026 | [CIO Dive](https://www.ciodive.com/news/wells-fargo-debuts-ai-powered-teammate-financial-advisers/825353/); [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/wells-fargo-wfc-q2-2026-194712683.html); [Financial Planning](https://financial-planning.com/news/200-000-reasons-to-thoughtfully-integrate-ai-q-a-with-wells-fargos-ai-chief) |
| 6 | [Northern Trust](https://www.bankingnewsai.com/banks/northern-trust) | 79.7 | NLP and LLM signals in asset management (in production) · AI-assisted prospecting and lead qualification (wealth) (in production) · Client action plan agents and One Wealth assistant (rolling out) | no figure disclosed | CFO at Barclays: more AI use cases than time and money (Sep 14, 2026) | 5 use cases · 4 moves · 0 figures · depth 9 | In production | Sep 14, 2026 | [Northern Trust Asset Management](https://ntam.northerntrust.com/united-states/all-investor/insights/investment-perspective-and-commentary/2026/how-does-natural-language-processing-work); [Northern Trust Asset Management](https://ntam.northerntrust.com/content/dam/northerntrust/investment-management/global/en/documents/research/quantitative/uncovering-alpha-networked-economy.pdf); [The Motley Fool (earnings call transcript)](https://fool.com/earnings/call-transcripts/2026/07/22/northern-trust-ntrs-q2-2026-earnings-call-transcript) |
| 7 | [Stifel Bank](https://www.bankingnewsai.com/banks/stifel-bank) | 6.5 | AI productivity tools for advisers, bankers and analysts (in production) · Fund banking and wealth-linked lending (in production) · AI agents in wealth-management preparation (in production) | Employee advisers actively using AI tools, industry-wide (J.D. Power 2026 study that ranked Stifel first): 73% (from 44%) (Jul 9, 2026) | American Banker: AI and the cost of adviser recruiting (Aug 19, 2026) | 3 use cases · 6 moves · 1 figure · depth 8 | In production | Aug 19, 2026 | [TheStreet (Yahoo Finance)](https://finance.yahoo.com/technology/ai/articles/stifel-earnings-expose-wall-street-030700080.html); [GuruFocus (Yahoo Finance)](https://finance.yahoo.com/news/stifel-financial-corp-sf-q2-210257050.html); [Stifel Financial](https://stifel.com/investor-relations/DownloadEarningsReleaseFile?fiscalYear=2026&id=263) |
| 8 | [OCBC](https://www.bankingnewsai.com/banks/ocbc) | n/a | Source of Wealth Assistant (agentic) (in production) · Gen AI coaching for wealth advisors (in production) · HELIOS agentic customer due diligence (rolling out) | Wealth advisors on Gen AI coaching: 900; double the weekly customer appointments and a 50% revenue uplift vs the prior three months in early users (Apr 15, 2026) | HELIOS agentic AI cuts private banking onboarding to 15 business days (Jul 29, 2026) | 3 use cases · 5 moves · 1 figure · depth 8 | In production | Jul 29, 2026 | [Oversea-Chinese Banking Corporation (via HKMA Banking Disclosure Repository)](https://vpr.hkma.gov.hk/statics/assets/doc/100020/ar_25/ar_25_eng.pdf); [Oversea-Chinese Banking Corporation](https://ocbc.com/group/media/release/2026/ocbc-harnesses-agentic-ai-to-quicken-onboarding-customers); [Oversea-Chinese Banking Corporation](https://ocbc.com/group/media/release/2026/ocbc-launches-generative-ai-powered-skills-training-for-all-wealth-advisors) |
| 9 | [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | n/a | Advisor agents and STAAT Insights (US wealth) (in production) · UBS Red assistants and the advisor knowledge base (in production) · Advisor question chatbot and meeting-scheduling agent (US wealth) (in production) | US advisor teams using the flagship AI platform: Nearly 90% (Apr 29, 2026) | Investment in Finster AI (Aug 10, 2026) | 3 use cases · 9 moves · 1 figure · depth 8 | In production | Aug 10, 2026 | [Reuters via Investing.com](https://www.investing.com/news/stock-market-news/wall-street-banks-ramp-up-digital-assistants-in-bid-towin-productivity-race-4787686); [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000023/ubs-20251231.htm); [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000053/investorpresotext2026.htm) |
| 10 | [Citi](https://www.bankingnewsai.com/banks/citigroup) | 94.7 | Market Guide (Investor Services) (in production) · Citi Sky (rolling out) · Citi Wealth advisor tools (rolling out) | no figure disclosed | Market Guide platform relaunched with AI at Sibos (Sep 29, 2026) | 3 use cases · 6 moves · 0 figures · depth 7 | In production | Sep 29, 2026 | [Citigroup (Business Wire)](https://secure.businesswire.com/news/home/20260929289110/en/Citi-Investor-Services-Reimagines-Market-Guide-Platform-Harnessing-AI-to-Deliver-Timely-Intelligence-for-Decision-Makers); [Reuters](https://www.reuters.com/business/finance/citigroup-targets-11-13-near-term-return-tangible-assets-2026-05-07/); [American Banker](https://www.americanbanker.com/news/to-gain-wallet-share-citi-looks-to-add-400-u-s-advisors-and-personal-bankers) |
