# Which large banks use nCino?

Source: https://www.bankingnewsai.com/banks/leaders/use-ncino
Last updated: Oct 30, 2026


Checked 2026-10-28 · bank profiles and the nCino vendor page. Nothing on this page is written by a model: every row is computed from that dataset.

On the public record as of Oct 28, 2026, 11 of the 141 large banks profiled have a dated, sourced profile entry naming nCino (a use case, a timeline move, a platform note or a vendor-page customer record). Ranked by entries naming nCino, the top 5 are ConnectOne (15 entries), WaFd Bank (6 entries), Eastern Bank (5 entries), FirstSun (4 entries) and Rockland Trust (3 entries). ConnectOne's strongest evidence: nCino Banking Advisor Knowledge Base (use case, in production, Jul 14, 2026).

## Which of the large banks use nCino?

| # | Bank | Entries naming nCino | Strongest entry | Status | Date | On this site | Sources |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | [ConnectOne](https://www.bankingnewsai.com/banks/connectone) | 15 | nCino Banking Advisor Knowledge Base (use case, in production, Jul 14, 2026) | In production | Jul 14, 2026 | [ConnectOne profile](https://www.bankingnewsai.com/banks/connectone#where) | [nCino (GlobeNewswire)](https://www.globenewswire.com/news-release/2026/07/14/3326739/0/en/connectone-bank-is-building-the-future-of-commercial-lending-on-ncino-s-agentic-operating-system.html); [American Banker](https://www.americanbanker.com/news/how-connectone-bank-uses-ai-to-save-time-on-admin-work) |
| 2 | [WaFd Bank](https://www.bankingnewsai.com/banks/wafd) | 6 | nCino Analyst Digital Partner (use case, pilot, Sep 10, 2026) | Pilot | Sep 10, 2026 | [WaFd Bank profile](https://www.bankingnewsai.com/banks/wafd#where) | [nCino](https://ncino.com/en-SEA/blog/nsight-2026-recap); [nCino](https://ncino.com/blog/commercial-relationship-reviews-two-days-agentic-ai) |
| 3 | [Eastern Bank](https://www.bankingnewsai.com/banks/eastern) | 5 | nCino connected lending, implemented by Zennify (use case, rolling out, Nov 6, 2025) | Rolling out | Nov 6, 2025 | [Eastern Bank profile](https://www.bankingnewsai.com/banks/eastern#where) | [nCino (GlobeNewswire)](https://globenewswire.com/news-release/2025/11/06/3182452/0/en/nCino-Expands-Offering-with-Eastern-Bank-to-Deliver-Connected-Lending-Experience-Across-Product-Lines.html); [Eastern Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/1810546/000162828026013126/ebc-20251231.htm) |
| 4 | [FirstSun](https://www.bankingnewsai.com/banks/firstsun) | 4 | nCino and Sandbox Banking integration in loan operations (use case, in production, May 21, 2025) | In production | May 21, 2025 | [FirstSun profile](https://www.bankingnewsai.com/banks/firstsun#where) | [nCino](https://ncino.com/en-US/news/ncino-acquires-sandbox-banking); [nCino](https://www.ncino.com/news/powering-a-new-era-5-key-themes-from-nsight-2025) |
| 5 | [Rockland Trust](https://www.bankingnewsai.com/banks/rockland-trust) | 3 | Commercial loan origination redesign (nCino) (use case, rolling out, Sep 8, 2026) | Rolling out | Sep 8, 2026 | [Rockland Trust profile](https://www.bankingnewsai.com/banks/rockland-trust#where) | [Independent Bank Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/investorpresentationslid.htm); [Independent Bank Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/investorpresentationslid.htm) |
| 6 | [M&T](https://www.bankingnewsai.com/banks/mt-bank) | 3 | RDC.AI via nCino (section, Aug 19, 2026) | Mentioned | Aug 19, 2026 | [M&T profile](https://www.bankingnewsai.com/banks/mt-bank#patents-and-partners) | [nCino (GlobeNewswire)](https://www.globenewswire.com/news-release/2024/05/15/2882307/0/en/m-t-bank-expands-use-of-ncino-with-adoption-of-continuous-credit-monitoring-solution-powered-by-rich-data-co-s-explainable-ai-platform.html); [M&T Bank](https://newsroom.mtb.com/2026-08-19-M-T-Bank-and-RDC-AI-Recognized-with-Editors-Choice-Award-at-2026-Banking-Tech-Awards-USA) |
| 7 | [Wintrust](https://www.bankingnewsai.com/banks/wintrust) | 3 | AI features inside vendor packages — Management says early AI use is turning on features in packages from Workiva, Workday, nCino and FIS, 'starting to see… (use case, rolling out, Mar 10, 2026) | Rolling out | Mar 10, 2026 | [Wintrust profile](https://www.bankingnewsai.com/banks/wintrust#where) | [Investing.com](https://www.investing.com/news/transcripts/wintrust-at-rbc-conference-strategic-growth-and-stability-93CH-4553543); [Wintrust Financial Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/1015328/000101532826000007/wtfc-20251231.htm) |
| 8 | [Park National](https://www.bankingnewsai.com/banks/park-national) | 3 | nCino commercial loan origination system (use case, rolling out, Mar 9, 2026) | Rolling out | Mar 9, 2026 | [Park National profile](https://www.bankingnewsai.com/banks/park-national#where) | [Park National Corporation (SEC filing, ARS)](https://www.sec.gov/Archives/edgar/data/805676/000080567626000023/a2025annualreport_finalx.htm) |
| 9 | [Zions](https://www.bankingnewsai.com/banks/zions) | 3 | nCino platform for commercial and small-business origination (use case, announced, Apr 15, 2025) | Announced | Apr 15, 2025 | [Zions profile](https://www.bankingnewsai.com/banks/zions#where) | [nCino (GlobeNewswire)](https://investor.ncino.com/news-releases/news-release-details/zions-bancorporation-implement-ncino-platform-and-intelligent) |
| 10 | [First Horizon](https://www.bankingnewsai.com/banks/first-horizon) | 3 | nCino Banking Advisor (gen-AI co-pilot) design programme (use case, pilot, Jun 17, 2024) | Pilot | Jun 17, 2024 | [First Horizon profile](https://www.bankingnewsai.com/banks/first-horizon#where) | [nCino (GlobeNewswire via Yahoo Finance)](https://finance.yahoo.com/news/ncino-deploying-banking-advisor-generative-113000253.html) |
| 11 | [Atlantic Union](https://www.bankingnewsai.com/banks/atlantic-union) | 2 | Investor-day deck names the technology vendor stack — Lists Socure, Salesforce, nCino, Blend, Q2 and MuleSoft, plans an AI-enhanced chatbot and AI call-centre quality… (move, Dec 10, 2025) | Mentioned | Dec 10, 2025 | [Atlantic Union profile](https://www.bankingnewsai.com/banks/atlantic-union#timeline) | [Atlantic Union Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/883948/000088394825000114/aub-20251210xex99d1.htm) |