| 11 | [DBS](https://www.bankingnewsai.com/banks/dbs) | n/a | Wealth name screening and source-of-wealth profiling (in production) · iCoach and iGrow employee career tools (in production) · digiWealth Gen AI conversations and adviser tools (rolling out) | AI-enabled wealth onboarding: Turnaround time cut by 50% in the first five months of 2026 (May 31, 2026) | DBS launches AI career advisory service and IBF training pact (Aug 24, 2026) | 3 use cases · 3 moves · 1 figure · depth 7 | In production | Oct 5, 2026 | [The Business Times](https://businesstimes.com.sg/companies-markets/dbs-targets-s1-trillion-aum-2030-it-steps-ai-hiring-push); [The Straits Times](https://straitstimes.com/business/how-dbs-is-shaping-asias-future-as-an-ai-enabled-bank-with-a-heart); [The Business Times](https://businesstimes.com.sg/companies-markets/dbs-rolls-out-career-advisory-service-help-employees-navigate-ai-driven-change) |
| 12 | [HSBC](https://www.bankingnewsai.com/banks/hsbc) | n/a | Wealth AI platform and Banker Assist (in production) · Google Cloud programme: wealth, decision assistant, regulatory procedures (rolling out) | Wealth Intelligence data sources: More than 10,000 (HSBC research and external feeds) (Jun 24, 2026) | UK wealth restructuring tied to AI reported (Oct 7, 2026) | 2 use cases · 6 moves · 1 figure · depth 7 | In production | Oct 7, 2026 | [HSBC Holdings plc](https://hsbc.com/-/files/hsbc/investors/hsbc-results/2025/annual/pdfs/hsbc-holdings-plc/260225-annual-results-2025-presentation-to-investors-and-analysts.pdf); [Google Cloud (PR Newswire)](https://www.prnewswire.com/news-releases/hsbc-and-google-cloud-announce-transformative-ai-banking-partnership-302802395.html); [HSBC Holdings plc](https://hsbc.com/-/files/hsbc/media/media-release/2026/260624-the-ai-trust-threshold.pdf) |
| 13 | [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | 97.3 | EricaAssist and employee tools (in production) · AI-Powered Meeting Journey (in production) | no figure disclosed | Principles for AI shopping agents (Sep 22, 2026) | 2 use cases · 5 moves · 0 figures · depth 6 | In production | Sep 22, 2026 | [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/07/bank-of-america-enhances-ericaassist-with-generative-ai-to-help-.html); [American Banker](https://www.americanbanker.com/news/bank-of-americas-moynihan-touts-good-economics-of-ai); [Bank of America (PR Newswire)](https://prnewswire.com/news-releases/merrill-and-bank-of-america-private-bank-launch-ai-powered-meeting-journey-302725593.html) |
| 14 | [City National](https://www.bankingnewsai.com/banks/city-national) | 65.0 | AI-powered insights in the US wealth digital platform (in production) · Adviser productivity and back-office AI (RBC Wealth Management) (announced) | no figure disclosed | Wealth head: AI use cases funded inside the existing technology budget (Aug 27, 2026) | 2 use cases · 3 moves · 0 figures · depth 5 | In production | Aug 31, 2026 | [Royal Bank of Canada (SEC filings)](https://www.sec.gov/Archives/edgar/data/1000275/000119312525305927/d95203dex2.htm); [The Motley Fool](https://fool.com/earnings/call-transcripts/2026/08/31/rbc-ry-q3-2026-earnings-call-transcript) |
| 15 | [Banco Santander](https://www.bankingnewsai.com/banks/santander) | n/a | SAMi AI assistant for Wealth commercial activity (in production) · G42 co-development: advisory, savings and a banking intelligence layer (announced) | no figure disclosed | First-half financial report: AI named in Wealth, markets and payments (Jul 21, 2026) | 2 use cases · 3 moves · 0 figures · depth 5 | In production | Jul 21, 2026 | [Banco Santander](https://santander.com/content/dam/santander-com/en/documentos/resultados-trimestrales/2026/q2/rt-q2-2026-banco-santander-financial-report-en.pdf); [Banco Santander](https://santander.com/en/press-room/press-releases/2026/06/banco-santander-and-g42-sign-memorandum-of-understanding-to-explore-strategic-cooperation-in-artificial-intelligence) |
| 16 | [BNY](https://www.bankingnewsai.com/banks/bny-mellon) | 89.6 | Settlement-inquiry digital employee (in production) | no figure disclosed | INSITE 2026: AI in wealth workflows (Jun 4, 2026) | 1 use case · 3 moves · 0 figures · depth 4 | In production | Jun 4, 2026 | [BNY (SEC filing)](https://www.sec.gov/Archives/edgar/data/1390777/000139077726000042/ex993_quarterlyupdatepre.htm); [Financial Advisor Magazine](https://fa-mag.com/news/bny-takes-aim-at-schwab--fidelity-with-ai-powered-wealth-push-87284.html) |
| 17 | [CIBC](https://www.bankingnewsai.com/banks/cibc-us) | 76.5 | AdvisorAssist meeting notes (in production) | no figure disclosed | Barclays conference: advisers from four to five meetings a day (Sep 15, 2026) | 1 use case · 3 moves · 0 figures · depth 4 | In production | Sep 15, 2026 | [CIBC via CNW (Yahoo Finance)](https://finance.yahoo.com/technology/ai/articles/cibc-launches-ai-powered-platform-100000321.html); [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/cibc-cm-q3-2026-earnings-002829412.html); [Investing.com](https://uk.investing.com/news/stock-market-news/cibc-at-barclays-conference-higher-returns-steady-growth-93CH-4870088) |
| 18 | [BMO Financial Group](https://www.bankingnewsai.com/banks/bmo-group) | n/a | Rovr AI advisor assistant (in production) · Nexa and Rovr in Wealth and Insurance (in production) | Wealth AI tools: assisted hours a year: More than 400,000 (Jul 27, 2026) | BMO Wealth: more than 400,000 assisted hours a year from AI (Jul 27, 2026) | 2 use cases · 1 move · 1 figure · depth 4 | In production | Jul 27, 2026 | [Bank of Montreal (SEC filing)](https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207dex992.htm); [BMO AI Hub](https://ai.bmo.com/our-stories/helping-wealth-professionals-focus-on-what-matters-most) |
| 19 | [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | n/a | HelloïZ virtual assistant at Hello bank! (in production) · Nickel Assist (in production) · Document AI for French mortgage files (in production) | no figure disclosed | Five-year Google Cloud partnership for agentic AI (Sep 24, 2026) | 3 use cases · 1 move · 0 figures · depth 4 | In production | Sep 24, 2026 | [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group); [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation); [BNP Paribas](https://group.bnpparibas/en/news/ai-at-bnp-paribas-3-using-artificial-intelligence-to-speed-up-granting-of-mortgage-loans) |
| 20 | [RBC](https://www.bankingnewsai.com/banks/rbc) | n/a | Advice Centre generative AI and conversational banking (in production) · AI digital assistant for intent detection and routing (in production) · Wealth advisor meeting preparation and summaries (pilot) | no figure disclosed | Q3 2026 call: execution on AI 'accelerating' (Aug 27, 2026) | 3 use cases · 1 move · 0 figures · depth 4 | In production | Aug 27, 2026 | [Royal Bank of Canada](https://www.rbc.com/investor-relations/_assets-custom/pdf/2025q4strategicupdate.pdf); [Yahoo Finance](https://finance.yahoo.com/quote/RY.TO/earnings/RY.TO-Q2-2026-earnings_call-571801.html); [Royal Bank of Canada (SEC filing)](https://sec.gov/Archives/edgar/data/1000275/000119312525305934/d73208dex991.pdf) |
| 21 | [Scotiabank](https://www.bankingnewsai.com/banks/scotiabank) | n/a | InvestIQ research tool (in production) | Workdays saved by AI tools in wealth management (management statement): 24,000 over about a quarter and a half (Sep 9, 2026) | Financials Summit: 95% adoption and 24,000 workdays (Sep 9, 2026) | 1 use case · 2 moves · 1 figure · depth 4 | In production | Sep 9, 2026 | [Scotiabank](https://scotiabank.com/ca/en/about/perspectives.articles.digital.2026-04-invest-iq-ai-invest-stock-tool-tech.html); [Investing.com](https://investing.com/news/transcripts/scotiabank-at-annual-financials-summit-early-roe-goal-met-93CH-4894010); [Financial Post](https://financialpost.com/fp-finance/banking/banks-say-ai-allowing-them-recover-unpaid-loans-cut-call-centre-volumes-save-workdays) |
| 22 | [TD](https://www.bankingnewsai.com/banks/td-bank-us) | 91.5 | Knowledge-management assistants (in production) | no figure disclosed | Chun at the Scotiabank summit: five AI 'big rocks' and a collections agent (Sep 9, 2026) | 1 use case · 2 moves · 0 figures · depth 3 | In production | Sep 9, 2026 | [TD Bank Group](https://stories.td.com/ca/en/news/2025-10-20-new-td-wealth-virtual-assistant-set-to-enhance-the-colleague); [TD Bank Group](https://stories.td.com/ca/en/news/2025-07-08-virtual-ai-assistant-to-help-power-td-securities); [TD Bank Group](https://www.td.com/content/dam/tdcom/canada/about-td/pdf/quarterly-results/2026/q1/2026-q1-report-shareholders-en.pdf) |
| 23 | [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | 29.9 | SS&C Trust Suite for private wealth (in production) · Board risk reporting that includes the CIO (in production) | no figure disclosed | Private Wealth Advisors adopts SS&C Trust Suite (Dec 10, 2024) | 2 use cases · 1 move · 0 figures · depth 3 | In production | Apr 3, 2026 | [SS&C (PR Newswire)](https://prnewswire.com/news-releases/first-merchants-private-wealth-advisors-adopts-ssc-trust-suite-302327346.html); [First Merchants Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/712534/000071253426000025/frme-20260402.htm) |