## How is this ranked?

Data: the 141 bank profiles on this site (lib/banks), every entry dated and sourced, plus the bank customers listed on the nCino vendor page (/vendors/ncino).

Rule: A bank is listed when at least one use case, timeline move, platform note, section row, number, quote or leader entry on its profile matches the pattern nCino, or when the vendor page records it as a customer. Score = number of matching entries. Order: entries, then banks with a matching use case in production, then the newest entry. An entry that only restricts or blocks the vendor's tool is kept, marked "Restricted" and sorted last.

Counts: 11 of 141 profiled banks qualify; 18 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

## What are the caveats?

Naming nCino on the public record is evidence of a relationship, a pilot or a policy, not of contract size or exclusivity; many banks use several providers and do not name them all.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

## FAQ

### Which bank ranks first?

ConnectOne Bancorp leads with 15 entries: nCino Banking Advisor Knowledge Base (use case, in production, Jul 14, 2026). WaFd Bank is second with 6.

### How many large banks name nCino in sourced AI records?

11 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 11 are US banks and 0 non-US groups.

### What counts, and what does not?

A bank is listed when at least one use case, timeline move, platform note, section row, number, quote or leader entry on its profile matches the pattern nCino, or when the vendor page records it as a customer. Score = number of matching entries. Order: entries, then banks with a matching use case in production, then the newest entry. An entry that only restricts or blocks the vendor's tool is kept, marked "Restricted" and sorted last. Source: the 141 bank profiles on this site (lib/banks), every entry dated and sourced, plus the bank customers listed on the nCino vendor page (/vendors/ncino).

### Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

### When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles and the nCino vendor page). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

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- [All ranked answers](https://www.bankingnewsai.com/banks/leaders)

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