| 24 | [Busey Bank](https://www.bankingnewsai.com/banks/busey) | 44.8 | Glia voice-AI virtual assistants in the contact centre (in production) · AI call summaries, transfer context and natural-language quality review (in production) · Agent Assist and Manager AI tools (announced) | no figure disclosed | no dated wealth AI move | 3 use cases · 0 moves · 0 figures · depth 3 | In production | Sep 24, 2026 | [The Financial Brand](https://thefinancialbrand.com/news/checking-accounts/build-relationships-checking-no-longer-promises-primacy-195883); [Glia (Business Wire)](https://www.businesswire.com/news/home/20260330781668/en/Glia-Launches-CoPilot-an-Agentic-Knowledge-Partner-for-Every-Banking-Team); [Busey Bank](https://busey.com/awards-and-recognition) |
| 25 | [MUFG](https://www.bankingnewsai.com/banks/mufg) | n/a | AI in call centres and customer support (in production) · AI concierge, AI account-opening chat and MAP AI for Emut (announced) | no figure disclosed | Sakana AI partnership and AI Advisor (May 19, 2025) | 2 use cases · 1 move · 0 figures · depth 3 | In production | Sep 24, 2026 | [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/presentation/2025/pdf/slides2603_en.pdf); [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2026_all_en.pdf); [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/pressrelease/2025/pdf/news-20251112-001_ja.pdf) |
| 26 | [Société Générale](https://www.bankingnewsai.com/banks/societe-generale) | n/a | Mosaic external-fraud detection (in production) · Generative-AI assistants for clients and advisers (announced) | no figure disclosed | Scientific Advisory Council includes an AI scientist (Jun 18, 2025) | 2 use cases · 1 move · 0 figures · depth 3 | In production | Sep 21, 2026 | [Societe Generale](https://societegenerale.com/sites/default/files/documents/2024-09/applying-data-ia-flagship-use-cases.pdf); [Societe Generale](https://www.societegenerale.com/en/news-and-documentation/news/all-news/our-approach-using-artificial-intelligence-support-our-clients-and-employees); [Societe Generale](https://www.societegenerale.com/sites/default/files/documents/2026-09/capital-markets-day-presentation.pdf) |
| 27 | [Standard Chartered](https://www.bankingnewsai.com/banks/standard-chartered) | n/a | GenAI Client Engagement Assistant in myWealth Advisor (in production) | AI themes identified for execution (including myWealth Advisor in Singapore and Hong Kong): 15 (Feb 24, 2026) | AI-powered FX video column launched with LSEG (Feb 6, 2025) | 1 use case · 1 move · 1 figure · depth 3 | In production | Feb 24, 2026 | [Standard Chartered PLC](https://www.sc.com/en/news/wealth-retail-banking/beyond-the-hype/); [Standard Chartered PLC](https://sc.com/en/uploads/sites/66/content/docs/standard-chartered-plc-2025-annual-report.pdf); [Standard Chartered PLC](https://www.sc.com/en/press-release/standard-chartered-launches-industry-first-ai-powered-fx-insights) |
| 28 | [Truist](https://www.bankingnewsai.com/banks/truist) | 84.6 | Wholesale underwriting and adviser analytics (in production) | no figure disclosed | Q1 2026: AI called 'a real operating lever'; 'AI in action' metrics (Apr 17, 2026) | 1 use case · 1 move · 0 figures · depth 2 | In production | Apr 17, 2026 | [The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/truist-tfc-q1-2026-earnings-144706029.html); [Truist Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/92230/000009223026000039/ex993-earningsdeck1q26.htm) |
| 29 | [Regions](https://www.bankingnewsai.com/banks/regions) | 83.4 | AI personalisation products for businesses and mortgage customers (in production) | no figure disclosed | Wealth management formalises its AI pipeline (Jan 16, 2026) | 1 use case · 1 move · 0 figures · depth 2 | In production | Jan 16, 2026 | [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176125000058/rf-2025630xexhibit993.htm); [Regions Financial (SEC filing)](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000006/rf-20251231xexhibit993.htm) |
| 30 | [Pinnacle](https://www.bankingnewsai.com/banks/pinnacle) | 65.3 | Vendor-supplied AI insights on the consumer platform (in production) | no figure disclosed | Q2 call: almost 20 AI engineers, 40 power users (Jul 23, 2026) | 1 use case · 1 move · 0 figures · depth 2 | In production | Jul 23, 2026 | [Yahoo Finance (earnings call transcript)](https://finance.yahoo.com/quote/PNFP/earnings/PNFP-Q2-2026-earnings_call-653603.html) |

## What wealth and adviser AI systems have the banks named?

Every wealth, adviser, asset-management, private-banking, brokerage or custody use case in the ranking, one per row, with its stage and newest source date.

| Bank | System | Stage | Date |
| --- | --- | --- | --- |
| [Raymond James](https://www.bankingnewsai.com/banks/raymond-james) | Rai operations agent | In production | Jan 27, 2026 |
| [Raymond James](https://www.bankingnewsai.com/banks/raymond-james) | Zoom AI Companion meeting summaries | In production | May 15, 2025 |
| [Raymond James](https://www.bankingnewsai.com/banks/raymond-james) | Predictive machine learning in Advisor Access | In production | May 15, 2025 |
| [Schwab](https://www.bankingnewsai.com/banks/charles-schwab) | Schwab Advisor AI in Action | In production | Jan 22, 2026 |
| [Schwab](https://www.bankingnewsai.com/banks/charles-schwab) | Schwab AI Service Assistant | In production | Apr 16, 2026 |
| [Schwab](https://www.bankingnewsai.com/banks/charles-schwab) | Wealth.com AI estate planning | In production | Apr 16, 2026 |
| [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | AI @ Morgan Stanley Assistant and Debrief | In production | Jun 26, 2024 |
| [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | LeadIQ | In production | Jul 16, 2026 |
| [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | Aladdin Wealth Auto Commentary | In production | Oct 2, 2025 |
| [UBS (US)](https://www.bankingnewsai.com/banks/ubs-usa) | Copilot and the in-house assistant Red | In production | Jul 29, 2026 |
| [UBS (US)](https://www.bankingnewsai.com/banks/ubs-usa) | STAAT proactive insights for US advisors | In production | Jan 9, 2026 |
| [UBS (US)](https://www.bankingnewsai.com/banks/ubs-usa) | Advisor agents for alerts and execution | In production | Jul 13, 2026 |
| [Wells Fargo](https://www.bankingnewsai.com/banks/wells-fargo) | Advisor Gateway and AI Teammate | In production | Jul 21, 2026 |
| [Wells Fargo](https://www.bankingnewsai.com/banks/wells-fargo) | Intelligent Banker book | In production | Jun 19, 2026 |
| [Wells Fargo](https://www.bankingnewsai.com/banks/wells-fargo) | Credit memo desk tool | In production | Jun 19, 2026 |
| [Northern Trust](https://www.bankingnewsai.com/banks/northern-trust) | NLP and LLM signals in asset management | In production | Mar 1, 2026 |
| [Northern Trust](https://www.bankingnewsai.com/banks/northern-trust) | AI-assisted prospecting and lead qualification (wealth) | In production | Jul 22, 2026 |
| [Northern Trust](https://www.bankingnewsai.com/banks/northern-trust) | Client action plan agents and One Wealth assistant | Rolling out | Jul 22, 2026 |
| [Stifel Bank](https://www.bankingnewsai.com/banks/stifel-bank) | AI productivity tools for advisers, bankers and analysts | In production | Jul 24, 2026 |
| [Stifel Bank](https://www.bankingnewsai.com/banks/stifel-bank) | Fund banking and wealth-linked lending | In production | Jul 23, 2026 |
| [Stifel Bank](https://www.bankingnewsai.com/banks/stifel-bank) | AI agents in wealth-management preparation | In production | Apr 21, 2026 |
| [OCBC](https://www.bankingnewsai.com/banks/ocbc) | Source of Wealth Assistant (agentic) | In production | Jul 29, 2026 |
| [OCBC](https://www.bankingnewsai.com/banks/ocbc) | Gen AI coaching for wealth advisors | In production | Apr 15, 2026 |
| [OCBC](https://www.bankingnewsai.com/banks/ocbc) | HELIOS agentic customer due diligence | Rolling out | Jul 29, 2026 |
| [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | Advisor agents and STAAT Insights (US wealth) | In production | Jul 13, 2026 |
| [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | UBS Red assistants and the advisor knowledge base | In production | Dec 31, 2024 |
| [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | Advisor question chatbot and meeting-scheduling agent (US wealth) | In production | Dec 1, 2025 |
| [Citi](https://www.bankingnewsai.com/banks/citigroup) | Market Guide (Investor Services) | In production | Sep 29, 2026 |
| [Citi](https://www.bankingnewsai.com/banks/citigroup) | Citi Sky | Rolling out | Sep 14, 2026 |
| [Citi](https://www.bankingnewsai.com/banks/citigroup) | Citi Wealth advisor tools | Rolling out | Apr 9, 2026 |
| [DBS](https://www.bankingnewsai.com/banks/dbs) | Wealth name screening and source-of-wealth profiling | In production | Oct 5, 2026 |
| [DBS](https://www.bankingnewsai.com/banks/dbs) | iCoach and iGrow employee career tools | In production | Aug 24, 2026 |
| [DBS](https://www.bankingnewsai.com/banks/dbs) | digiWealth Gen AI conversations and adviser tools | Rolling out | Oct 2, 2026 |
| [HSBC](https://www.bankingnewsai.com/banks/hsbc) | Wealth AI platform and Banker Assist | In production | Feb 25, 2026 |
| [HSBC](https://www.bankingnewsai.com/banks/hsbc) | Google Cloud programme: wealth, decision assistant, regulatory procedures | Rolling out | Jun 17, 2026 |
| [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | EricaAssist and employee tools | In production | Jul 21, 2026 |
| [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | AI-Powered Meeting Journey | In production | Mar 27, 2026 |
| [City National](https://www.bankingnewsai.com/banks/city-national) | AI-powered insights in the US wealth digital platform | In production | Dec 3, 2025 |
| [City National](https://www.bankingnewsai.com/banks/city-national) | Adviser productivity and back-office AI (RBC Wealth Management) | Announced | Aug 31, 2026 |
| [Banco Santander](https://www.bankingnewsai.com/banks/santander) | SAMi AI assistant for Wealth commercial activity | In production | Jul 21, 2026 |
| [Banco Santander](https://www.bankingnewsai.com/banks/santander) | G42 co-development: advisory, savings and a banking intelligence layer | Announced | Jun 3, 2026 |
| [BNY](https://www.bankingnewsai.com/banks/bny-mellon) | Settlement-inquiry digital employee | In production | Apr 16, 2026 |
| [CIBC](https://www.bankingnewsai.com/banks/cibc-us) | AdvisorAssist meeting notes | In production | Aug 27, 2026 |
| [BMO Financial Group](https://www.bankingnewsai.com/banks/bmo-group) | Rovr AI advisor assistant | In production | Dec 4, 2025 |
| [BMO Financial Group](https://www.bankingnewsai.com/banks/bmo-group) | Nexa and Rovr in Wealth and Insurance | In production | Jul 27, 2026 |
| [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | HelloïZ virtual assistant at Hello bank! | In production | May 26, 2026 |
| [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | Nickel Assist | In production | Sep 24, 2026 |
| [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | Document AI for French mortgage files | In production | Mar 5, 2025 |
| [RBC](https://www.bankingnewsai.com/banks/rbc) | Advice Centre generative AI and conversational banking | In production | May 28, 2026 |
| [RBC](https://www.bankingnewsai.com/banks/rbc) | AI digital assistant for intent detection and routing | In production | May 28, 2026 |
| [RBC](https://www.bankingnewsai.com/banks/rbc) | Wealth advisor meeting preparation and summaries | Pilot | Apr 27, 2026 |
| [Scotiabank](https://www.bankingnewsai.com/banks/scotiabank) | InvestIQ research tool | In production | Apr 16, 2026 |
| [TD](https://www.bankingnewsai.com/banks/td-bank-us) | Knowledge-management assistants | In production | Feb 25, 2026 |
| [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | SS&C Trust Suite for private wealth | In production | Dec 10, 2024 |
| [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | Board risk reporting that includes the CIO | In production | Apr 3, 2026 |
| [Busey Bank](https://www.bankingnewsai.com/banks/busey) | Glia voice-AI virtual assistants in the contact centre | In production | Sep 24, 2026 |
| [Busey Bank](https://www.bankingnewsai.com/banks/busey) | AI call summaries, transfer context and natural-language quality review | In production | Sep 24, 2026 |
| [Busey Bank](https://www.bankingnewsai.com/banks/busey) | Agent Assist and Manager AI tools | Announced | Sep 24, 2026 |
| [MUFG](https://www.bankingnewsai.com/banks/mufg) | AI in call centres and customer support | In production | Aug 24, 2026 |
| [MUFG](https://www.bankingnewsai.com/banks/mufg) | AI concierge, AI account-opening chat and MAP AI for Emut | Announced | Sep 24, 2026 |
| [Société Générale](https://www.bankingnewsai.com/banks/societe-generale) | Mosaic external-fraud detection | In production | Feb 1, 2025 |
| [Société Générale](https://www.bankingnewsai.com/banks/societe-generale) | Generative-AI assistants for clients and advisers | Announced | Sep 21, 2026 |
| [Standard Chartered](https://www.bankingnewsai.com/banks/standard-chartered) | GenAI Client Engagement Assistant in myWealth Advisor | In production | Jan 14, 2026 |
| [Truist](https://www.bankingnewsai.com/banks/truist) | Wholesale underwriting and adviser analytics | In production | Apr 17, 2026 |
| [Regions](https://www.bankingnewsai.com/banks/regions) | AI personalisation products for businesses and mortgage customers | In production | Jul 18, 2025 |
| [Pinnacle](https://www.bankingnewsai.com/banks/pinnacle) | Vendor-supplied AI insights on the consumer platform | In production | Jul 23, 2026 |

## How is this ranking computed?

Inclusion: a use case whose name or detail mentions wealth, advisor or adviser, asset management, private bank, brokerage or custody, or a timeline move or number that mentions one of those and also describes AI, models, assistants, agents or automation. Order: best stage among the qualifying use cases (in production, rolling out, pilot, announced, then none), then depth = use cases + dated moves (capped at 4) + figures (capped at 3), then assets.

Only 69 of the 140 profiled banks qualify, so the table shows the top 30. Every cell quotes the bank's page and links its sources.

## What are the caveats?

Many banks on this site have small or no wealth businesses, and pure asset managers and brokers outside banking are not profiled here; absence from the table means the bank's page records no wealth AI, not that the bank runs none.

Adviser-facing tools (meeting summaries, research assistants) and client-facing tools (robo-advice, client assistants) are ranked together; the system column says which each is.

## How does this differ from the AI index?

The AI index scores AI disclosure across every business line; this page keeps only wealth, adviser, asset-management, private-banking, brokerage and custody AI and ranks it by stage first. The AI index and its method: https://www.bankingnewsai.com/banks/ai-index.

## FAQ

### Which bank leads in AI for wealth management?

Raymond James Financial: Rai operations agent (in production) · Zoom AI Companion meeting summaries (in production).

### How many banks use AI in wealth management?

69 of the 140 profiled banks have wealth, adviser, asset-management, private-banking, brokerage or custody AI on the record; 38 describe a system in production.

### Which banks give financial advisers AI assistants?

Banks whose qualifying use cases name advisers: Raymond James, Schwab, Morgan Stanley, UBS (US), Wells Fargo and Northern Trust.

### Which banks have disclosed a figure for wealth AI?

Morgan Stanley (Advisor teams using the Assistant: 98%), UBS (US) (Financial-advisor teams using the flagship AI platform: Nearly 90%), Stifel Bank (Employee advisers actively using AI tools, industry-wide (J.D. Power…), OCBC (Wealth advisors on Gen AI coaching: 900; double the weekly customer…) and UBS Group AG (US advisor teams using the flagship AI platform: Nearly 90%).

### Does this include custody and asset servicing?

Yes: custody and asset management count, which is why custody banks such as Citi, BNY and State Street can appear.

## The other rankings

- [AI leaders](https://www.bankingnewsai.com/banks/leaders/ai): BofA, Citi and Amex, by disclosure score, production use cases and named platforms.
- [Technology leaders](https://www.bankingnewsai.com/banks/leaders/technology): JPMorgan, BofA and Citi, by disclosed technology spending, technologists and cloud scale.
- [Proprietary platforms](https://www.bankingnewsai.com/banks/leaders/proprietary-ai-platforms): 100 of 140 banks name one; BofA (Erica (and EricaAssist)), Citi (Citi Stylus Workspaces), Amex (Agentic Commerce Experiences (ACE) and Amex Agent Purchase Protection) lead.
- [Modern technology stack](https://www.bankingnewsai.com/banks/leaders/modern-technology-stack): Arvest, Deutsche Bank and Citizens, by disclosed cloud migration, core modernisation and API numbers.
- [Responsible AI](https://www.bankingnewsai.com/banks/leaders/responsible-ai): Citizens Business Bank, Synchrony and Banner Bank, by named AI councils, risk frameworks and responsible-AI officers.
- [AI adoption in 2026](https://www.bankingnewsai.com/banks/leaders/ai-adoption-2026): Amex, Citi and SoFi, by dated 2026 production rollouts and moves.
- [Research, patents and partnerships](https://www.bankingnewsai.com/banks/leaders/ai-research-patents-partnerships): USAA, TD Bank Group and BofA, by disclosed patents, research deals and model-provider partnerships.
- [Agentic AI](https://www.bankingnewsai.com/banks/leaders/agentic-ai): Amex, Commonwealth Bank and Deutsche Bank (U.S.); 76 of 140 banks have an agent in production.
- [Generative AI with customers](https://www.bankingnewsai.com/banks/leaders/generative-ai-customer-facing): 32 of 140 banks have one in production; BBVA, BNP Paribas and Société Générale lead on stage and scale.
- [Fraud and credit AI](https://www.bankingnewsai.com/banks/leaders/fraud-and-credit-ai): Zions, Citi and Western Alliance; 104 banks run fraud AI and 59 credit AI in production.
- [Data management](https://www.bankingnewsai.com/banks/leaders/data-management): First Horizon, Standard Chartered and State Street, by named data platforms, governance programmes and chief data officers.
- [Cloud adoption](https://www.bankingnewsai.com/banks/leaders/cloud): Citizens, Commonwealth Bank and Capital One; 3 banks say they are all-in on the public cloud or out of their data centres.
- [Technology talent](https://www.bankingnewsai.com/banks/leaders/technology-talent): M&T, Lloyds and UBS Group AG, by disclosed technologist headcount, open AI roles, named leaders and hubs.
- [Auto-lending AI](https://www.bankingnewsai.com/banks/leaders/auto-lending-ai): Capital One, Santander US and Ally; 9 banks disclose auto-finance automation or AI, 6 call it AI.
- [Strategy and technology vision](https://www.bankingnewsai.com/banks/leaders/strategy-and-technology-vision): DBS, MUFG and Regions, by executive statements, stated technology budgets, dated strategy events and named platforms.
- [Client experience technology](https://www.bankingnewsai.com/banks/leaders/client-experience-technology): BBVA, Truist and U.S. Bank, by client-facing AI in production, digital-active customers and assistant interactions.
- [Payments AI](https://www.bankingnewsai.com/banks/leaders/payments-ai): Amex, U.S. Bank and Banco Santander; 96 banks have payments, treasury or merchant AI on the record.
- [Compliance AI](https://www.bankingnewsai.com/banks/leaders/compliance-ai): Deutsche Bank, TD and BNY, by depth of compliance AI, then breadth across AML and KYC, model risk, governance and fair lending.
- [Cybersecurity AI](https://www.bankingnewsai.com/banks/leaders/cybersecurity): Commonwealth Bank, Community Bank N.A. and M&T, by cyber AI in production, dated moves and disclosed cyber budgets.
- [All twenty rankings](https://www.bankingnewsai.com/banks/leaders)

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Part of [BankingNewsAI](https://www.bankingnewsai.com/) — a free daily brief on AI in banking, an AI regulation tracker (43 authorities, 244 documents) and AI-strategy profiles of the 120 largest US banks. Markdown versions of every reference page: append `.md` to the page URL; index at https://www.bankingnewsai.com/llms.txt.